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<div data-page-id="Gkj3dBRu5ooBNExUWicuNXPqskc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusgEDS5DBVjAWS1TKDXkiNcd"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxussJStZx2tMubQ7GuV8U3Ibb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋基於用戶的 VVIP 等級計算，現金回饋比例最高可達 10%。</span></div></li><li class="ace-line ace-line old-record-id-doxusomz2Ux1XTO7XmJPueuc9fd" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋以 USDT 形式發放，結算完成後 T+3 個自然日內到帳至法幣帳戶。</span></div></li><li class="ace-line ace-line old-record-id-doxus3Pj74nVS5yQ9gsBsHrA73c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度現金回饋上限按用戶名下所有卡片合併計算，並於每月 1 日重設。</span></div></li><li class="ace-line ace-line old-record-id-doxusucHr1vGHarIWBeSLKohPTf" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商戶類目及特殊交易不參與現金回饋，退款交易對應的現金回饋將被收回。</span></div></li><li class="ace-line ace-line old-record-id-doxusHrBqjuyxdZRdNWRo7FhMGe" data-list="bullet"><div><span style="font-size: 16px;">用戶可在 MEXC Card 首頁及交易紀錄頁隨時查詢現金回饋明細。</span></div></li></ul><div class="ace-line ace-line old-record-id-doxuslh78sZ8KXWyaYsXycJoPMf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQP7C59wKRLI7jSL8celC1g"><strong>1. MEXC Card 現金回饋如何運作</strong></h2><div class="ace-line ace-line old-record-id-doxusZyJr4r9pjVVysN6UBJEiGd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusF1o5LMjXkCjA1LbWxLlUdb"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> 平台為用戶提供的加密資產消費卡。用戶持卡消費並完成結算後，系統將根據用戶目前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/user/m-score">VVIP 等級</a>進行現金回饋，現金回饋以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a> 形式直接發放至用戶的法幣帳戶，無需手動領取。</span></div><div class="ace-line ace-line old-record-id-doxus8Quzn0Alzu4gNYbLiEcGlf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusrIDa29amBr11Lbtk1pR0Cf"><span style="font-size: 16px;">不同等級對應的現金回饋率與月度現金回饋上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusmdflNGaMe5M1EaD60u5aHg"><span style="font-size: 16px;">VVIP 等級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusNxlo3IhT4vYY5guaSrIhkd"><span style="font-size: 16px;">現金回饋率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusWU0zWvow3nftROjGyEEv4c"><span style="font-size: 16px;">月度現金回饋上限</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusRGglvXtcJxtDZ6HbHQNX7e"><span style="font-size: 16px;">普通</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusA1lFaS6cF90zepEDHqTxMg"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbgsYCu8z9eNPS906xMRIce"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbFBesGEiGITk6ChLCELd6b"><span style="font-size: 16px;">高級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7wyexunBK3ucRrwf82f8Mf"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus2vQL8qJ7PaQgjcqmBGdBzc"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusQDXdtVJbgVZWyk323agcvb"><span style="font-size: 16px;">精英</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7payToQUS1H6hfividGDpb"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusvBQo1To3DK7IbdkCCfWSFc"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-doxusOjzdadHp15ZF2LZmZrFqud"><span style="font-size: 16px;">注：具體等級、現金回饋率及月度現金回饋上限以 App 內頁面展示為準。本 FAQ 內容可能存在更新延遲，如有出入，請以頁面實際顯示為準。</span></div><div class="ace-line ace-line old-record-id-doxusx3JrMxZhL6yGQwYTNqxBvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"760cc9a6-7e3a-4762-a405-5d176f18e4c0","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFR5EbuvoroYkRjxiU7CuPowIsQd%2F%3Fpreview_type%3D16","file_token":"FR5EbuvoroYkRjxiU7CuPowIsQd","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxussdhTbwTP0UtLoaci9iKCyb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182707199MKYQvdwMOGYzyH.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94dXNzZGhUYndUUDBVdExvYWNpOWlLQ3liIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FR5EbuvoroYkRjxiU7CuPowIsQd/?mount_node_token=doxussdhTbwTP0UtLoaci9iKCyb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FR5EbuvoroYkRjxiU7CuPowIsQd" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-doxusbEw5z9AreKvjfJyoUXBhrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxust0RwLShwemr5gVhZZFiVyd"><strong>2. 現金回饋什麼時候計算、什麼時候到帳?</strong></h2><div class="ace-line ace-line old-record-id-doxusVQHGDue0PX0UJIRO4fXPuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus3GN19iC8J1oNRxLaUYD5qh"><span style="font-size: 16px;">現金回饋以交易結算（而非授權）為準。結算完成後，系統會即時計算現金回饋金額，並在 T+3 個自然日內發放至用戶的法幣帳戶。需要注意的是，若交易在授權後被撤銷、未完成結算，則不會產生現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxusLmZSJ4wAR6nqjhqzRTh6ue"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusEUmzNAOemLCjHhHMnc6XV4"><strong>3. 持有多張卡，現金回饋額度是分開計算還是合併計算？</strong></h2><div class="ace-line ace-line old-record-id-doxusYFyDM9iCQ8gzML5apK09Rg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusmemsSAoTafHE0XZCRfOa8c"><span style="font-size: 16px;">月度現金回饋上限按用戶維度合併計算。也就是說，用戶名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/mexc-card">MEXC Card</a> 產生的現金回饋會加總統計，共用同一個月度額度。</span></div><div class="ace-line ace-line old-record-id-doxus6ux7Ih0ui5y9Lqsx77xHvh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuspqicOjXy2uSpkv6jRzMXUd"><strong>4. 月度現金回饋額度什麼時候重設?</strong></h2><div class="ace-line ace-line old-record-id-doxusCSXxtOuY7ZWqDNYO2TCoge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusjHEe6tw2FacqpucBrLUnuc"><span style="font-size: 16px;">月度現金回饋額度於每月 1 日 00:00（UTC+8）自動重設。重設後，用戶當月的現金回饋累計金額歸零，可重新按所屬等級的上限獲得現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxuse5QELfYaZ5MIkJ3vx9L69g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusxnN9EJ5H4z6BAZh5tjRSKh"><strong>5. 哪些消費不參與現金回饋?</strong></h2><div class="ace-line ace-line old-record-id-doxusM5Gn5VF2lHTICUchvDJKfV"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQqa9vOo6dZIRWUiqjB0kTf"><span style="font-size: 16px;">以下幾類情況不參與現金回饋：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商戶類目的消費（MCC）</a>、強制授權訂單、觸發風控的交易，以及當月現金回饋額度已用盡後的消費部分。若某筆交易命中上述情況，交易紀錄中會明確顯示不現金回饋的原因，用戶可自行核對。</span></div><div class="ace-line ace-line old-record-id-doxusxkh8oPS47PghMcgfHZJTwd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1hJUCtoPoTs7g1SoZlI7qd"><strong>6. 消費時和結算時的 VVIP 等級不一致，按哪個等級計算？</strong></h2><div class="ace-line ace-line old-record-id-doxuscjdoCXqWPc1etVEnRQG8og"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusRkywjdbeONp7jVSyXtZYlb"><span style="font-size: 16px;">現金回饋統一按結算那一刻的 VVIP 等級計算。若用戶等級提升，當月剩餘現金回饋額度將立即按新等級的上限重新計算；若等級下降，且已使用額度超過新等級上限，系統不會倒扣已發放的現金回饋，但當月剩餘可用額度將歸零。</span></div><div class="ace-line ace-line old-record-id-doxus5tZFSPdg2N1jJGtlB9XHvd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusJxISBaTo8neE44MDnq5UIf"><strong>7. 退款會收回已發放的現金回饋嗎？</strong></h2><div class="ace-line ace-line old-record-id-doxusH3tl9JTttl3wG6f3Li5h5g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusp5dnnh9YpMB54E7tqcP73n"><span style="font-size: 16px;">會。交易發生退款後，對應的現金回饋將被系統收回。若帳戶餘額不足以扣回，帳戶會顯示欠款提示，用戶需盡快補齊欠款，否則可能影響正常用卡權益。此外，退款收回的現金回饋不會釋放當月已占用的現金回饋額度。</span></div><div class="ace-line ace-line old-record-id-doxus59mRAAgGEH4mohQLvCqVah"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuszHeOrFKeDc8mliSTAkwETb"><strong>8. 在哪裡查看現金回饋明細？</strong></h2><div class="ace-line ace-line old-record-id-doxuscefrG6yg5u9PbSskg4H3Ch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQnIBSESuVZivqy08QaEsAc"><span style="font-size: 16px;">用戶可透過以下三個入口查詢：MEXC Card 首頁可查看累計現金回饋及本月現金回饋匯總；各卡片詳情頁可查看單卡現金回饋明細；交易紀錄頁中每筆消費均標註對應的現金回饋金額與狀態說明，方便逐筆核對。</span></div><div class="ace-line ace-line old-record-id-doxuscVmnMTUkdXPSgVgGlUsxrb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuse24GSmrfvS1KlsrLxxg49f"><strong>9. 現金回饋規則是否會調整嗎?</strong></h2><div class="ace-line ace-line old-record-id-doxus1QIYceWsMC0sXJGidMrhgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus7g6i9LZcUBkqRjNfKRonHc"><span style="font-size: 16px;">MEXC Card 的現金回饋比例、月度額度上限以及參與或排除的商戶類目，均可能根據營運情況進行調整。相關變動將以 MEXC 官方最新公示為準，建議用戶在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/announcements">官方公告</a>，以獲取最準確的規則資訊。</span></div><div class="ace-line ace-line old-record-id-OBA7dkBpsoEh09xr7WwuGZjWsrP"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EUixdLPmPoUPwexpQzlunILls9b"><strong>10. 為什麼消費了沒有收到現金回饋？