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<div data-page-id="Qc4ddRk2uo9YvSxR5Uwu4jwRsuh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-RxFudX5r3otYDGxMeORunrulsNi"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NPhtd6TIBoRDRkx2veFuNuE8sCF" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现基于用户的 VVIP 等级计算，返现比例最高可达 10%。</span></div></li><li class="ace-line ace-line old-record-id-ZKH9dXpMKoiWBYxp2pjusfX5sLe" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现以 USDT 形式发放，结算完成后 T+3 个自然日内到账至法币账户。</span></div></li><li class="ace-line ace-line old-record-id-EDDXdq8dvoJLFfxyqFjuKLd1sJh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度返现上限按用户名下所有卡片合并计算，并于每月 1 日重置。</span></div></li><li class="ace-line ace-line old-record-id-BhOZdd35voI40Sx2NFNuzc67s8c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商户类目及特殊交易不参与返现，退款交易对应的返现将被收回。</span></div></li><li class="ace-line ace-line old-record-id-CdgkdnMrgoWLfRx8rSkuelebstf" data-list="bullet"><div><span style="font-size: 16px;">用户可在 MEXC Card 首页及交易记录页随时查询返现明细。</span></div></li></ul><div class="ace-line ace-line old-record-id-HFVLdPTH3oTJlxxhekPuYvQIskc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CW11dse59oGWhnxwXBIuO27wsLg"><strong>1. MEXC Card 返现如何运作</strong></h2><div class="ace-line ace-line old-record-id-YGzodFepcozxo1xcRnYugbU5srh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZFnddhS3LoLziHxp21aubDrzssh"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> 平台为用户提供的加密资产消费卡。用户持卡消费并完成结算后，系统将根据用户当前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/user/m-score">VVIP 等级</a>进行返现，返现以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a> 形式直接发放至用户的法币账户，无需手动领取。</span></div><div class="ace-line ace-line old-record-id-CB4Cdo0zYoH8U5xkj5Cug8VSs12"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KZxQdi9BzotyY9xC1cKunJxYsFh"><span style="font-size: 16px;">不同等级对应的返现率与月度返现上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FKzvdkWb5oncrcxXrwIu4imYsUh"><strong style="font-size: 16px;">VVIP 等级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KBLAdpy5Lo9EBwx7NN4uz3H9sWe"><strong style="font-size: 16px;">返现率</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UdCLd5np8o785gxQszEu6baLs0f"><strong style="font-size: 16px;">月度返现上限</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LegMdzIGzoI7kkxjhVsuw9lnsyg"><strong style="font-size: 16px;">普通</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gclcd1H2gorHBExaL0xu0Rz8szc"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CpM9dZqxFocWhyxfmasug25ysHY"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RS4QdEeagoSKhSxVkKauCq8RsGe"><strong style="font-size: 16px;">高级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RzGtdDhLsouUUtxQAQFurydfslg"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EoVsd7M4noWcfaxGv2FuxaYsssE"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdjwdygQToA3LrxvyWGusf13sac"><strong style="font-size: 16px;">精英</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SU1kdDuSAom7lJxa4kcuOuH9sEd"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TRa1dtVpToEj41xkTbjumBUUssw"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Rlk1dLU8Wo4UxnxpSVuuFKGasOc"><span style="font-size: 16px;">注：具体等级、返现率及月度返现上限以 App 内页面展示为准。本 FAQ 内容可能存在更新延迟，如有出入，请以页面实际显示为准。</span></div><div class="ace-line ace-line old-record-id-JBE6d3XMdo0IwNxLMgquRNipsdg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"ecfe7b07-d726-41f8-be89-96fd98bf818c","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFWWjbgEkvoif5LxHh1AuxwStste%2F%3Fpreview_type%3D16","file_token":"FWWjbgEkvoif5LxHh1AuxwStste","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-ZoNsdj5J6o4CGyxwUg4utSEcs8b"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F202611021825423456S9YhUajBtot8f.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWm9Oc2RqNUo2bzRDR3l4d1VnNHV0U0VjczhiIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FWWjbgEkvoif5LxHh1AuxwStste/?mount_node_token=ZoNsdj5J6o4CGyxwUg4utSEcs8b&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FWWjbgEkvoif5LxHh1AuxwStste" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Cnr4dtJJmoW9zoxWlwgu6i2WsUg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HFrndhKmKoBVnfxAW8eug21Gsib"><strong>2. 返现什么时候计算、什么时候到账?</strong></h2><div class="ace-line ace-line old-record-id-DYb4dXgm7oGyoDxYR3luXurystg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TBzKdeA4To49qUxZZ8UuV6ABsbf"><span style="font-size: 16px;">返现以交易结算（而非授权）为准。结算完成后，系统会实时计算返现金额，并在 T+3 个自然日内发放至用户的法币账户。需要注意的是，若交易在授权后被撤销、未完成结算，则不会产生返现。</span></div><div class="ace-line ace-line old-record-id-B9G8ddkX2oLwzBxZTSGuKYthsKc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RsKndHBqvotns4xmumRuxOkuscg"><strong>3. 持有多张卡，返现额度是分开计算还是合并计算？</strong></h2><div class="ace-line ace-line old-record-id-NkIQd214oolmPjx7wLNuA8XRsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2w6dwmLIoTZSJxWD8gu7NRlstf"><span style="font-size: 16px;">月度返现上限按用户维度合并计算。也就是说，用户名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/mexc-card">MEXC Card</a> 产生的返现会加总统计，共用同一个月度额度。</span></div><div class="ace-line ace-line old-record-id-SksEd1K59oOqIsx6IL7uyvSMs1l"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CrLsdSQzlogwrXxJqkbuZoGIsef"><strong>4. 月度返现额度什么时候重置?</strong></h2><div class="ace-line ace-line old-record-id-KMffd6NlbowlCjxUdJJuiCRosOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-I7CZdTtYAoJ3yIxPQcFuDSWcsif"><span style="font-size: 16px;">月度返现额度于每月 1 日 00:00（UTC+8）自动重置。重置后，用户当月的返现累计金额清零，可重新按所属等级的上限获得返现。</span></div><div class="ace-line ace-line old-record-id-XQw0dTQKUoBAoexGqt1utajdsOg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RBHAdZf44o6DbLxdqgCuKoaAsPd"><strong>5. 哪些消费不参与返现?</strong></h2><div class="ace-line ace-line old-record-id-NVFodSxiRohnSPxqYaiulvp9sqh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WpbldbbpVoF66yxebHiuFqp9sMc"><span style="font-size: 16px;">以下几类情况不参与返现：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商户类目的消费（MCC）</a>、强制授权订单、触发风控的交易，以及当月返现额度已用尽后的消费部分。若某笔交易命中上述情况，交易记录中会明确显示不返现的原因，用户可自行核对。</span></div><div class="ace-line ace-line old-record-id-I2oYdqsDLo6vqSxb8Q5uOmTMsGS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XMjbdf48Uo1FglxxbkYuDp1WsZb"><strong>6. 消费时和结算时的 VVIP 等级不一致，按哪个等级计算？</strong></h2><div class="ace-line ace-line old-record-id-NZJZdQqimorkYpxh4ZQuvfjgsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YhWkdYkz4o0bUexghpsuhC42sdb"><span style="font-size: 16px;">返现统一按结算那一刻的 VVIP 等级计算。若用户等级提升，当月剩余返现额度将立即按新等级的上限重新计算；若等级下降，且已使用额度超过新等级上限，系统不会倒扣已发放的返现，但当月剩余可用额度将归零。</span></div><div class="ace-line ace-line old-record-id-URJedMd5xoW9VixnUsRuUXpDsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0dndnO50ofHEuxj1AXuJkOKsPM"><strong>7. 退款会收回已发放的返现吗？</strong></h2><div class="ace-line ace-line old-record-id-DApWdJbbpo6zvixHWh8uM8INsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HjZHdMKlgos8WUxF23ouWK5sshh"><span style="font-size: 16px;">会。交易发生退款后，对应的返现将被系统收回。若账户余额不足以扣回，账户会显示欠款提示，用户需尽快补齐欠款，否则可能影响正常用卡权益。此外，退款收回的返现不会释放当月已占用的返现额度。</span></div><div class="ace-line ace-line old-record-id-DUmidbGb6opnwtxEP4NuQaMAsJf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RlF7dklhNozoETxZnG7u4jO7scg"><strong>8. 在哪里查看返现明细？</strong></h2><div class="ace-line ace-line old-record-id-MHLQdAB2ooUTmaxcMvYuGsmSsMo"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGTbdYOW0okllJxr7a5upPdMsLh"><span style="font-size: 16px;">用户可通过以下三个入口查询：MEXC Card 首页可查看累计返现及本月返现汇总；各卡片详情页可查看单卡返现明细；交易记录页中每笔消费均标注对应的返现金额与状态说明，方便逐笔核对。</span></div><div class="ace-line ace-line old-record-id-RnzRd34PHoK5GnxU33tuk59Fs5e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DURedTZCFoNz65xdrq3u6AOIsnc"><strong>9. 返现规则是否会调整吗?</strong></h2><div class="ace-line ace-line old-record-id-CFHBdmzhHoGKLUxOWHAuElTPsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FqojdcnfAoaBypx6XRFu9rDCsig"><span style="font-size: 16px;">MEXC Card 的返现比例、月度额度上限以及参与或排除的商户类目，均可能根据运营情况进行调整。相关变动将以 MEXC 官方最新公示为准，建议用户在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/announcements">官方公告</a>，以获取最准确的规则信息。</span></div><div class="ace-line ace-line old-record-id-VP0kdSsP1orBCNxTawCuAEGbs8g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ByTddi7OaoC2HfxUyoyuvGqFsLb"><strong>10. 为什么消费了没有收到返现？</strong></h2><div class="ace-line ace-line old-record-id-VVwhdAg2qogtFkx8JtNuYJvWsjb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hvd8dE7yBoZvr1xL1K3u2MM4sHg"><span style="font-size: 16px;">未收到返现，通常是以下三种情况导致的：</span></div><div class="ace-line ace-line old-record-id-RBoudlOYaoiNvbxiXdPuTG0LsHb"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-K1c2dOZyhoyi8ZxmVlVuzmuDswA"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-JbsXdy6tDoTijXxiGebuaFNvsxU"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-T0mPdWwNSovwnkxWBrJuNWcwsbb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PhRSdiOcyocIUJxaVm5uZz48sod"><strong style="font-size: 16px;">案例 1：退款回收返现，额度不恢复。</strong></div><div class="ace-line ace-line old-record-id-R7kSdmeg6os1UYxuXJdu5aYqsgd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKhDd4gQWo4IIPxEktvuADSYs2b"><span style="font-size: 16px;">用户 A 每月返现上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-H4WId77uGox8dOx6PVpuGFsXslo"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TqspdZQ1doo3icxjJrouy8WzsMh"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RnOzdIS4Yo7M0Gx9J5JuunigsPd"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QHEld8RVpogLTpxtdjHuAGhts0e"><span style="font-size: 16px;">消费 1,000 USDT，返现 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V7bfdLGYnogxN4xbn4Iufnl0ssf"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZQMjd9QGlotLk7xWjzxuvFeksse"><span style="font-size: 16px;">消费 1,500 USDT，返现 30 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DQOIdR8RcorLQdxdB7NubxROsNg"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LyH6dBM1Ro8NcxxjUW8utggTsMq"><span style="font-size: 16px;">10 月 5 日那笔订单退款，系统收回 20 USDT 返现。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ds9pdvwdKorcu7x2ngSuh6uOs6c"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOV7dzQaHo7j0RxYTgXuHF8vssp"><span style="font-size: 16px;">消费 800 USDT，没有返现。退款后额度不恢复，本月额度仍是用完的状态。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y6gRdn6I6oNOzyxLr7puQymfsyh"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WAdpdRdHtosOhcxfJ1Wuzq4XsnH"><span style="font-size: 16px;">额度重置，可以重新获得返现。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QnI2d8LXhobYqDx0t1lucdmFsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MAPEdzm2votcKVx42veu353Rs2b"><strong style="font-size: 16px;">案例 2：退款时余额不足，产生欠款。</strong></div><div class="ace-line ace-line old-record-id-V54ed4SrKowJdWxqgDmuuhh9s7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LQwsdGIuAoOCjsxkOU2upU6Dstd"><span style="font-size: 16px;">用户 B 每月返现上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PH09drBroo0a7sxUMriuxESisCb"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SHCkdHYxRol8Bsxz8tqu5ygNsle"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AITedx1gpouWYExvNIzurJtKsKd"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZL10dwi4VoSEF4x2sVMu4yOfsaf"><span style="font-size: 16px;">消费 5,000 USDT，返现 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U8wsdiHYGoklidxOceeu6zfZsig"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X5PydL94Do09U5xoE8TuJqA6swI"><span style="font-size: 16px;">消费 2,500 USDT，返现 50 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RpRDddwa1o3UjGxN5SGuEEsYscb"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CaWzduG0qoAWpoxG6KvuKyAqskz"><span style="font-size: 16px;">用户把法币账户里的 140 USDT 转走，账户剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7ZWd8fJDoj74WxsqYtuzqN5sr3"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X07ydE73OoapscxA3Zyu3XK9scd"><span style="font-size: 16px;">10 月 3 日那笔订单退款，需收回 100 USDT 返现，账户只有 10 USDT，扣完后欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FsKhdmmxco01Z0xe6VpuVWZasgb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VakVdCcQJoUvMmxlmTRul1zJsnh"><span style="font-size: 16px;">消费 600 USDT，没有返现，因为本月额度已用完且不恢复。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WEQ2dh9ZLorPeUx2AgjuxmpBspe"><span style="font-size: 16px;">用户需要尽快补齐 90 USDT 欠款，否则可能影响用卡权益。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KRZydLgdaoX1ffxoZToux5Jrsye"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXVddTZEqoOIdZxaBd8uY8COsnc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ExMhdUcwMor2K0x9w6qu0hz8sVb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-G06hdyBrqo78kNxWXkxuoDQgs8d" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-WpNbd1kJnoxlRRxlireuVJdKsLd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-U5beds4lIoUKaRxCanfuOQGKszd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-QDkgd7YqAovqExxC8BVux9nrsJe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 奖励常见问题</a></div></li></ul><div class="ace-line ace-line old-record-id-J93Kd3kzhozNepxpanUunx6asVk"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="T9zSd5Fqho5sAax8GwCuDV72s7c" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-GQ86dHJHBoqZGSxbvQOuukggskd"><strong>1. MEXC Card 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RQh1deoveoWsJ0xyztuuamhYsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M9mhdkoLkoz5Nsx5fyZutrZqsxg"><span style="font-size: 16px;">返现比例、月度上限和发放规则，请查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 返现常见问题解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Xa91dSI9CoxuHkxCQHGuNeDLspc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BwqsdPC37oaCLAxPc82u2fa2sPc"><strong>2. MEXC Card 理财收益</strong></h2><div class="ace-line ace-line old-record-id-U6kGdrbarotQLGxgk00uteKGsSb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NCJDdVk2DoVp7Exiu0HuaE2ZsNf"><span style="font-size: 16px;">2.1 如何获得理财收益？</span></h3><div class="ace-line ace-line old-record-id-VrivdCUs8oIusyxN6smu8Kqhs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OFB9dBNi2ogi2WxKxenuyOHdsvb"><span style="font-size: 16px;">从 11 月开始，手动认购 MEXC Card 专属活期理财产品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="206;407" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="206"><col width="407"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDBBdHANzox3olxP7jIuE9slsZd"><strong style="font-size: 16px;">规则</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlK6dEQ7voVSSIxkUZ1ujcrhs4c"><strong style="font-size: 16px;">内容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvfadHwc3oKR6TxQ6Weuq5efsxc"><span style="font-size: 16px;">适用资产</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Dvbdd2cUMoms6Mxo6cquaOtOsxd"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YI3tdoq72oKJhixFhE6ufrfJsxe"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lywudc6ApoSA8cxDSVQuocSjsEf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9K7dPFjXonrLDx1oLtuz9NSsgc"><span style="font-size: 16px;">计息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AHoQdl0mfohHklxTnKHuJRhssIh"><span style="font-size: 16px;">每小时计息，次日发放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRh6d1Go7oLRKMx8dnEubYzNs0b"><span style="font-size: 16px;">个人最低质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MyGMd9R04oGkQJxBHlMubqYysIO"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkbNdPMejo29XNx2Lv0uVqIrsch"><span style="font-size: 16px;">个人最高质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMPd7VquovcaGx8z6ruKlSfsJb"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbiodug0aoZ8tqxIcwUuhBw5sLg"><span style="font-size: 16px;">参与方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTqgdX5ZDozU7hxKIgUuf9HOs3V"><span style="font-size: 16px;">需手动认购 MEXC Card 专属理财产品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qzrid8xAuoZtBJxrei8uPjnBs1c"><span style="font-size: 16px;">与消费返现关系</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KCyZdkWLCo0E0DxDOrKuWwBBswf"><span style="font-size: 16px;">独立计算，互不冲突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WA1ad2aS8oCNmsxdnUHu9Fgus6g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXSVd9PdsoVczyxR1YzuaP1msEb"><span style="font-size: 16px;">2.2 理财收益什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-UiwndeCWJoYwpixhJ3vuElxvsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C6Hrd1bQGohyqBxbrSduoExYsfb"><span style="font-size: 16px;">收益按小时计算，次日发放。</span></div><div class="ace-line ace-line old-record-id-HYSjdfUMroGnGGxiDZouTJhosxh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HyZYdr8rBoKsJsxu7zBuMXA9soc"><span style="font-size: 16px;">2.3 消费会影响理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-HJiSd50J5orT40xwOjzuooHqsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KXDZdgr7eoozOyxWaYCuqljBsse"><span style="font-size: 16px;">不会。理财与返现相互独立，互不影响。</span></div><div class="ace-line ace-line old-record-id-AqMKdOrI0oDgTDxIZwtu4Fx2swd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I0TvddGuJoVD2CxiKTou0KGNs2c"><span style="font-size: 16px;">2.4 返现计入理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-CtJmdaPbao0vUpxBuBkunfLUsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MCVTddfVooCQppxfu73uJnGdsed"><span style="font-size: 16px;">不会。返现与理财收益为独立计算。</span></div><div class="ace-line ace-line old-record-id-EUcFdoORroTsewx0B0ButB7qsVz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Lo0WdxbLsofWGyxVuV0uDPLFsbe"><strong>3. MEXC Card 邀请奖励</strong></h2><div class="ace-line ace-line old-record-id-VaAgdpSV8oAFaGxXTAluovWVsbf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X7FddbRvFoRv1vx9uQtuBA6sshu"><span style="font-size: 16px;">3.1 MEXC Card 邀请奖励如何运作？</span></h3><div class="ace-line ace-line old-record-id-Uj39dfxIQobtIcxCszEuo2Guseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WgDwdKE5roOL62xck6LunwuDsGd"><span style="font-size: 16px;">邀请好友注册并激活 MEXC Card ，您和好友都可获得奖励：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VG1Wde1Mro9KjLxDYcLuCFKksze" data-list="bullet"><div><span style="font-size: 16px;">邀请人：每位合格被推荐人可获得 20 USDT。</span></div></li><li class="ace-line ace-line old-record-id-Q4tjdtdDqoKhZixnpRCulmcksQc" data-list="bullet"><div><span style="font-size: 16px;">被邀请人： 10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-Eccmd0dDao4ysZxHGPWuB8F7s8d"><span style="font-size: 16px;">以上为通用奖励，地区专属活动以对应活动规则为准。</span></div><div class="ace-line ace-line old-record-id-K6k3dYgCMo1nLKxXfVguVXgWsxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UPz5drPYHokIDDxC9cLup5R3sxf"><strong style="font-size: 16px;">被邀请人需满足以下条件：</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VZz5dM9uXoSZ0Uxs1TduRf7zsoR" data-list="bullet"><div><span style="font-size: 16px;">必须是新注册的 MEXC 用户。</span></div></li><li class="ace-line ace-line old-record-id-PNh6dFIGqoQLmxxJX73u6wOeslJ" data-list="bullet"><div><span style="font-size: 16px;">在首次充值后的 7 天内必须保持至少 $100 的净充值金额达到 24 小时。</span></div></li><li class="ace-line ace-line old-record-id-Wsk6dIMRko4B3fx3tljunRmfsDG" data-list="bullet"><div><span style="font-size: 16px;">活动期间内成功申请并激活 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-WBsfdufe9oLnrRxq12SuJfGPsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRj1dJofSoGVBFxtwxnucpsSsfd"><strong style="font-size: 16px;">什么是有效净充值？</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VcjPd5Jlaoqj2PxqXscujTRUsUg" data-list="bullet"><div><span style="font-size: 16px;">净充值金额 = 链上充值（不包含内部转账）+ P2P/法币买入 - 链上提现（包含内部转账）- P2P/法币卖出 - 资产转账转出 - 红包转出。</span></div></li><li class="ace-line ace-line old-record-id-HShvdlMyBo5kebxxrkGu3BUOseh" data-list="bullet"><div><span style="font-size: 16px;">有效充值渠道包括链上充值、法币充值、银行卡购买币、P2P交易和第三方支付。其他形式如内部转账、红包将不算作有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-JtyKd30pLolnsgxS73Rus0UPslb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AXhmdREaioG4WpxrqSWuLr0aswf"><span style="font-size: 16px;">3.2 邀请人数有上限吗？</span></h3><div class="ace-line ace-line old-record-id-YZXDd17fDoIA45xbIA3uo4MYswg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MbG5dtBXCosuozxVY9fusnWfsNe"><span style="font-size: 16px;">没有上限。邀请越多，奖励越多。</span></div><div class="ace-line ace-line old-record-id-NJrddV4wtoXfGjxTLSYuBKvWsDd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CrVVdVVfEo5ZadxojLouA7mwsJx"><span style="font-size: 16px;">3.3 邀请奖励什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-WjJ8dQgNPoW2AXx7FcAu3nbBsBe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RMU0dIcLUoltFFx80QQuFgIgsnf"><span style="font-size: 16px;">在所有条件达成后，奖励将于 <strong>3</strong><strong>个</strong><strong>工作日</strong>内发放至现货账户。</span></div><div class="ace-line ace-line old-record-id-RFBVdjxEPoTj0yxNrTsulWlMsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MvMadXKAgoDIEyxfFvTuI0hNsRd"><span style="font-size: 16px;">3.4 如何邀请好友？</span></h3><div class="ace-line ace-line old-record-id-BQ1nd8o4FoooGHxrlaVuLa1xsLe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Eujzd7wBeoCJ2LxEuQiuU50Kseh"><span style="font-size: 16px;">登录您的 MEXC 账户，访问<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">邀请任务页面</a>，复制并分享您的专属推荐码。好友完成指定任务后，双方即可获得奖励。</span></div><div class="ace-line ace-line old-record-id-JRtrdHQJBoRhUex7wEruGSdOs3b"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Sv9cdcdIwohNUbxDhEnuZnaFsze"><span style="font-size: 16px;">*BTN-<strong>活动中心</strong>&BTNURL=<u><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub</a></u>*</span></div><div class="ace-line ace-line old-record-id-A0uYdbBPToXBhNx10hUuq4SLsqf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QKMCdbfq6oZdl1xiGIfupOt8sNh"><span style="font-size: 16px;">3.5 邀请奖励可以和平台其他邀请奖励叠加吗？</span></h3><div class="ace-line ace-line old-record-id-Go36dBxlGoaPcYxDyG4uidQWsJd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RXpYdQfREo3dprxUZY3uLfhXsAd"><span style="font-size: 16px;">可以。MEXC Card 邀请奖励可与平台其他邀请或活动奖励同时获得（如无特殊说明）。</span></div><div class="ace-line ace-line old-record-id-CBRgddBuYohMRCxsWWiu3EObsre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F4iZdmN4poPfRJxPBZDuj9dvslw"><span style="font-size: 16px;">3.6 如果我的被邀请人已有 MEXC 账户但未开卡，是否还能获得邀请奖励？</span></h3><div class="ace-line ace-line old-record-id-WyYLdzzdAoX0S9xIVT8uHOnHsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TesqdvGE6oYch2xJURcu3fMtspc"><span style="font-size: 16px;">不会。邀请奖励仅适用于新注册 MEXC 并激活 MEXC Card 的用户。但被邀请人仍可正常享受消费返现与理财收益</span></div><div class="ace-line ace-line old-record-id-U0nXdYEMUo6Y7FxmY3BuEpEOsYd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7JZd10t8okrr8xBnKEumhCds3c"><strong>4. MEXC Card 其他问题</strong></h2><div class="ace-line ace-line old-record-id-DOuFdj0sRoDT20xWIq9u2WWisdb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WAm9dZKVyo8xcgxBKTmugktpsVb"><span style="font-size: 16px;"><strong>4.1 </strong><strong>返现、理财可以同时获得吗？</strong></span></h3><div class="ace-line ace-line old-record-id-UBCSdWjMqoro5bxd2Pwur45KsVg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MlvydE3tjoi4NcxkLKUunCtCsCb"><span style="font-size: 16px;">可以。两类奖励相互独立，只要满足各自条件即可同时获得。</span></div><div class="ace-line ace-line old-record-id-NB3jdrUWQoi4kyxzmNmuE4ZYsTg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q4fydaW4TokCPRxx3EbuAhYdsGe"><span style="font-size: 16px;"><strong>4.2 </strong><strong>活动结束后奖励会变化吗？</strong></span></h3><div class="ace-line ace-line old-record-id-S2UGdHkzXoL0Tbx36opuCMIfsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bkejd9rkgozNJAxdCG9uwNJKspc"><span style="font-size: 16px;">返现、理财收益及邀请奖励仅在活动期间内有效，活动结束后可能进行调整或取消。</span></div><div class="ace-line ace-line old-record-id-OrIGdZVH0opf7dxtQytu4nk0swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ENxEd7wJxo2tuZxz9TzuIixfszf"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-H4oYdCuofoXWw0xjKksu1NSKsSb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-OB4HdyKzVoKTxgxK4qCuzCTns0i" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li><li class="ace-line ace-line old-record-id-HWGidOulfo3XjNxNRtKub7Nnslh" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币</a></div></li><li class="ace-line ace-line old-record-id-Vl1adKBQ1oa79wxgElruWc2FsCd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买加密货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-Wo4vdh7F1onRIPxuqp4u6A4FsBb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：词汇表与常见问题解答</a></div></li></ul><div class="ace-line ace-line old-record-id-A7qpdXOfXofnNjxXqd9uGovUskf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="YyMDdon4MoP3XmxAiajuugFtsVf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-M4DtdYdmooBDIrxIqsYupuT8s4f"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XaWFdUGzPoVeSaxsAViuzHHLswg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虚拟卡开卡费、年费、闲置费与销卡手续费均为 0。</span></div></li><li class="ace-line ace-line old-record-id-BZhNdFhaeoADF1xeH5xusDjUsCO" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亚太卡交易手续费为 0，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-CMzPdsLGSo2uVYxZiiquk7GwsBh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手续费为 1%，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-M9ird3Zp5oxk3HxXDGOu1IANsSc" data-list="bullet"><div><span style="font-size: 16px;">跨境消费时，亚太卡在 Visa 汇率基础上加收 1% 的外汇兑换费，全球卡无任何加价。</span></div></li><li class="ace-line ace-line old-record-id-BQzldQYcho5kvAxYLluuTfRas0d" data-list="bullet"><div><span style="font-size: 16px;">两种卡片在单笔、每日及每年消费金额上设有不同限额，全球卡额度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-OuIKdwwvdohT9Mx0Qfqu9eULsNg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CxbkdmTVFo9WMpxjHz8u9e2psDX"><strong>1. MEXC Card 简介</strong></h2><div class="ace-line ace-line old-record-id-RSFCdskWKoe7K4xRLF1uzAsxsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V0Wld4n0eowPS8xNvGsuxH7Msnh"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密货币支付卡，让用户可以直接使用账户中的加密资产进行日常消费。目前平台提供 MEXC 亚太卡和 MEXC 全球卡，两者在手续费结构和消费限额上存在差异，用户可根据自身消费习惯选择合适的卡片。本文将为您完整梳理两种卡片的费用与限额规则。</span></div><div class="ace-line ace-line old-record-id-GkVHdoTpuoQ9r7xTaequS30ZsPH"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-U9FFd90l6oMnWqx76oMutz2SsVb"><strong>2. 开卡与管理费用</strong></h2><div class="ace-line ace-line old-record-id-MDFldwdT8oa9yPx4r7dugN7Mswd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VYGDdVaSdogOWhxBHTvuyDZesbe"><span style="font-size: 16px;">MEXC Card 在基础费用方面对用户十分友好，两种版本均实行零费用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PWdrdb5hMooJsZx9C9IugqHpsOb"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EE8ldEOguozf6KxLr0tuPE8Rsag"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PXDVdW86foNMRAxA3bru2o2gs4A"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KushdIGhqoRPjVxVTOhulN7vseI"><strong style="font-size: 16px;">虚拟卡开卡费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rh5udtZr6oGfg3xEe3cuj4dKsXb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XL08dcbHqotWFnxGTPBuqWrKs0g"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJapdb82tosTuhxEPCuuwah7sNe"><strong style="font-size: 16px;">年费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JHdFd7sojouLMyxAWAsukqjPsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsOZdk5rJotr5OxDi8pun4fVshb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PwjOdK0Y4oxZQGxAUFyumv4Asef"><strong style="font-size: 16px;">闲置费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F879dSrQNoNoxnx4LpLuydZisBg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXkidkch2opPhWxSw4uuRIvAskg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0lRdDBuXon89AxTmzxuJVbxsAd"><strong style="font-size: 16px;">销卡手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SYW7dVCvjodpx0xCf4FucQguspd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BHTcdtxHioWMKoxSnPzukzM5sKc"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-W3hVdLJJxozqsIx7YAHuC4TZsoh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XbP4dCjYMolDTaxQSDouOf1Ms6f"><span style="font-size: 16px;">无论是申请卡片、长期持有、暂时不使用还是注销卡片，MEXC 均不收取任何费用，用户可以放心开卡体验。</span></div><div class="ace-line ace-line old-record-id-RpSmdedeeobwOLx5jXCu1aXCsQ7"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AtrJdhaVNo3itexRQ6ruqz8ss5e"><strong>3. 交易手续费</strong></h2><div class="ace-line ace-line old-record-id-GmHGdsfK3o34wkxCBOCu4FupsDY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M5urdWEFDoFaKLxybBzuw8ZVssh"><span style="font-size: 16px;">两种卡片在交易环节的收费结构有所不同，具体如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;292" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="292"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NCpJdRHkio6gnuxk1j3uaa9ss1g"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zh3EdGX45oPqL3xY6jnuE3orsWe"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MGH6dKQSoo51KaxvX6LuWMOcsIc"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CP94dTacvoAuM0xYwvtutL9asSh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AB0adv5b7ob32cxxiK0usQG6sEd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LmyFd8Qn3omgnxxKF37uaIXQs2f"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WHWbdny1qoM5nqxLviruLZ5qs8e"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ce9Cdliexo4kKdxxYxWuZO2Bsgd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LHfFdfrNko02HHxhulfuXAM7sLe"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KqYjdVflnoOfOzxnOofubHHTsEf"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FOZzdMDyxoKdZIxp4goudtIUs65"><span style="font-size: 16px;">Visa 汇率 + 1%（跨境费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mr39duZEposKcTxQQzbuAK1escg"><span style="font-size: 16px;">Visa 汇率 + 0%（无加价）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QOtvdZZiQocZEAxHOvauMtRQsZg"><strong style="font-size: 16px;">充值手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HxczdM2TWonSS3xHXTnuu8Z0sWh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E5EqdH4EXoKaIuxGa9eupaAjsMb"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MnstdXOC8oQoyXxS4Z8uH2VzsWg"><strong style="font-size: 16px;">ATM 提现手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JEw3dkUYVoeg5vxbDAAuHXKcsuf"><span style="font-size: 16px;">虚拟卡不适用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GHE2d4wRjoqzuJxFNCEuUUBAs9e"><span style="font-size: 16px;">虚拟卡不适用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-X4K2dLGtzoQel2x7WzeuUGwrsJb"><span style="font-size: 16px;">退款费用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-LXVqdgL4aov0vdxowdduGVTbsGg"><span style="font-size: 16px;">1% （美元消费） 3%（非美元消费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IwMadpreboLBTOxzYAyuKfZssAh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PaZmdkuWtodrB2xE6EsutHNDs0f"><span style="font-size: 16px;">消费失败费用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-U5NEdHfQcoYocZx98w0ukzxNsId"><span style="font-size: 16px;">（仅限于消费失败的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FhE4dGWD4opctaxsvbEuBcuDsih"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K7Hsd0rcZo3vIPxnnNIuxUEWsVh"><span style="font-size: 16px;">每笔 0 USD，消费失败率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-XJ7xdvOniozaZIx7bGYuNstHsyb"><span style="font-size: 16px;">每笔 0.5 USD，消费失败率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LY6pdMnmQota8Jxm0rEu3rVqsIh"><span style="font-size: 16px;">小额手续费（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XYpadI4QhoeBBCxL3Slux4lDsbf"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHund116AorXCHxzMp7uTzmdsQb"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BMjqd01IzohVKQx7GByuCshJsUP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FkDDdHiYboQCpyx17PyuQy9DsPf"><strong style="font-size: 16px;">说明：</strong></div><div class="ace-line ace-line old-record-id-DkJHd218coUiKYxDYLNubkxlsSP"><span style="font-size: 16px;"><strong>1）加密货币转换费</strong>：消费时将账户中的加密资产转换为法定货币所产生的费用。</span></div><div class="ace-line ace-line old-record-id-JffXdKHTxoGFpBx2SIjuzmZ0saf"><span style="font-size: 16px;"><strong>2）交易手续费</strong>：每笔消费按交易金额收取的费用。亚太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-GCdWdLQmEoOkM9xrqCiuVZ9ZszZ"><span style="font-size: 16px;"><strong>3）外汇兑换费触发条件</strong>：当您以卡片计价货币以外的货币消费时（例如卡片以美元计价，却在欧元区商户消费），才会产生跨境外汇兑换费，本地同币种消费不收取此项费用。全球卡在 Visa 汇率基础上无任何加价，跨境消费更具优势。</span></div><div class="ace-line ace-line old-record-id-FUJHdsTzLovSR4x4OkbuF2sLsBf"><span style="font-size: 16px;">4）活动期间的手续费率可能会有所调整，请您以具体的活动页面显示为准。</span></div><div class="ace-line ace-line old-record-id-Nx0Kd6E2ZoiVBdx4QXpuCAY5sie"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XE9udx9PNoN4DExFvS0uKaS9sHf"><strong>4. 消费限额</strong></h2><div class="ace-line ace-line old-record-id-BilgdlZ3Goo4jDxXN2KuzMmgsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N76kdkednoifPXxNmVsuuWINsgU"><span style="font-size: 16px;">MEXC Card 为保障账户安全并满足不同用户的消费需求，设置了如下限额：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QJWMdTshQoo91ux1rXuurZAos7f"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmVdFkujomBDkxBSxUu7u38sZb"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwECd9j4Do1sodxTxa6urXF4sYb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TcevdLww2o5dAZxPfbku7tUXsDe"><strong style="font-size: 16px;">单笔消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KDQUdZXRIoaTPFx93eHuSsdysvG"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B2fbdJdWPoXqxYxvmVUuWppeseb"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZenOdbcinoiMOZxc1KMuKx4Hs5e"><strong style="font-size: 16px;">每日消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQGwdQYKDoJyH0xIqJFu50plsUe"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkFrdDM8Noh1l8xBb2Kuvfalsbe"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RM39dVj0dohVSexRRL5umSxusWd"><strong style="font-size: 16px;">每年消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FyRydV7m2olJwWx9aCzuaHTRs3g"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O6ArdPOnXoIvvAxrgBfu5LbLsxg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IxqEdYzFco0MkHxgzmBu3hcAsK7"><strong style="font-size: 16px;">每日消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZVU3dJwnWouitRx7xiJucnEysHw"><span style="font-size: 16px;">50 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N8q6do8Dyog43SxzPe2udWKjsSb"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BQ0ldisxlong1AxYPDZubLBgsog"><strong style="font-size: 16px;">每月消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvuId6d0DodXp9xXdUhuMTDzscc"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SEAjdWO7OomUepxgVN1uqKdFsJf"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MmJEdEehqo1F1Axira2u4x3rsHd"><strong style="font-size: 16px;">每年消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N4N1dtU1bo9q17xUGTiuEhtosTh"><span style="font-size: 16px;">1,040 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MABjdEcaPol13exB9FruTIQisWg"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VvkIdmd9joLmqRxXGVdumAgOsPc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-APCxdUne5ot5KoxbieQu0mAnsRg"><span style="font-size: 16px;">从限额来看，亚太卡适合日常消费需求，全球卡的额度显著更高，更适合有大额消费或高频消费需求的用户。</span></div><div class="ace-line ace-line old-record-id-QjRYdFV1woGFd5xDb25un8qSsYf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NlxUd0g2EoZsnGxhWsOuWYfssed"><strong>5. 手续费计算示例</strong></h2><div class="ace-line ace-line old-record-id-PlfYdQpFTo3fLaxMT9ZuInFHstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FOTvdBzUvoSm8Wxlml3u3Hf1sZe"><span style="font-size: 16px;">以下示例帮助您理解不同消费场景下的实际扣款情况。示例中的费率和金额仅供说明，实际费率请以上文表格为准。</span></div><div class="ace-line ace-line old-record-id-Q7VSdVWOeofABzxs8yuu517Osqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Cg8jdrGrJoi6CRxHrr1ucDY3sEn"><span style="font-size: 16px;">示例一：同币种消费（美元商户，无跨境费）</span></h3><div class="ace-line ace-line old-record-id-CqM6di2Iqor4OwxuxDduCkx4sOf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QMHJd4mX9oQETPxWvsQuJfwSsWd"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在美元商户消费 100 USD。</span></div><div class="ace-line ace-line old-record-id-OWJLdJpcrowAFBxfVOyuM7JXsif"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O8ZJdFT0rokLG0xsL1QuuURbsxd"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L1eRdsmtRo9dxexSXvou8b0nsAc"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTaEdheqpovJRnxxAQzuHDLAswh"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YxbbdL8vqoeYVYxctM5uUeZjsYc"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YuYgdpjGFo3w8oxjffYuemkUsbc"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GhZhdyxwgo3Y2axtjwuumwjfshc"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Un0DdWYBdo4KdIxA8Jsuxlezspf"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTpBdqo9boVp52xT1Ksu84mTsHp"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EnyHdmx6roDbjdxbxHxuMa53s1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J7C2d1JyNo2vAExBk7puKvwmsoh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E8k5dZSxKoI5cpxLhHYuHBuwsAh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KvuhdUVP6ouh0bxJhEwuHCPlsUb"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CLoIduIgdo1iW8x5yz2uejugsnb"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FID0d1c3woraalx3YB3uBq7Msub"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWBadpcWgo6Df4xsTstu3sDysph"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EYLzdsI6GobIHvx15UDuYdW2sSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LrxPdicYho6W9sxc4tfuG0LnsAe"><span style="font-size: 16px;">可以看出，MEXC 亚太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-ApSsd88czovsEpxDApDuO44MsD5"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RfkddgvmSo6ELqxTEAbujPKasdd"><span style="font-size: 16px;">示例二：跨境消费（非美元商户，触发外汇兑换费）</span></h3><div class="ace-line ace-line old-record-id-BfSQdRcQno8vCCxKDIVu3wwHsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NqNcdeQp3oYk3px9v68ubcSKsSe"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在境外消费 100 EUR。假设 Visa 汇率按 1 EUR ≈ 1.08 USD 计算。