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<div data-page-id="Gkj3dBRu5ooBNExUWicuNXPqskc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusgEDS5DBVjAWS1TKDXkiNcd"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxussJStZx2tMubQ7GuV8U3Ibb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋基於用戶的 VVIP 等級計算，現金回饋比例最高可達 10%。</span></div></li><li class="ace-line ace-line old-record-id-doxusomz2Ux1XTO7XmJPueuc9fd" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋以 USDT 形式發放，結算完成後 T+3 個自然日內到帳至法幣帳戶。</span></div></li><li class="ace-line ace-line old-record-id-doxus3Pj74nVS5yQ9gsBsHrA73c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度現金回饋上限按用戶名下所有卡片合併計算，並於每月 1 日重設。</span></div></li><li class="ace-line ace-line old-record-id-doxusucHr1vGHarIWBeSLKohPTf" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商戶類目及特殊交易不參與現金回饋，退款交易對應的現金回饋將被收回。</span></div></li><li class="ace-line ace-line old-record-id-doxusHrBqjuyxdZRdNWRo7FhMGe" data-list="bullet"><div><span style="font-size: 16px;">用戶可在 MEXC Card 首頁及交易紀錄頁隨時查詢現金回饋明細。</span></div></li></ul><div class="ace-line ace-line old-record-id-doxuslh78sZ8KXWyaYsXycJoPMf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQP7C59wKRLI7jSL8celC1g"><strong>1. MEXC Card 現金回饋如何運作</strong></h2><div class="ace-line ace-line old-record-id-doxusZyJr4r9pjVVysN6UBJEiGd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusF1o5LMjXkCjA1LbWxLlUdb"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> 平台為用戶提供的加密資產消費卡。用戶持卡消費並完成結算後，系統將根據用戶目前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/user/m-score">VVIP 等級</a>進行現金回饋，現金回饋以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a> 形式直接發放至用戶的法幣帳戶，無需手動領取。</span></div><div class="ace-line ace-line old-record-id-doxus8Quzn0Alzu4gNYbLiEcGlf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusrIDa29amBr11Lbtk1pR0Cf"><span style="font-size: 16px;">不同等級對應的現金回饋率與月度現金回饋上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusmdflNGaMe5M1EaD60u5aHg"><span style="font-size: 16px;">VVIP 等級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusNxlo3IhT4vYY5guaSrIhkd"><span style="font-size: 16px;">現金回饋率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusWU0zWvow3nftROjGyEEv4c"><span style="font-size: 16px;">月度現金回饋上限</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusRGglvXtcJxtDZ6HbHQNX7e"><span style="font-size: 16px;">普通</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusA1lFaS6cF90zepEDHqTxMg"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbgsYCu8z9eNPS906xMRIce"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbFBesGEiGITk6ChLCELd6b"><span style="font-size: 16px;">高級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7wyexunBK3ucRrwf82f8Mf"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus2vQL8qJ7PaQgjcqmBGdBzc"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusQDXdtVJbgVZWyk323agcvb"><span style="font-size: 16px;">精英</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7payToQUS1H6hfividGDpb"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusvBQo1To3DK7IbdkCCfWSFc"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-doxusOjzdadHp15ZF2LZmZrFqud"><span style="font-size: 16px;">注：具體等級、現金回饋率及月度現金回饋上限以 App 內頁面展示為準。本 FAQ 內容可能存在更新延遲，如有出入，請以頁面實際顯示為準。</span></div><div class="ace-line ace-line old-record-id-doxusx3JrMxZhL6yGQwYTNqxBvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"760cc9a6-7e3a-4762-a405-5d176f18e4c0","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFR5EbuvoroYkRjxiU7CuPowIsQd%2F%3Fpreview_type%3D16","file_token":"FR5EbuvoroYkRjxiU7CuPowIsQd","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxussdhTbwTP0UtLoaci9iKCyb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182707199MKYQvdwMOGYzyH.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94dXNzZGhUYndUUDBVdExvYWNpOWlLQ3liIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FR5EbuvoroYkRjxiU7CuPowIsQd/?mount_node_token=doxussdhTbwTP0UtLoaci9iKCyb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FR5EbuvoroYkRjxiU7CuPowIsQd" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-doxusbEw5z9AreKvjfJyoUXBhrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxust0RwLShwemr5gVhZZFiVyd"><strong>2. 現金回饋什麼時候計算、什麼時候到帳?</strong></h2><div class="ace-line ace-line old-record-id-doxusVQHGDue0PX0UJIRO4fXPuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus3GN19iC8J1oNRxLaUYD5qh"><span style="font-size: 16px;">現金回饋以交易結算（而非授權）為準。結算完成後，系統會即時計算現金回饋金額，並在 T+3 個自然日內發放至用戶的法幣帳戶。需要注意的是，若交易在授權後被撤銷、未完成結算，則不會產生現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxusLmZSJ4wAR6nqjhqzRTh6ue"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusEUmzNAOemLCjHhHMnc6XV4"><strong>3. 持有多張卡，現金回饋額度是分開計算還是合併計算？</strong></h2><div class="ace-line ace-line old-record-id-doxusYFyDM9iCQ8gzML5apK09Rg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusmemsSAoTafHE0XZCRfOa8c"><span style="font-size: 16px;">月度現金回饋上限按用戶維度合併計算。也就是說，用戶名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/mexc-card">MEXC Card</a> 產生的現金回饋會加總統計，共用同一個月度額度。</span></div><div class="ace-line ace-line old-record-id-doxus6ux7Ih0ui5y9Lqsx77xHvh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuspqicOjXy2uSpkv6jRzMXUd"><strong>4. 月度現金回饋額度什麼時候重設?</strong></h2><div class="ace-line ace-line old-record-id-doxusCSXxtOuY7ZWqDNYO2TCoge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusjHEe6tw2FacqpucBrLUnuc"><span style="font-size: 16px;">月度現金回饋額度於每月 1 日 00:00（UTC+8）自動重設。重設後，用戶當月的現金回饋累計金額歸零，可重新按所屬等級的上限獲得現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxuse5QELfYaZ5MIkJ3vx9L69g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusxnN9EJ5H4z6BAZh5tjRSKh"><strong>5. 哪些消費不參與現金回饋?</strong></h2><div class="ace-line ace-line old-record-id-doxusM5Gn5VF2lHTICUchvDJKfV"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQqa9vOo6dZIRWUiqjB0kTf"><span style="font-size: 16px;">以下幾類情況不參與現金回饋：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商戶類目的消費（MCC）</a>、強制授權訂單、觸發風控的交易，以及當月現金回饋額度已用盡後的消費部分。若某筆交易命中上述情況，交易紀錄中會明確顯示不現金回饋的原因，用戶可自行核對。</span></div><div class="ace-line ace-line old-record-id-doxusxkh8oPS47PghMcgfHZJTwd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1hJUCtoPoTs7g1SoZlI7qd"><strong>6. 消費時和結算時的 VVIP 等級不一致，按哪個等級計算？</strong></h2><div class="ace-line ace-line old-record-id-doxuscjdoCXqWPc1etVEnRQG8og"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusRkywjdbeONp7jVSyXtZYlb"><span style="font-size: 16px;">現金回饋統一按結算那一刻的 VVIP 等級計算。若用戶等級提升，當月剩餘現金回饋額度將立即按新等級的上限重新計算；若等級下降，且已使用額度超過新等級上限，系統不會倒扣已發放的現金回饋，但當月剩餘可用額度將歸零。</span></div><div class="ace-line ace-line old-record-id-doxus5tZFSPdg2N1jJGtlB9XHvd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusJxISBaTo8neE44MDnq5UIf"><strong>7. 退款會收回已發放的現金回饋嗎？</strong></h2><div class="ace-line ace-line old-record-id-doxusH3tl9JTttl3wG6f3Li5h5g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusp5dnnh9YpMB54E7tqcP73n"><span style="font-size: 16px;">會。交易發生退款後，對應的現金回饋將被系統收回。若帳戶餘額不足以扣回，帳戶會顯示欠款提示，用戶需盡快補齊欠款，否則可能影響正常用卡權益。此外，退款收回的現金回饋不會釋放當月已占用的現金回饋額度。</span></div><div class="ace-line ace-line old-record-id-doxus59mRAAgGEH4mohQLvCqVah"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuszHeOrFKeDc8mliSTAkwETb"><strong>8. 在哪裡查看現金回饋明細？</strong></h2><div class="ace-line ace-line old-record-id-doxuscefrG6yg5u9PbSskg4H3Ch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQnIBSESuVZivqy08QaEsAc"><span style="font-size: 16px;">用戶可透過以下三個入口查詢：MEXC Card 首頁可查看累計現金回饋及本月現金回饋匯總；各卡片詳情頁可查看單卡現金回饋明細；交易紀錄頁中每筆消費均標註對應的現金回饋金額與狀態說明，方便逐筆核對。</span></div><div class="ace-line ace-line old-record-id-doxuscVmnMTUkdXPSgVgGlUsxrb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuse24GSmrfvS1KlsrLxxg49f"><strong>9. 現金回饋規則是否會調整嗎?</strong></h2><div class="ace-line ace-line old-record-id-doxus1QIYceWsMC0sXJGidMrhgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus7g6i9LZcUBkqRjNfKRonHc"><span style="font-size: 16px;">MEXC Card 的現金回饋比例、月度額度上限以及參與或排除的商戶類目，均可能根據營運情況進行調整。相關變動將以 MEXC 官方最新公示為準，建議用戶在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/announcements">官方公告</a>，以獲取最準確的規則資訊。</span></div><div class="ace-line ace-line old-record-id-OBA7dkBpsoEh09xr7WwuGZjWsrP"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EUixdLPmPoUPwexpQzlunILls9b"><strong>10. 為什麼消費了沒有收到現金回饋？</strong></h2><div class="ace-line ace-line old-record-id-EoFQdWG0ioMQt1x8c65uwBthscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H4vqdMXcnoIgEbx7cfiuWDx3sgf"><span style="font-size: 16px;">未收到現金回饋，通常是以下三種情況導致的：</span></div><div class="ace-line ace-line old-record-id-Sik9dU9qToOjPBx4FU6uP8jOsjf"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-R5MAdmrl7obacbxA97iu2iyvsAf"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-CEGbdSdavoXaMgxX2R6uyogFskh"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-ZcvydVLuUoFkfQxRl7xuX6OMspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JfqMdFCvmoztVBxU70MuhsSRsDc"><strong style="font-size: 16px;">案例 1：退款回收現金回饋，額度不恢復。</strong></div><div class="ace-line ace-line old-record-id-XctKd3wLxokZlSxF4xhul1LIsLj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XPjEdLZhgoTc2TxYsYGuf5ZTsyc"><span style="font-size: 16px;">用戶 A 每月現金回饋上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W8LldACLHoedvVxXRVjuBoVJsAh"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VOCYdhmOqoHAEixlw0Jut1a5saf"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AGMrdCQyDoglVLxCQJDu8xzwsR0"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OwL1d0jSQoarKWxreaxuN1pesXb"><span style="font-size: 16px;">消費 1,000 USDT，現金回饋 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5srdrDpPov103xAL4ouHSBXswc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-T0PZdzycootb5HxEwJCuh7UksTb"><span style="font-size: 16px;">消費 1,500 USDT，現金回饋 30 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JgVBdSpn9oB3TfxHtR8uD1unsww"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BBRMd0s5coqRICxPLE4u3K2Zscc"><span style="font-size: 16px;">10 月 5 日那筆訂單退款，系統收回 20 USDT 現金回饋。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XqcidyY6roI4PKxOTeZuQynKs8b"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R0DddfhUKoiJmMxY5UNuxmsssgb"><span style="font-size: 16px;">消費 800 USDT，沒有現金回饋。退款後額度不恢復，本月額度仍是用完的狀態。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Uy26dyRqmoO5M6xKIyMu4ir2scb"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DKKsdou5wodROFx6sUCuIoCfsVd"><span style="font-size: 16px;">額度重置，可以重新獲得現金回饋。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Lp3Md1t10o2FJhxyVMhuB86YsE8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZuJadFbzEokXqwxpLykufTnYsUb"><strong style="font-size: 16px;">案例 2：退款時餘額不足，產生欠款。</strong></div><div class="ace-line ace-line old-record-id-SXFDdye9Wom38bx9pekuzuNjs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SYLJdad88oyUxgxOSM1upGn3sfb"><span style="font-size: 16px;">用戶 B 每月現金回饋上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-R81udnEhioOavPxiYLKulieqsAg"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9Bsd5FlRoyPACxJD1aupu9lsNS"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QtEbd7ylAonklaxRRwFuVbQPsqf"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Iuo2dWZlboJJsVxu1UGu8TsvsVb"><span style="font-size: 16px;">消費 5,000 USDT，現金回饋 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IsuAdgq09o1PToxXdI0uQ5IxsRc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PKK1diucUoSowOxmdpjuCdzZs4c"><span style="font-size: 16px;">消費 2,500 USDT，現金回饋 50 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q4FUdl1iXoaUrtxS6ASuR5L6sFX"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cc6zdQmwMoAvIoxhu39uv4ECsJb"><span style="font-size: 16px;">用戶把法幣帳戶裏的 140 USDT 轉走，帳戶剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgF1dVecOoG53Kx6Kzuunaxaslh"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LjLWd6HKgoRKwJxJOV8u10lCsYe"><span style="font-size: 16px;">10 月 3 日那筆訂單退款，需收回 100 USDT 現金回饋，帳戶只有 10 USDT，扣完後欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rs0VdgSoDozardx3bL0ulQEeseb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IuQsdysYOoL19cxfTBVujwVTsye"><span style="font-size: 16px;">消費 600 USDT，沒有現金回饋，因為本月額度已用完且不恢復。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7aUdA0ZqoUDGlxBCZwumwRnsrc"><span style="font-size: 16px;">用戶需要盡快補齊 90 USDT 欠款，否則可能影響用卡權益。</span></div></td></tr></tbody></table></div><h3 class="heading-3 ace-line old-record-id-doxusE6s0WuXyDq4z20vfI6cloc"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxus4fRlmM5W3nCqaQXJobvEYb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-doxusNQNTg4UtpxmU4KIChbwtlf" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-doxusFH9V67mSiLRq3f9uT5p6yv" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-doxusBxFBTNkvbEpLGoc8GVxM4F" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-doxusjxlUSOXdkON475yVooKEnh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 獎勵常見問題</a></div></li></ul><div class="ace-line ace-line old-record-id-doxusAwiH6jtoIOK9UICjcvJLkf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Gs5GdY9XeoXrz6x6iVjuQRwTsUc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-UXPNdPXFkov4XoxxsKDurPhGstb"><strong>1. MEXC Card 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-Xt2adwnERoTXdzxEDenuv4FgsSc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0o6dQ33PoLYk6xfNchu6qX3sXb"><span style="font-size: 16px;">現金回饋比例、月度上限和發放規則，請查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 現金回饋常見問題解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Lm9DdJt0Po3cUGxEYZXulCuMsgd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TSMzdh5CZooGY8xaqchug53Rs0e"><strong>2. MEXC Card 理財收益</strong></h2><div class="ace-line ace-line old-record-id-AkcEdeqviocH0Rxv5cDuEyPWsvg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-W662djfE3oAONlxPQmCuVsA2snb"><span style="font-size: 16px;">2.1 如何獲得理財收益？</span></h3><div class="ace-line ace-line old-record-id-SI1zdXmcVowKZtxEYMDumTaSs5b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EbyJdzCZDoMkUDxH0FQuHhEvsd2"><span style="font-size: 16px;">從 11 月開始，手動認購 MEXC Card 專屬活期理財產品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="213;386" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="213"><col width="386"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-S2xtdNNmaozdYTxIMTHup3X0sdc"><strong style="font-size: 16px;">規則</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YFaPdS8J9oPH9GxG6VFuFMxxsLh"><strong style="font-size: 16px;">內容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjWEdsBRjoB6aaxfnXguHJUKsmg"><span style="font-size: 16px;">適用資產</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PnQBd3OPQooZR2x5QpguUKOBsUb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuSgdwWIJoSnZfxb5HYu89AisUh"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Pj3GdM5zOoKO4Rxm9rhuwWlfsIf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SrbsdEkbZoETZCxYOYzuqIEYsRg"><span style="font-size: 16px;">計息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NshJdXdZvoie66xyeK1ulcu9srb"><span style="font-size: 16px;">每小時計息，次日發放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OnQcdt2rFo8fwYx3YBMubKMWsFg"><span style="font-size: 16px;">個人最低質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Py5TdVDQroTMShx1DqUuKes7sec"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zn2BdiW38oE2QxxYLe1uS4IMste"><span style="font-size: 16px;">個人最高質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBFTduMkHoutDExO82YuB1B3sEh"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J4E1d6KiYosWvax84B6ucAB4sTd"><span style="font-size: 16px;">參與方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YPJad3QFuoOq7rxAZXeuHQWlstf"><span style="font-size: 16px;">需手動認購 MEXC Card 專屬財產品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zd6td4OtPo2TDFxGgvRuT9JusEb"><span style="font-size: 16px;">與消費現金回饋關係</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N7QsdPVzCorGsHxzjT0uxIZTsYd"><span style="font-size: 16px;">獨立計算，互不衝突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-JhnjdPnoIojiYUxchpRukJ7osng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IU3ad2g3Sot3iuxiUQvuYXeksee"><span style="font-size: 16px;">2.2 理財收益什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-Ok00dNlc0oIHC5x9dUMuusKPsWU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J02QdXfHDoc38axhluWu5Zw8sDb"><span style="font-size: 16px;">收益按小時計算，隔日發放。</span></div><div class="ace-line ace-line old-record-id-JiIbd726wojoFkxhlOQuIUj0ske"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ObM6d7bzSomjX2xI7J9uvZGCsgc"><span style="font-size: 16px;">2.3 消費會影響理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-PEFhdxgqAoRKN0xFVVAu5ZpBsKH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GYM8dIYE9okQQrxpv5Zuz2UTsUc"><span style="font-size: 16px;">不會。