</strong></h2><div class="ace-line ace-line old-record-id-EoFQdWG0ioMQt1x8c65uwBthscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H4vqdMXcnoIgEbx7cfiuWDx3sgf"><span style="font-size: 16px;">未收到現金回饋，通常是以下三種情況導致的：</span></div><div class="ace-line ace-line old-record-id-Sik9dU9qToOjPBx4FU6uP8jOsjf"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-R5MAdmrl7obacbxA97iu2iyvsAf"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-CEGbdSdavoXaMgxX2R6uyogFskh"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-ZcvydVLuUoFkfQxRl7xuX6OMspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JfqMdFCvmoztVBxU70MuhsSRsDc"><strong style="font-size: 16px;">案例 1：退款回收現金回饋，額度不恢復。</strong></div><div class="ace-line ace-line old-record-id-XctKd3wLxokZlSxF4xhul1LIsLj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XPjEdLZhgoTc2TxYsYGuf5ZTsyc"><span style="font-size: 16px;">用戶 A 每月現金回饋上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W8LldACLHoedvVxXRVjuBoVJsAh"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VOCYdhmOqoHAEixlw0Jut1a5saf"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AGMrdCQyDoglVLxCQJDu8xzwsR0"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OwL1d0jSQoarKWxreaxuN1pesXb"><span style="font-size: 16px;">消費 1,000 USDT，現金回饋 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5srdrDpPov103xAL4ouHSBXswc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-T0PZdzycootb5HxEwJCuh7UksTb"><span style="font-size: 16px;">消費 1,500 USDT，現金回饋 30 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JgVBdSpn9oB3TfxHtR8uD1unsww"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BBRMd0s5coqRICxPLE4u3K2Zscc"><span style="font-size: 16px;">10 月 5 日那筆訂單退款，系統收回 20 USDT 現金回饋。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XqcidyY6roI4PKxOTeZuQynKs8b"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R0DddfhUKoiJmMxY5UNuxmsssgb"><span style="font-size: 16px;">消費 800 USDT，沒有現金回饋。退款後額度不恢復，本月額度仍是用完的狀態。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Uy26dyRqmoO5M6xKIyMu4ir2scb"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DKKsdou5wodROFx6sUCuIoCfsVd"><span style="font-size: 16px;">額度重置，可以重新獲得現金回饋。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Lp3Md1t10o2FJhxyVMhuB86YsE8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZuJadFbzEokXqwxpLykufTnYsUb"><strong style="font-size: 16px;">案例 2：退款時餘額不足，產生欠款。</strong></div><div class="ace-line ace-line old-record-id-SXFDdye9Wom38bx9pekuzuNjs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SYLJdad88oyUxgxOSM1upGn3sfb"><span style="font-size: 16px;">用戶 B 每月現金回饋上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-R81udnEhioOavPxiYLKulieqsAg"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9Bsd5FlRoyPACxJD1aupu9lsNS"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QtEbd7ylAonklaxRRwFuVbQPsqf"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Iuo2dWZlboJJsVxu1UGu8TsvsVb"><span style="font-size: 16px;">消費 5,000 USDT，現金回饋 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IsuAdgq09o1PToxXdI0uQ5IxsRc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PKK1diucUoSowOxmdpjuCdzZs4c"><span style="font-size: 16px;">消費 2,500 USDT，現金回饋 50 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q4FUdl1iXoaUrtxS6ASuR5L6sFX"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cc6zdQmwMoAvIoxhu39uv4ECsJb"><span style="font-size: 16px;">用戶把法幣帳戶裏的 140 USDT 轉走，帳戶剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgF1dVecOoG53Kx6Kzuunaxaslh"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LjLWd6HKgoRKwJxJOV8u10lCsYe"><span style="font-size: 16px;">10 月 3 日那筆訂單退款，需收回 100 USDT 現金回饋，帳戶只有 10 USDT，扣完後欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rs0VdgSoDozardx3bL0ulQEeseb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IuQsdysYOoL19cxfTBVujwVTsye"><span style="font-size: 16px;">消費 600 USDT，沒有現金回饋，因為本月額度已用完且不恢復。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7aUdA0ZqoUDGlxBCZwumwRnsrc"><span style="font-size: 16px;">用戶需要盡快補齊 90 USDT 欠款，否則可能影響用卡權益。</span></div></td></tr></tbody></table></div><h3 class="heading-3 ace-line old-record-id-doxusE6s0WuXyDq4z20vfI6cloc"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxus4fRlmM5W3nCqaQXJobvEYb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-doxusNQNTg4UtpxmU4KIChbwtlf" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-doxusFH9V67mSiLRq3f9uT5p6yv" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-doxusBxFBTNkvbEpLGoc8GVxM4F" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-doxusjxlUSOXdkON475yVooKEnh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 獎勵常見問題</a></div></li></ul><div class="ace-line ace-line old-record-id-doxusAwiH6jtoIOK9UICjcvJLkf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Gs5GdY9XeoXrz6x6iVjuQRwTsUc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-UXPNdPXFkov4XoxxsKDurPhGstb"><strong>1. MEXC Card 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-Xt2adwnERoTXdzxEDenuv4FgsSc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0o6dQ33PoLYk6xfNchu6qX3sXb"><span style="font-size: 16px;">現金回饋比例、月度上限和發放規則，請查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 現金回饋常見問題解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Lm9DdJt0Po3cUGxEYZXulCuMsgd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TSMzdh5CZooGY8xaqchug53Rs0e"><strong>2. MEXC Card 理財收益</strong></h2><div class="ace-line ace-line old-record-id-AkcEdeqviocH0Rxv5cDuEyPWsvg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-W662djfE3oAONlxPQmCuVsA2snb"><span style="font-size: 16px;">2.1 如何獲得理財收益？</span></h3><div class="ace-line ace-line old-record-id-SI1zdXmcVowKZtxEYMDumTaSs5b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EbyJdzCZDoMkUDxH0FQuHhEvsd2"><span style="font-size: 16px;">從 11 月開始，手動認購 MEXC Card 專屬活期理財產品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="213;386" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="213"><col width="386"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-S2xtdNNmaozdYTxIMTHup3X0sdc"><strong style="font-size: 16px;">規則</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YFaPdS8J9oPH9GxG6VFuFMxxsLh"><strong style="font-size: 16px;">內容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjWEdsBRjoB6aaxfnXguHJUKsmg"><span style="font-size: 16px;">適用資產</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PnQBd3OPQooZR2x5QpguUKOBsUb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuSgdwWIJoSnZfxb5HYu89AisUh"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Pj3GdM5zOoKO4Rxm9rhuwWlfsIf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SrbsdEkbZoETZCxYOYzuqIEYsRg"><span style="font-size: 16px;">計息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NshJdXdZvoie66xyeK1ulcu9srb"><span style="font-size: 16px;">每小時計息，次日發放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OnQcdt2rFo8fwYx3YBMubKMWsFg"><span style="font-size: 16px;">個人最低質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Py5TdVDQroTMShx1DqUuKes7sec"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zn2BdiW38oE2QxxYLe1uS4IMste"><span style="font-size: 16px;">個人最高質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBFTduMkHoutDExO82YuB1B3sEh"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J4E1d6KiYosWvax84B6ucAB4sTd"><span style="font-size: 16px;">參與方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YPJad3QFuoOq7rxAZXeuHQWlstf"><span style="font-size: 16px;">需手動認購 MEXC Card 專屬財產品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zd6td4OtPo2TDFxGgvRuT9JusEb"><span style="font-size: 16px;">與消費現金回饋關係</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N7QsdPVzCorGsHxzjT0uxIZTsYd"><span style="font-size: 16px;">獨立計算，互不衝突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-JhnjdPnoIojiYUxchpRukJ7osng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IU3ad2g3Sot3iuxiUQvuYXeksee"><span style="font-size: 16px;">2.2 理財收益什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-Ok00dNlc0oIHC5x9dUMuusKPsWU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J02QdXfHDoc38axhluWu5Zw8sDb"><span style="font-size: 16px;">收益按小時計算，隔日發放。</span></div><div class="ace-line ace-line old-record-id-JiIbd726wojoFkxhlOQuIUj0ske"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ObM6d7bzSomjX2xI7J9uvZGCsgc"><span style="font-size: 16px;">2.3 消費會影響理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-PEFhdxgqAoRKN0xFVVAu5ZpBsKH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GYM8dIYE9okQQrxpv5Zuz2UTsUc"><span style="font-size: 16px;">不會。理財與現金回饋相互獨立，互不影響。</span></div><div class="ace-line ace-line old-record-id-OTrWdiw8Ro2BdEx8G5Du8YiRsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DhUQdnWuto80NBxKTfLuriTks8g"><span style="font-size: 16px;">2.4 現金回饋計入理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-ITUdd2LkMo1PoExzu06u1qfWsh1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TATXdPEEiowrTtxpXxSu3uzQsNe"><span style="font-size: 16px;">不會。