</span></div><div class="ace-line ace-line old-record-id-B5hNdAT52oSvfzxywHXuox9TsMe"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KS55dr3ewoIfGsxtLUIuAhAWs4e"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J1Jpdzmdao3v2txrCPsurVozssh"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I8t1duwbcoEluQxXytRu25ixsIb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9vmdM5XToLAMUxUW1pus5qXsZf"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BYF1die5moPMAMxdlnNup2z9sge"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HgDxdJQo3o0SmjxcoVdubsZksQc"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SGkodiOzjoRTgIxEfICup1CisNb"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9vjdNCZKoPcuKxHrpluN5q5sQc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EDeadqxauo6y8Ix4yDiuNnx2sLh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8hhdzTTlo5KhrxNMO6uidBEsph"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rr51d4pleodSZ8xNJtXumAqAs5E"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DnZEdZ4bYoJra8xq6AuuV4Afs5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WYtFddLjLoUfG3xdmKNuvM6Fs8b"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HdZpdkoM7oiSWUxKuBLuSESYs3e"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F6aidn0e3onGE1x8l7Tu4g44sRE"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U6n7dBXQxo6R8uxRdHUuYGE6smc"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GV8QdRfs3o0q7ZxdTbfuHmGas0A"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwZndcC6yoTzegxwX4fub96YsSG"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZpNfdSUGcogcqVxcraxuW28HsMe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NKuIdOg8povAJExu2OxuOJYpsBc"><span style="font-size: 16px;">可以看出，在跨境消费场景下，两种卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-CJbodxJohodIuBxAkGyuwCvYsxv"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OF16dje6Coqw9kxioKvu8gmcsWe"><span style="font-size: 16px;">MEXC Card 以零开卡费、零年费、零闲置费、零销卡费的政策大幅降低了用户的使用门槛。在选卡时，如果您以本地同币种消费为主，MEXC 亚太卡的成本更低，更适合选择。如果您经常进行跨境消费或有大额消费需求，两种卡片成本相同，可任选其一。建议用户在使用前登录 MEXC 官方平台查看最新费率与限额说明，以获取最准确的信息。</span></div><div class="ace-line ace-line old-record-id-ETl2drAgPoOB9gxGuosuZR57sme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-KfH8dRsY7oCvNrxCYDWu3xYbs3e"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CPOqdX7CCoUOMqxA7GbuiCYKsAd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-NCludNDSPoJ2HXxCYpIuKoGysfd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-TYX9dGIGfogiwnxcu66uqxoLsMe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Nzd2dMqCWoj20Exotz7ujy1bsch" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-OsWXdptVxoXh5zxQMzMuWiScsGb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="RqbJddoJAoUKY9xGeuFuIcSssRb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-A5Lfd7LI2oi8BDx9p7rusoetsjb"><span style="font-size: 16px;">MEXC 现已支持 USD 银行转账 (SWIFT)，符合条件的用户可在其银行账户与 MEXC 法币账户之间安全地充值及提现 USD。</span></div><div class="ace-line ace-line old-record-id-H7bTdm6ecoRnOOx005VuDJO1sOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YNdId7xQqoGmG3xEaI2uWLHzslq"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 专为偏好通过银行转账进行大额转账的用户设计，提供安全、可靠且便捷的资金转移方式。USD 充值到账后，您可通过<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一键买币</a>购买数字货币，或使用资金于<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/exchange/USD_USDT">现货市场</a>进行交易。您亦可将 USD 余额提现回您的银行账户。</span></div><div class="ace-line ace-line old-record-id-Jhqldr92uokwT9x0sGduiDKtsec"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6WWdoWlZobOtcxMHSEuv9LEsmf"><span style="font-size: 16px;">请按照下方步骤指南操作以充值或提现 USD。在进行法币充值前，请确保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高级身份认证</a>。</span></div><div class="ace-line ace-line old-record-id-Q7ovdCQKWoCBkHxJ5GquGc35skg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MMoCdtN3Wom9QUxlhVTu0L8Gswd"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-PKxqdyjiRoMAJzx9hqnuAaWFsfg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EIJNd3ve9oW3trxhnsmulCvNs7e"><span style="font-size: 16px;">步骤 1：前往法币充值页面</span></h3><div class="ace-line ace-line old-record-id-D6SEduPlzoGroAxYbpCu9030sUA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTZldreLmopBQBxrK4quBRimsRe"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。</span></div><div class="ace-line ace-line old-record-id-UsN3d1Qfaot5uyxdhXcuhVzZs0f"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"cca7dcea-a812-4c28-80c4-e01e84996448","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FSQ2xb3Ec4o1BiRx1WKFu6RGSsTb%2F%3Fpreview_type%3D16","file_token":"SQ2xb3Ec4o1BiRx1WKFu6RGSsTb","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-IFS5dAQvJozZ71x9JRHuA0TdsEd"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145324971CAmnAJIakKGoqq.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SQ2xb3Ec4o1BiRx1WKFu6RGSsTb/?mount_node_token=IFS5dAQvJozZ71x9JRHuA0TdsEd&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://SQ2xb3Ec4o1BiRx1WKFu6RGSsTb" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ShL0dp9WMoFaHMxyEXMuuKoysgd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QM4hddYEKockQOxYJL9uQtvPske"><span style="font-size: 16px;">步骤 2：输入充值详情</span></h3><div class="ace-line ace-line old-record-id-ZpxndoUOWo77xdxtrPGu4l2Jscf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAVrdG8Ixowabhx2bohurW8Gsuh"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种</span></div><div class="ace-line ace-line old-record-id-DfkjdhzlZotXWtxmo8Xupzn0spb"><span style="font-size: 16px;">2）输入您希望充值的金额</span></div><div class="ace-line ace-line old-record-id-O9iRdb1fuoPxdWx9gxcuXzgKsYb"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为支付方式</span></div><div class="ace-line ace-line old-record-id-W8S0d8016o8PskxrAEzu63Axsze"><span style="font-size: 16px;">注意：最终到账金额将以实际收到的金额为准。</span></div><div class="ace-line ace-line old-record-id-E5Pddy4aaocri1xQUb5uy719sTc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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old-record-id-IkRPdUX8BoquCpxtAZ2ukWdssuc"><span style="font-size: 16px;">步骤 3：完成账户设定</span></h3><div class="ace-line ace-line old-record-id-HMxodQSLCoF0pWxXvAqujY4Ksxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQ6tdnLsHoTTMcxMzCiu85INsCh"><span style="font-size: 16px;">您可能需要查看并提供您的身份信息以设定您的银行转账账户，包括您的全名、国籍、居住国家/地区以及其他所需详情。</span></div><div class="ace-line ace-line old-record-id-Yb6ddsdiPoTjQmxbpnsu41HCsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HyS6d5iYjos6BGxGN92utT4ysFh"><span style="font-size: 16px;">请确保所有信息均准确无误，且与您已认证的账户详情相符。</span></div><div class="ace-line ace-line old-record-id-LpKHdVtZIoOXNdxk8IluQ3hFsmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D5ETdMCzQo7KLexOzMYuckgJspb"><span style="font-size: 16px;">账户建立通常需要约 2 分钟。完成后，您即可继续进行转账。</span></div><div class="ace-line ace-line old-record-id-UuxrdJLP8o2adhxmYw8uVlzXsxh"><span 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data-suite="eyJmaWxlVG9rZW4iOiJTZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8iLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiTmQwVGRWR1RQb2VhNWF4eE93YXVhZzE2czJjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9TZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8vP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SebPbnpzIoXdowxfuUXuwHzZsqO/?mount_node_token=Nd0TdVGTPoea5axxOwauag16s2c&mount_point=docx_image" data-width="1888" data-height="912" data-lark-image-uri="drivetoken://SebPbnpzIoXdowxfuUXuwHzZsqO" data-lark-image-width="1888" data-lark-image-height="912" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="heading-2 ace-line old-record-id-JLl4d8SX3oF8pixRtyyutstSsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CthQd0mVqo3O9nxNBW9urt4GsKe"><span style="font-size: 16px;">步骤 4：进行银行转账</span></h3><div class="ace-line ace-line old-record-id-IqljdhUU3oxrR9xcmoFuy2SCsug"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BPKcdcGPVopz3mx41xJukyONsSe"><span style="font-size: 16px;">查看 MEXC 提供的转账详情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRFHdGQmjoTKC1xOPKSuUtyzsue" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-ElPGdmMOJoyHq2xwEImuPCqHsRe" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-LYtIdH3eYo6ZGSxUREIuOfrgsAg" data-list="bullet"><div><span style="font-size: 16px;">收款人账户</span></div></li><li class="ace-line ace-line old-record-id-NNgvdrDD5ofXnzxr63fuP9ypswL" data-list="bullet"><div><span style="font-size: 16px;">附言/备注</span></div></li><li class="ace-line ace-line old-record-id-WiLrd7sstoI9UHxgYaPuZi06sdb" data-list="bullet"><div><span style="font-size: 16px;">其他银行详情（如适用）</span></div></li></ul><div class="ace-line ace-line old-record-id-LDCqdufWEoIIQgxCVD5uh0g8s2Z"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WLTBdsSEUoFPUZx7fm7uEiR4s5d"><span style="font-size: 16px;">使用这些详情从您的银行发起 SWIFT 转账。</span></div><div class="ace-line ace-line old-record-id-SwLRdvu7XoBLBpxsCY3u2cS3sQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LLXvd2laOoXif8xnbN3u0DeQsQc"><span style="font-size: 16px;"><strong>重要提示：</strong>请严格按照显示的信息输入收款人详情与附言码。信息错误可能会导致转账失败或延迟。</span></div><div class="ace-line ace-line old-record-id-UiaFdKKGTovNibxT5Lwu7Siqsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKAydXFsBouQXAxY9lHuVV9Ss6f"><span style="font-size: 16px;">进行银行转账时，请特别注意以下事项：</span></div><div class="ace-line ace-line old-record-id-Fbz6dPHTNolkSOxOz95umTovsUc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YriqdfgiDoECZgxUu4CuAWNvsqf"><span style="font-size: 16px;">1）收款账户信息</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XTvDdfKYXohjazx79zyuhePEsCg" data-list="bullet"><div><span style="font-size: 16px;">请根据银行要求，使用国际银行账号（IBAN）或银行账号进行转账。</span></div></li><li class="ace-line ace-line old-record-id-SNkVdCIOGoijO7xlxGKuwm1SsVe" data-list="bullet"><div><span style="font-size: 16px;">转账类型请选择【个人转账】，收款银行所在国家或地区请选择【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-GcSldzFLDoKHKvxBRmLuDMSrsbb" data-list="bullet"><div><span style="font-size: 16px;">部分银行在办理国际汇款时可能要求填写中间行信息。如有需要，请以 MEXC 充值页面显示的中间行信息为准。</span></div></li></ul><div class="ace-line ace-line old-record-id-KIGFdsDIPoSWvsxmSGmumCaesqc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqywd6PwkoXIucxD5j4uiUDTsMb"><span style="font-size: 16px;">2）付款账户要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7vkdbGJaonGvkxdolyumR5usnJ" data-list="bullet"><div><span style="font-size: 16px;">请使用与 MEXC 实名认证姓名一致的本人银行账户进行汇款。使用他人名下的银行账户汇款，款项将被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-RX6Wd0dBcoq3IjxksnVuoB0hs6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YuoAdGphao14Jsx4jajuMBlLsxb"><span style="font-size: 16px;">3）转账备注</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KN17dy4Tgo07VAxNHJEu225Zswf" data-list="bullet"><div><span style="font-size: 16px;">请在转账备注中完整填写页面提供的汇款识别码（Reference）。未填写或填写错误可能导致订单匹配延迟，甚至无法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-SwMld6y6Po2eIsxHpiPuBujLsob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V77Kdu5V7o9XX8xo8vTu4A04slc"><span style="font-size: 16px;">4）手续费</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IEXkdg8dWofO55xmkELu6du1sah" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 汇款可能经过一家或多家中间行，中间行可能从汇款金额中另行扣费。</span></div></li><li class="ace-line ace-line old-record-id-Sq18dFTSEoWPooxAZ3jueJR1spb" data-list="bullet"><div><span style="font-size: 16px;">请在银行端选择【汇款人承担全部手续费（OUR）】。请确保实际到账金额不低于订单金额。</span></div></li></ul><div class="ace-line ace-line old-record-id-QL27dW5aXontvYxmVdJun0E4sUc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJJRkNOYnpKTFNvNnVNWXhyd1RjdXlxRXRzWmEiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiV3R5UGRBRjdZb1pjMzh4MkVGTHVSckdDczNnIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9JRkNOYnpKTFNvNnVNWXhyd1RjdXlxRXRzWmEvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/IFCNbzJLSo6uMYxrwTcuyqEtsZa/?mount_node_token=WtyPdAF7YoZc38x2EFLuRrGCs3g&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://IFCNbzJLSo6uMYxrwTcuyqEtsZa" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Naptdl4qEopjRQxzVdCuZcXQs7d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YJWZdZftmouLEUx55ABuutEbsef"><span style="font-size: 16px;">步骤 5：等待您的充值到账</span></h3><div class="ace-line ace-line old-record-id-PzuPdK7zpoKEHPxSzDXuhWMEsWh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MZV5drIHKojNcHxMiHCuSSPMsng"><span style="font-size: 16px;">收到并确认转账后，您的 USD 将划转至您的法币账户。</span></div><div class="ace-line ace-line old-record-id-FAewdWbq0oStdIxkfLCuw1nYspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BCI0d8JM6o0igGx6gkNuPUBTsWf"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 个工作日内到账，具体取决于您的银行及所涉及的任何中间银行。</span></div><div class="ace-line ace-line old-record-id-Q8QgdQujmo9DQMxwap1ujM1Xsnd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NZu5dHVlconIysxUGZMuH1lCspW"><span style="font-size: 16px;">步骤 6：查看您的交易历史纪录</span></h3><div class="ace-line ace-line old-record-id-Az5jd6f10ovijwxoKvUudkQes9n"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YGAJdpy9qoS9qfxiYXPuMwlDsyd"><span style="font-size: 16px;">前往资产 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法币</a>以查看您的法币充值与提现历史纪录。</span></div><div class="ace-line ace-line old-record-id-MaB0dt5Kfo5uXqxsFVauCNrFsCA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RpqtdduHxorqkAxaQ28usqOCsEh"><span style="font-size: 16px;">到账后，您的 USD 余额即可用于购买数字货币与进行交易。</span></div><div class="ace-line ace-line old-record-id-XEzsdJF7PoMI3gxVk8EuqJPEswd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-THFddk2FaosPwIxDsVGuoYKIsKb"><strong>2. 提现</strong></h2><div class="ace-line ace-line old-record-id-RYifd789Eov3DCxuepCuj9KZsNb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Lnxbdyu3PoEWO4xAj6CugFXdsSd"><span style="font-size: 16px;">步骤 1：前往法币提现页面</span></h3><div class="ace-line ace-line old-record-id-Shzhd7Y2MoRsODxUHfPu6rgPspf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SN3ddaCGjotfILxkHDmu3h3KsAf"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。然后选择提现以切换至法币提现页面。</span></div><div class="ace-line ace-line old-record-id-GQYbd76pTo1cl2xSYfnuUx4JsQb"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"c8ec8791-9054-40c4-a99d-abc413cea851","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHskdbHx9IoCIDOx8dj0ujdShsFT%2F%3Fpreview_type%3D16","file_token":"HskdbHx9IoCIDOx8dj0ujdShsFT","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-A1OId0xQYoIGsqxag0fujtDYspc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145325337jZxvEJEd75pBJF.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/HskdbHx9IoCIDOx8dj0ujdShsFT/?mount_node_token=A1OId0xQYoIGsqxag0fujtDYspc&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://HskdbHx9IoCIDOx8dj0ujdShsFT" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ACMNdiBFuonHMlxY0XyuiepOswh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BGIfdCSd3ooH9IxXBAuuvwnUsLN"><span style="font-size: 16px;">步骤 2：输入提现详情</span></h3><div class="ace-line ace-line old-record-id-MXPYdH9hxorJABxvhchusglmsic"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TjccdUPl2oaCu0xy0IOuW9oTspd"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种。</span></div><div class="ace-line ace-line old-record-id-ERqPdyEL6oYaH9xnf63uMkQxsTg"><span style="font-size: 16px;">2）输入您希望提现的金额。</span></div><div class="ace-line ace-line old-record-id-BaWFdvt6Kos3hPxbxdDuG3F7sld"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为您的提现方式。</span></div><div class="ace-line ace-line old-record-id-TQ51dPtsdoGt4dxrQ0ruXe6YsPh"><span style="font-size: 16px;">4）按要求输入您的银行账户详情。</span></div><div class="ace-line ace-line old-record-id-WdAedtcdmoRJ3SxUGz3uwCqYseg"><span style="font-size: 16px;">5）核对提现详情及适用手续费，然后继续操作。</span></div><div class="ace-line ace-line old-record-id-OBFQdLdvBonhrsxX2oQuSXEusAc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBS0dvo0Doq9agx0WM1ua9DBsDc"><span style="font-size: 16px;">重要提示：请确保您的银行账户信息准确无误。信息错误或不完整可能会导致延迟或提现失败。</span></div><div class="ace-line ace-line old-record-id-NfoSdlC2ooWCtNxCafTuQhHvsWh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LDKGd1HW1oAtVqxtpzXupceas9K"><span style="font-size: 16px;">步骤 3：完成安全认证</span></h3><div class="ace-line ace-line old-record-id-TpdGdOR35o54gdxH1kSunHvms6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tf5jddEYNoU0cPxo2rauORvXsRb"><span style="font-size: 16px;">核对并确认您的提现详情，然后完成安全认证 (2FA)。</span></div><div class="ace-line ace-line old-record-id-QN5VdV6upoyZOnxPQQMuRJmoszh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CetrdPDNPoL9svxYF6huMFpasOd"><span style="font-size: 16px;">步骤 4：等待您的提现</span></h3><div class="ace-line ace-line old-record-id-R8zzd2ZhCoWI91xlCLTumHfjspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TZf6dKgjHoQye1xA6rfuLvV6sAf"><span style="font-size: 16px;">您的提现申请成功提交后将会进行处理，资金将通过 SWIFT 发送至您的银行账户。</span></div><div class="ace-line ace-line old-record-id-VEN4dqSgeoOxvOxp3e2uveJTszd"><span style="font-size: 16px;">SWIFT 提现可能需要 1 到 2 个工作天到账，具体取决于收款银行、中间银行及银行假期。</span></div><div class="ace-line ace-line old-record-id-XJWEdZD2iop5LPxpXXNuYJF6sng"><span style="font-size: 16px;">您可以在订单下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提现状态</a>。</span></div><div class="ace-line ace-line old-record-id-AqbydJe84oONbXxRmGauemqQsIe"><span style="font-size: 16px;">即使 MEXC 上显示提现已完成，您的银行可能仍需要额外时间将资金划入您的账户。最终划转金额与收到时间取决于您银行的处理情况与记录。</span></div><div class="ace-line ace-line old-record-id-Yu9rdnEOYo2BJHx7gEEusBWts8f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IsC2dO74GoStnUxXSCnu6YtXs7d"><strong>3. 重要注意事项</strong></h2><div class="ace-line ace-line old-record-id-HOMed1ehzoTqCOxvyAgumr3ysRh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTZtdAwM0oljyqxE3FTu4VLbstb"><span style="font-size: 16px;">3.1 资格</span></h3><div class="ace-line ace-line old-record-id-OzWRdFoc6o2h2ExdylRuVkKdsxd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BVYqdMv91oe84jx8a8iu36w7sZc"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 适用于地址证明 (POA) 或身份证明 (POI) 来自以下支持国家或地区的符合条件用户：</span></div><div class="ace-line ace-line old-record-id-BGMDdZyRKoqH3ZxSpwauyS7XsXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MNfQd2dWAoIQh6xWNU9ufRzbsle"><span style="font-size: 16px;">奥兰群岛、安道尔、南极洲、阿鲁巴、澳大利亚、奥地利、巴林、巴巴多斯、比利时、百慕大、不丹、博茨瓦纳、布韦岛、巴西、英属印度洋领地、文莱、佛得角、加拿大、开曼群岛、智利、圣诞岛、科科斯（基林）群岛、库克群岛、克罗地亚、捷克共和国、丹麦、多米尼克、爱沙尼亚、福克兰群岛、法罗群岛、斐济、芬兰、法国、法属圭亚那、法属南部领地、直布罗陀、希腊、格陵兰、格林纳达、瓜德罗普、关岛、根西岛、赫德岛和麦克唐纳群岛、香港、冰岛、爱尔兰、马恩岛、以色列、意大利、日本、泽西岛、约旦、基里巴斯、拉脱维亚、列支敦士登、卢森堡、马来西亚、马绍尔群岛、马提尼克、马约特、密克罗尼西亚、蒙特塞拉特、瑙鲁、新喀里多尼亚、新西兰、纽埃、诺福克岛、北马里亚纳群岛、挪威、阿曼、帕劳、皮特凯恩群岛、波兰、葡萄牙、波多黎各、留尼汪、罗马尼亚、圣巴泰勒米、圣赫勒拿、圣基茨和尼维斯、圣卢西亚、圣马丁、圣皮埃尔和密克隆、圣文森特和格林纳丁斯、萨摩亚、圣马力诺、圣多美和普林西比、斯洛伐克、斯洛文尼亚、所罗门群岛、南乔治亚和南桑威奇群岛、韩国、西班牙、斯瓦尔巴和扬马延、瑞典、瑞士、台湾、东帝汶、托克劳、汤加、特克斯和凯科斯群岛、图瓦卢、英国、乌拉圭、梵蒂冈、瓦利斯和富图纳。</span></div><div class="ace-line ace-line old-record-id-H3TFdZTVsoO3VIxatfLudCLusth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-S261duavEo2MGixAVzuux7pvsFg"><span style="font-size: 16px;">3.2 费用与限额</span></h3><div class="ace-line ace-line old-record-id-J8GWd7g0OopraLxTtpbuzvRBsac"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Gp0CdrTq2oyQHcxoJAcuLJ8Ssvb" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手续费：</strong>USD 充值享有 0 费率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ARr7dnEW2ocoOTxb1TgurAicsJf" data-list="bullet"><div><span style="font-size: 16px;"><strong>提现手续费：</strong>以提现页面显示的费率为准</span></div></li><li class="ace-line ace-line old-record-id-URrfd6N4iomkwHx7ai1uZWx7scb" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限额：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-Z0IjdEHhuo4hCmxxITGu8aQlsm6"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PUcldzAkBoSTF2xFCgDux3Hgs6g"><span style="font-size: 16px;">3.3 充值说明</span></h3><div class="ace-line ace-line old-record-id-W8PfdzpP1ofvqxxCQkNueOY9sic"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CU3ddZqdBoFXTExJn4muKSo4ssh" data-list="bullet"><div><span style="font-size: 16px;">银行账户持有人姓名必须与您进行 MEXC 身份认证时使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-ElEOd9YMLov4UJxVkDpuun1CsEf" data-list="bullet"><div><span style="font-size: 16px;">划入您 MEXC 法币资产的金额将以实际收到的金额为准。</span></div></li><li class="ace-line ace-line old-record-id-IycRdYujLoJVVNx8Whcuu3nBsze" data-list="bullet"><div><span style="font-size: 16px;">请务必使用针对该笔具体交易显示的银行详情及附言码。</span></div></li><li class="ace-line ace-line old-record-id-E9KUd7lDSoOwpNxaRFsuZUl3sJh" data-list="bullet"><div><span style="font-size: 16px;">您的银行可能会收取 SWIFT 手续费。您自己的银行或中间银行可能会收取额外的 SWIFT 转账费用。</span></div></li></ul><div class="ace-line ace-line old-record-id-WrJNdgH7YogJhZxXmQ2uoWmrs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Arqkdv0gpoC2Whx6vTkunqdUs4g"><span style="font-size: 16px;">3.4 银行汇款字段填写参考</span></h3><div class="ace-line ace-line old-record-id-NojVdYXnCoHdc5xEHlWuyHMrsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WAQ7dW99zoLorOxVtm0ubiZUsdh"><span style="font-size: 16px;">不同银行的网银或手机银行可能使用不同的字段名称。办理 SWIFT 汇款时，请参考以下对照表填写，并以 MEXC 充值页面显示的信息为准。</span></div><div class="ace-line ace-line old-record-id-Oy17dr0CHob87kx8mqIupJw4sOh"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ITIidQiWdoaVBbxsMpTujxUssvg"><strong style="font-size: 16px;">银行界面常见字段</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZdYUd4tUkoeNXKxhpDoufNb8sOf"><strong style="font-size: 16px;">应填写信息</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BGlkdRpx5oi89rxC9WyuCIJAspd"><strong style="font-size: 16px;">重要说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XDEudRtvMof5mcxO2ZjusWlZsah"><strong style="font-size: 16px;">汇款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WV4ddnFlyozpUrxiWzYuUVozshd"><span style="font-size: 16px;">您银行账户的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TDBnd4MW0o7xJaxeKkKukok0sGb"><span style="font-size: 16px;">必须与银行账户姓名完全一致，请勿使用首字母缩写或简称。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Nja9dxJYRoRsQVxHCxOu4l6Msec"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OLRQdfYTyosR9QxQd4OuVu53s1g"><span style="font-size: 16px;">MEXC 充值页面显示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DWzMdjjxxoVNOHxoaEQumiUKsmz"><span style="font-size: 16px;">完整复制页面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8p7db5HSobK22xLIpquoD7fsTf"><strong style="font-size: 16px;">收款人账号 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnoqdDkqRoAwbhxtdvzuq9KCsFf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kds0dVukOoVlU3x5Uzsu4du7sIc"><span style="font-size: 16px;">根据银行要求填写；如要求使用 IBAN，填写完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KIKOdSf0mo0Ajmx61b3u5twFsic"><strong style="font-size: 16px;">SWIFT / BIC 代码</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q3FSdQFaYodhTnxYMFhu5PS2sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BslFdXbTfoosFExMV9FuMm9zsZg"><span style="font-size: 16px;">SWIFT/BIC 用于识别银行，IBAN 用于识别具体账户；如均要求填写，请同时填写。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlMWd731dohD7tx5ZYOupqNRs5i"><strong style="font-size: 16px;">汇款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LrCgdxPDio7QnAxG3AiuUWMysCc"><span style="font-size: 16px;">MEXC 充值页面显示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FpafdKFp6oU1aWxE2BNucAersag"><span style="font-size: 16px;">该字段为必填项。若缺失或填写错误，入金可能无法自动入账。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ecwxd02OZoyjhFxCSnTuRPwTsNh"><strong style="font-size: 16px;">收款银行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ABzHdajVToyHl1x1VVSu6ilesZf"><span style="font-size: 16px;">如银行要求填写，请使用 MEXC 提供的银行所在城市及国家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QN2kdz5eBotNrIxoVqvuKz6hsFd"><span style="font-size: 16px;">部分银行在仅提供 SWIFT 代码不足以识别收款行时，会要求填写地址信息。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NmTYdwx8Do4khYx6wG1utLUDsWf"><strong style="font-size: 16px;">费用承担方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lx43dIy10owxLrxj2yhuagu1shb"><span style="font-size: 16px;">建议选择 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SzVAdwDTmo3P1FxE5AauNm6psIh"><span style="font-size: 16px;">若选择 SHA，中间行费用可能从汇款金额中扣除，导致实际到账金额减少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-E6dOd904do55ALxeqEru87GksEg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CLt1dH24LomndbxN3TtuhrWhsbc"><span style="font-size: 16px;">3.5 汇款注意事项及异常处理</span></h3><div class="ace-line ace-line old-record-id-TO2Ad4W5roBipfxQ8YfuFPzKsie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FRGxdbuAdonSUPxDYWwumwNissd"><span style="font-size: 16px;">转账前，请务必核对以下信息：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZSlPd6jK1oOyZpxDUBau8yOtsAd" data-list="bullet"><div><span style="font-size: 16px;">收款信息：收款人姓名、IBAN/银行账号及 SWIFT/BIC 代码必须与 MEXC 充值页面显示的信息一致。</span></div></li><li class="ace-line ace-line old-record-id-KBtLdBSuBoNZiZxmkn7uCek5skf" data-list="bullet"><div><span style="font-size: 16px;">汇款附言：请完整填写充值页面提供的 Reference Code，缺失或填写错误可能导致订单无法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-SOhNdFRtto2KyTxdzh8ut3T6sGb" data-list="bullet"><div><span style="font-size: 16px;">付款账户：必须使用与 MEXC 实名认证姓名一致的本人银行账户，第三方账户汇款将被退回。</span></div></li><li class="ace-line ace-line old-record-id-C5Mvd8v9PongGjx67LNuf3ENsMj" data-list="bullet"><div><span style="font-size: 16px;">汇款金额及手续费：确保汇款金额符合充值限额及最低入金要求，并考虑可能产生的银行手续费。</span></div></li><li class="ace-line ace-line old-record-id-VbOXdeO8PogcrUxoUScuW5g5sqc" data-list="bullet"><div><span style="font-size: 16px;">汇款凭证：建议保存充值页面的收款信息及银行汇款回单，以便后续查询。</span></div></li></ul><div class="ace-line ace-line old-record-id-GrdBdzyZsoavDbxFgVWugKOKsNz"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JTZed7aNMoyiZ6x6a8zuCmIrsVh"><span style="font-size: 16px;">如果汇款出现异常或迟迟未到账：</span></div><div class="ace-line ace-line old-record-id-W1E1dsfB7o2qL1xOIH3uVCYhseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PP8CdNT62o4YHfxc1LRuIxvEssc"><span style="font-size: 16px;">SWIFT 汇款可能因银行处理、收款信息错误或订单匹配失败而延迟到账。如果超过 3 个工作日仍未到账，请按照以下步骤处理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZEXYdgDPvoN9ZFxyIvluiNxosAc" data-list="bullet"><div><span style="font-size: 16px;">核对汇款信息：检查汇款回单中的收款人姓名、IBAN、SWIFT/BIC 代码及 Reference Code 是否正确。</span></div></li><li class="ace-line ace-line old-record-id-ERYIdZ19montAsxexkpuhluzspe" data-list="bullet"><div><span style="font-size: 16px;">联系汇款银行：确认资金是否已成功汇出，以及当前处理状态。</span></div></li><li class="ace-line ace-line old-record-id-WW69dmQoVom6kjxTWTpuUFb9sOb" data-list="bullet"><div><span style="font-size: 16px;">联系 MEXC 客服：如银行确认汇款已完成，请提交 OTC 工单，并提供汇款回单、交易参考号、汇款金额及汇款日期，以便进一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-QEBldwhaKop2BCxuBm0uEjREsIc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJjDdrf3ho107pxXH58uDMMas4d"><span style="font-size: 16px;">安全提醒：请仅使用 MEXC 官方充值页面提供的银行收款信息，切勿通过电子邮件、Telegram 或其他非官方渠道获取或确认收款账户信息。</span></div><div class="ace-line ace-line old-record-id-Y035dnagDo6SaOxzFVIu7F3Asye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QxXddJP9Zoq449x2culuu8BVsgf"><span style="font-size: 16px;">如果您有任何疑问，欢迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工单</a>寻求协助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MKvQdvOp9ommLnxRph6uswq0s3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XmGEdpQpzo8CB5xXrsruWhq4s9d"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IT1pdi8LUoo8zYxBHDdu0Oias5b" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高级身份认证</a></div></li><li class="ace-line ace-line old-record-id-PNvkdfrjvoOgx9xsvGmu8F2us9g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币？</a></div></li><li class="ace-line ace-line old-record-id-FPI3dzIYNor6zKxdQbLuzEPlswd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买数字货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-M3NqdYVbToltjAxh9UyuyMbys2g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-V64MdmkYjog9sMxCp5Fu3N2csNb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道购买数字货币</a></div></li></ul><div class="ace-line ace-line old-record-id-U4cOd5Jjyo6RHex59yXu2J4Iszf"><br></div></div>

<div data-page-id="ODfad4YS5o8kbbx1gKMuaFCKs1b" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-3 ace-line old-record-id-JjTXdK42ooxsu5xe6K8u1JdusQh"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TmI7dP8MloaX7yxwG0xuH5WTsXg" data-list="bullet"><div><span style="font-size: 16px;">MEXC P2P 商家中心已全新升级，整合等级、任务、工具与支持四大功能模块。</span></div></li><li class="ace-line ace-line old-record-id-D7UydzBR5oyfZox5J4uu66jWscf" data-list="bullet"><div><span style="font-size: 16px;">商家等级任务涵盖升级奖励、保持等级奖励与连续保持奖励三类激励。</span></div></li><li class="ace-line ace-line old-record-id-FwdxdyVHpolHiExeVwWuEWvcstd" data-list="bullet"><div><span style="font-size: 16px;">每日经营任务鼓励商家保持广告在线并完成真实交易，连续完成可累计里程碑奖励。</span></div></li><li class="ace-line ace-line old-record-id-GUjSdp9M2oDdRdxNmV2uszCQsib" data-list="bullet"><div><span style="font-size: 16px;">新商家可通过发布广告并完成首笔订单获得专属奖励，周交易量排名榜为优秀商家提供额外激励。</span></div></li><li class="ace-line ace-line old-record-id-SBoBdvIxuo2ctdx59ihuY46Rsnc" data-list="bullet"><div><span style="font-size: 16px;">所有奖励由平台统一核算，于每月月初前五个工作日内发放至商家现货账户。</span></div></li></ul><div class="ace-line ace-line old-record-id-TtZcd8i1uoEqdPxAi5EuzwsSsKh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RMNId33cfoaFBYxEsPUuOVg9smf"><strong>1. 商家中心升级说明</strong></h2><div class="ace-line ace-line old-record-id-CLQmdlPk8oS0AlxwPPSuUCUtsfg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VImPdQ6sJoCp4pxknFTuL4JDsSg"><span style="font-size: 16px;">为帮助商家更高效地管理经营表现、获得更丰富的经营体验，<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> P2P 商家中心现已全新升级。新版商家中心整合了商家等级、成长任务、经营工具与平台支持等核心功能，帮助商家更清晰地掌握经营数据、专属任务与奖励机制。</span></div><div class="ace-line ace-line old-record-id-XUVTdDF30o869axsPgWuJomks6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Zu1Id99MSop1yCxw1KtuQy0MsNf"><span style="font-size: 16px;">请注意：请将您的 App 新至 6.78 及以上版本，以体验新版商家中心的全部功能。</span></div><div class="ace-line ace-line old-record-id-BFF9dlNnCoV4ibxaqtnuWM1fsvT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QnXgdDmf6oTPFtxiQDcuflMgsxh"><strong>2. 商家商家中心查看内容</strong></h2><div class="ace-line ace-line old-record-id-TtWudG1mWoakXxxgCnkuHgo7sZd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VjgYdrLgno1e0hxKKLtubpyxsvh"><span style="font-size: 16px;">商家可在商家中心查看以下内容：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-WvC3dSEEfogAbTx1V3euVyYFszg" data-list="bullet"><div><span style="font-size: 16px;"><strong>等级</strong>：当前商家等级、权益及成长情况。</span></div></li><li class="ace-line ace-line old-record-id-TG2jdAk37oKzboxECgjucFuhsVf" data-list="bullet"><div><span style="font-size: 16px;"><strong>任务</strong>：查看每日任务、等级任务、新商家任务、周排名任务、累计奖励及奖励明细。</span></div></li><li class="ace-line ace-line old-record-id-IUjwdgw9Io1JluxEz32uiDmnsDc" data-list="bullet"><div><span style="font-size: 16px;"><strong>工具</strong>：管理保证金等相关经营工具。</span></div></li><li class="ace-line ace-line old-record-id-YBBKdnnwwoBxw5xmQT5uNJicsBe" data-list="bullet"><div><span style="font-size: 16px;"><strong>支持</strong>：商家专属支持服务。</span></div></li></ul><div class="ace-line ace-line old-record-id-KZ1sdV0K2oHvECxEoeeuCq4os6g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MUbpdypU0owp67xt2FxuMYQks0d"><strong>3. 活动任务与奖励规则说明</strong></h2><div class="ace-line ace-line old-record-id-OW7IdCCiioAoEKx51sUuJ3P2sWd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Wu5ldoeIZo2ONHxeMRHuZ5zqsah"><span style="font-size: 16px;">3.1 商家等级任务</span></h3><div class="ace-line ace-line old-record-id-Wzntds9chobbaOxTbsGuHLrBsbd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KIujdYP2XoTGcnx6bgful3Jdsog"><span style="font-size: 16px;">符合条件的商家可在任务中心查看升级为优选商家、升级为金牌商家、保持优选或金牌等级，以及连续保持相应等级满指定周期等任务。机构商家不参与此任务。</span></div><div class="ace-line ace-line old-record-id-KI1BdBHqHo00YMx4u32um5AZsUf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VD6bdDW5JoKqLsxbcV4ubfm4s3b"><strong style="font-size: 16px;">等级奖励规则：</strong></div><div class="ace-line ace-line old-record-id-BXN7dt3WiosXJcxFyufuMY0ks4c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AUt4djXaDo9wN2xt7NMuOb0Qs5f"><span style="font-size: 16px;"><strong>1）升级奖励</strong>：商家达到优选或金牌等级，并满足活动页面展示的条件后，可获得相应升级奖励。每个账户的优选升级奖励及金牌升级奖励均仅可获得一次；后续降级后再次升级，不会重复获得相同等级的升级奖励。</span></div><div class="ace-line ace-line old-record-id-OkZ1dOl9TouT85xeZMFubheJs8b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PuWfdCiAjolwgfxVQV5usyOlsGc"><span style="font-size: 16px;"><strong>2）保持等级奖励</strong>：平台按周期评估商家等级保持情况。商家在统计周期内持续满足相应等级要求，可获得对应保持等级奖励。</span></div><div class="ace-line ace-line old-record-id-LHQLdanDLo5vkTxMRhiuNGp2sbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CeOBdfybLo22YGxnGL2ucl4Xsbf"><span style="font-size: 16px;"><strong>3）连续保持奖励</strong>：商家连续保持相应等级达到指定周期后，可获得连续保持奖励；如连续状态中断，累计周期将重新计算。</span></div><div class="ace-line ace-line old-record-id-ErhUdnY7VoVrmAxStCAuoXNtsuU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PH0Md0HQjo4HksxO3KjuPXIqs5b"><span style="font-size: 16px;"><strong>4）奖励标准</strong>：等级任务的具体条件、统计周期及奖励金额，以商家中心任务页面、活动页面或 MEXC 官方公告的实时展示为准。</span></div><div class="ace-line ace-line old-record-id-WMo5dirQpobCihxW71Cu6YOQs5d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BeaVdsG22orbixxjfaNusWYqskc"><span style="font-size: 16px;">3.2 每日经营任务</span></h3><div class="ace-line ace-line old-record-id-U83idCcfXoJGYUxRKkButrPTsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z0PxdO4nSoCEvFxjFZOuuysOsFK"><span style="font-size: 16px;">每日任务旨在鼓励商家持续保持广告在线并完成真实交易。符合条件的商家可在任务中心查看当日任务进度及累计完成天数。</span></div><div class="ace-line ace-line old-record-id-SxjkdYsHgoDt3VxBzBGuCdXlszh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CwindAz64ovQEwxic11uXyg7s3c"><span style="font-size: 16px;"><strong>参与资格：</strong>每日任务适用于 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/p2p/buy/USDT/AED">MEXC P2P</a> 商家，包括认证商家、优选商家、金牌商家及机构商家。</span></div><div class="ace-line ace-line old-record-id-IbpMd95gXoo2OHxpcnKujVsBsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kdc3dl41FomGO0xb7XDuDlrXsfd"><strong style="font-size: 16px;">完成条件：</strong></div><div class="ace-line ace-line old-record-id-JhiPdwdN4oqfxHx7012uTO3Nsbc"><span style="font-size: 16px;">商家需同时满足广告在线时长及作为 Maker 完成卖币订单的数量要求。订单以实际完成时间进行统计，广告处于隐藏或下架状态时，不计入在线时长。</span></div><div class="ace-line ace-line old-record-id-MKZyd0RA3o04T9xBuBDuTsYEsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FWUmdkFlXoZGfFx7XOvuKnXps7k"><strong style="font-size: 16px;">累计规则：</strong></div><div class="ace-line ace-line old-record-id-LhrMdevD8oGRaDxAtZ0uouJxsMb"><span style="font-size: 16px;">1）每日统计周期： UTC 00:00:00 至 UTC 23:59:59。</span></div><div class="ace-line ace-line old-record-id-D0fWdiuheo1Of4xWxemu9fLJsdd"><span style="font-size: 16px;">2）每日任务完成后，将累计对应的完成天数。连续完成达到指定天数后，页面会展示连续完成状态标识。</span></div><div class="ace-line ace-line old-record-id-SD1ldp0dFosVaSxlgOJunhC6svh"><span style="font-size: 16px;">3）连续短期未完成任务时，已累计天数可按页面规则保留；连续未完成达到规定天数后，累计进度将清零。</span></div><div class="ace-line ace-line old-record-id-YMNUduFiSoXVQaxQGnFu1h3Ssod"><span style="font-size: 16px;">4）退出商家身份后，相关每日任务累计进度将清零；重新成为商家后，需重新累计。</span></div><div class="ace-line ace-line old-record-id-QGmCdT4EYoYsenxEDO8uGCcGsdc"><span style="font-size: 16px;">5）当日任务进度可能存在数据处理延迟，请以商家中心页面的最终展示为准。</span></div><div class="ace-line ace-line old-record-id-WK6udNb1Qo9HbDxp7M6urhVjsfd"><span style="font-size: 16px;">6）每日任务的累计里程碑和奖励金额，以商家中心任务页面及活动规则为准。</span></div><div class="ace-line ace-line old-record-id-RxEcdCPsfo8VQ7xc8GRulvIosld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X4cSdlKnWo80yCxO18Du2OpNs3d"><span style="font-size: 16px;">3.3 新商家任务</span></h3><div class="ace-line ace-line old-record-id-N6hEd3PVeoIUpOxCBPXuAS67sHh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JSgHdDt1toh4nNxdwfbueozYsdg"><span style="font-size: 16px;">为鼓励新加入的认证商家尽快开展经营，平台将向符合资格的新商家分配限定任务。</span></div><div class="ace-line ace-line old-record-id-LomjdEQRzo8N81xYDKzuRdEbsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JgNpdHOVpot0hvxcxfMu0TUasic"><strong style="font-size: 16px;">参与资格：</strong></div><div class="ace-line ace-line old-record-id-VGjmd2RNhoBH7exELeruwKhTs0f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PE0adLpf8oWqEsxPCIru9XrzsMh"><span style="font-size: 16px;">新商家任务仅面向商家中心功能上线后<strong>首次成为认证商家</strong>的账户开放，符合条件的机构账户亦可参与。历史上曾拥有商家身份的账户，退出商家后再次申请成为商家，也不再参与该任务；每个账户仅可参与一次。</span></div><div class="ace-line ace-line old-record-id-LIlvd07h2oWGq3x481FumJEqszb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LcaHdrjw7oktjvx86cguv2EdsJd"><strong style="font-size: 16px;">完成条件与奖励：</strong></div><div class="ace-line ace-line old-record-id-KsPFdaC1CooV5WxEWMHujTGjs6q"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-G2pjdpjyZojk7WxMT6vutuwFsPh"><span style="font-size: 16px;">成功发布一则新广告，并完成至少一笔由该广告产生、金额大于 <strong>10 </strong><strong><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a></strong> 的订单。成为商家前已发布的广告产生的订单不计入任务统计。完成新商家任务后，可获得 <strong>2 USDT</strong> 奖励。任务完成状态的展示可能存在数分钟的延迟。</span></div><div class="ace-line ace-line old-record-id-G8J4dfUoIocmhExZXLruF296sDh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GtU8d8uxEo50llxjxp5udqAEslg"><span style="font-size: 16px;">3.4 周交易量排名榜</span></h3><div class="ace-line ace-line old-record-id-LxL2duZCXoSOipxg88Fujri3sbf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGjHdFjjbo8sDZxM1slulhYXsQg"><span style="font-size: 16px;">部分法币区将展示周交易量排名，用于呈现商家在其所属法币区的经营表现。平台将向符合条件的商家发放周交易量排名奖励。</span></div><div class="ace-line ace-line old-record-id-E8DsdrtJto21L5xm0mCuKj4Uswb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SkdkdzIMFo2YkzxOdUgu3A3zsT7"><span style="font-size: 16px;"><strong>参与资格：</strong>适用于指定法币区的 P2P 商家，包括认证商家、优选商家、金牌商家及机构商家。</span></div><div class="ace-line ace-line old-record-id-YCZ2d2czkoZiUTxhclVuQSucsyh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLqDdpuX0oD8fexkfTYuHjebsU3"><strong style="font-size: 16px;">统计规则：</strong></div><div class="ace-line ace-line old-record-id-N03hd4Fszozs9uxVta0udik8s1g"><span style="font-size: 16px;">1）榜单以商家作为 Maker 卖出加密货币后的真实成交量，折算为 USDT 进行排名。</span></div><div class="ace-line ace-line old-record-id-HommdRlHEoADwjxXFr6u7iNzs0d"><span style="font-size: 16px;">2）统计周期为每周周一 UTC 00:00:00 至周日 UTC 23:59:59，以订单的完成时间计算，榜单数据每小时刷新。</span></div><div class="ace-line ace-line old-record-id-XDy9dDjW9ozGDKxXljWuq78hsch"><span style="font-size: 16px;">3）订单的法币需与商家的所属法币区一致，根据法币区的不同，展示排名前 10 至 15 名的商家。</span></div><div class="ace-line ace-line old-record-id-CvisdkjsPonLPTxotOmuj0vZsZb"><span style="font-size: 16px;">4）发奖时，MEXC 将识别并排除异常、虚假或不符合规则的交易数据。