理財與現金回饋相互獨立，互不影響。</span></div><div class="ace-line ace-line old-record-id-OTrWdiw8Ro2BdEx8G5Du8YiRsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DhUQdnWuto80NBxKTfLuriTks8g"><span style="font-size: 16px;">2.4 現金回饋計入理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-ITUdd2LkMo1PoExzu06u1qfWsh1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TATXdPEEiowrTtxpXxSu3uzQsNe"><span style="font-size: 16px;">不會。現金回饋與理財收益為獨立計算。</span></div><div class="ace-line ace-line old-record-id-Fb8idXtlpocw6jx97wbujcmPspd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MSwzdxe6xoMCSsxtxrfuc5VBsHb"><strong>3. MEXC Card 邀請獎勵</strong></h2><div class="ace-line ace-line old-record-id-X58ddFVpcoG31jxAYqPucC4Us6i"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HoGldHuGroQInTxE0URuCX3AsST"><span style="font-size: 16px;">3.1 MEXC Card 邀請獎勵如何運作？</span></h3><div class="ace-line ace-line old-record-id-Sv4cd8AgPo91gmx7zJcuEA4HsKc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XfGidqyoQoUoWJxn5hkudCeYslf"><span style="font-size: 16px;">邀請好友註冊並啟動 MEXC Card，您和好友都可獲得獎勵：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-UHpgdEOtrocp98xvvDYu4hUfsjd" data-list="bullet"><div><span style="font-size: 16px;">邀請人：每位合格被推薦者可獲得 20 USDT。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DF9kd5Jcco5AoRx54k6uPPQwsRb" data-list="bullet"><div><span style="font-size: 16px;">被邀請人：10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-OoiOdJxwNoLXJNxWCM1uGPXusKb"><span style="font-size: 16px;">以上為通用獎勵，地區專屬活動以對應活動規則為準。</span></div><div class="ace-line ace-line old-record-id-WP5fdHkqhohpkBxu6Mhu0gDTsRj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yzryd4ZAOoXhQ7xEHRzuJ0U9sWd"><strong style="font-size: 16px;">被邀請人需滿足以下條件：</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-FqKWd6xauorsdbxyNUiuYgN8sqh" data-list="bullet"><div><span style="font-size: 16px;">必須是新註冊的 MEXC 用戶。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-CLjVdf5tXo3YSUxHwdbuXnGosoh" data-list="bullet"><div><span style="font-size: 16px;">在首次充值後的 7 天內必須保持至少 $100 的淨充值金額達到 24 小時。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-TqL9dlay6oXhcBxjPqFu3SbUsqh" data-list="bullet"><div><span style="font-size: 16px;">活動期間內成功申請並啟動 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-OUeXdDueDoLh3YxEbKvuh1edsJc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EOv8dSUUuohxwIx0hkyu3gLms9d"><strong style="font-size: 16px;">什麼是有效淨充值？</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PllHdeJdOoAW4cxMYXcuFykOs2W" data-list="bullet"><div><span style="font-size: 16px;">淨充值金額 = 鏈上充值（不含內部轉帳）+ P2P/法幣買入 - 鏈上提現（包含內部轉帳）- P2P/法幣賣出 - 資產轉帳轉帳 - 紅包轉出。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-BT7sdpg3ZoUZhNxTX47uwr5ps5I" data-list="bullet"><div><span style="font-size: 16px;">有效充值管道包括鏈上充值、法幣充值、銀行卡購買幣、P2P 交易和第三方支付。其他形式如內部轉帳、紅包將不算有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-KBD2d3021omDghxay5durwTMsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VG61drxCqo7rSaxX2xOulwv8svg"><span style="font-size: 16px;">3.2 邀請人數有上限嗎？</span></h3><div class="ace-line ace-line old-record-id-HpN3djL30oNGMixQWCluH8fKs7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XCphdDBVxouagTxAXpmuuJaosMh"><span style="font-size: 16px;">沒有上限。邀請越多，獎勵越多。</span></div><div class="ace-line ace-line old-record-id-AyEEdN92loKz5ixYVm7uwYTZsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FvaNdcTa9oG8PoxbEjWuDfTzseu"><span style="font-size: 16px;">3.3 邀請獎勵什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-IB82dWuMLowkQtxWU3buuEL2sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ck8idy6PxoUJDpxgH4Wutt9ssqh"><span style="font-size: 16px;">在所有條件達成後，獎勵將於 <strong>3 個工作天</strong>內發放至現貨帳戶。</span></div><div class="ace-line ace-line old-record-id-BKdrdFrRTogGURxJz7iuAI6BsWc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WcPLd9LI5oh3F5xT7zwuarnZsye"><span style="font-size: 16px;">3.4 如何邀請好友？</span></h3><div class="ace-line ace-line old-record-id-EkOfdjUBWomfJsxJUkBudDf1sTh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vm7QdWjWJo0pw4xguftuYIkOsqe"><span style="font-size: 16px;">登入您的 MEXC 帳戶，造訪<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub">邀請任務頁面</a>，複製並分享您的專屬邀請碼。好友完成指定任務後，雙方即可獲得獎勵。</span></div><div class="ace-line ace-line old-record-id-ITQFd9NTLoT7IJx1t4Yu4TVdsVe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-IiZNdf7mCo24gKxtl0puhRbfsdc"><span style="font-size: 16px;">*BTN-<strong>活動中心</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-Q3a7dA6RTokhbVxXDJgucteKsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MHA1ddiXPoPVxWxN3LmuEHwUszd"><span style="font-size: 16px;">3.5 邀請獎勵可以和平台其他邀請獎勵疊加嗎？</span></h3><div class="ace-line ace-line old-record-id-DrvUdhFNQocRC1xcy4LupwEssTL"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6pEdy47DocEq8x7n9auTbIysVy"><span style="font-size: 16px;">可以。 MEXC Card 邀請獎勵可與平台其他邀請或活動獎勵同時獲得（如無特殊說明）。</span></div><div class="ace-line ace-line old-record-id-OBSHdXd6voUO4Qx8ucSuSay8s3d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VpHNd3qwYowWanxnIRguGTzisVg"><span style="font-size: 16px;">3.6 如果我的被邀請者已有 MEXC 帳戶但未開卡，是否還能獲得邀請獎勵？</span></h3><div class="ace-line ace-line old-record-id-TgfndnktKosGK3xtuNxurXHSsHe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WS3odbFVkoUGH0xBvTRuF3aFseh"><span style="font-size: 16px;">不會。邀請獎勵僅適用於新註冊 MEXC 並啟動 MEXC Card 的用戶。但被邀請者仍可正常享受消費現金回饋與理財收益</span></div><div class="ace-line ace-line old-record-id-VL3SdXXRnodB6Ox4vIKuoxfLs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A01rdYzmdobkOzxisfruPio0ssc"><strong>4. MEXC Card 其他問題</strong></h2><div class="ace-line ace-line old-record-id-NzlLdX4tOoqaFMxxACOuQFeVs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HfpZdnj0oor5POxeu1zusfAFs6d"><span style="font-size: 16px;">4.1 現金回饋、理財可以同時獲得嗎？</span></h3><div class="ace-line ace-line old-record-id-QAQ4dEOmSoVWCdxsHObuncRHsnh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YG69dOAUMohlYoxRbxLugmRzshe"><span style="font-size: 16px;">可以。兩類獎勵相互獨立，只要滿足各自條件即可同時獲得。</span></div><div class="ace-line ace-line old-record-id-Sj5sdga66oqMXjxOU1WunVT2sRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TMtAd9oxLoS4VGxUsj1umbWIsTf"><span style="font-size: 16px;">4.2 活動結束後獎勵會改變嗎？</span></h3><div class="ace-line ace-line old-record-id-Savqdy52eowhGuxea4buYSJtsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BP9cdxzTcoAT9rxujSzu2AYfsgF"><span style="font-size: 16px;">現金回饋、理財收益及邀請獎勵僅在活動期間內有效，活動結束後可能進行調整或取消。</span></div><div class="ace-line ace-line old-record-id-MKjkdQqtDoAWjvxsMuku4o1LsHg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MpDMd9RijoWCfBxmoMtuExEcsO7"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-RS4udMv2zogcsdxWgOiueGBZsbb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DVgWdRBw7oj6AexHUP1uwO0vsmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ByNIdLgiZoM3rcx1cL6u1PILsVg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Dp0ddcOO4o7n6FxjhQNu9o6nsWh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買加密貨幣完全指南：MEXC 法幣充值新手教學</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G5jzdAfHEoiEy0xv1h2uYJrhskf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：詞彙表與常見問題解答</a></div></li></ul><div class="ace-line ace-line old-record-id-SXKxdlzl3oUPtQxroewuN7clsEg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OCV1diMTDoxBK7xLUwBuL8PDsId"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="BxjXdjIBQolM8Zxdb5euqGadskw" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-CbgcdyFMtobHD6xJJiSursmGsTb"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRiGd4YOToPn4nxU9SXu9hdwsDh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虛擬卡開卡費、年費、閒置費與銷卡手續費均為 0。</span></div></li><li class="ace-line ace-line old-record-id-AYP5db9y9oBTGAx1ETluzrkSsCg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亞太卡交易手續費為 0，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-VJsQd9FdGoDB0wxRhRluFaB5sp1" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手續費為 1%，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-LzB1dttojolbuux3bRduPGMXsSd" data-list="bullet"><div><span style="font-size: 16px;">跨境消費時，亞太卡在 Visa 匯率基礎上加收 1% 的外匯兌換費，全球卡無任何加價。</span></div></li><li class="ace-line ace-line old-record-id-BXPodCwu3obuovxOyCQuURpvs62" data-list="bullet"><div><span style="font-size: 16px;">兩種卡片在單筆、每日及每年消費金額上設有不同限額，全球卡額度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-AwuedaGo3omZI2xGAW0uh2s3svg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-X7rTd9ECQoU1EdxHYJfuyLhcsoh"><strong>1. MEXC Card 簡介</strong></h2><div class="ace-line ace-line old-record-id-VcSbdMTr4oa9tZxRWXbuuMRZssg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OAx4dMNvmozAmUxzkeRu8yPksSb"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密貨幣支付卡，讓用戶可以直接使用帳戶中的加密資產進行日常消費。目前平台提供 MEXC 亞太卡和 MEXC 全球卡，兩者在手續費結構和消費限額上存在差異，用戶可根據自身消費習慣選擇合適的卡片。本文將為您完整梳理兩種卡片的費用與限額規則。</span></div><div class="ace-line ace-line old-record-id-KyKxdUWkYoFGL9x4eTMuAGvfsih"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UKd1d6u52o5aicxLDROuJ0oBs2c"><strong>2. 開卡與管理費用</strong></h2><div class="ace-line ace-line old-record-id-EfNqdLBxcoR7uhxRVJAu411CsCd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZCModHl5PoxRRWxKNS3u4wtmsGe"><span style="font-size: 16px;">MEXC Card 在基礎費用方面對用戶十分友好，兩種版本均實行零費用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E6zbd9GADodtlexkbmDuQPSCstb"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XznwdrsyIoSA8Kx4miMu6bemsNL"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QcL3dSIKYopkbJxgx7aufJzMsLf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMudulyForFYCxHf3luhfGrsQh"><strong style="font-size: 16px;">虛擬卡開卡費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K5gBdK5KtoUopBxbbMJuAUQlsEc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hj90ddX42ovnSzxAVjdudSrFscc"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIQqdDEMgo6i6Hx87jhuamiusgc"><strong style="font-size: 16px;">年費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VNERdVK3woNzUzxPedRucCRusDg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O1RDd0sYCoZwwZxHzr4u5j8Esgf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W1zrd6SfnosQZRx0P8Zu3IPwsBh"><strong style="font-size: 16px;">閒置費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuMDdM94UooqFNxWysCuJJP2slb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRubdpqWMo2nuSxuHlUuAE8As5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PCwIdKmn5oBAtoxYSjJuYUTRsue"><strong style="font-size: 16px;">銷卡手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYmhdNbXnoX9VxxaIcpuDiA4sUd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JwbvdzYZNoJTFExI92UuLkFNsNw"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ObFEdECBeoUb2oxt9quuim6rsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gr0PdJ4UDo59uXxa2GouhI8BsMd"><span style="font-size: 16px;">無論是申請卡片、長期持有、暫時不使用還是註銷卡片，MEXC 均不收取任何費用，用戶可以放心開卡體驗。</span></div><div class="ace-line ace-line old-record-id-NUbwdDzq6ow2fexwtN9uYnIAsyc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PiDZdG369od9QJxKvuMujjZHsCd"><strong>3. 交易手續費</strong></h2><div class="ace-line ace-line old-record-id-AR3TdqvH3og1BExzxx1uKR4ns3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U6fbd1DFHozYIex3skPu0t4Vsie"><span style="font-size: 16px;">兩種卡片在交易環節的收費結構有所不同，具體如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgcbdSCylosWQFxTkhSuSLvds7c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HEGldJJtmoSlSGxhp4wumlJKs6e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U33kdmhghofDq9xy8hGuxwCDsnb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qh03dEJtHoHsfexRWwGuSvyMsDe"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mdb7dP6nAoCFCZxKESNuOQXWsQd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ADzTdTlBooHbQBxijiCuXaCSsfU"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q14KdwdseoB4ALxlXTKuROuwsWb"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkVidm7Qoo19bLxq4qcubh04sse"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqIEdmBuXoaO4bxIWiHuCaoOsug"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PalAdlb7uoclxIx8ssQuSgm8sdd"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zqq2dTvZFopwM9xoaqCuCpVAslg"><span style="font-size: 16px;">Visa 匯率 + 1%（跨境費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8oTdLKXBoDAisxMx3zuzj3zsGe"><span style="font-size: 16px;">Visa 匯率 + 0%（無加價）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACvsdjxAlojLr8xHuMvuA5PTsEg"><strong style="font-size: 16px;">充值手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SS5QdTPJgoPlCZxAgPsuWJmAsbb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SvWhdoaVaoKDIjx4kOmulYuDsVf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PVl3dqwjxoggmoxPcPbu2i8isXd"><strong style="font-size: 16px;">ATM 提現手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PflSdM6HHoiUBWxakk6uuxbDshe"><span style="font-size: 16px;">虛擬卡不適用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U7qvd4x7roGYhlxWfSUujfnDs1b"><span style="font-size: 16px;">虛擬卡不適用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HF5mdkYmkoXtqRxAZxaun7iQsrF"><span style="font-size: 16px;">退款費用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-YxZCdUI7QoGUH2x3EHQuxhVjsah"><span style="font-size: 16px;">1% （美元消費） 3%（非美元消費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Tj3RdGmQLoRUezxyboou6WxEsad"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WTttdLZy2oEit1xw6vXuMxRgsyg"><span style="font-size: 16px;">消費失敗費用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-P2fxd0UwnorLTRx5veDuNci3s0e"><span style="font-size: 16px;">（僅限於消費失敗的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WVWNdrAbjokZiIx9UnYuUoQcsUh"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-HY6qdyUfsoUDdZxGgcouFYC4s2d"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IWCUdnPJzo1A84xkDnBuMhq5s0B"><span style="font-size: 16px;">每筆 0 USD，消費失敗率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-FoxGd6csIoZeifxUQbmuAnuHshf"><span style="font-size: 16px;">每筆 0.5 USD，消費失敗率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACerdpDVToy2NOxlgAcurykpsdh"><span style="font-size: 16px;">小額手續費（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UY3jdUWwmoSSinxob5CuDXX8sgh"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KfIDdvLDHoEXK8xoBiCuvf2AsLd"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-LKxNdY3KooBjF0xL6pQuN0nksuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PzsWd2vTwoBneTxhZQdu169rsQb"><strong style="font-size: 16px;">說明：</strong></div><div class="ace-line ace-line old-record-id-TXTKdtnG4ocxwzxIqmDuFZbIsvf"><span style="font-size: 16px;"><strong>1）加密貨幣轉換費</strong>：消費時將帳戶中的加密資產轉換為法定貨幣所產生的費用。</span></div><div class="ace-line ace-line old-record-id-BYpCdOe5boneuGxfazVujVM4see"><span style="font-size: 16px;"><strong>2）交易手續費</strong>：每筆消費按交易金額收取的費用。亞太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-PzcodyJVxoC7CQxCHzCujNYmsdc"><span style="font-size: 16px;"><strong>3）外匯兌換費觸發條件</strong>：當您以卡片計價貨幣以外的貨幣消費時（例如卡片以美元計價，卻在歐元區商戶消費），才會產生跨境外匯兌換費，本地同幣種消費不收取此項費用。全球卡在 Visa 匯率基礎上無任何加價，跨境消費更具優勢。</span></div><div class="ace-line ace-line old-record-id-EYRcdU2sdoCl5wxtVsVucNxcsMb"><span style="font-size: 16px;">4）活動期間的手續費率可能會有所調整，請您以具體的活動頁面顯示為準。</span></div><div class="ace-line ace-line old-record-id-Pw7xd04bHosSMCxxg3MuTBdLszg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y0D3d3ZKNoxJtixSJCUuW43vsZd"><strong>4. 