現金回饋與理財收益為獨立計算。</span></div><div class="ace-line ace-line old-record-id-Fb8idXtlpocw6jx97wbujcmPspd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MSwzdxe6xoMCSsxtxrfuc5VBsHb"><strong>3. MEXC Card 邀請獎勵</strong></h2><div class="ace-line ace-line old-record-id-X58ddFVpcoG31jxAYqPucC4Us6i"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HoGldHuGroQInTxE0URuCX3AsST"><span style="font-size: 16px;">3.1 MEXC Card 邀請獎勵如何運作？</span></h3><div class="ace-line ace-line old-record-id-Sv4cd8AgPo91gmx7zJcuEA4HsKc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XfGidqyoQoUoWJxn5hkudCeYslf"><span style="font-size: 16px;">邀請好友註冊並啟動 MEXC Card，您和好友都可獲得獎勵：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-UHpgdEOtrocp98xvvDYu4hUfsjd" data-list="bullet"><div><span style="font-size: 16px;">邀請人：每位合格被推薦者可獲得 20 USDT。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DF9kd5Jcco5AoRx54k6uPPQwsRb" data-list="bullet"><div><span style="font-size: 16px;">被邀請人：10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-OoiOdJxwNoLXJNxWCM1uGPXusKb"><span style="font-size: 16px;">以上為通用獎勵，地區專屬活動以對應活動規則為準。</span></div><div class="ace-line ace-line old-record-id-WP5fdHkqhohpkBxu6Mhu0gDTsRj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yzryd4ZAOoXhQ7xEHRzuJ0U9sWd"><strong style="font-size: 16px;">被邀請人需滿足以下條件：</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-FqKWd6xauorsdbxyNUiuYgN8sqh" data-list="bullet"><div><span style="font-size: 16px;">必須是新註冊的 MEXC 用戶。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-CLjVdf5tXo3YSUxHwdbuXnGosoh" data-list="bullet"><div><span style="font-size: 16px;">在首次充值後的 7 天內必須保持至少 $100 的淨充值金額達到 24 小時。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-TqL9dlay6oXhcBxjPqFu3SbUsqh" data-list="bullet"><div><span style="font-size: 16px;">活動期間內成功申請並啟動 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-OUeXdDueDoLh3YxEbKvuh1edsJc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EOv8dSUUuohxwIx0hkyu3gLms9d"><strong style="font-size: 16px;">什麼是有效淨充值？</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PllHdeJdOoAW4cxMYXcuFykOs2W" data-list="bullet"><div><span style="font-size: 16px;">淨充值金額 = 鏈上充值（不含內部轉帳）+ P2P/法幣買入 - 鏈上提現（包含內部轉帳）- P2P/法幣賣出 - 資產轉帳轉帳 - 紅包轉出。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-BT7sdpg3ZoUZhNxTX47uwr5ps5I" data-list="bullet"><div><span style="font-size: 16px;">有效充值管道包括鏈上充值、法幣充值、銀行卡購買幣、P2P 交易和第三方支付。其他形式如內部轉帳、紅包將不算有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-KBD2d3021omDghxay5durwTMsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VG61drxCqo7rSaxX2xOulwv8svg"><span style="font-size: 16px;">3.2 邀請人數有上限嗎？</span></h3><div class="ace-line ace-line old-record-id-HpN3djL30oNGMixQWCluH8fKs7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XCphdDBVxouagTxAXpmuuJaosMh"><span style="font-size: 16px;">沒有上限。邀請越多，獎勵越多。</span></div><div class="ace-line ace-line old-record-id-AyEEdN92loKz5ixYVm7uwYTZsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FvaNdcTa9oG8PoxbEjWuDfTzseu"><span style="font-size: 16px;">3.3 邀請獎勵什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-IB82dWuMLowkQtxWU3buuEL2sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ck8idy6PxoUJDpxgH4Wutt9ssqh"><span style="font-size: 16px;">在所有條件達成後，獎勵將於 <strong>3 個工作天</strong>內發放至現貨帳戶。</span></div><div class="ace-line ace-line old-record-id-BKdrdFrRTogGURxJz7iuAI6BsWc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WcPLd9LI5oh3F5xT7zwuarnZsye"><span style="font-size: 16px;">3.4 如何邀請好友？</span></h3><div class="ace-line ace-line old-record-id-EkOfdjUBWomfJsxJUkBudDf1sTh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vm7QdWjWJo0pw4xguftuYIkOsqe"><span style="font-size: 16px;">登入您的 MEXC 帳戶，造訪<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub">邀請任務頁面</a>，複製並分享您的專屬邀請碼。好友完成指定任務後，雙方即可獲得獎勵。</span></div><div class="ace-line ace-line old-record-id-ITQFd9NTLoT7IJx1t4Yu4TVdsVe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-IiZNdf7mCo24gKxtl0puhRbfsdc"><span style="font-size: 16px;">*BTN-<strong>活動中心</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-Q3a7dA6RTokhbVxXDJgucteKsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MHA1ddiXPoPVxWxN3LmuEHwUszd"><span style="font-size: 16px;">3.5 邀請獎勵可以和平台其他邀請獎勵疊加嗎？</span></h3><div class="ace-line ace-line old-record-id-DrvUdhFNQocRC1xcy4LupwEssTL"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6pEdy47DocEq8x7n9auTbIysVy"><span style="font-size: 16px;">可以。 MEXC Card 邀請獎勵可與平台其他邀請或活動獎勵同時獲得（如無特殊說明）。</span></div><div class="ace-line ace-line old-record-id-OBSHdXd6voUO4Qx8ucSuSay8s3d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VpHNd3qwYowWanxnIRguGTzisVg"><span style="font-size: 16px;">3.6 如果我的被邀請者已有 MEXC 帳戶但未開卡，是否還能獲得邀請獎勵？</span></h3><div class="ace-line ace-line old-record-id-TgfndnktKosGK3xtuNxurXHSsHe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WS3odbFVkoUGH0xBvTRuF3aFseh"><span style="font-size: 16px;">不會。邀請獎勵僅適用於新註冊 MEXC 並啟動 MEXC Card 的用戶。但被邀請者仍可正常享受消費現金回饋與理財收益</span></div><div class="ace-line ace-line old-record-id-VL3SdXXRnodB6Ox4vIKuoxfLs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A01rdYzmdobkOzxisfruPio0ssc"><strong>4. MEXC Card 其他問題</strong></h2><div class="ace-line ace-line old-record-id-NzlLdX4tOoqaFMxxACOuQFeVs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HfpZdnj0oor5POxeu1zusfAFs6d"><span style="font-size: 16px;">4.1 現金回饋、理財可以同時獲得嗎？</span></h3><div class="ace-line ace-line old-record-id-QAQ4dEOmSoVWCdxsHObuncRHsnh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YG69dOAUMohlYoxRbxLugmRzshe"><span style="font-size: 16px;">可以。兩類獎勵相互獨立，只要滿足各自條件即可同時獲得。</span></div><div class="ace-line ace-line old-record-id-Sj5sdga66oqMXjxOU1WunVT2sRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TMtAd9oxLoS4VGxUsj1umbWIsTf"><span style="font-size: 16px;">4.2 活動結束後獎勵會改變嗎？</span></h3><div class="ace-line ace-line old-record-id-Savqdy52eowhGuxea4buYSJtsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BP9cdxzTcoAT9rxujSzu2AYfsgF"><span style="font-size: 16px;">現金回饋、理財收益及邀請獎勵僅在活動期間內有效，活動結束後可能進行調整或取消。</span></div><div class="ace-line ace-line old-record-id-MKjkdQqtDoAWjvxsMuku4o1LsHg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MpDMd9RijoWCfBxmoMtuExEcsO7"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-RS4udMv2zogcsdxWgOiueGBZsbb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DVgWdRBw7oj6AexHUP1uwO0vsmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ByNIdLgiZoM3rcx1cL6u1PILsVg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Dp0ddcOO4o7n6FxjhQNu9o6nsWh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買加密貨幣完全指南：MEXC 法幣充值新手教學</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G5jzdAfHEoiEy0xv1h2uYJrhskf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：詞彙表與常見問題解答</a></div></li></ul><div class="ace-line ace-line old-record-id-SXKxdlzl3oUPtQxroewuN7clsEg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OCV1diMTDoxBK7xLUwBuL8PDsId"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="BxjXdjIBQolM8Zxdb5euqGadskw" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-CbgcdyFMtobHD6xJJiSursmGsTb"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRiGd4YOToPn4nxU9SXu9hdwsDh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虛擬卡開卡費、年費、閒置費與銷卡手續費均為 0。</span></div></li><li class="ace-line ace-line old-record-id-AYP5db9y9oBTGAx1ETluzrkSsCg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亞太卡交易手續費為 0，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-VJsQd9FdGoDB0wxRhRluFaB5sp1" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手續費為 1%，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-LzB1dttojolbuux3bRduPGMXsSd" data-list="bullet"><div><span style="font-size: 16px;">跨境消費時，亞太卡在 Visa 匯率基礎上加收 1% 的外匯兌換費，全球卡無任何加價。</span></div></li><li class="ace-line ace-line old-record-id-BXPodCwu3obuovxOyCQuURpvs62" data-list="bullet"><div><span style="font-size: 16px;">兩種卡片在單筆、每日及每年消費金額上設有不同限額，全球卡額度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-AwuedaGo3omZI2xGAW0uh2s3svg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-X7rTd9ECQoU1EdxHYJfuyLhcsoh"><strong>1. MEXC Card 簡介</strong></h2><div class="ace-line ace-line old-record-id-VcSbdMTr4oa9tZxRWXbuuMRZssg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OAx4dMNvmozAmUxzkeRu8yPksSb"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密貨幣支付卡，讓用戶可以直接使用帳戶中的加密資產進行日常消費。目前平台提供 MEXC 亞太卡和 MEXC 全球卡，兩者在手續費結構和消費限額上存在差異，用戶可根據自身消費習慣選擇合適的卡片。