</span></div><div class="ace-line ace-line old-record-id-K444d9ZtxoBjiNxkBeXuTUTmscd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YXwldgzvGoLo5CxMsICuSFwYsNh"><strong style="font-size: 16px;">获奖条件：</strong></div><div class="ace-line ace-line old-record-id-PsmUdFwTkoXjXVxJOKWuFHQZs4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Qbvhd3fQtodHVlx6fgKuCpPSs9b"><span style="font-size: 16px;">商家须同时达到指定排名、满足该排名对应的最低 Maker 卖出的成交量要求，并符合平台活动规则及风险控制要求，方可获得周排名奖励。</span></div><div class="ace-line ace-line old-record-id-TILrdhc0foAfz5xTycjutKhAsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SoWudL9nuoE7UDx4u4zuQweBsu4"><span style="font-size: 16px;">若成交量相同，平台将依次参考交易对手方的数量、完成订单数量等相关因素。适用法币、获奖排名、最低交易量门槛及奖励金额，均以商家中心页面、活动详情页及 MEXC 官方公告为准。</span></div><div class="ace-line ace-line old-record-id-HXhpdaKzlokRgoxEg5tutCR5sLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PJbFd8kFkoE7M1xuSZBu1FfBsof"><span style="font-size: 16px;">3.5 奖励发放</span></h3><div class="ace-line ace-line old-record-id-Fu9FdI4APo3wm9xmj1Du5RnRspc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZYoFdLWCio15psxXV96uOvcTsGb"><span style="font-size: 16px;">1）所有符合条件的商家任务奖励、等级奖励、新商家奖励及周交易量排名奖励，均由平台统一核算，并在<strong>每月月初的前 5 个工作日内</strong>完成发放。</span></div><div class="ace-line ace-line old-record-id-BY75deWfoo39ewx5lnzuoNIXszc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZcakdhsD2oSgY6xWBDruuV7gsUb"><span style="font-size: 16px;">2）奖励将发放至商家的<strong>现货账户</strong>。</span></div><div class="ace-line ace-line old-record-id-PXfMdWmiBoGoUexUvP6uaeKfsy3"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fw8AdTU8ToCSoqx5vRVuXkjesig"><span style="font-size: 16px;">3）平台将以最终核算结果确认奖励资格。商家须满足对应任务或排名的全部条件，并遵守 MEXC P2P 用户协议、商家规则及风险控制要求。</span></div><div class="ace-line ace-line old-record-id-JhULdEAPyohMPxxgdFZuDVMzsub"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HoIHdA0iko0VPZxMrFsuTHmpsFh"><span style="font-size: 16px;">4）如发现异常交易、虚假订单、刷量、对敲或其他违规行为，平台有权取消相关任务资格、排名资格、奖励资格及相关商家权益。MEXC 有权根据运营及风险控制需要调整任务条件、奖励标准和发放安排。</span></div><div class="ace-line ace-line old-record-id-NyLfdSIbOoy3PCxvUmCuMvVqsow"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MBrrd2fyYob8oqxGKO0uQuGusDf"><span style="font-size: 16px;">MEXC 感谢各位商家长期以来对 P2P 平台的支持。欢迎前往商家中心查看您的等级权益、经营任务及奖励。</span></div><div class="ace-line ace-line old-record-id-Jt1ndJBfGo3Hm3xB8asulY97snf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YceSdXG7JocUoAxIIifumWiWsrE"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-GDWZdqDsuoJD4BxVDeUuM5Jrsve" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-app-17827791523120" style="font-size: 16px;">如何在 MEXC P2P 购买加密货币（App）</a></div></li><li class="ace-line ace-line old-record-id-Fb42dXsNJo8pLVxUHsPuTLyHsJb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-official-website-17827791523122" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC P2P 购买加密货币（Web）</a></div></li><li class="ace-line ace-line old-record-id-ECbjdSAi7ofztAxWeuMuIxthswg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/faqs-mexc-p2p-trading-17827791510712" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易常见问题解答</a></div></li><li class="ace-line ace-line old-record-id-IVXGdoO4qovnetxzUTEuiXozsth" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：术语表与常见问题</a></div></li><li class="ace-line ace-line old-record-id-FTi4dFVOeo8pedx4iYCui4F8sag" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-avoid-common-p2p-scams-17827791517700" data-lark-is-custom="true" style="font-size: 16px;">如何防范 P2P 交易欺诈</a></div></li></ul><div class="ace-line ace-line old-record-id-MENLdMSIEoKsLExAsHbuNtcUsm2"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AQQldZIvdovi5zxbTDvu7ctrs7g"><strong>MEXC T+N 提现政策问答 </strong></h2><div class="ace-line ace-line old-record-id-YrpfdebQvo33jUxgrqgup3nKsnc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OWcLd1oujomupRxK5psueyIAsRe"><strong>1. 什么是 T+N 提现政策？</strong></h2><div class="ace-line ace-line old-record-id-Iyl0dFEAyomGmpx7kJnuIrviskI"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SFEvdGUp1oPV31xJ8l4uTUxwsPe"><span style="font-size: 16px;">T+N 提现政策要求用户通过 OTC（场外交易）购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金，防范洗钱和诈骗。</span></div><div class="ace-line ace-line old-record-id-QONYdjHoGoumOGxUgxAuRXl7sqd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-XOuMdkKQ0ofAOYxeJ3LuF0PQsUe"><span style="font-size: 16px;">T+N 是对通过法币渠道（OTC）获得的资产设置的流动限制政策，涵盖：限制操作：提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前，上述操作均被冻结（如 T+N=24/72 小时）</span></div><div class="ace-line ace-line old-record-id-EozAdM21XoVFBnxUvo6ug172sDb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RcKrdSaKBo7iz7x16m9usCOjsfb"><strong>2. 为什么需要 T+N 提现等待时间？</strong></h2><div class="ace-line ace-line old-record-id-NotNdisSuojmODxUNU0ujn7Ssab"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IXx2dCV8RoWfSlxBppjus8YPs8f"><span style="font-size: 16px;">风险缓冲：24/ 72 小时缓冲期可拦截不法资产提现，避免黑钱流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3xrdhaiHoHpNBxPMiSulb82sBh"><span style="font-size: 16px;">合规安全：配合反洗钱（AML）要求，降低用户银行卡冻结风险。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-NXu3d3bzSovAP9xWUyXuBFcisvc"><span style="font-size: 16px;">动态监测：平台利用此时间分析交易模式，标记高风险行为（如大额可疑转账）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IuQqdvGP2ouMZUxIw5fuxWXcsYX"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NaqtdEjAJoIkLqxjRl4uWZYesBb"><strong>3. T+N 提现政策适用于哪些国家？</strong></h2><div class="ace-line ace-line old-record-id-DY1OdI5zjoZ14kxBVISuXkMYsYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-CbIRda9AXoUXY2xPwuPuMim9s8c"><span style="font-size: 16px;">白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦、约旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JFUvdbJhioLREvxLVqwuw8yksjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ManydD4iEoGbLYxmat1ufvoLsPc"><strong>4. 哪些交易会受到 T+N 政策影响？</strong></h2><div class="ace-line ace-line old-record-id-LEnDdSpUZoWzvWx63EKuEJgws9N"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-GExsdjdIToTFlQxUw7yuPoMBs8e"><span style="font-size: 16px;">仅限 OTC 购买的加密货币，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;317" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="317"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NxqrdunsJoPbsex3qxfu8V5DsZd"><span style="font-size: 16px;">场景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UMRHdZ3FUoGoCjxUQHPuvbZYsMc"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-POHpdygYBo81jLx11BDuaF0TsUe"><span style="font-size: 16px;">说明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BvLSdTjU3oEVOQxtZxvuLDe7sQc"><span style="font-size: 16px;">OTC 卖出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UtAbdrB8koVYgDxzTluuue60sKe"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NDgqdr2DpouWdOx7g3vuE44Bsle"><span style="font-size: 16px;">T+N 期间禁止卖出法币资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbi7dtpZvohRFbxuqmguKkELsoS"><span style="font-size: 16px;">法币渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xi9Kd9Gtao2YNFxe4kpupXbBsPc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VFlDdqU2iovMxSxPPg0uVtRlstd"><span style="font-size: 16px;">禁止转换为法币并提现至银行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AoY7dp1nVo4ZIYx9LTBuEjLNsle"><span style="font-size: 16px;">提现</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DAiPdyAeqoPOxuxbYhHugDUqsTf"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PzgFdz4rAoKhb2xS84sussEisjc"><span style="font-size: 16px;">禁止链上转出资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsnrdUAWjogstMxqDOjuo5YXsBc"><span style="font-size: 16px;">转账</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BrvUdpRJYomBA8xqqqZu8mR9s0S"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Z1BLdR8czosRAvxd6Lfu1zm3sMh"><span style="font-size: 16px;">禁止站内转移给其他用户</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IIofdQcsloRIulxYuTKuH8fEsJf"><span style="font-size: 16px;">发红包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZyycduZYboP0kDxq9RWuupEcsxh"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AJ0fd7J5goJYtkx9xWSu9mBSs7g"><span style="font-size: 16px;">禁止通过红包发送 OTC 资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SLypdYCV2oOt2KxNreHugiFcsxb"><span style="font-size: 16px;">现货交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HYhpdTv6moTctdxoCcnuETvgsvh"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YP0MdLsLCo5MjZxTj05uICzMspd"><span style="font-size: 16px;">可自由交易，但盈利部分提现不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-RquwdtSzfo3DqDxi4jyuSvkPs3e"><span style="font-size: 16px;">不影响行为：现货交易获利提现、充值加密货币的直接提现 </span></div><div class="ace-line ace-line old-record-id-IhiGdCR2GoVZRbx0E2yubcpZsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-M8gbdae37o52kVxm11kug9fssTg"><strong>5. 提现时间是固定的 24~72 小时吗？</strong></h2><div class="ace-line ace-line old-record-id-RSNFdAgwHoQXcpxhDt2u77aesRh"> <span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MNO6dqNIkoPohXxdFmFuGbvnstd"><span style="font-size: 16px;">否，时间非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PLfkd3S2poWmVpxB4FIubh9osnh" data-list="bullet"><div><span style="font-size: 16px;">基础限制：MEXC 默认采用 T+N（24小时）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-QVfNdtPCCoENC1xb2JuuO8rssod" data-list="bullet"><div><span style="font-size: 16px;">动态调整：根据风控等级延长（如高风险操作触发 T+2 或更长）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-BhMrdaJ10o5C0sx7iM4uz44FsOh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WPQPdkNBAonN1ExNWs3uJp2OsQg"><strong>6. 如何查询提现状态？</strong></h2><div class="ace-line ace-line old-record-id-KBoJd2a96oCoIsxocQruDBJLscf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Nv2dd1VLfozVWWx8Rkeu171ps3e"><span style="font-size: 16px;">登录 MEXC 账户 → 【资金记录】 → 【提币记录】。查看记录状态：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Y0QIdJMgCok3wTxjVnQuc1krsOd" data-list="bullet"><div><span style="font-size: 16px;">处理中：等待 T+N 倒计时或区块链确认。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YXeqdtmt1o0NQVxeeOtuUfhbsHd" data-list="bullet"><div><span style="font-size: 16px;">已到账：成功打入目标账户。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Y38gdOuznoX6akxRLWruBiDAsFf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-F7VZdGVe0osWt9xsgVsuCx1Rsif"><strong>7. 政策是否适用于所有用户？</strong></h2><div class="ace-line ace-line old-record-id-HlXidWh6aoioPhxW2FCuuFPwseh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Cw5qdwdYModWIqxaICeuDTVyswf"><span style="font-size: 16px;">否，仅触发风控的用户受影响：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PPXJdpCFNoWIolx4VjwuJOV9sJg" data-list="bullet"><div><span style="font-size: 16px;">高风险行为：如频繁大额 OTC 买入后立即提现。</span></div></li><li class="ace-line ace-line old-record-id-RHAcdPrujo6PmfxODZmuFjnxspf" data-list="bullet"><div><span style="font-size: 16px;">非受限用户：正常交易或未触发风控的用户可即时提现。</span></div><ul class="list-bullet2"><div class="ace-line ace-line old-record-id-VP1tdBq8to7qlTxT5ezupIqxs8j"><span style="font-size: 16px;"><br></span></div></ul></li></ul><h2 class="heading-2 ace-line old-record-id-JiXlddgjLoRedqx2viSuLvshsgf"><strong>8. 政策是否会更改或扩展到其他国家？</strong></h2><div class="ace-line ace-line old-record-id-MOHcdFfyPoMmGJxziLiuWmMjsug"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LbCrdKH6VoLZ8PxIPEku6QBfspf"><span style="font-size: 16px;">可能调整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JxfXdE8gDolxoSxyqjzusHk1sVc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根据风控需求扩展政策（如延长 T+N 时长、新增国家）的权利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YUgYdEgqYo9FoFxTpAyu75pCsjc" data-list="bullet"><div><span style="font-size: 16px;">若诈骗模式升级，政策可能收紧。</span></div></li></ul><div class="ace-line ace-line old-record-id-KdbSdbwjqoIgeTx7C6vuCqHbspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Cq8zdMi4IofOitxHBJHuoqcLsBf"><strong>9. 提现超过 72 小时未到账怎么办？</strong></h2><div class="ace-line ace-line old-record-id-SI3PdpP4No4raYx9XboubHoRsvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZNfadY5q0omCJexChMRuC4y0sKb"><span style="font-size: 16px;">分步处理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-OepLd6pBtoRQ0SxiHKsuaueaspm" data-list="bullet"><div><span style="font-size: 16px;">检查状态：在 “提现历史” 确认是否已完成提现转账。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-KYWXdXk1AoG6fQxFBLSueGomsRk" data-list="bullet"><div><span style="font-size: 16px;">联系客服：若客服确认完成仍未到账，提供 TxID 并申诉。</span></div></li></ul></div>

<div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-HrTYdcYkWoIyQDxy8BCuso0wsah"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-E0m8dx5krohv8pxzTIfuA1D4sHc" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消费交易分为授权与结算两个阶段，结算通常需 1-3 个工作日。</span></div></li><li class="ace-line ace-line old-record-id-JBjSdWmRuoWyP3xtX5KufcXwsHg" data-list="bullet"><div><span style="font-size: 16px;">实际扣款金额可能因结算汇率、跨境手续费或商户调整而与消费显示金额不同。</span></div></li><li class="ace-line ace-line old-record-id-V9gRdN2M4ofm2Dxq2IyuAYQrsQe" data-list="bullet"><div><span style="font-size: 16px;">消费返现需在交易完成结算后发放，商户类别不符或触发风控将无法获得返现。</span></div></li><li class="ace-line ace-line old-record-id-W1gidSQJqoteXvxGvvgubgDxsMf" data-list="bullet"><div><span style="font-size: 16px;">结算前退款免手续费，结算后退款视卡种可能产生相应费用。</span></div></li><li class="ace-line ace-line old-record-id-OJfZdaXr0oXD8xxCr3cusTsVssh" data-list="bullet"><div><span style="font-size: 16px;">争议交易需在规定时限内发起申诉，交易连续失败或异常行为可能触发销卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-MpzVdwLafovHWIx3rJbuOCvUsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MmHsdoJiHoOFfVxrwZRudlYwsQh"><strong>1. MEXC Card 授权与结算</strong></h2><div class="ace-line ace-line old-record-id-XG1Jd9yt5oDZq7xRfmNuMPOUsuD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LUVIdumUVoSx5ExPeRfuWs9Lstd"><strong style="font-size: 16px;">1.1 消费后交易什么时候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-VvDedOWrnouQ4pxuRHKu3S8rsAt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X7jbdr4lzoM6yFxreHMuLjeXsUg"><span style="font-size: 16px;">使用 MEXC Card 消费后，交易会先进入授权状态。此时发卡方确认您的账户余额或额度充足，并冻结对应金额，但资金尚未真正划转给商户。待商户完成结算后，交易状态才会更新为已完成。</span></div><div class="ace-line ace-line old-record-id-U1sadDTyMoNOSlxSXV5uC9lRseg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZMuUdkEUlolGekx3kYxug1AYsMc"><strong style="font-size: 16px;">1.2 授权和结算有什么区别？</strong></h3><div class="ace-line ace-line old-record-id-J9HwdTIsToQ0nNxj59uuXJFssSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CmOWdVCecoyfV4xXMl9uLsLosfb"><span style="font-size: 16px;"><strong>授权</strong>：刷卡消费瞬间，系统确认余额/额度充足并冻结该笔金额，资金尚未转给商户。</span></div><div class="ace-line ace-line old-record-id-CA3hdxqXSon59CxPApXugxS0sbw"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D93UdcXe9oG8LvxbhaEuaHmvspg"><span style="font-size: 16px;"><strong>结算</strong>：商户通过收单机构和卡组织提交交易凭证、完成清算核对后，冻结资金真正划转给商户，交易状态由授权变为已结算。</span></div><div class="ace-line ace-line old-record-id-JmjvdC6IVotAiaxrMElu0FcYsPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HxEGd3mMdoM1pvxuS4Fun7WCsth"><strong style="font-size: 16px;">1.3 结算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-FQgSdJYv9ouMx7xh5eguCo0psob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RFyCdAnOAoBgnHxYycmuSHUksch"><span style="font-size: 16px;">通常 1–3 个工作日，具体取决于商户、收单机构及卡组织的处理效率，个别情况下最长可达 30 天。</span></div><div class="ace-line ace-line old-record-id-K0BrdJ0rHo2uxHxL4Qku7PxCsKe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OtzTdokzKo1Dzix6vbwu9fspsgd"><span style="font-size: 16px;"><strong>1.4 </strong>授权失败或被撤销，冻结资金何时退回？</span></h3><div class="ace-line ace-line old-record-id-BanrdIe3MohBHrxZp9Nuo6CWs8c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AW52dRvoko48YmxEqRouFcmQsRe"><span style="font-size: 16px;">若授权最终未完成结算，例如授权失败、被商户撤销或超时自动失效，冻结金额会自动释放回账户可用余额，无需手动操作，通常 1–3 个工作日内到账。</span></div><div class="ace-line ace-line old-record-id-Of5bdidHMoPI5PxwplHuvEd1sUb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XQwKdGnovoWLTZxwfuau5K4ms1e"><strong>2. 汇率与扣款金额</strong></h2><div class="ace-line ace-line old-record-id-DrLhdYKpeo9JrOx7zw6u4idmsVg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MVH6dT7SVovg0MxVbNOuomxKswd"><strong style="font-size: 16px;">2.1 为什么实际扣款比消费时显示的金额高？</strong></h3><div class="ace-line ace-line old-record-id-UTH5dByOmoGfAlxVPbKu00Qss6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z23EdrBrDo3BSSxPNcouCzDHsnh"><span style="font-size: 16px;">常见原因有三点：</span></div><div class="ace-line ace-line old-record-id-CjWUd112uo7yaexLNvcu6XVdshc"><span style="font-size: 16px;">1）外币消费按结算时汇率计算，与授权时的预估汇率存在差异。</span></div><div class="ace-line ace-line old-record-id-AWUJdigcJoV7aKx8qZDu1JlHs5X"><span style="font-size: 16px;">2）产生了跨境或外汇手续费。</span></div><div class="ace-line ace-line old-record-id-HhMSdkfr2o1kAvxshkBucp4Rsib"><span style="font-size: 16px;">3）商户在结算时调整了最终金额，例如加收服务费、小费等。</span></div><div class="ace-line ace-line old-record-id-U6WkdEMPwoonZcxr6PXuYgoks5c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LeGNd497noszDtxUCXtu6j7Vsdd"><strong style="font-size: 16px;">2.2 消费时按下单汇率还是结算汇率计算？</strong> </h3><div class="ace-line ace-line old-record-id-GergdvOTWoGA0qx9rHcuMc5esPb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CkfQdgnUnoHg5BxEDqXufM9vsCP"><span style="font-size: 16px;">授权阶段显示的金额按下单时的预估汇率折算，仅供参考。最终扣款以结算时的实际汇率为准，两者可能存在差异。</span></div><div class="ace-line ace-line old-record-id-OG2bd3fOPo3AWHxJWMauSwWpsHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T6WEdjGskoYTUPx2gO1uZOxNswh"><strong style="font-size: 16px;">2.3 为什么一笔消费会产生两笔订单？</strong> </h3><div class="ace-line ace-line old-record-id-YdMCdrQfComYi8xs5QQuiwJDsWe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rmj6dOiP3oCkr5xegO2u2n1dsQb"><span style="font-size: 16px;">由于授权与结算汇率不一致，结算后可能额外产生一笔费用差额订单。MEXC 将在后续版本中逐步修复该问题。</span></div><div class="ace-line ace-line old-record-id-OxGddAhsyonNatxGf8Fust6jsvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CAnUdSe5zoByQaxF4sXuX3gasFe"><strong>3. 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RflFdb4XpoTdedxjJcxuKJ45sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vq3rdvqAVoNghOxpEKcuZINcs4c"><strong style="font-size: 16px;">3.1 为什么消费后没有收到返现？</strong></h3><div class="ace-line ace-line old-record-id-Uk8gdoIgKoFx1qxSvUSumyuzsH9"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BYeQdRiFWotqY3x038OudwhrsFg"><span style="font-size: 16px;">主要有以下三种情形：</span></div><div class="ace-line ace-line old-record-id-LvqYdUySOoKb7WxC8YkuBROSsOg"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-NsLJdx9T1oX4xQxJr40uuFzKs4f"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-Fb0XdBHTyo5aySxnp6vuXi2Esbe"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-DzvEde13LoLrcXxajx2uCtL3sCE"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QUhydaBQlo23djxRFwru9Bgosdb"><strong style="font-size: 16px;">3.2 交易退款后，已发放的返现会被扣回吗？</strong></h3><div class="ace-line ace-line old-record-id-K7JkdTH7CozQl4x0EcjuqsxwsUb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VJjwdvuxHokbiAxDI9BuGKyrs7c"><span style="font-size: 16px;">会。已发放返现的交易若后续发生撤销或退款，系统将相应扣回该笔返现。</span></div><div class="ace-line ace-line old-record-id-SDlrdomESotUowxxkzHuvOCnsGb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-L9VXdXtEdo40DsxZr9huoEgosKg"><strong style="font-size: 16px;">3.3 哪些 MCC 不参与返现？</strong> </h3><div class="ace-line ace-line old-record-id-WdTpdVr5KoR6WFxLbTLubV0ds1k"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvJ7dBC9DoWfiZxboXYuHkYLsN5"><span style="font-size: 16px;">具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-T01edp3EnoQZgUxVaxRulCO9stc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TjWKdAFzkoZ17BxU9lVutgytscA"><strong>4. 交易失败与被拒</strong></h2><div class="ace-line ace-line old-record-id-TeurdyhbcorHG5xIhXguXRZ6srh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UFWUd8ZbUoheIRxzkl2uDKI1sRd"><strong style="font-size: 16px;">4.1 交易被拒绝的常见原因</strong></h3><div class="ace-line ace-line old-record-id-XzQGdr0SAoEj5jxdHxfuo2CZsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HV5nd5QgvoIVpex01dZu7Xchsmd"><span style="font-size: 16px;">常见原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RKqqdCBzboW1yVxMnDRux92esSg" data-list="bullet"><div><span style="font-size: 16px;">账户余额或额度不足</span></div></li><li class="ace-line ace-line old-record-id-IIOhdlpIroXyHJxlkCCuKHybsjb" data-list="bullet"><div><span style="font-size: 16px;">卡片被冻结或处于限制状态</span></div></li><li class="ace-line ace-line old-record-id-TlIBdK2IZoACbVxI5N2u3iPQs4f" data-list="bullet"><div><span style="font-size: 16px;">商户类目不在支持范围内</span></div></li><li class="ace-line ace-line old-record-id-TE8SduOPGo5bFKxDykguKHoksng" data-list="bullet"><div><span style="font-size: 16px;">触发风控规则</span></div></li><li class="ace-line ace-line old-record-id-S7XZdRbEaopabRxKUkdutbEZshe" data-list="bullet"><div><span style="font-size: 16px;">网络或商户端临时故障</span></div></li></ul><div class="ace-line ace-line old-record-id-HstddqwDUoSWdqx257Du9GDtsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N5vBdsCZnon3n3xTQkMu2VC5sdd"><span style="font-size: 16px;">建议您先检查账户余额及卡片状态，排除以上原因后仍无法交易，请联系 MEXC 人工客服协助排查。</span></div><div class="ace-line ace-line old-record-id-L06FdgEm5oMmrXx3HVuusdUcsab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PjrgdPD0Qo24VKxDQgyu59cZsin"><span style="font-size: 16px;"><strong>4.2 </strong>商户页面显示交易失败，为何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-FLYtdbDp8opQXhxthtJuXpuZs3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OEkmd1FYfoImNTxrozkuiitbsCE"><span style="font-size: 16px;">若交易在商户支付页面被直接拒绝，且 MEXC 交易记录中无对应记录，说明该笔交易是在商户端被拒绝，平台无法获取具体拒绝原因。建议您更换支付方式、联系商户确认，或重新发起交易。</span></div><div class="ace-line ace-line old-record-id-Ccqtd0OOoosNzKx8eyUuckf3s9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TKOldcfVLorb6LxJ00JuGpt2sVb"><strong style="font-size: 16px;">4.3 交易多次失败是否能有手续费？</strong></h3><div class="ace-line ace-line old-record-id-MjETdNduYoxsdbxDynguS3Ilsff"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TmWDdTbL2og38sxTJRguZlmks3g"><span style="font-size: 16px;">会。使用 MEXC Global Card 交易失败次数过多时，每笔失败交易将额外收取0.5 USD的罚金；情节严重的，可能导致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-IwZqd2SauoL37ax4uGLutA7isjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EQgado7IloqUimxik5XuPeFRsGN"><strong>5. 退款说明</strong></h2><div class="ace-line ace-line old-record-id-Cg2udIhbUojCDFxFXINuAY7UsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YPdOdjCsSozTzmxs4ZNu6PFpsGb"><strong style="font-size: 16px;">5.1 退款是否收取手续费？</strong></h3><div class="ace-line ace-line old-record-id-CSSEd9iy5onQ03x0YuRui2sSsZc"><br></div><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe"><span style="font-size: 16px;"><div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-Ftwcdb731oBv6Ux4f6CueWXBsVI">分两种情况：</div><div class="ace-line ace-line old-record-id-DxiXd2aUOoIV9Xx5KaMudZ0gsNc"><strong>1）结算前退款</strong>：无手续费。</div><div class="ace-line ace-line old-record-id-Tvb0dkN55oybcUx0zBVu2bhlsVd"><strong>2）结算后退款</strong>： </div><div class="ace-line ace-line old-record-id-INWDdlx7roDIcJxa1meu4UwMs0f">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Po2pd1b6XoWguPxjcufugkxCsdd" data-list="bullet"><div>非美元交易退款，除已收取的外汇交易手续费和加密货币兑换费外，额外收取 1% 外汇交易手续费。</div></li><li class="ace-line ace-line old-record-id-EkmHdElopoh0whxISmkuwrQQs2e" data-list="bullet"><div>美元交易退款，仅收取加密货币兑换费。</div></li></ul><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe">MEXC Global Card：不收取退款手续费。</div></div></span></div><div class="ace-line ace-line old-record-id-K00DdGO2hoz75AxMl8BuGU11sTc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CiNsdteTxolrWIxnOysuvExwstc"><strong style="font-size: 16px;">5.2 退款一般多久到账？</strong> </h3><div class="ace-line ace-line old-record-id-UDaJdndpbobJ8dxfOFbu7dkBssf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FtIRdL0YpozHqUxSjAluzOGZsnf"><span style="font-size: 16px;">一般消费退款会在 1-7 天内到账，但电商、航空、酒店旅游类消费，等待期可能最长达 30 天。</span></div><div class="ace-line ace-line old-record-id-U6PDd7v11onHVyxc8lVuj1JVsJg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LIt8d8Tw9oDsnQxLQo5uycZ3sTc"><strong>6. 争议交易申诉</strong></h2><div class="ace-line ace-line old-record-id-JfYpdvHTUomnQvxJSCouTm6Zsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-URcIdQruPoWOvJxi3e9ujWyYsyc"><strong style="font-size: 16px;">6.1 如何对不认可的交易发起申诉？</strong> </h3><div class="ace-line ace-line old-record-id-E231dpMlmo8crDxmPV9ufSW3sng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C4DudC9SUox8lmxtX62uhni6sVh"><span style="font-size: 16px;">您可在【交易记录】中选择对应交易，联系 MEXC 人工客服，按要求提供申诉原因及证明材料，例如与商户的沟通记录、订单凭证、退款证明等，提交后平台将启动核实流程。建议您先与商户协商解决，若商户无法处理或沟通无果，再正式发起平台申诉。</span></div><div class="ace-line ace-line old-record-id-PAEKdeXazoyjzYx4K1IudIuwsne"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SI2fd2RwMoQj7qxpwLWuAZD4sMg"><strong style="font-size: 16px;">6.2 申诉有时间限制吗？逾期还能申诉吗？</strong> </h3><div class="ace-line ace-line old-record-id-IBA5d6RO2obzBJxA7Juu0wSGsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jcb8dy1cUotxSkxYdBfuQ878sog"><span style="font-size: 16px;">有，一般交易发生后 60–120 天内提出，逾期将无法受理，建议尽早申诉。具体而言：</span></div><div class="ace-line ace-line old-record-id-EmVUdrmdIo7eeyxvvYTuWKBpsNf"><span style="font-size: 16px;">1）重复收费类申诉时限为 90 天。</span></div><div class="ace-line ace-line old-record-id-Wi1gdaIUVoOIWXxe8cCuksRzsPc"><span style="font-size: 16px;">2）涉嫌欺诈的交易为 120 天。</span></div><div class="ace-line ace-line old-record-id-PQdhd0gsdodrUYxHchIuy6Vos5f"><span style="font-size: 16px;">3）网购未收到货或货不对板的情形，时限为收货日起 120 天。建议尽早发起申诉。</span></div><div class="ace-line ace-line old-record-id-VMfTdeq8kobUpQx8NmyuO4YGspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WIdRdsKUboqtcuxS0SPumJUcsHe"><strong style="font-size: 16px;">6.3 申诉失败是否收取手续费？</strong> </h3><div class="ace-line ace-line old-record-id-R3IXdpsQOoEC5rxtPAyuvG8QsRd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGwddSVwKoTOYQxZf2CukwAFsFd"><span style="font-size: 16px;">如果因申诉信息不完整或证据不足导致未通过，平台可能收取一定审核手续费，具体以所持卡产品的费用说明为准。</span></div><div class="ace-line ace-line old-record-id-C6S6dRofxoD480xybRNusT14sTf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GQbIdK6byoZdTdxzP7Ku1RHYsId"><strong>7. 销卡与安全验证</strong></h2><div class="ace-line ace-line old-record-id-U7bod60iQowJ02xsSxSu0xfKsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ORWzdtz02o0WeTxsBcNuOCd1syb"><strong style="font-size: 16px;">7.1 哪些情况可能导致销卡？</strong></h3><div class="ace-line ace-line old-record-id-TEYXd7yXnoz740xGJN8uL5vKs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Su0cdcFVTo91MYxZOHTuALjFsDd"><span style="font-size: 16px;">若账户交易因余额不够连续失败大于 10 次，可能触发风控自动销卡。此外，盗刷、套利等异常行为同样可能触发风控并导致销卡。请您规范用卡，避免异常操作。</span></div><div class="ace-line ace-line old-record-id-XF5qdwE0FojBhCxLAxhuzA9Isdg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BNAad1AcboT366xCzt9u5cqyspb"><strong style="font-size: 16px;">7.2 什么情况会触发额外安全验证？</strong></h3><div class="ace-line ace-line old-record-id-DXKrdZjJ6okC6RxkHUjuCOKYsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NzYYd4uPoou6xlx1kU2uAip5sNc"><span style="font-size: 16px;">当交易风险较高、发生跨境或首次消费、金额超过免密限额，或所在地区监管（如欧盟 PSD2）强制要求时，系统会触发 3DS（3-D Secure）验证，需要您完成额外身份确认后方可继续支付。</span></div><div class="ace-line ace-line old-record-id-Bbr3dCgX1oYMX9xI1BGuorFYsue"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PNvudEJKQoLVtvxZEVSut7YEsdc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CdfddmjxloiKmFxUPdEuWescsid" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-Up8JdK2QEoOEsNxdH1lubEASsrg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-TmsRdcg2To2sc2xUHucuKtMDsqf" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-C5Fbdf5ZXoRaMCx7mz1uTHuws2e" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-BkpudYYhLoJsclxoMQluaJbjsff" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-Zp55dSDFgo83yPxzq8luDwkVsjg"><br></div></div>

<div data-page-id="OwsedwWQooeuTaxWo77umLQcsHd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-F89Pdz7PfoX6k0xBjEPuC8gdsRb"><span style="font-size: 16px;">MEXC 卡会为符合条件的消费提供返现奖励。然而部分商户类别由于其对应的商户类别代码（Merchant Category Code，MCC），不符合返现奖励资格。</span></div><div class="ace-line ace-line old-record-id-GmoxdNzGGocanOxiD5bufuHPsDC"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IXNzdzHfmoaQMTxmVX1u1QPls5d"><span style="font-size: 16px;">本文列出了当前不享受返现的商户类别。交易是否符合返现资格，取决于商户所属的 MCC，该代码由支付网络及商户的收单银行分配。</span></div><div class="ace-line ace-line old-record-id-AAmLdvmw2oWvtpxO0douefryswe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WKT0d15V4oToQcxTNv5u7DfjsVu"><span style="font-size: 16px;">MEXC 将持续监测交易活动，并保留在发现疑似滥用、异常交易或其他违规行为时，将更多 MCC 或个别交易排除在返现资格之外的权利。此排除名单可能会不定期更新，因此未必始终反映最新的限制范围。</span></div><div class="ace-line ace-line old-record-id-MVkkdbhG2ofxIqxpP55uiD5tsxh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DMIUd4SSYoa6psxmIIJumt4usmd"><strong>1. 金融服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVowdTDiYoD026xUHC7uAzG1sRg"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LDTQdz33Oo6c3NxYSN0ueQpts0b"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TXbUdkDjPoCqTexI3Y0ufc6Gsic"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FWHIdBzKuoCy8tx7LcDuHBIbsgp"><span style="font-size: 16px;">金融机构 – 商品、服务及债务偿还（包括加密货币、钱包充值、贷款还款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A26ldcPDro4qzbxCSduuPcCas7b"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QUMPdpkTAoAgBCxhYz2urtoQsmf"><span style="font-size: 16px;">证券经纪/交易商（券商业务、投资交易、股票购买）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TEpDdXJHQoKklYxJduPuI9tUs1b"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S4jYdJTlHodymCxkGpZuXDRIs4b"><span style="font-size: 16px;">金融机构透支及利息费用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RxZxdK9u1oNyLQxYp5iuBiu8sod"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PL4NdtfGMo4UVlxO9K6uyXzEsxb"><span style="font-size: 16px;">储蓄债券、证券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NbIRdP7SJobUy2xqn6auyq7os4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KNFKdw1eYoQEBYxz4uBuDLoisXf"><strong>2. 现金及等价物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LwN9d5uqToAUM6xMhfJuYrA1sBd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ADfNdmiZfoOXNXxMCTZuAnU2shh"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZbLLdA5z0o6JFSxujZwuyMcvsWc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QiC8dq3AGoRVOKxqfqpuOMX5syg"><span style="font-size: 16px;">人工现金支取（银行网点、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E68QdM9V4om14YxR1aGuintrs5b"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HUNHdHQI0oPdqrxF9FTuAMhcsSi"><span style="font-size: 16px;">自动现金支取（ATM取现、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DB0Vdnnk0oh8jTxM9H7uS5iOsPb"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KE4edJIEHoJ3BkxEt2euVze9snc"><span style="font-size: 16px;">准现金 – 金融机构（旅行支票、汇票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ea38do7zKoDMdGx37druFmmPshb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PvaIdRZ2ZoClgUx15nQukk1ysnb"><span style="font-size: 16px;">准现金 – 商户（加密货币交易所、线上钱包、博彩、游戏）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WdvmdEgfnoSj02xS7QBuftwVsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KflZdXQ0dolrJmxkF1BuQmkgswf"><strong>3. 资金转账及支付服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S90odfv4HotDRjx2CzSu6jopsse"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cp28dZLcHo1i5fxKdGWuZcZKsph"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NSPSdPA0XoLyPqxoqz6utk9xsUd"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qu27dWRlLo3alaxway6uYxKPsTb"><span style="font-size: 16px;">汇款 – 电汇、汇票、汇款服务</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UkvrdEQtWoBpRcxaybBuX455szb"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P26ZdD7GNovyQ1xvDsqu1UPyszd"><span style="font-size: 16px;">远程储值充值 – 金融机构（预付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FEWydFJNxo1TExx7O9wuKG0dseh"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CShLdcC9wofZePxiPAfua7gNsUg"><span style="font-size: 16px;">支付交易 – 会员金融机构（资金转账、账单支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TFzndF3qqob2MtxeqAKuIlgpsbf"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QQuld3NHXo63BixGUjDuUNxZsfe"><span style="font-size: 16px;">支付服务提供商 – 资金转账（聚合子商户交易的支付服务商及平台，例如PSP处理的汇款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y7XedNf6soaFRhx2G33uHUi3s9b"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VDn4dCdLZo5uhAxhtzQujr2nskb"><span style="font-size: 16px;">支付交易 – 会员金融机构（通过银行关联支付服务商处理的资金转账、卡对卡转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lbjmde0r9oqShZxBPYxuczjHsKb"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pq5TdsOijoqGvFxqIgcu8WRCste"><span style="font-size: 16px;">支付交易 – 商户（商户发起、通过支付服务商处理的资金转账，例如账户/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJoMdnVqwohGpcxc1douyT7qstf"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QT3PdnadIoPjGyxnrbAuAMx2seh"><span style="font-size: 16px;">资金转账 – 会员金融机构（通过会员金融机构完成的行对行或账户间转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZklZdXTDeoLYDHxpCiuuOsPCsad"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ws1nd0xKuonISExFo2UueqeZsbg"><span style="font-size: 16px;">价值购买 – MoneySend（个人对个人或商业转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ARtkd2Su4opnbgx8b32uMlAvsNh"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZcKsd3DbFouyn0xFk52uz3p3sTh"><span style="font-size: 16px;">MoneySend 充值（加载或充值转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YBhTdUMMBoPkpIxFyH2u0excsob"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PCFjdqbapo8w3ExxkR5usjKAsad"><span style="font-size: 16px;">MoneySend 现金支取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HLHrdfygToJW23xDN1MuvGH8sBg"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KxLndieugoM0S9xKNPXu7N11soe"><span style="font-size: 16px;">MoneySend – 会员金融机构（充值/支取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-I3Vad3cxWo4seDxJyoQusAmnsBf"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoL6d4vvToemx9xbo0auyUeQshh"><span style="font-size: 16px;">资金转账 – 个人对个人或账户间转账（通用类）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UiwRdLaJvoWAWqx0QAKuEpb5sfc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SvOodqGGhoWCqNxCdXSuqvTJsPf"><span style="font-size: 16px;">非金融机构 – 储值卡购买/充值（礼品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Dnj1doXvzo6ldVx5do4uMAlfsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Q1zJdfvG6okdFWxFQmwuawO6sud"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QMl5dim6ioECsuxRdKMuf1Ntswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IVBodiKTPoNPxGxtC4DuYPRBsBe"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M5Kedoh2KoCvqux5w6kuoYJvsPh"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SgiYdwBzWo0ib3xCNZDut9B8sRh"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B6mIdhfdUo4BpAxltBOuz2CesLg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DlWmdidZOoj2nsx3FOPuG41jsFg"><span style="font-size: 16px;">网络博彩（合法在线博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KUhxdbzn2ouSLlxFGEVucmc1sac"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCDXd4j1dofUXYxwHjGuTfqBste"><span style="font-size: 16px;">政府许可赌场（线下或受监管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-USsfdSeabohUPax3hxmu0OCgs2e"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YWc4dGJkBoKKcixkz4GuO3UxsAe"><span style="font-size: 16px;">博彩、彩票及游戏（非政府类博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-O3O4dol7vohpXNxA9WfuY62Tszc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HdW3dkRK8oWSYTxkJY3uyOCTsVe"><strong>5. 政府类支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Agucd0omCoOx55xgtKfu84zasef"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1IAdkyWWodojPxaWFTudzW8s6e"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VJPwd6qg2oWJgTxN45Guk56Tsgb"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Yz8rdvuUWoS3sbx2zRHuHZKlsWc"><span style="font-size: 16px;">诉讼费用，包括赡养费及子女抚养费</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PZr7d0vK9omcJ2xKqVQu712QsQb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JiFudFF8ro2kcxxCb27uYtkgsIb"><span style="font-size: 16px;">罚款（交通罚单、政府处罚等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DeBcdOohMowaGSx54uAuKLBPsNE"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJsUdGCTcoXW92xB8JbudM7ZsEe"><span style="font-size: 16px;">保释金及担保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FS7gdWtbfowZCZxoI3HuBLhAsrh"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P4tGdutfZoEZOkxIhfpucWDUsdA"><span style="font-size: 16px;">税款（联邦、州及地方税费及关税）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SmzRdA86Mo9J3Ox4O5jutczwswf"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LbCfdMR5HoyFIMx0AJVuWrAusUg"><span style="font-size: 16px;">政府服务 – 未分类（其他政府机构相关支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FnLydTTqLoTUVgxQtDBucU09s6d"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FkWcduhYxoHZeSxcIE9uuJs5sjh"><span style="font-size: 16px;">邮政服务 – 仅限政府（国家邮政机构）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Uvoedtdm5oMaKzxYkv2uZCGbslT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AK2Xd3AKAoDKTWx9k1ZuCpE6sWf"><strong>6. 捐赠及慈善机构</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EXDTd7u47otzopxOBoGuBNtrsFh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A4WEdWCE5oHh4mxc82Tu7A8asvd"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rp17dKbPmoXtHxxtygiuUSucsah"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S3WNdn8K5oXNsFx3OgWuuDcDsDf"><span style="font-size: 16px;">慈善及社会服务机构（捐赠）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YMFydH0K5oJTeCxVbHbujyyzsfc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7nBdNPqOowcEvxLphOuVbSKsVb"><strong>7. 直销</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Do9bdeqTaolPnqxdwsKuwCa9s3f"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Z5xad0RUAoHxNnxXFJWu1i4lslc"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCmJdWf0doznQzxE4yvu1rwVsog"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-K4EMdKdjQohOiXxi2GSuHVPFsLd"><span style="font-size: 16px;">上门/直销（家庭购物、个人代理销售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KXdldnZipo9pwWxQJXjuUbkbsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AqpydBiMZo5Jd1xk9s5uJYHjs0f"><span style="font-size: 16px;">推荐阅读:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Qln1d63LDoNkFAxoxjkuWm9MsbC" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 奖励常见问题（亚太卡） </a></div></li><li class="ace-line ace-line old-record-id-OiVqdNaXAoGBMTxzye9ufxWwsnh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Dg3DdeeYboBZRWxnbSOupH4ised" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="WWs3d3u8EotnoJxZO8FugZ7fsLg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-N5PfdtrTpoXk0XxEMAyuGRpostf"><span style="font-size: 16px;">对于很多刚接触加密货币的用户来说，买币最容易踩坑的地方，其实不是操作流程，而是各种“看不见”的费用。