消費限額</strong></h2><div class="ace-line ace-line old-record-id-Is75dwMf8ordOoxPluUuo1dIsRc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BEXLdnyG8ov4e6xDxCBuakAGsbg"><span style="font-size: 16px;">MEXC Card 為保障帳戶安全並滿足不同用戶的消費需求，設定如下限額：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CJyKdrFTPopM43xPVHKuTXBzsSg"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SFKXdCNiAoamvUxknDBuKjrUs0e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fou1d71RPoArKYxab8muzEJtsKb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HaMtdjRBZoaNO7xRLiKuD3mtsQb"><strong style="font-size: 16px;">單筆消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JxmYdojdooP5gpxIhxZuBNeJspd"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T16QdDSkzodI2uxZJtmuF6JksRh"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyzRdZ8cBoCgsDxGmmTuNbI2sgf"><strong style="font-size: 16px;">每日消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BzVVd9Ue9oecq1xCWtauODTxssc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FXHRdk5aVodHRQxb98GuE1gjsPc"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D8BKdz0shoWksFxwxhMuaeIvsqa"><strong style="font-size: 16px;">每年消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EmOFdQ3NNo7FIwxtGmIu5oYdsrl"><span style="font-size: 16px;">1,000,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HBkndJTPYonLy5xDRGtuMlivs5b"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HAcodJByYoDL0AxPMXpun0mpsph"><strong style="font-size: 16px;">每日消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NalldLj1coQ6d4xWsUOu3UCPsvg"><span style="font-size: 16px;">50 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RZCMdNzZuoT703xIbXIuZgUvsDe"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LD74dwpxQoRG9OxJu1muSLcAsxf"><strong style="font-size: 16px;">每月消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UTwWd4leToPAJXxOjGKuwsArskb"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RGvKdECR0ofQB9xWV00unsnMsQb"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KlQpdPYhmossUZxq9MHuYKWMs8b"><strong style="font-size: 16px;">每年消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WyU9dAwFYodMJpxyWuPud0gQs65"><span style="font-size: 16px;">1,040 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvsydTKxfo2WX2xsiKHuCXWUszk"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QZefdpFKqobHkFxJp9Xuk7NJsfh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PnVodmgzRoIcmTxqv1yu0hlisfh"><span style="font-size: 16px;">從限額來看，亞太卡適合日常消費需求，全球卡的額度顯著更高，更適合有大額消費或高頻消費需求的用戶。</span></div><div class="ace-line ace-line old-record-id-CiXmdeeZwoA2raxFrg8u929rsFc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BLKjdbqFzo0tMWx7dWluWqnJsge"><strong>5. 手續費計算範例</strong></h2><div class="ace-line ace-line old-record-id-CwyudBslGohpVQx1ka9uEQxQs3W"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLMidRI2FolcJFxpcUVuuuFBsAg"><span style="font-size: 16px;">以下範例幫助您理解不同消費場景下的實際扣款情況。範例中的費率和金額僅供說明，實際費率請以上文表格為準。</span></div><div class="ace-line ace-line old-record-id-SynndGAS1oAlo0xZxWvuYvpHsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TCPZd8hEyoeFnxxep06uCOGys0g"><span style="font-size: 16px;">範例一：同幣種消費（美元商戶，無跨境費）</span></h3><div class="ace-line ace-line old-record-id-KPYgdlTE4oIP9PxqGRiuc7aysXc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ACHcdfrT1ofXUmxI4SOuYhIasqc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在美元商戶消費 100 USD。</span></div><div class="ace-line ace-line old-record-id-FZTfd5y1XoiDZSxKA05upHDZsMg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JiMfdIOSVozXyex1Fi0uZNd8sSh"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqoOdWtYOodKIFxwwAduevp7sTc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Cb7cdfo7UoEUdaxmDenuqEOCswf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IlFSdtnxOozERhxa9TPuEsNqsfg"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CIjDdXYM4oDzglxZetwur46ts4e"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PyvQdQlwuoc3wyxUDinuLrg7ssh"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNkmdLctKopciTxHzH4u5SRosTh"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VQfcdmdz2oZ05vxw8i1uU2zus7b"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KFOMdp1YmoWxnUx0HfyuJOGTsPO"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MfBGdgL3boechlxYCY4u9QKIs6c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyZUdS747oH7HuxNyDku3jZrsHL"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VVJxdGpULoTsxYxYVu2uJWIVsHr"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBVidwSWIoa9wEx5nRkuNgOSs6b"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QP4QdSk4LoThXJxZrsbu10sgsOg"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Myvcd3f20o6zAdxA2bluFV6DsVb"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QTuxdavzcoPExExFNDKuDE6osJg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-R6PUddJXWoOyuwxxU2RuzE1Ps2c"><span style="font-size: 16px;">可以看出，MEXC 亞太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-PRBQd0Fs9oVqPOxr77Quiz15sOb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EhiIdHmbqou6kuxTKypu7R3hsdH"><span style="font-size: 16px;">範例二：跨境消費（非美元商戶，觸發外匯兌換費）</span></h3><div class="ace-line ace-line old-record-id-VA1hdqp4fovyDEx6BAlukFqvs2d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Odl8dV2a2oCLAtxqNVkuYtVLsBc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在境外消費 100 EUR。假設 Visa 匯率按 1 EUR ≈ 1.08 USD 計算。</span></div><div class="ace-line ace-line old-record-id-Z52gdLrf1o2a4bxVtVsuPLNIs2d"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V911dzVefoxkhNxuagpuhTq4s2c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XaG4d9Acnoz37vxAa0IuLRVxsoc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FfOKd15R8osyf0xiKVmu7tWAs5Y"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xt9KdDVhKoNbOtxscehu86dQsie"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5FkdHMnzol8LGxN8PmucLINsNd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FihddgpP6oswoVxUcxNuxsWNsyd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GD6ddZt4EoP0UAxBIN5um0bKsDf"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXg8dw4FZoyt9YxAsZeuzKdqszf"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NYEnd1yRTomdwdxctndumwmMsMb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EzeBdoloeoAeCMxtbl1uU7YWsLd"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BgaddPuxsoCmnZxupSFuTzjssbg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZZC3do7ydoI0PixE20uuYpipsYf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YV4Bdi3i6oNxLOx2k6ZuOjqGs8c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T9ohdGq5Go2SWZx7viouRov8sue"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AhridjCXlo7301xZafXuqhNFshb"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OioTdlpfbocoKtxNd0auw9bLs2g"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hfa0d7iWdok2rXx8ppyu78fqs31"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PeRcdBFiQoIvLGxlc7puks79sRf"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YD6bdOsCJoA0GkxkZt4uqV0ys8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BFsQdTCmposvHexfVXQufphXsoX"><span style="font-size: 16px;">可以看出，在跨境消費場景下，兩種卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-Tm3GdntYQoHYjBxYuQ6uy8HDs4f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SMwjdjzvNolDMBxzgRjuE6IQsAc"><span style="font-size: 16px;">MEXC Card 以零開卡費、零年費、零閒置費、零銷卡費的政策大幅降低了用戶的使用門檻。在選卡時，如果您以本地同幣種消費為主，MEXC 亞太卡的成本更低，更適合選擇。如果您經常進行跨境消費或有大額消費需求，兩種卡片成本相同，可任選其一。建議用戶在使用前登入 MEXC 官方平台查看最新費率與限額說明，以獲取最準確的資訊。</span></div><div class="ace-line ace-line old-record-id-RMjQdae5QoHJQdxhE53uYZyesBg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BU1adjDIXoqrRXxCbjRu8UZJsqf"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TGrpdQRhpoM3uGxw98bucoatsEh" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-Qy9CdgcdQoIdxwxL4EmuXcuSs5e" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-Yn3VdAcsioZ8AMxsnHVukq8cskg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-BUnEdNmltoQtBCxLyX1uHGf1sFc" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-SOPWdI9Gaob5icxNCFEuSrtWsPx" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-IE4fdykrWoIjWQxgJoMuF6HmsJh"><br></div></div>

<div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-M9nvd3On9onESixEjfIu18CPsee"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-JAEidrB5qo27EyxZsZFu9FgLsle" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消費交易分為授權與結算兩個階段，結算通常需 1-3 個工作日。</span></div></li><li class="ace-line ace-line old-record-id-IJaodjiuQoDRPFxNGgZuOAgJs5b" data-list="bullet"><div><span style="font-size: 16px;">實際扣款金額可能因結算匯率、跨境手續費或商戶調整而與消費顯示金額不同。</span></div></li><li class="ace-line ace-line old-record-id-YPPndZy0GoM9hUxjTSfu5zGGske" data-list="bullet"><div><span style="font-size: 16px;">消費現金回饋需在交易完成結算後發放，商戶類別不符或觸發風控將無法獲得現金回饋。</span></div></li><li class="ace-line ace-line old-record-id-FJjCdL852oHGqSxlM0ou6F4JsBe" data-list="bullet"><div><span style="font-size: 16px;">結算前退款免手續費，結算後退款視卡種可能產生相應費用。</span></div></li><li class="ace-line ace-line old-record-id-HIgyd38ScoXFYZx2RYAuCSS8sqq" data-list="bullet"><div><span style="font-size: 16px;">爭議交易需在規定時限內發起申訴，交易連續失敗或異常行為可能觸發銷卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-W1ANdhIkeoixH3x6cOAuD677ssd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GKZodFMe4oww1gxOoSPuAttnsRc"><strong>1. MEXC Card 授權與結算</strong></h2><div class="ace-line ace-line old-record-id-UtRrd72rpo0UKMxFs9Ou6VEHstc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RmnHd7kcFosnY0xx58au6wxMsnb"><strong style="font-size: 16px;">1.1 消費後交易什麼時候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-XIgFdCUHTo0gCjxJVISuWoiNsvc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXJRd9HpdoNDtHxNztfudpSYsaf"><span style="font-size: 16px;">使用 MEXC Card 消費後，交易會先進入授權狀態。此時發卡方確認您的帳戶餘額或額度充足，並凍結對應金額，但資金尚未真正劃轉給商戶。待商戶完成結算後，交易狀態才會更新為已完成。</span></div><div class="ace-line ace-line old-record-id-DF9cdHJSyo11ywxylRNugdE4sAh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VFg7d7zdWoFCZfxHHEsuB0bjsDe"><strong style="font-size: 16px;">1.2 授權和結算有什麼區別？</strong></h3><div class="ace-line ace-line old-record-id-CqO4dIUyfoNv7KxGLsiuKbsqsPd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SG8NdtnrZotSCQxca4MuaNyasuh"><span style="font-size: 16px;"><strong>授權</strong>：刷卡消費瞬間，系統確認餘額/額度充足並凍結該筆金額，資金尚未轉給商戶。</span></div><div class="ace-line ace-line old-record-id-EOVCdS0XGoDT58xBpa3ujaOcsTe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W3aUdSj0ZoaGSQxMdILuBEuksBd"><span style="font-size: 16px;"><strong>結算</strong>：商戶透過收單機構和卡組織提交交易憑證、完成清算核對後，凍結資金真正劃轉給商戶，交易狀態由授權變為已結算。</span></div><div class="ace-line ace-line old-record-id-UkUMdbWLboWXNUxiYn5uRKPdseb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z7q8dkeAboroh4xtUpcuZ8J1sLg"><strong style="font-size: 16px;">1.3 結算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-QzwgdTfPpo7IvrxQVVGum6ytsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M4LAdR2L0oCpofx7UEHuDB5PsYK"><span style="font-size: 16px;">通常 1–3 個工作日，具體取決於商戶、收單機構及卡組織的處理效率，個別情況下最長可達 30 天。</span></div><div class="ace-line ace-line old-record-id-Cy2OdCZq5o6MlTxNgVNuxyKvsme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Sg0ydfZt5oVZtZxuCKKuEocksZf"><span style="font-size: 16px;"><strong>1.4 </strong>授權失敗或被撤銷，凍結資金何時退回？</span></h3><div class="ace-line ace-line old-record-id-PnpVdJ6PUoPztixvKx7uY2DTshe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQerd6M2toFTS0xCIwruNn6Ksif"><span style="font-size: 16px;">若授權最終未完成結算，例如授權失敗、被商戶撤銷或超時自動失效，凍結金額會自動釋放回帳戶可用餘額，無需手動操作，通常 1–3 個工作日內到帳。</span></div><div class="ace-line ace-line old-record-id-OGKAdlOemosOrqxVZ3Iu7b5dsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TIiddk7auoLFguxTI0kuP5xYsjh"><strong>2. 匯率與扣款金額</strong></h2><div class="ace-line ace-line old-record-id-Z9JDdfw0qoizkvxkBgVuC1saskh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SPl8doNLGoWIT4x8FwHufjHesfe"><strong style="font-size: 16px;">2.1 為什麼實際扣款比消費時顯示的金額高？</strong></h3><div class="ace-line ace-line old-record-id-Z2YqdlrCuod5HcxgeO7uFdXksxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvI7dfLLjoPX3Mxt6XeuoA5SsZg"><span style="font-size: 16px;">常見原因有三點：</span></div><div class="ace-line ace-line old-record-id-Hliid1aHqoCjHSxOFI3uTZmSsnh"><span style="font-size: 16px;">1）外幣消費按結算時匯率計算，與授權時的預估匯率存在差異。</span></div><div class="ace-line ace-line old-record-id-MsBgdM0B4o7OjmxTkaUuXBHQsCh"><span style="font-size: 16px;">2）產生了跨境或外匯手續費。</span></div><div class="ace-line ace-line old-record-id-FR3pd6huSoiVKAx8ZJMucHCKs0Z"><span style="font-size: 16px;">3）商戶在結算時調整了最終金額，例如加收服務費、小費等。</span></div><div class="ace-line ace-line old-record-id-FhBMd3S9AoGD0Hx8MbIuSH4gsmg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HpFtd9VIvolKlQxo1AFuz36TsSg"><strong style="font-size: 16px;">2.2 消費時按下單匯率還是結算匯率計算？</strong> </h3><div class="ace-line ace-line old-record-id-Ij5edDksWol4yQxsgktuucSBsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B73vdKOvJog5v7xTA7UuzsLUsDf"><span style="font-size: 16px;">授權階段顯示的金額按下單時的預估匯率折算，僅供參考。最終扣款以結算時的實際匯率為準，兩者可能存在差異。</span></div><div class="ace-line ace-line old-record-id-WUc1dkQ3do33ZFxe1leugydGsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xp2pdUbs2o0Uncx3BaCu3rY7sPb"><strong style="font-size: 16px;">2.3 為什麼一筆消費會產生兩筆訂單？</strong> </h3><div class="ace-line ace-line old-record-id-DaMRdSs2ForYsexio8duQygnsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TR3SdFt5foBGrex80tAuPqtpsg0"><span style="font-size: 16px;">由於授權與結算匯率不一致，結算後可能額外產生一筆費用差額訂單。MEXC 將在後續版本中逐步修復該問題。</span></div><div class="ace-line ace-line old-record-id-BdARdWNtdo7iy4xyQtcuAf43sxd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-FKawdHNY3oO1PyxmYhNu2JMWs9c"><strong>3. 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-FlHEdblWGot5bsx7fLvuidZLsve"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EmG9d7XPmoqhJRxJd0ruCifXsDe"><strong style="font-size: 16px;">3.1 為什麼消費後沒有收到現金回饋？</strong></h3><div class="ace-line ace-line old-record-id-HECbd23x0oQKscxyi9BuuSvlsac"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NuMTdtwFfohl5HxVZE3u02yesMg"><span style="font-size: 16px;">主要有以下三種情形：</span></div><div class="ace-line ace-line old-record-id-RJ3kdNI9HoT8EPxZiGhuhHYossh"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TWupport/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-HEfbdsN8roek37xzZFzuGs8BsGg"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-KXXediOl6o20WLx5E3mucQpEsIg"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-JA9ldhaT8oYe0axvzvIu2Fgeslc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AVEFd1RtFoQFxDxdTfXuyvdYsMe"><strong style="font-size: 16px;">3.2 交易退款後，已發放的現金回饋會被扣回嗎？</strong></h3><div class="ace-line ace-line old-record-id-U2phd9agUoepKCxDJZAud7ilsmd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GSG5dzVbJoa4Xwx5VY8uhSwrsSe"><span style="font-size: 16px;">會。已發放現金回饋的交易若後續發生撤銷或退款，系統將相應扣回該筆現金回饋。</span></div><div class="ace-line ace-line old-record-id-EffodSSwFo9015x9bB1uM1hDsjf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JVOndKcHdogm1hxy2AjuiUcfsHg"><strong style="font-size: 16px;">3.3 哪些 MCC 不參與現金回饋？</strong> </h3><div class="ace-line ace-line old-record-id-O8eidhL2Ko0g4Dx29EUu2pYjsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iatvd51zSo5GQPxaVUNuUbMDs7e"><span style="font-size: 16px;">具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-GmKZdq2uIoam2lx1BmcuOxdfsjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ADDJdzH6GoD5I4x1Tf4uoAOCsLg"><strong>4. 交易失敗與被拒</strong></h2><div class="ace-line ace-line old-record-id-R60CdnDp9o9cBvxPAp4u1BaKsBb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Itysd7UffoRxtDx5Mj8uY8UMsjh"><strong style="font-size: 16px;">4.1 交易被拒絕的常見原因</strong></h3><div class="ace-line ace-line old-record-id-Y6pRdyutYo1IAix36v7uCVLOshf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKHcdQ34ZoLCjYxSbmEuJQxrsHg"><span style="font-size: 16px;">常見原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BHQkdjuLVoq3cDxBwrxu5UQRsjd" data-list="bullet"><div><span style="font-size: 16px;">帳戶餘額或額度不足</span></div></li><li class="ace-line ace-line old-record-id-F5IedJz5MoQWd8x310PupBU6sDd" data-list="bullet"><div><span style="font-size: 16px;">卡片被凍結或處於限制狀態</span></div></li><li class="ace-line ace-line old-record-id-OptFdpxgYo2lfxxRzGkujkPLs3e" data-list="bullet"><div><span style="font-size: 16px;">商戶類目不在支持範圍內</span></div></li><li class="ace-line ace-line old-record-id-JKT1doJ1KoHQx8xHOKNu9vAQs5b" data-list="bullet"><div><span style="font-size: 16px;">觸發風控規則</span></div></li><li class="ace-line ace-line old-record-id-Jt13dwMD0onbKSxRUfGum5JksBg" data-list="bullet"><div><span style="font-size: 16px;">網路或商戶端臨時故障</span></div></li></ul><div class="ace-line ace-line old-record-id-SQg1dKbn7olEIZxxQoFu5yt0sLn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UBi0d3bgAoLAdPxCOWeuxcuBsAg"><span style="font-size: 16px;">建議您先檢查帳戶餘額及卡片狀態，排除以上原因後仍無法交易，請聯絡 MEXC 人工客服協助排查。</span></div><div class="ace-line ace-line old-record-id-HsKMdSI77oWPaYxq4FdunNUJsJb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X50wdqt6lopL30xtIv6uvt5hs0b"><span style="font-size: 16px;"><strong>4.2 </strong>商戶頁面顯示交易失敗，為何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-PJAAd2dYBo2Rz9xuvi9uKnZUsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-A8lIdkTSVo6vRnxlR5IuYciTsGb"><span style="font-size: 16px;">若交易在商戶支付頁面被直接拒絕，且 MEXC 交易記錄中無對應記錄，說明該筆交易是在商戶端被拒絕，平台無法獲取具體拒絕原因。建議您更換支付方式、聯絡商戶確認，或重新發起交易。</span></div><div class="ace-line ace-line old-record-id-I1QVd8jCloenEQxLOVauszTmsNc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z6KmdqIWToHAbDxAXj6uM6iIspx"><strong style="font-size: 16px;">4.3 交易多次失敗是否能有手續費？</strong></h3><div class="ace-line ace-line old-record-id-MZthdxfe8ohpecxafJPufOAEslh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-StjIdFPzNosow6xJQxSuZw4As6c"><span style="font-size: 16px;">會。