本文將為您完整梳理兩種卡片的費用與限額規則。</span></div><div class="ace-line ace-line old-record-id-KyKxdUWkYoFGL9x4eTMuAGvfsih"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UKd1d6u52o5aicxLDROuJ0oBs2c"><strong>2. 開卡與管理費用</strong></h2><div class="ace-line ace-line old-record-id-EfNqdLBxcoR7uhxRVJAu411CsCd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZCModHl5PoxRRWxKNS3u4wtmsGe"><span style="font-size: 16px;">MEXC Card 在基礎費用方面對用戶十分友好，兩種版本均實行零費用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E6zbd9GADodtlexkbmDuQPSCstb"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XznwdrsyIoSA8Kx4miMu6bemsNL"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QcL3dSIKYopkbJxgx7aufJzMsLf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMudulyForFYCxHf3luhfGrsQh"><strong style="font-size: 16px;">虛擬卡開卡費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K5gBdK5KtoUopBxbbMJuAUQlsEc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hj90ddX42ovnSzxAVjdudSrFscc"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIQqdDEMgo6i6Hx87jhuamiusgc"><strong style="font-size: 16px;">年費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VNERdVK3woNzUzxPedRucCRusDg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O1RDd0sYCoZwwZxHzr4u5j8Esgf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W1zrd6SfnosQZRx0P8Zu3IPwsBh"><strong style="font-size: 16px;">閒置費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuMDdM94UooqFNxWysCuJJP2slb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRubdpqWMo2nuSxuHlUuAE8As5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PCwIdKmn5oBAtoxYSjJuYUTRsue"><strong style="font-size: 16px;">銷卡手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYmhdNbXnoX9VxxaIcpuDiA4sUd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JwbvdzYZNoJTFExI92UuLkFNsNw"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ObFEdECBeoUb2oxt9quuim6rsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gr0PdJ4UDo59uXxa2GouhI8BsMd"><span style="font-size: 16px;">無論是申請卡片、長期持有、暫時不使用還是註銷卡片，MEXC 均不收取任何費用，用戶可以放心開卡體驗。</span></div><div class="ace-line ace-line old-record-id-NUbwdDzq6ow2fexwtN9uYnIAsyc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PiDZdG369od9QJxKvuMujjZHsCd"><strong>3. 交易手續費</strong></h2><div class="ace-line ace-line old-record-id-AR3TdqvH3og1BExzxx1uKR4ns3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U6fbd1DFHozYIex3skPu0t4Vsie"><span style="font-size: 16px;">兩種卡片在交易環節的收費結構有所不同，具體如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgcbdSCylosWQFxTkhSuSLvds7c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HEGldJJtmoSlSGxhp4wumlJKs6e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U33kdmhghofDq9xy8hGuxwCDsnb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qh03dEJtHoHsfexRWwGuSvyMsDe"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mdb7dP6nAoCFCZxKESNuOQXWsQd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ADzTdTlBooHbQBxijiCuXaCSsfU"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q14KdwdseoB4ALxlXTKuROuwsWb"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkVidm7Qoo19bLxq4qcubh04sse"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqIEdmBuXoaO4bxIWiHuCaoOsug"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PalAdlb7uoclxIx8ssQuSgm8sdd"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zqq2dTvZFopwM9xoaqCuCpVAslg"><span style="font-size: 16px;">Visa 匯率 + 1%（跨境費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8oTdLKXBoDAisxMx3zuzj3zsGe"><span style="font-size: 16px;">Visa 匯率 + 0%（無加價）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACvsdjxAlojLr8xHuMvuA5PTsEg"><strong style="font-size: 16px;">充值手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SS5QdTPJgoPlCZxAgPsuWJmAsbb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SvWhdoaVaoKDIjx4kOmulYuDsVf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PVl3dqwjxoggmoxPcPbu2i8isXd"><strong style="font-size: 16px;">ATM 提現手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PflSdM6HHoiUBWxakk6uuxbDshe"><span style="font-size: 16px;">虛擬卡不適用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U7qvd4x7roGYhlxWfSUujfnDs1b"><span style="font-size: 16px;">虛擬卡不適用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HF5mdkYmkoXtqRxAZxaun7iQsrF"><span style="font-size: 16px;">退款費用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-YxZCdUI7QoGUH2x3EHQuxhVjsah"><span style="font-size: 16px;">1% （美元消費） 3%（非美元消費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Tj3RdGmQLoRUezxyboou6WxEsad"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WTttdLZy2oEit1xw6vXuMxRgsyg"><span style="font-size: 16px;">消費失敗費用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-P2fxd0UwnorLTRx5veDuNci3s0e"><span style="font-size: 16px;">（僅限於消費失敗的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WVWNdrAbjokZiIx9UnYuUoQcsUh"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-HY6qdyUfsoUDdZxGgcouFYC4s2d"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IWCUdnPJzo1A84xkDnBuMhq5s0B"><span style="font-size: 16px;">每筆 0 USD，消費失敗率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-FoxGd6csIoZeifxUQbmuAnuHshf"><span style="font-size: 16px;">每筆 0.5 USD，消費失敗率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACerdpDVToy2NOxlgAcurykpsdh"><span style="font-size: 16px;">小額手續費（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UY3jdUWwmoSSinxob5CuDXX8sgh"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KfIDdvLDHoEXK8xoBiCuvf2AsLd"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-LKxNdY3KooBjF0xL6pQuN0nksuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PzsWd2vTwoBneTxhZQdu169rsQb"><strong style="font-size: 16px;">說明：</strong></div><div class="ace-line ace-line old-record-id-TXTKdtnG4ocxwzxIqmDuFZbIsvf"><span style="font-size: 16px;"><strong>1）加密貨幣轉換費</strong>：消費時將帳戶中的加密資產轉換為法定貨幣所產生的費用。</span></div><div class="ace-line ace-line old-record-id-BYpCdOe5boneuGxfazVujVM4see"><span style="font-size: 16px;"><strong>2）交易手續費</strong>：每筆消費按交易金額收取的費用。亞太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-PzcodyJVxoC7CQxCHzCujNYmsdc"><span style="font-size: 16px;"><strong>3）外匯兌換費觸發條件</strong>：當您以卡片計價貨幣以外的貨幣消費時（例如卡片以美元計價，卻在歐元區商戶消費），才會產生跨境外匯兌換費，本地同幣種消費不收取此項費用。全球卡在 Visa 匯率基礎上無任何加價，跨境消費更具優勢。</span></div><div class="ace-line ace-line old-record-id-EYRcdU2sdoCl5wxtVsVucNxcsMb"><span style="font-size: 16px;">4）活動期間的手續費率可能會有所調整，請您以具體的活動頁面顯示為準。</span></div><div class="ace-line ace-line old-record-id-Pw7xd04bHosSMCxxg3MuTBdLszg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y0D3d3ZKNoxJtixSJCUuW43vsZd"><strong>4. 消費限額</strong></h2><div class="ace-line ace-line old-record-id-Is75dwMf8ordOoxPluUuo1dIsRc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BEXLdnyG8ov4e6xDxCBuakAGsbg"><span style="font-size: 16px;">MEXC Card 為保障帳戶安全並滿足不同用戶的消費需求，設定如下限額：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CJyKdrFTPopM43xPVHKuTXBzsSg"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SFKXdCNiAoamvUxknDBuKjrUs0e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fou1d71RPoArKYxab8muzEJtsKb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HaMtdjRBZoaNO7xRLiKuD3mtsQb"><strong style="font-size: 16px;">單筆消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JxmYdojdooP5gpxIhxZuBNeJspd"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T16QdDSkzodI2uxZJtmuF6JksRh"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyzRdZ8cBoCgsDxGmmTuNbI2sgf"><strong style="font-size: 16px;">每日消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BzVVd9Ue9oecq1xCWtauODTxssc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FXHRdk5aVodHRQxb98GuE1gjsPc"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D8BKdz0shoWksFxwxhMuaeIvsqa"><strong style="font-size: 16px;">每年消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EmOFdQ3NNo7FIwxtGmIu5oYdsrl"><span style="font-size: 16px;">1,000,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HBkndJTPYonLy5xDRGtuMlivs5b"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HAcodJByYoDL0AxPMXpun0mpsph"><strong style="font-size: 16px;">每日消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NalldLj1coQ6d4xWsUOu3UCPsvg"><span style="font-size: 16px;">50 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RZCMdNzZuoT703xIbXIuZgUvsDe"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LD74dwpxQoRG9OxJu1muSLcAsxf"><strong style="font-size: 16px;">每月消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UTwWd4leToPAJXxOjGKuwsArskb"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RGvKdECR0ofQB9xWV00unsnMsQb"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KlQpdPYhmossUZxq9MHuYKWMs8b"><strong style="font-size: 16px;">每年消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WyU9dAwFYodMJpxyWuPud0gQs65"><span style="font-size: 16px;">1,040 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvsydTKxfo2WX2xsiKHuCXWUszk"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QZefdpFKqobHkFxJp9Xuk7NJsfh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PnVodmgzRoIcmTxqv1yu0hlisfh"><span style="font-size: 16px;">從限額來看，亞太卡適合日常消費需求，全球卡的額度顯著更高，更適合有大額消費或高頻消費需求的用戶。