</span></div><div class="ace-line ace-line old-record-id-QHhodskcMoYqcFxozOFud5uoskE"><span style="font-size: 16px;">银行卡手续费、跨境支付费、汇率损耗、第三方通道加价……有时候币还没买到，成本已经先多了一层。</span></div><div class="ace-line ace-line old-record-id-UOPAd4vi4oTAlJx5gQYua97uskd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B5Sddx5bKoAkSHxvO1Ju4K8HstT"><span style="font-size: 16px;">为了降低用户买币门槛，MEXC 目前在多个国家和地区推出了长期或阶段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">0 Fee 买币</a>与法币充值活动。用户可以通过 Apple Pay、Google Pay、银行卡、本地银行转账以及 QR 扫码支付等方式，更低成本地完成加密资产购买。</span></div><div class="ace-line ace-line old-record-id-BMZFdB2JYohmaUxN11ju7uO0sDd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JxJSd54CZo3ReDxZTU0ux8wUsug"><span style="font-size: 16px;">*BTN-<strong>参与活动</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">https://www.mexc.com/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-APgAdGvUwoPkHYxI9MMuz4Xgshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Lmvyd4yu3oWmn6xGgEtudL5psah"><span style="font-size: 16px;">这篇文章会带你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jc05dGE0VoB3BjxqHDPubnccsIe" data-list="bullet"><div><span style="font-size: 16px;">MEXC 当前支持哪些 0 Fee 买币方式</span></div></li><li class="ace-line ace-line old-record-id-ZM5BdaLZxoSBmUxOqvout6Gmssf" data-list="bullet"><div><span style="font-size: 16px;">如何通过 Apple Pay / Google Pay 快速买币</span></div></li><li class="ace-line ace-line old-record-id-X0AedOJyQoan3gxGJjZuHOyuswg" data-list="bullet"><div><span style="font-size: 16px;">不同地区支持哪些本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-EyQxdJfBFoCVKRxpKgOun3oCsRc" data-list="bullet"><div><span style="font-size: 16px;">法币充值和快捷买币有什么区别</span></div></li></ul><div class="ace-line ace-line old-record-id-OLigdr9OAoIdQHxXVZdubQ5osTc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QECedOtMOolsq9xOcxBuIFyvsLf"><strong>1. 为什么越来越多人选择用 MEXC 买币？</strong></h2><div class="ace-line ace-line old-record-id-FmSVdSfCHoUGQDxbZVguQzx2s4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U4ehdDiPQo2qeqxrZNMuB2jOsih"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆盖全球多个地区的法币入金与快捷买币服务，整体流程更加适合新手用户快速完成首次买币。主要优势包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NNrTdGXSsopzU7xiWqfu10qdshD" data-list="bullet"><div><span style="font-size: 16px;">支持 Apple Pay / Google Pay 一键买币</span></div></li><li class="ace-line ace-line old-record-id-JU6BdVi9Vo4SDyxJYV3uT4p1sHH" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支持 0 手续费</span></div></li><li class="ace-line ace-line old-record-id-XPU1dMwpTooCWVxXimRuw6iPszO" data-list="bullet"><div><span style="font-size: 16px;">覆盖多个国家和地区本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-P743dFxODoejhCxb0suuhzfUs2d" data-list="bullet"><div><span style="font-size: 16px;">支持本地银行转账与 QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-D0oEdMuojolBSZxZ47HuoKJ3s5g" data-list="bullet"><div><span style="font-size: 16px;">支持法币充值与快捷买币两种模式</span></div></li><li class="ace-line ace-line old-record-id-EYmbd9iYgoWhppxpagou37oQs7b" data-list="bullet"><div><span style="font-size: 16px;">买币后可直接进行现货、合约等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-R3O0dNbctoEZxNxAt7QuqtG9scK"><span style="font-size: 16px;">对于希望更低成本进入加密市场的用户来说，0 Fee 活动能够有效降低首次买币成本。</span></div><div class="ace-line ace-line old-record-id-TCM3dFCQEolRaUxIgcLuOcpTsDe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Z24pdUkOco2ZvexAfpXuWrWPsCc"><strong>2. MEXC 目前支持哪些 0 Fee 买币方式？</strong></h2><div class="ace-line ace-line old-record-id-F5S3dopEFoXfeLx0kYyugJ6Dsnd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Y4VzdCNRqokwmgxwUIXuwi16sPc"><span style="font-size: 16px;">MEXC 目前支持两类 0 手续费活动：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZlAmdJ9xdotHUVxgvQEuPa0NsTb" data-list="bullet"><div><span style="font-size: 16px;">长期 0 Fee 快捷买币</span></div></li><li class="ace-line ace-line old-record-id-YWlJd7C7moAXDoxF6NhuM28rsUb" data-list="bullet"><div><span style="font-size: 16px;">区域性法币充值 0 Fee 活动</span></div></li></ul><div class="ace-line ace-line old-record-id-NrHddmrqPolJ0NxS5LluvTY1syc"><span style="font-size: 16px;">具体支持情况会根据地区、币种及活动周期有所变化。</span></div><div class="ace-line ace-line old-record-id-OqKzd4OQGoLNFfxp94ruKQcPsBh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MLUKbGfRAokd0SxwR9LuL2bLsMh/?mount_node_token=LslQdOVj4o3Y2oxPeiUuedMds2g&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://MLUKbGfRAokd0SxwR9LuL2bLsMh" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-Rmo2ds4Keo7fhvxUO0uusR3YsLd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GL2Edu3lUoDnISxF06nu8Ss0sUh"><span style="font-size: 16px;">2.1 长期 0 Fee 快捷买币</span></h3><div class="ace-line ace-line old-record-id-NjykdWCqVocZbbxuyOAuQuh0sma"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ase0dZIqsooRbUxPKywuXigWsRf"><span style="font-size: 16px;">目前以下支付方式长期支持平台 0 手续费：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-M0Axd9Z6ioatVhxNiWiuSVIbszf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-AyQ1dUnHvoscFwxJE63uUkh4srf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-HoFzdGirYoxRvhxnHL9u1DT2s6f" data-list="bullet"><div><span style="font-size: 16px;">信用卡/借记卡</span></div></li><li class="ace-line ace-line old-record-id-THAId7Qagoh5gWxCMYRu3vxDsab" data-list="bullet"><div><span style="font-size: 16px;">RUB QR扫码</span></div></li><li class="ace-line ace-line old-record-id-Zg2gdJaEdonNl8xzNluuilwAspd" data-list="bullet"><div><span style="font-size: 16px;">RUB卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-S2c1d8rtdoLc1UxIUYlu8pXksDh"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更适合移动端用户。不需要反复输入银行卡信息，支付流程会更快，整体体验也更接近日常消费支付。</span></div><div class="ace-line ace-line old-record-id-WoAbd2jL7o1d4dxi15XujW4fshg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H3Xrd6QeooG5G6xRCwKuFglmsKe"><span style="font-size: 16px;">2.2 区域性法币充值 0 Fee 活动</span></h3><div class="ace-line ace-line old-record-id-BmA4dltfUotaPtxlqOcuUgAusmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JX8RdWY6ZoPmtpx9QQqujtv6sOL"><span style="font-size: 16px;">除了快捷买币外，MEXC 也会针对部分地区推出法币充值 0 Fee 活动。</span></div><div class="ace-line ace-line old-record-id-Nj47dYgjFoP9wmxMVaLuKO8vs8b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYpCdX1eEo9EzoxbAjsu1OArsdd"><strong style="font-size: 16px;">区域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LUESdkS4loglPexgEmRuj9fUsUe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7cgdcIdDoGjyHxHEdQuLx35sJc"><strong style="font-size: 16px;">说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UalTdbqDiodkU9x8DkkunWmjs6g"><strong style="font-size: 16px;">欧洲地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Dv0XdUQKJoBBBixipWruzqsrsAc" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XLlbdVm7WonUKbxcJjAucJCCsUe" data-list="bullet"><div><span style="font-size: 16px;">Online Bank Transfer</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-TkUvdofzKoSzGaxTRXKungS6sQe"><span style="font-size: 16px;">适合欧元银行转账入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K8NjdKxJro5Z8Vxj1a5uQfZzsjc"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-VyZidxnEOog3A9xRbZuuaBLEsKd" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZRA7dmA1YoKvqwxrxhCu6qbnsFe"><span style="font-size: 16px;">PIX 是巴西本地主流实时支付系统，到账速度快，也是目前巴西用户最常见的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQIBdufqRoMQVWxm7CXucJEYsPc"><strong style="font-size: 16px;">拉美地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-J0CFdhx3doSF8YxF9YsuYFHfsMg" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C5J0dau2Moy40txLzV8uAxRVs1f" data-list="bullet"><div><span style="font-size: 16px;">哥伦比亚（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-UZZxd7w6dobAyfxFs3QuaFkGsfe" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DHkQdZAYAobceJx46q4uCEm9sEM" data-list="bullet"><div><span style="font-size: 16px;">秘鲁（PEN）：银行转账</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XaKCd96rUoroPTxECIwumbMRsQe" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地银行转账</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Owq0dFKgtoeTD2xdylhuhsf9syb"><span style="font-size: 16px;">用户可直接通过当地熟悉的银行体系完成法币充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdBxdsTeuoy9fRxbqFaudlT7sKa"><strong style="font-size: 16px;">东南亚地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-WkhRdeAXOo0FuFxgICYuVXwpsvg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NXQhdOCwwo1KvoxiYmJu1nFWsKd" data-list="bullet"><div><span style="font-size: 16px;">菲律宾（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WromdyQXPoShccxTprIueVibsHg"><span style="font-size: 16px;">用户可以直接通过本地银行 App、电子钱包App 扫码完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FifZdZgqEo15tVxlrbtuqiGSssg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASJ2d45wQoLOd2xbvHMuewy0s0b"><strong>3. 如何在 MEXC 0 手续费买币？</strong></h2><div class="ace-line ace-line old-record-id-Ewzgd61djonvNjxojXYuERTlsyf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RHqfdiS7ioHfEaxcyvOuc15ysee"><span style="font-size: 16px;">整体流程非常简单。</span></div><div class="ace-line ace-line old-record-id-BuLJdVjivoG5RoxelgTuglS1sAc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UdvJd4Q7ZoSz5FxvnMsurKOpstc"><span style="font-size: 16px;">第一步：注册 MEXC 账户</span></h3><div class="ace-line ace-line old-record-id-FE5Vdv2stoKyKfxylkkuZgeusk1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pqq6dmU8kos2VxxleHGueG3Xs6c"><span style="font-size: 16px;">进入 MEXC 官网或 App，使用邮箱或手机号注册账户。需要注意的是，使用法币服务需要先完成 KYC 身份认证。</span></div><div class="ace-line ace-line old-record-id-MGLvdmX3eoFtK0xeirkuOcfhs6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FBrjdEgnio3YvNxg0mfuhk9Ts1b"><span style="font-size: 16px;">第二步：进入「快捷买币」页面</span></h3><div class="ace-line ace-line old-record-id-YBSId3zMTonAY3xhvHbuu8vPs6c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SeckdBVb6oezTUxfNxEubqBjsjb"><span style="font-size: 16px;">登录后进入快捷买币页面。根据地区不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OPJQdJCgHoZyvYxsB6dufSUtssf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-LszMdwLjJopDz2x7JlKuXetVsDh" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-YEP5dFsusovvlExcMjZuZJSrs6d" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 借记卡</span></div></li><li class="ace-line ace-line old-record-id-FytpdqGcFoLfgexLyukuyyYtsIc" data-list="bullet"><div><span style="font-size: 16px;">本地银行转账</span></div></li><li class="ace-line ace-line old-record-id-TQJtdofv2omONcxQmLwuwZBSszb" data-list="bullet"><div><span style="font-size: 16px;">QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-DQAHddrbJoUHu4xpmKNuCquJshc" data-list="bullet"><div><span style="font-size: 16px;">第三方支付渠道</span></div></li></ul><div class="ace-line ace-line old-record-id-DT4Gd6GGro62NmxZXcxuEm3Lssg"><span style="font-size: 16px;">对于手机用户来说，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的买币方式。</span></div><div class="ace-line ace-line old-record-id-LQeDdFvIWojyXUxiPtquF4BhsQY"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F202606221459110237YHYrwlaoMYODk.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-AJlud1nOIofAj6xJLwWuxKs7sYd"><span style="font-size: 16px;">第三步：选择法币与支付方式</span></h3><div class="ace-line ace-line old-record-id-ZoradeLgyoLrxfxNP0TuBUZLseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DsYBdywMsoFSdyxOmjru4v0Ss2g"><span style="font-size: 16px;">用户可根据所在地区选择对应法币与支付渠道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BdzudPuPEojABnxHoq3uRB1UsAb" data-list="bullet"><div><span style="font-size: 16px;">EUR → SEPA</span></div></li><li class="ace-line ace-line old-record-id-VZuHdHKpoo129DxE0I8utLgosCd" data-list="bullet"><div><span style="font-size: 16px;">BRL → PIX</span></div></li><li class="ace-line ace-line old-record-id-ZGkhdOOY0oJ1qkxvAkXuTB3DsYb" data-list="bullet"><div><span style="font-size: 16px;">MXN → SPEI</span></div></li><li class="ace-line ace-line old-record-id-WKLSdxhKwoJcD3xjoMuuGT4Bsxe" data-list="bullet"><div><span style="font-size: 16px;">COP → PSE</span></div></li><li class="ace-line ace-line old-record-id-CdcCd8aCtocQh8xpTjbudOLZsRb" data-list="bullet"><div><span style="font-size: 16px;">VND → VietQR</span></div></li><li class="ace-line ace-line old-record-id-BXnsd14ZEoEddXxMTEZuu7eQsHf" data-list="bullet"><div><span style="font-size: 16px;">PHP → QRPh</span></div></li><li class="ace-line ace-line old-record-id-UMqUdXlw1obmu1xFwOpuDWp3scd" data-list="bullet"><div><span style="font-size: 16px;">更多币种 → Apple Pay/Google Pay或者信用卡/借记卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-IiQ4dcmNDoXaWNxeOhVuiIQDsdh"><span style="font-size: 16px;">如果页面显示 0 Fee 标签，则代表当前支付方式支持免平台手续费。</span></div><div class="ace-line ace-line old-record-id-JpojdW98Vopsl6x3sVxuWVDTsGh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NqrpdOACfo78LkxYYWvuEHEKsff"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-Hai8dnQQ4o0JKixtwrbuKBRAsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GCQGd92Z6oMFbXxGLMmuWmUBs6f"><span style="font-size: 16px;">输入金额后，根据页面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-KXk2dezdko12Y1xv5wJuYJRis6e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F9fxdvyNDopq7bx6xqWuagd5sKh"><span style="font-size: 16px;">一般情况下，Apple Pay / Google Pay / 银行卡买币通常几分钟内完成，PIX 等本地实时支付到账较快，而普通银行转账可能需要更长时间。</span></div><div class="ace-line ace-line old-record-id-QuSNdNN8ooQGEnxA3t2uypeTsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SAajd3lhboRyQax8MFzuQ2jKs2d"><span style="font-size: 16px;">需要注意的是，虽然 MEXC 对部分渠道免除平台手续费，但部分银行或发卡机构仍可能收取外汇转换费用、跨境手续费、银行转账费用。具体收费规则请您以银行实际规则为准。</span></div><div class="ace-line ace-line old-record-id-KZvGdI9hcojqbHxNdQBuyLBbsGg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GX1vdhzaWou6jSxsAKHuPeIOsuc"><strong>4. 法币充值和快捷买币有什么区别？</strong></h2><div class="ace-line ace-line old-record-id-Ft0Qdg22KoUi4TxFNgYun9Vws7b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gm1hdPjiVoRf1Nx07otuBi4GsAd"><strong style="font-size: 16px;">分类</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Op4JdYv0LoSVSfx8C5GuLIUds7d"><strong style="font-size: 16px;">概念解释</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FIG1dwRAtoKi9fx4LGhuPlixsjd"><strong style="font-size: 16px;">资产流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VBGgdpfXHoRxn5xCZEnuVKYDsLc"><strong style="font-size: 16px;">适合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PcgTdl7jWoIvJrxQKPdul7O6sly"><strong style="font-size: 16px;">法币充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HX2rdktSHosp0hxz8buuK3dRsnf"><span style="font-size: 16px;">用户先把法币充值到 MEXC 法币钱包，再用余额买币。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y2Pwdxgwmo9oqAxfg0Fu2mMRsKg"><span style="font-size: 16px;">法币充值 → 法币钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-O0bqd9tmqoU4qtxYZscul04OsBc" data-list="bullet"><div><span style="font-size: 16px;">大额资金入金</span></div></li><li class="ace-line ace-line old-record-id-QV1Td0qzIofrvVx8TofuXWkIs7o" data-list="bullet"><div><span style="font-size: 16px;">偏好银行转账用户</span></div></li><li class="ace-line ace-line old-record-id-C3h2d4jPeo59jaxZqhAuMovksQv" data-list="bullet"><div><span style="font-size: 16px;">希望降低整体买币成本用户</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B1god4R1coZZbFxpTipuRUsIsWb"><strong style="font-size: 16px;">快捷买币</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVPodJK98oUI2txR1VsuRTeAsRb"><span style="font-size: 16px;">用户直接通过 Apple Pay、Google Pay、银行卡等方式购买加密货币。买到的币会直接进入现货钱包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SqDPddyt4o0DTUx7NdJuoApisDf"><span style="font-size: 16px;">快捷买币 → 现货钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HEhvdUll4oOzmXx7a8Xu7dZHs2e" data-list="bullet"><div><span style="font-size: 16px;">新手用户</span></div></li><li class="ace-line ace-line old-record-id-I6FndNGT9o75lLxtZwNuT1ylsXb" data-list="bullet"><div><span style="font-size: 16px;">小额快速买币</span></div></li><li class="ace-line ace-line old-record-id-QuJ2dPF6qokd7exgbHmunLwKshf" data-list="bullet"><div><span style="font-size: 16px;">手机端用户</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Pg1kddeSCoG0aPxi0mgunreMs3b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GDiFdEKvuoqwwbxFyQsuisHrsyd"><strong>总结</strong></h2><div class="ace-line ace-line old-record-id-STpHdRbkho4Yscx5Rx6u7cp3suf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VHYidp7wKo40FjxakTFuKRoCsue"><span style="font-size: 16px;">这两年，加密货币买币流程正在越来越“支付化”。尤其 Apple Pay、Google Pay 以及各地区本地银行支付体系的接入，让很多用户第一次买币的门槛明显降低。</span></div><div class="ace-line ace-line old-record-id-RcqadbVdLouUwfx9BGPucwXLsge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W1CDdRvOloDleKxSxRludlBxsyb"><span style="font-size: 16px;">通过支持 Apple Pay、Google Pay、信用卡/借记卡、本地转账支付等多种支付方式，MEXC 正在让全球用户以更低成本、更简单的方式进入加密市场。</span></div><div class="ace-line ace-line old-record-id-MmHldK5LUoFzgkxuZ5Nuu1lNsef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DKKodKNqWonxx2x02jhuWMaJs4c"><span style="font-size: 16px;">如果你正在寻找一个支持 0 Fee 买币、同时又兼顾本地支付体验的平台，MEXC 会是一个相对友好的选择。</span></div><div class="ace-line ace-line old-record-id-VZ3HdBEXzoD1RHxY2Ewuh2qYsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CsP9dEUHZoLvS9xmnrpu4UzDsjc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-MDDHdXTldo2lUoxQNkwuOiszsfc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-L1HUdBISIo7j79xvsqcusr3hslc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-MZcGdzaOsobKYqxZ0oSu5qzEsnb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-PRZjdwoZYoIeeKxMeYuuri79s8d" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-Tv0JdBWzOolS21xmjoLuNHh8s6f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="UU2zdFOpOo8uKmx15IjufmeLs6d" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-J1kQdxT0DoOhZuxZNIUuZ1Z8s9g"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TaZTdoGrWoJwNsxGulQu8UNMsub" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支持多种法币充值方式</strong>：包含银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道，满足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-RmsadJXOToo5t6x0Exkuy6Dxsze" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成高级身份认证是前提</strong>：所有法币购买加密货币的操作均需通过实名认证，保障资金安全合规。</span></div></li><li class="ace-line ace-line old-record-id-SboSdGPnMoNvDkxvt0QuVYIosJh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程简单到账快捷</strong>：最快实时完成充值，新手用户也能轻松上手操作。</span></div></li><li class="ace-line ace-line old-record-id-QwiFd7ysDo5tzrxaHWzuOKJzs3f" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆盖全球</strong><strong> 200+ 国家</strong>：支持欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div></li></ul><div class="ace-line ace-line old-record-id-KcUjdR2NQo9b5LxL1E1urf68swb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HWvDdfUNVoTbXRx8RcouNSSTs7K"><strong>1.法币是什么？加密新手必读基础知识</strong></h2><div class="ace-line ace-line old-record-id-OXHvd6ZP4oHnBrxV9M0upNFps6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WT1Nd6uNDoPtVWxNBftucd5Asqd"><span style="font-size: 16px;">1.1 法币的定义</span></h3><div class="ace-line ace-line old-record-id-VbRidwbCaorSPxx8mt7u9jnNsrf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IglBdj80ZoLQHTxzMNSu8CFSsqf"><span style="font-size: 16px;">法币（法定货币）是由国家政府或中央银行发行、并以国家信用作为担保的货币形式。我们日常使用的美元、欧元、英镑、人民币、日元等都属于法币范畴。法定二字意味着这种货币在该国境内具有法律强制接受效力，任何商业交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-CexgdN0lPohYZ0x5l0quAM4Ssgh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GzwjdCqHRoO7hrx8GGeuzmoXsad"><span style="font-size: 16px;">1.2 法币的核心特征</span></h3><div class="ace-line ace-line old-record-id-AsBDd78XfoMmcAx9KimuAAWBs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MDtbdEzu4o0G7MxzmIlu4FNJs7g"><span style="font-size: 16px;">法币具有几个关键特征：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-U62WdyufwogHBixyfZLu97p5s6e" data-list="bullet"><div><span style="font-size: 16px;">由中央机构发行，由国家中央银行或政府垄断发行权。</span></div></li><li class="ace-line ace-line old-record-id-YzOUdC9VHoL70JxOfh4uGp5Hs5b" data-list="bullet"><div><span style="font-size: 16px;">没有内在价值，本身只是纸张或数字符号，价值完全来自国家信用背书。</span></div></li><li class="ace-line ace-line old-record-id-J1H7daWbCoYQ7FxsojduPC1csMh" data-list="bullet"><div><span style="font-size: 16px;">法律强制接受，在该国境内具有无限法偿能力。</span></div></li><li class="ace-line ace-line old-record-id-VDzBd62o3ohU9lx46JxuSafqsab" data-list="bullet"><div><span style="font-size: 16px;">可调控供应，央行可通过货币政策调整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-SSCGdeCIdoS3QLxUvNXuph5usCh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rt43dibGoouHwIxTw2ouV1Sbsze"><span style="font-size: 16px;">1.3 法币与加密货币的核心区别</span></h3><div class="ace-line ace-line old-record-id-SuPQdd9L7ohVNBxAIuruSap4spf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hu9sd60sUoqPk0xXGPHuGzbCsjf"><span style="font-size: 16px;">法币由中央机构发行管理，依靠国家信用背书，受地理边界限制，跨境转账往往耗时长、费用高。而加密货币（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特币</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、稳定币等）基于区块链去中心化技术，不受单一机构控制，可以在全球范围内快速转账，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-Af45dA6SrofQnZx8JNyu7MMwsnb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MboDd5OfAohpftxHkPEuRN4RsCh"><span style="font-size: 16px;">但加密货币的购买入口仍需通过法币完成，这就是法币充值对于加密新手的重要意义，它是连接传统金融与数字资产的桥梁。</span></div><div class="ace-line ace-line old-record-id-Jtwzdylx3o1ZG7x69YduNALns9f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LaOmdsdeFoyNIJxCnVzuvnMOsld"><strong>2. 为什么需要在 MEXC 进行法币充值？</strong></h2><div class="ace-line ace-line old-record-id-GIxCdzFLIolNdIxgVXmuIBOrsbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RC4YdyhUoorKQMxpnl8ubiGXsCc"><span style="font-size: 16px;">对于加密货币新手而言，第一步永远是把手中的法币转换为数字资产。MEXC 作为全球领先的加密货币交易平台，为用户提供了完整的法币购买加密货币解决方案：</span></div><div class="ace-line ace-line old-record-id-PdvrdsKgoo8xkkxRNkRull8gsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jpzrdt0bTohToQxjFpJu7OjusGv"><span style="font-size: 16px;"><strong>安全合规</strong>：MEXC 严格遵循国际反洗钱法规，与受监管的支付服务商合作，所有充值操作均需通过高级身份认证。</span></div><div class="ace-line ace-line old-record-id-QXR7dOs3Oo3Itlx0GImuQWo9sNc"><span style="font-size: 16px;"><strong>费率透明</strong>：所有手续费在订单确认前清晰显示，银行转账由用户所在银行收取少量费用，信用卡/借记卡购买不收取手续费，无任何隐藏费用。</span></div><div class="ace-line ace-line old-record-id-F3ZudpSA5oWgaWxwL3AuPE2Dszm"><span style="font-size: 16px;"><strong>支付方式丰富</strong>：支持银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道等多种主流支付方式，满足不同地区用户的需求。</span></div><div class="ace-line ace-line old-record-id-Wxr4dJgpwocQDoxeEpxuuelMs3b"><span style="font-size: 16px;"><strong>全球覆盖广</strong>：MEXC 法币服务覆盖 200+ 国家和地区，支持 120 多种主流法币，是全球加密投资者的优选平台。</span></div><div class="ace-line ace-line old-record-id-PYSHd8BdToRnzFxMpDxuEKObsXp"><span style="font-size: 16px;"><strong>到账速度快</strong>：使用欧元区即时转账实时到账，信用卡购买通常数分钟完成，大幅缩短等待时间。</span></div><div class="ace-line ace-line old-record-id-Boq4d4BNVoAb4hxfcXwuW3e5snW"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LuLPdiGkZoOSzIxjXPsu9VC8skg"><strong>3. MEXC 三大法币充值方式详解</strong></h2><div class="ace-line ace-line old-record-id-RKi3d2jgcoT2Kwx2WCVuUh9Xsmf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H68Xdc5tOoXjEGxhzoUurBZJsGd"><span style="font-size: 16px;">3.1 银行转账：低成本大额入金</span></h3><div class="ace-line ace-line old-record-id-MFdQdLoEJoLdlLxurpduYSoRsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RWn8dKVeWo0VTSxeblsuClpBswc"><span style="font-size: 16px;">这是全球用户最常用的法币充值方式之一。用户可通过本地银行账户或本地支付网络，向 MEXC 快速完成法币充值。</span></div><div class="ace-line ace-line old-record-id-QTUpdb8ntoCJe9xFy4luUh5Vsdf"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（欧元区）、PIX（巴西），以及多个国家和地区的本地银行转账与本地支付网络。</span></div><div class="ace-line ace-line old-record-id-SBTYdYf5ho1buvxlQY0unsMEsGn"><span style="font-size: 16px;"><strong>支持币种</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法币。</span></div><div class="ace-line ace-line old-record-id-AXU4dFkD2oY5zYxo4l4ubFaxs0b"><span style="font-size: 16px;"><strong>到账时间</strong>：即时转账实时完成；普通转账零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-Atq6d3XIhoIWDmxeX3BusPrhsff"><span style="font-size: 16px;"><strong>适合人群</strong>：希望以较低成本进行法币充值的用户，尤其适合中大额入金需求。</span></div><div class="ace-line ace-line old-record-id-Gv9BdMu9MoUQcpxXjrLurGXisud"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IIBad6i8xod4vsx4304uVP59se1"><span style="font-size: 16px;">3.2 信用卡/借记卡：快速便捷购买</span></h3><div class="ace-line ace-line old-record-id-KjW0d3SIkomA5rxqJKfu3yJhswf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DybydrIqWoaqeNxS1X9uVCp4sjb"><span style="font-size: 16px;">MEXC 支持 <a data-lark-is-custom="true" href="https://www.visa.cn/">Visa 卡</a>和万事达卡两大主流卡组织，覆盖 200 多个国家。</span></div><div class="ace-line ace-line old-record-id-VUiqdYl6Eo8x5fxwTj1ubS1hsQQ"><span style="font-size: 16px;"><strong>支持币种</strong>：欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div><div class="ace-line ace-line old-record-id-EIikd70YUo0V45xLdequrLHvs1g"><span style="font-size: 16px;"><strong>额度规定</strong>：单笔最高五千（等值货币单位），每日最高一万。</span></div><div class="ace-line ace-line old-record-id-IupCdmVb1ouTWRxFRkputo9us3d"><span style="font-size: 16px;"><strong>到账时间</strong>：通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-GC3YdnaG4ooyLDxe0VxuI9c0s9e"><span style="font-size: 16px;"><strong>费用情况</strong>：MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用，具体请以银行实际收费为准。</span></div><div class="ace-line ace-line old-record-id-KzHhdoFnboT21Ixm8N8uLXAHsGg"><span style="font-size: 16px;"><strong>适合人群</strong>：希望快速完成小额购买的新手用户。</span></div><div class="ace-line ace-line old-record-id-W1fvdfZ5Mo151DxQ5OYuVncPsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GLOSd2A66o9DKsxqYUAuj5Xzs3g"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移动支付极速买币</span></h3><div class="ace-line ace-line old-record-id-XM9edYRZmojQBFx7a7QubekTsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IIGXdVKGXoWreTxHofsutl4Vskf"><span style="font-size: 16px;">用户可直接通过 Apple Pay 或 Google Pay 快速完成加密资产购买，无需重复输入银行卡信息，支付流程更加便捷流畅。</span></div><div class="ace-line ace-line old-record-id-JGAId3lN3o9Morxwm17uRWBqsBh"><span style="font-size: 16px;"><strong>支付特点：</strong> 支持移动端一键支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-MusQd4Qmzo2bXVxOk37uhK88s32"><span style="font-size: 16px;"><strong>到账时间：</strong> 通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-EVL9dZO2yo6BEFxTeYFu4um4s1f"><span style="font-size: 16px;"><strong>费用情况：</strong> MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用。</span></div><div class="ace-line ace-line old-record-id-FLYAdMfsqoZZzRxHrDOuUoAYsPf"><span style="font-size: 16px;"><strong>适合人群：</strong> 偏好移动支付体验、追求便捷与快速购买流程的用户。</span></div><div class="heading-3 ace-line old-record-id-XodndU3RpoSeOgx2JR1uZ0P1sFc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Ol13dsRfgoNzMtx0QhguOd14sWc"><span style="font-size: 16px;">3.4 第三方服务商通道：多渠道比价</span></h3><div class="ace-line ace-line old-record-id-Z0Jwdmub7ox4clxrRFIuHWlgshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DypbdUoYoouFjpxt1uguNEp1sud"><span style="font-size: 16px;">MEXC 接入多家第三方支付服务商，用户可根据实时报价选择最优方案。</span></div><div class="ace-line ace-line old-record-id-DNbpdLcqPoPOIZxG43yuduyAshd"><span style="font-size: 16px;"><strong>额度规定</strong>：以美元为例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-IKm0d0VCtomLkGxHu16umOwss6e"><span style="font-size: 16px;"><strong>操作灵活</strong>：可对比不同服务商的实时报价，选择性价比最高的渠道。</span></div><div class="ace-line ace-line old-record-id-UhlXdC7lkoRc6uxaFmGuc3CBsZf"><span style="font-size: 16px;"><strong>适合人群</strong>：希望对比多家服务商报价、获得最佳购买价格的用户。</span></div><div class="ace-line ace-line old-record-id-FbIodmahJoyAEpxmGheu6fXjs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NM9FdbHoyoX5hZxWQb5uYbOused"><strong>4. MEXC 法币充值实操步骤（以银行转账为例）</strong></h2><div class="ace-line ace-line old-record-id-LvWBds9FWoyBAOx5nMPuRJ5tsz8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rm2ydTLJnoP8Zvxbrveu4kZVsGc"><span style="font-size: 16px;"><strong>第一步</strong>：登录 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官网</a>，在顶部导航栏点击【买币】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值</a>】。</span></div><div class="ace-line ace-line old-record-id-FCuQd7MVdoOazGx8i7cusyWosEh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DttAd0QkvoWOvoxEvvXucZFRsvd"><span style="font-size: 16px;"><strong>第二步</strong>：选择欧元作为法币币种，输入希望充值的金额，点击【继续】进入订单页面。首次使用的用户，系统将通过第三方合作伙伴提供一个同名收款账号，通常两分钟内完成激活。</span></div><div class="ace-line ace-line old-record-id-E9rZd1K9CokWdFxHL15uXn38sAj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Js3VdZC2FoPOdexGSxYua4yxsbb"><span style="font-size: 16px;"><strong>第三步</strong>：订单页面将显示二维码、完整的收款银行信息以及参考码（备注码）。务必使用与 MEXC 实名认证一致的银行账户进行转账，并在转账备注中填写参考码，否则可能导致到账失败。</span></div><div class="ace-line ace-line old-record-id-YBwadcJLTopVE0xqcLyubJcNs1b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dr3ddvC8SoqRZfxrNZRu4BWys6V"><span style="font-size: 16px;"><strong>第四步</strong>：完成银行转账后，点击【我已支付】。使用即时转账实时到账，普通转账需零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-WQh7dwD8HoWAJNxktlluZ2JRshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ELSYdeiPdoV79WxVK1yuU7jRsrg"><span style="font-size: 16px;"><strong>第五步</strong>：在【订单】页面可查看所有历史法币充值记录，方便追踪资金状态。</span></div><div class="ace-line ace-line old-record-id-Uiyfdr0tJofc7xxQEhBuZhtmsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Z583dqZAYo1A3GxfHnjuc7iwsvs"><span style="font-size: 16px;">*BTN-<strong>法币充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-J7I1dqErco4idsxjLfouYKxVsPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"bcb9ee19-a835-4911-8359-935aa55cb6b0","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FRIVUb7ZkvoEKUdxhahYuuqy3sNe%2F%3Fpreview_type%3D16","file_token":"RIVUb7ZkvoEKUdxhahYuuqy3sNe","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-YfPmdyAJFo6rxxxH3eWuwPHrsw1"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101500589XIiKw0FY3N6upX.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJSSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWWZQbWR5QUpGbzZyeHh4SDNlV3V3UEhyc3cxIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9SSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/RIVUb7ZkvoEKUdxhahYuuqy3sNe/?mount_node_token=YfPmdyAJFo6rxxxH3eWuwPHrsw1&mount_point=docx_image" data-width="2936" data-height="1240" data-lark-image-uri="drivetoken://RIVUb7ZkvoEKUdxhahYuuqy3sNe" data-lark-image-width="2936" data-lark-image-height="1240" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-SxfSdYn0poqUJwxYJScuXyBKsZg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-E6Wfdkyxao1UqxxfdwruZN8Yshb"><strong>5. 新手法币充值五大注意事项</strong></h2><div class="ace-line ace-line old-record-id-Yt3MdGsYNo7T5nxSdK1u6mHAsuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fp2Md10Nao3vvqxDIbZu2o7psee"><span style="font-size: 16px;"><strong>1）账户姓名必须一致</strong>。用于充值的银行账户或银行卡姓名必须与 MEXC 实名认证姓名完全一致，姓名不匹配将导致充值失败。</span></div><div class="ace-line ace-line old-record-id-B8t3dod1WoyVP7xke5quMzL3sKg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YeYZdV9hxoAwxsxcLCLu4fFssig"><span style="font-size: 16px;"><strong>2）参考码不可遗漏</strong>。银行转账时必须在备注中正确填写参考码，这是 MEXC 自动匹配订单的关键信息，缺失或错误将导致到账延迟。</span></div><div class="ace-line ace-line old-record-id-RD1BdK6byoW5Vkx29UQutVPAsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rc8ddQQWQoocu8xct95up3l4sAg"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下单后通常有 30 分钟的支付时限，请合理安排时间，超时订单将自动失效。</span></div><div class="ace-line ace-line old-record-id-RInVdYWJfoKOp9xMmiuuxO3csIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GLPWdmjpVoUWfCxdy4ZuEYM2szh"><span style="font-size: 16px;"><strong>4）汇率实时变动</strong>。法币购买加密货币的最终金额根据实时市场汇率计算，建议使用即时转账以减少汇率波动影响。</span></div><div class="ace-line ace-line old-record-id-BJ0pd4Iz7oGJEexVeV3uFyhksah"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F6yude5CeoMMZbxd1pxu5OKDsKg"><span style="font-size: 16px;"><strong>5）保留交易记录</strong>。所有充值记录可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">订单</a>】页面查询，建议妥善保存，便于税务申报和后续核对。</span></div><div class="ace-line ace-line old-record-id-CzhUdqRFaoBf1KxOItju7xiasWb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YgivdJKGOoz9yuxPR5luVdizsMd"><strong>6 常见问题解答</strong></h2><div class="ace-line ace-line old-record-id-HjmJdJEQaoh126xMaUkuGJ92sFg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F1xMdfuCBoLUz6xBALwuH2vTsXc"><span style="font-size: 16px;">6.1 在 MEXC 购买加密货币一定要实名认证吗？</span></h3><div class="ace-line ace-line old-record-id-UsLhdKy5poGfEsxn1pluUiLtsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvMadaaLpomiaxxEeNdu0UQLsTc"><span style="font-size: 16px;">是的。所有法币充值和加密货币购买操作均需完成个人身份<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">高级认证</a>，认证通常在 24 小时内完成，需上传政府颁发的身份证件并完成人脸识别。这是保障用户资金安全和平台合规运营的必要措施。</span></div><div class="ace-line ace-line old-record-id-IOUIdMZHbo2a31xd6RNuaGiks4d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCZGdiRzaopImuxPoezu1rSUsje"><span style="font-size: 16px;">6.2 MEXC 法币充值手续费是多少？</span></h3><div class="ace-line ace-line old-record-id-ECU6dUvCRop28gxOxRLu6Mawsce"><span style="font-size: 16px;">MEXC 本身对银行转账不收取额外手续费，费用由用户所在银行收取。信用卡/借记卡购买不收取手续费，所有费用在确认订单前清晰显示，无隐藏费用。</span></div><div class="ace-line ace-line old-record-id-MvvPdYWEeo6qH3xFZNWuEkl4sTd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WBSmdXOxSormgoxo0kwuKqMssyb"><span style="font-size: 16px;">6.3 为什么我的银行卡支付被拒绝？</span></h3><div class="ace-line ace-line old-record-id-T929d74vVoU5lcx7Ibgup0bosKe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tsw0dl0q5owQj3xtz81u7aBOsXe"><span style="font-size: 16px;">常见原因包括：银行默认屏蔽加密货币相关交易、余额不足、卡片过期、账单地址与实名认证信息不匹配等。建议联系发卡行预授权加密货币购买，并确保所有信息完全一致。</span></div><div class="ace-line ace-line old-record-id-Qq13d6V51oaO5sxs185ufDrJsOh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DwJmdqMS6os4roxfRdCufqDLsyd"><span style="font-size: 16px;">6.4 法币充值多久能到账？</span></h3><div class="ace-line ace-line old-record-id-Y4fWdEUOjo030XxjPPDuHio0sph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B6eed0hgIotDE0xaj2vuv7KLsRd"><span style="font-size: 16px;">使用欧元区即时转账实时到账；普通银行转账需零到两个工作日；信用卡/借记卡购买一般数分钟内完成；第三方服务商通道处理时间因服务商而异。</span></div><div class="ace-line ace-line old-record-id-Buzedl3DUobHnzxklFvuEp3Msqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FUeBd45jqozPgbxhfBzugD6Fsae"><span style="font-size: 16px;">6.5 可以使用他人名下的银行卡或信用卡充值吗？</span></h3><div class="ace-line ace-line old-record-id-B9Imd8kZXoTjrjxw9ibuqzx9sAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DtM1dm8MsoeMd0xa8MGuylA3sgh"><span style="font-size: 16px;">不可以。MEXC 严格要求充值账户姓名与实名认证姓名完全一致。系统会自动拒绝姓名不匹配的交易，家人名下的卡、未注册的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-KSRTdBQT4ocByRxYtBFu7FiHs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AwKodNgQSoT8H5xsXbiug9yYsMg"><span style="font-size: 16px;">6.6 购买的加密货币存放在哪里？</span></h3><div class="ace-line ace-line old-record-id-UqNPdgMo2oYI0SxyAYmuQQg6sGf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gd5GdAn7Do7bxtxMEQPuOr1wsLb"><span style="font-size: 16px;">通过法币充值存入的资金将自动存入您的 MEXC 法币钱包中，您可使用法币余额进行后续买币或其他操作。</span></div><div class="ace-line ace-line old-record-id-TT6XdgL49o3ZzBxZr02ukmm0sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kq7qddbQxo4vvTxCZwbuT3Axs3f"><span style="font-size: 16px;">通过快捷买币（如信用卡/借记卡/Apple Pay/Google Pay）购买的加密货币将自动存入您的现货钱包中，您可自由进行交易、划转或提现至其他钱包地址。</span></div><div class="ace-line ace-line old-record-id-BCM1dNsvGoExQRxcS4audaq4svB"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTU4deIRtoCAuBxNjBpuMFvUslw"><span style="font-size: 16px;">6.7 如果转账失败或延迟怎么办？</span></h3><div class="ace-line ace-line old-record-id-IEWkd8T3NoKktLxPZ62uwluns9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EBLdd2itIoHXt4xtt29u05ZTsbs"><span style="font-size: 16px;">首先检查转账备注中是否正确填写了参考码，确认银行转账是否已成功发出。如仍有问题，可提交工单联系MEXC客服，提供参考码和银行交易记录以便快速追踪。</span></div><div class="ace-line ace-line old-record-id-M2nIdDnX2oP0kLxPHeYuqXw3sld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I7oSdYiIYofNEIxu2wZuFCpBs4E"><span style="font-size: 16px;">6.8 MEXC法币充值支持哪些加密货币购买？</span></h3><div class="ace-line ace-line old-record-id-P7UkdPQ46o2ooxxjNEMun5HCsbh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FpY1dCVd0odLWmxiQHgutRTysEb"><span style="font-size: 16px;">MEXC 支持购买比特币、以太坊、稳定币（如美元稳定币）以及多种主流加密货币和山寨币，覆盖市场上绝大多数热门数字资产。</span></div><div class="ace-line ace-line old-record-id-U84kdVEKZoezzAxeT4sukeHnsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZdNFd7HsioaBq6x1ofbuepJrsFd"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Xm3JdYlLlolrXqxOCzLua3YGsgc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借记卡购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-LU89dFbnrooKesxaMMJuqnb5sYb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-YU8jd9dTfoL0wFxX9hIu1w9Zsaf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方渠道购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-R1ZhdLrLhoMmSYx0wAguRf5psJe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-J0ppdQU1CoMJWBxNj4ju3mrjswc"><span style="font-size: 16px;"><br></span></div></div>

