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<div data-page-id="Qc4ddRk2uo9YvSxR5Uwu4jwRsuh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-RxFudX5r3otYDGxMeORunrulsNi"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NPhtd6TIBoRDRkx2veFuNuE8sCF" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现基于用户的 VVIP 等级计算，返现比例最高可达 10%。</span></div></li><li class="ace-line ace-line old-record-id-ZKH9dXpMKoiWBYxp2pjusfX5sLe" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现以 USDT 形式发放，结算完成后 T+3 个自然日内到账至法币账户。</span></div></li><li class="ace-line ace-line old-record-id-EDDXdq8dvoJLFfxyqFjuKLd1sJh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度返现上限按用户名下所有卡片合并计算，并于每月 1 日重置。</span></div></li><li class="ace-line ace-line old-record-id-BhOZdd35voI40Sx2NFNuzc67s8c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商户类目及特殊交易不参与返现，退款交易对应的返现将被收回。</span></div></li><li class="ace-line ace-line old-record-id-CdgkdnMrgoWLfRx8rSkuelebstf" data-list="bullet"><div><span style="font-size: 16px;">用户可在 MEXC Card 首页及交易记录页随时查询返现明细。</span></div></li></ul><div class="ace-line ace-line old-record-id-HFVLdPTH3oTJlxxhekPuYvQIskc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CW11dse59oGWhnxwXBIuO27wsLg"><strong>1. MEXC Card 返现如何运作</strong></h2><div class="ace-line ace-line old-record-id-YGzodFepcozxo1xcRnYugbU5srh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZFnddhS3LoLziHxp21aubDrzssh"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> 平台为用户提供的加密资产消费卡。用户持卡消费并完成结算后，系统将根据用户当前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/user/m-score">VVIP 等级</a>进行返现，返现以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a> 形式直接发放至用户的法币账户，无需手动领取。</span></div><div class="ace-line ace-line old-record-id-CB4Cdo0zYoH8U5xkj5Cug8VSs12"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KZxQdi9BzotyY9xC1cKunJxYsFh"><span style="font-size: 16px;">不同等级对应的返现率与月度返现上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FKzvdkWb5oncrcxXrwIu4imYsUh"><strong style="font-size: 16px;">VVIP 等级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KBLAdpy5Lo9EBwx7NN4uz3H9sWe"><strong style="font-size: 16px;">返现率</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UdCLd5np8o785gxQszEu6baLs0f"><strong style="font-size: 16px;">月度返现上限</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LegMdzIGzoI7kkxjhVsuw9lnsyg"><strong style="font-size: 16px;">普通</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gclcd1H2gorHBExaL0xu0Rz8szc"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CpM9dZqxFocWhyxfmasug25ysHY"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RS4QdEeagoSKhSxVkKauCq8RsGe"><strong style="font-size: 16px;">高级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RzGtdDhLsouUUtxQAQFurydfslg"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EoVsd7M4noWcfaxGv2FuxaYsssE"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdjwdygQToA3LrxvyWGusf13sac"><strong style="font-size: 16px;">精英</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SU1kdDuSAom7lJxa4kcuOuH9sEd"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TRa1dtVpToEj41xkTbjumBUUssw"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Rlk1dLU8Wo4UxnxpSVuuFKGasOc"><span style="font-size: 16px;">注：具体等级、返现率及月度返现上限以 App 内页面展示为准。本 FAQ 内容可能存在更新延迟，如有出入，请以页面实际显示为准。</span></div><div class="ace-line ace-line old-record-id-JBE6d3XMdo0IwNxLMgquRNipsdg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"ecfe7b07-d726-41f8-be89-96fd98bf818c","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFWWjbgEkvoif5LxHh1AuxwStste%2F%3Fpreview_type%3D16","file_token":"FWWjbgEkvoif5LxHh1AuxwStste","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-ZoNsdj5J6o4CGyxwUg4utSEcs8b"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F202611021825423456S9YhUajBtot8f.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWm9Oc2RqNUo2bzRDR3l4d1VnNHV0U0VjczhiIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FWWjbgEkvoif5LxHh1AuxwStste/?mount_node_token=ZoNsdj5J6o4CGyxwUg4utSEcs8b&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FWWjbgEkvoif5LxHh1AuxwStste" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Cnr4dtJJmoW9zoxWlwgu6i2WsUg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HFrndhKmKoBVnfxAW8eug21Gsib"><strong>2. 返现什么时候计算、什么时候到账?</strong></h2><div class="ace-line ace-line old-record-id-DYb4dXgm7oGyoDxYR3luXurystg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TBzKdeA4To49qUxZZ8UuV6ABsbf"><span style="font-size: 16px;">返现以交易结算（而非授权）为准。结算完成后，系统会实时计算返现金额，并在 T+3 个自然日内发放至用户的法币账户。需要注意的是，若交易在授权后被撤销、未完成结算，则不会产生返现。</span></div><div class="ace-line ace-line old-record-id-B9G8ddkX2oLwzBxZTSGuKYthsKc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RsKndHBqvotns4xmumRuxOkuscg"><strong>3. 持有多张卡，返现额度是分开计算还是合并计算？</strong></h2><div class="ace-line ace-line old-record-id-NkIQd214oolmPjx7wLNuA8XRsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2w6dwmLIoTZSJxWD8gu7NRlstf"><span style="font-size: 16px;">月度返现上限按用户维度合并计算。也就是说，用户名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/mexc-card">MEXC Card</a> 产生的返现会加总统计，共用同一个月度额度。</span></div><div class="ace-line ace-line old-record-id-SksEd1K59oOqIsx6IL7uyvSMs1l"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CrLsdSQzlogwrXxJqkbuZoGIsef"><strong>4. 月度返现额度什么时候重置?</strong></h2><div class="ace-line ace-line old-record-id-KMffd6NlbowlCjxUdJJuiCRosOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-I7CZdTtYAoJ3yIxPQcFuDSWcsif"><span style="font-size: 16px;">月度返现额度于每月 1 日 00:00（UTC+8）自动重置。重置后，用户当月的返现累计金额清零，可重新按所属等级的上限获得返现。</span></div><div class="ace-line ace-line old-record-id-XQw0dTQKUoBAoexGqt1utajdsOg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RBHAdZf44o6DbLxdqgCuKoaAsPd"><strong>5. 哪些消费不参与返现?</strong></h2><div class="ace-line ace-line old-record-id-NVFodSxiRohnSPxqYaiulvp9sqh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WpbldbbpVoF66yxebHiuFqp9sMc"><span style="font-size: 16px;">以下几类情况不参与返现：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商户类目的消费（MCC）</a>、强制授权订单、触发风控的交易，以及当月返现额度已用尽后的消费部分。若某笔交易命中上述情况，交易记录中会明确显示不返现的原因，用户可自行核对。</span></div><div class="ace-line ace-line old-record-id-I2oYdqsDLo6vqSxb8Q5uOmTMsGS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XMjbdf48Uo1FglxxbkYuDp1WsZb"><strong>6. 消费时和结算时的 VVIP 等级不一致，按哪个等级计算？</strong></h2><div class="ace-line ace-line old-record-id-NZJZdQqimorkYpxh4ZQuvfjgsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YhWkdYkz4o0bUexghpsuhC42sdb"><span style="font-size: 16px;">返现统一按结算那一刻的 VVIP 等级计算。若用户等级提升，当月剩余返现额度将立即按新等级的上限重新计算；若等级下降，且已使用额度超过新等级上限，系统不会倒扣已发放的返现，但当月剩余可用额度将归零。</span></div><div class="ace-line ace-line old-record-id-URJedMd5xoW9VixnUsRuUXpDsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0dndnO50ofHEuxj1AXuJkOKsPM"><strong>7. 退款会收回已发放的返现吗？</strong></h2><div class="ace-line ace-line old-record-id-DApWdJbbpo6zvixHWh8uM8INsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HjZHdMKlgos8WUxF23ouWK5sshh"><span style="font-size: 16px;">会。交易发生退款后，对应的返现将被系统收回。若账户余额不足以扣回，账户会显示欠款提示，用户需尽快补齐欠款，否则可能影响正常用卡权益。此外，退款收回的返现不会释放当月已占用的返现额度。</span></div><div class="ace-line ace-line old-record-id-DUmidbGb6opnwtxEP4NuQaMAsJf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RlF7dklhNozoETxZnG7u4jO7scg"><strong>8. 在哪里查看返现明细？</strong></h2><div class="ace-line ace-line old-record-id-MHLQdAB2ooUTmaxcMvYuGsmSsMo"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGTbdYOW0okllJxr7a5upPdMsLh"><span style="font-size: 16px;">用户可通过以下三个入口查询：MEXC Card 首页可查看累计返现及本月返现汇总；各卡片详情页可查看单卡返现明细；交易记录页中每笔消费均标注对应的返现金额与状态说明，方便逐笔核对。</span></div><div class="ace-line ace-line old-record-id-RnzRd34PHoK5GnxU33tuk59Fs5e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DURedTZCFoNz65xdrq3u6AOIsnc"><strong>9. 返现规则是否会调整吗?</strong></h2><div class="ace-line ace-line old-record-id-CFHBdmzhHoGKLUxOWHAuElTPsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FqojdcnfAoaBypx6XRFu9rDCsig"><span style="font-size: 16px;">MEXC Card 的返现比例、月度额度上限以及参与或排除的商户类目，均可能根据运营情况进行调整。相关变动将以 MEXC 官方最新公示为准，建议用户在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/announcements">官方公告</a>，以获取最准确的规则信息。</span></div><div class="ace-line ace-line old-record-id-VP0kdSsP1orBCNxTawCuAEGbs8g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ByTddi7OaoC2HfxUyoyuvGqFsLb"><strong>10. 为什么消费了没有收到返现？</strong></h2><div class="ace-line ace-line old-record-id-VVwhdAg2qogtFkx8JtNuYJvWsjb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hvd8dE7yBoZvr1xL1K3u2MM4sHg"><span style="font-size: 16px;">未收到返现，通常是以下三种情况导致的：</span></div><div class="ace-line ace-line old-record-id-RBoudlOYaoiNvbxiXdPuTG0LsHb"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-K1c2dOZyhoyi8ZxmVlVuzmuDswA"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-JbsXdy6tDoTijXxiGebuaFNvsxU"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-T0mPdWwNSovwnkxWBrJuNWcwsbb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PhRSdiOcyocIUJxaVm5uZz48sod"><strong style="font-size: 16px;">案例 1：退款回收返现，额度不恢复。</strong></div><div class="ace-line ace-line old-record-id-R7kSdmeg6os1UYxuXJdu5aYqsgd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKhDd4gQWo4IIPxEktvuADSYs2b"><span style="font-size: 16px;">用户 A 每月返现上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-H4WId77uGox8dOx6PVpuGFsXslo"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TqspdZQ1doo3icxjJrouy8WzsMh"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RnOzdIS4Yo7M0Gx9J5JuunigsPd"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QHEld8RVpogLTpxtdjHuAGhts0e"><span style="font-size: 16px;">消费 1,000 USDT，返现 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V7bfdLGYnogxN4xbn4Iufnl0ssf"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZQMjd9QGlotLk7xWjzxuvFeksse"><span style="font-size: 16px;">消费 1,500 USDT，返现 30 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DQOIdR8RcorLQdxdB7NubxROsNg"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LyH6dBM1Ro8NcxxjUW8utggTsMq"><span style="font-size: 16px;">10 月 5 日那笔订单退款，系统收回 20 USDT 返现。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ds9pdvwdKorcu7x2ngSuh6uOs6c"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOV7dzQaHo7j0RxYTgXuHF8vssp"><span style="font-size: 16px;">消费 800 USDT，没有返现。退款后额度不恢复，本月额度仍是用完的状态。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y6gRdn6I6oNOzyxLr7puQymfsyh"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WAdpdRdHtosOhcxfJ1Wuzq4XsnH"><span style="font-size: 16px;">额度重置，可以重新获得返现。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QnI2d8LXhobYqDx0t1lucdmFsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MAPEdzm2votcKVx42veu353Rs2b"><strong style="font-size: 16px;">案例 2：退款时余额不足，产生欠款。</strong></div><div class="ace-line ace-line old-record-id-V54ed4SrKowJdWxqgDmuuhh9s7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LQwsdGIuAoOCjsxkOU2upU6Dstd"><span style="font-size: 16px;">用户 B 每月返现上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PH09drBroo0a7sxUMriuxESisCb"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SHCkdHYxRol8Bsxz8tqu5ygNsle"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AITedx1gpouWYExvNIzurJtKsKd"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZL10dwi4VoSEF4x2sVMu4yOfsaf"><span style="font-size: 16px;">消费 5,000 USDT，返现 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U8wsdiHYGoklidxOceeu6zfZsig"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X5PydL94Do09U5xoE8TuJqA6swI"><span style="font-size: 16px;">消费 2,500 USDT，返现 50 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RpRDddwa1o3UjGxN5SGuEEsYscb"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CaWzduG0qoAWpoxG6KvuKyAqskz"><span style="font-size: 16px;">用户把法币账户里的 140 USDT 转走，账户剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7ZWd8fJDoj74WxsqYtuzqN5sr3"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X07ydE73OoapscxA3Zyu3XK9scd"><span style="font-size: 16px;">10 月 3 日那笔订单退款，需收回 100 USDT 返现，账户只有 10 USDT，扣完后欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FsKhdmmxco01Z0xe6VpuVWZasgb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VakVdCcQJoUvMmxlmTRul1zJsnh"><span style="font-size: 16px;">消费 600 USDT，没有返现，因为本月额度已用完且不恢复。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WEQ2dh9ZLorPeUx2AgjuxmpBspe"><span style="font-size: 16px;">用户需要尽快补齐 90 USDT 欠款，否则可能影响用卡权益。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KRZydLgdaoX1ffxoZToux5Jrsye"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXVddTZEqoOIdZxaBd8uY8COsnc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ExMhdUcwMor2K0x9w6qu0hz8sVb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-G06hdyBrqo78kNxWXkxuoDQgs8d" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-WpNbd1kJnoxlRRxlireuVJdKsLd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-U5beds4lIoUKaRxCanfuOQGKszd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-QDkgd7YqAovqExxC8BVux9nrsJe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 奖励常见问题</a></div></li></ul><div class="ace-line ace-line old-record-id-J93Kd3kzhozNepxpanUunx6asVk"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="T9zSd5Fqho5sAax8GwCuDV72s7c" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-GQ86dHJHBoqZGSxbvQOuukggskd"><strong>1. MEXC Card 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RQh1deoveoWsJ0xyztuuamhYsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M9mhdkoLkoz5Nsx5fyZutrZqsxg"><span style="font-size: 16px;">返现比例、月度上限和发放规则，请查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 返现常见问题解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Xa91dSI9CoxuHkxCQHGuNeDLspc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BwqsdPC37oaCLAxPc82u2fa2sPc"><strong>2. MEXC Card 理财收益</strong></h2><div class="ace-line ace-line old-record-id-U6kGdrbarotQLGxgk00uteKGsSb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NCJDdVk2DoVp7Exiu0HuaE2ZsNf"><span style="font-size: 16px;">2.1 如何获得理财收益？</span></h3><div class="ace-line ace-line old-record-id-VrivdCUs8oIusyxN6smu8Kqhs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OFB9dBNi2ogi2WxKxenuyOHdsvb"><span style="font-size: 16px;">从 11 月开始，手动认购 MEXC Card 专属活期理财产品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="206;407" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="206"><col width="407"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDBBdHANzox3olxP7jIuE9slsZd"><strong style="font-size: 16px;">规则</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlK6dEQ7voVSSIxkUZ1ujcrhs4c"><strong style="font-size: 16px;">内容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvfadHwc3oKR6TxQ6Weuq5efsxc"><span style="font-size: 16px;">适用资产</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Dvbdd2cUMoms6Mxo6cquaOtOsxd"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YI3tdoq72oKJhixFhE6ufrfJsxe"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lywudc6ApoSA8cxDSVQuocSjsEf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9K7dPFjXonrLDx1oLtuz9NSsgc"><span style="font-size: 16px;">计息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AHoQdl0mfohHklxTnKHuJRhssIh"><span style="font-size: 16px;">每小时计息，次日发放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRh6d1Go7oLRKMx8dnEubYzNs0b"><span style="font-size: 16px;">个人最低质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MyGMd9R04oGkQJxBHlMubqYysIO"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkbNdPMejo29XNx2Lv0uVqIrsch"><span style="font-size: 16px;">个人最高质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMPd7VquovcaGx8z6ruKlSfsJb"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbiodug0aoZ8tqxIcwUuhBw5sLg"><span style="font-size: 16px;">参与方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTqgdX5ZDozU7hxKIgUuf9HOs3V"><span style="font-size: 16px;">需手动认购 MEXC Card 专属理财产品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qzrid8xAuoZtBJxrei8uPjnBs1c"><span style="font-size: 16px;">与消费返现关系</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KCyZdkWLCo0E0DxDOrKuWwBBswf"><span style="font-size: 16px;">独立计算，互不冲突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WA1ad2aS8oCNmsxdnUHu9Fgus6g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXSVd9PdsoVczyxR1YzuaP1msEb"><span style="font-size: 16px;">2.2 理财收益什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-UiwndeCWJoYwpixhJ3vuElxvsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C6Hrd1bQGohyqBxbrSduoExYsfb"><span style="font-size: 16px;">收益按小时计算，次日发放。</span></div><div class="ace-line ace-line old-record-id-HYSjdfUMroGnGGxiDZouTJhosxh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HyZYdr8rBoKsJsxu7zBuMXA9soc"><span style="font-size: 16px;">2.3 消费会影响理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-HJiSd50J5orT40xwOjzuooHqsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KXDZdgr7eoozOyxWaYCuqljBsse"><span style="font-size: 16px;">不会。