使用 MEXC Global Card 交易失敗次數過多時，每筆失敗交易將額外收取0.5 USD的罰金；情節嚴重的，可能導致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-GNVHdPI59oJ6z4xryCSuTmSgsHf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MtBKdtCweoSJqjx94bpuPa1qsQd"><strong>5. 退款說明</strong></h2><div class="ace-line ace-line old-record-id-U9w3d9kuHogGqBx5H2luj1wXsSd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GRYuddG62oq1GkxVh0uuDSb4swc"><strong style="font-size: 16px;">5.1 退款是否收取手續費？</strong></h3><div class="ace-line ace-line old-record-id-Hle6dD7oioPbYjxMrM8uUf1rskh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee"><span style="font-size: 16px;"><div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-JwVXd162Yoj24Gxq9o3uiB5SsGh">分兩種情況：</div><div class="ace-line ace-line old-record-id-CvfRdWG2PoNJSwxb4tQuPjzNsHf"><strong>1）結算前退款</strong>：無手續費。</div><div class="ace-line ace-line old-record-id-WTEcd0L2aog9cLxlx6ou7xWasmd"><strong>2）結算後退款</strong>： </div><div class="ace-line ace-line old-record-id-LyfldOQW4oX3ehxVhGruaPl5s9b">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Sl0pdHj4eoQ2PGxDnXAuwLkZsBc" data-list="bullet"><div>非美元交易退款，除已收取的外匯手續費和加密貨幣兌換費外，額外收取 1% 外匯手續費。</div></li><li class="ace-line ace-line old-record-id-QDJrd64xXoa7IsxoL2duTfjMsUb" data-list="bullet"><div>美元交易退款，僅收取加密貨幣兌換費。</div></li></ul><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee">MEXC Global Card：不收取退款手續費。</div></div></span></div><div class="ace-line ace-line old-record-id-HlLndqUKsoDHGGx8gkXu7oNssab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ISngdlyFoopxDaxCkwbu2mb2s9c"><strong style="font-size: 16px;">5.2 退款一般多久到帳？</strong> </h3><div class="ace-line ace-line old-record-id-Hs9sdZHPsouecixRBNMu3IOased"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNBVdKMYooDutpxC4CXutH6DsXc"><span style="font-size: 16px;">一般消費現金回饋會在 1-7 天內到帳，但電商、航空、飯店旅遊類消費，等待期可能最長達 30 天。</span></div><div class="ace-line ace-line old-record-id-YAeYdSeKtoQQIAxIdv5uvaqnsEf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Yuczd2KZCozGLax63BruTcx5svH"><strong>6. 爭議交易申訴</strong></h2><div class="ace-line ace-line old-record-id-BBOtdTAQkozHUWxlEPxuLJUpsHb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Gz42dEXvxoBoVYx2IBfuUWJtsH3"><strong style="font-size: 16px;">6.1 如何對不認可的交易發起申訴？</strong> </h3><div class="ace-line ace-line old-record-id-UoDhdZCO3oEywNxbN4Mul0FZs3d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MjYBdYiYGouO2bxFkfUuFprpsBh"><span style="font-size: 16px;">您可在【交易記錄】中選擇對應交易，聯絡 MEXC 人工客服，按要求提供申訴原因及證明材料，例如與商戶的溝通記錄、訂單憑證、退款證明等，提交後平台將啟動核實流程。建議您先與商戶協商解決，若商戶無法處理或溝通無果，再正式發起平台申訴。</span></div><div class="ace-line ace-line old-record-id-X99GdGG2kojqE3xGuxZuRkvRsxd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rf6JdmNKgoxIsxxWDR6uw1Xjsxd"><strong style="font-size: 16px;">6.2 申訴有時間限制嗎？逾期還能申訴嗎？</strong> </h3><div class="ace-line ace-line old-record-id-EHGgd5XrAoVlCcxKS40uikDmsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DH4vdlE4QoRBSbxliQ4utchQseh"><span style="font-size: 16px;">有，一般交易發生後 60–120 天內提出，逾期將無法受理，建議儘早申訴。具體而言：</span></div><div class="ace-line ace-line old-record-id-UVQ5d0Z0ao6YtyxgQQPu3OagsSb"><span style="font-size: 16px;">1）重複收費類申訴時限為 90 天。</span></div><div class="ace-line ace-line old-record-id-OP09dwZtFoQDrNxw3hSuQpNXsBf"><span style="font-size: 16px;">2）涉嫌欺詐的交易為 120 天。</span></div><div class="ace-line ace-line old-record-id-FB3fdLPMRoFKWYx01GnuF3pesKd"><span style="font-size: 16px;">3）網購未收到貨或貨不對板的情形，時限為收貨日起 120 天。建議儘早發起申訴。</span></div><div class="ace-line ace-line old-record-id-QXY8dMCtsoUuMTxeEVTuvFITslg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DOl7d8uOYogJ0nxEhmbuFH5FsCb"><strong style="font-size: 16px;">6.3 申訴失敗是否收取手續費？</strong> </h3><div class="ace-line ace-line old-record-id-Rrx1dQjtaoByBxxS8PzunjW0s1c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JrvKd6MxioGtKKxkm0Cutp70sOg"><span style="font-size: 16px;">如果因申訴資訊不完整或證據不足導致未透過，平台可能收取一定審核手續費，具體以所持卡產品的費用說明為準。</span></div><div class="ace-line ace-line old-record-id-CVcod6Smmox5DgxXWwpuG3rHsWe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XX9Idi22HoYdHDx21wpucXrSsDh"><strong>7. 銷卡與安全驗證</strong></h2><div class="ace-line ace-line old-record-id-Hu9RdutPjoPpMCxPgWouUy7Ys9e"><span style="font-size: 16px;"><br></span></div><h3 class="ace-line ace-line old-record-id-Q16PdsmDmoCC4JxU8f2uSRQisPe"><strong style="font-size: 16px;">7.1 哪些情況可能導致銷卡？</strong></h3><div class="ace-line ace-line old-record-id-Eeo7d91sIoDOPFxWY0eufn7ksXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2uYdSu4Vo2jFcxfm5ruOtVhs3c"><span style="font-size: 16px;">若帳戶交易因餘額不夠連續失敗大於 10 次，可能觸發風控自動銷卡。此外，盜刷、套利等異常行為同樣可能觸發風控並導致銷卡。請您規範用卡，避免異常操作。</span></div><div class="ace-line ace-line old-record-id-NXIVd4YAHoA2PUxaNXJuENfxs4g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NRe5d0YEYoC3UpxzHNNud0Opsfe"><strong style="font-size: 16px;">7.2 什麼情況會觸發額外安全驗證？</strong></h3><div class="ace-line ace-line old-record-id-SLxVdjB13oO0jOxdCSBuJJpvsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J8hJdx2RPo816VxT7hWuqfVtslh"><span style="font-size: 16px;">當交易風險較高、發生跨境或首次消費、金額超過免密限額，或所在地區監管（如歐盟 PSD2）強制要求時，系統會觸發 3DS（3-D Secure）驗證，需要您完成額外身分確認後方可繼續支付。</span></div><div class="ace-line ace-line old-record-id-HA6fdQBLboAwyIxXYYxu5WxNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C7AFdWKTaoEODyxd85NuNGHus2f"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KLHydrynLoPJ6exGM0juHYCesbg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-ALP8dLizkocRE6xJQJwu4b56s6b" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-KZvtdthQnoTN9qxIGRruzktJsd3" data-list="bullet"><div><a href="https://www.mexc.com/zh-TWupport/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-FX1SdaOrAo18XExeqz0uMZUNsJg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-Dh86dHlpnogIZnxfxOnusbLqssd" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-YLjDdsBIjop9kJxczNcuQVxSsuf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="XY8xdUIyKoOZi0xgXBdu7c5NsHg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-RzkfdUTfRoS5SUxvfWvuMHZLsIc"><span style="font-size: 16px;">MEXC 卡會為符合條件的消費提供現金回饋獎勵。然而部分商戶類別由於其對應的商戶類別代碼（Merchant Category Code，MCC），不符合現金回饋獎勵資格。</span></div><div class="ace-line ace-line old-record-id-Go4FdAOtRo9K64xbCGnu0L5Osxf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AzyXdxFo7ouhhtxwx2buOTuhsGc"><span style="font-size: 16px;">本文列出了目前不享有現金回饋的商戶類別。交易是否符合現金回饋資格，取決於商戶所屬的 MCC，該代碼由支付網路及商戶的收單銀行分配。</span></div><div class="ace-line ace-line old-record-id-Cb3TdvRfioAfoHxRrX3uowTxsZb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pk1ndqvpJoqKF6x3GmHuoWG8sjc"><span style="font-size: 16px;">MEXC 將持續監測交易活動，並保留在發現疑似濫用、異常交易或其他違規行為時，將更多 MCC 或個別交易排除於現金回饋資格之外的權利。此排除名單可能會不定期更新，因此未必始終反映最新的限制範圍。</span></div><div class="ace-line ace-line old-record-id-EYaCd1lu9o7lhvx6u9WuTPT5syS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CywRd0tzQodLaLxw7wxu5qAzsKh"><strong>1. 金融服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PHmGd5bvfoa0Ynx3kS2usuRnsye"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XFH1dj16So5jR5xBLbmuzeWjsmg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LW5ddyduZoX1DoxEUNEuNeVis0O"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IA0ldJEq2oMPsmxHmaBuh0gLsae"><span style="font-size: 16px;">金融機構 – 商品、服務及債務償還（包括加密貨幣、錢包充值、貸款還款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VIn5dyvC4omK1Exrg7juGPCVsOg"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pk86dZYvDo7bUrx3s21utIM9s3e"><span style="font-size: 16px;">證券經紀/交易商（券商業務、投資交易、股票購買）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EHxYdi3TIoA5U5x81cIuRkldsP5"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CDfrdd6kIoy1IzxQ6aNukt8dsEb"><span style="font-size: 16px;">金融機構透支及利息費用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XAkddgJkHorQOhx48YAuodubsHf"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JqL0d521Fo4UZbxDcJ3uuRBZsve"><span style="font-size: 16px;">儲蓄債券、證券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-I1TbdvPqdoPKTXxNRdQu0SkqsBf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RkwAdDoryo8TXXxkf2FuIEOGsEM"><strong>2. 現金及等價物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RQL8dDxsFoddOjxXlb8uannnsBt"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YUALdkzlAoa0hBxZW3DuvMNossK"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D0rad2eQbobMylxrc2MuHBD9sqc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TjnqdhdA8oFbF6xqz0XulZp8sud"><span style="font-size: 16px;">人工現金提取（銀行網點、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JLIedMQnsoNfDpxv3UxuCP8PsNh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XGjIdAE9Ooa3dSxhAtIuHAbTsth"><span style="font-size: 16px;">自動現金提取（ATM 提現、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FsLtdfgyVoHNxAxP0ubu2pKysKf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1SVddindov4bYxwQh6uMFnis2b"><span style="font-size: 16px;">準現金 – 金融機構（旅行支票、匯票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KLdDdJlSUoVc6Sx4IkeuEUXYsWb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CkmidlyuUoKzRAx3O3Mub1g7sig"><span style="font-size: 16px;">準現金 – 商戶（加密貨幣交易所、線上錢包、博彩、遊戲）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BR41dtSaWok26axNOatuioaTsgf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DBKIdgiAqouspWx5kj6u3reFsFg"><strong>3. 資金轉帳及支付服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D5BvdsRSJo9yXWxfAmkuVwpEsWb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WSYzdViDaoRGdXx5zcFuCc4xsAg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UqAHdg8SooGeFpxEdobuuaePsrg"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FHQ5dDCXNowWO5xlCzUuB1SnsUd"><span style="font-size: 16px;">匯款 – 電匯、匯票、匯款服務</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D1U6d99KGoURNqxqZ6SurF3asPh"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KOaqddWCEoyJv1xXn4BuqWMlsug"><span style="font-size: 16px;">遠端儲值充值 – 金融機構（預付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QnhjdQyN6oNf2rxnMPJuBx4Cste"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MR3wdPfCeo1MPxxBkoOuHzKWs3i"><span style="font-size: 16px;">支付交易 – 會員金融機構（資金轉帳、帳單支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rb0SdHw87oJnyBxr8sdum2pcsPc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ojy2djdHzoAuSKxRhOHutczVsEE"><span style="font-size: 16px;">支付服務提供商 – 資金轉帳（聚合子商戶交易的支付服務商及平台，例如 PSP 處理的匯款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PJeHdVb67oH6FtxK5NDu24dQsgb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xc3EdxPdPoqcg1xcZ9su8X1gsfd"><span style="font-size: 16px;">支付交易 – 會員金融機構（透過銀行關聯支付服務商處理的資金轉帳、卡對卡轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NmofduPt8oh8afxdAopuQstpspd"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ALLHdwrrooaGvpxEdWduB2zIsXd"><span style="font-size: 16px;">支付交易 – 商戶（商戶發起、透過支付服務商處理的資金轉帳，例如帳戶/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F391dECLYoOqJnx3bpuu5qFksNg"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CBvFdXYTZohV6wx4yABuUHoMs5c"><span style="font-size: 16px;">資金轉帳 – 會員金融機構（透過會員金融機構完成的行對行或帳戶間轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PUrYdxg0hoiR1jxFaBzuWLLJsdc"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GUa7dI7iaoOeuoxe0NDuwqjQsnh"><span style="font-size: 16px;">價值購買 – MoneySend（個人對個人或商業轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-AiXzdi0RaoyFz7x5ZdsuuA31sdd"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YhFWdG2YrotjA8xw61xuqoOusHc"><span style="font-size: 16px;">MoneySend 充值（加載或充值轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VItAdc2Ssoiu53xev1CujwAaszQ"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PkLtdFv4eoluHmxY6uouwmPDsFI"><span style="font-size: 16px;">MoneySend 現金提取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WHSIdF6scoYD9RxqxS1uoKq7snf"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JuNvdHazMoBDArxg40cuIFwYsje"><span style="font-size: 16px;">MoneySend – 會員金融機構（充值/提取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HNttdAAsloy4nLxnSGeuMt5VsJe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NKZwd4E0LoSp7Sx0CPMuVtjss1f"><span style="font-size: 16px;">資金轉帳 – 個人對個人或帳戶間轉帳（通用類）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UWIFdYaVDoVR2LxzrSTuRdxDsbf"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ax4ldrWEXoGG6kxXxR3uGZJQsZc"><span style="font-size: 16px;">非金融機構 – 儲值卡購買/充值（禮品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-RFp7dW5dSoHPNwx0NOruIPx2sYb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Ye6IdfC1Ko8rCyxt7bPuiH6FsIe"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1jndMhfooQwelxTObnuvm2psCh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Jtj3dtUq2oRS7RxoPEYuYopKsDc"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UGFvdjBTooayAyxun4Vu7XDhsFc"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VASdd5bScolUr0xzOMuuK0Flsic"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CuWQdxdXzosJIhxjGalulZoxsFe"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ASC7d25rwo4YWtxHhePuClnkssf"><span style="font-size: 16px;">網路博彩（合法線上博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R46jdtS6Eoz5spxbSk6uJViXson"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NDXudZ8u1oafZJx1US7uojD2smh"><span style="font-size: 16px;">政府許可賭場（線下或受監管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MBzidhVumoWowAx50rGuwrZ8sed"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DPqZdprUWoOAsrx5EbduLj2JsHb"><span style="font-size: 16px;">博彩、彩票及遊戲（非政府類博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Twqpdbiy3owBOdxPtDxusymYsed"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HRU2dyHsnoJsaCxhOQaujYUVs1f"><strong>5. 政府類支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QH7ydA24xoElTKxIVGfuAPcLsdf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VtqHdRuZnoTL9qxJnnjuUwVXsic"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EBCzdll8oogFrIxW8WIunSaMsXe"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RgbmdoyzBovpZOxqrhpuCtQ7sqb"><span style="font-size: 16px;">訴訟費用，包括贍養費及子女撫養費</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-W3f8dPAluoc4VTxzoPiuMrTLsUe"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IMHZdepGloWZKsxdx3iurRhUsOc"><span style="font-size: 16px;">罰款（交通罰單、政府處罰等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E6LkdODr5opIEDxF2X2uIohPsu7"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VNjDdmIc3oMcxoxjznnurAQusAc"><span style="font-size: 16px;">保釋金及擔保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D8Wwde6eboY4ikx0nCguawv4sLe"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PSERdBfsOop7uLxrodvuigg1smD"><span style="font-size: 16px;">稅款（聯邦、州及地方稅費及關稅）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJNMdb36eoZ65pxSZoNuk7H4sEh"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVG2dEIjmoEn9jxCUdluiw6Gsq7"><span style="font-size: 16px;">政府服務 – 未分類（其他政府機構相關支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DbI7dvTnGo4XN1xHtVDuzXOZskh"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EacLdtpRkoaYtXxEz5vuArBIs5g"><span style="font-size: 16px;">郵政服務 – 僅限政府（國家郵政機構）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Cfhldm9UJoZQYQx1SLKuanvBsxe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XivfdSZxWoiiT0x1wyju8mJMs6h"><strong>6. 捐贈及慈善機構</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rm6HdOKEBovIzexzdiUubStUsLd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OKPudOcVMosZqkxdzquus8Cusjd"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SHKudMCd4otYOBxjDjEuy8Xds4s"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ak5WdhlNeo629cx1SMWuqgV3sVd"><span style="font-size: 16px;">慈善及社會服務機構（捐贈）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VdJGdeImeoV7bWxHbOHu2HqfsQh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ULYNdYmkloFPZRxx3hMut9owsqg"><strong>7. 直銷</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BuardHgKpoUI2Cxhkt7udsXcsbe"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TuOMdY30AoiKK5xgKO0uovfus96"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZiTsd4iMhoh1v7xdVpzuVh1BsP3"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OXpldDZf6oOILAxpQiQufCZzsyg"><span style="font-size: 16px;">上門/直銷（家庭購物、個人代理銷售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BPNwdOL6ZoezaGxcv2Ju7QIlseh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LYc0dURs2oIn3jxXBFiur0JVsng"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QL0Dd9XJjohLhSxtIneu0SIIsdf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 獎勵常見問題（亞太卡）</a></div></li><li class="ace-line ace-line old-record-id-VyjhddDmcoj3MYx2NJSurLA3sQh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-HCqWdcYB4o4FUZxPEkJuvXvHsMO" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="Gkj3dBRu5ooBNExUWicuNXPqskc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusgEDS5DBVjAWS1TKDXkiNcd"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxussJStZx2tMubQ7GuV8U3Ibb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋基於用戶的 VVIP 等級計算，現金回饋比例最高可達 10%。