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<div data-page-id="Qc4ddRk2uo9YvSxR5Uwu4jwRsuh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-RxFudX5r3otYDGxMeORunrulsNi"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NPhtd6TIBoRDRkx2veFuNuE8sCF" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现基于用户的 VVIP 等级计算，返现比例最高可达 10%。</span></div></li><li class="ace-line ace-line old-record-id-ZKH9dXpMKoiWBYxp2pjusfX5sLe" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 返现以 USDT 形式发放，结算完成后 T+3 个自然日内到账至法币账户。</span></div></li><li class="ace-line ace-line old-record-id-EDDXdq8dvoJLFfxyqFjuKLd1sJh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度返现上限按用户名下所有卡片合并计算，并于每月 1 日重置。</span></div></li><li class="ace-line ace-line old-record-id-BhOZdd35voI40Sx2NFNuzc67s8c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商户类目及特殊交易不参与返现，退款交易对应的返现将被收回。</span></div></li><li class="ace-line ace-line old-record-id-CdgkdnMrgoWLfRx8rSkuelebstf" data-list="bullet"><div><span style="font-size: 16px;">用户可在 MEXC Card 首页及交易记录页随时查询返现明细。</span></div></li></ul><div class="ace-line ace-line old-record-id-HFVLdPTH3oTJlxxhekPuYvQIskc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CW11dse59oGWhnxwXBIuO27wsLg"><strong>1. MEXC Card 返现如何运作</strong></h2><div class="ace-line ace-line old-record-id-YGzodFepcozxo1xcRnYugbU5srh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZFnddhS3LoLziHxp21aubDrzssh"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> 平台为用户提供的加密资产消费卡。用户持卡消费并完成结算后，系统将根据用户当前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/user/m-score">VVIP 等级</a>进行返现，返现以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a> 形式直接发放至用户的法币账户，无需手动领取。</span></div><div class="ace-line ace-line old-record-id-CB4Cdo0zYoH8U5xkj5Cug8VSs12"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KZxQdi9BzotyY9xC1cKunJxYsFh"><span style="font-size: 16px;">不同等级对应的返现率与月度返现上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FKzvdkWb5oncrcxXrwIu4imYsUh"><strong style="font-size: 16px;">VVIP 等级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KBLAdpy5Lo9EBwx7NN4uz3H9sWe"><strong style="font-size: 16px;">返现率</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UdCLd5np8o785gxQszEu6baLs0f"><strong style="font-size: 16px;">月度返现上限</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LegMdzIGzoI7kkxjhVsuw9lnsyg"><strong style="font-size: 16px;">普通</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gclcd1H2gorHBExaL0xu0Rz8szc"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CpM9dZqxFocWhyxfmasug25ysHY"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RS4QdEeagoSKhSxVkKauCq8RsGe"><strong style="font-size: 16px;">高级</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RzGtdDhLsouUUtxQAQFurydfslg"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EoVsd7M4noWcfaxGv2FuxaYsssE"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdjwdygQToA3LrxvyWGusf13sac"><strong style="font-size: 16px;">精英</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SU1kdDuSAom7lJxa4kcuOuH9sEd"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TRa1dtVpToEj41xkTbjumBUUssw"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Rlk1dLU8Wo4UxnxpSVuuFKGasOc"><span style="font-size: 16px;">注：具体等级、返现率及月度返现上限以 App 内页面展示为准。本 FAQ 内容可能存在更新延迟，如有出入，请以页面实际显示为准。</span></div><div class="ace-line ace-line old-record-id-JBE6d3XMdo0IwNxLMgquRNipsdg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"ecfe7b07-d726-41f8-be89-96fd98bf818c","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFWWjbgEkvoif5LxHh1AuxwStste%2F%3Fpreview_type%3D16","file_token":"FWWjbgEkvoif5LxHh1AuxwStste","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-ZoNsdj5J6o4CGyxwUg4utSEcs8b"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F202611021825423456S9YhUajBtot8f.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWm9Oc2RqNUo2bzRDR3l4d1VnNHV0U0VjczhiIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GV1dqYmdFa3ZvaWY1THhIaDFBdXh3U3RzdGUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FWWjbgEkvoif5LxHh1AuxwStste/?mount_node_token=ZoNsdj5J6o4CGyxwUg4utSEcs8b&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FWWjbgEkvoif5LxHh1AuxwStste" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Cnr4dtJJmoW9zoxWlwgu6i2WsUg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HFrndhKmKoBVnfxAW8eug21Gsib"><strong>2. 返现什么时候计算、什么时候到账?</strong></h2><div class="ace-line ace-line old-record-id-DYb4dXgm7oGyoDxYR3luXurystg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TBzKdeA4To49qUxZZ8UuV6ABsbf"><span style="font-size: 16px;">返现以交易结算（而非授权）为准。结算完成后，系统会实时计算返现金额，并在 T+3 个自然日内发放至用户的法币账户。需要注意的是，若交易在授权后被撤销、未完成结算，则不会产生返现。</span></div><div class="ace-line ace-line old-record-id-B9G8ddkX2oLwzBxZTSGuKYthsKc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RsKndHBqvotns4xmumRuxOkuscg"><strong>3. 持有多张卡，返现额度是分开计算还是合并计算？</strong></h2><div class="ace-line ace-line old-record-id-NkIQd214oolmPjx7wLNuA8XRsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2w6dwmLIoTZSJxWD8gu7NRlstf"><span style="font-size: 16px;">月度返现上限按用户维度合并计算。也就是说，用户名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/mexc-card">MEXC Card</a> 产生的返现会加总统计，共用同一个月度额度。</span></div><div class="ace-line ace-line old-record-id-SksEd1K59oOqIsx6IL7uyvSMs1l"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CrLsdSQzlogwrXxJqkbuZoGIsef"><strong>4. 月度返现额度什么时候重置?</strong></h2><div class="ace-line ace-line old-record-id-KMffd6NlbowlCjxUdJJuiCRosOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-I7CZdTtYAoJ3yIxPQcFuDSWcsif"><span style="font-size: 16px;">月度返现额度于每月 1 日 00:00（UTC+8）自动重置。重置后，用户当月的返现累计金额清零，可重新按所属等级的上限获得返现。</span></div><div class="ace-line ace-line old-record-id-XQw0dTQKUoBAoexGqt1utajdsOg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RBHAdZf44o6DbLxdqgCuKoaAsPd"><strong>5. 哪些消费不参与返现?</strong></h2><div class="ace-line ace-line old-record-id-NVFodSxiRohnSPxqYaiulvp9sqh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WpbldbbpVoF66yxebHiuFqp9sMc"><span style="font-size: 16px;">以下几类情况不参与返现：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商户类目的消费（MCC）</a>、强制授权订单、触发风控的交易，以及当月返现额度已用尽后的消费部分。若某笔交易命中上述情况，交易记录中会明确显示不返现的原因，用户可自行核对。</span></div><div class="ace-line ace-line old-record-id-I2oYdqsDLo6vqSxb8Q5uOmTMsGS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XMjbdf48Uo1FglxxbkYuDp1WsZb"><strong>6. 消费时和结算时的 VVIP 等级不一致，按哪个等级计算？</strong></h2><div class="ace-line ace-line old-record-id-NZJZdQqimorkYpxh4ZQuvfjgsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YhWkdYkz4o0bUexghpsuhC42sdb"><span style="font-size: 16px;">返现统一按结算那一刻的 VVIP 等级计算。若用户等级提升，当月剩余返现额度将立即按新等级的上限重新计算；若等级下降，且已使用额度超过新等级上限，系统不会倒扣已发放的返现，但当月剩余可用额度将归零。</span></div><div class="ace-line ace-line old-record-id-URJedMd5xoW9VixnUsRuUXpDsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0dndnO50ofHEuxj1AXuJkOKsPM"><strong>7. 退款会收回已发放的返现吗？</strong></h2><div class="ace-line ace-line old-record-id-DApWdJbbpo6zvixHWh8uM8INsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HjZHdMKlgos8WUxF23ouWK5sshh"><span style="font-size: 16px;">会。交易发生退款后，对应的返现将被系统收回。若账户余额不足以扣回，账户会显示欠款提示，用户需尽快补齐欠款，否则可能影响正常用卡权益。此外，退款收回的返现不会释放当月已占用的返现额度。</span></div><div class="ace-line ace-line old-record-id-DUmidbGb6opnwtxEP4NuQaMAsJf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RlF7dklhNozoETxZnG7u4jO7scg"><strong>8. 在哪里查看返现明细？</strong></h2><div class="ace-line ace-line old-record-id-MHLQdAB2ooUTmaxcMvYuGsmSsMo"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGTbdYOW0okllJxr7a5upPdMsLh"><span style="font-size: 16px;">用户可通过以下三个入口查询：MEXC Card 首页可查看累计返现及本月返现汇总；各卡片详情页可查看单卡返现明细；交易记录页中每笔消费均标注对应的返现金额与状态说明，方便逐笔核对。</span></div><div class="ace-line ace-line old-record-id-RnzRd34PHoK5GnxU33tuk59Fs5e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DURedTZCFoNz65xdrq3u6AOIsnc"><strong>9. 返现规则是否会调整吗?</strong></h2><div class="ace-line ace-line old-record-id-CFHBdmzhHoGKLUxOWHAuElTPsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FqojdcnfAoaBypx6XRFu9rDCsig"><span style="font-size: 16px;">MEXC Card 的返现比例、月度额度上限以及参与或排除的商户类目，均可能根据运营情况进行调整。相关变动将以 MEXC 官方最新公示为准，建议用户在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/announcements">官方公告</a>，以获取最准确的规则信息。</span></div><div class="ace-line ace-line old-record-id-VP0kdSsP1orBCNxTawCuAEGbs8g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ByTddi7OaoC2HfxUyoyuvGqFsLb"><strong>10. 为什么消费了没有收到返现？</strong></h2><div class="ace-line ace-line old-record-id-VVwhdAg2qogtFkx8JtNuYJvWsjb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hvd8dE7yBoZvr1xL1K3u2MM4sHg"><span style="font-size: 16px;">未收到返现，通常是以下三种情况导致的：</span></div><div class="ace-line ace-line old-record-id-RBoudlOYaoiNvbxiXdPuTG0LsHb"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-K1c2dOZyhoyi8ZxmVlVuzmuDswA"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-JbsXdy6tDoTijXxiGebuaFNvsxU"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-T0mPdWwNSovwnkxWBrJuNWcwsbb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PhRSdiOcyocIUJxaVm5uZz48sod"><strong style="font-size: 16px;">案例 1：退款回收返现，额度不恢复。</strong></div><div class="ace-line ace-line old-record-id-R7kSdmeg6os1UYxuXJdu5aYqsgd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKhDd4gQWo4IIPxEktvuADSYs2b"><span style="font-size: 16px;">用户 A 每月返现上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-H4WId77uGox8dOx6PVpuGFsXslo"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TqspdZQ1doo3icxjJrouy8WzsMh"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RnOzdIS4Yo7M0Gx9J5JuunigsPd"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QHEld8RVpogLTpxtdjHuAGhts0e"><span style="font-size: 16px;">消费 1,000 USDT，返现 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V7bfdLGYnogxN4xbn4Iufnl0ssf"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZQMjd9QGlotLk7xWjzxuvFeksse"><span style="font-size: 16px;">消费 1,500 USDT，返现 30 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DQOIdR8RcorLQdxdB7NubxROsNg"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LyH6dBM1Ro8NcxxjUW8utggTsMq"><span style="font-size: 16px;">10 月 5 日那笔订单退款，系统收回 20 USDT 返现。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ds9pdvwdKorcu7x2ngSuh6uOs6c"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOV7dzQaHo7j0RxYTgXuHF8vssp"><span style="font-size: 16px;">消费 800 USDT，没有返现。退款后额度不恢复，本月额度仍是用完的状态。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y6gRdn6I6oNOzyxLr7puQymfsyh"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WAdpdRdHtosOhcxfJ1Wuzq4XsnH"><span style="font-size: 16px;">额度重置，可以重新获得返现。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QnI2d8LXhobYqDx0t1lucdmFsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MAPEdzm2votcKVx42veu353Rs2b"><strong style="font-size: 16px;">案例 2：退款时余额不足，产生欠款。</strong></div><div class="ace-line ace-line old-record-id-V54ed4SrKowJdWxqgDmuuhh9s7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LQwsdGIuAoOCjsxkOU2upU6Dstd"><span style="font-size: 16px;">用户 B 每月返现上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PH09drBroo0a7sxUMriuxESisCb"><strong style="font-size: 16px;">时间</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SHCkdHYxRol8Bsxz8tqu5ygNsle"><strong style="font-size: 16px;">具体案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AITedx1gpouWYExvNIzurJtKsKd"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZL10dwi4VoSEF4x2sVMu4yOfsaf"><span style="font-size: 16px;">消费 5,000 USDT，返现 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U8wsdiHYGoklidxOceeu6zfZsig"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X5PydL94Do09U5xoE8TuJqA6swI"><span style="font-size: 16px;">消费 2,500 USDT，返现 50 USDT，本月额度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RpRDddwa1o3UjGxN5SGuEEsYscb"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CaWzduG0qoAWpoxG6KvuKyAqskz"><span style="font-size: 16px;">用户把法币账户里的 140 USDT 转走，账户剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7ZWd8fJDoj74WxsqYtuzqN5sr3"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X07ydE73OoapscxA3Zyu3XK9scd"><span style="font-size: 16px;">10 月 3 日那笔订单退款，需收回 100 USDT 返现，账户只有 10 USDT，扣完后欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FsKhdmmxco01Z0xe6VpuVWZasgb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VakVdCcQJoUvMmxlmTRul1zJsnh"><span style="font-size: 16px;">消费 600 USDT，没有返现，因为本月额度已用完且不恢复。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WEQ2dh9ZLorPeUx2AgjuxmpBspe"><span style="font-size: 16px;">用户需要尽快补齐 90 USDT 欠款，否则可能影响用卡权益。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KRZydLgdaoX1ffxoZToux5Jrsye"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXVddTZEqoOIdZxaBd8uY8COsnc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ExMhdUcwMor2K0x9w6qu0hz8sVb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-G06hdyBrqo78kNxWXkxuoDQgs8d" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-WpNbd1kJnoxlRRxlireuVJdKsLd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-U5beds4lIoUKaRxCanfuOQGKszd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-QDkgd7YqAovqExxC8BVux9nrsJe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 奖励常见问题</a></div></li></ul><div class="ace-line ace-line old-record-id-J93Kd3kzhozNepxpanUunx6asVk"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="T9zSd5Fqho5sAax8GwCuDV72s7c" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-GQ86dHJHBoqZGSxbvQOuukggskd"><strong>1. MEXC Card 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RQh1deoveoWsJ0xyztuuamhYsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M9mhdkoLkoz5Nsx5fyZutrZqsxg"><span style="font-size: 16px;">返现比例、月度上限和发放规则，请查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 返现常见问题解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Xa91dSI9CoxuHkxCQHGuNeDLspc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BwqsdPC37oaCLAxPc82u2fa2sPc"><strong>2. MEXC Card 理财收益</strong></h2><div class="ace-line ace-line old-record-id-U6kGdrbarotQLGxgk00uteKGsSb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NCJDdVk2DoVp7Exiu0HuaE2ZsNf"><span style="font-size: 16px;">2.1 如何获得理财收益？</span></h3><div class="ace-line ace-line old-record-id-VrivdCUs8oIusyxN6smu8Kqhs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OFB9dBNi2ogi2WxKxenuyOHdsvb"><span style="font-size: 16px;">从 11 月开始，手动认购 MEXC Card 专属活期理财产品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="206;407" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="206"><col width="407"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDBBdHANzox3olxP7jIuE9slsZd"><strong style="font-size: 16px;">规则</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlK6dEQ7voVSSIxkUZ1ujcrhs4c"><strong style="font-size: 16px;">内容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvfadHwc3oKR6TxQ6Weuq5efsxc"><span style="font-size: 16px;">适用资产</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Dvbdd2cUMoms6Mxo6cquaOtOsxd"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YI3tdoq72oKJhixFhE6ufrfJsxe"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lywudc6ApoSA8cxDSVQuocSjsEf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9K7dPFjXonrLDx1oLtuz9NSsgc"><span style="font-size: 16px;">计息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AHoQdl0mfohHklxTnKHuJRhssIh"><span style="font-size: 16px;">每小时计息，次日发放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRh6d1Go7oLRKMx8dnEubYzNs0b"><span style="font-size: 16px;">个人最低质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MyGMd9R04oGkQJxBHlMubqYysIO"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkbNdPMejo29XNx2Lv0uVqIrsch"><span style="font-size: 16px;">个人最高质押金额</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMPd7VquovcaGx8z6ruKlSfsJb"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbiodug0aoZ8tqxIcwUuhBw5sLg"><span style="font-size: 16px;">参与方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTqgdX5ZDozU7hxKIgUuf9HOs3V"><span style="font-size: 16px;">需手动认购 MEXC Card 专属理财产品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qzrid8xAuoZtBJxrei8uPjnBs1c"><span style="font-size: 16px;">与消费返现关系</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KCyZdkWLCo0E0DxDOrKuWwBBswf"><span style="font-size: 16px;">独立计算，互不冲突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WA1ad2aS8oCNmsxdnUHu9Fgus6g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CXSVd9PdsoVczyxR1YzuaP1msEb"><span style="font-size: 16px;">2.2 理财收益什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-UiwndeCWJoYwpixhJ3vuElxvsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C6Hrd1bQGohyqBxbrSduoExYsfb"><span style="font-size: 16px;">收益按小时计算，次日发放。</span></div><div class="ace-line ace-line old-record-id-HYSjdfUMroGnGGxiDZouTJhosxh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HyZYdr8rBoKsJsxu7zBuMXA9soc"><span style="font-size: 16px;">2.3 消费会影响理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-HJiSd50J5orT40xwOjzuooHqsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KXDZdgr7eoozOyxWaYCuqljBsse"><span style="font-size: 16px;">不会。理财与返现相互独立，互不影响。</span></div><div class="ace-line ace-line old-record-id-AqMKdOrI0oDgTDxIZwtu4Fx2swd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I0TvddGuJoVD2CxiKTou0KGNs2c"><span style="font-size: 16px;">2.4 返现计入理财收益吗？</span></h3><div class="ace-line ace-line old-record-id-CtJmdaPbao0vUpxBuBkunfLUsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MCVTddfVooCQppxfu73uJnGdsed"><span style="font-size: 16px;">不会。返现与理财收益为独立计算。</span></div><div class="ace-line ace-line old-record-id-EUcFdoORroTsewx0B0ButB7qsVz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Lo0WdxbLsofWGyxVuV0uDPLFsbe"><strong>3. MEXC Card 邀请奖励</strong></h2><div class="ace-line ace-line old-record-id-VaAgdpSV8oAFaGxXTAluovWVsbf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X7FddbRvFoRv1vx9uQtuBA6sshu"><span style="font-size: 16px;">3.1 MEXC Card 邀请奖励如何运作？</span></h3><div class="ace-line ace-line old-record-id-Uj39dfxIQobtIcxCszEuo2Guseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WgDwdKE5roOL62xck6LunwuDsGd"><span style="font-size: 16px;">邀请好友注册并激活 MEXC Card ，您和好友都可获得奖励：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VG1Wde1Mro9KjLxDYcLuCFKksze" data-list="bullet"><div><span style="font-size: 16px;">邀请人：每位合格被推荐人可获得 20 USDT。</span></div></li><li class="ace-line ace-line old-record-id-Q4tjdtdDqoKhZixnpRCulmcksQc" data-list="bullet"><div><span style="font-size: 16px;">被邀请人： 10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-Eccmd0dDao4ysZxHGPWuB8F7s8d"><span style="font-size: 16px;">以上为通用奖励，地区专属活动以对应活动规则为准。</span></div><div class="ace-line ace-line old-record-id-K6k3dYgCMo1nLKxXfVguVXgWsxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UPz5drPYHokIDDxC9cLup5R3sxf"><strong style="font-size: 16px;">被邀请人需满足以下条件：</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VZz5dM9uXoSZ0Uxs1TduRf7zsoR" data-list="bullet"><div><span style="font-size: 16px;">必须是新注册的 MEXC 用户。</span></div></li><li class="ace-line ace-line old-record-id-PNh6dFIGqoQLmxxJX73u6wOeslJ" data-list="bullet"><div><span style="font-size: 16px;">在首次充值后的 7 天内必须保持至少 $100 的净充值金额达到 24 小时。</span></div></li><li class="ace-line ace-line old-record-id-Wsk6dIMRko4B3fx3tljunRmfsDG" data-list="bullet"><div><span style="font-size: 16px;">活动期间内成功申请并激活 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-WBsfdufe9oLnrRxq12SuJfGPsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRj1dJofSoGVBFxtwxnucpsSsfd"><strong style="font-size: 16px;">什么是有效净充值？</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VcjPd5Jlaoqj2PxqXscujTRUsUg" data-list="bullet"><div><span style="font-size: 16px;">净充值金额 = 链上充值（不包含内部转账）+ P2P/法币买入 - 链上提现（包含内部转账）- P2P/法币卖出 - 资产转账转出 - 红包转出。</span></div></li><li class="ace-line ace-line old-record-id-HShvdlMyBo5kebxxrkGu3BUOseh" data-list="bullet"><div><span style="font-size: 16px;">有效充值渠道包括链上充值、法币充值、银行卡购买币、P2P交易和第三方支付。其他形式如内部转账、红包将不算作有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-JtyKd30pLolnsgxS73Rus0UPslb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AXhmdREaioG4WpxrqSWuLr0aswf"><span style="font-size: 16px;">3.2 邀请人数有上限吗？</span></h3><div class="ace-line ace-line old-record-id-YZXDd17fDoIA45xbIA3uo4MYswg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MbG5dtBXCosuozxVY9fusnWfsNe"><span style="font-size: 16px;">没有上限。邀请越多，奖励越多。</span></div><div class="ace-line ace-line old-record-id-NJrddV4wtoXfGjxTLSYuBKvWsDd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CrVVdVVfEo5ZadxojLouA7mwsJx"><span style="font-size: 16px;">3.3 邀请奖励什么时候发放？</span></h3><div class="ace-line ace-line old-record-id-WjJ8dQgNPoW2AXx7FcAu3nbBsBe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RMU0dIcLUoltFFx80QQuFgIgsnf"><span style="font-size: 16px;">在所有条件达成后，奖励将于 <strong>3</strong><strong>个</strong><strong>工作日</strong>内发放至现货账户。</span></div><div class="ace-line ace-line old-record-id-RFBVdjxEPoTj0yxNrTsulWlMsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MvMadXKAgoDIEyxfFvTuI0hNsRd"><span style="font-size: 16px;">3.4 如何邀请好友？</span></h3><div class="ace-line ace-line old-record-id-BQ1nd8o4FoooGHxrlaVuLa1xsLe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Eujzd7wBeoCJ2LxEuQiuU50Kseh"><span style="font-size: 16px;">登录您的 MEXC 账户，访问<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">邀请任务页面</a>，复制并分享您的专属推荐码。好友完成指定任务后，双方即可获得奖励。</span></div><div class="ace-line ace-line old-record-id-JRtrdHQJBoRhUex7wEruGSdOs3b"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Sv9cdcdIwohNUbxDhEnuZnaFsze"><span style="font-size: 16px;">*BTN-<strong>活动中心</strong>&BTNURL=<u><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub</a></u>*</span></div><div class="ace-line ace-line old-record-id-A0uYdbBPToXBhNx10hUuq4SLsqf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QKMCdbfq6oZdl1xiGIfupOt8sNh"><span style="font-size: 16px;">3.5 邀请奖励可以和平台其他邀请奖励叠加吗？</span></h3><div class="ace-line ace-line old-record-id-Go36dBxlGoaPcYxDyG4uidQWsJd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RXpYdQfREo3dprxUZY3uLfhXsAd"><span style="font-size: 16px;">可以。MEXC Card 邀请奖励可与平台其他邀请或活动奖励同时获得（如无特殊说明）。</span></div><div class="ace-line ace-line old-record-id-CBRgddBuYohMRCxsWWiu3EObsre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F4iZdmN4poPfRJxPBZDuj9dvslw"><span style="font-size: 16px;">3.6 如果我的被邀请人已有 MEXC 账户但未开卡，是否还能获得邀请奖励？</span></h3><div class="ace-line ace-line old-record-id-WyYLdzzdAoX0S9xIVT8uHOnHsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TesqdvGE6oYch2xJURcu3fMtspc"><span style="font-size: 16px;">不会。邀请奖励仅适用于新注册 MEXC 并激活 MEXC Card 的用户。但被邀请人仍可正常享受消费返现与理财收益</span></div><div class="ace-line ace-line old-record-id-U0nXdYEMUo6Y7FxmY3BuEpEOsYd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7JZd10t8okrr8xBnKEumhCds3c"><strong>4. MEXC Card 其他问题</strong></h2><div class="ace-line ace-line old-record-id-DOuFdj0sRoDT20xWIq9u2WWisdb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WAm9dZKVyo8xcgxBKTmugktpsVb"><span style="font-size: 16px;"><strong>4.1 </strong><strong>返现、理财可以同时获得吗？</strong></span></h3><div class="ace-line ace-line old-record-id-UBCSdWjMqoro5bxd2Pwur45KsVg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MlvydE3tjoi4NcxkLKUunCtCsCb"><span style="font-size: 16px;">可以。两类奖励相互独立，只要满足各自条件即可同时获得。</span></div><div class="ace-line ace-line old-record-id-NB3jdrUWQoi4kyxzmNmuE4ZYsTg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q4fydaW4TokCPRxx3EbuAhYdsGe"><span style="font-size: 16px;"><strong>4.2 </strong><strong>活动结束后奖励会变化吗？</strong></span></h3><div class="ace-line ace-line old-record-id-S2UGdHkzXoL0Tbx36opuCMIfsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bkejd9rkgozNJAxdCG9uwNJKspc"><span style="font-size: 16px;">返现、理财收益及邀请奖励仅在活动期间内有效，活动结束后可能进行调整或取消。</span></div><div class="ace-line ace-line old-record-id-OrIGdZVH0opf7dxtQytu4nk0swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ENxEd7wJxo2tuZxz9TzuIixfszf"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-H4oYdCuofoXWw0xjKksu1NSKsSb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-OB4HdyKzVoKTxgxK4qCuzCTns0i" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li><li class="ace-line ace-line old-record-id-HWGidOulfo3XjNxNRtKub7Nnslh" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币</a></div></li><li class="ace-line ace-line old-record-id-Vl1adKBQ1oa79wxgElruWc2FsCd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买加密货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-Wo4vdh7F1onRIPxuqp4u6A4FsBb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：词汇表与常见问题解答</a></div></li></ul><div class="ace-line ace-line old-record-id-A7qpdXOfXofnNjxXqd9uGovUskf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="YyMDdon4MoP3XmxAiajuugFtsVf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-M4DtdYdmooBDIrxIqsYupuT8s4f"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XaWFdUGzPoVeSaxsAViuzHHLswg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虚拟卡开卡费、年费、闲置费与销卡手续费均为 0。</span></div></li><li class="ace-line ace-line old-record-id-BZhNdFhaeoADF1xeH5xusDjUsCO" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亚太卡交易手续费为 0，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-CMzPdsLGSo2uVYxZiiquk7GwsBh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手续费为 1%，加密货币转换费为 0。</span></div></li><li class="ace-line ace-line old-record-id-M9ird3Zp5oxk3HxXDGOu1IANsSc" data-list="bullet"><div><span style="font-size: 16px;">跨境消费时，亚太卡在 Visa 汇率基础上加收 1% 的外汇兑换费，全球卡无任何加价。</span></div></li><li class="ace-line ace-line old-record-id-BQzldQYcho5kvAxYLluuTfRas0d" data-list="bullet"><div><span style="font-size: 16px;">两种卡片在单笔、每日及每年消费金额上设有不同限额，全球卡额度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-OuIKdwwvdohT9Mx0Qfqu9eULsNg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CxbkdmTVFo9WMpxjHz8u9e2psDX"><strong>1. MEXC Card 简介</strong></h2><div class="ace-line ace-line old-record-id-RSFCdskWKoe7K4xRLF1uzAsxsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V0Wld4n0eowPS8xNvGsuxH7Msnh"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密货币支付卡，让用户可以直接使用账户中的加密资产进行日常消费。目前平台提供 MEXC 亚太卡和 MEXC 全球卡，两者在手续费结构和消费限额上存在差异，用户可根据自身消费习惯选择合适的卡片。本文将为您完整梳理两种卡片的费用与限额规则。</span></div><div class="ace-line ace-line old-record-id-GkVHdoTpuoQ9r7xTaequS30ZsPH"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-U9FFd90l6oMnWqx76oMutz2SsVb"><strong>2. 开卡与管理费用</strong></h2><div class="ace-line ace-line old-record-id-MDFldwdT8oa9yPx4r7dugN7Mswd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VYGDdVaSdogOWhxBHTvuyDZesbe"><span style="font-size: 16px;">MEXC Card 在基础费用方面对用户十分友好，两种版本均实行零费用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PWdrdb5hMooJsZx9C9IugqHpsOb"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EE8ldEOguozf6KxLr0tuPE8Rsag"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PXDVdW86foNMRAxA3bru2o2gs4A"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KushdIGhqoRPjVxVTOhulN7vseI"><strong style="font-size: 16px;">虚拟卡开卡费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rh5udtZr6oGfg3xEe3cuj4dKsXb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XL08dcbHqotWFnxGTPBuqWrKs0g"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJapdb82tosTuhxEPCuuwah7sNe"><strong style="font-size: 16px;">年费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JHdFd7sojouLMyxAWAsukqjPsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsOZdk5rJotr5OxDi8pun4fVshb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PwjOdK0Y4oxZQGxAUFyumv4Asef"><strong style="font-size: 16px;">闲置费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F879dSrQNoNoxnx4LpLuydZisBg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXkidkch2opPhWxSw4uuRIvAskg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0lRdDBuXon89AxTmzxuJVbxsAd"><strong style="font-size: 16px;">销卡手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SYW7dVCvjodpx0xCf4FucQguspd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BHTcdtxHioWMKoxSnPzukzM5sKc"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-W3hVdLJJxozqsIx7YAHuC4TZsoh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XbP4dCjYMolDTaxQSDouOf1Ms6f"><span style="font-size: 16px;">无论是申请卡片、长期持有、暂时不使用还是注销卡片，MEXC 均不收取任何费用，用户可以放心开卡体验。</span></div><div class="ace-line ace-line old-record-id-RpSmdedeeobwOLx5jXCu1aXCsQ7"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AtrJdhaVNo3itexRQ6ruqz8ss5e"><strong>3. 交易手续费</strong></h2><div class="ace-line ace-line old-record-id-GmHGdsfK3o34wkxCBOCu4FupsDY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M5urdWEFDoFaKLxybBzuw8ZVssh"><span style="font-size: 16px;">两种卡片在交易环节的收费结构有所不同，具体如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;292" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="292"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NCpJdRHkio6gnuxk1j3uaa9ss1g"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zh3EdGX45oPqL3xY6jnuE3orsWe"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MGH6dKQSoo51KaxvX6LuWMOcsIc"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CP94dTacvoAuM0xYwvtutL9asSh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AB0adv5b7ob32cxxiK0usQG6sEd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LmyFd8Qn3omgnxxKF37uaIXQs2f"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WHWbdny1qoM5nqxLviruLZ5qs8e"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ce9Cdliexo4kKdxxYxWuZO2Bsgd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LHfFdfrNko02HHxhulfuXAM7sLe"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KqYjdVflnoOfOzxnOofubHHTsEf"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FOZzdMDyxoKdZIxp4goudtIUs65"><span style="font-size: 16px;">Visa 汇率 + 1%（跨境费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mr39duZEposKcTxQQzbuAK1escg"><span style="font-size: 16px;">Visa 汇率 + 0%（无加价）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QOtvdZZiQocZEAxHOvauMtRQsZg"><strong style="font-size: 16px;">充值手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HxczdM2TWonSS3xHXTnuu8Z0sWh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E5EqdH4EXoKaIuxGa9eupaAjsMb"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MnstdXOC8oQoyXxS4Z8uH2VzsWg"><strong style="font-size: 16px;">ATM 提现手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JEw3dkUYVoeg5vxbDAAuHXKcsuf"><span style="font-size: 16px;">虚拟卡不适用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GHE2d4wRjoqzuJxFNCEuUUBAs9e"><span style="font-size: 16px;">虚拟卡不适用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-X4K2dLGtzoQel2x7WzeuUGwrsJb"><span style="font-size: 16px;">退款费用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-LXVqdgL4aov0vdxowdduGVTbsGg"><span style="font-size: 16px;">1% （美元消费） 3%（非美元消费）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IwMadpreboLBTOxzYAyuKfZssAh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PaZmdkuWtodrB2xE6EsutHNDs0f"><span style="font-size: 16px;">消费失败费用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-U5NEdHfQcoYocZx98w0ukzxNsId"><span style="font-size: 16px;">（仅限于消费失败的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FhE4dGWD4opctaxsvbEuBcuDsih"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K7Hsd0rcZo3vIPxnnNIuxUEWsVh"><span style="font-size: 16px;">每笔 0 USD，消费失败率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-XJ7xdvOniozaZIx7bGYuNstHsyb"><span style="font-size: 16px;">每笔 0.5 USD，消费失败率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LY6pdMnmQota8Jxm0rEu3rVqsIh"><span style="font-size: 16px;">小额手续费（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XYpadI4QhoeBBCxL3Slux4lDsbf"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHund116AorXCHxzMp7uTzmdsQb"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BMjqd01IzohVKQx7GByuCshJsUP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FkDDdHiYboQCpyx17PyuQy9DsPf"><strong style="font-size: 16px;">说明：</strong></div><div class="ace-line ace-line old-record-id-DkJHd218coUiKYxDYLNubkxlsSP"><span style="font-size: 16px;"><strong>1）加密货币转换费</strong>：消费时将账户中的加密资产转换为法定货币所产生的费用。</span></div><div class="ace-line ace-line old-record-id-JffXdKHTxoGFpBx2SIjuzmZ0saf"><span style="font-size: 16px;"><strong>2）交易手续费</strong>：每笔消费按交易金额收取的费用。亚太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-GCdWdLQmEoOkM9xrqCiuVZ9ZszZ"><span style="font-size: 16px;"><strong>3）外汇兑换费触发条件</strong>：当您以卡片计价货币以外的货币消费时（例如卡片以美元计价，却在欧元区商户消费），才会产生跨境外汇兑换费，本地同币种消费不收取此项费用。全球卡在 Visa 汇率基础上无任何加价，跨境消费更具优势。</span></div><div class="ace-line ace-line old-record-id-FUJHdsTzLovSR4x4OkbuF2sLsBf"><span style="font-size: 16px;">4）活动期间的手续费率可能会有所调整，请您以具体的活动页面显示为准。</span></div><div class="ace-line ace-line old-record-id-Nx0Kd6E2ZoiVBdx4QXpuCAY5sie"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XE9udx9PNoN4DExFvS0uKaS9sHf"><strong>4. 消费限额</strong></h2><div class="ace-line ace-line old-record-id-BilgdlZ3Goo4jDxXN2KuzMmgsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N76kdkednoifPXxNmVsuuWINsgU"><span style="font-size: 16px;">MEXC Card 为保障账户安全并满足不同用户的消费需求，设置了如下限额：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QJWMdTshQoo91ux1rXuurZAos7f"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmVdFkujomBDkxBSxUu7u38sZb"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwECd9j4Do1sodxTxa6urXF4sYb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TcevdLww2o5dAZxPfbku7tUXsDe"><strong style="font-size: 16px;">单笔消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KDQUdZXRIoaTPFx93eHuSsdysvG"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B2fbdJdWPoXqxYxvmVUuWppeseb"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZenOdbcinoiMOZxc1KMuKx4Hs5e"><strong style="font-size: 16px;">每日消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQGwdQYKDoJyH0xIqJFu50plsUe"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkFrdDM8Noh1l8xBb2Kuvfalsbe"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RM39dVj0dohVSexRRL5umSxusWd"><strong style="font-size: 16px;">每年消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FyRydV7m2olJwWx9aCzuaHTRs3g"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O6ArdPOnXoIvvAxrgBfu5LbLsxg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IxqEdYzFco0MkHxgzmBu3hcAsK7"><strong style="font-size: 16px;">每日消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZVU3dJwnWouitRx7xiJucnEysHw"><span style="font-size: 16px;">50 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N8q6do8Dyog43SxzPe2udWKjsSb"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BQ0ldisxlong1AxYPDZubLBgsog"><strong style="font-size: 16px;">每月消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvuId6d0DodXp9xXdUhuMTDzscc"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SEAjdWO7OomUepxgVN1uqKdFsJf"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MmJEdEehqo1F1Axira2u4x3rsHd"><strong style="font-size: 16px;">每年消费笔数</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N4N1dtU1bo9q17xUGTiuEhtosTh"><span style="font-size: 16px;">1,040 笔</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MABjdEcaPol13exB9FruTIQisWg"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VvkIdmd9joLmqRxXGVdumAgOsPc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-APCxdUne5ot5KoxbieQu0mAnsRg"><span style="font-size: 16px;">从限额来看，亚太卡适合日常消费需求，全球卡的额度显著更高，更适合有大额消费或高频消费需求的用户。</span></div><div class="ace-line ace-line old-record-id-QjRYdFV1woGFd5xDb25un8qSsYf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NlxUd0g2EoZsnGxhWsOuWYfssed"><strong>5. 手续费计算示例</strong></h2><div class="ace-line ace-line old-record-id-PlfYdQpFTo3fLaxMT9ZuInFHstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FOTvdBzUvoSm8Wxlml3u3Hf1sZe"><span style="font-size: 16px;">以下示例帮助您理解不同消费场景下的实际扣款情况。示例中的费率和金额仅供说明，实际费率请以上文表格为准。</span></div><div class="ace-line ace-line old-record-id-Q7VSdVWOeofABzxs8yuu517Osqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Cg8jdrGrJoi6CRxHrr1ucDY3sEn"><span style="font-size: 16px;">示例一：同币种消费（美元商户，无跨境费）</span></h3><div class="ace-line ace-line old-record-id-CqM6di2Iqor4OwxuxDduCkx4sOf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QMHJd4mX9oQETPxWvsQuJfwSsWd"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在美元商户消费 100 USD。</span></div><div class="ace-line ace-line old-record-id-OWJLdJpcrowAFBxfVOyuM7JXsif"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O8ZJdFT0rokLG0xsL1QuuURbsxd"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L1eRdsmtRo9dxexSXvou8b0nsAc"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FTaEdheqpovJRnxxAQzuHDLAswh"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YxbbdL8vqoeYVYxctM5uUeZjsYc"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YuYgdpjGFo3w8oxjffYuemkUsbc"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GhZhdyxwgo3Y2axtjwuumwjfshc"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Un0DdWYBdo4KdIxA8Jsuxlezspf"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTpBdqo9boVp52xT1Ksu84mTsHp"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EnyHdmx6roDbjdxbxHxuMa53s1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J7C2d1JyNo2vAExBk7puKvwmsoh"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E8k5dZSxKoI5cpxLhHYuHBuwsAh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KvuhdUVP6ouh0bxJhEwuHCPlsUb"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CLoIduIgdo1iW8x5yz2uejugsnb"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FID0d1c3woraalx3YB3uBq7Msub"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWBadpcWgo6Df4xsTstu3sDysph"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EYLzdsI6GobIHvx15UDuYdW2sSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LrxPdicYho6W9sxc4tfuG0LnsAe"><span style="font-size: 16px;">可以看出，MEXC 亚太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-ApSsd88czovsEpxDApDuO44MsD5"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RfkddgvmSo6ELqxTEAbujPKasdd"><span style="font-size: 16px;">示例二：跨境消费（非美元商户，触发外汇兑换费）</span></h3><div class="ace-line ace-line old-record-id-BfSQdRcQno8vCCxKDIVu3wwHsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NqNcdeQp3oYk3px9v68ubcSKsSe"><span style="font-size: 16px;">假设交易者账户中只有 USDT，在境外消费 100 EUR。假设 Visa 汇率按 1 EUR ≈ 1.08 USD 计算。