理财与返现相互独立，互不影响。</span></div><div class="ace-line ace-line old-record-id-AqMKdOrI0oDgTDxIZwtu4Fx2swd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I0TvddGuJoVD2CxiKTou0KGNs2c"><span style="font-size: 16px;">2.4 返现计入理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-CtJmdaPbao0vUpxBuBkunfLUsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MCVTddfVooCQppxfu73uJnGdsed"><span style="font-size: 16px;">不会。返现与理财收益为独立计算。</span></div><div class="ace-line ace-line old-record-id-EUcFdoORroTsewx0B0ButB7qsVz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Lo0WdxbLsofWGyxVuV0uDPLFsbe"><strong>3. MEXC Card 邀请奖励</strong></h2><div class="ace-line ace-line old-record-id-VaAgdpSV8oAFaGxXTAluovWVsbf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X7FddbRvFoRv1vx9uQtuBA6sshu"><span style="font-size: 16px;">3.1 MEXC Card 邀请奖励如何运作？</span></h3><div class="ace-line ace-line old-record-id-Uj39dfxIQobtIcxCszEuo2Guseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WgDwdKE5roOL62xck6LunwuDsGd"><span style="font-size: 16px;">邀请好友注册并激活 MEXC Card ，您和好友都可获得奖励：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VG1Wde1Mro9KjLxDYcLuCFKksze" data-list="bullet"><div><span style="font-size: 16px;">邀请人：每位合格被推荐人可获得 20 USDT。</span></div></li><li class="ace-line ace-line old-record-id-Q4tjdtdDqoKhZixnpRCulmcksQc" data-list="bullet"><div><span style="font-size: 16px;">被邀请人： 10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-Eccmd0dDao4ysZxHGPWuB8F7s8d"><span style="font-size: 16px;">以上为通用奖励，地区专属活动以对应活动规则为准。</span></div><div class="ace-line ace-line old-record-id-K6k3dYgCMo1nLKxXfVguVXgWsxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UPz5drPYHokIDDxC9cLup5R3sxf"><strong style="font-size: 16px;">被邀请人需满足以下条件：</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VZz5dM9uXoSZ0Uxs1TduRf7zsoR" data-list="bullet"><div><span style="font-size: 16px;">必须是新注册的 MEXC 用户。</span></div></li><li class="ace-line ace-line old-record-id-PNh6dFIGqoQLmxxJX73u6wOeslJ" data-list="bullet"><div><span style="font-size: 16px;">在首次充值后的 7 天内必须保持至少 $100 的净充值金额达到 24 小时。</span></div></li><li class="ace-line ace-line old-record-id-Wsk6dIMRko4B3fx3tljunRmfsDG" data-list="bullet"><div><span style="font-size: 16px;">活动期间内成功申请并激活 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-WBsfdufe9oLnrRxq12SuJfGPsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRj1dJofSoGVBFxtwxnucpsSsfd"><strong style="font-size: 16px;">什么是有效净充值？</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VcjPd5Jlaoqj2PxqXscujTRUsUg" data-list="bullet"><div><span style="font-size: 16px;">净充值金额 = 链上充值（不包含内部转账）+ P2P/法币买入 - 链上提现（包含内部转账）- P2P/法币卖出 - 资产转账转出 - 红包转出。</span></div></li><li class="ace-line ace-line old-record-id-HShvdlMyBo5kebxxrkGu3BUOseh" data-list="bullet"><div><span style="font-size: 16px;">有效充值渠道包括链上充值、法币充值、银行卡购买币、P2P交易和第三方支付。其他形式如内部转账、红包将不算作有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-JtyKd30pLolnsgxS73Rus0UPslb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AXhmdREaioG4WpxrqSWuLr0aswf"><span style="font-size: 16px;">3.2 邀请人数有上限吗？</span></h3><div class="ace-line ace-line old-record-id-YZXDd17fDoIA45xbIA3uo4MYswg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MbG5dtBXCosuozxVY9fusnWfsNe"><span style="font-size: 16px;">没有上限。邀请越多，奖励越多。</span></div><div class="ace-line ace-line old-record-id-NJrddV4wtoXfGjxTLSYuBKvWsDd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CrVVdVVfEo5ZadxojLouA7mwsJx"><span style="font-size: 16px;">3.3 邀请奖励什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-WjJ8dQgNPoW2AXx7FcAu3nbBsBe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RMU0dIcLUoltFFx80QQuFgIgsnf"><span style="font-size: 16px;">在所有条件达成后，奖励将于 <strong>3</strong><strong>个</strong><strong>工作日</strong>内发放至现货账户。</span></div><div class="ace-line ace-line old-record-id-RFBVdjxEPoTj0yxNrTsulWlMsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MvMadXKAgoDIEyxfFvTuI0hNsRd"><span style="font-size: 16px;">3.4 如何邀请好友？</span></h3><div class="ace-line ace-line old-record-id-BQ1nd8o4FoooGHxrlaVuLa1xsLe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Eujzd7wBeoCJ2LxEuQiuU50Kseh"><span style="font-size: 16px;">登录您的 MEXC 账户，访问<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">邀请任务页面</a>，复制并分享您的专属推荐码。好友完成指定任务后，双方即可获得奖励。</span></div><div class="ace-line ace-line old-record-id-JRtrdHQJBoRhUex7wEruGSdOs3b"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Sv9cdcdIwohNUbxDhEnuZnaFsze"><span style="font-size: 16px;">*BTN-<strong>活动中心</strong>&BTNURL=<u><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub</a></u>*</span></div><div class="ace-line ace-line old-record-id-A0uYdbBPToXBhNx10hUuq4SLsqf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QKMCdbfq6oZdl1xiGIfupOt8sNh"><span style="font-size: 16px;">3.5 邀请奖励可以和平台其他邀请奖励叠加吗？</span></h3><div class="ace-line ace-line old-record-id-Go36dBxlGoaPcYxDyG4uidQWsJd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RXpYdQfREo3dprxUZY3uLfhXsAd"><span style="font-size: 16px;">可以。MEXC Card 邀请奖励可与平台其他邀请或活动奖励同时获得（如无特殊说明）。</span></div><div class="ace-line ace-line old-record-id-CBRgddBuYohMRCxsWWiu3EObsre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F4iZdmN4poPfRJxPBZDuj9dvslw"><span style="font-size: 16px;">3.6 如果我的被邀请人已有 MEXC 账户但未开卡，是否还能获得邀请奖励？</span></h3><div class="ace-line ace-line old-record-id-WyYLdzzdAoX0S9xIVT8uHOnHsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TesqdvGE6oYch2xJURcu3fMtspc"><span style="font-size: 16px;">不会。邀请奖励仅适用于新注册 MEXC 并激活 MEXC Card 的用户。但被邀请人仍可正常享受消费返现与理财收益</span></div><div class="ace-line ace-line old-record-id-U0nXdYEMUo6Y7FxmY3BuEpEOsYd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7JZd10t8okrr8xBnKEumhCds3c"><strong>4. MEXC Card 其他问题</strong></h2><div class="ace-line ace-line old-record-id-DOuFdj0sRoDT20xWIq9u2WWisdb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WAm9dZKVyo8xcgxBKTmugktpsVb"><span style="font-size: 16px;"><strong>4.1 </strong><strong>返现、理财可以同时获得吗？</strong></span></h3><div class="ace-line ace-line old-record-id-UBCSdWjMqoro5bxd2Pwur45KsVg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MlvydE3tjoi4NcxkLKUunCtCsCb"><span style="font-size: 16px;">可以。两类奖励相互独立，只要满足各自条件即可同时获得。</span></div><div class="ace-line ace-line old-record-id-NB3jdrUWQoi4kyxzmNmuE4ZYsTg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q4fydaW4TokCPRxx3EbuAhYdsGe"><span style="font-size: 16px;"><strong>4.2 </strong><strong>活动结束后奖励会变化吗？</strong></span></h3><div class="ace-line ace-line old-record-id-S2UGdHkzXoL0Tbx36opuCMIfsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bkejd9rkgozNJAxdCG9uwNJKspc"><span style="font-size: 16px;">返现、理财收益及邀请奖励仅在活动期间内有效，活动结束后可能进行调整或取消。</span></div><div class="ace-line ace-line old-record-id-OrIGdZVH0opf7dxtQytu4nk0swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ENxEd7wJxo2tuZxz9TzuIixfszf"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-H4oYdCuofoXWw0xjKksu1NSKsSb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-OB4HdyKzVoKTxgxK4qCuzCTns0i" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li><li class="ace-line ace-line old-record-id-HWGidOulfo3XjNxNRtKub7Nnslh" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币</a></div></li><li class="ace-line ace-line old-record-id-Vl1adKBQ1oa79wxgElruWc2FsCd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买加密货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-Wo4vdh7F1onRIPxuqp4u6A4FsBb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：词汇表与常见问题解答</a></div></li></ul><div class="ace-line ace-line old-record-id-A7qpdXOfXofnNjxXqd9uGovUskf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="YyMDdon4MoP3XmxAiajuugFtsVf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-M4DtdYdmooBDIrxIqsYupuT8s4f"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XaWFdUGzPoVeSaxsAViuzHHLswg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虚拟卡开卡费、年费、闲置费与销卡手续费均为 0。</span></div></li><li class="ace-line ace-line old-record-id-BZhNdFhaeoADF1xeH5xusDjUsCO" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亚太卡交易手续费为 0，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-CMzPdsLGSo2uVYxZiiquk7GwsBh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手续费为 1%，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-M9ird3Zp5oxk3HxXDGOu1IANsSc" data-list="bullet"><div><span style="font-size: 16px;">跨境消费时，亚太卡在 Visa 汇率基础上加收 1% 的外汇兑换费，全球卡无任何加价。</span></div></li><li class="ace-line ace-line old-record-id-BQzldQYcho5kvAxYLluuTfRas0d" data-list="bullet"><div><span style="font-size: 16px;">两种卡片在单笔、每日及每年消费金额上设有不同限额，全球卡额度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-OuIKdwwvdohT9Mx0Qfqu9eULsNg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CxbkdmTVFo9WMpxjHz8u9e2psDX"><strong>1. MEXC Card 简介</strong></h2><div class="ace-line ace-line old-record-id-RSFCdskWKoe7K4xRLF1uzAsxsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V0Wld4n0eowPS8xNvGsuxH7Msnh"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密货币支付卡，让用户可以直接使用账户中的加密资产进行日常消费。目前平台提供 MEXC 亚太卡和 MEXC 全球卡，两者在手续费结构和消费限额上存在差异，用户可根据自身消费习惯选择合适的卡片。本文将为您完整梳理两种卡片的费用与限额规则。</span></div><div class="ace-line ace-line old-record-id-GkVHdoTpuoQ9r7xTaequS30ZsPH"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-U9FFd90l6oMnWqx76oMutz2SsVb"><strong>2. 开卡与管理费用</strong></h2><div class="ace-line ace-line old-record-id-MDFldwdT8oa9yPx4r7dugN7Mswd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VYGDdVaSdogOWhxBHTvuyDZesbe"><span style="font-size: 16px;">MEXC Card 在基础费用方面对用户十分友好，两种版本均实行零费用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PWdrdb5hMooJsZx9C9IugqHpsOb"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EE8ldEOguozf6KxLr0tuPE8Rsag"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PXDVdW86foNMRAxA3bru2o2gs4A"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KushdIGhqoRPjVxVTOhulN7vseI"><strong style="font-size: 16px;">虚拟卡开卡费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rh5udtZr6oGfg3xEe3cuj4dKsXb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XL08dcbHqotWFnxGTPBuqWrKs0g"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJapdb82tosTuhxEPCuuwah7sNe"><strong style="font-size: 16px;">年费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JHdFd7sojouLMyxAWAsukqjPsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsOZdk5rJotr5OxDi8pun4fVshb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PwjOdK0Y4oxZQGxAUFyumv4Asef"><strong style="font-size: 16px;">闲置费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F879dSrQNoNoxnx4LpLuydZisBg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXkidkch2opPhWxSw4uuRIvAskg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0lRdDBuXon89AxTmzxuJVbxsAd"><strong style="font-size: 16px;">销卡手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SYW7dVCvjodpx0xCf4FucQguspd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BHTcdtxHioWMKoxSnPzukzM5sKc"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-W3hVdLJJxozqsIx7YAHuC4TZsoh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XbP4dCjYMolDTaxQSDouOf1Ms6f"><span style="font-size: 16px;">无论是申请卡片、长期持有、暂时不使用还是注销卡片，MEXC 均不收取任何费用，用户可以放心开卡体验。</span></div><div class="ace-line ace-line old-record-id-RpSmdedeeobwOLx5jXCu1aXCsQ7"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AtrJdhaVNo3itexRQ6ruqz8ss5e"><strong>3. 交易手续费</strong></h2><div class="ace-line ace-line old-record-id-GmHGdsfK3o34wkxCBOCu4FupsDY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M5urdWEFDoFaKLxybBzuw8ZVssh"><span style="font-size: 16px;">两种卡片在交易环节的收费结构有所不同，具体如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;292" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="292"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NCpJdRHkio6gnuxk1j3uaa9ss1g"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zh3EdGX45oPqL3xY6jnuE3orsWe"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MGH6dKQSoo51KaxvX6LuWMOcsIc"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CP94dTacvoAuM0xYwvtutL9asSh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AB0adv5b7ob32cxxiK0usQG6sEd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LmyFd8Qn3omgnxxKF37uaIXQs2f"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WHWbdny1qoM5nqxLviruLZ5qs8e"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ce9Cdliexo4kKdxxYxWuZO2Bsgd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LHfFdfrNko02HHxhulfuXAM7sLe"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KqYjdVflnoOfOzxnOofubHHTsEf"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FOZzdMDyxoKdZIxp4goudtIUs65"><span style="font-size: 16px;">Visa 汇率 + 1%（跨境费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mr39duZEposKcTxQQzbuAK1escg"><span style="font-size: 16px;">Visa 汇率 + 0%（无加价）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QOtvdZZiQocZEAxHOvauMtRQsZg"><strong style="font-size: 16px;">充值手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HxczdM2TWonSS3xHXTnuu8Z0sWh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E5EqdH4EXoKaIuxGa9eupaAjsMb"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MnstdXOC8oQoyXxS4Z8uH2VzsWg"><strong style="font-size: 16px;">ATM 提现手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JEw3dkUYVoeg5vxbDAAuHXKcsuf"><span style="font-size: 16px;">虚拟卡不适用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GHE2d4wRjoqzuJxFNCEuUUBAs9e"><span style="font-size: 16px;">虚拟卡不适用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-X4K2dLGtzoQel2x7WzeuUGwrsJb"><span style="font-size: 16px;">退款费用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-LXVqdgL4aov0vdxowdduGVTbsGg"><span style="font-size: 16px;">1% （美元消费） 3%（非美元消费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IwMadpreboLBTOxzYAyuKfZssAh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PaZmdkuWtodrB2xE6EsutHNDs0f"><span style="font-size: 16px;">消费失败费用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-U5NEdHfQcoYocZx98w0ukzxNsId"><span style="font-size: 16px;">（仅限于消费失败的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FhE4dGWD4opctaxsvbEuBcuDsih"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K7Hsd0rcZo3vIPxnnNIuxUEWsVh"><span style="font-size: 16px;">每笔 0 USD，消费失败率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-XJ7xdvOniozaZIx7bGYuNstHsyb"><span style="font-size: 16px;">每笔 0.5 USD，消费失败率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LY6pdMnmQota8Jxm0rEu3rVqsIh"><span style="font-size: 16px;">小额手续费（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XYpadI4QhoeBBCxL3Slux4lDsbf"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHund116AorXCHxzMp7uTzmdsQb"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BMjqd01IzohVKQx7GByuCshJsUP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FkDDdHiYboQCpyx17PyuQy9DsPf"><strong style="font-size: 16px;">说明：</strong></div><div class="ace-line ace-line old-record-id-DkJHd218coUiKYxDYLNubkxlsSP"><span style="font-size: 16px;"><strong>1）加密货币转换费</strong>：消费时将账户中的加密资产转换为法定货币所产生的费用。</span></div><div class="ace-line ace-line old-record-id-JffXdKHTxoGFpBx2SIjuzmZ0saf"><span style="font-size: 16px;"><strong>2）交易手续费</strong>：每笔消费按交易金额收取的费用。亚太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-GCdWdLQmEoOkM9xrqCiuVZ9ZszZ"><span style="font-size: 16px;"><strong>3）外汇兑换费触发条件</strong>：当您以卡片计价货币以外的货币消费时（例如卡片以美元计价，却在欧元区商户消费），才会产生跨境外汇兑换费，本地同币种消费不收取此项费用。全球卡在 Visa 汇率基础上无任何加价，跨境消费更具优势。</span></div><div class="ace-line ace-line old-record-id-FUJHdsTzLovSR4x4OkbuF2sLsBf"><span style="font-size: 16px;">4）活动期间的手续费率可能会有所调整，请您以具体的活动页面显示为准。</span></div><div class="ace-line ace-line old-record-id-Nx0Kd6E2ZoiVBdx4QXpuCAY5sie"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XE9udx9PNoN4DExFvS0uKaS9sHf"><strong>4. 