</span></div></li><li class="ace-line ace-line old-record-id-doxusomz2Ux1XTO7XmJPueuc9fd" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋以 USDT 形式發放，結算完成後 T+3 個自然日內到帳至法幣帳戶。</span></div></li><li class="ace-line ace-line old-record-id-doxus3Pj74nVS5yQ9gsBsHrA73c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度現金回饋上限按用戶名下所有卡片合併計算，並於每月 1 日重設。</span></div></li><li class="ace-line ace-line old-record-id-doxusucHr1vGHarIWBeSLKohPTf" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商戶類目及特殊交易不參與現金回饋，退款交易對應的現金回饋將被收回。</span></div></li><li class="ace-line ace-line old-record-id-doxusHrBqjuyxdZRdNWRo7FhMGe" data-list="bullet"><div><span style="font-size: 16px;">用戶可在 MEXC Card 首頁及交易紀錄頁隨時查詢現金回饋明細。</span></div></li></ul><div class="ace-line ace-line old-record-id-doxuslh78sZ8KXWyaYsXycJoPMf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQP7C59wKRLI7jSL8celC1g"><strong>1. MEXC Card 現金回饋如何運作</strong></h2><div class="ace-line ace-line old-record-id-doxusZyJr4r9pjVVysN6UBJEiGd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusF1o5LMjXkCjA1LbWxLlUdb"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> 平台為用戶提供的加密資產消費卡。用戶持卡消費並完成結算後，系統將根據用戶目前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/user/m-score">VVIP 等級</a>進行現金回饋，現金回饋以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a> 形式直接發放至用戶的法幣帳戶，無需手動領取。</span></div><div class="ace-line ace-line old-record-id-doxus8Quzn0Alzu4gNYbLiEcGlf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusrIDa29amBr11Lbtk1pR0Cf"><span style="font-size: 16px;">不同等級對應的現金回饋率與月度現金回饋上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusmdflNGaMe5M1EaD60u5aHg"><span style="font-size: 16px;">VVIP 等級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusNxlo3IhT4vYY5guaSrIhkd"><span style="font-size: 16px;">現金回饋率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusWU0zWvow3nftROjGyEEv4c"><span style="font-size: 16px;">月度現金回饋上限</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusRGglvXtcJxtDZ6HbHQNX7e"><span style="font-size: 16px;">普通</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusA1lFaS6cF90zepEDHqTxMg"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbgsYCu8z9eNPS906xMRIce"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbFBesGEiGITk6ChLCELd6b"><span style="font-size: 16px;">高級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7wyexunBK3ucRrwf82f8Mf"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus2vQL8qJ7PaQgjcqmBGdBzc"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusQDXdtVJbgVZWyk323agcvb"><span style="font-size: 16px;">精英</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7payToQUS1H6hfividGDpb"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusvBQo1To3DK7IbdkCCfWSFc"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-doxusOjzdadHp15ZF2LZmZrFqud"><span style="font-size: 16px;">注：具體等級、現金回饋率及月度現金回饋上限以 App 內頁面展示為準。本 FAQ 內容可能存在更新延遲，如有出入，請以頁面實際顯示為準。</span></div><div class="ace-line ace-line old-record-id-doxusx3JrMxZhL6yGQwYTNqxBvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"760cc9a6-7e3a-4762-a405-5d176f18e4c0","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFR5EbuvoroYkRjxiU7CuPowIsQd%2F%3Fpreview_type%3D16","file_token":"FR5EbuvoroYkRjxiU7CuPowIsQd","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxussdhTbwTP0UtLoaci9iKCyb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182707199MKYQvdwMOGYzyH.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94dXNzZGhUYndUUDBVdExvYWNpOWlLQ3liIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FR5EbuvoroYkRjxiU7CuPowIsQd/?mount_node_token=doxussdhTbwTP0UtLoaci9iKCyb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FR5EbuvoroYkRjxiU7CuPowIsQd" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-doxusbEw5z9AreKvjfJyoUXBhrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxust0RwLShwemr5gVhZZFiVyd"><strong>2. 現金回饋什麼時候計算、什麼時候到帳?</strong></h2><div class="ace-line ace-line old-record-id-doxusVQHGDue0PX0UJIRO4fXPuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus3GN19iC8J1oNRxLaUYD5qh"><span style="font-size: 16px;">現金回饋以交易結算（而非授權）為準。結算完成後，系統會即時計算現金回饋金額，並在 T+3 個自然日內發放至用戶的法幣帳戶。需要注意的是，若交易在授權後被撤銷、未完成結算，則不會產生現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxusLmZSJ4wAR6nqjhqzRTh6ue"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusEUmzNAOemLCjHhHMnc6XV4"><strong>3. 持有多張卡，現金回饋額度是分開計算還是合併計算？</strong></h2><div class="ace-line ace-line old-record-id-doxusYFyDM9iCQ8gzML5apK09Rg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusmemsSAoTafHE0XZCRfOa8c"><span style="font-size: 16px;">月度現金回饋上限按用戶維度合併計算。也就是說，用戶名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/mexc-card">MEXC Card</a> 產生的現金回饋會加總統計，共用同一個月度額度。</span></div><div class="ace-line ace-line old-record-id-doxus6ux7Ih0ui5y9Lqsx77xHvh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuspqicOjXy2uSpkv6jRzMXUd"><strong>4. 月度現金回饋額度什麼時候重設?</strong></h2><div class="ace-line ace-line old-record-id-doxusCSXxtOuY7ZWqDNYO2TCoge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusjHEe6tw2FacqpucBrLUnuc"><span style="font-size: 16px;">月度現金回饋額度於每月 1 日 00:00（UTC+8）自動重設。重設後，用戶當月的現金回饋累計金額歸零，可重新按所屬等級的上限獲得現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxuse5QELfYaZ5MIkJ3vx9L69g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusxnN9EJ5H4z6BAZh5tjRSKh"><strong>5. 哪些消費不參與現金回饋?</strong></h2><div class="ace-line ace-line old-record-id-doxusM5Gn5VF2lHTICUchvDJKfV"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQqa9vOo6dZIRWUiqjB0kTf"><span style="font-size: 16px;">以下幾類情況不參與現金回饋：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商戶類目的消費（MCC）</a>、強制授權訂單、觸發風控的交易，以及當月現金回饋額度已用盡後的消費部分。若某筆交易命中上述情況，交易紀錄中會明確顯示不現金回饋的原因，用戶可自行核對。</span></div><div class="ace-line ace-line old-record-id-doxusxkh8oPS47PghMcgfHZJTwd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1hJUCtoPoTs7g1SoZlI7qd"><strong>6. 消費時和結算時的 VVIP 等級不一致，按哪個等級計算？</strong></h2><div class="ace-line ace-line old-record-id-doxuscjdoCXqWPc1etVEnRQG8og"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusRkywjdbeONp7jVSyXtZYlb"><span style="font-size: 16px;">現金回饋統一按結算那一刻的 VVIP 等級計算。若用戶等級提升，當月剩餘現金回饋額度將立即按新等級的上限重新計算；若等級下降，且已使用額度超過新等級上限，系統不會倒扣已發放的現金回饋，但當月剩餘可用額度將歸零。</span></div><div class="ace-line ace-line old-record-id-doxus5tZFSPdg2N1jJGtlB9XHvd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusJxISBaTo8neE44MDnq5UIf"><strong>7. 退款會收回已發放的現金回饋嗎？</strong></h2><div class="ace-line ace-line old-record-id-doxusH3tl9JTttl3wG6f3Li5h5g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusp5dnnh9YpMB54E7tqcP73n"><span style="font-size: 16px;">會。交易發生退款後，對應的現金回饋將被系統收回。若帳戶餘額不足以扣回，帳戶會顯示欠款提示，用戶需盡快補齊欠款，否則可能影響正常用卡權益。此外，退款收回的現金回饋不會釋放當月已占用的現金回饋額度。</span></div><div class="ace-line ace-line old-record-id-doxus59mRAAgGEH4mohQLvCqVah"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuszHeOrFKeDc8mliSTAkwETb"><strong>8. 在哪裡查看現金回饋明細？</strong></h2><div class="ace-line ace-line old-record-id-doxuscefrG6yg5u9PbSskg4H3Ch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQnIBSESuVZivqy08QaEsAc"><span style="font-size: 16px;">用戶可透過以下三個入口查詢：MEXC Card 首頁可查看累計現金回饋及本月現金回饋匯總；各卡片詳情頁可查看單卡現金回饋明細；交易紀錄頁中每筆消費均標註對應的現金回饋金額與狀態說明，方便逐筆核對。</span></div><div class="ace-line ace-line old-record-id-doxuscVmnMTUkdXPSgVgGlUsxrb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuse24GSmrfvS1KlsrLxxg49f"><strong>9. 現金回饋規則是否會調整嗎?</strong></h2><div class="ace-line ace-line old-record-id-doxus1QIYceWsMC0sXJGidMrhgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus7g6i9LZcUBkqRjNfKRonHc"><span style="font-size: 16px;">MEXC Card 的現金回饋比例、月度額度上限以及參與或排除的商戶類目，均可能根據營運情況進行調整。相關變動將以 MEXC 官方最新公示為準，建議用戶在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/announcements">官方公告</a>，以獲取最準確的規則資訊。</span></div><div class="ace-line ace-line old-record-id-OBA7dkBpsoEh09xr7WwuGZjWsrP"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EUixdLPmPoUPwexpQzlunILls9b"><strong>10. 為什麼消費了沒有收到現金回饋？</strong></h2><div class="ace-line ace-line old-record-id-EoFQdWG0ioMQt1x8c65uwBthscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H4vqdMXcnoIgEbx7cfiuWDx3sgf"><span style="font-size: 16px;">未收到現金回饋，通常是以下三種情況導致的：</span></div><div class="ace-line ace-line old-record-id-Sik9dU9qToOjPBx4FU6uP8jOsjf"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-R5MAdmrl7obacbxA97iu2iyvsAf"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-CEGbdSdavoXaMgxX2R6uyogFskh"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-ZcvydVLuUoFkfQxRl7xuX6OMspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JfqMdFCvmoztVBxU70MuhsSRsDc"><strong style="font-size: 16px;">案例 1：退款回收現金回饋，額度不恢復。</strong></div><div class="ace-line ace-line old-record-id-XctKd3wLxokZlSxF4xhul1LIsLj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XPjEdLZhgoTc2TxYsYGuf5ZTsyc"><span style="font-size: 16px;">用戶 A 每月現金回饋上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W8LldACLHoedvVxXRVjuBoVJsAh"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VOCYdhmOqoHAEixlw0Jut1a5saf"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AGMrdCQyDoglVLxCQJDu8xzwsR0"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OwL1d0jSQoarKWxreaxuN1pesXb"><span style="font-size: 16px;">消費 1,000 USDT，現金回饋 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5srdrDpPov103xAL4ouHSBXswc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-T0PZdzycootb5HxEwJCuh7UksTb"><span style="font-size: 16px;">消費 1,500 USDT，現金回饋 30 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JgVBdSpn9oB3TfxHtR8uD1unsww"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BBRMd0s5coqRICxPLE4u3K2Zscc"><span style="font-size: 16px;">10 月 5 日那筆訂單退款，系統收回 20 USDT 現金回饋。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XqcidyY6roI4PKxOTeZuQynKs8b"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R0DddfhUKoiJmMxY5UNuxmsssgb"><span style="font-size: 16px;">消費 800 USDT，沒有現金回饋。退款後額度不恢復，本月額度仍是用完的狀態。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Uy26dyRqmoO5M6xKIyMu4ir2scb"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DKKsdou5wodROFx6sUCuIoCfsVd"><span style="font-size: 16px;">額度重置，可以重新獲得現金回饋。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Lp3Md1t10o2FJhxyVMhuB86YsE8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZuJadFbzEokXqwxpLykufTnYsUb"><strong style="font-size: 16px;">案例 2：退款時餘額不足，產生欠款。</strong></div><div class="ace-line ace-line old-record-id-SXFDdye9Wom38bx9pekuzuNjs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SYLJdad88oyUxgxOSM1upGn3sfb"><span style="font-size: 16px;">用戶 B 每月現金回饋上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-R81udnEhioOavPxiYLKulieqsAg"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9Bsd5FlRoyPACxJD1aupu9lsNS"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QtEbd7ylAonklaxRRwFuVbQPsqf"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Iuo2dWZlboJJsVxu1UGu8TsvsVb"><span style="font-size: 16px;">消費 5,000 USDT，現金回饋 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IsuAdgq09o1PToxXdI0uQ5IxsRc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PKK1diucUoSowOxmdpjuCdzZs4c"><span style="font-size: 16px;">消費 2,500 USDT，現金回饋 50 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q4FUdl1iXoaUrtxS6ASuR5L6sFX"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cc6zdQmwMoAvIoxhu39uv4ECsJb"><span style="font-size: 16px;">用戶把法幣帳戶裏的 140 USDT 轉走，帳戶剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgF1dVecOoG53Kx6Kzuunaxaslh"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LjLWd6HKgoRKwJxJOV8u10lCsYe"><span style="font-size: 16px;">10 月 3 日那筆訂單退款，需收回 100 USDT 現金回饋，帳戶只有 10 USDT，扣完後欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rs0VdgSoDozardx3bL0ulQEeseb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IuQsdysYOoL19cxfTBVujwVTsye"><span style="font-size: 16px;">消費 600 USDT，沒有現金回饋，因為本月額度已用完且不恢復。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7aUdA0ZqoUDGlxBCZwumwRnsrc"><span style="font-size: 16px;">用戶需要盡快補齊 90 USDT 欠款，否則可能影響用卡權益。</span></div></td></tr></tbody></table></div><h3 class="heading-3 ace-line old-record-id-doxusE6s0WuXyDq4z20vfI6cloc"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxus4fRlmM5W3nCqaQXJobvEYb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-doxusNQNTg4UtpxmU4KIChbwtlf" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-doxusFH9V67mSiLRq3f9uT5p6yv" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-doxusBxFBTNkvbEpLGoc8GVxM4F" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-doxusjxlUSOXdkON475yVooKEnh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 獎勵常見問題</a></div></li></ul><div class="ace-line ace-line old-record-id-doxusAwiH6jtoIOK9UICjcvJLkf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Gs5GdY9XeoXrz6x6iVjuQRwTsUc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-UXPNdPXFkov4XoxxsKDurPhGstb"><strong>1. MEXC Card 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-Xt2adwnERoTXdzxEDenuv4FgsSc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0o6dQ33PoLYk6xfNchu6qX3sXb"><span style="font-size: 16px;">現金回饋比例、月度上限和發放規則，請查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 現金回饋常見問題解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Lm9DdJt0Po3cUGxEYZXulCuMsgd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TSMzdh5CZooGY8xaqchug53Rs0e"><strong>2. MEXC Card 理財收益</strong></h2><div class="ace-line ace-line old-record-id-AkcEdeqviocH0Rxv5cDuEyPWsvg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-W662djfE3oAONlxPQmCuVsA2snb"><span style="font-size: 16px;">2.1 如何獲得理財收益？</span></h3><div class="ace-line ace-line old-record-id-SI1zdXmcVowKZtxEYMDumTaSs5b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EbyJdzCZDoMkUDxH0FQuHhEvsd2"><span style="font-size: 16px;">從 11 月開始，手動認購 MEXC Card 專屬活期理財產品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="213;386" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="213"><col width="386"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-S2xtdNNmaozdYTxIMTHup3X0sdc"><strong style="font-size: 16px;">規則</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YFaPdS8J9oPH9GxG6VFuFMxxsLh"><strong style="font-size: 16px;">內容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjWEdsBRjoB6aaxfnXguHJUKsmg"><span style="font-size: 16px;">適用資產</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PnQBd3OPQooZR2x5QpguUKOBsUb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuSgdwWIJoSnZfxb5HYu89AisUh"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Pj3GdM5zOoKO4Rxm9rhuwWlfsIf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SrbsdEkbZoETZCxYOYzuqIEYsRg"><span style="font-size: 16px;">計息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NshJdXdZvoie66xyeK1ulcu9srb"><span style="font-size: 16px;">每小時計息，次日發放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OnQcdt2rFo8fwYx3YBMubKMWsFg"><span style="font-size: 16px;">個人最低質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Py5TdVDQroTMShx1DqUuKes7sec"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zn2BdiW38oE2QxxYLe1uS4IMste"><span style="font-size: 16px;">個人最高質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBFTduMkHoutDExO82YuB1B3sEh"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J4E1d6KiYosWvax84B6ucAB4sTd"><span style="font-size: 16px;">參與方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YPJad3QFuoOq7rxAZXeuHQWlstf"><span style="font-size: 16px;">需手動認購 MEXC Card 專屬財產品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zd6td4OtPo2TDFxGgvRuT9JusEb"><span style="font-size: 16px;">與消費現金回饋關係</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N7QsdPVzCorGsHxzjT0uxIZTsYd"><span style="font-size: 16px;">獨立計算，互不衝突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-JhnjdPnoIojiYUxchpRukJ7osng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IU3ad2g3Sot3iuxiUQvuYXeksee"><span style="font-size: 16px;">2.2 理財收益什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-Ok00dNlc0oIHC5x9dUMuusKPsWU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J02QdXfHDoc38axhluWu5Zw8sDb"><span style="font-size: 16px;">收益按小時計算，隔日發放。</span></div><div class="ace-line ace-line old-record-id-JiIbd726wojoFkxhlOQuIUj0ske"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ObM6d7bzSomjX2xI7J9uvZGCsgc"><span style="font-size: 16px;">2.3 消費會影響理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-PEFhdxgqAoRKN0xFVVAu5ZpBsKH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GYM8dIYE9okQQrxpv5Zuz2UTsUc"><span style="font-size: 16px;">不會。