</span></div><div class="ace-line ace-line old-record-id-CiXmdeeZwoA2raxFrg8u929rsFc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BLKjdbqFzo0tMWx7dWluWqnJsge"><strong>5. 手續費計算範例</strong></h2><div class="ace-line ace-line old-record-id-CwyudBslGohpVQx1ka9uEQxQs3W"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLMidRI2FolcJFxpcUVuuuFBsAg"><span style="font-size: 16px;">以下範例幫助您理解不同消費場景下的實際扣款情況。範例中的費率和金額僅供說明，實際費率請以上文表格為準。</span></div><div class="ace-line ace-line old-record-id-SynndGAS1oAlo0xZxWvuYvpHsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TCPZd8hEyoeFnxxep06uCOGys0g"><span style="font-size: 16px;">範例一：同幣種消費（美元商戶，無跨境費）</span></h3><div class="ace-line ace-line old-record-id-KPYgdlTE4oIP9PxqGRiuc7aysXc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ACHcdfrT1ofXUmxI4SOuYhIasqc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在美元商戶消費 100 USD。</span></div><div class="ace-line ace-line old-record-id-FZTfd5y1XoiDZSxKA05upHDZsMg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JiMfdIOSVozXyex1Fi0uZNd8sSh"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqoOdWtYOodKIFxwwAduevp7sTc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Cb7cdfo7UoEUdaxmDenuqEOCswf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IlFSdtnxOozERhxa9TPuEsNqsfg"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CIjDdXYM4oDzglxZetwur46ts4e"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PyvQdQlwuoc3wyxUDinuLrg7ssh"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNkmdLctKopciTxHzH4u5SRosTh"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VQfcdmdz2oZ05vxw8i1uU2zus7b"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KFOMdp1YmoWxnUx0HfyuJOGTsPO"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MfBGdgL3boechlxYCY4u9QKIs6c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyZUdS747oH7HuxNyDku3jZrsHL"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VVJxdGpULoTsxYxYVu2uJWIVsHr"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBVidwSWIoa9wEx5nRkuNgOSs6b"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QP4QdSk4LoThXJxZrsbu10sgsOg"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Myvcd3f20o6zAdxA2bluFV6DsVb"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QTuxdavzcoPExExFNDKuDE6osJg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-R6PUddJXWoOyuwxxU2RuzE1Ps2c"><span style="font-size: 16px;">可以看出，MEXC 亞太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-PRBQd0Fs9oVqPOxr77Quiz15sOb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EhiIdHmbqou6kuxTKypu7R3hsdH"><span style="font-size: 16px;">範例二：跨境消費（非美元商戶，觸發外匯兌換費）</span></h3><div class="ace-line ace-line old-record-id-VA1hdqp4fovyDEx6BAlukFqvs2d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Odl8dV2a2oCLAtxqNVkuYtVLsBc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在境外消費 100 EUR。假設 Visa 匯率按 1 EUR ≈ 1.08 USD 計算。</span></div><div class="ace-line ace-line old-record-id-Z52gdLrf1o2a4bxVtVsuPLNIs2d"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V911dzVefoxkhNxuagpuhTq4s2c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XaG4d9Acnoz37vxAa0IuLRVxsoc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FfOKd15R8osyf0xiKVmu7tWAs5Y"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xt9KdDVhKoNbOtxscehu86dQsie"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5FkdHMnzol8LGxN8PmucLINsNd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FihddgpP6oswoVxUcxNuxsWNsyd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GD6ddZt4EoP0UAxBIN5um0bKsDf"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXg8dw4FZoyt9YxAsZeuzKdqszf"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NYEnd1yRTomdwdxctndumwmMsMb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EzeBdoloeoAeCMxtbl1uU7YWsLd"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BgaddPuxsoCmnZxupSFuTzjssbg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZZC3do7ydoI0PixE20uuYpipsYf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YV4Bdi3i6oNxLOx2k6ZuOjqGs8c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T9ohdGq5Go2SWZx7viouRov8sue"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AhridjCXlo7301xZafXuqhNFshb"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OioTdlpfbocoKtxNd0auw9bLs2g"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hfa0d7iWdok2rXx8ppyu78fqs31"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PeRcdBFiQoIvLGxlc7puks79sRf"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YD6bdOsCJoA0GkxkZt4uqV0ys8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BFsQdTCmposvHexfVXQufphXsoX"><span style="font-size: 16px;">可以看出，在跨境消費場景下，兩種卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-Tm3GdntYQoHYjBxYuQ6uy8HDs4f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SMwjdjzvNolDMBxzgRjuE6IQsAc"><span style="font-size: 16px;">MEXC Card 以零開卡費、零年費、零閒置費、零銷卡費的政策大幅降低了用戶的使用門檻。在選卡時，如果您以本地同幣種消費為主，MEXC 亞太卡的成本更低，更適合選擇。如果您經常進行跨境消費或有大額消費需求，兩種卡片成本相同，可任選其一。建議用戶在使用前登入 MEXC 官方平台查看最新費率與限額說明，以獲取最準確的資訊。</span></div><div class="ace-line ace-line old-record-id-RMjQdae5QoHJQdxhE53uYZyesBg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BU1adjDIXoqrRXxCbjRu8UZJsqf"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TGrpdQRhpoM3uGxw98bucoatsEh" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-Qy9CdgcdQoIdxwxL4EmuXcuSs5e" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-Yn3VdAcsioZ8AMxsnHVukq8cskg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-BUnEdNmltoQtBCxLyX1uHGf1sFc" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-SOPWdI9Gaob5icxNCFEuSrtWsPx" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-IE4fdykrWoIjWQxgJoMuF6HmsJh"><br></div></div>

<div data-page-id="Cri0d4JNfoArlcxqvRUuyxKSsRc" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-AAbpddEZDoTm9ixTUyQuRUyns5f"><span style="font-size: 16px;">MEXC 現已支援 USD 銀行轉帳 (SWIFT)，符合條件的用戶可在其銀行帳戶與 MEXC 法幣帳戶之間安全地充值及提現 USD。</span></div><div class="ace-line ace-line old-record-id-RjBddI7gToRF4XxrjZ5uLnkvsXe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-INVFdcwPioAtPvxXjx7uZkhIs9c"><span style="font-size: 16px;">USD 銀行轉帳 (SWIFT) 專為偏好透過銀行轉帳進行大額轉帳的用戶設計，提供安全、可靠且便捷的資金轉移方式。USD 充值到帳後，您可透過<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一鍵買幣</a>購買數位貨幣，或使用資金於<a data-lark-is-custom="true" href="https://www.mexc.com/exchange/USD_USDT">現貨市場</a>進行交易。您亦可將 USD 餘額提現回您的銀行帳戶。</span></div><div class="ace-line ace-line old-record-id-Y3GtdbwpEoXxAZx5EslugNn5sZe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQvSdYTXMo9CqIxlVhtuILVKsog"><span style="font-size: 16px;">請按照下方步驟指南操作以充值或提現 USD。在進行法幣充值前，請確保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高級身分認證</a>。</span></div><div class="ace-line ace-line old-record-id-OjJ7dB11LoLS5AxZxnHuw6yDsKh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IAqNdM4Fwo4AnfxY19euqgFxsbb"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-COGedOkCzopacIxluVcuKgL8sEe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NH4cd5PGQoWv78xbgcRuJq52szb"><span style="font-size: 16px;">步驟 1：前往法幣充值頁面</span></h3><div class="ace-line ace-line old-record-id-CxiFdL0UHo2Ljtxw4YBu3HgdsRg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXM4dTj6Po6bcNx12BIuUouosJd"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值頁面</a>。或者，將游標懸停在頂部導覽列的買幣上，然後選擇法幣充值。</span></div><div class="ace-line ace-line old-record-id-IiL0d6K8zogzGqxHVI1uRxgisXf"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"3a9d6ac6-b5a5-4d75-97a8-21e37acef840","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FModgbG5z5oVyLuxMEDKuIGZksIc%2F%3Fpreview_type%3D16","file_token":"ModgbG5z5oVyLuxMEDKuIGZksIc","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-HMXidpDQzoqlfJxku1Ku3Xo9syh"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145410651jdKFkN73dBtHNS.