消费限额</strong></h2><div class="ace-line ace-line old-record-id-BilgdlZ3Goo4jDxXN2KuzMmgsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N76kdkednoifPXxNmVsuuWINsgU"><span style="font-size: 16px;">MEXC Card 为保障账户安全并满足不同用户的消费需求，设置了如下限额：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QJWMdTshQoo91ux1rXuurZAos7f"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmVdFkujomBDkxBSxUu7u38sZb"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwECd9j4Do1sodxTxa6urXF4sYb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TcevdLww2o5dAZxPfbku7tUXsDe"><strong style="font-size: 16px;">单笔消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KDQUdZXRIoaTPFx93eHuSsdysvG"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B2fbdJdWPoXqxYxvmVUuWppeseb"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZenOdbcinoiMOZxc1KMuKx4Hs5e"><strong style="font-size: 16px;">每日消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQGwdQYKDoJyH0xIqJFu50plsUe"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkFrdDM8Noh1l8xBb2Kuvfalsbe"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RM39dVj0dohVSexRRL5umSxusWd"><strong style="font-size: 16px;">每年消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FyRydV7m2olJwWx9aCzuaHTRs3g"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O6ArdPOnXoIvvAxrgBfu5LbLsxg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IxqEdYzFco0MkHxgzmBu3hcAsK7"><strong style="font-size: 16px;">每日消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZVU3dJwnWouitRx7xiJucnEysHw"><span style="font-size: 16px;">50 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N8q6do8Dyog43SxzPe2udWKjsSb"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BQ0ldisxlong1AxYPDZubLBgsog"><strong style="font-size: 16px;">每月消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvuId6d0DodXp9xXdUhuMTDzscc"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SEAjdWO7OomUepxgVN1uqKdFsJf"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MmJEdEehqo1F1Axira2u4x3rsHd"><strong style="font-size: 16px;">每年消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N4N1dtU1bo9q17xUGTiuEhtosTh"><span style="font-size: 16px;">1,040 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MABjdEcaPol13exB9FruTIQisWg"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VvkIdmd9joLmqRxXGVdumAgOsPc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-APCxdUne5ot5KoxbieQu0mAnsRg"><span style="font-size: 16px;">从限额来看，亚太卡适合日常消费需求，全球卡的额度显著更高，更适合有大额消费或高频消费需求的用户。</span></div><div class="ace-line ace-line old-record-id-QjRYdFV1woGFd5xDb25un8qSsYf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NlxUd0g2EoZsnGxhWsOuWYfssed"><strong>5. 手续费计算示例</strong></h2><div class="ace-line ace-line old-record-id-PlfYdQpFTo3fLaxMT9ZuInFHstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FOTvdBzUvoSm8Wxlml3u3Hf1sZe"><span style="font-size: 16px;">以下示例帮助您理解不同消费场景下的实际扣款情况。示例中的费率和金额仅供说明，实际费率请以上文表格为准。</span></div><div class="ace-line ace-line old-record-id-Q7VSdVWOeofABzxs8yuu517Osqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Cg8jdrGrJoi6CRxHrr1ucDY3sEn"><span style="font-size: 16px;">示例一：同币种消费（美元商户，无跨境费）</span></h3><div class="ace-line ace-line old-record-id-CqM6di2Iqor4OwxuxDduCkx4sOf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QMHJd4mX9oQETPxWvsQuJfwSsWd"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在美元商户消费 100 USD。</span></div><div class="ace-line ace-line old-record-id-OWJLdJpcrowAFBxfVOyuM7JXsif"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O8ZJdFT0rokLG0xsL1QuuURbsxd"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L1eRdsmtRo9dxexSXvou8b0nsAc"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTaEdheqpovJRnxxAQzuHDLAswh"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YxbbdL8vqoeYVYxctM5uUeZjsYc"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YuYgdpjGFo3w8oxjffYuemkUsbc"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GhZhdyxwgo3Y2axtjwuumwjfshc"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Un0DdWYBdo4KdIxA8Jsuxlezspf"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTpBdqo9boVp52xT1Ksu84mTsHp"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EnyHdmx6roDbjdxbxHxuMa53s1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J7C2d1JyNo2vAExBk7puKvwmsoh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E8k5dZSxKoI5cpxLhHYuHBuwsAh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KvuhdUVP6ouh0bxJhEwuHCPlsUb"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CLoIduIgdo1iW8x5yz2uejugsnb"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FID0d1c3woraalx3YB3uBq7Msub"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWBadpcWgo6Df4xsTstu3sDysph"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EYLzdsI6GobIHvx15UDuYdW2sSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LrxPdicYho6W9sxc4tfuG0LnsAe"><span style="font-size: 16px;">可以看出，MEXC 亚太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-ApSsd88czovsEpxDApDuO44MsD5"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RfkddgvmSo6ELqxTEAbujPKasdd"><span style="font-size: 16px;">示例二：跨境消费（非美元商户，触发外汇兑换费）</span></h3><div class="ace-line ace-line old-record-id-BfSQdRcQno8vCCxKDIVu3wwHsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NqNcdeQp3oYk3px9v68ubcSKsSe"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在境外消费 100 EUR。假设 Visa 汇率按 1 EUR ≈ 1.08 USD 计算。</span></div><div class="ace-line ace-line old-record-id-B5hNdAT52oSvfzxywHXuox9TsMe"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KS55dr3ewoIfGsxtLUIuAhAWs4e"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J1Jpdzmdao3v2txrCPsurVozssh"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I8t1duwbcoEluQxXytRu25ixsIb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9vmdM5XToLAMUxUW1pus5qXsZf"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BYF1die5moPMAMxdlnNup2z9sge"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HgDxdJQo3o0SmjxcoVdubsZksQc"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SGkodiOzjoRTgIxEfICup1CisNb"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9vjdNCZKoPcuKxHrpluN5q5sQc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EDeadqxauo6y8Ix4yDiuNnx2sLh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8hhdzTTlo5KhrxNMO6uidBEsph"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rr51d4pleodSZ8xNJtXumAqAs5E"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DnZEdZ4bYoJra8xq6AuuV4Afs5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WYtFddLjLoUfG3xdmKNuvM6Fs8b"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HdZpdkoM7oiSWUxKuBLuSESYs3e"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F6aidn0e3onGE1x8l7Tu4g44sRE"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U6n7dBXQxo6R8uxRdHUuYGE6smc"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GV8QdRfs3o0q7ZxdTbfuHmGas0A"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwZndcC6yoTzegxwX4fub96YsSG"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZpNfdSUGcogcqVxcraxuW28HsMe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NKuIdOg8povAJExu2OxuOJYpsBc"><span style="font-size: 16px;">可以看出，在跨境消费场景下，两种卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-CJbodxJohodIuBxAkGyuwCvYsxv"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OF16dje6Coqw9kxioKvu8gmcsWe"><span style="font-size: 16px;">MEXC Card 以零开卡费、零年费、零闲置费、零销卡费的政策大幅降低了用户的使用门槛。在选卡时，如果您以本地同币种消费为主，MEXC 亚太卡的成本更低，更适合选择。如果您经常进行跨境消费或有大额消费需求，两种卡片成本相同，可任选其一。建议用户在使用前登录 MEXC 官方平台查看最新费率与限额说明，以获取最准确的信息。</span></div><div class="ace-line ace-line old-record-id-ETl2drAgPoOB9gxGuosuZR57sme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-KfH8dRsY7oCvNrxCYDWu3xYbs3e"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CPOqdX7CCoUOMqxA7GbuiCYKsAd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-NCludNDSPoJ2HXxCYpIuKoGysfd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-TYX9dGIGfogiwnxcu66uqxoLsMe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Nzd2dMqCWoj20Exotz7ujy1bsch" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-OsWXdptVxoXh5zxQMzMuWiScsGb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-HrTYdcYkWoIyQDxy8BCuso0wsah"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-E0m8dx5krohv8pxzTIfuA1D4sHc" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消费交易分为授权与结算两个阶段，结算通常需 1-3 个工作日。</span></div></li><li class="ace-line ace-line old-record-id-JBjSdWmRuoWyP3xtX5KufcXwsHg" data-list="bullet"><div><span style="font-size: 16px;">实际扣款金额可能因结算汇率、跨境手续费或商户调整而与消费显示金额不同。</span></div></li><li class="ace-line ace-line old-record-id-V9gRdN2M4ofm2Dxq2IyuAYQrsQe" data-list="bullet"><div><span style="font-size: 16px;">消费返现需在交易完成结算后发放，商户类别不符或触发风控将无法获得返现。</span></div></li><li class="ace-line ace-line old-record-id-W1gidSQJqoteXvxGvvgubgDxsMf" data-list="bullet"><div><span style="font-size: 16px;">结算前退款免手续费，结算后退款视卡种可能产生相应费用。</span></div></li><li class="ace-line ace-line old-record-id-OJfZdaXr0oXD8xxCr3cusTsVssh" data-list="bullet"><div><span style="font-size: 16px;">争议交易需在规定时限内发起申诉，交易连续失败或异常行为可能触发销卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-MpzVdwLafovHWIx3rJbuOCvUsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MmHsdoJiHoOFfVxrwZRudlYwsQh"><strong>1. MEXC Card 授权与结算</strong></h2><div class="ace-line ace-line old-record-id-XG1Jd9yt5oDZq7xRfmNuMPOUsuD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LUVIdumUVoSx5ExPeRfuWs9Lstd"><strong style="font-size: 16px;">1.1 消费后交易什么时候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-VvDedOWrnouQ4pxuRHKu3S8rsAt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X7jbdr4lzoM6yFxreHMuLjeXsUg"><span style="font-size: 16px;">使用 MEXC Card 消费后，交易会先进入授权状态。此时发卡方确认您的账户余额或额度充足，并冻结对应金额，但资金尚未真正划转给商户。待商户完成结算后，交易状态才会更新为已完成。</span></div><div class="ace-line ace-line old-record-id-U1sadDTyMoNOSlxSXV5uC9lRseg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZMuUdkEUlolGekx3kYxug1AYsMc"><strong style="font-size: 16px;">1.2 授权和结算有什么区别？</strong></h3><div class="ace-line ace-line old-record-id-J9HwdTIsToQ0nNxj59uuXJFssSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CmOWdVCecoyfV4xXMl9uLsLosfb"><span style="font-size: 16px;"><strong>授权</strong>：刷卡消费瞬间，系统确认余额/额度充足并冻结该笔金额，资金尚未转给商户。</span></div><div class="ace-line ace-line old-record-id-CA3hdxqXSon59CxPApXugxS0sbw"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D93UdcXe9oG8LvxbhaEuaHmvspg"><span style="font-size: 16px;"><strong>结算</strong>：商户通过收单机构和卡组织提交交易凭证、完成清算核对后，冻结资金真正划转给商户，交易状态由授权变为已结算。</span></div><div class="ace-line ace-line old-record-id-JmjvdC6IVotAiaxrMElu0FcYsPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HxEGd3mMdoM1pvxuS4Fun7WCsth"><strong style="font-size: 16px;">1.3 结算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-FQgSdJYv9ouMx7xh5eguCo0psob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RFyCdAnOAoBgnHxYycmuSHUksch"><span style="font-size: 16px;">通常 1–3 个工作日，具体取决于商户、收单机构及卡组织的处理效率，个别情况下最长可达 30 天。</span></div><div class="ace-line ace-line old-record-id-K0BrdJ0rHo2uxHxL4Qku7PxCsKe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OtzTdokzKo1Dzix6vbwu9fspsgd"><span style="font-size: 16px;"><strong>1.4 </strong>授权失败或被撤销，冻结资金何时退回？</span></h3><div class="ace-line ace-line old-record-id-BanrdIe3MohBHrxZp9Nuo6CWs8c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AW52dRvoko48YmxEqRouFcmQsRe"><span style="font-size: 16px;">若授权最终未完成结算，例如授权失败、被商户撤销或超时自动失效，冻结金额会自动释放回账户可用余额，无需手动操作，通常 1–3 个工作日内到账。</span></div><div class="ace-line ace-line old-record-id-Of5bdidHMoPI5PxwplHuvEd1sUb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XQwKdGnovoWLTZxwfuau5K4ms1e"><strong>2. 汇率与扣款金额</strong></h2><div class="ace-line ace-line old-record-id-DrLhdYKpeo9JrOx7zw6u4idmsVg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MVH6dT7SVovg0MxVbNOuomxKswd"><strong style="font-size: 16px;">2.1 为什么实际扣款比消费时显示的金额高？</strong></h3><div class="ace-line ace-line old-record-id-UTH5dByOmoGfAlxVPbKu00Qss6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z23EdrBrDo3BSSxPNcouCzDHsnh"><span style="font-size: 16px;">常见原因有三点：</span></div><div class="ace-line ace-line old-record-id-CjWUd112uo7yaexLNvcu6XVdshc"><span style="font-size: 16px;">1）外币消费按结算时汇率计算，与授权时的预估汇率存在差异。</span></div><div class="ace-line ace-line old-record-id-AWUJdigcJoV7aKx8qZDu1JlHs5X"><span style="font-size: 16px;">2）产生了跨境或外汇手续费。</span></div><div class="ace-line ace-line old-record-id-HhMSdkfr2o1kAvxshkBucp4Rsib"><span style="font-size: 16px;">3）商户在结算时调整了最终金额，例如加收服务费、小费等。</span></div><div class="ace-line ace-line old-record-id-U6WkdEMPwoonZcxr6PXuYgoks5c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LeGNd497noszDtxUCXtu6j7Vsdd"><strong style="font-size: 16px;">2.2 消费时按下单汇率还是结算汇率计算？</strong> </h3><div class="ace-line ace-line old-record-id-GergdvOTWoGA0qx9rHcuMc5esPb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CkfQdgnUnoHg5BxEDqXufM9vsCP"><span style="font-size: 16px;">授权阶段显示的金额按下单时的预估汇率折算，仅供参考。最终扣款以结算时的实际汇率为准，两者可能存在差异。</span></div><div class="ace-line ace-line old-record-id-OG2bd3fOPo3AWHxJWMauSwWpsHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T6WEdjGskoYTUPx2gO1uZOxNswh"><strong style="font-size: 16px;">2.3 为什么一笔消费会产生两笔订单？</strong> </h3><div class="ace-line ace-line old-record-id-YdMCdrQfComYi8xs5QQuiwJDsWe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rmj6dOiP3oCkr5xegO2u2n1dsQb"><span style="font-size: 16px;">由于授权与结算汇率不一致，结算后可能额外产生一笔费用差额订单。MEXC 将在后续版本中逐步修复该问题。</span></div><div class="ace-line ace-line old-record-id-OxGddAhsyonNatxGf8Fust6jsvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CAnUdSe5zoByQaxF4sXuX3gasFe"><strong>3. 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RflFdb4XpoTdedxjJcxuKJ45sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vq3rdvqAVoNghOxpEKcuZINcs4c"><strong style="font-size: 16px;">3.1 为什么消费后没有收到返现？</strong></h3><div class="ace-line ace-line old-record-id-Uk8gdoIgKoFx1qxSvUSumyuzsH9"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BYeQdRiFWotqY3x038OudwhrsFg"><span style="font-size: 16px;">主要有以下三种情形：</span></div><div class="ace-line ace-line old-record-id-LvqYdUySOoKb7WxC8YkuBROSsOg"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-NsLJdx9T1oX4xQxJr40uuFzKs4f"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-Fb0XdBHTyo5aySxnp6vuXi2Esbe"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-DzvEde13LoLrcXxajx2uCtL3sCE"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QUhydaBQlo23djxRFwru9Bgosdb"><strong style="font-size: 16px;">3.2 交易退款后，已发放的返现会被扣回吗？</strong></h3><div class="ace-line ace-line old-record-id-K7JkdTH7CozQl4x0EcjuqsxwsUb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VJjwdvuxHokbiAxDI9BuGKyrs7c"><span style="font-size: 16px;">会。已发放返现的交易若后续发生撤销或退款，系统将相应扣回该笔返现。</span></div><div class="ace-line ace-line old-record-id-SDlrdomESotUowxxkzHuvOCnsGb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-L9VXdXtEdo40DsxZr9huoEgosKg"><strong style="font-size: 16px;">3.3 哪些 MCC 不参与返现？</strong> </h3><div class="ace-line ace-line old-record-id-WdTpdVr5KoR6WFxLbTLubV0ds1k"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvJ7dBC9DoWfiZxboXYuHkYLsN5"><span style="font-size: 16px;">具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-T01edp3EnoQZgUxVaxRulCO9stc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TjWKdAFzkoZ17BxU9lVutgytscA"><strong>4. 交易失败与被拒</strong></h2><div class="ace-line ace-line old-record-id-TeurdyhbcorHG5xIhXguXRZ6srh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UFWUd8ZbUoheIRxzkl2uDKI1sRd"><strong style="font-size: 16px;">4.1 交易被拒绝的常见原因</strong></h3><div class="ace-line ace-line old-record-id-XzQGdr0SAoEj5jxdHxfuo2CZsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HV5nd5QgvoIVpex01dZu7Xchsmd"><span style="font-size: 16px;">常见原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RKqqdCBzboW1yVxMnDRux92esSg" data-list="bullet"><div><span style="font-size: 16px;">账户余额或额度不足</span></div></li><li class="ace-line ace-line old-record-id-IIOhdlpIroXyHJxlkCCuKHybsjb" data-list="bullet"><div><span style="font-size: 16px;">卡片被冻结或处于限制状态</span></div></li><li class="ace-line ace-line old-record-id-TlIBdK2IZoACbVxI5N2u3iPQs4f" data-list="bullet"><div><span style="font-size: 16px;">商户类目不在支持范围内</span></div></li><li class="ace-line ace-line old-record-id-TE8SduOPGo5bFKxDykguKHoksng" data-list="bullet"><div><span style="font-size: 16px;">触发风控规则</span></div></li><li class="ace-line ace-line old-record-id-S7XZdRbEaopabRxKUkdutbEZshe" data-list="bullet"><div><span style="font-size: 16px;">网络或商户端临时故障</span></div></li></ul><div class="ace-line ace-line old-record-id-HstddqwDUoSWdqx257Du9GDtsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N5vBdsCZnon3n3xTQkMu2VC5sdd"><span style="font-size: 16px;">建议您先检查账户余额及卡片状态，排除以上原因后仍无法交易，请联系 MEXC 人工客服协助排查。</span></div><div class="ace-line ace-line old-record-id-L06FdgEm5oMmrXx3HVuusdUcsab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PjrgdPD0Qo24VKxDQgyu59cZsin"><span style="font-size: 16px;"><strong>4.2 </strong>商户页面显示交易失败，为何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-FLYtdbDp8opQXhxthtJuXpuZs3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OEkmd1FYfoImNTxrozkuiitbsCE"><span style="font-size: 16px;">若交易在商户支付页面被直接拒绝，且 MEXC 交易记录中无对应记录，说明该笔交易是在商户端被拒绝，平台无法获取具体拒绝原因。建议您更换支付方式、联系商户确认，或重新发起交易。</span></div><div class="ace-line ace-line old-record-id-Ccqtd0OOoosNzKx8eyUuckf3s9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TKOldcfVLorb6LxJ00JuGpt2sVb"><strong style="font-size: 16px;">4.3 交易多次失败是否能有手续费？</strong></h3><div class="ace-line ace-line old-record-id-MjETdNduYoxsdbxDynguS3Ilsff"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TmWDdTbL2og38sxTJRguZlmks3g"><span style="font-size: 16px;">会。