理財與現金回饋相互獨立，互不影響。</span></div><div class="ace-line ace-line old-record-id-OTrWdiw8Ro2BdEx8G5Du8YiRsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DhUQdnWuto80NBxKTfLuriTks8g"><span style="font-size: 16px;">2.4 現金回饋計入理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-ITUdd2LkMo1PoExzu06u1qfWsh1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TATXdPEEiowrTtxpXxSu3uzQsNe"><span style="font-size: 16px;">不會。現金回饋與理財收益為獨立計算。</span></div><div class="ace-line ace-line old-record-id-Fb8idXtlpocw6jx97wbujcmPspd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MSwzdxe6xoMCSsxtxrfuc5VBsHb"><strong>3. MEXC Card 邀請獎勵</strong></h2><div class="ace-line ace-line old-record-id-X58ddFVpcoG31jxAYqPucC4Us6i"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HoGldHuGroQInTxE0URuCX3AsST"><span style="font-size: 16px;">3.1 MEXC Card 邀請獎勵如何運作？</span></h3><div class="ace-line ace-line old-record-id-Sv4cd8AgPo91gmx7zJcuEA4HsKc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XfGidqyoQoUoWJxn5hkudCeYslf"><span style="font-size: 16px;">邀請好友註冊並啟動 MEXC Card，您和好友都可獲得獎勵：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-UHpgdEOtrocp98xvvDYu4hUfsjd" data-list="bullet"><div><span style="font-size: 16px;">邀請人：每位合格被推薦者可獲得 20 USDT。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DF9kd5Jcco5AoRx54k6uPPQwsRb" data-list="bullet"><div><span style="font-size: 16px;">被邀請人：10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-OoiOdJxwNoLXJNxWCM1uGPXusKb"><span style="font-size: 16px;">以上為通用獎勵，地區專屬活動以對應活動規則為準。</span></div><div class="ace-line ace-line old-record-id-WP5fdHkqhohpkBxu6Mhu0gDTsRj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yzryd4ZAOoXhQ7xEHRzuJ0U9sWd"><strong style="font-size: 16px;">被邀請人需滿足以下條件：</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-FqKWd6xauorsdbxyNUiuYgN8sqh" data-list="bullet"><div><span style="font-size: 16px;">必須是新註冊的 MEXC 用戶。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-CLjVdf5tXo3YSUxHwdbuXnGosoh" data-list="bullet"><div><span style="font-size: 16px;">在首次充值後的 7 天內必須保持至少 $100 的淨充值金額達到 24 小時。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-TqL9dlay6oXhcBxjPqFu3SbUsqh" data-list="bullet"><div><span style="font-size: 16px;">活動期間內成功申請並啟動 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-OUeXdDueDoLh3YxEbKvuh1edsJc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EOv8dSUUuohxwIx0hkyu3gLms9d"><strong style="font-size: 16px;">什麼是有效淨充值？</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PllHdeJdOoAW4cxMYXcuFykOs2W" data-list="bullet"><div><span style="font-size: 16px;">淨充值金額 = 鏈上充值（不含內部轉帳）+ P2P/法幣買入 - 鏈上提現（包含內部轉帳）- P2P/法幣賣出 - 資產轉帳轉帳 - 紅包轉出。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-BT7sdpg3ZoUZhNxTX47uwr5ps5I" data-list="bullet"><div><span style="font-size: 16px;">有效充值管道包括鏈上充值、法幣充值、銀行卡購買幣、P2P 交易和第三方支付。其他形式如內部轉帳、紅包將不算有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-KBD2d3021omDghxay5durwTMsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VG61drxCqo7rSaxX2xOulwv8svg"><span style="font-size: 16px;">3.2 邀請人數有上限嗎？</span></h3><div class="ace-line ace-line old-record-id-HpN3djL30oNGMixQWCluH8fKs7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XCphdDBVxouagTxAXpmuuJaosMh"><span style="font-size: 16px;">沒有上限。邀請越多，獎勵越多。</span></div><div class="ace-line ace-line old-record-id-AyEEdN92loKz5ixYVm7uwYTZsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FvaNdcTa9oG8PoxbEjWuDfTzseu"><span style="font-size: 16px;">3.3 邀請獎勵什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-IB82dWuMLowkQtxWU3buuEL2sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ck8idy6PxoUJDpxgH4Wutt9ssqh"><span style="font-size: 16px;">在所有條件達成後，獎勵將於 <strong>3 個工作天</strong>內發放至現貨帳戶。</span></div><div class="ace-line ace-line old-record-id-BKdrdFrRTogGURxJz7iuAI6BsWc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WcPLd9LI5oh3F5xT7zwuarnZsye"><span style="font-size: 16px;">3.4 如何邀請好友？</span></h3><div class="ace-line ace-line old-record-id-EkOfdjUBWomfJsxJUkBudDf1sTh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vm7QdWjWJo0pw4xguftuYIkOsqe"><span style="font-size: 16px;">登入您的 MEXC 帳戶，造訪<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub">邀請任務頁面</a>，複製並分享您的專屬邀請碼。好友完成指定任務後，雙方即可獲得獎勵。</span></div><div class="ace-line ace-line old-record-id-ITQFd9NTLoT7IJx1t4Yu4TVdsVe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-IiZNdf7mCo24gKxtl0puhRbfsdc"><span style="font-size: 16px;">*BTN-<strong>活動中心</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-Q3a7dA6RTokhbVxXDJgucteKsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MHA1ddiXPoPVxWxN3LmuEHwUszd"><span style="font-size: 16px;">3.5 邀請獎勵可以和平台其他邀請獎勵疊加嗎？</span></h3><div class="ace-line ace-line old-record-id-DrvUdhFNQocRC1xcy4LupwEssTL"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6pEdy47DocEq8x7n9auTbIysVy"><span style="font-size: 16px;">可以。 MEXC Card 邀請獎勵可與平台其他邀請或活動獎勵同時獲得（如無特殊說明）。</span></div><div class="ace-line ace-line old-record-id-OBSHdXd6voUO4Qx8ucSuSay8s3d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VpHNd3qwYowWanxnIRguGTzisVg"><span style="font-size: 16px;">3.6 如果我的被邀請者已有 MEXC 帳戶但未開卡，是否還能獲得邀請獎勵？</span></h3><div class="ace-line ace-line old-record-id-TgfndnktKosGK3xtuNxurXHSsHe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WS3odbFVkoUGH0xBvTRuF3aFseh"><span style="font-size: 16px;">不會。邀請獎勵僅適用於新註冊 MEXC 並啟動 MEXC Card 的用戶。但被邀請者仍可正常享受消費現金回饋與理財收益</span></div><div class="ace-line ace-line old-record-id-VL3SdXXRnodB6Ox4vIKuoxfLs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A01rdYzmdobkOzxisfruPio0ssc"><strong>4. MEXC Card 其他問題</strong></h2><div class="ace-line ace-line old-record-id-NzlLdX4tOoqaFMxxACOuQFeVs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HfpZdnj0oor5POxeu1zusfAFs6d"><span style="font-size: 16px;">4.1 現金回饋、理財可以同時獲得嗎？</span></h3><div class="ace-line ace-line old-record-id-QAQ4dEOmSoVWCdxsHObuncRHsnh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YG69dOAUMohlYoxRbxLugmRzshe"><span style="font-size: 16px;">可以。兩類獎勵相互獨立，只要滿足各自條件即可同時獲得。</span></div><div class="ace-line ace-line old-record-id-Sj5sdga66oqMXjxOU1WunVT2sRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TMtAd9oxLoS4VGxUsj1umbWIsTf"><span style="font-size: 16px;">4.2 活動結束後獎勵會改變嗎？</span></h3><div class="ace-line ace-line old-record-id-Savqdy52eowhGuxea4buYSJtsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BP9cdxzTcoAT9rxujSzu2AYfsgF"><span style="font-size: 16px;">現金回饋、理財收益及邀請獎勵僅在活動期間內有效，活動結束後可能進行調整或取消。</span></div><div class="ace-line ace-line old-record-id-MKjkdQqtDoAWjvxsMuku4o1LsHg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MpDMd9RijoWCfBxmoMtuExEcsO7"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-RS4udMv2zogcsdxWgOiueGBZsbb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DVgWdRBw7oj6AexHUP1uwO0vsmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ByNIdLgiZoM3rcx1cL6u1PILsVg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Dp0ddcOO4o7n6FxjhQNu9o6nsWh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買加密貨幣完全指南：MEXC 法幣充值新手教學</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G5jzdAfHEoiEy0xv1h2uYJrhskf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：詞彙表與常見問題解答</a></div></li></ul><div class="ace-line ace-line old-record-id-SXKxdlzl3oUPtQxroewuN7clsEg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OCV1diMTDoxBK7xLUwBuL8PDsId"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="BxjXdjIBQolM8Zxdb5euqGadskw" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-CbgcdyFMtobHD6xJJiSursmGsTb"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRiGd4YOToPn4nxU9SXu9hdwsDh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虛擬卡開卡費、年費、閒置費與銷卡手續費均為 0。</span></div></li><li class="ace-line ace-line old-record-id-AYP5db9y9oBTGAx1ETluzrkSsCg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亞太卡交易手續費為 0，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-VJsQd9FdGoDB0wxRhRluFaB5sp1" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手續費為 1%，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-LzB1dttojolbuux3bRduPGMXsSd" data-list="bullet"><div><span style="font-size: 16px;">跨境消費時，亞太卡在 Visa 匯率基礎上加收 1% 的外匯兌換費，全球卡無任何加價。</span></div></li><li class="ace-line ace-line old-record-id-BXPodCwu3obuovxOyCQuURpvs62" data-list="bullet"><div><span style="font-size: 16px;">兩種卡片在單筆、每日及每年消費金額上設有不同限額，全球卡額度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-AwuedaGo3omZI2xGAW0uh2s3svg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-X7rTd9ECQoU1EdxHYJfuyLhcsoh"><strong>1. MEXC Card 簡介</strong></h2><div class="ace-line ace-line old-record-id-VcSbdMTr4oa9tZxRWXbuuMRZssg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OAx4dMNvmozAmUxzkeRu8yPksSb"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密貨幣支付卡，讓用戶可以直接使用帳戶中的加密資產進行日常消費。目前平台提供 MEXC 亞太卡和 MEXC 全球卡，兩者在手續費結構和消費限額上存在差異，用戶可根據自身消費習慣選擇合適的卡片。本文將為您完整梳理兩種卡片的費用與限額規則。</span></div><div class="ace-line ace-line old-record-id-KyKxdUWkYoFGL9x4eTMuAGvfsih"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UKd1d6u52o5aicxLDROuJ0oBs2c"><strong>2. 開卡與管理費用</strong></h2><div class="ace-line ace-line old-record-id-EfNqdLBxcoR7uhxRVJAu411CsCd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZCModHl5PoxRRWxKNS3u4wtmsGe"><span style="font-size: 16px;">MEXC Card 在基礎費用方面對用戶十分友好，兩種版本均實行零費用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E6zbd9GADodtlexkbmDuQPSCstb"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XznwdrsyIoSA8Kx4miMu6bemsNL"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QcL3dSIKYopkbJxgx7aufJzMsLf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMudulyForFYCxHf3luhfGrsQh"><strong style="font-size: 16px;">虛擬卡開卡費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K5gBdK5KtoUopBxbbMJuAUQlsEc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hj90ddX42ovnSzxAVjdudSrFscc"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIQqdDEMgo6i6Hx87jhuamiusgc"><strong style="font-size: 16px;">年費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VNERdVK3woNzUzxPedRucCRusDg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O1RDd0sYCoZwwZxHzr4u5j8Esgf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W1zrd6SfnosQZRx0P8Zu3IPwsBh"><strong style="font-size: 16px;">閒置費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuMDdM94UooqFNxWysCuJJP2slb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRubdpqWMo2nuSxuHlUuAE8As5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PCwIdKmn5oBAtoxYSjJuYUTRsue"><strong style="font-size: 16px;">銷卡手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYmhdNbXnoX9VxxaIcpuDiA4sUd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JwbvdzYZNoJTFExI92UuLkFNsNw"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ObFEdECBeoUb2oxt9quuim6rsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gr0PdJ4UDo59uXxa2GouhI8BsMd"><span style="font-size: 16px;">無論是申請卡片、長期持有、暫時不使用還是註銷卡片，MEXC 均不收取任何費用，用戶可以放心開卡體驗。</span></div><div class="ace-line ace-line old-record-id-NUbwdDzq6ow2fexwtN9uYnIAsyc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PiDZdG369od9QJxKvuMujjZHsCd"><strong>3. 交易手續費</strong></h2><div class="ace-line ace-line old-record-id-AR3TdqvH3og1BExzxx1uKR4ns3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U6fbd1DFHozYIex3skPu0t4Vsie"><span style="font-size: 16px;">兩種卡片在交易環節的收費結構有所不同，具體如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgcbdSCylosWQFxTkhSuSLvds7c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HEGldJJtmoSlSGxhp4wumlJKs6e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U33kdmhghofDq9xy8hGuxwCDsnb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qh03dEJtHoHsfexRWwGuSvyMsDe"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mdb7dP6nAoCFCZxKESNuOQXWsQd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ADzTdTlBooHbQBxijiCuXaCSsfU"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q14KdwdseoB4ALxlXTKuROuwsWb"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkVidm7Qoo19bLxq4qcubh04sse"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqIEdmBuXoaO4bxIWiHuCaoOsug"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PalAdlb7uoclxIx8ssQuSgm8sdd"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zqq2dTvZFopwM9xoaqCuCpVAslg"><span style="font-size: 16px;">Visa 匯率 + 1%（跨境費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8oTdLKXBoDAisxMx3zuzj3zsGe"><span style="font-size: 16px;">Visa 匯率 + 0%（無加價）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACvsdjxAlojLr8xHuMvuA5PTsEg"><strong style="font-size: 16px;">充值手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SS5QdTPJgoPlCZxAgPsuWJmAsbb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SvWhdoaVaoKDIjx4kOmulYuDsVf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PVl3dqwjxoggmoxPcPbu2i8isXd"><strong style="font-size: 16px;">ATM 提現手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PflSdM6HHoiUBWxakk6uuxbDshe"><span style="font-size: 16px;">虛擬卡不適用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U7qvd4x7roGYhlxWfSUujfnDs1b"><span style="font-size: 16px;">虛擬卡不適用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HF5mdkYmkoXtqRxAZxaun7iQsrF"><span style="font-size: 16px;">退款費用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-YxZCdUI7QoGUH2x3EHQuxhVjsah"><span style="font-size: 16px;">1% （美元消費） 3%（非美元消費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Tj3RdGmQLoRUezxyboou6WxEsad"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WTttdLZy2oEit1xw6vXuMxRgsyg"><span style="font-size: 16px;">消費失敗費用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-P2fxd0UwnorLTRx5veDuNci3s0e"><span style="font-size: 16px;">（僅限於消費失敗的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WVWNdrAbjokZiIx9UnYuUoQcsUh"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-HY6qdyUfsoUDdZxGgcouFYC4s2d"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IWCUdnPJzo1A84xkDnBuMhq5s0B"><span style="font-size: 16px;">每筆 0 USD，消費失敗率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-FoxGd6csIoZeifxUQbmuAnuHshf"><span style="font-size: 16px;">每筆 0.5 USD，消費失敗率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACerdpDVToy2NOxlgAcurykpsdh"><span style="font-size: 16px;">小額手續費（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UY3jdUWwmoSSinxob5CuDXX8sgh"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KfIDdvLDHoEXK8xoBiCuvf2AsLd"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-LKxNdY3KooBjF0xL6pQuN0nksuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PzsWd2vTwoBneTxhZQdu169rsQb"><strong style="font-size: 16px;">說明：</strong></div><div class="ace-line ace-line old-record-id-TXTKdtnG4ocxwzxIqmDuFZbIsvf"><span style="font-size: 16px;"><strong>1）加密貨幣轉換費</strong>：消費時將帳戶中的加密資產轉換為法定貨幣所產生的費用。</span></div><div class="ace-line ace-line old-record-id-BYpCdOe5boneuGxfazVujVM4see"><span style="font-size: 16px;"><strong>2）交易手續費</strong>：每筆消費按交易金額收取的費用。亞太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-PzcodyJVxoC7CQxCHzCujNYmsdc"><span style="font-size: 16px;"><strong>3）外匯兌換費觸發條件</strong>：當您以卡片計價貨幣以外的貨幣消費時（例如卡片以美元計價，卻在歐元區商戶消費），才會產生跨境外匯兌換費，本地同幣種消費不收取此項費用。全球卡在 Visa 匯率基礎上無任何加價，跨境消費更具優勢。</span></div><div class="ace-line ace-line old-record-id-EYRcdU2sdoCl5wxtVsVucNxcsMb"><span style="font-size: 16px;">4）活動期間的手續費率可能會有所調整，請您以具體的活動頁面顯示為準。</span></div><div class="ace-line ace-line old-record-id-Pw7xd04bHosSMCxxg3MuTBdLszg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y0D3d3ZKNoxJtixSJCUuW43vsZd"><strong>4. 