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJNb2RnYkc1ejVvVnlMdXhNRURLdUlHWmtzSWMiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiSE1YaWRwRFF6b3FsZkp4a3UxS3UzWG85c3loIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9Nb2RnYkc1ejVvVnlMdXhNRURLdUlHWmtzSWMvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/ModgbG5z5oVyLuxMEDKuIGZksIc/?mount_node_token=HMXidpDQzoqlfJxku1Ku3Xo9syh&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://ModgbG5z5oVyLuxMEDKuIGZksIc" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-VG7id7JcKozWJxxPr9Bu5IyQsmi"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OfkldU6Nlo5r8BxJa3WuyqCKsJc"><span style="font-size: 16px;">步驟 2：輸入充值詳情</span></h3><div class="ace-line ace-line old-record-id-GD32dvOVvornEQxkix6ux8Dasmc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-O1dEdwTFooYpwlxDV11uuDeqszf"><span style="font-size: 16px;">1）選擇 USD 作為您的支付幣種</span></div><div class="ace-line ace-line old-record-id-Iayad9DAAoMBxFxR8HbuJSrCsCc"><span style="font-size: 16px;">2）輸入您希望充值的金額</span></div><div class="ace-line ace-line old-record-id-JxO7dmLcDo7R2lxUILyu9ibJsAe"><span style="font-size: 16px;">3）選擇銀行轉帳 (SWIFT) 作為支付方式</span></div><div class="ace-line ace-line old-record-id-Jj7TdicyJo2ckYx837Bu37wvs0d"><span style="font-size: 16px;">注意：最終到帳金額將以實際收到的金額為準。</span></div><div class="ace-line ace-line old-record-id-LTardYNgiopyj0xQNS4udc0Ksgh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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old-record-id-CE6adEDCqoqjELx0osrumuu7sx8"><span style="font-size: 16px;">步驟 3：完成帳戶設定</span></h3><div class="ace-line ace-line old-record-id-TMbSdH2zLoVSSmxsqJ2um8XUsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BRSVdaxjzoqprTxapC3uckPCsZc"><span style="font-size: 16px;">您可能需要查看並提供您的身分資訊以設定您的銀行轉帳帳戶，包括您的全名、國籍、居住國家/地區以及其他所需詳情。</span></div><div class="ace-line ace-line old-record-id-MvcOdzGPYoxAFixTOoBujgjpsGg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SusQdGPUSobIYKx5ak4u4uLosMh"><span style="font-size: 16px;">請確保所有資訊均準確無誤，且與您已認證的帳戶詳情相符。</span></div><div class="ace-line ace-line old-record-id-LWVJd4hvLo4hnoxQOhJuTRuIsAg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U01hd9luhoh0uyx7LcduLRQssDf"><span style="font-size: 16px;">帳戶建立通常需要約 2 分鐘。完成後，您即可繼續進行轉帳。</span></div><div class="ace-line ace-line old-record-id-W1U9d6P9yoShkbxDWFWuJEZusog"><span 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data-suite="eyJmaWxlVG9rZW4iOiJER3RZYjU1OXlvVEFpcHhpamJodVpYdEdzTnIiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiU2p4RWRUTmdXb2tXbG14dzNzOHU2cDZPc0xlIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9ER3RZYjU1OXlvVEFpcHhpamJodVpYdEdzTnIvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/DGtYb559yoTAipxijbhuZXtGsNr/?mount_node_token=SjxEdTNgWokWlmxw3s8u6p6OsLe&mount_point=docx_image" data-width="1888" data-height="912" data-lark-image-uri="drivetoken://DGtYb559yoTAipxijbhuZXtGsNr" data-lark-image-width="1888" data-lark-image-height="912" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-RmSzdy1OYosFYExhJ0Vu8W20sLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BCzod8uJzoP3jwxzZX2uReiOsSg"><span style="font-size: 16px;">步驟 4：進行銀行轉帳</span></h3><div class="ace-line ace-line old-record-id-F0qGdWIBro3ngaxz6pCuin7asKf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VqytdJ71boGOjBxPF6TuSKYcsTf"><span style="font-size: 16px;">查看 MEXC 提供的轉帳詳情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AXrsdHNezoHZJlxZMtxuBshzsKh" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-J627dQJJ7oQMyxxEGxZu5BRhsCD" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-ZpxOd0s6ioEKCPxhRzVuCIZZsQg" data-list="bullet"><div><span style="font-size: 16px;">收款人帳戶</span></div></li><li class="ace-line ace-line old-record-id-LFYadcp0PoCZOjxuUaLuueRps8f" data-list="bullet"><div><span style="font-size: 16px;">附言/備註</span></div></li><li class="ace-line ace-line old-record-id-WXIXdEnSIoMLyVxC4WzuvMFNs8d" data-list="bullet"><div><span style="font-size: 16px;">其他銀行詳情（如適用）</span></div></li></ul><div class="ace-line ace-line old-record-id-GpvEdGsmpooL5SxYerHu42yJsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MS8edCobQo6OFhxbvi1uoGJ8s6g"><span style="font-size: 16px;">使用這些詳情從您的銀行發起 SWIFT 轉帳。</span></div><div class="ace-line ace-line old-record-id-L6xTdbDIHoOVbjx1Tw4uRNzKsFg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yh8TdvD3poGIQ5x6VmfuguehsDB"><span style="font-size: 16px;"><strong>重要提示：</strong>請嚴格按照顯示的資訊輸入收款人詳情與附言碼。資訊錯誤可能會導致轉帳失敗或延遲。</span></div><div class="ace-line ace-line old-record-id-HOsIdqfDkofBEbxJOEwujXbasbd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OpCKdQLJToviiMxmTEDuTTJWsxf"><span style="font-size: 16px;">進行銀行轉帳時，請特別注意以下事項：</span></div><div class="ace-line ace-line old-record-id-CCWTd2N3SoqiOdx25r9uSJ4yscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U8D8dJfycophzPxazLOuuBkFs0e"><span style="font-size: 16px;">1）收款帳戶資訊</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AmmEd74TzonszAxaXZguT7KGsPh" data-list="bullet"><div><span style="font-size: 16px;">請根據銀行要求，使用國際銀行帳號（IBAN）或銀行帳號進行轉帳。</span></div></li><li class="ace-line ace-line old-record-id-CJ24d4ih8ozG6BxOtTzu8YMQskb" data-list="bullet"><div><span style="font-size: 16px;">轉帳類型請選擇【個人轉帳】，收款銀行所在國家或地區請選擇【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-ZIUqdgXBVotOpPxhotXu38u8sJh" data-list="bullet"><div><span style="font-size: 16px;">部分銀行在辦理國際匯款時可能要求填寫中間行資訊。如有需要，請以 MEXC 充值頁面顯示的中間行資訊為準。</span></div></li></ul><div class="ace-line ace-line old-record-id-J74Ed7fKBoR3U7xLUb7uBSDQsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZkopdIXCXo8J3HxS5IkuWLMVsGf"><span style="font-size: 16px;">2）付款帳戶要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CjA7d8Emzo3yHJxglDYuYR4ksib" data-list="bullet"><div><span style="font-size: 16px;">請使用與 MEXC 實名認證姓名一致的本人銀行帳戶進行匯款。使用他人名下的銀行帳戶匯款，款項將被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-NTrFdsJM3otCxyxudmfuVYWPsKf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AL1ld7nPnojys9xi0kKuvFfssth"><span style="font-size: 16px;">3）轉帳備註</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-FWNjdKFlRoJmW5xFlGnuGVj8sJe" data-list="bullet"><div><span style="font-size: 16px;">請在轉帳備註中完整填寫頁面提供的匯款識別碼（Reference）。未填寫或填寫錯誤可能導致訂單匹配延遲，甚至無法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-NCqmdMzQco1VA7xspOauwhtzsMh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNogdAYodoXhPcx5CTcuUbYQssc"><span style="font-size: 16px;">4）手續費</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-FjAhd35oZo1QR0xal4wup1Zksgg" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 匯款可能經過一家或多家中間行，中間行可能從匯款金額中另行扣費。</span></div></li><li class="ace-line ace-line old-record-id-QGk6djjMQoE1hCxd0squ74IJs31" data-list="bullet"><div><span style="font-size: 16px;">請在銀行端選擇【匯款人承擔全部手續費（OUR）】。請確保實際到帳金額不低於訂單金額。</span></div></li></ul><div class="ace-line ace-line old-record-id-HDZmdE6Eao3nsNxMkVaunb26sHg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"3f36f033-bc9c-49e4-b3fa-2754b2711491","height":1674,"width":1782,"currHeight":1674,"currWidth":1782,"natrualHeight":1674,"natrualWidth":1782,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FMqKbb1w3XobwJMxNwiruvaYhsTb%2F%3Fpreview_type%3D16","file_token":"MqKbb1w3XobwJMxNwiruvaYhsTb","image_type":"image/png","size":179753,"comments":[]}]}" class="image-uploaded gallery old-record-id-CGeHdj1Kdo1qGixTmSguGtgosRc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145409059smwrTacVXP8VYx.png" data-single-block="true" data-snapshot="eyJ0eXBlIjoiaW1hZ2UiLCJwYXJlbnRfaWQiOiJDcmkwZDRKTmZvQXJsY3hxdlJVdXl4S1NzUmMiLCJjb21tZW50cyI6W10sInJldmlzaW9ucyI6W10sImxvY2tlZCI6ZmFsc2UsImhpZGRlbiI6ZmFsc2UsImF1dGhvciI6Ijc0Nzc3Njk1NzMxOTA2OTY5NzIiLCJhbGlnbiI6ImNlbnRlciIsImltYWdlIjp7InRva2VuIjoiTXFLYmIxdzNYb2J3Sk14TndpcnV2YVloc1RiIiwibWltZVR5cGUiOiJpbWFnZS9wbmciLCJzaXplIjoxNzk3NTMsInNjYWxlIjoxLCJ3aWR0aCI6MTc4MiwiaGVpZ2h0IjoxNjc0LCJuYW1lIjoiaW1hZ2UucG5nIiwiY3JvcCI6WzAsMCwwLDBdLCJyb3RhdGlvbiI6MCwiY2FwdGlvbiI6eyJ0ZXh0Ijp7ImFwb29sIjp7Im5leHROdW0iOjAsIm51bVRvQXR0cmliIjpudWxsfSwiaW5pdGlhbEF0dHJpYnV0ZWRUZXh0cyI6eyJhdHRyaWJzIjpudWxsLCJ0ZXh0IjpudWxsfX19fSwiYXJlYV9jb21tZW50cyI6e319" data-suite="eyJmaWxlVG9rZW4iOiJNcUtiYjF3M1hvYndKTXhOd2lydXZhWWhzVGIiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQ0dlSGRqMUtkbzFxR2l4VG1TZ3VHdGdvc1JjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9NcUtiYjF3M1hvYndKTXhOd2lydXZhWWhzVGIvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MqKbb1w3XobwJMxNwiruvaYhsTb/?mount_node_token=CGeHdj1Kdo1qGixTmSguGtgosRc&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://MqKbb1w3XobwJMxNwiruvaYhsTb" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-OPdQdILkyoyVYcx0ELyu1Zybs1e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZP7JdVMzlo2ZvExWUhOuAqaRsTe"><span style="font-size: 16px;">步驟 5：等待您的充值到帳</span></h3><div class="ace-line ace-line old-record-id-BSpRdNbsEovP6lxr90vub322s4c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VzASdT7GhoNi49xx6nmuCUhosPb"><span style="font-size: 16px;">收到並確認轉帳後，您的 USD 將劃轉至您的法幣帳戶。