使用 MEXC Global Card 交易失败次数过多时，每笔失败交易将额外收取0.5 USD的罚金；情节严重的，可能导致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-IwZqd2SauoL37ax4uGLutA7isjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EQgado7IloqUimxik5XuPeFRsGN"><strong>5. 退款说明</strong></h2><div class="ace-line ace-line old-record-id-Cg2udIhbUojCDFxFXINuAY7UsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YPdOdjCsSozTzmxs4ZNu6PFpsGb"><strong style="font-size: 16px;">5.1 退款是否收取手续费？</strong></h3><div class="ace-line ace-line old-record-id-CSSEd9iy5onQ03x0YuRui2sSsZc"><br></div><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe"><span style="font-size: 16px;"><div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-Ftwcdb731oBv6Ux4f6CueWXBsVI">分两种情况：</div><div class="ace-line ace-line old-record-id-DxiXd2aUOoIV9Xx5KaMudZ0gsNc"><strong>1）结算前退款</strong>：无手续费。</div><div class="ace-line ace-line old-record-id-Tvb0dkN55oybcUx0zBVu2bhlsVd"><strong>2）结算后退款</strong>： </div><div class="ace-line ace-line old-record-id-INWDdlx7roDIcJxa1meu4UwMs0f">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Po2pd1b6XoWguPxjcufugkxCsdd" data-list="bullet"><div>非美元交易退款，除已收取的外汇交易手续费和加密货币兑换费外，额外收取 1% 外汇交易手续费。</div></li><li class="ace-line ace-line old-record-id-EkmHdElopoh0whxISmkuwrQQs2e" data-list="bullet"><div>美元交易退款，仅收取加密货币兑换费。</div></li></ul><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe">MEXC Global Card：不收取退款手续费。</div></div></span></div><div class="ace-line ace-line old-record-id-K00DdGO2hoz75AxMl8BuGU11sTc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CiNsdteTxolrWIxnOysuvExwstc"><strong style="font-size: 16px;">5.2 退款一般多久到账？</strong> </h3><div class="ace-line ace-line old-record-id-UDaJdndpbobJ8dxfOFbu7dkBssf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FtIRdL0YpozHqUxSjAluzOGZsnf"><span style="font-size: 16px;">一般消费退款会在 1-7 天内到账，但电商、航空、酒店旅游类消费，等待期可能最长达 30 天。</span></div><div class="ace-line ace-line old-record-id-U6PDd7v11onHVyxc8lVuj1JVsJg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LIt8d8Tw9oDsnQxLQo5uycZ3sTc"><strong>6. 争议交易申诉</strong></h2><div class="ace-line ace-line old-record-id-JfYpdvHTUomnQvxJSCouTm6Zsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-URcIdQruPoWOvJxi3e9ujWyYsyc"><strong style="font-size: 16px;">6.1 如何对不认可的交易发起申诉？</strong> </h3><div class="ace-line ace-line old-record-id-E231dpMlmo8crDxmPV9ufSW3sng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C4DudC9SUox8lmxtX62uhni6sVh"><span style="font-size: 16px;">您可在【交易记录】中选择对应交易，联系 MEXC 人工客服，按要求提供申诉原因及证明材料，例如与商户的沟通记录、订单凭证、退款证明等，提交后平台将启动核实流程。建议您先与商户协商解决，若商户无法处理或沟通无果，再正式发起平台申诉。</span></div><div class="ace-line ace-line old-record-id-PAEKdeXazoyjzYx4K1IudIuwsne"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SI2fd2RwMoQj7qxpwLWuAZD4sMg"><strong style="font-size: 16px;">6.2 申诉有时间限制吗？逾期还能申诉吗？</strong> </h3><div class="ace-line ace-line old-record-id-IBA5d6RO2obzBJxA7Juu0wSGsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jcb8dy1cUotxSkxYdBfuQ878sog"><span style="font-size: 16px;">有，一般交易发生后 60–120 天内提出，逾期将无法受理，建议尽早申诉。具体而言：</span></div><div class="ace-line ace-line old-record-id-EmVUdrmdIo7eeyxvvYTuWKBpsNf"><span style="font-size: 16px;">1）重复收费类申诉时限为 90 天。</span></div><div class="ace-line ace-line old-record-id-Wi1gdaIUVoOIWXxe8cCuksRzsPc"><span style="font-size: 16px;">2）涉嫌欺诈的交易为 120 天。</span></div><div class="ace-line ace-line old-record-id-PQdhd0gsdodrUYxHchIuy6Vos5f"><span style="font-size: 16px;">3）网购未收到货或货不对板的情形，时限为收货日起 120 天。建议尽早发起申诉。</span></div><div class="ace-line ace-line old-record-id-VMfTdeq8kobUpQx8NmyuO4YGspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WIdRdsKUboqtcuxS0SPumJUcsHe"><strong style="font-size: 16px;">6.3 申诉失败是否收取手续费？</strong> </h3><div class="ace-line ace-line old-record-id-R3IXdpsQOoEC5rxtPAyuvG8QsRd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGwddSVwKoTOYQxZf2CukwAFsFd"><span style="font-size: 16px;">如果因申诉信息不完整或证据不足导致未通过，平台可能收取一定审核手续费，具体以所持卡产品的费用说明为准。</span></div><div class="ace-line ace-line old-record-id-C6S6dRofxoD480xybRNusT14sTf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GQbIdK6byoZdTdxzP7Ku1RHYsId"><strong>7. 销卡与安全验证</strong></h2><div class="ace-line ace-line old-record-id-U7bod60iQowJ02xsSxSu0xfKsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ORWzdtz02o0WeTxsBcNuOCd1syb"><strong style="font-size: 16px;">7.1 哪些情况可能导致销卡？</strong></h3><div class="ace-line ace-line old-record-id-TEYXd7yXnoz740xGJN8uL5vKs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Su0cdcFVTo91MYxZOHTuALjFsDd"><span style="font-size: 16px;">若账户交易因余额不够连续失败大于 10 次，可能触发风控自动销卡。此外，盗刷、套利等异常行为同样可能触发风控并导致销卡。请您规范用卡，避免异常操作。</span></div><div class="ace-line ace-line old-record-id-XF5qdwE0FojBhCxLAxhuzA9Isdg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BNAad1AcboT366xCzt9u5cqyspb"><strong style="font-size: 16px;">7.2 什么情况会触发额外安全验证？</strong></h3><div class="ace-line ace-line old-record-id-DXKrdZjJ6okC6RxkHUjuCOKYsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NzYYd4uPoou6xlx1kU2uAip5sNc"><span style="font-size: 16px;">当交易风险较高、发生跨境或首次消费、金额超过免密限额，或所在地区监管（如欧盟 PSD2）强制要求时，系统会触发 3DS（3-D Secure）验证，需要您完成额外身份确认后方可继续支付。</span></div><div class="ace-line ace-line old-record-id-Bbr3dCgX1oYMX9xI1BGuorFYsue"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PNvudEJKQoLVtvxZEVSut7YEsdc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CdfddmjxloiKmFxUPdEuWescsid" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-Up8JdK2QEoOEsNxdH1lubEASsrg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-TmsRdcg2To2sc2xUHucuKtMDsqf" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-C5Fbdf5ZXoRaMCx7mz1uTHuws2e" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-BkpudYYhLoJsclxoMQluaJbjsff" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-Zp55dSDFgo83yPxzq8luDwkVsjg"><br></div></div>

<div data-page-id="OwsedwWQooeuTaxWo77umLQcsHd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-F89Pdz7PfoX6k0xBjEPuC8gdsRb"><span style="font-size: 16px;">MEXC 卡会为符合条件的消费提供返现奖励。然而部分商户类别由于其对应的商户类别代码（Merchant Category Code，MCC），不符合返现奖励资格。</span></div><div class="ace-line ace-line old-record-id-GmoxdNzGGocanOxiD5bufuHPsDC"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IXNzdzHfmoaQMTxmVX1u1QPls5d"><span style="font-size: 16px;">本文列出了当前不享受返现的商户类别。交易是否符合返现资格，取决于商户所属的 MCC，该代码由支付网络及商户的收单银行分配。</span></div><div class="ace-line ace-line old-record-id-AAmLdvmw2oWvtpxO0douefryswe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WKT0d15V4oToQcxTNv5u7DfjsVu"><span style="font-size: 16px;">MEXC 将持续监测交易活动，并保留在发现疑似滥用、异常交易或其他违规行为时，将更多 MCC 或个别交易排除在返现资格之外的权利。此排除名单可能会不定期更新，因此未必始终反映最新的限制范围。</span></div><div class="ace-line ace-line old-record-id-MVkkdbhG2ofxIqxpP55uiD5tsxh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DMIUd4SSYoa6psxmIIJumt4usmd"><strong>1. 金融服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVowdTDiYoD026xUHC7uAzG1sRg"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LDTQdz33Oo6c3NxYSN0ueQpts0b"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TXbUdkDjPoCqTexI3Y0ufc6Gsic"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FWHIdBzKuoCy8tx7LcDuHBIbsgp"><span style="font-size: 16px;">金融机构 – 商品、服务及债务偿还（包括加密货币、钱包充值、贷款还款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A26ldcPDro4qzbxCSduuPcCas7b"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QUMPdpkTAoAgBCxhYz2urtoQsmf"><span style="font-size: 16px;">证券经纪/交易商（券商业务、投资交易、股票购买）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TEpDdXJHQoKklYxJduPuI9tUs1b"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S4jYdJTlHodymCxkGpZuXDRIs4b"><span style="font-size: 16px;">金融机构透支及利息费用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RxZxdK9u1oNyLQxYp5iuBiu8sod"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PL4NdtfGMo4UVlxO9K6uyXzEsxb"><span style="font-size: 16px;">储蓄债券、证券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NbIRdP7SJobUy2xqn6auyq7os4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KNFKdw1eYoQEBYxz4uBuDLoisXf"><strong>2. 现金及等价物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LwN9d5uqToAUM6xMhfJuYrA1sBd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ADfNdmiZfoOXNXxMCTZuAnU2shh"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZbLLdA5z0o6JFSxujZwuyMcvsWc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QiC8dq3AGoRVOKxqfqpuOMX5syg"><span style="font-size: 16px;">人工现金支取（银行网点、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E68QdM9V4om14YxR1aGuintrs5b"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HUNHdHQI0oPdqrxF9FTuAMhcsSi"><span style="font-size: 16px;">自动现金支取（ATM取现、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DB0Vdnnk0oh8jTxM9H7uS5iOsPb"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KE4edJIEHoJ3BkxEt2euVze9snc"><span style="font-size: 16px;">准现金 – 金融机构（旅行支票、汇票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ea38do7zKoDMdGx37druFmmPshb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PvaIdRZ2ZoClgUx15nQukk1ysnb"><span style="font-size: 16px;">准现金 – 商户（加密货币交易所、线上钱包、博彩、游戏）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WdvmdEgfnoSj02xS7QBuftwVsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KflZdXQ0dolrJmxkF1BuQmkgswf"><strong>3. 资金转账及支付服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S90odfv4HotDRjx2CzSu6jopsse"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cp28dZLcHo1i5fxKdGWuZcZKsph"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NSPSdPA0XoLyPqxoqz6utk9xsUd"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qu27dWRlLo3alaxway6uYxKPsTb"><span style="font-size: 16px;">汇款 – 电汇、汇票、汇款服务</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UkvrdEQtWoBpRcxaybBuX455szb"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P26ZdD7GNovyQ1xvDsqu1UPyszd"><span style="font-size: 16px;">远程储值充值 – 金融机构（预付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FEWydFJNxo1TExx7O9wuKG0dseh"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CShLdcC9wofZePxiPAfua7gNsUg"><span style="font-size: 16px;">支付交易 – 会员金融机构（资金转账、账单支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TFzndF3qqob2MtxeqAKuIlgpsbf"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QQuld3NHXo63BixGUjDuUNxZsfe"><span style="font-size: 16px;">支付服务提供商 – 资金转账（聚合子商户交易的支付服务商及平台，例如PSP处理的汇款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y7XedNf6soaFRhx2G33uHUi3s9b"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VDn4dCdLZo5uhAxhtzQujr2nskb"><span style="font-size: 16px;">支付交易 – 会员金融机构（通过银行关联支付服务商处理的资金转账、卡对卡转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lbjmde0r9oqShZxBPYxuczjHsKb"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pq5TdsOijoqGvFxqIgcu8WRCste"><span style="font-size: 16px;">支付交易 – 商户（商户发起、通过支付服务商处理的资金转账，例如账户/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJoMdnVqwohGpcxc1douyT7qstf"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QT3PdnadIoPjGyxnrbAuAMx2seh"><span style="font-size: 16px;">资金转账 – 会员金融机构（通过会员金融机构完成的行对行或账户间转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZklZdXTDeoLYDHxpCiuuOsPCsad"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ws1nd0xKuonISExFo2UueqeZsbg"><span style="font-size: 16px;">价值购买 – MoneySend（个人对个人或商业转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ARtkd2Su4opnbgx8b32uMlAvsNh"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZcKsd3DbFouyn0xFk52uz3p3sTh"><span style="font-size: 16px;">MoneySend 充值（加载或充值转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YBhTdUMMBoPkpIxFyH2u0excsob"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PCFjdqbapo8w3ExxkR5usjKAsad"><span style="font-size: 16px;">MoneySend 现金支取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HLHrdfygToJW23xDN1MuvGH8sBg"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KxLndieugoM0S9xKNPXu7N11soe"><span style="font-size: 16px;">MoneySend – 会员金融机构（充值/支取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-I3Vad3cxWo4seDxJyoQusAmnsBf"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoL6d4vvToemx9xbo0auyUeQshh"><span style="font-size: 16px;">资金转账 – 个人对个人或账户间转账（通用类）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UiwRdLaJvoWAWqx0QAKuEpb5sfc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SvOodqGGhoWCqNxCdXSuqvTJsPf"><span style="font-size: 16px;">非金融机构 – 储值卡购买/充值（礼品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Dnj1doXvzo6ldVx5do4uMAlfsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Q1zJdfvG6okdFWxFQmwuawO6sud"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QMl5dim6ioECsuxRdKMuf1Ntswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IVBodiKTPoNPxGxtC4DuYPRBsBe"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M5Kedoh2KoCvqux5w6kuoYJvsPh"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SgiYdwBzWo0ib3xCNZDut9B8sRh"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B6mIdhfdUo4BpAxltBOuz2CesLg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DlWmdidZOoj2nsx3FOPuG41jsFg"><span style="font-size: 16px;">网络博彩（合法在线博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KUhxdbzn2ouSLlxFGEVucmc1sac"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCDXd4j1dofUXYxwHjGuTfqBste"><span style="font-size: 16px;">政府许可赌场（线下或受监管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-USsfdSeabohUPax3hxmu0OCgs2e"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YWc4dGJkBoKKcixkz4GuO3UxsAe"><span style="font-size: 16px;">博彩、彩票及游戏（非政府类博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-O3O4dol7vohpXNxA9WfuY62Tszc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HdW3dkRK8oWSYTxkJY3uyOCTsVe"><strong>5. 政府类支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Agucd0omCoOx55xgtKfu84zasef"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1IAdkyWWodojPxaWFTudzW8s6e"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VJPwd6qg2oWJgTxN45Guk56Tsgb"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Yz8rdvuUWoS3sbx2zRHuHZKlsWc"><span style="font-size: 16px;">诉讼费用，包括赡养费及子女抚养费</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PZr7d0vK9omcJ2xKqVQu712QsQb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JiFudFF8ro2kcxxCb27uYtkgsIb"><span style="font-size: 16px;">罚款（交通罚单、政府处罚等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DeBcdOohMowaGSx54uAuKLBPsNE"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJsUdGCTcoXW92xB8JbudM7ZsEe"><span style="font-size: 16px;">保释金及担保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FS7gdWtbfowZCZxoI3HuBLhAsrh"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P4tGdutfZoEZOkxIhfpucWDUsdA"><span style="font-size: 16px;">税款（联邦、州及地方税费及关税）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SmzRdA86Mo9J3Ox4O5jutczwswf"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LbCfdMR5HoyFIMx0AJVuWrAusUg"><span style="font-size: 16px;">政府服务 – 未分类（其他政府机构相关支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FnLydTTqLoTUVgxQtDBucU09s6d"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FkWcduhYxoHZeSxcIE9uuJs5sjh"><span style="font-size: 16px;">邮政服务 – 仅限政府（国家邮政机构）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Uvoedtdm5oMaKzxYkv2uZCGbslT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AK2Xd3AKAoDKTWx9k1ZuCpE6sWf"><strong>6. 捐赠及慈善机构</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EXDTd7u47otzopxOBoGuBNtrsFh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A4WEdWCE5oHh4mxc82Tu7A8asvd"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rp17dKbPmoXtHxxtygiuUSucsah"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S3WNdn8K5oXNsFx3OgWuuDcDsDf"><span style="font-size: 16px;">慈善及社会服务机构（捐赠）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YMFydH0K5oJTeCxVbHbujyyzsfc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7nBdNPqOowcEvxLphOuVbSKsVb"><strong>7. 直销</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Do9bdeqTaolPnqxdwsKuwCa9s3f"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Z5xad0RUAoHxNnxXFJWu1i4lslc"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCmJdWf0doznQzxE4yvu1rwVsog"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-K4EMdKdjQohOiXxi2GSuHVPFsLd"><span style="font-size: 16px;">上门/直销（家庭购物、个人代理销售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KXdldnZipo9pwWxQJXjuUbkbsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AqpydBiMZo5Jd1xk9s5uJYHjs0f"><span style="font-size: 16px;">推荐阅读:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Qln1d63LDoNkFAxoxjkuWm9MsbC" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 奖励常见问题（亚太卡） </a></div></li><li class="ace-line ace-line old-record-id-OiVqdNaXAoGBMTxzye9ufxWwsnh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Dg3DdeeYboBZRWxnbSOupH4ised" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="Qc4ddRk2uo9YvSxR5Uwu4jwRsuh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-RxFudX5r3otYDGxMeORunrulsNi"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NPhtd6TIBoRDRkx2veFuNuE8sCF" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现基于用户的 VVIP 等级计算，返现比例最高可达 10%。