消費限額</strong></h2><div class="ace-line ace-line old-record-id-Is75dwMf8ordOoxPluUuo1dIsRc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BEXLdnyG8ov4e6xDxCBuakAGsbg"><span style="font-size: 16px;">MEXC Card 為保障帳戶安全並滿足不同用戶的消費需求，設定如下限額：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CJyKdrFTPopM43xPVHKuTXBzsSg"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SFKXdCNiAoamvUxknDBuKjrUs0e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fou1d71RPoArKYxab8muzEJtsKb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HaMtdjRBZoaNO7xRLiKuD3mtsQb"><strong style="font-size: 16px;">單筆消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JxmYdojdooP5gpxIhxZuBNeJspd"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T16QdDSkzodI2uxZJtmuF6JksRh"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyzRdZ8cBoCgsDxGmmTuNbI2sgf"><strong style="font-size: 16px;">每日消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BzVVd9Ue9oecq1xCWtauODTxssc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FXHRdk5aVodHRQxb98GuE1gjsPc"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D8BKdz0shoWksFxwxhMuaeIvsqa"><strong style="font-size: 16px;">每年消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EmOFdQ3NNo7FIwxtGmIu5oYdsrl"><span style="font-size: 16px;">1,000,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HBkndJTPYonLy5xDRGtuMlivs5b"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HAcodJByYoDL0AxPMXpun0mpsph"><strong style="font-size: 16px;">每日消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NalldLj1coQ6d4xWsUOu3UCPsvg"><span style="font-size: 16px;">50 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RZCMdNzZuoT703xIbXIuZgUvsDe"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LD74dwpxQoRG9OxJu1muSLcAsxf"><strong style="font-size: 16px;">每月消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UTwWd4leToPAJXxOjGKuwsArskb"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RGvKdECR0ofQB9xWV00unsnMsQb"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KlQpdPYhmossUZxq9MHuYKWMs8b"><strong style="font-size: 16px;">每年消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WyU9dAwFYodMJpxyWuPud0gQs65"><span style="font-size: 16px;">1,040 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvsydTKxfo2WX2xsiKHuCXWUszk"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QZefdpFKqobHkFxJp9Xuk7NJsfh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PnVodmgzRoIcmTxqv1yu0hlisfh"><span style="font-size: 16px;">從限額來看，亞太卡適合日常消費需求，全球卡的額度顯著更高，更適合有大額消費或高頻消費需求的用戶。</span></div><div class="ace-line ace-line old-record-id-CiXmdeeZwoA2raxFrg8u929rsFc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BLKjdbqFzo0tMWx7dWluWqnJsge"><strong>5. 手續費計算範例</strong></h2><div class="ace-line ace-line old-record-id-CwyudBslGohpVQx1ka9uEQxQs3W"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLMidRI2FolcJFxpcUVuuuFBsAg"><span style="font-size: 16px;">以下範例幫助您理解不同消費場景下的實際扣款情況。範例中的費率和金額僅供說明，實際費率請以上文表格為準。</span></div><div class="ace-line ace-line old-record-id-SynndGAS1oAlo0xZxWvuYvpHsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TCPZd8hEyoeFnxxep06uCOGys0g"><span style="font-size: 16px;">範例一：同幣種消費（美元商戶，無跨境費）</span></h3><div class="ace-line ace-line old-record-id-KPYgdlTE4oIP9PxqGRiuc7aysXc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ACHcdfrT1ofXUmxI4SOuYhIasqc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在美元商戶消費 100 USD。</span></div><div class="ace-line ace-line old-record-id-FZTfd5y1XoiDZSxKA05upHDZsMg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JiMfdIOSVozXyex1Fi0uZNd8sSh"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqoOdWtYOodKIFxwwAduevp7sTc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Cb7cdfo7UoEUdaxmDenuqEOCswf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IlFSdtnxOozERhxa9TPuEsNqsfg"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CIjDdXYM4oDzglxZetwur46ts4e"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PyvQdQlwuoc3wyxUDinuLrg7ssh"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNkmdLctKopciTxHzH4u5SRosTh"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VQfcdmdz2oZ05vxw8i1uU2zus7b"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KFOMdp1YmoWxnUx0HfyuJOGTsPO"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MfBGdgL3boechlxYCY4u9QKIs6c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyZUdS747oH7HuxNyDku3jZrsHL"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VVJxdGpULoTsxYxYVu2uJWIVsHr"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBVidwSWIoa9wEx5nRkuNgOSs6b"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QP4QdSk4LoThXJxZrsbu10sgsOg"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Myvcd3f20o6zAdxA2bluFV6DsVb"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QTuxdavzcoPExExFNDKuDE6osJg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-R6PUddJXWoOyuwxxU2RuzE1Ps2c"><span style="font-size: 16px;">可以看出，MEXC 亞太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-PRBQd0Fs9oVqPOxr77Quiz15sOb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EhiIdHmbqou6kuxTKypu7R3hsdH"><span style="font-size: 16px;">範例二：跨境消費（非美元商戶，觸發外匯兌換費）</span></h3><div class="ace-line ace-line old-record-id-VA1hdqp4fovyDEx6BAlukFqvs2d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Odl8dV2a2oCLAtxqNVkuYtVLsBc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在境外消費 100 EUR。假設 Visa 匯率按 1 EUR ≈ 1.08 USD 計算。</span></div><div class="ace-line ace-line old-record-id-Z52gdLrf1o2a4bxVtVsuPLNIs2d"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V911dzVefoxkhNxuagpuhTq4s2c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XaG4d9Acnoz37vxAa0IuLRVxsoc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FfOKd15R8osyf0xiKVmu7tWAs5Y"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xt9KdDVhKoNbOtxscehu86dQsie"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5FkdHMnzol8LGxN8PmucLINsNd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FihddgpP6oswoVxUcxNuxsWNsyd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GD6ddZt4EoP0UAxBIN5um0bKsDf"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXg8dw4FZoyt9YxAsZeuzKdqszf"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NYEnd1yRTomdwdxctndumwmMsMb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EzeBdoloeoAeCMxtbl1uU7YWsLd"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BgaddPuxsoCmnZxupSFuTzjssbg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZZC3do7ydoI0PixE20uuYpipsYf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YV4Bdi3i6oNxLOx2k6ZuOjqGs8c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T9ohdGq5Go2SWZx7viouRov8sue"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AhridjCXlo7301xZafXuqhNFshb"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OioTdlpfbocoKtxNd0auw9bLs2g"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hfa0d7iWdok2rXx8ppyu78fqs31"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PeRcdBFiQoIvLGxlc7puks79sRf"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YD6bdOsCJoA0GkxkZt4uqV0ys8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BFsQdTCmposvHexfVXQufphXsoX"><span style="font-size: 16px;">可以看出，在跨境消費場景下，兩種卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-Tm3GdntYQoHYjBxYuQ6uy8HDs4f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SMwjdjzvNolDMBxzgRjuE6IQsAc"><span style="font-size: 16px;">MEXC Card 以零開卡費、零年費、零閒置費、零銷卡費的政策大幅降低了用戶的使用門檻。在選卡時，如果您以本地同幣種消費為主，MEXC 亞太卡的成本更低，更適合選擇。如果您經常進行跨境消費或有大額消費需求，兩種卡片成本相同，可任選其一。建議用戶在使用前登入 MEXC 官方平台查看最新費率與限額說明，以獲取最準確的資訊。</span></div><div class="ace-line ace-line old-record-id-RMjQdae5QoHJQdxhE53uYZyesBg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BU1adjDIXoqrRXxCbjRu8UZJsqf"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TGrpdQRhpoM3uGxw98bucoatsEh" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-Qy9CdgcdQoIdxwxL4EmuXcuSs5e" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-Yn3VdAcsioZ8AMxsnHVukq8cskg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-BUnEdNmltoQtBCxLyX1uHGf1sFc" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-SOPWdI9Gaob5icxNCFEuSrtWsPx" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-IE4fdykrWoIjWQxgJoMuF6HmsJh"><br></div></div>

<div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-M9nvd3On9onESixEjfIu18CPsee"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-JAEidrB5qo27EyxZsZFu9FgLsle" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消費交易分為授權與結算兩個階段，結算通常需 1-3 個工作日。</span></div></li><li class="ace-line ace-line old-record-id-IJaodjiuQoDRPFxNGgZuOAgJs5b" data-list="bullet"><div><span style="font-size: 16px;">實際扣款金額可能因結算匯率、跨境手續費或商戶調整而與消費顯示金額不同。</span></div></li><li class="ace-line ace-line old-record-id-YPPndZy0GoM9hUxjTSfu5zGGske" data-list="bullet"><div><span style="font-size: 16px;">消費現金回饋需在交易完成結算後發放，商戶類別不符或觸發風控將無法獲得現金回饋。</span></div></li><li class="ace-line ace-line old-record-id-FJjCdL852oHGqSxlM0ou6F4JsBe" data-list="bullet"><div><span style="font-size: 16px;">結算前退款免手續費，結算後退款視卡種可能產生相應費用。</span></div></li><li class="ace-line ace-line old-record-id-HIgyd38ScoXFYZx2RYAuCSS8sqq" data-list="bullet"><div><span style="font-size: 16px;">爭議交易需在規定時限內發起申訴，交易連續失敗或異常行為可能觸發銷卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-W1ANdhIkeoixH3x6cOAuD677ssd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GKZodFMe4oww1gxOoSPuAttnsRc"><strong>1. MEXC Card 授權與結算</strong></h2><div class="ace-line ace-line old-record-id-UtRrd72rpo0UKMxFs9Ou6VEHstc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RmnHd7kcFosnY0xx58au6wxMsnb"><strong style="font-size: 16px;">1.1 消費後交易什麼時候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-XIgFdCUHTo0gCjxJVISuWoiNsvc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXJRd9HpdoNDtHxNztfudpSYsaf"><span style="font-size: 16px;">使用 MEXC Card 消費後，交易會先進入授權狀態。此時發卡方確認您的帳戶餘額或額度充足，並凍結對應金額，但資金尚未真正劃轉給商戶。待商戶完成結算後，交易狀態才會更新為已完成。</span></div><div class="ace-line ace-line old-record-id-DF9cdHJSyo11ywxylRNugdE4sAh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VFg7d7zdWoFCZfxHHEsuB0bjsDe"><strong style="font-size: 16px;">1.2 授權和結算有什麼區別？</strong></h3><div class="ace-line ace-line old-record-id-CqO4dIUyfoNv7KxGLsiuKbsqsPd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SG8NdtnrZotSCQxca4MuaNyasuh"><span style="font-size: 16px;"><strong>授權</strong>：刷卡消費瞬間，系統確認餘額/額度充足並凍結該筆金額，資金尚未轉給商戶。</span></div><div class="ace-line ace-line old-record-id-EOVCdS0XGoDT58xBpa3ujaOcsTe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W3aUdSj0ZoaGSQxMdILuBEuksBd"><span style="font-size: 16px;"><strong>結算</strong>：商戶透過收單機構和卡組織提交交易憑證、完成清算核對後，凍結資金真正劃轉給商戶，交易狀態由授權變為已結算。</span></div><div class="ace-line ace-line old-record-id-UkUMdbWLboWXNUxiYn5uRKPdseb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z7q8dkeAboroh4xtUpcuZ8J1sLg"><strong style="font-size: 16px;">1.3 結算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-QzwgdTfPpo7IvrxQVVGum6ytsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M4LAdR2L0oCpofx7UEHuDB5PsYK"><span style="font-size: 16px;">通常 1–3 個工作日，具體取決於商戶、收單機構及卡組織的處理效率，個別情況下最長可達 30 天。</span></div><div class="ace-line ace-line old-record-id-Cy2OdCZq5o6MlTxNgVNuxyKvsme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Sg0ydfZt5oVZtZxuCKKuEocksZf"><span style="font-size: 16px;"><strong>1.4 </strong>授權失敗或被撤銷，凍結資金何時退回？</span></h3><div class="ace-line ace-line old-record-id-PnpVdJ6PUoPztixvKx7uY2DTshe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQerd6M2toFTS0xCIwruNn6Ksif"><span style="font-size: 16px;">若授權最終未完成結算，例如授權失敗、被商戶撤銷或超時自動失效，凍結金額會自動釋放回帳戶可用餘額，無需手動操作，通常 1–3 個工作日內到帳。</span></div><div class="ace-line ace-line old-record-id-OGKAdlOemosOrqxVZ3Iu7b5dsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TIiddk7auoLFguxTI0kuP5xYsjh"><strong>2. 匯率與扣款金額</strong></h2><div class="ace-line ace-line old-record-id-Z9JDdfw0qoizkvxkBgVuC1saskh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SPl8doNLGoWIT4x8FwHufjHesfe"><strong style="font-size: 16px;">2.1 為什麼實際扣款比消費時顯示的金額高？</strong></h3><div class="ace-line ace-line old-record-id-Z2YqdlrCuod5HcxgeO7uFdXksxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvI7dfLLjoPX3Mxt6XeuoA5SsZg"><span style="font-size: 16px;">常見原因有三點：</span></div><div class="ace-line ace-line old-record-id-Hliid1aHqoCjHSxOFI3uTZmSsnh"><span style="font-size: 16px;">1）外幣消費按結算時匯率計算，與授權時的預估匯率存在差異。</span></div><div class="ace-line ace-line old-record-id-MsBgdM0B4o7OjmxTkaUuXBHQsCh"><span style="font-size: 16px;">2）產生了跨境或外匯手續費。</span></div><div class="ace-line ace-line old-record-id-FR3pd6huSoiVKAx8ZJMucHCKs0Z"><span style="font-size: 16px;">3）商戶在結算時調整了最終金額，例如加收服務費、小費等。</span></div><div class="ace-line ace-line old-record-id-FhBMd3S9AoGD0Hx8MbIuSH4gsmg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HpFtd9VIvolKlQxo1AFuz36TsSg"><strong style="font-size: 16px;">2.2 消費時按下單匯率還是結算匯率計算？</strong> </h3><div class="ace-line ace-line old-record-id-Ij5edDksWol4yQxsgktuucSBsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B73vdKOvJog5v7xTA7UuzsLUsDf"><span style="font-size: 16px;">授權階段顯示的金額按下單時的預估匯率折算，僅供參考。最終扣款以結算時的實際匯率為準，兩者可能存在差異。</span></div><div class="ace-line ace-line old-record-id-WUc1dkQ3do33ZFxe1leugydGsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xp2pdUbs2o0Uncx3BaCu3rY7sPb"><strong style="font-size: 16px;">2.3 為什麼一筆消費會產生兩筆訂單？</strong> </h3><div class="ace-line ace-line old-record-id-DaMRdSs2ForYsexio8duQygnsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TR3SdFt5foBGrex80tAuPqtpsg0"><span style="font-size: 16px;">由於授權與結算匯率不一致，結算後可能額外產生一筆費用差額訂單。MEXC 將在後續版本中逐步修復該問題。</span></div><div class="ace-line ace-line old-record-id-BdARdWNtdo7iy4xyQtcuAf43sxd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-FKawdHNY3oO1PyxmYhNu2JMWs9c"><strong>3. 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-FlHEdblWGot5bsx7fLvuidZLsve"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EmG9d7XPmoqhJRxJd0ruCifXsDe"><strong style="font-size: 16px;">3.1 為什麼消費後沒有收到現金回饋？</strong></h3><div class="ace-line ace-line old-record-id-HECbd23x0oQKscxyi9BuuSvlsac"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NuMTdtwFfohl5HxVZE3u02yesMg"><span style="font-size: 16px;">主要有以下三種情形：</span></div><div class="ace-line ace-line old-record-id-RJ3kdNI9HoT8EPxZiGhuhHYossh"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TWupport/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-HEfbdsN8roek37xzZFzuGs8BsGg"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-KXXediOl6o20WLx5E3mucQpEsIg"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-JA9ldhaT8oYe0axvzvIu2Fgeslc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AVEFd1RtFoQFxDxdTfXuyvdYsMe"><strong style="font-size: 16px;">3.2 交易退款後，已發放的現金回饋會被扣回嗎？</strong></h3><div class="ace-line ace-line old-record-id-U2phd9agUoepKCxDJZAud7ilsmd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GSG5dzVbJoa4Xwx5VY8uhSwrsSe"><span style="font-size: 16px;">會。已發放現金回饋的交易若後續發生撤銷或退款，系統將相應扣回該筆現金回饋。</span></div><div class="ace-line ace-line old-record-id-EffodSSwFo9015x9bB1uM1hDsjf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JVOndKcHdogm1hxy2AjuiUcfsHg"><strong style="font-size: 16px;">3.3 哪些 MCC 不參與現金回饋？</strong> </h3><div class="ace-line ace-line old-record-id-O8eidhL2Ko0g4Dx29EUu2pYjsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iatvd51zSo5GQPxaVUNuUbMDs7e"><span style="font-size: 16px;">具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-GmKZdq2uIoam2lx1BmcuOxdfsjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ADDJdzH6GoD5I4x1Tf4uoAOCsLg"><strong>4. 交易失敗與被拒</strong></h2><div class="ace-line ace-line old-record-id-R60CdnDp9o9cBvxPAp4u1BaKsBb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Itysd7UffoRxtDx5Mj8uY8UMsjh"><strong style="font-size: 16px;">4.1 交易被拒絕的常見原因</strong></h3><div class="ace-line ace-line old-record-id-Y6pRdyutYo1IAix36v7uCVLOshf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKHcdQ34ZoLCjYxSbmEuJQxrsHg"><span style="font-size: 16px;">常見原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BHQkdjuLVoq3cDxBwrxu5UQRsjd" data-list="bullet"><div><span style="font-size: 16px;">帳戶餘額或額度不足</span></div></li><li class="ace-line ace-line old-record-id-F5IedJz5MoQWd8x310PupBU6sDd" data-list="bullet"><div><span style="font-size: 16px;">卡片被凍結或處於限制狀態</span></div></li><li class="ace-line ace-line old-record-id-OptFdpxgYo2lfxxRzGkujkPLs3e" data-list="bullet"><div><span style="font-size: 16px;">商戶類目不在支持範圍內</span></div></li><li class="ace-line ace-line old-record-id-JKT1doJ1KoHQx8xHOKNu9vAQs5b" data-list="bullet"><div><span style="font-size: 16px;">觸發風控規則</span></div></li><li class="ace-line ace-line old-record-id-Jt13dwMD0onbKSxRUfGum5JksBg" data-list="bullet"><div><span style="font-size: 16px;">網路或商戶端臨時故障</span></div></li></ul><div class="ace-line ace-line old-record-id-SQg1dKbn7olEIZxxQoFu5yt0sLn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UBi0d3bgAoLAdPxCOWeuxcuBsAg"><span style="font-size: 16px;">建議您先檢查帳戶餘額及卡片狀態，排除以上原因後仍無法交易，請聯絡 MEXC 人工客服協助排查。</span></div><div class="ace-line ace-line old-record-id-HsKMdSI77oWPaYxq4FdunNUJsJb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X50wdqt6lopL30xtIv6uvt5hs0b"><span style="font-size: 16px;"><strong>4.2 </strong>商戶頁面顯示交易失敗，為何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-PJAAd2dYBo2Rz9xuvi9uKnZUsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-A8lIdkTSVo6vRnxlR5IuYciTsGb"><span style="font-size: 16px;">若交易在商戶支付頁面被直接拒絕，且 MEXC 交易記錄中無對應記錄，說明該筆交易是在商戶端被拒絕，平台無法獲取具體拒絕原因。建議您更換支付方式、聯絡商戶確認，或重新發起交易。</span></div><div class="ace-line ace-line old-record-id-I1QVd8jCloenEQxLOVauszTmsNc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z6KmdqIWToHAbDxAXj6uM6iIspx"><strong style="font-size: 16px;">4.3 交易多次失敗是否能有手續費？</strong></h3><div class="ace-line ace-line old-record-id-MZthdxfe8ohpecxafJPufOAEslh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-StjIdFPzNosow6xJQxSuZw4As6c"><span style="font-size: 16px;">會。