</span></div><div class="ace-line ace-line old-record-id-B5hNdAT52oSvfzxywHXuox9TsMe"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KS55dr3ewoIfGsxtLUIuAhAWs4e"><strong style="font-size: 16px;">项目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J1Jpdzmdao3v2txrCPsurVozssh"><strong style="font-size: 16px;">MEXC 亚太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I8t1duwbcoEluQxXytRu25ixsIb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9vmdM5XToLAMUxUW1pus5qXsZf"><strong style="font-size: 16px;">消费金额</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BYF1die5moPMAMxdlnNup2z9sge"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HgDxdJQo3o0SmjxcoVdubsZksQc"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SGkodiOzjoRTgIxEfICup1CisNb"><strong style="font-size: 16px;">外汇兑换手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9vjdNCZKoPcuKxHrpluN5q5sQc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EDeadqxauo6y8Ix4yDiuNnx2sLh"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8hhdzTTlo5KhrxNMO6uidBEsph"><strong style="font-size: 16px;">加密货币转换费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rr51d4pleodSZ8xNJtXumAqAs5E"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DnZEdZ4bYoJra8xq6AuuV4Afs5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WYtFddLjLoUfG3xdmKNuvM6Fs8b"><strong style="font-size: 16px;">交易手续费</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HdZpdkoM7oiSWUxKuBLuSESYs3e"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-F6aidn0e3onGE1x8l7Tu4g44sRE"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U6n7dBXQxo6R8uxRdHUuYGE6smc"><strong style="font-size: 16px;">总扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GV8QdRfs3o0q7ZxdTbfuHmGas0A"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OwZndcC6yoTzegxwX4fub96YsSG"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZpNfdSUGcogcqVxcraxuW28HsMe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NKuIdOg8povAJExu2OxuOJYpsBc"><span style="font-size: 16px;">可以看出，在跨境消费场景下，两种卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-CJbodxJohodIuBxAkGyuwCvYsxv"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OF16dje6Coqw9kxioKvu8gmcsWe"><span style="font-size: 16px;">MEXC Card 以零开卡费、零年费、零闲置费、零销卡费的政策大幅降低了用户的使用门槛。在选卡时，如果您以本地同币种消费为主，MEXC 亚太卡的成本更低，更适合选择。如果您经常进行跨境消费或有大额消费需求，两种卡片成本相同，可任选其一。建议用户在使用前登录 MEXC 官方平台查看最新费率与限额说明，以获取最准确的信息。</span></div><div class="ace-line ace-line old-record-id-ETl2drAgPoOB9gxGuosuZR57sme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-KfH8dRsY7oCvNrxCYDWu3xYbs3e"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CPOqdX7CCoUOMqxA7GbuiCYKsAd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-NCludNDSPoJ2HXxCYpIuKoGysfd" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 订单交易常见问题详解：授权、结算与退款全解析</a></div></li><li class="ace-line ace-line old-record-id-TYX9dGIGfogiwnxcu66uqxoLsMe" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Nzd2dMqCWoj20Exotz7ujy1bsch" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-OsWXdptVxoXh5zxQMzMuWiScsGb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="RqbJddoJAoUKY9xGeuFuIcSssRb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-A5Lfd7LI2oi8BDx9p7rusoetsjb"><span style="font-size: 16px;">MEXC 现已支持 USD 银行转账 (SWIFT)，符合条件的用户可在其银行账户与 MEXC 法币账户之间安全地充值及提现 USD。</span></div><div class="ace-line ace-line old-record-id-H7bTdm6ecoRnOOx005VuDJO1sOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YNdId7xQqoGmG3xEaI2uWLHzslq"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 专为偏好通过银行转账进行大额转账的用户设计，提供安全、可靠且便捷的资金转移方式。USD 充值到账后，您可通过<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一键买币</a>购买数字货币，或使用资金于<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/exchange/USD_USDT">现货市场</a>进行交易。您亦可将 USD 余额提现回您的银行账户。</span></div><div class="ace-line ace-line old-record-id-Jhqldr92uokwT9x0sGduiDKtsec"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6WWdoWlZobOtcxMHSEuv9LEsmf"><span style="font-size: 16px;">请按照下方步骤指南操作以充值或提现 USD。在进行法币充值前，请确保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高级身份认证</a>。</span></div><div class="ace-line ace-line old-record-id-Q7ovdCQKWoCBkHxJ5GquGc35skg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MMoCdtN3Wom9QUxlhVTu0L8Gswd"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-PKxqdyjiRoMAJzx9hqnuAaWFsfg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EIJNd3ve9oW3trxhnsmulCvNs7e"><span style="font-size: 16px;">步骤 1：前往法币充值页面</span></h3><div class="ace-line ace-line old-record-id-D6SEduPlzoGroAxYbpCu9030sUA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTZldreLmopBQBxrK4quBRimsRe"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。</span></div><div class="ace-line ace-line old-record-id-UsN3d1Qfaot5uyxdhXcuhVzZs0f"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"cca7dcea-a812-4c28-80c4-e01e84996448","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FSQ2xb3Ec4o1BiRx1WKFu6RGSsTb%2F%3Fpreview_type%3D16","file_token":"SQ2xb3Ec4o1BiRx1WKFu6RGSsTb","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-IFS5dAQvJozZ71x9JRHuA0TdsEd"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145324971CAmnAJIakKGoqq.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SQ2xb3Ec4o1BiRx1WKFu6RGSsTb/?mount_node_token=IFS5dAQvJozZ71x9JRHuA0TdsEd&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://SQ2xb3Ec4o1BiRx1WKFu6RGSsTb" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ShL0dp9WMoFaHMxyEXMuuKoysgd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QM4hddYEKockQOxYJL9uQtvPske"><span style="font-size: 16px;">步骤 2：输入充值详情</span></h3><div class="ace-line ace-line old-record-id-ZpxndoUOWo77xdxtrPGu4l2Jscf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAVrdG8Ixowabhx2bohurW8Gsuh"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种</span></div><div class="ace-line ace-line old-record-id-DfkjdhzlZotXWtxmo8Xupzn0spb"><span style="font-size: 16px;">2）输入您希望充值的金额</span></div><div class="ace-line ace-line old-record-id-O9iRdb1fuoPxdWx9gxcuXzgKsYb"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为支付方式</span></div><div class="ace-line ace-line old-record-id-W8S0d8016o8PskxrAEzu63Axsze"><span style="font-size: 16px;">注意：最终到账金额将以实际收到的金额为准。</span></div><div class="ace-line ace-line old-record-id-E5Pddy4aaocri1xQUb5uy719sTc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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old-record-id-IkRPdUX8BoquCpxtAZ2ukWdssuc"><span style="font-size: 16px;">步骤 3：完成账户设定</span></h3><div class="ace-line ace-line old-record-id-HMxodQSLCoF0pWxXvAqujY4Ksxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQ6tdnLsHoTTMcxMzCiu85INsCh"><span style="font-size: 16px;">您可能需要查看并提供您的身份信息以设定您的银行转账账户，包括您的全名、国籍、居住国家/地区以及其他所需详情。</span></div><div class="ace-line ace-line old-record-id-Yb6ddsdiPoTjQmxbpnsu41HCsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HyS6d5iYjos6BGxGN92utT4ysFh"><span style="font-size: 16px;">请确保所有信息均准确无误，且与您已认证的账户详情相符。</span></div><div class="ace-line ace-line old-record-id-LpKHdVtZIoOXNdxk8IluQ3hFsmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D5ETdMCzQo7KLexOzMYuckgJspb"><span style="font-size: 16px;">账户建立通常需要约 2 分钟。完成后，您即可继续进行转账。</span></div><div class="ace-line ace-line old-record-id-UuxrdJLP8o2adhxmYw8uVlzXsxh"><span 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data-suite="eyJmaWxlVG9rZW4iOiJTZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8iLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiTmQwVGRWR1RQb2VhNWF4eE93YXVhZzE2czJjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9TZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8vP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SebPbnpzIoXdowxfuUXuwHzZsqO/?mount_node_token=Nd0TdVGTPoea5axxOwauag16s2c&mount_point=docx_image" data-width="1888" data-height="912" data-lark-image-uri="drivetoken://SebPbnpzIoXdowxfuUXuwHzZsqO" data-lark-image-width="1888" data-lark-image-height="912" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="heading-2 ace-line old-record-id-JLl4d8SX3oF8pixRtyyutstSsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CthQd0mVqo3O9nxNBW9urt4GsKe"><span style="font-size: 16px;">步骤 4：进行银行转账</span></h3><div class="ace-line ace-line old-record-id-IqljdhUU3oxrR9xcmoFuy2SCsug"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BPKcdcGPVopz3mx41xJukyONsSe"><span style="font-size: 16px;">查看 MEXC 提供的转账详情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRFHdGQmjoTKC1xOPKSuUtyzsue" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-ElPGdmMOJoyHq2xwEImuPCqHsRe" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-LYtIdH3eYo6ZGSxUREIuOfrgsAg" data-list="bullet"><div><span style="font-size: 16px;">收款人账户</span></div></li><li class="ace-line ace-line old-record-id-NNgvdrDD5ofXnzxr63fuP9ypswL" data-list="bullet"><div><span style="font-size: 16px;">附言/备注</span></div></li><li class="ace-line ace-line old-record-id-WiLrd7sstoI9UHxgYaPuZi06sdb" data-list="bullet"><div><span style="font-size: 16px;">其他银行详情（如适用）</span></div></li></ul><div class="ace-line ace-line old-record-id-LDCqdufWEoIIQgxCVD5uh0g8s2Z"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WLTBdsSEUoFPUZx7fm7uEiR4s5d"><span style="font-size: 16px;">使用这些详情从您的银行发起 SWIFT 转账。</span></div><div class="ace-line ace-line old-record-id-SwLRdvu7XoBLBpxsCY3u2cS3sQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LLXvd2laOoXif8xnbN3u0DeQsQc"><span style="font-size: 16px;"><strong>重要提示：</strong>请严格按照显示的信息输入收款人详情与附言码。信息错误可能会导致转账失败或延迟。</span></div><div class="ace-line ace-line old-record-id-UiaFdKKGTovNibxT5Lwu7Siqsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKAydXFsBouQXAxY9lHuVV9Ss6f"><span style="font-size: 16px;">进行银行转账时，请特别注意以下事项：</span></div><div class="ace-line ace-line old-record-id-Fbz6dPHTNolkSOxOz95umTovsUc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YriqdfgiDoECZgxUu4CuAWNvsqf"><span style="font-size: 16px;">1）收款账户信息</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XTvDdfKYXohjazx79zyuhePEsCg" data-list="bullet"><div><span style="font-size: 16px;">请根据银行要求，使用国际银行账号（IBAN）或银行账号进行转账。</span></div></li><li class="ace-line ace-line old-record-id-SNkVdCIOGoijO7xlxGKuwm1SsVe" data-list="bullet"><div><span style="font-size: 16px;">转账类型请选择【个人转账】，收款银行所在国家或地区请选择【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-GcSldzFLDoKHKvxBRmLuDMSrsbb" data-list="bullet"><div><span style="font-size: 16px;">部分银行在办理国际汇款时可能要求填写中间行信息。如有需要，请以 MEXC 充值页面显示的中间行信息为准。</span></div></li></ul><div class="ace-line ace-line old-record-id-KIGFdsDIPoSWvsxmSGmumCaesqc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqywd6PwkoXIucxD5j4uiUDTsMb"><span style="font-size: 16px;">2）付款账户要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7vkdbGJaonGvkxdolyumR5usnJ" data-list="bullet"><div><span style="font-size: 16px;">请使用与 MEXC 实名认证姓名一致的本人银行账户进行汇款。使用他人名下的银行账户汇款，款项将被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-RX6Wd0dBcoq3IjxksnVuoB0hs6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YuoAdGphao14Jsx4jajuMBlLsxb"><span style="font-size: 16px;">3）转账备注</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KN17dy4Tgo07VAxNHJEu225Zswf" data-list="bullet"><div><span style="font-size: 16px;">请在转账备注中完整填写页面提供的汇款识别码（Reference）。未填写或填写错误可能导致订单匹配延迟，甚至无法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-SwMld6y6Po2eIsxHpiPuBujLsob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V77Kdu5V7o9XX8xo8vTu4A04slc"><span style="font-size: 16px;">4）手续费</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IEXkdg8dWofO55xmkELu6du1sah" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 汇款可能经过一家或多家中间行，中间行可能从汇款金额中另行扣费。</span></div></li><li class="ace-line ace-line old-record-id-Sq18dFTSEoWPooxAZ3jueJR1spb" data-list="bullet"><div><span style="font-size: 16px;">请在银行端选择【汇款人承担全部手续费（OUR）】。请确保实际到账金额不低于订单金额。</span></div></li></ul><div class="ace-line ace-line old-record-id-QL27dW5aXontvYxmVdJun0E4sUc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJJRkNOYnpKTFNvNnVNWXhyd1RjdXlxRXRzWmEiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiV3R5UGRBRjdZb1pjMzh4MkVGTHVSckdDczNnIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9JRkNOYnpKTFNvNnVNWXhyd1RjdXlxRXRzWmEvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/IFCNbzJLSo6uMYxrwTcuyqEtsZa/?mount_node_token=WtyPdAF7YoZc38x2EFLuRrGCs3g&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://IFCNbzJLSo6uMYxrwTcuyqEtsZa" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Naptdl4qEopjRQxzVdCuZcXQs7d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YJWZdZftmouLEUx55ABuutEbsef"><span style="font-size: 16px;">步骤 5：等待您的充值到账</span></h3><div class="ace-line ace-line old-record-id-PzuPdK7zpoKEHPxSzDXuhWMEsWh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MZV5drIHKojNcHxMiHCuSSPMsng"><span style="font-size: 16px;">收到并确认转账后，您的 USD 将划转至您的法币账户。</span></div><div class="ace-line ace-line old-record-id-FAewdWbq0oStdIxkfLCuw1nYspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BCI0d8JM6o0igGx6gkNuPUBTsWf"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 个工作日内到账，具体取决于您的银行及所涉及的任何中间银行。</span></div><div class="ace-line ace-line old-record-id-Q8QgdQujmo9DQMxwap1ujM1Xsnd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NZu5dHVlconIysxUGZMuH1lCspW"><span style="font-size: 16px;">步骤 6：查看您的交易历史纪录</span></h3><div class="ace-line ace-line old-record-id-Az5jd6f10ovijwxoKvUudkQes9n"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YGAJdpy9qoS9qfxiYXPuMwlDsyd"><span style="font-size: 16px;">前往资产 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法币</a>以查看您的法币充值与提现历史纪录。</span></div><div class="ace-line ace-line old-record-id-MaB0dt5Kfo5uXqxsFVauCNrFsCA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RpqtdduHxorqkAxaQ28usqOCsEh"><span style="font-size: 16px;">到账后，您的 USD 余额即可用于购买数字货币与进行交易。</span></div><div class="ace-line ace-line old-record-id-XEzsdJF7PoMI3gxVk8EuqJPEswd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-THFddk2FaosPwIxDsVGuoYKIsKb"><strong>2. 提现</strong></h2><div class="ace-line ace-line old-record-id-RYifd789Eov3DCxuepCuj9KZsNb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Lnxbdyu3PoEWO4xAj6CugFXdsSd"><span style="font-size: 16px;">步骤 1：前往法币提现页面</span></h3><div class="ace-line ace-line old-record-id-Shzhd7Y2MoRsODxUHfPu6rgPspf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SN3ddaCGjotfILxkHDmu3h3KsAf"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。然后选择提现以切换至法币提现页面。</span></div><div class="ace-line ace-line old-record-id-GQYbd76pTo1cl2xSYfnuUx4JsQb"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"c8ec8791-9054-40c4-a99d-abc413cea851","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHskdbHx9IoCIDOx8dj0ujdShsFT%2F%3Fpreview_type%3D16","file_token":"HskdbHx9IoCIDOx8dj0ujdShsFT","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-A1OId0xQYoIGsqxag0fujtDYspc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145325337jZxvEJEd75pBJF.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/HskdbHx9IoCIDOx8dj0ujdShsFT/?mount_node_token=A1OId0xQYoIGsqxag0fujtDYspc&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://HskdbHx9IoCIDOx8dj0ujdShsFT" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ACMNdiBFuonHMlxY0XyuiepOswh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BGIfdCSd3ooH9IxXBAuuvwnUsLN"><span style="font-size: 16px;">步骤 2：输入提现详情</span></h3><div class="ace-line ace-line old-record-id-MXPYdH9hxorJABxvhchusglmsic"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TjccdUPl2oaCu0xy0IOuW9oTspd"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种。</span></div><div class="ace-line ace-line old-record-id-ERqPdyEL6oYaH9xnf63uMkQxsTg"><span style="font-size: 16px;">2）输入您希望提现的金额。</span></div><div class="ace-line ace-line old-record-id-BaWFdvt6Kos3hPxbxdDuG3F7sld"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为您的提现方式。</span></div><div class="ace-line ace-line old-record-id-TQ51dPtsdoGt4dxrQ0ruXe6YsPh"><span style="font-size: 16px;">4）按要求输入您的银行账户详情。</span></div><div class="ace-line ace-line old-record-id-WdAedtcdmoRJ3SxUGz3uwCqYseg"><span style="font-size: 16px;">5）核对提现详情及适用手续费，然后继续操作。</span></div><div class="ace-line ace-line old-record-id-OBFQdLdvBonhrsxX2oQuSXEusAc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBS0dvo0Doq9agx0WM1ua9DBsDc"><span style="font-size: 16px;">重要提示：请确保您的银行账户信息准确无误。信息错误或不完整可能会导致延迟或提现失败。</span></div><div class="ace-line ace-line old-record-id-NfoSdlC2ooWCtNxCafTuQhHvsWh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LDKGd1HW1oAtVqxtpzXupceas9K"><span style="font-size: 16px;">步骤 3：完成安全认证</span></h3><div class="ace-line ace-line old-record-id-TpdGdOR35o54gdxH1kSunHvms6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tf5jddEYNoU0cPxo2rauORvXsRb"><span style="font-size: 16px;">核对并确认您的提现详情，然后完成安全认证 (2FA)。</span></div><div class="ace-line ace-line old-record-id-QN5VdV6upoyZOnxPQQMuRJmoszh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CetrdPDNPoL9svxYF6huMFpasOd"><span style="font-size: 16px;">步骤 4：等待您的提现</span></h3><div class="ace-line ace-line old-record-id-R8zzd2ZhCoWI91xlCLTumHfjspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TZf6dKgjHoQye1xA6rfuLvV6sAf"><span style="font-size: 16px;">您的提现申请成功提交后将会进行处理，资金将通过 SWIFT 发送至您的银行账户。</span></div><div class="ace-line ace-line old-record-id-VEN4dqSgeoOxvOxp3e2uveJTszd"><span style="font-size: 16px;">SWIFT 提现可能需要 1 到 2 个工作天到账，具体取决于收款银行、中间银行及银行假期。</span></div><div class="ace-line ace-line old-record-id-XJWEdZD2iop5LPxpXXNuYJF6sng"><span style="font-size: 16px;">您可以在订单下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提现状态</a>。</span></div><div class="ace-line ace-line old-record-id-AqbydJe84oONbXxRmGauemqQsIe"><span style="font-size: 16px;">即使 MEXC 上显示提现已完成，您的银行可能仍需要额外时间将资金划入您的账户。最终划转金额与收到时间取决于您银行的处理情况与记录。</span></div><div class="ace-line ace-line old-record-id-Yu9rdnEOYo2BJHx7gEEusBWts8f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IsC2dO74GoStnUxXSCnu6YtXs7d"><strong>3. 重要注意事项</strong></h2><div class="ace-line ace-line old-record-id-HOMed1ehzoTqCOxvyAgumr3ysRh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTZtdAwM0oljyqxE3FTu4VLbstb"><span style="font-size: 16px;">3.1 资格</span></h3><div class="ace-line ace-line old-record-id-OzWRdFoc6o2h2ExdylRuVkKdsxd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BVYqdMv91oe84jx8a8iu36w7sZc"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 适用于地址证明 (POA) 或身份证明 (POI) 来自以下支持国家或地区的符合条件用户：</span></div><div class="ace-line ace-line old-record-id-BGMDdZyRKoqH3ZxSpwauyS7XsXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MNfQd2dWAoIQh6xWNU9ufRzbsle"><span style="font-size: 16px;">奥兰群岛、安道尔、南极洲、阿鲁巴、澳大利亚、奥地利、巴林、巴巴多斯、比利时、百慕大、不丹、博茨瓦纳、布韦岛、巴西、英属印度洋领地、文莱、佛得角、加拿大、开曼群岛、智利、圣诞岛、科科斯（基林）群岛、库克群岛、克罗地亚、捷克共和国、丹麦、多米尼克、爱沙尼亚、福克兰群岛、法罗群岛、斐济、芬兰、法国、法属圭亚那、法属南部领地、直布罗陀、希腊、格陵兰、格林纳达、瓜德罗普、关岛、根西岛、赫德岛和麦克唐纳群岛、香港、冰岛、爱尔兰、马恩岛、以色列、意大利、日本、泽西岛、约旦、基里巴斯、拉脱维亚、列支敦士登、卢森堡、马来西亚、马绍尔群岛、马提尼克、马约特、密克罗尼西亚、蒙特塞拉特、瑙鲁、新喀里多尼亚、新西兰、纽埃、诺福克岛、北马里亚纳群岛、挪威、阿曼、帕劳、皮特凯恩群岛、波兰、葡萄牙、波多黎各、留尼汪、罗马尼亚、圣巴泰勒米、圣赫勒拿、圣基茨和尼维斯、圣卢西亚、圣马丁、圣皮埃尔和密克隆、圣文森特和格林纳丁斯、萨摩亚、圣马力诺、圣多美和普林西比、斯洛伐克、斯洛文尼亚、所罗门群岛、南乔治亚和南桑威奇群岛、韩国、西班牙、斯瓦尔巴和扬马延、瑞典、瑞士、台湾、东帝汶、托克劳、汤加、特克斯和凯科斯群岛、图瓦卢、英国、乌拉圭、梵蒂冈、瓦利斯和富图纳。</span></div><div class="ace-line ace-line old-record-id-H3TFdZTVsoO3VIxatfLudCLusth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-S261duavEo2MGixAVzuux7pvsFg"><span style="font-size: 16px;">3.2 费用与限额</span></h3><div class="ace-line ace-line old-record-id-J8GWd7g0OopraLxTtpbuzvRBsac"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Gp0CdrTq2oyQHcxoJAcuLJ8Ssvb" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手续费：</strong>USD 充值享有 0 费率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ARr7dnEW2ocoOTxb1TgurAicsJf" data-list="bullet"><div><span style="font-size: 16px;"><strong>提现手续费：</strong>以提现页面显示的费率为准</span></div></li><li class="ace-line ace-line old-record-id-URrfd6N4iomkwHx7ai1uZWx7scb" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限额：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-Z0IjdEHhuo4hCmxxITGu8aQlsm6"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PUcldzAkBoSTF2xFCgDux3Hgs6g"><span style="font-size: 16px;">3.3 充值说明</span></h3><div class="ace-line ace-line old-record-id-W8PfdzpP1ofvqxxCQkNueOY9sic"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CU3ddZqdBoFXTExJn4muKSo4ssh" data-list="bullet"><div><span style="font-size: 16px;">银行账户持有人姓名必须与您进行 MEXC 身份认证时使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-ElEOd9YMLov4UJxVkDpuun1CsEf" data-list="bullet"><div><span style="font-size: 16px;">划入您 MEXC 法币资产的金额将以实际收到的金额为准。</span></div></li><li class="ace-line ace-line old-record-id-IycRdYujLoJVVNx8Whcuu3nBsze" data-list="bullet"><div><span style="font-size: 16px;">请务必使用针对该笔具体交易显示的银行详情及附言码。</span></div></li><li class="ace-line ace-line old-record-id-E9KUd7lDSoOwpNxaRFsuZUl3sJh" data-list="bullet"><div><span style="font-size: 16px;">您的银行可能会收取 SWIFT 手续费。您自己的银行或中间银行可能会收取额外的 SWIFT 转账费用。</span></div></li></ul><div class="ace-line ace-line old-record-id-WrJNdgH7YogJhZxXmQ2uoWmrs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Arqkdv0gpoC2Whx6vTkunqdUs4g"><span style="font-size: 16px;">3.4 银行汇款字段填写参考</span></h3><div class="ace-line ace-line old-record-id-NojVdYXnCoHdc5xEHlWuyHMrsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WAQ7dW99zoLorOxVtm0ubiZUsdh"><span style="font-size: 16px;">不同银行的网银或手机银行可能使用不同的字段名称。办理 SWIFT 汇款时，请参考以下对照表填写，并以 MEXC 充值页面显示的信息为准。</span></div><div class="ace-line ace-line old-record-id-Oy17dr0CHob87kx8mqIupJw4sOh"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ITIidQiWdoaVBbxsMpTujxUssvg"><strong style="font-size: 16px;">银行界面常见字段</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZdYUd4tUkoeNXKxhpDoufNb8sOf"><strong style="font-size: 16px;">应填写信息</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BGlkdRpx5oi89rxC9WyuCIJAspd"><strong style="font-size: 16px;">重要说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XDEudRtvMof5mcxO2ZjusWlZsah"><strong style="font-size: 16px;">汇款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WV4ddnFlyozpUrxiWzYuUVozshd"><span style="font-size: 16px;">您银行账户的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TDBnd4MW0o7xJaxeKkKukok0sGb"><span style="font-size: 16px;">必须与银行账户姓名完全一致，请勿使用首字母缩写或简称。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Nja9dxJYRoRsQVxHCxOu4l6Msec"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OLRQdfYTyosR9QxQd4OuVu53s1g"><span style="font-size: 16px;">MEXC 充值页面显示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DWzMdjjxxoVNOHxoaEQumiUKsmz"><span style="font-size: 16px;">完整复制页面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8p7db5HSobK22xLIpquoD7fsTf"><strong style="font-size: 16px;">收款人账号 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnoqdDkqRoAwbhxtdvzuq9KCsFf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kds0dVukOoVlU3x5Uzsu4du7sIc"><span style="font-size: 16px;">根据银行要求填写；如要求使用 IBAN，填写完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KIKOdSf0mo0Ajmx61b3u5twFsic"><strong style="font-size: 16px;">SWIFT / BIC 代码</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q3FSdQFaYodhTnxYMFhu5PS2sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BslFdXbTfoosFExMV9FuMm9zsZg"><span style="font-size: 16px;">SWIFT/BIC 用于识别银行，IBAN 用于识别具体账户；如均要求填写，请同时填写。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlMWd731dohD7tx5ZYOupqNRs5i"><strong style="font-size: 16px;">汇款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LrCgdxPDio7QnAxG3AiuUWMysCc"><span style="font-size: 16px;">MEXC 充值页面显示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FpafdKFp6oU1aWxE2BNucAersag"><span style="font-size: 16px;">该字段为必填项。若缺失或填写错误，入金可能无法自动入账。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ecwxd02OZoyjhFxCSnTuRPwTsNh"><strong style="font-size: 16px;">收款银行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ABzHdajVToyHl1x1VVSu6ilesZf"><span style="font-size: 16px;">如银行要求填写，请使用 MEXC 提供的银行所在城市及国家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QN2kdz5eBotNrIxoVqvuKz6hsFd"><span style="font-size: 16px;">部分银行在仅提供 SWIFT 代码不足以识别收款行时，会要求填写地址信息。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NmTYdwx8Do4khYx6wG1utLUDsWf"><strong style="font-size: 16px;">费用承担方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lx43dIy10owxLrxj2yhuagu1shb"><span style="font-size: 16px;">建议选择 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SzVAdwDTmo3P1FxE5AauNm6psIh"><span style="font-size: 16px;">若选择 SHA，中间行费用可能从汇款金额中扣除，导致实际到账金额减少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-E6dOd904do55ALxeqEru87GksEg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CLt1dH24LomndbxN3TtuhrWhsbc"><span style="font-size: 16px;">3.5 汇款注意事项及异常处理</span></h3><div class="ace-line ace-line old-record-id-TO2Ad4W5roBipfxQ8YfuFPzKsie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FRGxdbuAdonSUPxDYWwumwNissd"><span style="font-size: 16px;">转账前，请务必核对以下信息：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZSlPd6jK1oOyZpxDUBau8yOtsAd" data-list="bullet"><div><span style="font-size: 16px;">收款信息：收款人姓名、IBAN/银行账号及 SWIFT/BIC 代码必须与 MEXC 充值页面显示的信息一致。</span></div></li><li class="ace-line ace-line old-record-id-KBtLdBSuBoNZiZxmkn7uCek5skf" data-list="bullet"><div><span style="font-size: 16px;">汇款附言：请完整填写充值页面提供的 Reference Code，缺失或填写错误可能导致订单无法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-SOhNdFRtto2KyTxdzh8ut3T6sGb" data-list="bullet"><div><span style="font-size: 16px;">付款账户：必须使用与 MEXC 实名认证姓名一致的本人银行账户，第三方账户汇款将被退回。</span></div></li><li class="ace-line ace-line old-record-id-C5Mvd8v9PongGjx67LNuf3ENsMj" data-list="bullet"><div><span style="font-size: 16px;">汇款金额及手续费：确保汇款金额符合充值限额及最低入金要求，并考虑可能产生的银行手续费。</span></div></li><li class="ace-line ace-line old-record-id-VbOXdeO8PogcrUxoUScuW5g5sqc" data-list="bullet"><div><span style="font-size: 16px;">汇款凭证：建议保存充值页面的收款信息及银行汇款回单，以便后续查询。</span></div></li></ul><div class="ace-line ace-line old-record-id-GrdBdzyZsoavDbxFgVWugKOKsNz"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JTZed7aNMoyiZ6x6a8zuCmIrsVh"><span style="font-size: 16px;">如果汇款出现异常或迟迟未到账：</span></div><div class="ace-line ace-line old-record-id-W1E1dsfB7o2qL1xOIH3uVCYhseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PP8CdNT62o4YHfxc1LRuIxvEssc"><span style="font-size: 16px;">SWIFT 汇款可能因银行处理、收款信息错误或订单匹配失败而延迟到账。如果超过 3 个工作日仍未到账，请按照以下步骤处理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZEXYdgDPvoN9ZFxyIvluiNxosAc" data-list="bullet"><div><span style="font-size: 16px;">核对汇款信息：检查汇款回单中的收款人姓名、IBAN、SWIFT/BIC 代码及 Reference Code 是否正确。</span></div></li><li class="ace-line ace-line old-record-id-ERYIdZ19montAsxexkpuhluzspe" data-list="bullet"><div><span style="font-size: 16px;">联系汇款银行：确认资金是否已成功汇出，以及当前处理状态。</span></div></li><li class="ace-line ace-line old-record-id-WW69dmQoVom6kjxTWTpuUFb9sOb" data-list="bullet"><div><span style="font-size: 16px;">联系 MEXC 客服：如银行确认汇款已完成，请提交 OTC 工单，并提供汇款回单、交易参考号、汇款金额及汇款日期，以便进一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-QEBldwhaKop2BCxuBm0uEjREsIc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJjDdrf3ho107pxXH58uDMMas4d"><span style="font-size: 16px;">安全提醒：请仅使用 MEXC 官方充值页面提供的银行收款信息，切勿通过电子邮件、Telegram 或其他非官方渠道获取或确认收款账户信息。</span></div><div class="ace-line ace-line old-record-id-Y035dnagDo6SaOxzFVIu7F3Asye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QxXddJP9Zoq449x2culuu8BVsgf"><span style="font-size: 16px;">如果您有任何疑问，欢迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工单</a>寻求协助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MKvQdvOp9ommLnxRph6uswq0s3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XmGEdpQpzo8CB5xXrsruWhq4s9d"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IT1pdi8LUoo8zYxBHDdu0Oias5b" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高级身份认证</a></div></li><li class="ace-line ace-line old-record-id-PNvkdfrjvoOgx9xsvGmu8F2us9g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币？</a></div></li><li class="ace-line ace-line old-record-id-FPI3dzIYNor6zKxdQbLuzEPlswd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买数字货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-M3NqdYVbToltjAxh9UyuyMbys2g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-V64MdmkYjog9sMxCp5Fu3N2csNb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道购买数字货币</a></div></li></ul><div class="ace-line ace-line old-record-id-U4cOd5Jjyo6RHex59yXu2J4Iszf"><br></div></div>

<div data-page-id="ODfad4YS5o8kbbx1gKMuaFCKs1b" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-3 ace-line old-record-id-JjTXdK42ooxsu5xe6K8u1JdusQh"><strong>内容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TmI7dP8MloaX7yxwG0xuH5WTsXg" data-list="bullet"><div><span style="font-size: 16px;">MEXC P2P 商家中心已全新升级，整合等级、任务、工具与支持四大功能模块。</span></div></li><li class="ace-line ace-line old-record-id-D7UydzBR5oyfZox5J4uu66jWscf" data-list="bullet"><div><span style="font-size: 16px;">商家等级任务涵盖升级奖励、保持等级奖励与连续保持奖励三类激励。</span></div></li><li class="ace-line ace-line old-record-id-FwdxdyVHpolHiExeVwWuEWvcstd" data-list="bullet"><div><span style="font-size: 16px;">每日经营任务鼓励商家保持广告在线并完成真实交易，连续完成可累计里程碑奖励。</span></div></li><li class="ace-line ace-line old-record-id-GUjSdp9M2oDdRdxNmV2uszCQsib" data-list="bullet"><div><span style="font-size: 16px;">新商家可通过发布广告并完成首笔订单获得专属奖励，周交易量排名榜为优秀商家提供额外激励。</span></div></li><li class="ace-line ace-line old-record-id-SBoBdvIxuo2ctdx59ihuY46Rsnc" data-list="bullet"><div><span style="font-size: 16px;">所有奖励由平台统一核算，于每月月初前五个工作日内发放至商家现货账户。</span></div></li></ul><div class="ace-line ace-line old-record-id-TtZcd8i1uoEqdPxAi5EuzwsSsKh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RMNId33cfoaFBYxEsPUuOVg9smf"><strong>1. 商家中心升级说明</strong></h2><div class="ace-line ace-line old-record-id-CLQmdlPk8oS0AlxwPPSuUCUtsfg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VImPdQ6sJoCp4pxknFTuL4JDsSg"><span style="font-size: 16px;">为帮助商家更高效地管理经营表现、获得更丰富的经营体验，<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/">MEXC</a> P2P 商家中心现已全新升级。新版商家中心整合了商家等级、成长任务、经营工具与平台支持等核心功能，帮助商家更清晰地掌握经营数据、专属任务与奖励机制。</span></div><div class="ace-line ace-line old-record-id-XUVTdDF30o869axsPgWuJomks6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Zu1Id99MSop1yCxw1KtuQy0MsNf"><span style="font-size: 16px;">请注意：请将您的 App 新至 6.78 及以上版本，以体验新版商家中心的全部功能。</span></div><div class="ace-line ace-line old-record-id-BFF9dlNnCoV4ibxaqtnuWM1fsvT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QnXgdDmf6oTPFtxiQDcuflMgsxh"><strong>2. 商家商家中心查看内容</strong></h2><div class="ace-line ace-line old-record-id-TtWudG1mWoakXxxgCnkuHgo7sZd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VjgYdrLgno1e0hxKKLtubpyxsvh"><span style="font-size: 16px;">商家可在商家中心查看以下内容：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-WvC3dSEEfogAbTx1V3euVyYFszg" data-list="bullet"><div><span style="font-size: 16px;"><strong>等级</strong>：当前商家等级、权益及成长情况。</span></div></li><li class="ace-line ace-line old-record-id-TG2jdAk37oKzboxECgjucFuhsVf" data-list="bullet"><div><span style="font-size: 16px;"><strong>任务</strong>：查看每日任务、等级任务、新商家任务、周排名任务、累计奖励及奖励明细。</span></div></li><li class="ace-line ace-line old-record-id-IUjwdgw9Io1JluxEz32uiDmnsDc" data-list="bullet"><div><span style="font-size: 16px;"><strong>工具</strong>：管理保证金等相关经营工具。</span></div></li><li class="ace-line ace-line old-record-id-YBBKdnnwwoBxw5xmQT5uNJicsBe" data-list="bullet"><div><span style="font-size: 16px;"><strong>支持</strong>：商家专属支持服务。</span></div></li></ul><div class="ace-line ace-line old-record-id-KZ1sdV0K2oHvECxEoeeuCq4os6g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MUbpdypU0owp67xt2FxuMYQks0d"><strong>3. 活动任务与奖励规则说明</strong></h2><div class="ace-line ace-line old-record-id-OW7IdCCiioAoEKx51sUuJ3P2sWd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Wu5ldoeIZo2ONHxeMRHuZ5zqsah"><span style="font-size: 16px;">3.1 商家等级任务</span></h3><div class="ace-line ace-line old-record-id-Wzntds9chobbaOxTbsGuHLrBsbd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KIujdYP2XoTGcnx6bgful3Jdsog"><span style="font-size: 16px;">符合条件的商家可在任务中心查看升级为优选商家、升级为金牌商家、保持优选或金牌等级，以及连续保持相应等级满指定周期等任务。机构商家不参与此任务。</span></div><div class="ace-line ace-line old-record-id-KI1BdBHqHo00YMx4u32um5AZsUf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VD6bdDW5JoKqLsxbcV4ubfm4s3b"><strong style="font-size: 16px;">等级奖励规则：</strong></div><div class="ace-line ace-line old-record-id-BXN7dt3WiosXJcxFyufuMY0ks4c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AUt4djXaDo9wN2xt7NMuOb0Qs5f"><span style="font-size: 16px;"><strong>1）升级奖励</strong>：商家达到优选或金牌等级，并满足活动页面展示的条件后，可获得相应升级奖励。每个账户的优选升级奖励及金牌升级奖励均仅可获得一次；后续降级后再次升级，不会重复获得相同等级的升级奖励。</span></div><div class="ace-line ace-line old-record-id-OkZ1dOl9TouT85xeZMFubheJs8b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PuWfdCiAjolwgfxVQV5usyOlsGc"><span style="font-size: 16px;"><strong>2）保持等级奖励</strong>：平台按周期评估商家等级保持情况。商家在统计周期内持续满足相应等级要求，可获得对应保持等级奖励。</span></div><div class="ace-line ace-line old-record-id-LHQLdanDLo5vkTxMRhiuNGp2sbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CeOBdfybLo22YGxnGL2ucl4Xsbf"><span style="font-size: 16px;"><strong>3）连续保持奖励</strong>：商家连续保持相应等级达到指定周期后，可获得连续保持奖励；如连续状态中断，累计周期将重新计算。</span></div><div class="ace-line ace-line old-record-id-ErhUdnY7VoVrmAxStCAuoXNtsuU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PH0Md0HQjo4HksxO3KjuPXIqs5b"><span style="font-size: 16px;"><strong>4）奖励标准</strong>：等级任务的具体条件、统计周期及奖励金额，以商家中心任务页面、活动页面或 MEXC 官方公告的实时展示为准。</span></div><div class="ace-line ace-line old-record-id-WMo5dirQpobCihxW71Cu6YOQs5d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BeaVdsG22orbixxjfaNusWYqskc"><span style="font-size: 16px;">3.2 每日经营任务</span></h3><div class="ace-line ace-line old-record-id-U83idCcfXoJGYUxRKkButrPTsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z0PxdO4nSoCEvFxjFZOuuysOsFK"><span style="font-size: 16px;">每日任务旨在鼓励商家持续保持广告在线并完成真实交易。符合条件的商家可在任务中心查看当日任务进度及累计完成天数。</span></div><div class="ace-line ace-line old-record-id-SxjkdYsHgoDt3VxBzBGuCdXlszh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CwindAz64ovQEwxic11uXyg7s3c"><span style="font-size: 16px;"><strong>参与资格：</strong>每日任务适用于 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/buy-crypto/p2p/buy/USDT/AED">MEXC P2P</a> 商家，包括认证商家、优选商家、金牌商家及机构商家。</span></div><div class="ace-line ace-line old-record-id-IbpMd95gXoo2OHxpcnKujVsBsIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kdc3dl41FomGO0xb7XDuDlrXsfd"><strong style="font-size: 16px;">完成条件：</strong></div><div class="ace-line ace-line old-record-id-JhiPdwdN4oqfxHx7012uTO3Nsbc"><span style="font-size: 16px;">商家需同时满足广告在线时长及作为 Maker 完成卖币订单的数量要求。订单以实际完成时间进行统计，广告处于隐藏或下架状态时，不计入在线时长。</span></div><div class="ace-line ace-line old-record-id-MKZyd0RA3o04T9xBuBDuTsYEsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FWUmdkFlXoZGfFx7XOvuKnXps7k"><strong style="font-size: 16px;">累计规则：</strong></div><div class="ace-line ace-line old-record-id-LhrMdevD8oGRaDxAtZ0uouJxsMb"><span style="font-size: 16px;">1）每日统计周期： UTC 00:00:00 至 UTC 23:59:59。</span></div><div class="ace-line ace-line old-record-id-D0fWdiuheo1Of4xWxemu9fLJsdd"><span style="font-size: 16px;">2）每日任务完成后，将累计对应的完成天数。连续完成达到指定天数后，页面会展示连续完成状态标识。</span></div><div class="ace-line ace-line old-record-id-SD1ldp0dFosVaSxlgOJunhC6svh"><span style="font-size: 16px;">3）连续短期未完成任务时，已累计天数可按页面规则保留；连续未完成达到规定天数后，累计进度将清零。</span></div><div class="ace-line ace-line old-record-id-YMNUduFiSoXVQaxQGnFu1h3Ssod"><span style="font-size: 16px;">4）退出商家身份后，相关每日任务累计进度将清零；重新成为商家后，需重新累计。</span></div><div class="ace-line ace-line old-record-id-QGmCdT4EYoYsenxEDO8uGCcGsdc"><span style="font-size: 16px;">5）当日任务进度可能存在数据处理延迟，请以商家中心页面的最终展示为准。</span></div><div class="ace-line ace-line old-record-id-WK6udNb1Qo9HbDxp7M6urhVjsfd"><span style="font-size: 16px;">6）每日任务的累计里程碑和奖励金额，以商家中心任务页面及活动规则为准。</span></div><div class="ace-line ace-line old-record-id-RxEcdCPsfo8VQ7xc8GRulvIosld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X4cSdlKnWo80yCxO18Du2OpNs3d"><span style="font-size: 16px;">3.3 新商家任务</span></h3><div class="ace-line ace-line old-record-id-N6hEd3PVeoIUpOxCBPXuAS67sHh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JSgHdDt1toh4nNxdwfbueozYsdg"><span style="font-size: 16px;">为鼓励新加入的认证商家尽快开展经营，平台将向符合资格的新商家分配限定任务。</span></div><div class="ace-line ace-line old-record-id-LomjdEQRzo8N81xYDKzuRdEbsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JgNpdHOVpot0hvxcxfMu0TUasic"><strong style="font-size: 16px;">参与资格：</strong></div><div class="ace-line ace-line old-record-id-VGjmd2RNhoBH7exELeruwKhTs0f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PE0adLpf8oWqEsxPCIru9XrzsMh"><span style="font-size: 16px;">新商家任务仅面向商家中心功能上线后<strong>首次成为认证商家</strong>的账户开放，符合条件的机构账户亦可参与。历史上曾拥有商家身份的账户，退出商家后再次申请成为商家，也不再参与该任务；每个账户仅可参与一次。</span></div><div class="ace-line ace-line old-record-id-LIlvd07h2oWGq3x481FumJEqszb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LcaHdrjw7oktjvx86cguv2EdsJd"><strong style="font-size: 16px;">完成条件与奖励：</strong></div><div class="ace-line ace-line old-record-id-KsPFdaC1CooV5WxEWMHujTGjs6q"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-G2pjdpjyZojk7WxMT6vutuwFsPh"><span style="font-size: 16px;">成功发布一则新广告，并完成至少一笔由该广告产生、金额大于 <strong>10 </strong><strong><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/price/tether">USDT</a></strong> 的订单。成为商家前已发布的广告产生的订单不计入任务统计。完成新商家任务后，可获得 <strong>2 USDT</strong> 奖励。任务完成状态的展示可能存在数分钟的延迟。</span></div><div class="ace-line ace-line old-record-id-G8J4dfUoIocmhExZXLruF296sDh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GtU8d8uxEo50llxjxp5udqAEslg"><span style="font-size: 16px;">3.4 周交易量排名榜</span></h3><div class="ace-line ace-line old-record-id-LxL2duZCXoSOipxg88Fujri3sbf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGjHdFjjbo8sDZxM1slulhYXsQg"><span style="font-size: 16px;">部分法币区将展示周交易量排名，用于呈现商家在其所属法币区的经营表现。平台将向符合条件的商家发放周交易量排名奖励。</span></div><div class="ace-line ace-line old-record-id-E8DsdrtJto21L5xm0mCuKj4Uswb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SkdkdzIMFo2YkzxOdUgu3A3zsT7"><span style="font-size: 16px;"><strong>参与资格：</strong>适用于指定法币区的 P2P 商家，包括认证商家、优选商家、金牌商家及机构商家。</span></div><div class="ace-line ace-line old-record-id-YCZ2d2czkoZiUTxhclVuQSucsyh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLqDdpuX0oD8fexkfTYuHjebsU3"><strong style="font-size: 16px;">统计规则：</strong></div><div class="ace-line ace-line old-record-id-N03hd4Fszozs9uxVta0udik8s1g"><span style="font-size: 16px;">1）榜单以商家作为 Maker 卖出加密货币后的真实成交量，折算为 USDT 进行排名。</span></div><div class="ace-line ace-line old-record-id-HommdRlHEoADwjxXFr6u7iNzs0d"><span style="font-size: 16px;">2）统计周期为每周周一 UTC 00:00:00 至周日 UTC 23:59:59，以订单的完成时间计算，榜单数据每小时刷新。</span></div><div class="ace-line ace-line old-record-id-XDy9dDjW9ozGDKxXljWuq78hsch"><span style="font-size: 16px;">3）订单的法币需与商家的所属法币区一致，根据法币区的不同，展示排名前 10 至 15 名的商家。</span></div><div class="ace-line ace-line old-record-id-CvisdkjsPonLPTxotOmuj0vZsZb"><span style="font-size: 16px;">4）发奖时，MEXC 将识别并排除异常、虚假或不符合规则的交易数据。</span></div><div class="ace-line ace-line old-record-id-K444d9ZtxoBjiNxkBeXuTUTmscd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YXwldgzvGoLo5CxMsICuSFwYsNh"><strong style="font-size: 16px;">获奖条件：</strong></div><div class="ace-line ace-line old-record-id-PsmUdFwTkoXjXVxJOKWuFHQZs4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Qbvhd3fQtodHVlx6fgKuCpPSs9b"><span style="font-size: 16px;">商家须同时达到指定排名、满足该排名对应的最低 Maker 卖出的成交量要求，并符合平台活动规则及风险控制要求，方可获得周排名奖励。