</span></div><div class="ace-line ace-line old-record-id-VdIodLbNEop7OSxIibfukoIqsHd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PMd2d5ZLioychdxFmLMuEf2sshe"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 個工作日內到帳，具體取決於您的銀行及所涉及的任何中間銀行。</span></div><div class="ace-line ace-line old-record-id-Z1uCdBA2GofjV9xbrPfu3A47sab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GtaDdoNN2oeIr4xNLLBuALXmszg"><span style="font-size: 16px;">步驟 6：查看您的交易歷史紀錄</span></h3><div class="ace-line ace-line old-record-id-Mkibd6MMqobtQKxL332unVV9sId"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AOKAdL4KwoHcBQx6k5MuM7G2s5g"><span style="font-size: 16px;">前往資產 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法幣</a>以查看您的法幣充值與提現歷史紀錄。</span></div><div class="ace-line ace-line old-record-id-Ga6cd7ShuoTrKNxGu6vuAFIrs4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F3xJdBLZMoYOxlxrMp8uogpqsjd"><span style="font-size: 16px;">到帳後，您的 USD 餘額即可用於購買數位貨幣與進行交易。</span></div><div class="ace-line ace-line old-record-id-PimidKHtSoLXiNxGI4Ou8f7gsdg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QBCsdofG1oRkyyxpVp6uJ9fbsLb"><strong>2. 提現</strong></h2><div class="ace-line ace-line old-record-id-LTibdAggUowiKfx5tfvu43Csszb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X76vd2o1toiHDexnyCauYZtAsJb"><span style="font-size: 16px;">步驟 1：前往法幣提現頁面</span></h3><div class="ace-line ace-line old-record-id-IH2oddiMGovNHbxbYrvuCqlvsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X3RSd38D8oJzYQxCRUguhKGvsog"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值頁面</a>。或者，將游標懸停在頂部導覽列的買幣上，然後選擇法幣充值。然後選擇提現以切換至法幣提現頁面。</span></div><div class="ace-line ace-line old-record-id-WlmVdIEIsoupEkxVMJhuBBC6sub"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"b201f773-03ed-46a8-be8c-3ffa91d2b7dd","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FNJ12bjMveoCXkSxWAaEueeSusPd%2F%3Fpreview_type%3D16","file_token":"NJ12bjMveoCXkSxWAaEueeSusPd","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-AhYAdy4KBoryXNxJUYluXnfNs66"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145412103BCeuD67DFXjWk5.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJOSjEyYmpNdmVvQ1hrU3hXQWFFdWVlU3VzUGQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQWhZQWR5NEtCb3J5WE54SlVZbHVYbmZOczY2Iiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9OSjEyYmpNdmVvQ1hrU3hXQWFFdWVlU3VzUGQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/NJ12bjMveoCXkSxWAaEueeSusPd/?mount_node_token=AhYAdy4KBoryXNxJUYluXnfNs66&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://NJ12bjMveoCXkSxWAaEueeSusPd" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Mzk6dyabQoOw5wxFnp6uNDZwssc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OQbJdnsE0ovTh2x2rhauR90Rsxf"><span style="font-size: 16px;">步驟 2：輸入提現詳情</span></h3><div class="ace-line ace-line old-record-id-Sy5ZdCQVsoPGTjxhMI6uEOlSshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Oi03d7d99o6hTfx9rv0u0ERGsif"><span style="font-size: 16px;">1）選擇 USD 作為您的支付幣種。</span></div><div class="ace-line ace-line old-record-id-NEufdU1R5oCSVaxJPlOuw72Cs1e"><span style="font-size: 16px;">2）輸入您希望提現的金額。</span></div><div class="ace-line ace-line old-record-id-Rz5XdxfWXoX12YxdDRCuyX54sLs"><span style="font-size: 16px;">3）選擇銀行轉帳 (SWIFT) 作為您的提現方式。</span></div><div class="ace-line ace-line old-record-id-LmcEdfaVJo5uSBxtKdYucRv1shc"><span style="font-size: 16px;">4）按要求輸入您的銀行帳戶詳情。</span></div><div class="ace-line ace-line old-record-id-BCHhd9kN9ohwUsxXM6VuDfnLspf"><span style="font-size: 16px;">5）核對提現詳情及適用手續費，然後繼續操作。</span></div><div class="ace-line ace-line old-record-id-Ef9cd6sSOoQpkNxAgduulINXswc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J2N3dGnQmoNls0xwAmsuJP6Nsk8"><span style="font-size: 16px;">重要提示：請確保您的銀行帳戶資訊準確無誤。資訊錯誤或不完整可能會導致延遲或提現失敗。</span></div><div class="ace-line ace-line old-record-id-Hx8vdXmtgo8ZkoxKuFzuSIDIsz9"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FN8edlaoQoy5EnxiZXMuhaKXsud"><span style="font-size: 16px;">步驟 3：完成安全認證</span></h3><div class="ace-line ace-line old-record-id-YDI8dOckloH0qyx9ENXujXrMsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IKq3djcDfoQfegxBbdNud5WxsOe"><span style="font-size: 16px;">核對並確認您的提現詳情，然後完成安全認證 (2FA)。</span></div><div class="ace-line ace-line old-record-id-ZLdPdNlsuo8uxFxFGRcuIJbjsce"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UfRjdByO2o0PMexva1SuYqOpsAd"><span style="font-size: 16px;">步驟 4：等待您的提現</span></h3><div class="ace-line ace-line old-record-id-Jp5Kdfq45oMQyGxajPBuHfEfsdh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SdiEdUTr6o3G2rx5MTRuKWLtsXb"><span style="font-size: 16px;">您的提現申請成功提交後將會進行處理，資金將透過 SWIFT 發送至您的銀行帳戶。</span></div><div class="ace-line ace-line old-record-id-WmlAdTMo9obpjSx9WXfub2WVsSg"><span style="font-size: 16px;">SWIFT 提現可能需要 1 到 2 個工作天到帳，具體取決於收款銀行、中間銀行及銀行假期。</span></div><div class="ace-line ace-line old-record-id-CvssdCBuVoIBrUxw5JkuHVn8sxh"><span style="font-size: 16px;">您可以在訂單下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提現狀態</a>。</span></div><div class="ace-line ace-line old-record-id-E6w2dGcxUoTPCKxkkLhu94bcsWb"><span style="font-size: 16px;">即使 MEXC 上顯示提現已完成，您的銀行可能仍需要額外時間將資金劃入您的帳戶。最終劃轉金額與收到時間取決於您銀行的處理情況與記錄。</span></div><div class="ace-line ace-line old-record-id-JbJedgSonoAxbPxBKFPuiqUSsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EJgldhGdhoRbzmxZp94ubnfOsNb"><strong>3. 重要注意事項</strong></h2><div class="ace-line ace-line old-record-id-ZwR9dQsnBo81RjxMYNBuCouAsUd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PFypdyw9JoGldix8sMeuVqolsMd"><span style="font-size: 16px;">3.1 資格</span></h3><div class="ace-line ace-line old-record-id-HMO3dGd0UorW4rxFH9rudyRCsof"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EK5fde1PmoSC0mxB00PuVUiXsmh"><span style="font-size: 16px;">USD 銀行轉帳 (SWIFT) 適用於地址證明 (POA) 或身分證明 (POI) 來自以下支援國家或地區的符合條件用戶：</span></div><div class="ace-line ace-line old-record-id-Z8nddiiiroluVTxJCDbu6GDbsdh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NhPvd781yo3UMvxHwkfuoAoXs5d"><span style="font-size: 16px;">奧蘭群島、安道爾、南極洲、阿魯巴、澳洲、奧地利、巴林、巴貝多、比利時、百慕達、不丹、波札那、布威島、巴西、英屬印度洋領地、汶萊、維德角、加拿大、開曼群島、智利、聖誕島、科科斯（基林）群島、庫克群島、克羅埃西亞、捷克共和國、丹麥、多米尼克、愛沙尼亞、福克蘭群島、法羅群島、斐濟、芬蘭、法國、法屬圭亞那、法屬南部領地、直布羅陀、希臘、格陵蘭、格瑞那達、瓜德羅普、關島、根西島、赫德島和麥克唐納群島、香港、冰島、愛爾蘭、曼島、以色列、義大利、日本、澤西島、約旦、吉里巴斯、拉脫維亞、列支敦斯登、立陶宛、盧森堡、馬來西亞、馬紹爾群島、馬丁尼克、馬約特、密克羅尼西亞、蒙特塞拉特、諾魯、新喀里多尼亞、紐西蘭、紐埃、諾福克島、北馬利安納群島、挪威、阿曼、帛琉、皮特凱恩群島、波蘭、葡萄牙、波多黎各、留尼旺、羅馬尼亞、聖巴泰勒米、聖赫勒拿、聖克里斯多福及尼維斯、聖露西亞、聖馬丁、聖皮埃與密克隆、聖文森及格瑞那丁、薩摩亞、聖馬利諾、聖多美普林西比、斯洛伐克、斯洛維尼亞、索羅門群島、南喬治亞與南桑威奇群島、南韓、西班牙、斯瓦爾巴和揚馬延、瑞典、瑞士、台灣、東帝汶、托克勞、湯加、特克斯和凱科斯群島、吐瓦魯、英國、烏拉圭、梵蒂岡、瓦利斯和富圖納。</span></div><div class="ace-line ace-line old-record-id-I9Ijdll50oxaorxvFtPucoODsIb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FU0SdvF14ouyumxUbmyusdQmsaf"><span style="font-size: 16px;">3.2 費用與限額</span></h3><div class="ace-line ace-line old-record-id-EoBMdTrpBowUb3x5J7yuUGV7sMc"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Vg4mdn3MQo4ydGxrXAiuELIjsJe" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手續費：</strong>USD 充值享有 0 費率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ICQMdmnQFok5xGxD5t3uDTRLstc" data-list="bullet"><div><span style="font-size: 16px;"><strong>提現手續費：</strong>以提現頁面顯示的費率為準</span></div></li><li class="ace-line ace-line old-record-id-FIurd9dBWom6kdxt7qfux6nasTc" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限額：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-PeP4d2DWFoLeDtx4n0uu2ZR2sPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UZBsd703eo4Mb3xAywruqFRnsHe"><span style="font-size: 16px;">3.3 充值說明</span></h3><div class="ace-line ace-line old-record-id-SXbydnsT0oTDYHxpL3guI9eKs0d"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NQa2dpITeo8FLBxX5hPuXIK0sRE" data-list="bullet"><div><span style="font-size: 16px;">銀行帳戶持有人姓名必須與您進行 MEXC 身分認證時使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-EsuMdrU4CoBeLRxqDiZugX76skh" data-list="bullet"><div><span style="font-size: 16px;">劃入您 MEXC 法幣資產的金額將以實際收到的金額為準。</span></div></li><li class="ace-line ace-line old-record-id-Z9iNdrs68oEG3hxz2kWuy05osqf" data-list="bullet"><div><span style="font-size: 16px;">請務必使用針對該筆具體交易顯示的銀行詳情及附言碼。