</span></div></li><li class="ace-line ace-line old-record-id-ZKH9dXpMKoiWBYxp2pjusfX5sLe" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现以 USDT 形式发放，结算完成后 T+3 个自然日内到账至法币账户。</span></div></li><li class="ace-line ace-line old-record-id-EDDXdq8dvoJLFfxyqFjuKLd1sJh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度返现上限按用户名下所有卡片合并计算，并于每月 1 日重置。</span></div></li><li class="ace-line ace-line old-record-id-BhOZdd35voI40Sx2NFNuzc67s8c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商户类目及特殊交易不参与返现，退款交易对应的返现将被收回。</span></div></li><li class="ace-line ace-line old-record-id-CdgkdnMrgoWLfRx8rSkuelebstf" data-list="bullet"><div><span style="font-size: 16px;">用户可在 MEXC Card 首页及交易记录页随时查询返现明细。</span></div></li></ul><div class="ace-line ace-line old-record-id-HFVLdPTH3oTJlxxhekPuYvQIskc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CW11dse59oGWhnxwXBIuO27wsLg"><strong>1. MEXC Card 返现如何运作</strong></h2><div class="ace-line ace-line old-record-id-YGzodFepcozxo1xcRnYugbU5srh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZFnddhS3LoLziHxp21aubDrzssh"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> 平台为用户提供的加密资产消费卡。用户持卡消费并完成结算后，系统将根据用户当前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/user/m-score">VVIP 等级</a>进行返现，返现以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a> 形式直接发放至用户的法币账户，无需手动领取。</span></div><div class="ace-line ace-line old-record-id-CB4Cdo0zYoH8U5xkj5Cug8VSs12"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KZxQdi9BzotyY9xC1cKunJxYsFh"><span style="font-size: 16px;">不同等级对应的返现率与月度返现上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FKzvdkWb5oncrcxXrwIu4imYsUh"><strong style="font-size: 16px;">VVIP 等级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KBLAdpy5Lo9EBwx7NN4uz3H9sWe"><strong style="font-size: 16px;">返现率</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UdCLd5np8o785gxQszEu6baLs0f"><strong style="font-size: 16px;">月度返现上限</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LegMdzIGzoI7kkxjhVsuw9lnsyg"><strong style="font-size: 16px;">普通</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gclcd1H2gorHBExaL0xu0Rz8szc"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CpM9dZqxFocWhyxfmasug25ysHY"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RS4QdEeagoSKhSxVkKauCq8RsGe"><strong style="font-size: 16px;">高级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RzGtdDhLsouUUtxQAQFurydfslg"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EoVsd7M4noWcfaxGv2FuxaYsssE"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdjwdygQToA3LrxvyWGusf13sac"><strong style="font-size: 16px;">精英</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SU1kdDuSAom7lJxa4kcuOuH9sEd"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TRa1dtVpToEj41xkTbjumBUUssw"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Rlk1dLU8Wo4UxnxpSVuuFKGasOc"><span style="font-size: 16px;">注：具体等级、返现率及月度返现上限以 App 内页面展示为准。本 FAQ 内容可能存在更新延迟，如有出入，请以页面实际显示为准。</span></div><div class="ace-line ace-line old-record-id-JBE6d3XMdo0IwNxLMgquRNipsdg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"ecfe7b07-d726-41f8-be89-96fd98bf818c","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFWWjbgEkvoif5LxHh1AuxwStste%2F%3Fpreview_type%3D16","file_token":"FWWjbgEkvoif5LxHh1AuxwStste","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-ZoNsdj5J6o4CGyxwUg4utSEcs8b"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F202611021825423456S9YhUajBtot8f.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWm9Oc2RqNUo2bzRDR3l4d1VnNHV0U0VjczhiIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FWWjbgEkvoif5LxHh1AuxwStste/?mount_node_token=ZoNsdj5J6o4CGyxwUg4utSEcs8b&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FWWjbgEkvoif5LxHh1AuxwStste" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Cnr4dtJJmoW9zoxWlwgu6i2WsUg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HFrndhKmKoBVnfxAW8eug21Gsib"><strong>2. 返现什么时候计算、什么时候到账?</strong></h2><div class="ace-line ace-line old-record-id-DYb4dXgm7oGyoDxYR3luXurystg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TBzKdeA4To49qUxZZ8UuV6ABsbf"><span style="font-size: 16px;">返现以交易结算（而非授权）为准。结算完成后，系统会实时计算返现金额，并在 T+3 个自然日内发放至用户的法币账户。需要注意的是，若交易在授权后被撤销、未完成结算，则不会产生返现。</span></div><div class="ace-line ace-line old-record-id-B9G8ddkX2oLwzBxZTSGuKYthsKc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RsKndHBqvotns4xmumRuxOkuscg"><strong>3. 持有多张卡，返现额度是分开计算还是合并计算？</strong></h2><div class="ace-line ace-line old-record-id-NkIQd214oolmPjx7wLNuA8XRsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2w6dwmLIoTZSJxWD8gu7NRlstf"><span style="font-size: 16px;">月度返现上限按用户维度合并计算。也就是说，用户名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/mexc-card">MEXC Card</a> 产生的返现会加总统计，共用同一个月度额度。</span></div><div class="ace-line ace-line old-record-id-SksEd1K59oOqIsx6IL7uyvSMs1l"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CrLsdSQzlogwrXxJqkbuZoGIsef"><strong>4. 月度返现额度什么时候重置?</strong></h2><div class="ace-line ace-line old-record-id-KMffd6NlbowlCjxUdJJuiCRosOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-I7CZdTtYAoJ3yIxPQcFuDSWcsif"><span style="font-size: 16px;">月度返现额度于每月 1 日 00:00（UTC+8）自动重置。重置后，用户当月的返现累计金额清零，可重新按所属等级的上限获得返现。</span></div><div class="ace-line ace-line old-record-id-XQw0dTQKUoBAoexGqt1utajdsOg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RBHAdZf44o6DbLxdqgCuKoaAsPd"><strong>5. 哪些消费不参与返现?</strong></h2><div class="ace-line ace-line old-record-id-NVFodSxiRohnSPxqYaiulvp9sqh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WpbldbbpVoF66yxebHiuFqp9sMc"><span style="font-size: 16px;">以下几类情况不参与返现：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商户类目的消费（MCC）</a>、强制授权订单、触发风控的交易，以及当月返现额度已用尽后的消费部分。若某笔交易命中上述情况，交易记录中会明确显示不返现的原因，用户可自行核对。</span></div><div class="ace-line ace-line old-record-id-I2oYdqsDLo6vqSxb8Q5uOmTMsGS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XMjbdf48Uo1FglxxbkYuDp1WsZb"><strong>6. 消费时和结算时的 VVIP 等级不一致，按哪个等级计算？</strong></h2><div class="ace-line ace-line old-record-id-NZJZdQqimorkYpxh4ZQuvfjgsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YhWkdYkz4o0bUexghpsuhC42sdb"><span style="font-size: 16px;">返现统一按结算那一刻的 VVIP 等级计算。若用户等级提升，当月剩余返现额度将立即按新等级的上限重新计算；若等级下降，且已使用额度超过新等级上限，系统不会倒扣已发放的返现，但当月剩余可用额度将归零。</span></div><div class="ace-line ace-line old-record-id-URJedMd5xoW9VixnUsRuUXpDsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0dndnO50ofHEuxj1AXuJkOKsPM"><strong>7. 退款会收回已发放的返现吗？</strong></h2><div class="ace-line ace-line old-record-id-DApWdJbbpo6zvixHWh8uM8INsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HjZHdMKlgos8WUxF23ouWK5sshh"><span style="font-size: 16px;">会。交易发生退款后，对应的返现将被系统收回。若账户余额不足以扣回，账户会显示欠款提示，用户需尽快补齐欠款，否则可能影响正常用卡权益。此外，退款收回的返现不会释放当月已占用的返现额度。</span></div><div class="ace-line ace-line old-record-id-DUmidbGb6opnwtxEP4NuQaMAsJf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RlF7dklhNozoETxZnG7u4jO7scg"><strong>8. 在哪里查看返现明细？</strong></h2><div class="ace-line ace-line old-record-id-MHLQdAB2ooUTmaxcMvYuGsmSsMo"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGTbdYOW0okllJxr7a5upPdMsLh"><span style="font-size: 16px;">用户可通过以下三个入口查询：MEXC Card 首页可查看累计返现及本月返现汇总；各卡片详情页可查看单卡返现明细；交易记录页中每笔消费均标注对应的返现金额与状态说明，方便逐笔核对。</span></div><div class="ace-line ace-line old-record-id-RnzRd34PHoK5GnxU33tuk59Fs5e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DURedTZCFoNz65xdrq3u6AOIsnc"><strong>9. 返现规则是否会调整吗?</strong></h2><div class="ace-line ace-line old-record-id-CFHBdmzhHoGKLUxOWHAuElTPsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FqojdcnfAoaBypx6XRFu9rDCsig"><span style="font-size: 16px;">MEXC Card 的返现比例、月度额度上限以及参与或排除的商户类目，均可能根据运营情况进行调整。相关变动将以 MEXC 官方最新公示为准，建议用户在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/announcements">官方公告</a>，以获取最准确的规则信息。</span></div><div class="ace-line ace-line old-record-id-VP0kdSsP1orBCNxTawCuAEGbs8g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ByTddi7OaoC2HfxUyoyuvGqFsLb"><strong>10. 为什么消费了没有收到返现？</strong></h2><div class="ace-line ace-line old-record-id-VVwhdAg2qogtFkx8JtNuYJvWsjb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hvd8dE7yBoZvr1xL1K3u2MM4sHg"><span style="font-size: 16px;">未收到返现，通常是以下三种情况导致的：</span></div><div class="ace-line ace-line old-record-id-RBoudlOYaoiNvbxiXdPuTG0LsHb"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-K1c2dOZyhoyi8ZxmVlVuzmuDswA"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-JbsXdy6tDoTijXxiGebuaFNvsxU"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-T0mPdWwNSovwnkxWBrJuNWcwsbb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PhRSdiOcyocIUJxaVm5uZz48sod"><strong style="font-size: 16px;">案例 1：退款回收返现，额度不恢复。</strong></div><div class="ace-line ace-line old-record-id-R7kSdmeg6os1UYxuXJdu5aYqsgd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKhDd4gQWo4IIPxEktvuADSYs2b"><span style="font-size: 16px;">用户 A 每月返现上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-H4WId77uGox8dOx6PVpuGFsXslo"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TqspdZQ1doo3icxjJrouy8WzsMh"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RnOzdIS4Yo7M0Gx9J5JuunigsPd"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QHEld8RVpogLTpxtdjHuAGhts0e"><span style="font-size: 16px;">消费 1,000 USDT，返现 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V7bfdLGYnogxN4xbn4Iufnl0ssf"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZQMjd9QGlotLk7xWjzxuvFeksse"><span style="font-size: 16px;">消费 1,500 USDT，返现 30 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DQOIdR8RcorLQdxdB7NubxROsNg"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LyH6dBM1Ro8NcxxjUW8utggTsMq"><span style="font-size: 16px;">10 月 5 日那笔订单退款，系统收回 20 USDT 返现。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ds9pdvwdKorcu7x2ngSuh6uOs6c"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOV7dzQaHo7j0RxYTgXuHF8vssp"><span style="font-size: 16px;">消费 800 USDT，没有返现。退款后额度不恢复，本月额度仍是用完的状态。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y6gRdn6I6oNOzyxLr7puQymfsyh"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WAdpdRdHtosOhcxfJ1Wuzq4XsnH"><span style="font-size: 16px;">额度重置，可以重新获得返现。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QnI2d8LXhobYqDx0t1lucdmFsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MAPEdzm2votcKVx42veu353Rs2b"><strong style="font-size: 16px;">案例 2：退款时余额不足，产生欠款。</strong></div><div class="ace-line ace-line old-record-id-V54ed4SrKowJdWxqgDmuuhh9s7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LQwsdGIuAoOCjsxkOU2upU6Dstd"><span style="font-size: 16px;">用户 B 每月返现上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PH09drBroo0a7sxUMriuxESisCb"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SHCkdHYxRol8Bsxz8tqu5ygNsle"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AITedx1gpouWYExvNIzurJtKsKd"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZL10dwi4VoSEF4x2sVMu4yOfsaf"><span style="font-size: 16px;">消费 5,000 USDT，返现 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U8wsdiHYGoklidxOceeu6zfZsig"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X5PydL94Do09U5xoE8TuJqA6swI"><span style="font-size: 16px;">消费 2,500 USDT，返现 50 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RpRDddwa1o3UjGxN5SGuEEsYscb"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CaWzduG0qoAWpoxG6KvuKyAqskz"><span style="font-size: 16px;">用户把法币账户里的 140 USDT 转走，账户剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7ZWd8fJDoj74WxsqYtuzqN5sr3"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X07ydE73OoapscxA3Zyu3XK9scd"><span style="font-size: 16px;">10 月 3 日那笔订单退款，需收回 100 USDT 返现，账户只有 10 USDT，扣完后欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FsKhdmmxco01Z0xe6VpuVWZasgb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VakVdCcQJoUvMmxlmTRul1zJsnh"><span style="font-size: 16px;">消费 600 USDT，没有返现，因为本月额度已用完且不恢复。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WEQ2dh9ZLorPeUx2AgjuxmpBspe"><span style="font-size: 16px;">用户需要尽快补齐 90 USDT 欠款，否则可能影响用卡权益。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KRZydLgdaoX1ffxoZToux5Jrsye"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXVddTZEqoOIdZxaBd8uY8COsnc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ExMhdUcwMor2K0x9w6qu0hz8sVb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-G06hdyBrqo78kNxWXkxuoDQgs8d" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-WpNbd1kJnoxlRRxlireuVJdKsLd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-U5beds4lIoUKaRxCanfuOQGKszd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-QDkgd7YqAovqExxC8BVux9nrsJe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 奖励常见问题</a></div></li></ul><div class="ace-line ace-line old-record-id-J93Kd3kzhozNepxpanUunx6asVk"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="T9zSd5Fqho5sAax8GwCuDV72s7c" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-GQ86dHJHBoqZGSxbvQOuukggskd"><strong>1. MEXC Card 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RQh1deoveoWsJ0xyztuuamhYsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M9mhdkoLkoz5Nsx5fyZutrZqsxg"><span style="font-size: 16px;">返现比例、月度上限和发放规则，请查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 返现常见问题解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Xa91dSI9CoxuHkxCQHGuNeDLspc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BwqsdPC37oaCLAxPc82u2fa2sPc"><strong>2. MEXC Card 理财收益</strong></h2><div class="ace-line ace-line old-record-id-U6kGdrbarotQLGxgk00uteKGsSb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NCJDdVk2DoVp7Exiu0HuaE2ZsNf"><span style="font-size: 16px;">2.1 如何获得理财收益？</span></h3><div class="ace-line ace-line old-record-id-VrivdCUs8oIusyxN6smu8Kqhs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OFB9dBNi2ogi2WxKxenuyOHdsvb"><span style="font-size: 16px;">从 11 月开始，手动认购 MEXC Card 专属活期理财产品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="206;407" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="206"><col width="407"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDBBdHANzox3olxP7jIuE9slsZd"><strong style="font-size: 16px;">规则</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlK6dEQ7voVSSIxkUZ1ujcrhs4c"><strong style="font-size: 16px;">内容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvfadHwc3oKR6TxQ6Weuq5efsxc"><span style="font-size: 16px;">适用资产</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Dvbdd2cUMoms6Mxo6cquaOtOsxd"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YI3tdoq72oKJhixFhE6ufrfJsxe"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lywudc6ApoSA8cxDSVQuocSjsEf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9K7dPFjXonrLDx1oLtuz9NSsgc"><span style="font-size: 16px;">计息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AHoQdl0mfohHklxTnKHuJRhssIh"><span style="font-size: 16px;">每小时计息，次日发放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRh6d1Go7oLRKMx8dnEubYzNs0b"><span style="font-size: 16px;">个人最低质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MyGMd9R04oGkQJxBHlMubqYysIO"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkbNdPMejo29XNx2Lv0uVqIrsch"><span style="font-size: 16px;">个人最高质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMPd7VquovcaGx8z6ruKlSfsJb"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbiodug0aoZ8tqxIcwUuhBw5sLg"><span style="font-size: 16px;">参与方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTqgdX5ZDozU7hxKIgUuf9HOs3V"><span style="font-size: 16px;">需手动认购 MEXC Card 专属理财产品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qzrid8xAuoZtBJxrei8uPjnBs1c"><span style="font-size: 16px;">与消费返现关系</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KCyZdkWLCo0E0DxDOrKuWwBBswf"><span style="font-size: 16px;">独立计算，互不冲突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WA1ad2aS8oCNmsxdnUHu9Fgus6g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXSVd9PdsoVczyxR1YzuaP1msEb"><span style="font-size: 16px;">2.2 理财收益什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-UiwndeCWJoYwpixhJ3vuElxvsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C6Hrd1bQGohyqBxbrSduoExYsfb"><span style="font-size: 16px;">收益按小时计算，次日发放。</span></div><div class="ace-line ace-line old-record-id-HYSjdfUMroGnGGxiDZouTJhosxh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HyZYdr8rBoKsJsxu7zBuMXA9soc"><span style="font-size: 16px;">2.3 消费会影响理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-HJiSd50J5orT40xwOjzuooHqsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KXDZdgr7eoozOyxWaYCuqljBsse"><span style="font-size: 16px;">不会。