</span></div><div class="ace-line ace-line old-record-id-TILrdhc0foAfz5xTycjutKhAsuc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SoWudL9nuoE7UDx4u4zuQweBsu4"><span style="font-size: 16px;">若成交量相同，平台将依次参考交易对手方的数量、完成订单数量等相关因素。适用法币、获奖排名、最低交易量门槛及奖励金额，均以商家中心页面、活动详情页及 MEXC 官方公告为准。</span></div><div class="ace-line ace-line old-record-id-HXhpdaKzlokRgoxEg5tutCR5sLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PJbFd8kFkoE7M1xuSZBu1FfBsof"><span style="font-size: 16px;">3.5 奖励发放</span></h3><div class="ace-line ace-line old-record-id-Fu9FdI4APo3wm9xmj1Du5RnRspc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZYoFdLWCio15psxXV96uOvcTsGb"><span style="font-size: 16px;">1）所有符合条件的商家任务奖励、等级奖励、新商家奖励及周交易量排名奖励，均由平台统一核算，并在<strong>每月月初的前 5 个工作日内</strong>完成发放。</span></div><div class="ace-line ace-line old-record-id-BY75deWfoo39ewx5lnzuoNIXszc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZcakdhsD2oSgY6xWBDruuV7gsUb"><span style="font-size: 16px;">2）奖励将发放至商家的<strong>现货账户</strong>。</span></div><div class="ace-line ace-line old-record-id-PXfMdWmiBoGoUexUvP6uaeKfsy3"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fw8AdTU8ToCSoqx5vRVuXkjesig"><span style="font-size: 16px;">3）平台将以最终核算结果确认奖励资格。商家须满足对应任务或排名的全部条件，并遵守 MEXC P2P 用户协议、商家规则及风险控制要求。</span></div><div class="ace-line ace-line old-record-id-JhULdEAPyohMPxxgdFZuDVMzsub"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HoIHdA0iko0VPZxMrFsuTHmpsFh"><span style="font-size: 16px;">4）如发现异常交易、虚假订单、刷量、对敲或其他违规行为，平台有权取消相关任务资格、排名资格、奖励资格及相关商家权益。MEXC 有权根据运营及风险控制需要调整任务条件、奖励标准和发放安排。</span></div><div class="ace-line ace-line old-record-id-NyLfdSIbOoy3PCxvUmCuMvVqsow"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MBrrd2fyYob8oqxGKO0uQuGusDf"><span style="font-size: 16px;">MEXC 感谢各位商家长期以来对 P2P 平台的支持。欢迎前往商家中心查看您的等级权益、经营任务及奖励。</span></div><div class="ace-line ace-line old-record-id-Jt1ndJBfGo3Hm3xB8asulY97snf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YceSdXG7JocUoAxIIifumWiWsrE"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-GDWZdqDsuoJD4BxVDeUuM5Jrsve" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-app-17827791523120" style="font-size: 16px;">如何在 MEXC P2P 购买加密货币（App）</a></div></li><li class="ace-line ace-line old-record-id-Fb42dXsNJo8pLVxUHsPuTLyHsJb" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-official-website-17827791523122" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC P2P 购买加密货币（Web）</a></div></li><li class="ace-line ace-line old-record-id-ECbjdSAi7ofztAxWeuMuIxthswg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/faqs-mexc-p2p-trading-17827791510712" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易常见问题解答</a></div></li><li class="ace-line ace-line old-record-id-IVXGdoO4qovnetxzUTEuiXozsth" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：术语表与常见问题</a></div></li><li class="ace-line ace-line old-record-id-FTi4dFVOeo8pedx4iYCui4F8sag" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-avoid-common-p2p-scams-17827791517700" data-lark-is-custom="true" style="font-size: 16px;">如何防范 P2P 交易欺诈</a></div></li></ul><div class="ace-line ace-line old-record-id-MENLdMSIEoKsLExAsHbuNtcUsm2"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AQQldZIvdovi5zxbTDvu7ctrs7g"><strong>MEXC T+N 提现政策问答 </strong></h2><div class="ace-line ace-line old-record-id-YrpfdebQvo33jUxgrqgup3nKsnc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OWcLd1oujomupRxK5psueyIAsRe"><strong>1. 什么是 T+N 提现政策？</strong></h2><div class="ace-line ace-line old-record-id-Iyl0dFEAyomGmpx7kJnuIrviskI"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SFEvdGUp1oPV31xJ8l4uTUxwsPe"><span style="font-size: 16px;">T+N 提现政策要求用户通过 OTC（场外交易）购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金，防范洗钱和诈骗。</span></div><div class="ace-line ace-line old-record-id-QONYdjHoGoumOGxUgxAuRXl7sqd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-XOuMdkKQ0ofAOYxeJ3LuF0PQsUe"><span style="font-size: 16px;">T+N 是对通过法币渠道（OTC）获得的资产设置的流动限制政策，涵盖：限制操作：提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前，上述操作均被冻结（如 T+N=24/72 小时）</span></div><div class="ace-line ace-line old-record-id-EozAdM21XoVFBnxUvo6ug172sDb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RcKrdSaKBo7iz7x16m9usCOjsfb"><strong>2. 为什么需要 T+N 提现等待时间？</strong></h2><div class="ace-line ace-line old-record-id-NotNdisSuojmODxUNU0ujn7Ssab"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IXx2dCV8RoWfSlxBppjus8YPs8f"><span style="font-size: 16px;">风险缓冲：24/ 72 小时缓冲期可拦截不法资产提现，避免黑钱流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3xrdhaiHoHpNBxPMiSulb82sBh"><span style="font-size: 16px;">合规安全：配合反洗钱（AML）要求，降低用户银行卡冻结风险。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-NXu3d3bzSovAP9xWUyXuBFcisvc"><span style="font-size: 16px;">动态监测：平台利用此时间分析交易模式，标记高风险行为（如大额可疑转账）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IuQqdvGP2ouMZUxIw5fuxWXcsYX"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NaqtdEjAJoIkLqxjRl4uWZYesBb"><strong>3. T+N 提现政策适用于哪些国家？</strong></h2><div class="ace-line ace-line old-record-id-DY1OdI5zjoZ14kxBVISuXkMYsYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-CbIRda9AXoUXY2xPwuPuMim9s8c"><span style="font-size: 16px;">白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦、约旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JFUvdbJhioLREvxLVqwuw8yksjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ManydD4iEoGbLYxmat1ufvoLsPc"><strong>4. 哪些交易会受到 T+N 政策影响？</strong></h2><div class="ace-line ace-line old-record-id-LEnDdSpUZoWzvWx63EKuEJgws9N"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-GExsdjdIToTFlQxUw7yuPoMBs8e"><span style="font-size: 16px;">仅限 OTC 购买的加密货币，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;317" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="317"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NxqrdunsJoPbsex3qxfu8V5DsZd"><span style="font-size: 16px;">场景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UMRHdZ3FUoGoCjxUQHPuvbZYsMc"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-POHpdygYBo81jLx11BDuaF0TsUe"><span style="font-size: 16px;">说明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BvLSdTjU3oEVOQxtZxvuLDe7sQc"><span style="font-size: 16px;">OTC 卖出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UtAbdrB8koVYgDxzTluuue60sKe"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NDgqdr2DpouWdOx7g3vuE44Bsle"><span style="font-size: 16px;">T+N 期间禁止卖出法币资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbi7dtpZvohRFbxuqmguKkELsoS"><span style="font-size: 16px;">法币渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xi9Kd9Gtao2YNFxe4kpupXbBsPc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VFlDdqU2iovMxSxPPg0uVtRlstd"><span style="font-size: 16px;">禁止转换为法币并提现至银行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AoY7dp1nVo4ZIYx9LTBuEjLNsle"><span style="font-size: 16px;">提现</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DAiPdyAeqoPOxuxbYhHugDUqsTf"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PzgFdz4rAoKhb2xS84sussEisjc"><span style="font-size: 16px;">禁止链上转出资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsnrdUAWjogstMxqDOjuo5YXsBc"><span style="font-size: 16px;">转账</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BrvUdpRJYomBA8xqqqZu8mR9s0S"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Z1BLdR8czosRAvxd6Lfu1zm3sMh"><span style="font-size: 16px;">禁止站内转移给其他用户</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IIofdQcsloRIulxYuTKuH8fEsJf"><span style="font-size: 16px;">发红包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZyycduZYboP0kDxq9RWuupEcsxh"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AJ0fd7J5goJYtkx9xWSu9mBSs7g"><span style="font-size: 16px;">禁止通过红包发送 OTC 资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SLypdYCV2oOt2KxNreHugiFcsxb"><span style="font-size: 16px;">现货交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HYhpdTv6moTctdxoCcnuETvgsvh"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YP0MdLsLCo5MjZxTj05uICzMspd"><span style="font-size: 16px;">可自由交易，但盈利部分提现不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-RquwdtSzfo3DqDxi4jyuSvkPs3e"><span style="font-size: 16px;">不影响行为：现货交易获利提现、充值加密货币的直接提现 </span></div><div class="ace-line ace-line old-record-id-IhiGdCR2GoVZRbx0E2yubcpZsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-M8gbdae37o52kVxm11kug9fssTg"><strong>5. 提现时间是固定的 24~72 小时吗？</strong></h2><div class="ace-line ace-line old-record-id-RSNFdAgwHoQXcpxhDt2u77aesRh"> <span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MNO6dqNIkoPohXxdFmFuGbvnstd"><span style="font-size: 16px;">否，时间非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PLfkd3S2poWmVpxB4FIubh9osnh" data-list="bullet"><div><span style="font-size: 16px;">基础限制：MEXC 默认采用 T+N（24小时）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-QVfNdtPCCoENC1xb2JuuO8rssod" data-list="bullet"><div><span style="font-size: 16px;">动态调整：根据风控等级延长（如高风险操作触发 T+2 或更长）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-BhMrdaJ10o5C0sx7iM4uz44FsOh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WPQPdkNBAonN1ExNWs3uJp2OsQg"><strong>6. 如何查询提现状态？</strong></h2><div class="ace-line ace-line old-record-id-KBoJd2a96oCoIsxocQruDBJLscf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Nv2dd1VLfozVWWx8Rkeu171ps3e"><span style="font-size: 16px;">登录 MEXC 账户 → 【资金记录】 → 【提币记录】。查看记录状态：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Y0QIdJMgCok3wTxjVnQuc1krsOd" data-list="bullet"><div><span style="font-size: 16px;">处理中：等待 T+N 倒计时或区块链确认。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YXeqdtmt1o0NQVxeeOtuUfhbsHd" data-list="bullet"><div><span style="font-size: 16px;">已到账：成功打入目标账户。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Y38gdOuznoX6akxRLWruBiDAsFf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-F7VZdGVe0osWt9xsgVsuCx1Rsif"><strong>7. 政策是否适用于所有用户？</strong></h2><div class="ace-line ace-line old-record-id-HlXidWh6aoioPhxW2FCuuFPwseh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Cw5qdwdYModWIqxaICeuDTVyswf"><span style="font-size: 16px;">否，仅触发风控的用户受影响：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PPXJdpCFNoWIolx4VjwuJOV9sJg" data-list="bullet"><div><span style="font-size: 16px;">高风险行为：如频繁大额 OTC 买入后立即提现。</span></div></li><li class="ace-line ace-line old-record-id-RHAcdPrujo6PmfxODZmuFjnxspf" data-list="bullet"><div><span style="font-size: 16px;">非受限用户：正常交易或未触发风控的用户可即时提现。</span></div><ul class="list-bullet2"><div class="ace-line ace-line old-record-id-VP1tdBq8to7qlTxT5ezupIqxs8j"><span style="font-size: 16px;"><br></span></div></ul></li></ul><h2 class="heading-2 ace-line old-record-id-JiXlddgjLoRedqx2viSuLvshsgf"><strong>8. 政策是否会更改或扩展到其他国家？</strong></h2><div class="ace-line ace-line old-record-id-MOHcdFfyPoMmGJxziLiuWmMjsug"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LbCrdKH6VoLZ8PxIPEku6QBfspf"><span style="font-size: 16px;">可能调整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JxfXdE8gDolxoSxyqjzusHk1sVc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根据风控需求扩展政策（如延长 T+N 时长、新增国家）的权利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YUgYdEgqYo9FoFxTpAyu75pCsjc" data-list="bullet"><div><span style="font-size: 16px;">若诈骗模式升级，政策可能收紧。</span></div></li></ul><div class="ace-line ace-line old-record-id-KdbSdbwjqoIgeTx7C6vuCqHbspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Cq8zdMi4IofOitxHBJHuoqcLsBf"><strong>9. 提现超过 72 小时未到账怎么办？</strong></h2><div class="ace-line ace-line old-record-id-SI3PdpP4No4raYx9XboubHoRsvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZNfadY5q0omCJexChMRuC4y0sKb"><span style="font-size: 16px;">分步处理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-OepLd6pBtoRQ0SxiHKsuaueaspm" data-list="bullet"><div><span style="font-size: 16px;">检查状态：在 “提现历史” 确认是否已完成提现转账。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-KYWXdXk1AoG6fQxFBLSueGomsRk" data-list="bullet"><div><span style="font-size: 16px;">联系客服：若客服确认完成仍未到账，提供 TxID 并申诉。</span></div></li></ul></div>

<div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-HrTYdcYkWoIyQDxy8BCuso0wsah"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-E0m8dx5krohv8pxzTIfuA1D4sHc" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消费交易分为授权与结算两个阶段，结算通常需 1-3 个工作日。</span></div></li><li class="ace-line ace-line old-record-id-JBjSdWmRuoWyP3xtX5KufcXwsHg" data-list="bullet"><div><span style="font-size: 16px;">实际扣款金额可能因结算汇率、跨境手续费或商户调整而与消费显示金额不同。</span></div></li><li class="ace-line ace-line old-record-id-V9gRdN2M4ofm2Dxq2IyuAYQrsQe" data-list="bullet"><div><span style="font-size: 16px;">消费返现需在交易完成结算后发放，商户类别不符或触发风控将无法获得返现。</span></div></li><li class="ace-line ace-line old-record-id-W1gidSQJqoteXvxGvvgubgDxsMf" data-list="bullet"><div><span style="font-size: 16px;">结算前退款免手续费，结算后退款视卡种可能产生相应费用。</span></div></li><li class="ace-line ace-line old-record-id-OJfZdaXr0oXD8xxCr3cusTsVssh" data-list="bullet"><div><span style="font-size: 16px;">争议交易需在规定时限内发起申诉，交易连续失败或异常行为可能触发销卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-MpzVdwLafovHWIx3rJbuOCvUsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MmHsdoJiHoOFfVxrwZRudlYwsQh"><strong>1. MEXC Card 授权与结算</strong></h2><div class="ace-line ace-line old-record-id-XG1Jd9yt5oDZq7xRfmNuMPOUsuD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LUVIdumUVoSx5ExPeRfuWs9Lstd"><strong style="font-size: 16px;">1.1 消费后交易什么时候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-VvDedOWrnouQ4pxuRHKu3S8rsAt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X7jbdr4lzoM6yFxreHMuLjeXsUg"><span style="font-size: 16px;">使用 MEXC Card 消费后，交易会先进入授权状态。此时发卡方确认您的账户余额或额度充足，并冻结对应金额，但资金尚未真正划转给商户。待商户完成结算后，交易状态才会更新为已完成。</span></div><div class="ace-line ace-line old-record-id-U1sadDTyMoNOSlxSXV5uC9lRseg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZMuUdkEUlolGekx3kYxug1AYsMc"><strong style="font-size: 16px;">1.2 授权和结算有什么区别？</strong></h3><div class="ace-line ace-line old-record-id-J9HwdTIsToQ0nNxj59uuXJFssSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CmOWdVCecoyfV4xXMl9uLsLosfb"><span style="font-size: 16px;"><strong>授权</strong>：刷卡消费瞬间，系统确认余额/额度充足并冻结该笔金额，资金尚未转给商户。</span></div><div class="ace-line ace-line old-record-id-CA3hdxqXSon59CxPApXugxS0sbw"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D93UdcXe9oG8LvxbhaEuaHmvspg"><span style="font-size: 16px;"><strong>结算</strong>：商户通过收单机构和卡组织提交交易凭证、完成清算核对后，冻结资金真正划转给商户，交易状态由授权变为已结算。</span></div><div class="ace-line ace-line old-record-id-JmjvdC6IVotAiaxrMElu0FcYsPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HxEGd3mMdoM1pvxuS4Fun7WCsth"><strong style="font-size: 16px;">1.3 结算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-FQgSdJYv9ouMx7xh5eguCo0psob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RFyCdAnOAoBgnHxYycmuSHUksch"><span style="font-size: 16px;">通常 1–3 个工作日，具体取决于商户、收单机构及卡组织的处理效率，个别情况下最长可达 30 天。</span></div><div class="ace-line ace-line old-record-id-K0BrdJ0rHo2uxHxL4Qku7PxCsKe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OtzTdokzKo1Dzix6vbwu9fspsgd"><span style="font-size: 16px;"><strong>1.4 </strong>授权失败或被撤销，冻结资金何时退回？</span></h3><div class="ace-line ace-line old-record-id-BanrdIe3MohBHrxZp9Nuo6CWs8c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AW52dRvoko48YmxEqRouFcmQsRe"><span style="font-size: 16px;">若授权最终未完成结算，例如授权失败、被商户撤销或超时自动失效，冻结金额会自动释放回账户可用余额，无需手动操作，通常 1–3 个工作日内到账。</span></div><div class="ace-line ace-line old-record-id-Of5bdidHMoPI5PxwplHuvEd1sUb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XQwKdGnovoWLTZxwfuau5K4ms1e"><strong>2. 汇率与扣款金额</strong></h2><div class="ace-line ace-line old-record-id-DrLhdYKpeo9JrOx7zw6u4idmsVg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MVH6dT7SVovg0MxVbNOuomxKswd"><strong style="font-size: 16px;">2.1 为什么实际扣款比消费时显示的金额高？</strong></h3><div class="ace-line ace-line old-record-id-UTH5dByOmoGfAlxVPbKu00Qss6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Z23EdrBrDo3BSSxPNcouCzDHsnh"><span style="font-size: 16px;">常见原因有三点：</span></div><div class="ace-line ace-line old-record-id-CjWUd112uo7yaexLNvcu6XVdshc"><span style="font-size: 16px;">1）外币消费按结算时汇率计算，与授权时的预估汇率存在差异。</span></div><div class="ace-line ace-line old-record-id-AWUJdigcJoV7aKx8qZDu1JlHs5X"><span style="font-size: 16px;">2）产生了跨境或外汇手续费。</span></div><div class="ace-line ace-line old-record-id-HhMSdkfr2o1kAvxshkBucp4Rsib"><span style="font-size: 16px;">3）商户在结算时调整了最终金额，例如加收服务费、小费等。</span></div><div class="ace-line ace-line old-record-id-U6WkdEMPwoonZcxr6PXuYgoks5c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LeGNd497noszDtxUCXtu6j7Vsdd"><strong style="font-size: 16px;">2.2 消费时按下单汇率还是结算汇率计算？</strong> </h3><div class="ace-line ace-line old-record-id-GergdvOTWoGA0qx9rHcuMc5esPb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CkfQdgnUnoHg5BxEDqXufM9vsCP"><span style="font-size: 16px;">授权阶段显示的金额按下单时的预估汇率折算，仅供参考。最终扣款以结算时的实际汇率为准，两者可能存在差异。</span></div><div class="ace-line ace-line old-record-id-OG2bd3fOPo3AWHxJWMauSwWpsHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T6WEdjGskoYTUPx2gO1uZOxNswh"><strong style="font-size: 16px;">2.3 为什么一笔消费会产生两笔订单？</strong> </h3><div class="ace-line ace-line old-record-id-YdMCdrQfComYi8xs5QQuiwJDsWe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rmj6dOiP3oCkr5xegO2u2n1dsQb"><span style="font-size: 16px;">由于授权与结算汇率不一致，结算后可能额外产生一笔费用差额订单。MEXC 将在后续版本中逐步修复该问题。</span></div><div class="ace-line ace-line old-record-id-OxGddAhsyonNatxGf8Fust6jsvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CAnUdSe5zoByQaxF4sXuX3gasFe"><strong>3. 消费返现</strong></h2><div class="ace-line ace-line old-record-id-RflFdb4XpoTdedxjJcxuKJ45sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vq3rdvqAVoNghOxpEKcuZINcs4c"><strong style="font-size: 16px;">3.1 为什么消费后没有收到返现？</strong></h3><div class="ace-line ace-line old-record-id-Uk8gdoIgKoFx1qxSvUSumyuzsH9"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BYeQdRiFWotqY3x038OudwhrsFg"><span style="font-size: 16px;">主要有以下三种情形：</span></div><div class="ace-line ace-line old-record-id-LvqYdUySOoKb7WxC8YkuBROSsOg"><span style="font-size: 16px;"><strong>1）MCC 不在返现范围</strong>：该笔交易的商户类别码不在返现范围内，具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-NsLJdx9T1oX4xQxJr40uuFzKs4f"><span style="font-size: 16px;"><strong>2）交易未结算</strong>：交易尚未结算，返现在交易完成结算后才计算发放，处于授权状态的交易暂不计入。</span></div><div class="ace-line ace-line old-record-id-Fb0XdBHTyo5aySxnp6vuXi2Esbe"><span style="font-size: 16px;"><strong>3）触发风控</strong>：账户或交易触发风控拦截，导致返现无法正常发放，此时可联系人工客服核实。</span></div><div class="ace-line ace-line old-record-id-DzvEde13LoLrcXxajx2uCtL3sCE"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QUhydaBQlo23djxRFwru9Bgosdb"><strong style="font-size: 16px;">3.2 交易退款后，已发放的返现会被扣回吗？</strong></h3><div class="ace-line ace-line old-record-id-K7JkdTH7CozQl4x0EcjuqsxwsUb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VJjwdvuxHokbiAxDI9BuGKyrs7c"><span style="font-size: 16px;">会。已发放返现的交易若后续发生撤销或退款，系统将相应扣回该笔返现。</span></div><div class="ace-line ace-line old-record-id-SDlrdomESotUowxxkzHuvOCnsGb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-L9VXdXtEdo40DsxZr9huoEgosKg"><strong style="font-size: 16px;">3.3 哪些 MCC 不参与返现？</strong> </h3><div class="ace-line ace-line old-record-id-WdTpdVr5KoR6WFxLbTLubV0ds1k"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvJ7dBC9DoWfiZxboXYuHkYLsN5"><span style="font-size: 16px;">具体可参考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 返现不适用的商户类别（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-T01edp3EnoQZgUxVaxRulCO9stc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TjWKdAFzkoZ17BxU9lVutgytscA"><strong>4. 交易失败与被拒</strong></h2><div class="ace-line ace-line old-record-id-TeurdyhbcorHG5xIhXguXRZ6srh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UFWUd8ZbUoheIRxzkl2uDKI1sRd"><strong style="font-size: 16px;">4.1 交易被拒绝的常见原因</strong></h3><div class="ace-line ace-line old-record-id-XzQGdr0SAoEj5jxdHxfuo2CZsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HV5nd5QgvoIVpex01dZu7Xchsmd"><span style="font-size: 16px;">常见原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RKqqdCBzboW1yVxMnDRux92esSg" data-list="bullet"><div><span style="font-size: 16px;">账户余额或额度不足</span></div></li><li class="ace-line ace-line old-record-id-IIOhdlpIroXyHJxlkCCuKHybsjb" data-list="bullet"><div><span style="font-size: 16px;">卡片被冻结或处于限制状态</span></div></li><li class="ace-line ace-line old-record-id-TlIBdK2IZoACbVxI5N2u3iPQs4f" data-list="bullet"><div><span style="font-size: 16px;">商户类目不在支持范围内</span></div></li><li class="ace-line ace-line old-record-id-TE8SduOPGo5bFKxDykguKHoksng" data-list="bullet"><div><span style="font-size: 16px;">触发风控规则</span></div></li><li class="ace-line ace-line old-record-id-S7XZdRbEaopabRxKUkdutbEZshe" data-list="bullet"><div><span style="font-size: 16px;">网络或商户端临时故障</span></div></li></ul><div class="ace-line ace-line old-record-id-HstddqwDUoSWdqx257Du9GDtsrc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N5vBdsCZnon3n3xTQkMu2VC5sdd"><span style="font-size: 16px;">建议您先检查账户余额及卡片状态，排除以上原因后仍无法交易，请联系 MEXC 人工客服协助排查。</span></div><div class="ace-line ace-line old-record-id-L06FdgEm5oMmrXx3HVuusdUcsab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PjrgdPD0Qo24VKxDQgyu59cZsin"><span style="font-size: 16px;"><strong>4.2 </strong>商户页面显示交易失败，为何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-FLYtdbDp8opQXhxthtJuXpuZs3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OEkmd1FYfoImNTxrozkuiitbsCE"><span style="font-size: 16px;">若交易在商户支付页面被直接拒绝，且 MEXC 交易记录中无对应记录，说明该笔交易是在商户端被拒绝，平台无法获取具体拒绝原因。建议您更换支付方式、联系商户确认，或重新发起交易。</span></div><div class="ace-line ace-line old-record-id-Ccqtd0OOoosNzKx8eyUuckf3s9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TKOldcfVLorb6LxJ00JuGpt2sVb"><strong style="font-size: 16px;">4.3 交易多次失败是否能有手续费？</strong></h3><div class="ace-line ace-line old-record-id-MjETdNduYoxsdbxDynguS3Ilsff"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TmWDdTbL2og38sxTJRguZlmks3g"><span style="font-size: 16px;">会。使用 MEXC Global Card 交易失败次数过多时，每笔失败交易将额外收取0.5 USD的罚金；情节严重的，可能导致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-IwZqd2SauoL37ax4uGLutA7isjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EQgado7IloqUimxik5XuPeFRsGN"><strong>5. 退款说明</strong></h2><div class="ace-line ace-line old-record-id-Cg2udIhbUojCDFxFXINuAY7UsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YPdOdjCsSozTzmxs4ZNu6PFpsGb"><strong style="font-size: 16px;">5.1 退款是否收取手续费？</strong></h3><div class="ace-line ace-line old-record-id-CSSEd9iy5onQ03x0YuRui2sSsZc"><br></div><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe"><span style="font-size: 16px;"><div data-page-id="FMfUdSVOsoRlfnxtgNouCToKsbb" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-Ftwcdb731oBv6Ux4f6CueWXBsVI">分两种情况：</div><div class="ace-line ace-line old-record-id-DxiXd2aUOoIV9Xx5KaMudZ0gsNc"><strong>1）结算前退款</strong>：无手续费。</div><div class="ace-line ace-line old-record-id-Tvb0dkN55oybcUx0zBVu2bhlsVd"><strong>2）结算后退款</strong>： </div><div class="ace-line ace-line old-record-id-INWDdlx7roDIcJxa1meu4UwMs0f">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Po2pd1b6XoWguPxjcufugkxCsdd" data-list="bullet"><div>非美元交易退款，除已收取的外汇交易手续费和加密货币兑换费外，额外收取 1% 外汇交易手续费。</div></li><li class="ace-line ace-line old-record-id-EkmHdElopoh0whxISmkuwrQQs2e" data-list="bullet"><div>美元交易退款，仅收取加密货币兑换费。</div></li></ul><div class="ace-line ace-line old-record-id-YexmdRCN8oab6KxLp6TuLKPysEe">MEXC Global Card：不收取退款手续费。</div></div></span></div><div class="ace-line ace-line old-record-id-K00DdGO2hoz75AxMl8BuGU11sTc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CiNsdteTxolrWIxnOysuvExwstc"><strong style="font-size: 16px;">5.2 退款一般多久到账？</strong> </h3><div class="ace-line ace-line old-record-id-UDaJdndpbobJ8dxfOFbu7dkBssf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FtIRdL0YpozHqUxSjAluzOGZsnf"><span style="font-size: 16px;">一般消费退款会在 1-7 天内到账，但电商、航空、酒店旅游类消费，等待期可能最长达 30 天。</span></div><div class="ace-line ace-line old-record-id-U6PDd7v11onHVyxc8lVuj1JVsJg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LIt8d8Tw9oDsnQxLQo5uycZ3sTc"><strong>6. 争议交易申诉</strong></h2><div class="ace-line ace-line old-record-id-JfYpdvHTUomnQvxJSCouTm6Zsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-URcIdQruPoWOvJxi3e9ujWyYsyc"><strong style="font-size: 16px;">6.1 如何对不认可的交易发起申诉？</strong> </h3><div class="ace-line ace-line old-record-id-E231dpMlmo8crDxmPV9ufSW3sng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-C4DudC9SUox8lmxtX62uhni6sVh"><span style="font-size: 16px;">您可在【交易记录】中选择对应交易，联系 MEXC 人工客服，按要求提供申诉原因及证明材料，例如与商户的沟通记录、订单凭证、退款证明等，提交后平台将启动核实流程。建议您先与商户协商解决，若商户无法处理或沟通无果，再正式发起平台申诉。</span></div><div class="ace-line ace-line old-record-id-PAEKdeXazoyjzYx4K1IudIuwsne"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SI2fd2RwMoQj7qxpwLWuAZD4sMg"><strong style="font-size: 16px;">6.2 申诉有时间限制吗？逾期还能申诉吗？</strong> </h3><div class="ace-line ace-line old-record-id-IBA5d6RO2obzBJxA7Juu0wSGsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jcb8dy1cUotxSkxYdBfuQ878sog"><span style="font-size: 16px;">有，一般交易发生后 60–120 天内提出，逾期将无法受理，建议尽早申诉。具体而言：</span></div><div class="ace-line ace-line old-record-id-EmVUdrmdIo7eeyxvvYTuWKBpsNf"><span style="font-size: 16px;">1）重复收费类申诉时限为 90 天。</span></div><div class="ace-line ace-line old-record-id-Wi1gdaIUVoOIWXxe8cCuksRzsPc"><span style="font-size: 16px;">2）涉嫌欺诈的交易为 120 天。</span></div><div class="ace-line ace-line old-record-id-PQdhd0gsdodrUYxHchIuy6Vos5f"><span style="font-size: 16px;">3）网购未收到货或货不对板的情形，时限为收货日起 120 天。建议尽早发起申诉。</span></div><div class="ace-line ace-line old-record-id-VMfTdeq8kobUpQx8NmyuO4YGspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WIdRdsKUboqtcuxS0SPumJUcsHe"><strong style="font-size: 16px;">6.3 申诉失败是否收取手续费？</strong> </h3><div class="ace-line ace-line old-record-id-R3IXdpsQOoEC5rxtPAyuvG8QsRd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XGwddSVwKoTOYQxZf2CukwAFsFd"><span style="font-size: 16px;">如果因申诉信息不完整或证据不足导致未通过，平台可能收取一定审核手续费，具体以所持卡产品的费用说明为准。</span></div><div class="ace-line ace-line old-record-id-C6S6dRofxoD480xybRNusT14sTf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GQbIdK6byoZdTdxzP7Ku1RHYsId"><strong>7. 销卡与安全验证</strong></h2><div class="ace-line ace-line old-record-id-U7bod60iQowJ02xsSxSu0xfKsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ORWzdtz02o0WeTxsBcNuOCd1syb"><strong style="font-size: 16px;">7.1 哪些情况可能导致销卡？</strong></h3><div class="ace-line ace-line old-record-id-TEYXd7yXnoz740xGJN8uL5vKs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Su0cdcFVTo91MYxZOHTuALjFsDd"><span style="font-size: 16px;">若账户交易因余额不够连续失败大于 10 次，可能触发风控自动销卡。此外，盗刷、套利等异常行为同样可能触发风控并导致销卡。请您规范用卡，避免异常操作。</span></div><div class="ace-line ace-line old-record-id-XF5qdwE0FojBhCxLAxhuzA9Isdg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BNAad1AcboT366xCzt9u5cqyspb"><strong style="font-size: 16px;">7.2 什么情况会触发额外安全验证？</strong></h3><div class="ace-line ace-line old-record-id-DXKrdZjJ6okC6RxkHUjuCOKYsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NzYYd4uPoou6xlx1kU2uAip5sNc"><span style="font-size: 16px;">当交易风险较高、发生跨境或首次消费、金额超过免密限额，或所在地区监管（如欧盟 PSD2）强制要求时，系统会触发 3DS（3-D Secure）验证，需要您完成额外身份确认后方可继续支付。</span></div><div class="ace-line ace-line old-record-id-Bbr3dCgX1oYMX9xI1BGuorFYsue"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PNvudEJKQoLVtvxZEVSut7YEsdc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CdfddmjxloiKmFxUPdEuWescsid" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申请 MEXC 全球卡：新手完整申请指南</a></div></li><li class="ace-line ace-line old-record-id-Up8JdK2QEoOEsNxdH1lubEASsrg" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-TmsRdcg2To2sc2xUHucuKtMDsqf" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡奖励常见问题</a></div></li><li class="ace-line ace-line old-record-id-C5Fbdf5ZXoRaMCx7mz1uTHuws2e" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文读懂 MEXC Card：手续费标准、消费限额与实际扣款示例</a></div></li><li class="ace-line ace-line old-record-id-BkpudYYhLoJsclxoMQluaJbjsff" data-list="bullet"><div><a href="https://www.mexc.com/zh-MY/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-Zp55dSDFgo83yPxzq8luDwkVsjg"><br></div></div>

<div data-page-id="OwsedwWQooeuTaxWo77umLQcsHd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-F89Pdz7PfoX6k0xBjEPuC8gdsRb"><span style="font-size: 16px;">MEXC 卡会为符合条件的消费提供返现奖励。然而部分商户类别由于其对应的商户类别代码（Merchant Category Code，MCC），不符合返现奖励资格。</span></div><div class="ace-line ace-line old-record-id-GmoxdNzGGocanOxiD5bufuHPsDC"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IXNzdzHfmoaQMTxmVX1u1QPls5d"><span style="font-size: 16px;">本文列出了当前不享受返现的商户类别。交易是否符合返现资格，取决于商户所属的 MCC，该代码由支付网络及商户的收单银行分配。</span></div><div class="ace-line ace-line old-record-id-AAmLdvmw2oWvtpxO0douefryswe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WKT0d15V4oToQcxTNv5u7DfjsVu"><span style="font-size: 16px;">MEXC 将持续监测交易活动，并保留在发现疑似滥用、异常交易或其他违规行为时，将更多 MCC 或个别交易排除在返现资格之外的权利。此排除名单可能会不定期更新，因此未必始终反映最新的限制范围。</span></div><div class="ace-line ace-line old-record-id-MVkkdbhG2ofxIqxpP55uiD5tsxh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DMIUd4SSYoa6psxmIIJumt4usmd"><strong>1. 金融服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVowdTDiYoD026xUHC7uAzG1sRg"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LDTQdz33Oo6c3NxYSN0ueQpts0b"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TXbUdkDjPoCqTexI3Y0ufc6Gsic"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FWHIdBzKuoCy8tx7LcDuHBIbsgp"><span style="font-size: 16px;">金融机构 – 商品、服务及债务偿还（包括加密货币、钱包充值、贷款还款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A26ldcPDro4qzbxCSduuPcCas7b"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QUMPdpkTAoAgBCxhYz2urtoQsmf"><span style="font-size: 16px;">证券经纪/交易商（券商业务、投资交易、股票购买）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TEpDdXJHQoKklYxJduPuI9tUs1b"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S4jYdJTlHodymCxkGpZuXDRIs4b"><span style="font-size: 16px;">金融机构透支及利息费用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RxZxdK9u1oNyLQxYp5iuBiu8sod"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PL4NdtfGMo4UVlxO9K6uyXzEsxb"><span style="font-size: 16px;">储蓄债券、证券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NbIRdP7SJobUy2xqn6auyq7os4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KNFKdw1eYoQEBYxz4uBuDLoisXf"><strong>2. 现金及等价物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LwN9d5uqToAUM6xMhfJuYrA1sBd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ADfNdmiZfoOXNXxMCTZuAnU2shh"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZbLLdA5z0o6JFSxujZwuyMcvsWc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QiC8dq3AGoRVOKxqfqpuOMX5syg"><span style="font-size: 16px;">人工现金支取（银行网点、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E68QdM9V4om14YxR1aGuintrs5b"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HUNHdHQI0oPdqrxF9FTuAMhcsSi"><span style="font-size: 16px;">自动现金支取（ATM取现、预借现金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DB0Vdnnk0oh8jTxM9H7uS5iOsPb"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KE4edJIEHoJ3BkxEt2euVze9snc"><span style="font-size: 16px;">准现金 – 金融机构（旅行支票、汇票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ea38do7zKoDMdGx37druFmmPshb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PvaIdRZ2ZoClgUx15nQukk1ysnb"><span style="font-size: 16px;">准现金 – 商户（加密货币交易所、线上钱包、博彩、游戏）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-WdvmdEgfnoSj02xS7QBuftwVsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-KflZdXQ0dolrJmxkF1BuQmkgswf"><strong>3. 资金转账及支付服务</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S90odfv4HotDRjx2CzSu6jopsse"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cp28dZLcHo1i5fxKdGWuZcZKsph"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NSPSdPA0XoLyPqxoqz6utk9xsUd"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qu27dWRlLo3alaxway6uYxKPsTb"><span style="font-size: 16px;">汇款 – 电汇、汇票、汇款服务</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UkvrdEQtWoBpRcxaybBuX455szb"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P26ZdD7GNovyQ1xvDsqu1UPyszd"><span style="font-size: 16px;">远程储值充值 – 金融机构（预付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FEWydFJNxo1TExx7O9wuKG0dseh"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CShLdcC9wofZePxiPAfua7gNsUg"><span style="font-size: 16px;">支付交易 – 会员金融机构（资金转账、账单支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TFzndF3qqob2MtxeqAKuIlgpsbf"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QQuld3NHXo63BixGUjDuUNxZsfe"><span style="font-size: 16px;">支付服务提供商 – 资金转账（聚合子商户交易的支付服务商及平台，例如PSP处理的汇款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y7XedNf6soaFRhx2G33uHUi3s9b"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VDn4dCdLZo5uhAxhtzQujr2nskb"><span style="font-size: 16px;">支付交易 – 会员金融机构（通过银行关联支付服务商处理的资金转账、卡对卡转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lbjmde0r9oqShZxBPYxuczjHsKb"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pq5TdsOijoqGvFxqIgcu8WRCste"><span style="font-size: 16px;">支付交易 – 商户（商户发起、通过支付服务商处理的资金转账，例如账户/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJoMdnVqwohGpcxc1douyT7qstf"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QT3PdnadIoPjGyxnrbAuAMx2seh"><span style="font-size: 16px;">资金转账 – 会员金融机构（通过会员金融机构完成的行对行或账户间转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZklZdXTDeoLYDHxpCiuuOsPCsad"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ws1nd0xKuonISExFo2UueqeZsbg"><span style="font-size: 16px;">价值购买 – MoneySend（个人对个人或商业转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ARtkd2Su4opnbgx8b32uMlAvsNh"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZcKsd3DbFouyn0xFk52uz3p3sTh"><span style="font-size: 16px;">MoneySend 充值（加载或充值转账）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YBhTdUMMBoPkpIxFyH2u0excsob"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PCFjdqbapo8w3ExxkR5usjKAsad"><span style="font-size: 16px;">MoneySend 现金支取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HLHrdfygToJW23xDN1MuvGH8sBg"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KxLndieugoM0S9xKNPXu7N11soe"><span style="font-size: 16px;">MoneySend – 会员金融机构（充值/支取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-I3Vad3cxWo4seDxJyoQusAmnsBf"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoL6d4vvToemx9xbo0auyUeQshh"><span style="font-size: 16px;">资金转账 – 个人对个人或账户间转账（通用类）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UiwRdLaJvoWAWqx0QAKuEpb5sfc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SvOodqGGhoWCqNxCdXSuqvTJsPf"><span style="font-size: 16px;">非金融机构 – 储值卡购买/充值（礼品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Dnj1doXvzo6ldVx5do4uMAlfsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Q1zJdfvG6okdFWxFQmwuawO6sud"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QMl5dim6ioECsuxRdKMuf1Ntswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IVBodiKTPoNPxGxtC4DuYPRBsBe"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M5Kedoh2KoCvqux5w6kuoYJvsPh"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SgiYdwBzWo0ib3xCNZDut9B8sRh"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B6mIdhfdUo4BpAxltBOuz2CesLg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DlWmdidZOoj2nsx3FOPuG41jsFg"><span style="font-size: 16px;">网络博彩（合法在线博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KUhxdbzn2ouSLlxFGEVucmc1sac"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCDXd4j1dofUXYxwHjGuTfqBste"><span style="font-size: 16px;">政府许可赌场（线下或受监管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-USsfdSeabohUPax3hxmu0OCgs2e"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YWc4dGJkBoKKcixkz4GuO3UxsAe"><span style="font-size: 16px;">博彩、彩票及游戏（非政府类博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-O3O4dol7vohpXNxA9WfuY62Tszc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HdW3dkRK8oWSYTxkJY3uyOCTsVe"><strong>5. 政府类支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Agucd0omCoOx55xgtKfu84zasef"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1IAdkyWWodojPxaWFTudzW8s6e"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VJPwd6qg2oWJgTxN45Guk56Tsgb"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Yz8rdvuUWoS3sbx2zRHuHZKlsWc"><span style="font-size: 16px;">诉讼费用，包括赡养费及子女抚养费</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PZr7d0vK9omcJ2xKqVQu712QsQb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JiFudFF8ro2kcxxCb27uYtkgsIb"><span style="font-size: 16px;">罚款（交通罚单、政府处罚等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DeBcdOohMowaGSx54uAuKLBPsNE"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJsUdGCTcoXW92xB8JbudM7ZsEe"><span style="font-size: 16px;">保释金及担保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FS7gdWtbfowZCZxoI3HuBLhAsrh"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P4tGdutfZoEZOkxIhfpucWDUsdA"><span style="font-size: 16px;">税款（联邦、州及地方税费及关税）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SmzRdA86Mo9J3Ox4O5jutczwswf"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LbCfdMR5HoyFIMx0AJVuWrAusUg"><span style="font-size: 16px;">政府服务 – 未分类（其他政府机构相关支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FnLydTTqLoTUVgxQtDBucU09s6d"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FkWcduhYxoHZeSxcIE9uuJs5sjh"><span style="font-size: 16px;">邮政服务 – 仅限政府（国家邮政机构）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Uvoedtdm5oMaKzxYkv2uZCGbslT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AK2Xd3AKAoDKTWx9k1ZuCpE6sWf"><strong>6. 捐赠及慈善机构</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EXDTd7u47otzopxOBoGuBNtrsFh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A4WEdWCE5oHh4mxc82Tu7A8asvd"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rp17dKbPmoXtHxxtygiuUSucsah"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-S3WNdn8K5oXNsFx3OgWuuDcDsDf"><span style="font-size: 16px;">慈善及社会服务机构（捐赠）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YMFydH0K5oJTeCxVbHbujyyzsfc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-C7nBdNPqOowcEvxLphOuVbSKsVb"><strong>7. 