使用 MEXC Global Card 交易失敗次數過多時，每筆失敗交易將額外收取0.5 USD的罰金；情節嚴重的，可能導致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-GNVHdPI59oJ6z4xryCSuTmSgsHf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MtBKdtCweoSJqjx94bpuPa1qsQd"><strong>5. 退款說明</strong></h2><div class="ace-line ace-line old-record-id-U9w3d9kuHogGqBx5H2luj1wXsSd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GRYuddG62oq1GkxVh0uuDSb4swc"><strong style="font-size: 16px;">5.1 退款是否收取手續費？</strong></h3><div class="ace-line ace-line old-record-id-Hle6dD7oioPbYjxMrM8uUf1rskh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee"><span style="font-size: 16px;"><div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-JwVXd162Yoj24Gxq9o3uiB5SsGh">分兩種情況：</div><div class="ace-line ace-line old-record-id-CvfRdWG2PoNJSwxb4tQuPjzNsHf"><strong>1）結算前退款</strong>：無手續費。</div><div class="ace-line ace-line old-record-id-WTEcd0L2aog9cLxlx6ou7xWasmd"><strong>2）結算後退款</strong>： </div><div class="ace-line ace-line old-record-id-LyfldOQW4oX3ehxVhGruaPl5s9b">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Sl0pdHj4eoQ2PGxDnXAuwLkZsBc" data-list="bullet"><div>非美元交易退款，除已收取的外匯手續費和加密貨幣兌換費外，額外收取 1% 外匯手續費。</div></li><li class="ace-line ace-line old-record-id-QDJrd64xXoa7IsxoL2duTfjMsUb" data-list="bullet"><div>美元交易退款，僅收取加密貨幣兌換費。</div></li></ul><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee">MEXC Global Card：不收取退款手續費。</div></div></span></div><div class="ace-line ace-line old-record-id-HlLndqUKsoDHGGx8gkXu7oNssab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ISngdlyFoopxDaxCkwbu2mb2s9c"><strong style="font-size: 16px;">5.2 退款一般多久到帳？</strong> </h3><div class="ace-line ace-line old-record-id-Hs9sdZHPsouecixRBNMu3IOased"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNBVdKMYooDutpxC4CXutH6DsXc"><span style="font-size: 16px;">一般消費現金回饋會在 1-7 天內到帳，但電商、航空、飯店旅遊類消費，等待期可能最長達 30 天。</span></div><div class="ace-line ace-line old-record-id-YAeYdSeKtoQQIAxIdv5uvaqnsEf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Yuczd2KZCozGLax63BruTcx5svH"><strong>6. 爭議交易申訴</strong></h2><div class="ace-line ace-line old-record-id-BBOtdTAQkozHUWxlEPxuLJUpsHb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Gz42dEXvxoBoVYx2IBfuUWJtsH3"><strong style="font-size: 16px;">6.1 如何對不認可的交易發起申訴？</strong> </h3><div class="ace-line ace-line old-record-id-UoDhdZCO3oEywNxbN4Mul0FZs3d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MjYBdYiYGouO2bxFkfUuFprpsBh"><span style="font-size: 16px;">您可在【交易記錄】中選擇對應交易，聯絡 MEXC 人工客服，按要求提供申訴原因及證明材料，例如與商戶的溝通記錄、訂單憑證、退款證明等，提交後平台將啟動核實流程。建議您先與商戶協商解決，若商戶無法處理或溝通無果，再正式發起平台申訴。</span></div><div class="ace-line ace-line old-record-id-X99GdGG2kojqE3xGuxZuRkvRsxd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rf6JdmNKgoxIsxxWDR6uw1Xjsxd"><strong style="font-size: 16px;">6.2 申訴有時間限制嗎？逾期還能申訴嗎？</strong> </h3><div class="ace-line ace-line old-record-id-EHGgd5XrAoVlCcxKS40uikDmsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DH4vdlE4QoRBSbxliQ4utchQseh"><span style="font-size: 16px;">有，一般交易發生後 60–120 天內提出，逾期將無法受理，建議儘早申訴。具體而言：</span></div><div class="ace-line ace-line old-record-id-UVQ5d0Z0ao6YtyxgQQPu3OagsSb"><span style="font-size: 16px;">1）重複收費類申訴時限為 90 天。</span></div><div class="ace-line ace-line old-record-id-OP09dwZtFoQDrNxw3hSuQpNXsBf"><span style="font-size: 16px;">2）涉嫌欺詐的交易為 120 天。</span></div><div class="ace-line ace-line old-record-id-FB3fdLPMRoFKWYx01GnuF3pesKd"><span style="font-size: 16px;">3）網購未收到貨或貨不對板的情形，時限為收貨日起 120 天。建議儘早發起申訴。</span></div><div class="ace-line ace-line old-record-id-QXY8dMCtsoUuMTxeEVTuvFITslg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DOl7d8uOYogJ0nxEhmbuFH5FsCb"><strong style="font-size: 16px;">6.3 申訴失敗是否收取手續費？</strong> </h3><div class="ace-line ace-line old-record-id-Rrx1dQjtaoByBxxS8PzunjW0s1c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JrvKd6MxioGtKKxkm0Cutp70sOg"><span style="font-size: 16px;">如果因申訴資訊不完整或證據不足導致未透過，平台可能收取一定審核手續費，具體以所持卡產品的費用說明為準。</span></div><div class="ace-line ace-line old-record-id-CVcod6Smmox5DgxXWwpuG3rHsWe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XX9Idi22HoYdHDx21wpucXrSsDh"><strong>7. 銷卡與安全驗證</strong></h2><div class="ace-line ace-line old-record-id-Hu9RdutPjoPpMCxPgWouUy7Ys9e"><span style="font-size: 16px;"><br></span></div><h3 class="ace-line ace-line old-record-id-Q16PdsmDmoCC4JxU8f2uSRQisPe"><strong style="font-size: 16px;">7.1 哪些情況可能導致銷卡？</strong></h3><div class="ace-line ace-line old-record-id-Eeo7d91sIoDOPFxWY0eufn7ksXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2uYdSu4Vo2jFcxfm5ruOtVhs3c"><span style="font-size: 16px;">若帳戶交易因餘額不夠連續失敗大於 10 次，可能觸發風控自動銷卡。此外，盜刷、套利等異常行為同樣可能觸發風控並導致銷卡。請您規範用卡，避免異常操作。</span></div><div class="ace-line ace-line old-record-id-NXIVd4YAHoA2PUxaNXJuENfxs4g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NRe5d0YEYoC3UpxzHNNud0Opsfe"><strong style="font-size: 16px;">7.2 什麼情況會觸發額外安全驗證？</strong></h3><div class="ace-line ace-line old-record-id-SLxVdjB13oO0jOxdCSBuJJpvsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J8hJdx2RPo816VxT7hWuqfVtslh"><span style="font-size: 16px;">當交易風險較高、發生跨境或首次消費、金額超過免密限額，或所在地區監管（如歐盟 PSD2）強制要求時，系統會觸發 3DS（3-D Secure）驗證，需要您完成額外身分確認後方可繼續支付。</span></div><div class="ace-line ace-line old-record-id-HA6fdQBLboAwyIxXYYxu5WxNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C7AFdWKTaoEODyxd85NuNGHus2f"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KLHydrynLoPJ6exGM0juHYCesbg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-ALP8dLizkocRE6xJQJwu4b56s6b" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-KZvtdthQnoTN9qxIGRruzktJsd3" data-list="bullet"><div><a href="https://www.mexc.com/zh-TWupport/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-FX1SdaOrAo18XExeqz0uMZUNsJg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-Dh86dHlpnogIZnxfxOnusbLqssd" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-YLjDdsBIjop9kJxczNcuQVxSsuf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="XY8xdUIyKoOZi0xgXBdu7c5NsHg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-RzkfdUTfRoS5SUxvfWvuMHZLsIc"><span style="font-size: 16px;">MEXC 卡會為符合條件的消費提供現金回饋獎勵。然而部分商戶類別由於其對應的商戶類別代碼（Merchant Category Code，MCC），不符合現金回饋獎勵資格。</span></div><div class="ace-line ace-line old-record-id-Go4FdAOtRo9K64xbCGnu0L5Osxf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AzyXdxFo7ouhhtxwx2buOTuhsGc"><span style="font-size: 16px;">本文列出了目前不享有現金回饋的商戶類別。交易是否符合現金回饋資格，取決於商戶所屬的 MCC，該代碼由支付網路及商戶的收單銀行分配。</span></div><div class="ace-line ace-line old-record-id-Cb3TdvRfioAfoHxRrX3uowTxsZb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pk1ndqvpJoqKF6x3GmHuoWG8sjc"><span style="font-size: 16px;">MEXC 將持續監測交易活動，並保留在發現疑似濫用、異常交易或其他違規行為時，將更多 MCC 或個別交易排除於現金回饋資格之外的權利。此排除名單可能會不定期更新，因此未必始終反映最新的限制範圍。</span></div><div class="ace-line ace-line old-record-id-EYaCd1lu9o7lhvx6u9WuTPT5syS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CywRd0tzQodLaLxw7wxu5qAzsKh"><strong>1. 金融服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PHmGd5bvfoa0Ynx3kS2usuRnsye"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XFH1dj16So5jR5xBLbmuzeWjsmg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LW5ddyduZoX1DoxEUNEuNeVis0O"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IA0ldJEq2oMPsmxHmaBuh0gLsae"><span style="font-size: 16px;">金融機構 – 商品、服務及債務償還（包括加密貨幣、錢包充值、貸款還款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VIn5dyvC4omK1Exrg7juGPCVsOg"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pk86dZYvDo7bUrx3s21utIM9s3e"><span style="font-size: 16px;">證券經紀/交易商（券商業務、投資交易、股票購買）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EHxYdi3TIoA5U5x81cIuRkldsP5"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CDfrdd6kIoy1IzxQ6aNukt8dsEb"><span style="font-size: 16px;">金融機構透支及利息費用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XAkddgJkHorQOhx48YAuodubsHf"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JqL0d521Fo4UZbxDcJ3uuRBZsve"><span style="font-size: 16px;">儲蓄債券、證券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-I1TbdvPqdoPKTXxNRdQu0SkqsBf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RkwAdDoryo8TXXxkf2FuIEOGsEM"><strong>2. 現金及等價物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RQL8dDxsFoddOjxXlb8uannnsBt"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YUALdkzlAoa0hBxZW3DuvMNossK"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D0rad2eQbobMylxrc2MuHBD9sqc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TjnqdhdA8oFbF6xqz0XulZp8sud"><span style="font-size: 16px;">人工現金提取（銀行網點、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JLIedMQnsoNfDpxv3UxuCP8PsNh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XGjIdAE9Ooa3dSxhAtIuHAbTsth"><span style="font-size: 16px;">自動現金提取（ATM 提現、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FsLtdfgyVoHNxAxP0ubu2pKysKf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1SVddindov4bYxwQh6uMFnis2b"><span style="font-size: 16px;">準現金 – 金融機構（旅行支票、匯票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KLdDdJlSUoVc6Sx4IkeuEUXYsWb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CkmidlyuUoKzRAx3O3Mub1g7sig"><span style="font-size: 16px;">準現金 – 商戶（加密貨幣交易所、線上錢包、博彩、遊戲）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BR41dtSaWok26axNOatuioaTsgf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DBKIdgiAqouspWx5kj6u3reFsFg"><strong>3. 資金轉帳及支付服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D5BvdsRSJo9yXWxfAmkuVwpEsWb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WSYzdViDaoRGdXx5zcFuCc4xsAg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UqAHdg8SooGeFpxEdobuuaePsrg"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FHQ5dDCXNowWO5xlCzUuB1SnsUd"><span style="font-size: 16px;">匯款 – 電匯、匯票、匯款服務</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D1U6d99KGoURNqxqZ6SurF3asPh"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KOaqddWCEoyJv1xXn4BuqWMlsug"><span style="font-size: 16px;">遠端儲值充值 – 金融機構（預付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QnhjdQyN6oNf2rxnMPJuBx4Cste"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MR3wdPfCeo1MPxxBkoOuHzKWs3i"><span style="font-size: 16px;">支付交易 – 會員金融機構（資金轉帳、帳單支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rb0SdHw87oJnyBxr8sdum2pcsPc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ojy2djdHzoAuSKxRhOHutczVsEE"><span style="font-size: 16px;">支付服務提供商 – 資金轉帳（聚合子商戶交易的支付服務商及平台，例如 PSP 處理的匯款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PJeHdVb67oH6FtxK5NDu24dQsgb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xc3EdxPdPoqcg1xcZ9su8X1gsfd"><span style="font-size: 16px;">支付交易 – 會員金融機構（透過銀行關聯支付服務商處理的資金轉帳、卡對卡轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NmofduPt8oh8afxdAopuQstpspd"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ALLHdwrrooaGvpxEdWduB2zIsXd"><span style="font-size: 16px;">支付交易 – 商戶（商戶發起、透過支付服務商處理的資金轉帳，例如帳戶/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F391dECLYoOqJnx3bpuu5qFksNg"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CBvFdXYTZohV6wx4yABuUHoMs5c"><span style="font-size: 16px;">資金轉帳 – 會員金融機構（透過會員金融機構完成的行對行或帳戶間轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PUrYdxg0hoiR1jxFaBzuWLLJsdc"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GUa7dI7iaoOeuoxe0NDuwqjQsnh"><span style="font-size: 16px;">價值購買 – MoneySend（個人對個人或商業轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-AiXzdi0RaoyFz7x5ZdsuuA31sdd"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YhFWdG2YrotjA8xw61xuqoOusHc"><span style="font-size: 16px;">MoneySend 充值（加載或充值轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VItAdc2Ssoiu53xev1CujwAaszQ"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PkLtdFv4eoluHmxY6uouwmPDsFI"><span style="font-size: 16px;">MoneySend 現金提取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WHSIdF6scoYD9RxqxS1uoKq7snf"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JuNvdHazMoBDArxg40cuIFwYsje"><span style="font-size: 16px;">MoneySend – 會員金融機構（充值/提取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HNttdAAsloy4nLxnSGeuMt5VsJe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NKZwd4E0LoSp7Sx0CPMuVtjss1f"><span style="font-size: 16px;">資金轉帳 – 個人對個人或帳戶間轉帳（通用類）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UWIFdYaVDoVR2LxzrSTuRdxDsbf"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ax4ldrWEXoGG6kxXxR3uGZJQsZc"><span style="font-size: 16px;">非金融機構 – 儲值卡購買/充值（禮品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-RFp7dW5dSoHPNwx0NOruIPx2sYb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Ye6IdfC1Ko8rCyxt7bPuiH6FsIe"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1jndMhfooQwelxTObnuvm2psCh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Jtj3dtUq2oRS7RxoPEYuYopKsDc"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UGFvdjBTooayAyxun4Vu7XDhsFc"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VASdd5bScolUr0xzOMuuK0Flsic"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CuWQdxdXzosJIhxjGalulZoxsFe"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ASC7d25rwo4YWtxHhePuClnkssf"><span style="font-size: 16px;">網路博彩（合法線上博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R46jdtS6Eoz5spxbSk6uJViXson"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NDXudZ8u1oafZJx1US7uojD2smh"><span style="font-size: 16px;">政府許可賭場（線下或受監管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MBzidhVumoWowAx50rGuwrZ8sed"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DPqZdprUWoOAsrx5EbduLj2JsHb"><span style="font-size: 16px;">博彩、彩票及遊戲（非政府類博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Twqpdbiy3owBOdxPtDxusymYsed"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HRU2dyHsnoJsaCxhOQaujYUVs1f"><strong>5. 政府類支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QH7ydA24xoElTKxIVGfuAPcLsdf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VtqHdRuZnoTL9qxJnnjuUwVXsic"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EBCzdll8oogFrIxW8WIunSaMsXe"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RgbmdoyzBovpZOxqrhpuCtQ7sqb"><span style="font-size: 16px;">訴訟費用，包括贍養費及子女撫養費</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-W3f8dPAluoc4VTxzoPiuMrTLsUe"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IMHZdepGloWZKsxdx3iurRhUsOc"><span style="font-size: 16px;">罰款（交通罰單、政府處罰等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E6LkdODr5opIEDxF2X2uIohPsu7"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VNjDdmIc3oMcxoxjznnurAQusAc"><span style="font-size: 16px;">保釋金及擔保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D8Wwde6eboY4ikx0nCguawv4sLe"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PSERdBfsOop7uLxrodvuigg1smD"><span style="font-size: 16px;">稅款（聯邦、州及地方稅費及關稅）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJNMdb36eoZ65pxSZoNuk7H4sEh"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVG2dEIjmoEn9jxCUdluiw6Gsq7"><span style="font-size: 16px;">政府服務 – 未分類（其他政府機構相關支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DbI7dvTnGo4XN1xHtVDuzXOZskh"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EacLdtpRkoaYtXxEz5vuArBIs5g"><span style="font-size: 16px;">郵政服務 – 僅限政府（國家郵政機構）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Cfhldm9UJoZQYQx1SLKuanvBsxe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XivfdSZxWoiiT0x1wyju8mJMs6h"><strong>6. 捐贈及慈善機構</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rm6HdOKEBovIzexzdiUubStUsLd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OKPudOcVMosZqkxdzquus8Cusjd"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SHKudMCd4otYOBxjDjEuy8Xds4s"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ak5WdhlNeo629cx1SMWuqgV3sVd"><span style="font-size: 16px;">慈善及社會服務機構（捐贈）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VdJGdeImeoV7bWxHbOHu2HqfsQh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ULYNdYmkloFPZRxx3hMut9owsqg"><strong>7. 直銷</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BuardHgKpoUI2Cxhkt7udsXcsbe"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TuOMdY30AoiKK5xgKO0uovfus96"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZiTsd4iMhoh1v7xdVpzuVh1BsP3"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OXpldDZf6oOILAxpQiQufCZzsyg"><span style="font-size: 16px;">上門/直銷（家庭購物、個人代理銷售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BPNwdOL6ZoezaGxcv2Ju7QIlseh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LYc0dURs2oIn3jxXBFiur0JVsng"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QL0Dd9XJjohLhSxtIneu0SIIsdf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 獎勵常見問題（亞太卡）</a></div></li><li class="ace-line ace-line old-record-id-VyjhddDmcoj3MYx2NJSurLA3sQh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-HCqWdcYB4o4FUZxPEkJuvXvHsMO" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul></div>