理财与返现相互独立，互不影响。</span></div><div class="ace-line ace-line old-record-id-AqMKdOrI0oDgTDxIZwtu4Fx2swd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I0TvddGuJoVD2CxiKTou0KGNs2c"><span style="font-size: 16px;">2.4 返现计入理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-CtJmdaPbao0vUpxBuBkunfLUsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MCVTddfVooCQppxfu73uJnGdsed"><span style="font-size: 16px;">不会。返现与理财收益为独立计算。</span></div><div class="ace-line ace-line old-record-id-EUcFdoORroTsewx0B0ButB7qsVz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Lo0WdxbLsofWGyxVuV0uDPLFsbe"><strong>3. MEXC Card 邀请奖励</strong></h2><div class="ace-line ace-line old-record-id-VaAgdpSV8oAFaGxXTAluovWVsbf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X7FddbRvFoRv1vx9uQtuBA6sshu"><span style="font-size: 16px;">3.1 MEXC Card 邀请奖励如何运作？</span></h3><div class="ace-line ace-line old-record-id-Uj39dfxIQobtIcxCszEuo2Guseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WgDwdKE5roOL62xck6LunwuDsGd"><span style="font-size: 16px;">邀请好友注册并激活 MEXC Card ，您和好友都可获得奖励：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VG1Wde1Mro9KjLxDYcLuCFKksze" data-list="bullet"><div><span style="font-size: 16px;">邀请人：每位合格被推荐人可获得 20 USDT。</span></div></li><li class="ace-line ace-line old-record-id-Q4tjdtdDqoKhZixnpRCulmcksQc" data-list="bullet"><div><span style="font-size: 16px;">被邀请人： 10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-Eccmd0dDao4ysZxHGPWuB8F7s8d"><span style="font-size: 16px;">以上为通用奖励，地区专属活动以对应活动规则为准。</span></div><div class="ace-line ace-line old-record-id-K6k3dYgCMo1nLKxXfVguVXgWsxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UPz5drPYHokIDDxC9cLup5R3sxf"><strong style="font-size: 16px;">被邀请人需满足以下条件：</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VZz5dM9uXoSZ0Uxs1TduRf7zsoR" data-list="bullet"><div><span style="font-size: 16px;">必须是新注册的 MEXC 用户。</span></div></li><li class="ace-line ace-line old-record-id-PNh6dFIGqoQLmxxJX73u6wOeslJ" data-list="bullet"><div><span style="font-size: 16px;">在首次充值后的 7 天内必须保持至少 $100 的净充值金额达到 24 小时。</span></div></li><li class="ace-line ace-line old-record-id-Wsk6dIMRko4B3fx3tljunRmfsDG" data-list="bullet"><div><span style="font-size: 16px;">活动期间内成功申请并激活 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-WBsfdufe9oLnrRxq12SuJfGPsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRj1dJofSoGVBFxtwxnucpsSsfd"><strong style="font-size: 16px;">什么是有效净充值？</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VcjPd5Jlaoqj2PxqXscujTRUsUg" data-list="bullet"><div><span style="font-size: 16px;">净充值金额 = 链上充值（不包含内部转账）+ P2P/法币买入 - 链上提现（包含内部转账）- P2P/法币卖出 - 资产转账转出 - 红包转出。</span></div></li><li class="ace-line ace-line old-record-id-HShvdlMyBo5kebxxrkGu3BUOseh" data-list="bullet"><div><span style="font-size: 16px;">有效充值渠道包括链上充值、法币充值、银行卡购买币、P2P交易和第三方支付。其他形式如内部转账、红包将不算作有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-JtyKd30pLolnsgxS73Rus0UPslb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AXhmdREaioG4WpxrqSWuLr0aswf"><span style="font-size: 16px;">3.2 邀请人数有上限吗？</span></h3><div class="ace-line ace-line old-record-id-YZXDd17fDoIA45xbIA3uo4MYswg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MbG5dtBXCosuozxVY9fusnWfsNe"><span style="font-size: 16px;">没有上限。邀请越多，奖励越多。</span></div><div class="ace-line ace-line old-record-id-NJrddV4wtoXfGjxTLSYuBKvWsDd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CrVVdVVfEo5ZadxojLouA7mwsJx"><span style="font-size: 16px;">3.3 邀请奖励什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-WjJ8dQgNPoW2AXx7FcAu3nbBsBe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RMU0dIcLUoltFFx80QQuFgIgsnf"><span style="font-size: 16px;">在所有条件达成后，奖励将于 <strong>3</strong><strong>个</strong><strong>工作日</strong>内发放至现货账户。</span></div><div class="ace-line ace-line old-record-id-RFBVdjxEPoTj0yxNrTsulWlMsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MvMadXKAgoDIEyxfFvTuI0hNsRd"><span style="font-size: 16px;">3.4 如何邀请好友？</span></h3><div class="ace-line ace-line old-record-id-BQ1nd8o4FoooGHxrlaVuLa1xsLe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Eujzd7wBeoCJ2LxEuQiuU50Kseh"><span style="font-size: 16px;">登录您的 MEXC 账户，访问<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">邀请任务页面</a>，复制并分享您的专属推荐码。好友完成指定任务后，双方即可获得奖励。</span></div><div class="ace-line ace-line old-record-id-JRtrdHQJBoRhUex7wEruGSdOs3b"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Sv9cdcdIwohNUbxDhEnuZnaFsze"><span style="font-size: 16px;">*BTN-<strong>活动中心</strong>&BTNURL=<u><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub</a></u>*</span></div><div class="ace-line ace-line old-record-id-A0uYdbBPToXBhNx10hUuq4SLsqf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QKMCdbfq6oZdl1xiGIfupOt8sNh"><span style="font-size: 16px;">3.5 邀请奖励可以和平台其他邀请奖励叠加吗？</span></h3><div class="ace-line ace-line old-record-id-Go36dBxlGoaPcYxDyG4uidQWsJd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RXpYdQfREo3dprxUZY3uLfhXsAd"><span style="font-size: 16px;">可以。MEXC Card 邀请奖励可与平台其他邀请或活动奖励同时获得（如无特殊说明）。</span></div><div class="ace-line ace-line old-record-id-CBRgddBuYohMRCxsWWiu3EObsre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F4iZdmN4poPfRJxPBZDuj9dvslw"><span style="font-size: 16px;">3.6 如果我的被邀请人已有 MEXC 账户但未开卡，是否还能获得邀请奖励？</span></h3><div class="ace-line ace-line old-record-id-WyYLdzzdAoX0S9xIVT8uHOnHsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TesqdvGE6oYch2xJURcu3fMtspc"><span style="font-size: 16px;">不会。邀请奖励仅适用于新注册 MEXC 并激活 MEXC Card 的用户。但被邀请人仍可正常享受消费返现与理财收益</span></div><div class="ace-line ace-line old-record-id-U0nXdYEMUo6Y7FxmY3BuEpEOsYd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7JZd10t8okrr8xBnKEumhCds3c"><strong>4. MEXC Card 其他问题</strong></h2><div class="ace-line ace-line old-record-id-DOuFdj0sRoDT20xWIq9u2WWisdb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WAm9dZKVyo8xcgxBKTmugktpsVb"><span style="font-size: 16px;"><strong>4.1 </strong><strong>返现、理财可以同时获得吗？</strong></span></h3><div class="ace-line ace-line old-record-id-UBCSdWjMqoro5bxd2Pwur45KsVg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MlvydE3tjoi4NcxkLKUunCtCsCb"><span style="font-size: 16px;">可以。两类奖励相互独立，只要满足各自条件即可同时获得。</span></div><div class="ace-line ace-line old-record-id-NB3jdrUWQoi4kyxzmNmuE4ZYsTg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q4fydaW4TokCPRxx3EbuAhYdsGe"><span style="font-size: 16px;"><strong>4.2 </strong><strong>活动结束后奖励会变化吗？</strong></span></h3><div class="ace-line ace-line old-record-id-S2UGdHkzXoL0Tbx36opuCMIfsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bkejd9rkgozNJAxdCG9uwNJKspc"><span style="font-size: 16px;">返现、理财收益及邀请奖励仅在活动期间内有效，活动结束后可能进行调整或取消。</span></div><div class="ace-line ace-line old-record-id-OrIGdZVH0opf7dxtQytu4nk0swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ENxEd7wJxo2tuZxz9TzuIixfszf"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-H4oYdCuofoXWw0xjKksu1NSKsSb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-OB4HdyKzVoKTxgxK4qCuzCTns0i" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li><li class="ace-line ace-line old-record-id-HWGidOulfo3XjNxNRtKub7Nnslh" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币</a></div></li><li class="ace-line ace-line old-record-id-Vl1adKBQ1oa79wxgElruWc2FsCd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买加密货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-Wo4vdh7F1onRIPxuqp4u6A4FsBb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：词汇表与常见问题解答</a></div></li></ul><div class="ace-line ace-line old-record-id-A7qpdXOfXofnNjxXqd9uGovUskf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="YyMDdon4MoP3XmxAiajuugFtsVf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-M4DtdYdmooBDIrxIqsYupuT8s4f"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XaWFdUGzPoVeSaxsAViuzHHLswg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虚拟卡开卡费、年费、闲置费与销卡手续费均为 0。</span></div></li><li class="ace-line ace-line old-record-id-BZhNdFhaeoADF1xeH5xusDjUsCO" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亚太卡交易手续费为 0，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-CMzPdsLGSo2uVYxZiiquk7GwsBh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手续费为 1%，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-M9ird3Zp5oxk3HxXDGOu1IANsSc" data-list="bullet"><div><span style="font-size: 16px;">跨境消费时，亚太卡在 Visa 汇率基础上加收 1% 的外汇兑换费，全球卡无任何加价。</span></div></li><li class="ace-line ace-line old-record-id-BQzldQYcho5kvAxYLluuTfRas0d" data-list="bullet"><div><span style="font-size: 16px;">两种卡片在单笔、每日及每年消费金额上设有不同限额，全球卡额度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-OuIKdwwvdohT9Mx0Qfqu9eULsNg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CxbkdmTVFo9WMpxjHz8u9e2psDX"><strong>1. MEXC Card 简介</strong></h2><div class="ace-line ace-line old-record-id-RSFCdskWKoe7K4xRLF1uzAsxsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V0Wld4n0eowPS8xNvGsuxH7Msnh"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密货币支付卡，让用户可以直接使用账户中的加密资产进行日常消费。目前平台提供 MEXC 亚太卡和 MEXC 全球卡，两者在手续费结构和消费限额上存在差异，用户可根据自身消费习惯选择合适的卡片。本文将为您完整梳理两种卡片的费用与限额规则。</span></div><div class="ace-line ace-line old-record-id-GkVHdoTpuoQ9r7xTaequS30ZsPH"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-U9FFd90l6oMnWqx76oMutz2SsVb"><strong>2. 开卡与管理费用</strong></h2><div class="ace-line ace-line old-record-id-MDFldwdT8oa9yPx4r7dugN7Mswd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VYGDdVaSdogOWhxBHTvuyDZesbe"><span style="font-size: 16px;">MEXC Card 在基础费用方面对用户十分友好，两种版本均实行零费用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PWdrdb5hMooJsZx9C9IugqHpsOb"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EE8ldEOguozf6KxLr0tuPE8Rsag"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PXDVdW86foNMRAxA3bru2o2gs4A"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KushdIGhqoRPjVxVTOhulN7vseI"><strong style="font-size: 16px;">虚拟卡开卡费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rh5udtZr6oGfg3xEe3cuj4dKsXb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XL08dcbHqotWFnxGTPBuqWrKs0g"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJapdb82tosTuhxEPCuuwah7sNe"><strong style="font-size: 16px;">年费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JHdFd7sojouLMyxAWAsukqjPsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsOZdk5rJotr5OxDi8pun4fVshb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PwjOdK0Y4oxZQGxAUFyumv4Asef"><strong style="font-size: 16px;">闲置费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F879dSrQNoNoxnx4LpLuydZisBg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXkidkch2opPhWxSw4uuRIvAskg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0lRdDBuXon89AxTmzxuJVbxsAd"><strong style="font-size: 16px;">销卡手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SYW7dVCvjodpx0xCf4FucQguspd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BHTcdtxHioWMKoxSnPzukzM5sKc"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-W3hVdLJJxozqsIx7YAHuC4TZsoh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XbP4dCjYMolDTaxQSDouOf1Ms6f"><span style="font-size: 16px;">无论是申请卡片、长期持有、暂时不使用还是注销卡片，MEXC 均不收取任何费用，用户可以放心开卡体验。</span></div><div class="ace-line ace-line old-record-id-RpSmdedeeobwOLx5jXCu1aXCsQ7"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AtrJdhaVNo3itexRQ6ruqz8ss5e"><strong>3. 交易手续费</strong></h2><div class="ace-line ace-line old-record-id-GmHGdsfK3o34wkxCBOCu4FupsDY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M5urdWEFDoFaKLxybBzuw8ZVssh"><span style="font-size: 16px;">两种卡片在交易环节的收费结构有所不同，具体如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;292" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="292"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NCpJdRHkio6gnuxk1j3uaa9ss1g"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zh3EdGX45oPqL3xY6jnuE3orsWe"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MGH6dKQSoo51KaxvX6LuWMOcsIc"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CP94dTacvoAuM0xYwvtutL9asSh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AB0adv5b7ob32cxxiK0usQG6sEd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LmyFd8Qn3omgnxxKF37uaIXQs2f"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WHWbdny1qoM5nqxLviruLZ5qs8e"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ce9Cdliexo4kKdxxYxWuZO2Bsgd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LHfFdfrNko02HHxhulfuXAM7sLe"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KqYjdVflnoOfOzxnOofubHHTsEf"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FOZzdMDyxoKdZIxp4goudtIUs65"><span style="font-size: 16px;">Visa 汇率 + 1%（跨境费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mr39duZEposKcTxQQzbuAK1escg"><span style="font-size: 16px;">Visa 汇率 + 0%（无加价）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QOtvdZZiQocZEAxHOvauMtRQsZg"><strong style="font-size: 16px;">充值手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HxczdM2TWonSS3xHXTnuu8Z0sWh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E5EqdH4EXoKaIuxGa9eupaAjsMb"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MnstdXOC8oQoyXxS4Z8uH2VzsWg"><strong style="font-size: 16px;">ATM 提现手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JEw3dkUYVoeg5vxbDAAuHXKcsuf"><span style="font-size: 16px;">虚拟卡不适用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GHE2d4wRjoqzuJxFNCEuUUBAs9e"><span style="font-size: 16px;">虚拟卡不适用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-X4K2dLGtzoQel2x7WzeuUGwrsJb"><span style="font-size: 16px;">退款费用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-LXVqdgL4aov0vdxowdduGVTbsGg"><span style="font-size: 16px;">1% （美元消费） 3%（非美元消费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IwMadpreboLBTOxzYAyuKfZssAh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PaZmdkuWtodrB2xE6EsutHNDs0f"><span style="font-size: 16px;">消费失败费用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-U5NEdHfQcoYocZx98w0ukzxNsId"><span style="font-size: 16px;">（仅限于消费失败的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FhE4dGWD4opctaxsvbEuBcuDsih"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K7Hsd0rcZo3vIPxnnNIuxUEWsVh"><span style="font-size: 16px;">每笔 0 USD，消费失败率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-XJ7xdvOniozaZIx7bGYuNstHsyb"><span style="font-size: 16px;">每笔 0.5 USD，消费失败率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LY6pdMnmQota8Jxm0rEu3rVqsIh"><span style="font-size: 16px;">小额手续费（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XYpadI4QhoeBBCxL3Slux4lDsbf"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHund116AorXCHxzMp7uTzmdsQb"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BMjqd01IzohVKQx7GByuCshJsUP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FkDDdHiYboQCpyx17PyuQy9DsPf"><strong style="font-size: 16px;">说明：</strong></div><div class="ace-line ace-line old-record-id-DkJHd218coUiKYxDYLNubkxlsSP"><span style="font-size: 16px;"><strong>1）加密货币转换费</strong>：消费时将账户中的加密资产转换为法定货币所产生的费用。</span></div><div class="ace-line ace-line old-record-id-JffXdKHTxoGFpBx2SIjuzmZ0saf"><span style="font-size: 16px;"><strong>2）交易手续费</strong>：每笔消费按交易金额收取的费用。亚太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-GCdWdLQmEoOkM9xrqCiuVZ9ZszZ"><span style="font-size: 16px;"><strong>3）外汇兑换费触发条件</strong>：当您以卡片计价货币以外的货币消费时（例如卡片以美元计价，却在欧元区商户消费），才会产生跨境外汇兑换费，本地同币种消费不收取此项费用。全球卡在 Visa 汇率基础上无任何加价，跨境消费更具优势。</span></div><div class="ace-line ace-line old-record-id-FUJHdsTzLovSR4x4OkbuF2sLsBf"><span style="font-size: 16px;">4）活动期间的手续费率可能会有所调整，请您以具体的活动页面显示为准。</span></div><div class="ace-line ace-line old-record-id-Nx0Kd6E2ZoiVBdx4QXpuCAY5sie"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XE9udx9PNoN4DExFvS0uKaS9sHf"><strong>4. 