直销</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Do9bdeqTaolPnqxdwsKuwCa9s3f"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Z5xad0RUAoHxNnxXFJWu1i4lslc"><strong style="font-size: 16px;">商户类别</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RCmJdWf0doznQzxE4yvu1rwVsog"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-K4EMdKdjQohOiXxi2GSuHVPFsLd"><span style="font-size: 16px;">上门/直销（家庭购物、个人代理销售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-KXdldnZipo9pwWxQJXjuUbkbsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AqpydBiMZo5Jd1xk9s5uJYHjs0f"><span style="font-size: 16px;">推荐阅读:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Qln1d63LDoNkFAxoxjkuWm9MsbC" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 奖励常见问题（亚太卡） </a></div></li><li class="ace-line ace-line old-record-id-OiVqdNaXAoGBMTxzye9ufxWwsnh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亚太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-Dg3DdeeYboBZRWxnbSOupH4ised" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="WWs3d3u8EotnoJxZO8FugZ7fsLg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-N5PfdtrTpoXk0XxEMAyuGRpostf"><span style="font-size: 16px;">对于很多刚接触加密货币的用户来说，买币最容易踩坑的地方，其实不是操作流程，而是各种“看不见”的费用。</span></div><div class="ace-line ace-line old-record-id-QHhodskcMoYqcFxozOFud5uoskE"><span style="font-size: 16px;">银行卡手续费、跨境支付费、汇率损耗、第三方通道加价……有时候币还没买到，成本已经先多了一层。</span></div><div class="ace-line ace-line old-record-id-UOPAd4vi4oTAlJx5gQYua97uskd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B5Sddx5bKoAkSHxvO1Ju4K8HstT"><span style="font-size: 16px;">为了降低用户买币门槛，MEXC 目前在多个国家和地区推出了长期或阶段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">0 Fee 买币</a>与法币充值活动。用户可以通过 Apple Pay、Google Pay、银行卡、本地银行转账以及 QR 扫码支付等方式，更低成本地完成加密资产购买。</span></div><div class="ace-line ace-line old-record-id-BMZFdB2JYohmaUxN11ju7uO0sDd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JxJSd54CZo3ReDxZTU0ux8wUsug"><span style="font-size: 16px;">*BTN-<strong>参与活动</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">https://www.mexc.com/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-APgAdGvUwoPkHYxI9MMuz4Xgshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Lmvyd4yu3oWmn6xGgEtudL5psah"><span style="font-size: 16px;">这篇文章会带你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jc05dGE0VoB3BjxqHDPubnccsIe" data-list="bullet"><div><span style="font-size: 16px;">MEXC 当前支持哪些 0 Fee 买币方式</span></div></li><li class="ace-line ace-line old-record-id-ZM5BdaLZxoSBmUxOqvout6Gmssf" data-list="bullet"><div><span style="font-size: 16px;">如何通过 Apple Pay / Google Pay 快速买币</span></div></li><li class="ace-line ace-line old-record-id-X0AedOJyQoan3gxGJjZuHOyuswg" data-list="bullet"><div><span style="font-size: 16px;">不同地区支持哪些本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-EyQxdJfBFoCVKRxpKgOun3oCsRc" data-list="bullet"><div><span style="font-size: 16px;">法币充值和快捷买币有什么区别</span></div></li></ul><div class="ace-line ace-line old-record-id-OLigdr9OAoIdQHxXVZdubQ5osTc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QECedOtMOolsq9xOcxBuIFyvsLf"><strong>1. 为什么越来越多人选择用 MEXC 买币？</strong></h2><div class="ace-line ace-line old-record-id-FmSVdSfCHoUGQDxbZVguQzx2s4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U4ehdDiPQo2qeqxrZNMuB2jOsih"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆盖全球多个地区的法币入金与快捷买币服务，整体流程更加适合新手用户快速完成首次买币。主要优势包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NNrTdGXSsopzU7xiWqfu10qdshD" data-list="bullet"><div><span style="font-size: 16px;">支持 Apple Pay / Google Pay 一键买币</span></div></li><li class="ace-line ace-line old-record-id-JU6BdVi9Vo4SDyxJYV3uT4p1sHH" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支持 0 手续费</span></div></li><li class="ace-line ace-line old-record-id-XPU1dMwpTooCWVxXimRuw6iPszO" data-list="bullet"><div><span style="font-size: 16px;">覆盖多个国家和地区本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-P743dFxODoejhCxb0suuhzfUs2d" data-list="bullet"><div><span style="font-size: 16px;">支持本地银行转账与 QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-D0oEdMuojolBSZxZ47HuoKJ3s5g" data-list="bullet"><div><span style="font-size: 16px;">支持法币充值与快捷买币两种模式</span></div></li><li class="ace-line ace-line old-record-id-EYmbd9iYgoWhppxpagou37oQs7b" data-list="bullet"><div><span style="font-size: 16px;">买币后可直接进行现货、合约等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-R3O0dNbctoEZxNxAt7QuqtG9scK"><span style="font-size: 16px;">对于希望更低成本进入加密市场的用户来说，0 Fee 活动能够有效降低首次买币成本。</span></div><div class="ace-line ace-line old-record-id-TCM3dFCQEolRaUxIgcLuOcpTsDe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Z24pdUkOco2ZvexAfpXuWrWPsCc"><strong>2. MEXC 目前支持哪些 0 Fee 买币方式？</strong></h2><div class="ace-line ace-line old-record-id-F5S3dopEFoXfeLx0kYyugJ6Dsnd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Y4VzdCNRqokwmgxwUIXuwi16sPc"><span style="font-size: 16px;">MEXC 目前支持两类 0 手续费活动：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZlAmdJ9xdotHUVxgvQEuPa0NsTb" data-list="bullet"><div><span style="font-size: 16px;">长期 0 Fee 快捷买币</span></div></li><li class="ace-line ace-line old-record-id-YWlJd7C7moAXDoxF6NhuM28rsUb" data-list="bullet"><div><span style="font-size: 16px;">区域性法币充值 0 Fee 活动</span></div></li></ul><div class="ace-line ace-line old-record-id-NrHddmrqPolJ0NxS5LluvTY1syc"><span style="font-size: 16px;">具体支持情况会根据地区、币种及活动周期有所变化。</span></div><div class="ace-line ace-line old-record-id-OqKzd4OQGoLNFfxp94ruKQcPsBh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MLUKbGfRAokd0SxwR9LuL2bLsMh/?mount_node_token=LslQdOVj4o3Y2oxPeiUuedMds2g&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://MLUKbGfRAokd0SxwR9LuL2bLsMh" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-Rmo2ds4Keo7fhvxUO0uusR3YsLd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GL2Edu3lUoDnISxF06nu8Ss0sUh"><span style="font-size: 16px;">2.1 长期 0 Fee 快捷买币</span></h3><div class="ace-line ace-line old-record-id-NjykdWCqVocZbbxuyOAuQuh0sma"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ase0dZIqsooRbUxPKywuXigWsRf"><span style="font-size: 16px;">目前以下支付方式长期支持平台 0 手续费：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-M0Axd9Z6ioatVhxNiWiuSVIbszf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-AyQ1dUnHvoscFwxJE63uUkh4srf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-HoFzdGirYoxRvhxnHL9u1DT2s6f" data-list="bullet"><div><span style="font-size: 16px;">信用卡/借记卡</span></div></li><li class="ace-line ace-line old-record-id-THAId7Qagoh5gWxCMYRu3vxDsab" data-list="bullet"><div><span style="font-size: 16px;">RUB QR扫码</span></div></li><li class="ace-line ace-line old-record-id-Zg2gdJaEdonNl8xzNluuilwAspd" data-list="bullet"><div><span style="font-size: 16px;">RUB卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-S2c1d8rtdoLc1UxIUYlu8pXksDh"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更适合移动端用户。不需要反复输入银行卡信息，支付流程会更快，整体体验也更接近日常消费支付。</span></div><div class="ace-line ace-line old-record-id-WoAbd2jL7o1d4dxi15XujW4fshg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H3Xrd6QeooG5G6xRCwKuFglmsKe"><span style="font-size: 16px;">2.2 区域性法币充值 0 Fee 活动</span></h3><div class="ace-line ace-line old-record-id-BmA4dltfUotaPtxlqOcuUgAusmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JX8RdWY6ZoPmtpx9QQqujtv6sOL"><span style="font-size: 16px;">除了快捷买币外，MEXC 也会针对部分地区推出法币充值 0 Fee 活动。</span></div><div class="ace-line ace-line old-record-id-Nj47dYgjFoP9wmxMVaLuKO8vs8b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYpCdX1eEo9EzoxbAjsu1OArsdd"><strong style="font-size: 16px;">区域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LUESdkS4loglPexgEmRuj9fUsUe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7cgdcIdDoGjyHxHEdQuLx35sJc"><strong style="font-size: 16px;">说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UalTdbqDiodkU9x8DkkunWmjs6g"><strong style="font-size: 16px;">欧洲地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Dv0XdUQKJoBBBixipWruzqsrsAc" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XLlbdVm7WonUKbxcJjAucJCCsUe" data-list="bullet"><div><span style="font-size: 16px;">Online Bank Transfer</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-TkUvdofzKoSzGaxTRXKungS6sQe"><span style="font-size: 16px;">适合欧元银行转账入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K8NjdKxJro5Z8Vxj1a5uQfZzsjc"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-VyZidxnEOog3A9xRbZuuaBLEsKd" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZRA7dmA1YoKvqwxrxhCu6qbnsFe"><span style="font-size: 16px;">PIX 是巴西本地主流实时支付系统，到账速度快，也是目前巴西用户最常见的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQIBdufqRoMQVWxm7CXucJEYsPc"><strong style="font-size: 16px;">拉美地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-J0CFdhx3doSF8YxF9YsuYFHfsMg" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C5J0dau2Moy40txLzV8uAxRVs1f" data-list="bullet"><div><span style="font-size: 16px;">哥伦比亚（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-UZZxd7w6dobAyfxFs3QuaFkGsfe" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DHkQdZAYAobceJx46q4uCEm9sEM" data-list="bullet"><div><span style="font-size: 16px;">秘鲁（PEN）：银行转账</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XaKCd96rUoroPTxECIwumbMRsQe" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地银行转账</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Owq0dFKgtoeTD2xdylhuhsf9syb"><span style="font-size: 16px;">用户可直接通过当地熟悉的银行体系完成法币充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdBxdsTeuoy9fRxbqFaudlT7sKa"><strong style="font-size: 16px;">东南亚地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-WkhRdeAXOo0FuFxgICYuVXwpsvg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NXQhdOCwwo1KvoxiYmJu1nFWsKd" data-list="bullet"><div><span style="font-size: 16px;">菲律宾（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WromdyQXPoShccxTprIueVibsHg"><span style="font-size: 16px;">用户可以直接通过本地银行 App、电子钱包App 扫码完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FifZdZgqEo15tVxlrbtuqiGSssg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASJ2d45wQoLOd2xbvHMuewy0s0b"><strong>3. 如何在 MEXC 0 手续费买币？</strong></h2><div class="ace-line ace-line old-record-id-Ewzgd61djonvNjxojXYuERTlsyf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RHqfdiS7ioHfEaxcyvOuc15ysee"><span style="font-size: 16px;">整体流程非常简单。</span></div><div class="ace-line ace-line old-record-id-BuLJdVjivoG5RoxelgTuglS1sAc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UdvJd4Q7ZoSz5FxvnMsurKOpstc"><span style="font-size: 16px;">第一步：注册 MEXC 账户</span></h3><div class="ace-line ace-line old-record-id-FE5Vdv2stoKyKfxylkkuZgeusk1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pqq6dmU8kos2VxxleHGueG3Xs6c"><span style="font-size: 16px;">进入 MEXC 官网或 App，使用邮箱或手机号注册账户。需要注意的是，使用法币服务需要先完成 KYC 身份认证。</span></div><div class="ace-line ace-line old-record-id-MGLvdmX3eoFtK0xeirkuOcfhs6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FBrjdEgnio3YvNxg0mfuhk9Ts1b"><span style="font-size: 16px;">第二步：进入「快捷买币」页面</span></h3><div class="ace-line ace-line old-record-id-YBSId3zMTonAY3xhvHbuu8vPs6c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SeckdBVb6oezTUxfNxEubqBjsjb"><span style="font-size: 16px;">登录后进入快捷买币页面。根据地区不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OPJQdJCgHoZyvYxsB6dufSUtssf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-LszMdwLjJopDz2x7JlKuXetVsDh" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-YEP5dFsusovvlExcMjZuZJSrs6d" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 借记卡</span></div></li><li class="ace-line ace-line old-record-id-FytpdqGcFoLfgexLyukuyyYtsIc" data-list="bullet"><div><span style="font-size: 16px;">本地银行转账</span></div></li><li class="ace-line ace-line old-record-id-TQJtdofv2omONcxQmLwuwZBSszb" data-list="bullet"><div><span style="font-size: 16px;">QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-DQAHddrbJoUHu4xpmKNuCquJshc" data-list="bullet"><div><span style="font-size: 16px;">第三方支付渠道</span></div></li></ul><div class="ace-line ace-line old-record-id-DT4Gd6GGro62NmxZXcxuEm3Lssg"><span style="font-size: 16px;">对于手机用户来说，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的买币方式。</span></div><div class="ace-line ace-line old-record-id-LQeDdFvIWojyXUxiPtquF4BhsQY"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F202606221459110237YHYrwlaoMYODk.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-AJlud1nOIofAj6xJLwWuxKs7sYd"><span style="font-size: 16px;">第三步：选择法币与支付方式</span></h3><div class="ace-line ace-line old-record-id-ZoradeLgyoLrxfxNP0TuBUZLseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DsYBdywMsoFSdyxOmjru4v0Ss2g"><span style="font-size: 16px;">用户可根据所在地区选择对应法币与支付渠道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BdzudPuPEojABnxHoq3uRB1UsAb" data-list="bullet"><div><span style="font-size: 16px;">EUR → SEPA</span></div></li><li class="ace-line ace-line old-record-id-VZuHdHKpoo129DxE0I8utLgosCd" data-list="bullet"><div><span style="font-size: 16px;">BRL → PIX</span></div></li><li class="ace-line ace-line old-record-id-ZGkhdOOY0oJ1qkxvAkXuTB3DsYb" data-list="bullet"><div><span style="font-size: 16px;">MXN → SPEI</span></div></li><li class="ace-line ace-line old-record-id-WKLSdxhKwoJcD3xjoMuuGT4Bsxe" data-list="bullet"><div><span style="font-size: 16px;">COP → PSE</span></div></li><li class="ace-line ace-line old-record-id-CdcCd8aCtocQh8xpTjbudOLZsRb" data-list="bullet"><div><span style="font-size: 16px;">VND → VietQR</span></div></li><li class="ace-line ace-line old-record-id-BXnsd14ZEoEddXxMTEZuu7eQsHf" data-list="bullet"><div><span style="font-size: 16px;">PHP → QRPh</span></div></li><li class="ace-line ace-line old-record-id-UMqUdXlw1obmu1xFwOpuDWp3scd" data-list="bullet"><div><span style="font-size: 16px;">更多币种 → Apple Pay/Google Pay或者信用卡/借记卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-IiQ4dcmNDoXaWNxeOhVuiIQDsdh"><span style="font-size: 16px;">如果页面显示 0 Fee 标签，则代表当前支付方式支持免平台手续费。</span></div><div class="ace-line ace-line old-record-id-JpojdW98Vopsl6x3sVxuWVDTsGh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NqrpdOACfo78LkxYYWvuEHEKsff"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-Hai8dnQQ4o0JKixtwrbuKBRAsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GCQGd92Z6oMFbXxGLMmuWmUBs6f"><span style="font-size: 16px;">输入金额后，根据页面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-KXk2dezdko12Y1xv5wJuYJRis6e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F9fxdvyNDopq7bx6xqWuagd5sKh"><span style="font-size: 16px;">一般情况下，Apple Pay / Google Pay / 银行卡买币通常几分钟内完成，PIX 等本地实时支付到账较快，而普通银行转账可能需要更长时间。</span></div><div class="ace-line ace-line old-record-id-QuSNdNN8ooQGEnxA3t2uypeTsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SAajd3lhboRyQax8MFzuQ2jKs2d"><span style="font-size: 16px;">需要注意的是，虽然 MEXC 对部分渠道免除平台手续费，但部分银行或发卡机构仍可能收取外汇转换费用、跨境手续费、银行转账费用。具体收费规则请您以银行实际规则为准。</span></div><div class="ace-line ace-line old-record-id-KZvGdI9hcojqbHxNdQBuyLBbsGg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GX1vdhzaWou6jSxsAKHuPeIOsuc"><strong>4. 法币充值和快捷买币有什么区别？</strong></h2><div class="ace-line ace-line old-record-id-Ft0Qdg22KoUi4TxFNgYun9Vws7b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gm1hdPjiVoRf1Nx07otuBi4GsAd"><strong style="font-size: 16px;">分类</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Op4JdYv0LoSVSfx8C5GuLIUds7d"><strong style="font-size: 16px;">概念解释</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FIG1dwRAtoKi9fx4LGhuPlixsjd"><strong style="font-size: 16px;">资产流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VBGgdpfXHoRxn5xCZEnuVKYDsLc"><strong style="font-size: 16px;">适合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PcgTdl7jWoIvJrxQKPdul7O6sly"><strong style="font-size: 16px;">法币充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HX2rdktSHosp0hxz8buuK3dRsnf"><span style="font-size: 16px;">用户先把法币充值到 MEXC 法币钱包，再用余额买币。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y2Pwdxgwmo9oqAxfg0Fu2mMRsKg"><span style="font-size: 16px;">法币充值 → 法币钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-O0bqd9tmqoU4qtxYZscul04OsBc" data-list="bullet"><div><span style="font-size: 16px;">大额资金入金</span></div></li><li class="ace-line ace-line old-record-id-QV1Td0qzIofrvVx8TofuXWkIs7o" data-list="bullet"><div><span style="font-size: 16px;">偏好银行转账用户</span></div></li><li class="ace-line ace-line old-record-id-C3h2d4jPeo59jaxZqhAuMovksQv" data-list="bullet"><div><span style="font-size: 16px;">希望降低整体买币成本用户</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B1god4R1coZZbFxpTipuRUsIsWb"><strong style="font-size: 16px;">快捷买币</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVPodJK98oUI2txR1VsuRTeAsRb"><span style="font-size: 16px;">用户直接通过 Apple Pay、Google Pay、银行卡等方式购买加密货币。买到的币会直接进入现货钱包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SqDPddyt4o0DTUx7NdJuoApisDf"><span style="font-size: 16px;">快捷买币 → 现货钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HEhvdUll4oOzmXx7a8Xu7dZHs2e" data-list="bullet"><div><span style="font-size: 16px;">新手用户</span></div></li><li class="ace-line ace-line old-record-id-I6FndNGT9o75lLxtZwNuT1ylsXb" data-list="bullet"><div><span style="font-size: 16px;">小额快速买币</span></div></li><li class="ace-line ace-line old-record-id-QuJ2dPF6qokd7exgbHmunLwKshf" data-list="bullet"><div><span style="font-size: 16px;">手机端用户</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Pg1kddeSCoG0aPxi0mgunreMs3b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GDiFdEKvuoqwwbxFyQsuisHrsyd"><strong>总结</strong></h2><div class="ace-line ace-line old-record-id-STpHdRbkho4Yscx5Rx6u7cp3suf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VHYidp7wKo40FjxakTFuKRoCsue"><span style="font-size: 16px;">这两年，加密货币买币流程正在越来越“支付化”。尤其 Apple Pay、Google Pay 以及各地区本地银行支付体系的接入，让很多用户第一次买币的门槛明显降低。</span></div><div class="ace-line ace-line old-record-id-RcqadbVdLouUwfx9BGPucwXLsge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W1CDdRvOloDleKxSxRludlBxsyb"><span style="font-size: 16px;">通过支持 Apple Pay、Google Pay、信用卡/借记卡、本地转账支付等多种支付方式，MEXC 正在让全球用户以更低成本、更简单的方式进入加密市场。</span></div><div class="ace-line ace-line old-record-id-MmHldK5LUoFzgkxuZ5Nuu1lNsef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DKKodKNqWonxx2x02jhuWMaJs4c"><span style="font-size: 16px;">如果你正在寻找一个支持 0 Fee 买币、同时又兼顾本地支付体验的平台，MEXC 会是一个相对友好的选择。</span></div><div class="ace-line ace-line old-record-id-VZ3HdBEXzoD1RHxY2Ewuh2qYsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CsP9dEUHZoLvS9xmnrpu4UzDsjc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-MDDHdXTldo2lUoxQNkwuOiszsfc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-L1HUdBISIo7j79xvsqcusr3hslc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-MZcGdzaOsobKYqxZ0oSu5qzEsnb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-PRZjdwoZYoIeeKxMeYuuri79s8d" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-Tv0JdBWzOolS21xmjoLuNHh8s6f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="UU2zdFOpOo8uKmx15IjufmeLs6d" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-J1kQdxT0DoOhZuxZNIUuZ1Z8s9g"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TaZTdoGrWoJwNsxGulQu8UNMsub" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支持多种法币充值方式</strong>：包含银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道，满足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-RmsadJXOToo5t6x0Exkuy6Dxsze" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成高级身份认证是前提</strong>：所有法币购买加密货币的操作均需通过实名认证，保障资金安全合规。</span></div></li><li class="ace-line ace-line old-record-id-SboSdGPnMoNvDkxvt0QuVYIosJh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程简单到账快捷</strong>：最快实时完成充值，新手用户也能轻松上手操作。</span></div></li><li class="ace-line ace-line old-record-id-QwiFd7ysDo5tzrxaHWzuOKJzs3f" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆盖全球</strong><strong> 200+ 国家</strong>：支持欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div></li></ul><div class="ace-line ace-line old-record-id-KcUjdR2NQo9b5LxL1E1urf68swb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HWvDdfUNVoTbXRx8RcouNSSTs7K"><strong>1.法币是什么？加密新手必读基础知识</strong></h2><div class="ace-line ace-line old-record-id-OXHvd6ZP4oHnBrxV9M0upNFps6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WT1Nd6uNDoPtVWxNBftucd5Asqd"><span style="font-size: 16px;">1.1 法币的定义</span></h3><div class="ace-line ace-line old-record-id-VbRidwbCaorSPxx8mt7u9jnNsrf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IglBdj80ZoLQHTxzMNSu8CFSsqf"><span style="font-size: 16px;">法币（法定货币）是由国家政府或中央银行发行、并以国家信用作为担保的货币形式。我们日常使用的美元、欧元、英镑、人民币、日元等都属于法币范畴。法定二字意味着这种货币在该国境内具有法律强制接受效力，任何商业交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-CexgdN0lPohYZ0x5l0quAM4Ssgh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GzwjdCqHRoO7hrx8GGeuzmoXsad"><span style="font-size: 16px;">1.2 法币的核心特征</span></h3><div class="ace-line ace-line old-record-id-AsBDd78XfoMmcAx9KimuAAWBs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MDtbdEzu4o0G7MxzmIlu4FNJs7g"><span style="font-size: 16px;">法币具有几个关键特征：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-U62WdyufwogHBixyfZLu97p5s6e" data-list="bullet"><div><span style="font-size: 16px;">由中央机构发行，由国家中央银行或政府垄断发行权。</span></div></li><li class="ace-line ace-line old-record-id-YzOUdC9VHoL70JxOfh4uGp5Hs5b" data-list="bullet"><div><span style="font-size: 16px;">没有内在价值，本身只是纸张或数字符号，价值完全来自国家信用背书。</span></div></li><li class="ace-line ace-line old-record-id-J1H7daWbCoYQ7FxsojduPC1csMh" data-list="bullet"><div><span style="font-size: 16px;">法律强制接受，在该国境内具有无限法偿能力。</span></div></li><li class="ace-line ace-line old-record-id-VDzBd62o3ohU9lx46JxuSafqsab" data-list="bullet"><div><span style="font-size: 16px;">可调控供应，央行可通过货币政策调整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-SSCGdeCIdoS3QLxUvNXuph5usCh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rt43dibGoouHwIxTw2ouV1Sbsze"><span style="font-size: 16px;">1.3 法币与加密货币的核心区别</span></h3><div class="ace-line ace-line old-record-id-SuPQdd9L7ohVNBxAIuruSap4spf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hu9sd60sUoqPk0xXGPHuGzbCsjf"><span style="font-size: 16px;">法币由中央机构发行管理，依靠国家信用背书，受地理边界限制，跨境转账往往耗时长、费用高。而加密货币（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特币</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、稳定币等）基于区块链去中心化技术，不受单一机构控制，可以在全球范围内快速转账，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-Af45dA6SrofQnZx8JNyu7MMwsnb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MboDd5OfAohpftxHkPEuRN4RsCh"><span style="font-size: 16px;">但加密货币的购买入口仍需通过法币完成，这就是法币充值对于加密新手的重要意义，它是连接传统金融与数字资产的桥梁。</span></div><div class="ace-line ace-line old-record-id-Jtwzdylx3o1ZG7x69YduNALns9f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LaOmdsdeFoyNIJxCnVzuvnMOsld"><strong>2. 为什么需要在 MEXC 进行法币充值？</strong></h2><div class="ace-line ace-line old-record-id-GIxCdzFLIolNdIxgVXmuIBOrsbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RC4YdyhUoorKQMxpnl8ubiGXsCc"><span style="font-size: 16px;">对于加密货币新手而言，第一步永远是把手中的法币转换为数字资产。MEXC 作为全球领先的加密货币交易平台，为用户提供了完整的法币购买加密货币解决方案：</span></div><div class="ace-line ace-line old-record-id-PdvrdsKgoo8xkkxRNkRull8gsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jpzrdt0bTohToQxjFpJu7OjusGv"><span style="font-size: 16px;"><strong>安全合规</strong>：MEXC 严格遵循国际反洗钱法规，与受监管的支付服务商合作，所有充值操作均需通过高级身份认证。</span></div><div class="ace-line ace-line old-record-id-QXR7dOs3Oo3Itlx0GImuQWo9sNc"><span style="font-size: 16px;"><strong>费率透明</strong>：所有手续费在订单确认前清晰显示，银行转账由用户所在银行收取少量费用，信用卡/借记卡购买不收取手续费，无任何隐藏费用。</span></div><div class="ace-line ace-line old-record-id-F3ZudpSA5oWgaWxwL3AuPE2Dszm"><span style="font-size: 16px;"><strong>支付方式丰富</strong>：支持银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道等多种主流支付方式，满足不同地区用户的需求。</span></div><div class="ace-line ace-line old-record-id-Wxr4dJgpwocQDoxeEpxuuelMs3b"><span style="font-size: 16px;"><strong>全球覆盖广</strong>：MEXC 法币服务覆盖 200+ 国家和地区，支持 120 多种主流法币，是全球加密投资者的优选平台。</span></div><div class="ace-line ace-line old-record-id-PYSHd8BdToRnzFxMpDxuEKObsXp"><span style="font-size: 16px;"><strong>到账速度快</strong>：使用欧元区即时转账实时到账，信用卡购买通常数分钟完成，大幅缩短等待时间。</span></div><div class="ace-line ace-line old-record-id-Boq4d4BNVoAb4hxfcXwuW3e5snW"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LuLPdiGkZoOSzIxjXPsu9VC8skg"><strong>3. MEXC 三大法币充值方式详解</strong></h2><div class="ace-line ace-line old-record-id-RKi3d2jgcoT2Kwx2WCVuUh9Xsmf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H68Xdc5tOoXjEGxhzoUurBZJsGd"><span style="font-size: 16px;">3.1 银行转账：低成本大额入金</span></h3><div class="ace-line ace-line old-record-id-MFdQdLoEJoLdlLxurpduYSoRsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RWn8dKVeWo0VTSxeblsuClpBswc"><span style="font-size: 16px;">这是全球用户最常用的法币充值方式之一。用户可通过本地银行账户或本地支付网络，向 MEXC 快速完成法币充值。</span></div><div class="ace-line ace-line old-record-id-QTUpdb8ntoCJe9xFy4luUh5Vsdf"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（欧元区）、PIX（巴西），以及多个国家和地区的本地银行转账与本地支付网络。</span></div><div class="ace-line ace-line old-record-id-SBTYdYf5ho1buvxlQY0unsMEsGn"><span style="font-size: 16px;"><strong>支持币种</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法币。</span></div><div class="ace-line ace-line old-record-id-AXU4dFkD2oY5zYxo4l4ubFaxs0b"><span style="font-size: 16px;"><strong>到账时间</strong>：即时转账实时完成；普通转账零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-Atq6d3XIhoIWDmxeX3BusPrhsff"><span style="font-size: 16px;"><strong>适合人群</strong>：希望以较低成本进行法币充值的用户，尤其适合中大额入金需求。</span></div><div class="ace-line ace-line old-record-id-Gv9BdMu9MoUQcpxXjrLurGXisud"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IIBad6i8xod4vsx4304uVP59se1"><span style="font-size: 16px;">3.2 信用卡/借记卡：快速便捷购买</span></h3><div class="ace-line ace-line old-record-id-KjW0d3SIkomA5rxqJKfu3yJhswf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DybydrIqWoaqeNxS1X9uVCp4sjb"><span style="font-size: 16px;">MEXC 支持 <a data-lark-is-custom="true" href="https://www.visa.cn/">Visa 卡</a>和万事达卡两大主流卡组织，覆盖 200 多个国家。</span></div><div class="ace-line ace-line old-record-id-VUiqdYl6Eo8x5fxwTj1ubS1hsQQ"><span style="font-size: 16px;"><strong>支持币种</strong>：欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div><div class="ace-line ace-line old-record-id-EIikd70YUo0V45xLdequrLHvs1g"><span style="font-size: 16px;"><strong>额度规定</strong>：单笔最高五千（等值货币单位），每日最高一万。</span></div><div class="ace-line ace-line old-record-id-IupCdmVb1ouTWRxFRkputo9us3d"><span style="font-size: 16px;"><strong>到账时间</strong>：通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-GC3YdnaG4ooyLDxe0VxuI9c0s9e"><span style="font-size: 16px;"><strong>费用情况</strong>：MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用，具体请以银行实际收费为准。</span></div><div class="ace-line ace-line old-record-id-KzHhdoFnboT21Ixm8N8uLXAHsGg"><span style="font-size: 16px;"><strong>适合人群</strong>：希望快速完成小额购买的新手用户。</span></div><div class="ace-line ace-line old-record-id-W1fvdfZ5Mo151DxQ5OYuVncPsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GLOSd2A66o9DKsxqYUAuj5Xzs3g"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移动支付极速买币</span></h3><div class="ace-line ace-line old-record-id-XM9edYRZmojQBFx7a7QubekTsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IIGXdVKGXoWreTxHofsutl4Vskf"><span style="font-size: 16px;">用户可直接通过 Apple Pay 或 Google Pay 快速完成加密资产购买，无需重复输入银行卡信息，支付流程更加便捷流畅。</span></div><div class="ace-line ace-line old-record-id-JGAId3lN3o9Morxwm17uRWBqsBh"><span style="font-size: 16px;"><strong>支付特点：</strong> 支持移动端一键支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-MusQd4Qmzo2bXVxOk37uhK88s32"><span style="font-size: 16px;"><strong>到账时间：</strong> 通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-EVL9dZO2yo6BEFxTeYFu4um4s1f"><span style="font-size: 16px;"><strong>费用情况：</strong> MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用。</span></div><div class="ace-line ace-line old-record-id-FLYAdMfsqoZZzRxHrDOuUoAYsPf"><span style="font-size: 16px;"><strong>适合人群：</strong> 偏好移动支付体验、追求便捷与快速购买流程的用户。</span></div><div class="heading-3 ace-line old-record-id-XodndU3RpoSeOgx2JR1uZ0P1sFc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Ol13dsRfgoNzMtx0QhguOd14sWc"><span style="font-size: 16px;">3.4 第三方服务商通道：多渠道比价</span></h3><div class="ace-line ace-line old-record-id-Z0Jwdmub7ox4clxrRFIuHWlgshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DypbdUoYoouFjpxt1uguNEp1sud"><span style="font-size: 16px;">MEXC 接入多家第三方支付服务商，用户可根据实时报价选择最优方案。</span></div><div class="ace-line ace-line old-record-id-DNbpdLcqPoPOIZxG43yuduyAshd"><span style="font-size: 16px;"><strong>额度规定</strong>：以美元为例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-IKm0d0VCtomLkGxHu16umOwss6e"><span style="font-size: 16px;"><strong>操作灵活</strong>：可对比不同服务商的实时报价，选择性价比最高的渠道。</span></div><div class="ace-line ace-line old-record-id-UhlXdC7lkoRc6uxaFmGuc3CBsZf"><span style="font-size: 16px;"><strong>适合人群</strong>：希望对比多家服务商报价、获得最佳购买价格的用户。</span></div><div class="ace-line ace-line old-record-id-FbIodmahJoyAEpxmGheu6fXjs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NM9FdbHoyoX5hZxWQb5uYbOused"><strong>4. MEXC 法币充值实操步骤（以银行转账为例）</strong></h2><div class="ace-line ace-line old-record-id-LvWBds9FWoyBAOx5nMPuRJ5tsz8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rm2ydTLJnoP8Zvxbrveu4kZVsGc"><span style="font-size: 16px;"><strong>第一步</strong>：登录 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官网</a>，在顶部导航栏点击【买币】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值</a>】。</span></div><div class="ace-line ace-line old-record-id-FCuQd7MVdoOazGx8i7cusyWosEh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DttAd0QkvoWOvoxEvvXucZFRsvd"><span style="font-size: 16px;"><strong>第二步</strong>：选择欧元作为法币币种，输入希望充值的金额，点击【继续】进入订单页面。首次使用的用户，系统将通过第三方合作伙伴提供一个同名收款账号，通常两分钟内完成激活。</span></div><div class="ace-line ace-line old-record-id-E9rZd1K9CokWdFxHL15uXn38sAj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Js3VdZC2FoPOdexGSxYua4yxsbb"><span style="font-size: 16px;"><strong>第三步</strong>：订单页面将显示二维码、完整的收款银行信息以及参考码（备注码）。务必使用与 MEXC 实名认证一致的银行账户进行转账，并在转账备注中填写参考码，否则可能导致到账失败。</span></div><div class="ace-line ace-line old-record-id-YBwadcJLTopVE0xqcLyubJcNs1b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dr3ddvC8SoqRZfxrNZRu4BWys6V"><span style="font-size: 16px;"><strong>第四步</strong>：完成银行转账后，点击【我已支付】。使用即时转账实时到账，普通转账需零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-WQh7dwD8HoWAJNxktlluZ2JRshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ELSYdeiPdoV79WxVK1yuU7jRsrg"><span style="font-size: 16px;"><strong>第五步</strong>：在【订单】页面可查看所有历史法币充值记录，方便追踪资金状态。</span></div><div class="ace-line ace-line old-record-id-Uiyfdr0tJofc7xxQEhBuZhtmsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Z583dqZAYo1A3GxfHnjuc7iwsvs"><span style="font-size: 16px;">*BTN-<strong>法币充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-J7I1dqErco4idsxjLfouYKxVsPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"bcb9ee19-a835-4911-8359-935aa55cb6b0","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FRIVUb7ZkvoEKUdxhahYuuqy3sNe%2F%3Fpreview_type%3D16","file_token":"RIVUb7ZkvoEKUdxhahYuuqy3sNe","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-YfPmdyAJFo6rxxxH3eWuwPHrsw1"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101500589XIiKw0FY3N6upX.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJSSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWWZQbWR5QUpGbzZyeHh4SDNlV3V3UEhyc3cxIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9SSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/RIVUb7ZkvoEKUdxhahYuuqy3sNe/?mount_node_token=YfPmdyAJFo6rxxxH3eWuwPHrsw1&mount_point=docx_image" data-width="2936" data-height="1240" data-lark-image-uri="drivetoken://RIVUb7ZkvoEKUdxhahYuuqy3sNe" data-lark-image-width="2936" data-lark-image-height="1240" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-SxfSdYn0poqUJwxYJScuXyBKsZg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-E6Wfdkyxao1UqxxfdwruZN8Yshb"><strong>5. 新手法币充值五大注意事项</strong></h2><div class="ace-line ace-line old-record-id-Yt3MdGsYNo7T5nxSdK1u6mHAsuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fp2Md10Nao3vvqxDIbZu2o7psee"><span style="font-size: 16px;"><strong>1）账户姓名必须一致</strong>。用于充值的银行账户或银行卡姓名必须与 MEXC 实名认证姓名完全一致，姓名不匹配将导致充值失败。</span></div><div class="ace-line ace-line old-record-id-B8t3dod1WoyVP7xke5quMzL3sKg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YeYZdV9hxoAwxsxcLCLu4fFssig"><span style="font-size: 16px;"><strong>2）参考码不可遗漏</strong>。银行转账时必须在备注中正确填写参考码，这是 MEXC 自动匹配订单的关键信息，缺失或错误将导致到账延迟。</span></div><div class="ace-line ace-line old-record-id-RD1BdK6byoW5Vkx29UQutVPAsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rc8ddQQWQoocu8xct95up3l4sAg"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下单后通常有 30 分钟的支付时限，请合理安排时间，超时订单将自动失效。</span></div><div class="ace-line ace-line old-record-id-RInVdYWJfoKOp9xMmiuuxO3csIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GLPWdmjpVoUWfCxdy4ZuEYM2szh"><span style="font-size: 16px;"><strong>4）汇率实时变动</strong>。法币购买加密货币的最终金额根据实时市场汇率计算，建议使用即时转账以减少汇率波动影响。</span></div><div class="ace-line ace-line old-record-id-BJ0pd4Iz7oGJEexVeV3uFyhksah"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F6yude5CeoMMZbxd1pxu5OKDsKg"><span style="font-size: 16px;"><strong>5）保留交易记录</strong>。所有充值记录可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">订单</a>】页面查询，建议妥善保存，便于税务申报和后续核对。</span></div><div class="ace-line ace-line old-record-id-CzhUdqRFaoBf1KxOItju7xiasWb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YgivdJKGOoz9yuxPR5luVdizsMd"><strong>6 常见问题解答</strong></h2><div class="ace-line ace-line old-record-id-HjmJdJEQaoh126xMaUkuGJ92sFg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F1xMdfuCBoLUz6xBALwuH2vTsXc"><span style="font-size: 16px;">6.1 在 MEXC 购买加密货币一定要实名认证吗？</span></h3><div class="ace-line ace-line old-record-id-UsLhdKy5poGfEsxn1pluUiLtsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvMadaaLpomiaxxEeNdu0UQLsTc"><span style="font-size: 16px;">是的。所有法币充值和加密货币购买操作均需完成个人身份<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">高级认证</a>，认证通常在 24 小时内完成，需上传政府颁发的身份证件并完成人脸识别。这是保障用户资金安全和平台合规运营的必要措施。</span></div><div class="ace-line ace-line old-record-id-IOUIdMZHbo2a31xd6RNuaGiks4d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCZGdiRzaopImuxPoezu1rSUsje"><span style="font-size: 16px;">6.2 MEXC 法币充值手续费是多少？</span></h3><div class="ace-line ace-line old-record-id-ECU6dUvCRop28gxOxRLu6Mawsce"><span style="font-size: 16px;">MEXC 本身对银行转账不收取额外手续费，费用由用户所在银行收取。信用卡/借记卡购买不收取手续费，所有费用在确认订单前清晰显示，无隐藏费用。</span></div><div class="ace-line ace-line old-record-id-MvvPdYWEeo6qH3xFZNWuEkl4sTd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WBSmdXOxSormgoxo0kwuKqMssyb"><span style="font-size: 16px;">6.3 为什么我的银行卡支付被拒绝？</span></h3><div class="ace-line ace-line old-record-id-T929d74vVoU5lcx7Ibgup0bosKe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tsw0dl0q5owQj3xtz81u7aBOsXe"><span style="font-size: 16px;">常见原因包括：银行默认屏蔽加密货币相关交易、余额不足、卡片过期、账单地址与实名认证信息不匹配等。建议联系发卡行预授权加密货币购买，并确保所有信息完全一致。</span></div><div class="ace-line ace-line old-record-id-Qq13d6V51oaO5sxs185ufDrJsOh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DwJmdqMS6os4roxfRdCufqDLsyd"><span style="font-size: 16px;">6.4 法币充值多久能到账？</span></h3><div class="ace-line ace-line old-record-id-Y4fWdEUOjo030XxjPPDuHio0sph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B6eed0hgIotDE0xaj2vuv7KLsRd"><span style="font-size: 16px;">使用欧元区即时转账实时到账；普通银行转账需零到两个工作日；信用卡/借记卡购买一般数分钟内完成；第三方服务商通道处理时间因服务商而异。</span></div><div class="ace-line ace-line old-record-id-Buzedl3DUobHnzxklFvuEp3Msqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FUeBd45jqozPgbxhfBzugD6Fsae"><span style="font-size: 16px;">6.5 可以使用他人名下的银行卡或信用卡充值吗？</span></h3><div class="ace-line ace-line old-record-id-B9Imd8kZXoTjrjxw9ibuqzx9sAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DtM1dm8MsoeMd0xa8MGuylA3sgh"><span style="font-size: 16px;">不可以。MEXC 严格要求充值账户姓名与实名认证姓名完全一致。系统会自动拒绝姓名不匹配的交易，家人名下的卡、未注册的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-KSRTdBQT4ocByRxYtBFu7FiHs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AwKodNgQSoT8H5xsXbiug9yYsMg"><span style="font-size: 16px;">6.6 购买的加密货币存放在哪里？</span></h3><div class="ace-line ace-line old-record-id-UqNPdgMo2oYI0SxyAYmuQQg6sGf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gd5GdAn7Do7bxtxMEQPuOr1wsLb"><span style="font-size: 16px;">通过法币充值存入的资金将自动存入您的 MEXC 法币钱包中，您可使用法币余额进行后续买币或其他操作。</span></div><div class="ace-line ace-line old-record-id-TT6XdgL49o3ZzBxZr02ukmm0sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kq7qddbQxo4vvTxCZwbuT3Axs3f"><span style="font-size: 16px;">通过快捷买币（如信用卡/借记卡/Apple Pay/Google Pay）购买的加密货币将自动存入您的现货钱包中，您可自由进行交易、划转或提现至其他钱包地址。</span></div><div class="ace-line ace-line old-record-id-BCM1dNsvGoExQRxcS4audaq4svB"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTU4deIRtoCAuBxNjBpuMFvUslw"><span style="font-size: 16px;">6.7 如果转账失败或延迟怎么办？</span></h3><div class="ace-line ace-line old-record-id-IEWkd8T3NoKktLxPZ62uwluns9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EBLdd2itIoHXt4xtt29u05ZTsbs"><span style="font-size: 16px;">首先检查转账备注中是否正确填写了参考码，确认银行转账是否已成功发出。如仍有问题，可提交工单联系MEXC客服，提供参考码和银行交易记录以便快速追踪。</span></div><div class="ace-line ace-line old-record-id-M2nIdDnX2oP0kLxPHeYuqXw3sld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I7oSdYiIYofNEIxu2wZuFCpBs4E"><span style="font-size: 16px;">6.8 MEXC法币充值支持哪些加密货币购买？</span></h3><div class="ace-line ace-line old-record-id-P7UkdPQ46o2ooxxjNEMun5HCsbh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FpY1dCVd0odLWmxiQHgutRTysEb"><span style="font-size: 16px;">MEXC 支持购买比特币、以太坊、稳定币（如美元稳定币）以及多种主流加密货币和山寨币，覆盖市场上绝大多数热门数字资产。</span></div><div class="ace-line ace-line old-record-id-U84kdVEKZoezzAxeT4sukeHnsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZdNFd7HsioaBq6x1ofbuepJrsFd"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Xm3JdYlLlolrXqxOCzLua3YGsgc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借记卡购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-LU89dFbnrooKesxaMMJuqnb5sYb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-YU8jd9dTfoL0wFxX9hIu1w9Zsaf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方渠道购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-R1ZhdLrLhoMmSYx0wAguRf5psJe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-J0ppdQU1CoMJWBxNj4ju3mrjswc"><span style="font-size: 16px;"><br></span></div></div>

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