消费限额</strong></h2><div class="ace-line ace-line old-record-id-BilgdlZ3Goo4jDxXN2KuzMmgsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N76kdkednoifPXxNmVsuuWINsgU"><span style="font-size: 16px;">MEXC Card 为保障账户安全并满足不同用户的消费需求，设置了如下限额：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QJWMdTshQoo91ux1rXuurZAos7f"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmVdFkujomBDkxBSxUu7u38sZb"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwECd9j4Do1sodxTxa6urXF4sYb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TcevdLww2o5dAZxPfbku7tUXsDe"><strong style="font-size: 16px;">单笔消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KDQUdZXRIoaTPFx93eHuSsdysvG"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B2fbdJdWPoXqxYxvmVUuWppeseb"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZenOdbcinoiMOZxc1KMuKx4Hs5e"><strong style="font-size: 16px;">每日消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQGwdQYKDoJyH0xIqJFu50plsUe"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkFrdDM8Noh1l8xBb2Kuvfalsbe"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RM39dVj0dohVSexRRL5umSxusWd"><strong style="font-size: 16px;">每年消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FyRydV7m2olJwWx9aCzuaHTRs3g"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O6ArdPOnXoIvvAxrgBfu5LbLsxg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IxqEdYzFco0MkHxgzmBu3hcAsK7"><strong style="font-size: 16px;">每日消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZVU3dJwnWouitRx7xiJucnEysHw"><span style="font-size: 16px;">50 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N8q6do8Dyog43SxzPe2udWKjsSb"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BQ0ldisxlong1AxYPDZubLBgsog"><strong style="font-size: 16px;">每月消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvuId6d0DodXp9xXdUhuMTDzscc"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SEAjdWO7OomUepxgVN1uqKdFsJf"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MmJEdEehqo1F1Axira2u4x3rsHd"><strong style="font-size: 16px;">每年消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N4N1dtU1bo9q17xUGTiuEhtosTh"><span style="font-size: 16px;">1,040 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MABjdEcaPol13exB9FruTIQisWg"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VvkIdmd9joLmqRxXGVdumAgOsPc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-APCxdUne5ot5KoxbieQu0mAnsRg"><span style="font-size: 16px;">从限额来看，亚太卡适合日常消费需求，全球卡的额度显著更高，更适合有大额消费或高频消费需求的用户。</span></div><div class="ace-line ace-line old-record-id-QjRYdFV1woGFd5xDb25un8qSsYf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NlxUd0g2EoZsnGxhWsOuWYfssed"><strong>5. 手续费计算示例</strong></h2><div class="ace-line ace-line old-record-id-PlfYdQpFTo3fLaxMT9ZuInFHstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FOTvdBzUvoSm8Wxlml3u3Hf1sZe"><span style="font-size: 16px;">以下示例帮助您理解不同消费场景下的实际扣款情况。示例中的费率和金额仅供说明，实际费率请以上文表格为准。</span></div><div class="ace-line ace-line old-record-id-Q7VSdVWOeofABzxs8yuu517Osqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Cg8jdrGrJoi6CRxHrr1ucDY3sEn"><span style="font-size: 16px;">示例一：同币种消费（美元商户，无跨境费）</span></h3><div class="ace-line ace-line old-record-id-CqM6di2Iqor4OwxuxDduCkx4sOf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QMHJd4mX9oQETPxWvsQuJfwSsWd"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在美元商户消费 100 USD。</span></div><div class="ace-line ace-line old-record-id-OWJLdJpcrowAFBxfVOyuM7JXsif"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O8ZJdFT0rokLG0xsL1QuuURbsxd"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L1eRdsmtRo9dxexSXvou8b0nsAc"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTaEdheqpovJRnxxAQzuHDLAswh"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YxbbdL8vqoeYVYxctM5uUeZjsYc"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YuYgdpjGFo3w8oxjffYuemkUsbc"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GhZhdyxwgo3Y2axtjwuumwjfshc"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Un0DdWYBdo4KdIxA8Jsuxlezspf"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTpBdqo9boVp52xT1Ksu84mTsHp"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EnyHdmx6roDbjdxbxHxuMa53s1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J7C2d1JyNo2vAExBk7puKvwmsoh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E8k5dZSxKoI5cpxLhHYuHBuwsAh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KvuhdUVP6ouh0bxJhEwuHCPlsUb"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CLoIduIgdo1iW8x5yz2uejugsnb"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FID0d1c3woraalx3YB3uBq7Msub"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWBadpcWgo6Df4xsTstu3sDysph"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EYLzdsI6GobIHvx15UDuYdW2sSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LrxPdicYho6W9sxc4tfuG0LnsAe"><span style="font-size: 16px;">可以看出，MEXC 亚太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-ApSsd88czovsEpxDApDuO44MsD5"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RfkddgvmSo6ELqxTEAbujPKasdd"><span style="font-size: 16px;">示例二：跨境消费（非美元商户，触发外汇兑换费）</span></h3><div class="ace-line ace-line old-record-id-BfSQdRcQno8vCCxKDIVu3wwHsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NqNcdeQp3oYk3px9v68ubcSKsSe"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在境外消费 100 EUR。假设 Visa 汇率按 1 EUR ≈ 1.08 USD 计算。</span></div><div class="ace-line ace-line old-record-id-B5hNdAT52oSvfzxywHXuox9TsMe"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KS55dr3ewoIfGsxtLUIuAhAWs4e"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J1Jpdzmdao3v2txrCPsurVozssh"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I8t1duwbcoEluQxXytRu25ixsIb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9vmdM5XToLAMUxUW1pus5qXsZf"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BYF1die5moPMAMxdlnNup2z9sge"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HgDxdJQo3o0SmjxcoVdubsZksQc"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SGkodiOzjoRTgIxEfICup1CisNb"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9vjdNCZKoPcuKxHrpluN5q5sQc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EDeadqxauo6y8Ix4yDiuNnx2sLh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8hhdzTTlo5KhrxNMO6uidBEsph"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rr51d4pleodSZ8xNJtXumAqAs5E"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DnZEdZ4bYoJra8xq6AuuV4Afs5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WYtFddLjLoUfG3xdmKNuvM6Fs8b"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HdZpdkoM7oiSWUxKuBLuSESYs3e"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F6aidn0e3onGE1x8l7Tu4g44sRE"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U6n7dBXQxo6R8uxRdHUuYGE6smc"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GV8QdRfs3o0q7ZxdTbfuHmGas0A"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwZndcC6yoTzegxwX4fub96YsSG"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZpNfdSUGcogcqVxcraxuW28HsMe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NKuIdOg8povAJExu2OxuOJYpsBc"><span style="font-size: 16px;">可以看出，在跨境消费场景下，两种卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-CJbodxJohodIuBxAkGyuwCvYsxv"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OF16dje6Coqw9kxioKvu8gmcsWe"><span style="font-size: 16px;">MEXC Card 以零开卡费、零年费、零闲置费、零销卡费的政策大幅降低了用户的使用门槛。在选卡时，如果您以本地同币种消费为主，MEXC 亚太卡的成本更低，更适合选择。如果您经常进行跨境消费或有大额消费需求，两种卡片成本相同，可任选其一。建议用户在使用前登录 MEXC 官方平台查看最新费率与限额说明，以获取最准确的信息。</span></div><div class="ace-line ace-line old-record-id-ETl2drAgPoOB9gxGuosuZR57sme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-KfH8dRsY7oCvNrxCYDWu3xYbs3e"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CPOqdX7CCoUOMqxA7GbuiCYKsAd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-NCludNDSPoJ2HXxCYpIuKoGysfd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-TYX9dGIGfogiwnxcu66uqxoLsMe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Nzd2dMqCWoj20Exotz7ujy1bsch" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-OsWXdptVxoXh5zxQMzMuWiScsGb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-HrTYdcYkWoIyQDxy8BCuso0wsah"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-E0m8dx5krohv8pxzTIfuA1D4sHc" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消费交易分为授权与结算两个阶段，结算通常需 1-3 个工作日。</span></div></li><li class="ace-line ace-line old-record-id-JBjSdWmRuoWyP3xtX5KufcXwsHg" data-list="bullet"><div><span style="font-size: 16px;">实际扣款金额可能因结算汇率、跨境手续费或商户调整而与消费显示金额不同。</span></div></li><li class="ace-line ace-line old-record-id-V9gRdN2M4ofm2Dxq2IyuAYQrsQe" data-list="bullet"><div><span style="font-size: 16px;">消费返现需在交易完成结算后发放，商户类别不符或触发风控将无法获得返现。</span></div></li><li class="ace-line ace-line old-record-id-W1gidSQJqoteXvxGvvgubgDxsMf" data-list="bullet"><div><span style="font-size: 16px;">结算前退款免手续费，结算后退款视卡种可能产生相应费用。</span></div></li><li class="ace-line ace-line old-record-id-OJfZdaXr0oXD8xxCr3cusTsVssh" data-list="bullet"><div><span style="font-size: 16px;">争议交易需在规定时限内发起申诉，交易连续失败或异常行为可能触发销卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-MpzVdwLafovHWIx3rJbuOCvUsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MmHsdoJiHoOFfVxrwZRudlYwsQh"><strong>1. MEXC Card 授权与结算</strong></h2><div class="ace-line ace-line old-record-id-XG1Jd9yt5oDZq7xRfmNuMPOUsuD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LUVIdumUVoSx5ExPeRfuWs9Lstd"><strong style="font-size: 16px;">1.1 消费后交易什么时候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-VvDedOWrnouQ4pxuRHKu3S8rsAt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X7jbdr4lzoM6yFxreHMuLjeXsUg"><span style="font-size: 16px;">使用 MEXC Card 消费后，交易会先进入授权状态。此时发卡方确认您的账户余额或额度充足，并冻结对应金额，但资金尚未真正划转给商户。待商户完成结算后，交易状态才会更新为已完成。</span></div><div class="ace-line ace-line old-record-id-U1sadDTyMoNOSlxSXV5uC9lRseg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZMuUdkEUlolGekx3kYxug1AYsMc"><strong style="font-size: 16px;">1.2 授权和结算有什么区别？</strong></h3><div class="ace-line ace-line old-record-id-J9HwdTIsToQ0nNxj59uuXJFssSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CmOWdVCecoyfV4xXMl9uLsLosfb"><span style="font-size: 16px;"><strong>授权</strong>：刷卡消费瞬间，系统确认余额/额度充足并冻结该笔金额，资金尚未转给商户。</span></div><div class="ace-line ace-line old-record-id-CA3hdxqXSon59CxPApXugxS0sbw"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D93UdcXe9oG8LvxbhaEuaHmvspg"><span style="font-size: 16px;"><strong>结算</strong>：商户通过收单机构和卡组织提交交易凭证、完成清算核对后，冻结资金真正划转给商户，交易状态由授权变为已结算。</span></div><div class="ace-line ace-line old-record-id-JmjvdC6IVotAiaxrMElu0FcYsPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HxEGd3mMdoM1pvxuS4Fun7WCsth"><strong style="font-size: 16px;">1.3 结算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-FQgSdJYv9ouMx7xh5eguCo0psob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RFyCdAnOAoBgnHxYycmuSHUksch"><span style="font-size: 16px;">通常 1–3 个工作日，具体取决于商户、收单机构及卡组织的处理效率，个别情况下最长可达 30 天。</span></div><div class="ace-line ace-line old-record-id-K0BrdJ0rHo2uxHxL4Qku7PxCsKe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OtzTdokzKo1Dzix6vbwu9fspsgd"><span style="font-size: 16px;"><strong>1.4 </strong>授权失败或被撤销，冻结资金何时退回？</span></h3><div class="ace-line ace-line old-record-id-BanrdIe3MohBHrxZp9Nuo6CWs8c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AW52dRvoko48YmxEqRouFcmQsRe"><span style="font-size: 16px;">若授权最终未完成结算，例如授权失败、被商户撤销或超时自动失效，冻结金额会自动释放回账户可用余额，无需手动操作，通常 1–3 个工作日内到账。</span></div><div class="ace-line ace-line old-record-id-Of5bdidHMoPI5PxwplHuvEd1sUb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XQwKdGnovoWLTZxwfuau5K4ms1e"><strong>2. 汇率与扣款金额</strong></h2><div class="ace-line ace-line old-record-id-DrLhdYKpeo9JrOx7zw6u4idmsVg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MVH6dT7SVovg0MxVbNOuomxKswd"><strong style="font-size: 16px;">2.1 为什么实际扣款比消费时显示的金额高？</strong></h3><div class="ace-line ace-line old-record-id-UTH5dByOmoGfAlxVPbKu00Qss6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z23EdrBrDo3BSSxPNcouCzDHsnh"><span style="font-size: 16px;">常见原因有三点：</span></div><div class="ace-line ace-line old-record-id-CjWUd112uo7yaexLNvcu6XVdshc"><span style="font-size: 16px;">1）外币消费按结算时汇率计算，与授权时的预估汇率存在差异。</span></div><div class="ace-line ace-line old-record-id-AWUJdigcJoV7aKx8qZDu1JlHs5X"><span style="font-size: 16px;">2）产生了跨境或外汇手续费。</span></div><div class="ace-line ace-line old-record-id-HhMSdkfr2o1kAvxshkBucp4Rsib"><span style="font-size: 16px;">3）商户在结算时调整了最终金额，例如加收服务费、小费等。</span></div><div class="ace-line ace-line old-record-id-U6WkdEMPwoonZcxr6PXuYgoks5c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LeGNd497noszDtxUCXtu6j7Vsdd"><strong style="font-size: 16px;">2.2 消费时按下单汇率还是结算汇率计算？</strong> </h3><div class="ace-line ace-line old-record-id-GergdvOTWoGA0qx9rHcuMc5esPb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CkfQdgnUnoHg5BxEDqXufM9vsCP"><span style="font-size: 16px;">授权阶段显示的金额按下单时的预估汇率折算，仅供参考。最终扣款以结算时的实际汇率为准，两者可能存在差异。</span></div><div class="ace-line ace-line old-record-id-OG2bd3fOPo3AWHxJWMauSwWpsHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T6WEdjGskoYTUPx2gO1uZOxNswh"><strong style="font-size: 16px;">2.3 为什么一笔消费会产生两笔订单？</strong> </h3><div class="ace-line ace-line old-record-id-YdMCdrQfComYi8xs5QQuiwJDsWe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rmj6dOiP3oCkr5xegO2u2n1dsQb"><span style="font-size: 16px;">由于授权与结算汇率不一致，结算后可能额外产生一笔费用差额订单。MEXC 将在后续版本中逐步修复该问题。</span></div><div class="ace-line ace-line old-record-id-OxGddAhsyonNatxGf8Fust6jsvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CAnUdSe5zoByQaxF4sXuX3gasFe"><strong>3. 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RflFdb4XpoTdedxjJcxuKJ45sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vq3rdvqAVoNghOxpEKcuZINcs4c"><strong style="font-size: 16px;">3.1 为什么消费后没有收到返现？</strong></h3><div class="ace-line ace-line old-record-id-Uk8gdoIgKoFx1qxSvUSumyuzsH9"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BYeQdRiFWotqY3x038OudwhrsFg"><span style="font-size: 16px;">主要有以下三种情形：</span></div><div class="ace-line ace-line old-record-id-LvqYdUySOoKb7WxC8YkuBROSsOg"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-NsLJdx9T1oX4xQxJr40uuFzKs4f"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-Fb0XdBHTyo5aySxnp6vuXi2Esbe"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-DzvEde13LoLrcXxajx2uCtL3sCE"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QUhydaBQlo23djxRFwru9Bgosdb"><strong style="font-size: 16px;">3.2 交易退款后，已发放的返现会被扣回吗？</strong></h3><div class="ace-line ace-line old-record-id-K7JkdTH7CozQl4x0EcjuqsxwsUb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VJjwdvuxHokbiAxDI9BuGKyrs7c"><span style="font-size: 16px;">会。已发放返现的交易若后续发生撤销或退款，系统将相应扣回该笔返现。</span></div><div class="ace-line ace-line old-record-id-SDlrdomESotUowxxkzHuvOCnsGb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-L9VXdXtEdo40DsxZr9huoEgosKg"><strong style="font-size: 16px;">3.3 哪些 MCC 不参与返现？</strong> </h3><div class="ace-line ace-line old-record-id-WdTpdVr5KoR6WFxLbTLubV0ds1k"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvJ7dBC9DoWfiZxboXYuHkYLsN5"><span style="font-size: 16px;">具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-T01edp3EnoQZgUxVaxRulCO9stc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TjWKdAFzkoZ17BxU9lVutgytscA"><strong>4. 交易失败与被拒</strong></h2><div class="ace-line ace-line old-record-id-TeurdyhbcorHG5xIhXguXRZ6srh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UFWUd8ZbUoheIRxzkl2uDKI1sRd"><strong style="font-size: 16px;">4.1 交易被拒绝的常见原因</strong></h3><div class="ace-line ace-line old-record-id-XzQGdr0SAoEj5jxdHxfuo2CZsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HV5nd5QgvoIVpex01dZu7Xchsmd"><span style="font-size: 16px;">常见原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RKqqdCBzboW1yVxMnDRux92esSg" data-list="bullet"><div><span style="font-size: 16px;">账户余额或额度不足</span></div></li><li class="ace-line ace-line old-record-id-IIOhdlpIroXyHJxlkCCuKHybsjb" data-list="bullet"><div><span style="font-size: 16px;">卡片被冻结或处于限制状态</span></div></li><li class="ace-line ace-line old-record-id-TlIBdK2IZoACbVxI5N2u3iPQs4f" data-list="bullet"><div><span style="font-size: 16px;">商户类目不在支持范围内</span></div></li><li class="ace-line ace-line old-record-id-TE8SduOPGo5bFKxDykguKHoksng" data-list="bullet"><div><span style="font-size: 16px;">触发风控规则</span></div></li><li class="ace-line ace-line old-record-id-S7XZdRbEaopabRxKUkdutbEZshe" data-list="bullet"><div><span style="font-size: 16px;">网络或商户端临时故障</span></div></li></ul><div class="ace-line ace-line old-record-id-HstddqwDUoSWdqx257Du9GDtsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N5vBdsCZnon3n3xTQkMu2VC5sdd"><span style="font-size: 16px;">建议您先检查账户余额及卡片状态，排除以上原因后仍无法交易，请联系 MEXC 人工客服协助排查。</span></div><div class="ace-line ace-line old-record-id-L06FdgEm5oMmrXx3HVuusdUcsab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PjrgdPD0Qo24VKxDQgyu59cZsin"><span style="font-size: 16px;"><strong>4.2 </strong>商户页面显示交易失败，为何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-FLYtdbDp8opQXhxthtJuXpuZs3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OEkmd1FYfoImNTxrozkuiitbsCE"><span style="font-size: 16px;">若交易在商户支付页面被直接拒绝，且 MEXC 交易记录中无对应记录，说明该笔交易是在商户端被拒绝，平台无法获取具体拒绝原因。建议您更换支付方式、联系商户确认，或重新发起交易。</span></div><div class="ace-line ace-line old-record-id-Ccqtd0OOoosNzKx8eyUuckf3s9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TKOldcfVLorb6LxJ00JuGpt2sVb"><strong style="font-size: 16px;">4.3 交易多次失败是否能有手续费？</strong></h3><div class="ace-line ace-line old-record-id-MjETdNduYoxsdbxDynguS3Ilsff"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TmWDdTbL2og38sxTJRguZlmks3g"><span style="font-size: 16px;">会。使用 MEXC Global Card 交易失败次数过多时，每笔失败交易将额外收取0.5 USD的罚金；情节严重的，可能导致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-IwZqd2SauoL37ax4uGLutA7isjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EQgado7IloqUimxik5XuPeFRsGN"><strong>5. 退款说明</strong></h2><div class="ace-line ace-line old-record-id-Cg2udIhbUojCDFxFXINuAY7UsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YPdOdjCsSozTzmxs4ZNu6PFpsGb"><strong style="font-size: 16px;">5.1 退款是否收取手续费？</strong></h3><div class="ace-line ace-line old-record-id-CSSEd9iy5onQ03x0YuRui2sSsZc"><br></div><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe"><span style="font-size: 16px;"><div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-Ftwcdb731oBv6Ux4f6CueWXBsVI">分两种情况：</div><div class="ace-line ace-line old-record-id-DxiXd2aUOoIV9Xx5KaMudZ0gsNc"><strong>1）结算前退款</strong>：无手续费。</div><div class="ace-line ace-line old-record-id-Tvb0dkN55oybcUx0zBVu2bhlsVd"><strong>2）结算后退款</strong>： </div><div class="ace-line ace-line old-record-id-INWDdlx7roDIcJxa1meu4UwMs0f">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Po2pd1b6XoWguPxjcufugkxCsdd" data-list="bullet"><div>非美元交易退款，除已收取的外汇交易手续费和加密货币兑换费外，额外收取 1% 外汇交易手续费。</div></li><li class="ace-line ace-line old-record-id-EkmHdElopoh0whxISmkuwrQQs2e" data-list="bullet"><div>美元交易退款，仅收取加密货币兑换费。</div></li></ul><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe">MEXC Global Card：不收取退款手续费。</div></div></span></div><div class="ace-line ace-line old-record-id-K00DdGO2hoz75AxMl8BuGU11sTc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CiNsdteTxolrWIxnOysuvExwstc"><strong style="font-size: 16px;">5.2 退款一般多久到账？</strong> </h3><div class="ace-line ace-line old-record-id-UDaJdndpbobJ8dxfOFbu7dkBssf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FtIRdL0YpozHqUxSjAluzOGZsnf"><span style="font-size: 16px;">一般消费退款会在 1-7 天内到账，但电商、航空、酒店旅游类消费，等待期可能最长达 30 天。</span></div><div class="ace-line ace-line old-record-id-U6PDd7v11onHVyxc8lVuj1JVsJg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LIt8d8Tw9oDsnQxLQo5uycZ3sTc"><strong>6. 争议交易申诉</strong></h2><div class="ace-line ace-line old-record-id-JfYpdvHTUomnQvxJSCouTm6Zsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-URcIdQruPoWOvJxi3e9ujWyYsyc"><strong style="font-size: 16px;">6.1 如何对不认可的交易发起申诉？</strong> </h3><div class="ace-line ace-line old-record-id-E231dpMlmo8crDxmPV9ufSW3sng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C4DudC9SUox8lmxtX62uhni6sVh"><span style="font-size: 16px;">您可在【交易记录】中选择对应交易，联系 MEXC 人工客服，按要求提供申诉原因及证明材料，例如与商户的沟通记录、订单凭证、退款证明等，提交后平台将启动核实流程。建议您先与商户协商解决，若商户无法处理或沟通无果，再正式发起平台申诉。</span></div><div class="ace-line ace-line old-record-id-PAEKdeXazoyjzYx4K1IudIuwsne"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SI2fd2RwMoQj7qxpwLWuAZD4sMg"><strong style="font-size: 16px;">6.2 申诉有时间限制吗？逾期还能申诉吗？</strong> </h3><div class="ace-line ace-line old-record-id-IBA5d6RO2obzBJxA7Juu0wSGsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jcb8dy1cUotxSkxYdBfuQ878sog"><span style="font-size: 16px;">有，一般交易发生后 60–120 天内提出，逾期将无法受理，建议尽早申诉。具体而言：</span></div><div class="ace-line ace-line old-record-id-EmVUdrmdIo7eeyxvvYTuWKBpsNf"><span style="font-size: 16px;">1）重复收费类申诉时限为 90 天。</span></div><div class="ace-line ace-line old-record-id-Wi1gdaIUVoOIWXxe8cCuksRzsPc"><span style="font-size: 16px;">2）涉嫌欺诈的交易为 120 天。</span></div><div class="ace-line ace-line old-record-id-PQdhd0gsdodrUYxHchIuy6Vos5f"><span style="font-size: 16px;">3）网购未收到货或货不对板的情形，时限为收货日起 120 天。建议尽早发起申诉。</span></div><div class="ace-line ace-line old-record-id-VMfTdeq8kobUpQx8NmyuO4YGspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WIdRdsKUboqtcuxS0SPumJUcsHe"><strong style="font-size: 16px;">6.3 申诉失败是否收取手续费？</strong> </h3><div class="ace-line ace-line old-record-id-R3IXdpsQOoEC5rxtPAyuvG8QsRd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGwddSVwKoTOYQxZf2CukwAFsFd"><span style="font-size: 16px;">如果因申诉信息不完整或证据不足导致未通过，平台可能收取一定审核手续费，具体以所持卡产品的费用说明为准。</span></div><div class="ace-line ace-line old-record-id-C6S6dRofxoD480xybRNusT14sTf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GQbIdK6byoZdTdxzP7Ku1RHYsId"><strong>7. 销卡与安全验证</strong></h2><div class="ace-line ace-line old-record-id-U7bod60iQowJ02xsSxSu0xfKsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ORWzdtz02o0WeTxsBcNuOCd1syb"><strong style="font-size: 16px;">7.1 哪些情况可能导致销卡？</strong></h3><div class="ace-line ace-line old-record-id-TEYXd7yXnoz740xGJN8uL5vKs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Su0cdcFVTo91MYxZOHTuALjFsDd"><span style="font-size: 16px;">若账户交易因余额不够连续失败大于 10 次，可能触发风控自动销卡。此外，盗刷、套利等异常行为同样可能触发风控并导致销卡。请您规范用卡，避免异常操作。</span></div><div class="ace-line ace-line old-record-id-XF5qdwE0FojBhCxLAxhuzA9Isdg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BNAad1AcboT366xCzt9u5cqyspb"><strong style="font-size: 16px;">7.2 什么情况会触发额外安全验证？</strong></h3><div class="ace-line ace-line old-record-id-DXKrdZjJ6okC6RxkHUjuCOKYsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NzYYd4uPoou6xlx1kU2uAip5sNc"><span style="font-size: 16px;">当交易风险较高、发生跨境或首次消费、金额超过免密限额，或所在地区监管（如欧盟 PSD2）强制要求时，系统会触发 3DS（3-D Secure）验证，需要您完成额外身份确认后方可继续支付。</span></div><div class="ace-line ace-line old-record-id-Bbr3dCgX1oYMX9xI1BGuorFYsue"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PNvudEJKQoLVtvxZEVSut7YEsdc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CdfddmjxloiKmFxUPdEuWescsid" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-Up8JdK2QEoOEsNxdH1lubEASsrg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-TmsRdcg2To2sc2xUHucuKtMDsqf" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-C5Fbdf5ZXoRaMCx7mz1uTHuws2e" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-BkpudYYhLoJsclxoMQluaJbjsff" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-Zp55dSDFgo83yPxzq8luDwkVsjg"><br></div></div>

<div data-page-id="OwsedwWQooeuTaxWo77umLQcsHd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-F89Pdz7PfoX6k0xBjEPuC8gdsRb"><span style="font-size: 16px;">MEXC 卡会为符合条件的消费提供返现奖励。然而部分商户类别由于其对应的商户类别代码（Merchant Category Code，MCC），不符合返现奖励资格。</span></div><div class="ace-line ace-line old-record-id-GmoxdNzGGocanOxiD5bufuHPsDC"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IXNzdzHfmoaQMTxmVX1u1QPls5d"><span style="font-size: 16px;">本文列出了当前不享受返现的商户类别。交易是否符合返现资格，取决于商户所属的 MCC，该代码由支付网络及商户的收单银行分配。</span></div><div class="ace-line ace-line old-record-id-AAmLdvmw2oWvtpxO0douefryswe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WKT0d15V4oToQcxTNv5u7DfjsVu"><span style="font-size: 16px;">MEXC 将持续监测交易活动，并保留在发现疑似滥用、异常交易或其他违规行为时，将更多 MCC 或个别交易排除在返现资格之外的权利。此排除名单可能会不定期更新，因此未必始终反映最新的限制范围。</span></div><div class="ace-line ace-line old-record-id-MVkkdbhG2ofxIqxpP55uiD5tsxh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DMIUd4SSYoa6psxmIIJumt4usmd"><strong>1. 金融服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVowdTDiYoD026xUHC7uAzG1sRg"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LDTQdz33Oo6c3NxYSN0ueQpts0b"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TXbUdkDjPoCqTexI3Y0ufc6Gsic"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FWHIdBzKuoCy8tx7LcDuHBIbsgp"><span style="font-size: 16px;">金融机构 – 商品、服务及债务偿还（包括加密货币、钱包充值、贷款还款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A26ldcPDro4qzbxCSduuPcCas7b"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QUMPdpkTAoAgBCxhYz2urtoQsmf"><span style="font-size: 16px;">证券经纪/交易商（券商业务、投资交易、股票购买）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TEpDdXJHQoKklYxJduPuI9tUs1b"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S4jYdJTlHodymCxkGpZuXDRIs4b"><span style="font-size: 16px;">金融机构透支及利息费用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RxZxdK9u1oNyLQxYp5iuBiu8sod"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PL4NdtfGMo4UVlxO9K6uyXzEsxb"><span style="font-size: 16px;">储蓄债券、证券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NbIRdP7SJobUy2xqn6auyq7os4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KNFKdw1eYoQEBYxz4uBuDLoisXf"><strong>2. 现金及等价物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LwN9d5uqToAUM6xMhfJuYrA1sBd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ADfNdmiZfoOXNXxMCTZuAnU2shh"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZbLLdA5z0o6JFSxujZwuyMcvsWc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QiC8dq3AGoRVOKxqfqpuOMX5syg"><span style="font-size: 16px;">人工现金支取（银行网点、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E68QdM9V4om14YxR1aGuintrs5b"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HUNHdHQI0oPdqrxF9FTuAMhcsSi"><span style="font-size: 16px;">自动现金支取（ATM取现、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DB0Vdnnk0oh8jTxM9H7uS5iOsPb"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KE4edJIEHoJ3BkxEt2euVze9snc"><span style="font-size: 16px;">准现金 – 金融机构（旅行支票、汇票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ea38do7zKoDMdGx37druFmmPshb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PvaIdRZ2ZoClgUx15nQukk1ysnb"><span style="font-size: 16px;">准现金 – 商户（加密货币交易所、线上钱包、博彩、游戏）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WdvmdEgfnoSj02xS7QBuftwVsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KflZdXQ0dolrJmxkF1BuQmkgswf"><strong>3. 资金转账及支付服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S90odfv4HotDRjx2CzSu6jopsse"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cp28dZLcHo1i5fxKdGWuZcZKsph"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NSPSdPA0XoLyPqxoqz6utk9xsUd"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qu27dWRlLo3alaxway6uYxKPsTb"><span style="font-size: 16px;">汇款 – 电汇、汇票、汇款服务</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UkvrdEQtWoBpRcxaybBuX455szb"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P26ZdD7GNovyQ1xvDsqu1UPyszd"><span style="font-size: 16px;">远程储值充值 – 金融机构（预付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FEWydFJNxo1TExx7O9wuKG0dseh"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CShLdcC9wofZePxiPAfua7gNsUg"><span style="font-size: 16px;">支付交易 – 会员金融机构（资金转账、账单支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TFzndF3qqob2MtxeqAKuIlgpsbf"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QQuld3NHXo63BixGUjDuUNxZsfe"><span style="font-size: 16px;">支付服务提供商 – 资金转账（聚合子商户交易的支付服务商及平台，例如PSP处理的汇款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y7XedNf6soaFRhx2G33uHUi3s9b"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VDn4dCdLZo5uhAxhtzQujr2nskb"><span style="font-size: 16px;">支付交易 – 会员金融机构（通过银行关联支付服务商处理的资金转账、卡对卡转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lbjmde0r9oqShZxBPYxuczjHsKb"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pq5TdsOijoqGvFxqIgcu8WRCste"><span style="font-size: 16px;">支付交易 – 商户（商户发起、通过支付服务商处理的资金转账，例如账户/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJoMdnVqwohGpcxc1douyT7qstf"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QT3PdnadIoPjGyxnrbAuAMx2seh"><span style="font-size: 16px;">资金转账 – 会员金融机构（通过会员金融机构完成的行对行或账户间转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZklZdXTDeoLYDHxpCiuuOsPCsad"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ws1nd0xKuonISExFo2UueqeZsbg"><span style="font-size: 16px;">价值购买 – MoneySend（个人对个人或商业转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ARtkd2Su4opnbgx8b32uMlAvsNh"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZcKsd3DbFouyn0xFk52uz3p3sTh"><span style="font-size: 16px;">MoneySend 充值（加载或充值转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YBhTdUMMBoPkpIxFyH2u0excsob"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PCFjdqbapo8w3ExxkR5usjKAsad"><span style="font-size: 16px;">MoneySend 现金支取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HLHrdfygToJW23xDN1MuvGH8sBg"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KxLndieugoM0S9xKNPXu7N11soe"><span style="font-size: 16px;">MoneySend – 会员金融机构（充值/支取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-I3Vad3cxWo4seDxJyoQusAmnsBf"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoL6d4vvToemx9xbo0auyUeQshh"><span style="font-size: 16px;">资金转账 – 个人对个人或账户间转账（通用类）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UiwRdLaJvoWAWqx0QAKuEpb5sfc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SvOodqGGhoWCqNxCdXSuqvTJsPf"><span style="font-size: 16px;">非金融机构 – 储值卡购买/充值（礼品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Dnj1doXvzo6ldVx5do4uMAlfsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Q1zJdfvG6okdFWxFQmwuawO6sud"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QMl5dim6ioECsuxRdKMuf1Ntswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IVBodiKTPoNPxGxtC4DuYPRBsBe"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M5Kedoh2KoCvqux5w6kuoYJvsPh"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SgiYdwBzWo0ib3xCNZDut9B8sRh"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B6mIdhfdUo4BpAxltBOuz2CesLg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DlWmdidZOoj2nsx3FOPuG41jsFg"><span style="font-size: 16px;">网络博彩（合法在线博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KUhxdbzn2ouSLlxFGEVucmc1sac"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCDXd4j1dofUXYxwHjGuTfqBste"><span style="font-size: 16px;">政府许可赌场（线下或受监管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-USsfdSeabohUPax3hxmu0OCgs2e"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YWc4dGJkBoKKcixkz4GuO3UxsAe"><span style="font-size: 16px;">博彩、彩票及游戏（非政府类博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-O3O4dol7vohpXNxA9WfuY62Tszc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HdW3dkRK8oWSYTxkJY3uyOCTsVe"><strong>5. 政府类支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Agucd0omCoOx55xgtKfu84zasef"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1IAdkyWWodojPxaWFTudzW8s6e"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VJPwd6qg2oWJgTxN45Guk56Tsgb"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Yz8rdvuUWoS3sbx2zRHuHZKlsWc"><span style="font-size: 16px;">诉讼费用，包括赡养费及子女抚养费</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PZr7d0vK9omcJ2xKqVQu712QsQb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JiFudFF8ro2kcxxCb27uYtkgsIb"><span style="font-size: 16px;">罚款（交通罚单、政府处罚等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DeBcdOohMowaGSx54uAuKLBPsNE"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJsUdGCTcoXW92xB8JbudM7ZsEe"><span style="font-size: 16px;">保释金及担保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FS7gdWtbfowZCZxoI3HuBLhAsrh"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P4tGdutfZoEZOkxIhfpucWDUsdA"><span style="font-size: 16px;">税款（联邦、州及地方税费及关税）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SmzRdA86Mo9J3Ox4O5jutczwswf"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LbCfdMR5HoyFIMx0AJVuWrAusUg"><span style="font-size: 16px;">政府服务 – 未分类（其他政府机构相关支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FnLydTTqLoTUVgxQtDBucU09s6d"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FkWcduhYxoHZeSxcIE9uuJs5sjh"><span style="font-size: 16px;">邮政服务 – 仅限政府（国家邮政机构）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Uvoedtdm5oMaKzxYkv2uZCGbslT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AK2Xd3AKAoDKTWx9k1ZuCpE6sWf"><strong>6. 捐赠及慈善机构</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EXDTd7u47otzopxOBoGuBNtrsFh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A4WEdWCE5oHh4mxc82Tu7A8asvd"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rp17dKbPmoXtHxxtygiuUSucsah"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S3WNdn8K5oXNsFx3OgWuuDcDsDf"><span style="font-size: 16px;">慈善及社会服务机构（捐赠）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YMFydH0K5oJTeCxVbHbujyyzsfc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7nBdNPqOowcEvxLphOuVbSKsVb"><strong>7. 直销</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Do9bdeqTaolPnqxdwsKuwCa9s3f"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Z5xad0RUAoHxNnxXFJWu1i4lslc"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCmJdWf0doznQzxE4yvu1rwVsog"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-K4EMdKdjQohOiXxi2GSuHVPFsLd"><span style="font-size: 16px;">上门/直销（家庭购物、个人代理销售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KXdldnZipo9pwWxQJXjuUbkbsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AqpydBiMZo5Jd1xk9s5uJYHjs0f"><span style="font-size: 16px;">推荐阅读:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Qln1d63LDoNkFAxoxjkuWm9MsbC" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 奖励常见问题（亚太卡） </a></div></li><li class="ace-line ace-line old-record-id-OiVqdNaXAoGBMTxzye9ufxWwsnh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Dg3DdeeYboBZRWxnbSOupH4ised" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>