</span></div></li><li class="ace-line ace-line old-record-id-HGYldLCzdo3xANxm3STuNdiyssc" data-list="bullet"><div><span style="font-size: 16px;">您的銀行可能會收取 SWIFT 手續費。您自己的銀行或中間銀行可能會收取額外的 SWIFT 轉帳費用。</span></div></li></ul><div class="ace-line ace-line old-record-id-CDZ7dZSryostKkxVyq5uBeftsCf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YEeGdGardoKrKWxXJVquQu20sDb"><span style="font-size: 16px;">3.4 銀行匯款欄位填寫參考</span></h3><div class="ace-line ace-line old-record-id-C5QfddBbToYFfhxvcDhu5zFFseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K3YCdrIUUohAh0xTb56udLmRslf"><span style="font-size: 16px;">不同銀行的網銀或手機銀行可能使用不同的欄位名稱。辦理 SWIFT 匯款時，請參考以下對照表填寫，並以 MEXC 充值頁面顯示的資訊為準。</span></div><div class="ace-line ace-line old-record-id-GaczdWYF3oV1Sox75cHuzdmXsKb"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FEz4dE7kcoqXU7xeFhuuDkossKd"><strong style="font-size: 16px;">銀行介面常見欄位</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjEHdnHaXogxM1xkegFuB6BPswS"><strong style="font-size: 16px;">應填寫資訊</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OYBfdcQ5Do3cYVxjad8uDctSsRg"><strong style="font-size: 16px;">重要說明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VluvdKz1eonzb1xdKrZun6kXsMd"><strong style="font-size: 16px;">匯款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EUqud8oyyoQprkxWjC9uSm82s7c"><span style="font-size: 16px;">您銀行帳戶的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OktrdyqJ9ofCHexqUI0uApnNskd"><span style="font-size: 16px;">必須與銀行帳戶姓名完全一致，請勿使用首字母縮寫或簡稱。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AONmdMmkvosWv3x2sdruLGlmszb"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8M9d4b8Ioic9zx0Z9puI2rRstd"><span style="font-size: 16px;">MEXC 充值頁面顯示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZlvAdTwuEoqybWx1LF4ukSBksdc"><span style="font-size: 16px;">完整複製頁面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UipmdHVPfo9AZBxmkAhu8xuxs4c"><strong style="font-size: 16px;">收款人帳號 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WA58dAtwHoKdzZxwDrZuY3jKstf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VRUYdTCnvoe613xlZF6ujm7FsEc"><span style="font-size: 16px;">根據銀行要求填寫；如要求使用 IBAN，填寫完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YRKxdfEr5oSLJFxkM8ruzQWJsIh"><strong style="font-size: 16px;">SWIFT / BIC 代碼</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TapzdvKU5oXuRixQ7sguxls7sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WWvrdXUpLobgTCxWx9wufnPwsbc"><span style="font-size: 16px;">SWIFT/BIC 用於識別銀行，IBAN 用於識別具體帳戶；如均要求填寫，請同時填寫。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EbC4dpPzHoYDYGxCDcBud5oYsld"><strong style="font-size: 16px;">匯款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EgLwdfCHHoY85Zxi1njuZXGzsPc"><span style="font-size: 16px;">MEXC 充值頁面顯示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kygtdv27fo92FSxvjirua1ZqsSc"><span style="font-size: 16px;">該欄位為必填項。若缺失或填寫錯誤，入金可能無法自動入帳。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GTfudeY9Xowcs6xR3b0uv6Alsig"><strong style="font-size: 16px;">收款銀行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ExO6dCZrSoUw4rxvRTwuLJQCs3d"><span style="font-size: 16px;">如銀行要求填寫，請使用 MEXC 提供的銀行所在城市及國家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IwJ6daXK2oov2KxHE6Buxys7stf"><span style="font-size: 16px;">部分銀行在僅提供 SWIFT 代碼不足以識別收款行時，會要求填寫地址資訊。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HcZbdHBnxoBNEhxVsSDuCK71sLd"><strong style="font-size: 16px;">費用承擔方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DFiIdtXLUosd1bxmgHRuRz0Tsng"><span style="font-size: 16px;">建議選擇 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lm9fdmAtnoUKHyxAKwHuwLDRsSf"><span style="font-size: 16px;">若選擇 SHA，中間行費用可能從匯款金額中扣除，導致實際到帳金額減少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Ga2xdHsy6oANx9xRMqkuoQeVsZb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Pf9Pd9rFIohpSHxYGuju5vCTsGr"><span style="font-size: 16px;">3.5 匯款注意事項及異常處理</span></h3><div class="ace-line ace-line old-record-id-VSYXd0p3ZoO1YcxE02muoE3Ls4b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X9ppdwGrGoUDJbxvjN0utSK9sEI"><span style="font-size: 16px;">轉帳前，請務必核對以下資訊：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-GcqKdDOhXoSvYxxJL0Ou8ksQsEd" data-list="bullet"><div><span style="font-size: 16px;">收款資訊：收款人姓名、IBAN/銀行帳號及 SWIFT/BIC 代碼必須與 MEXC 充值頁面顯示的資訊一致。</span></div></li><li class="ace-line ace-line old-record-id-XQyQdMsq2okvcKxmip5utlYAsvd" data-list="bullet"><div><span style="font-size: 16px;">匯款附言：請完整填寫充值頁面提供的 Reference Code，缺失或填寫錯誤可能導致訂單無法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-RXbGd4HjBoAsGExkjyJuLpGQsRc" data-list="bullet"><div><span style="font-size: 16px;">付款帳戶：必須使用與 MEXC 實名認證姓名一致的本人銀行帳戶，第三方帳戶匯款將被退回。</span></div></li><li class="ace-line ace-line old-record-id-HETxdA31Co1wsQxtO32uLbKRsbx" data-list="bullet"><div><span style="font-size: 16px;">匯款金額及手續費：確保匯款金額符合充值限額及最低入金要求，並考慮可能產生的銀行手續費。</span></div></li><li class="ace-line ace-line old-record-id-ND94dWNh7o9VSUxjy1GuzMgSsKe" data-list="bullet"><div><span style="font-size: 16px;">匯款憑證：建議保存充值頁面的收款資訊及銀行匯款回單，以便後續查詢。</span></div></li></ul><div class="ace-line ace-line old-record-id-OCALdfBk6os2KWxUhepuvhdQs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J6ySdRXOLo24QRxgFSWuNPQDsth"><span style="font-size: 16px;">如果匯款出現異常或遲遲未到帳：</span></div><div class="ace-line ace-line old-record-id-ShThdklRaorS1hxm8btuWj1OsIb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAMcdoaI2ovjKbxeDgJuSIeMsRd"><span style="font-size: 16px;">SWIFT 匯款可能因銀行處理、收款資訊錯誤或訂單匹配失敗而延遲到帳。如果超過 3 個工作日仍未到帳，請按照以下步驟處理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CSjbd8HnoogZs6xvz4Gu7LSIs1b" data-list="bullet"><div><span style="font-size: 16px;">核對匯款資訊：檢查匯款回單中的收款人姓名、IBAN、SWIFT/BIC 代碼及 Reference Code 是否正確。</span></div></li><li class="ace-line ace-line old-record-id-B0hJda1Cmop3GQx4jJTuH6k9svc" data-list="bullet"><div><span style="font-size: 16px;">聯絡匯款銀行：確認資金是否已成功匯出，以及目前處理狀態。</span></div></li><li class="ace-line ace-line old-record-id-UtyAdaIsRo6ePgxgwDgu4YrTsZb" data-list="bullet"><div><span style="font-size: 16px;">聯絡 MEXC 客服：如銀行確認匯款已完成，請提交 OTC 工單，並提供匯款回單、交易參考號、匯款金額及匯款日期，以便進一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-Vn8ddrS9nobdBcxvxznu2w1Vs5f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UgksduDltoB08DxrEcau3WBNsnb"><span style="font-size: 16px;">安全提醒：請僅使用 MEXC 官方充值頁面提供的銀行收款資訊，切勿透過電子郵件、Telegram 或其他非官方渠道獲取或確認收款帳戶資訊。</span></div><div class="ace-line ace-line old-record-id-FX99dl3PGoCCV3xVKhqu3K8zsbe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ae66dwB9eoTda1xFgKnuGwPLsOd"><span style="font-size: 16px;">如果您有任何疑問，歡迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工單</a>尋求協助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SERBdsO9QogkZoxdehXuAW8psUe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RANkdOX7qowkWgxjhTluOasasRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PMlTdyGWwoiwRqxvhzpuvsPysvb"><span style="font-size: 16px;">推薦閱讀</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-LOzAdqtkSon5J7xiVJvuldcjsqb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高級身分認證</a></div></li><li class="ace-line ace-line old-record-id-G4gsd66S2oog2dxJ9pGuX9poscg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣？</a></div></li><li class="ace-line ace-line old-record-id-MrxkdJiHooWk5mxVdLouESecsih" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買數位貨幣完全指南：MEXC 法幣充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-BUObdiJoBoToLSxVVT2u9x70sTf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-XdCcdPnbQooSHYx0iIfuIVk9s7b" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道購買數位貨幣</a></div></li></ul><div class="ace-line ace-line old-record-id-AybbdoTp2oRewJxXizrux2DKsUb"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Yu53dG2mLo59GIxaPOlu10DOsKe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-JmFsdaVApoNQuQxKLHWu9A7BsPh"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-N199d5Dg4oQZwRxz5vVuqVyysr3" data-list="bullet"><div><span style="font-size: 16px;">MEXC P2P 商家中心已全新升級，整合等級、任務、工具與支援四大功能模組。</span></div></li><li class="ace-line ace-line old-record-id-VGNvdLkTuoh1uIxmjn1u3rVksWg" data-list="bullet"><div><span style="font-size: 16px;">商家等級任務涵蓋升級獎勵、保持等級獎勵與連續保持獎勵三類激勵。</span></div></li><li class="ace-line ace-line old-record-id-Uh5ndx8VcoWQ80xWQtguyu2xswe" data-list="bullet"><div><span style="font-size: 16px;">每日經營任務鼓勵商家保持廣告在線並完成真實交易，連續完成可累計里程碑獎勵。</span></div></li><li class="ace-line ace-line old-record-id-KUB1dQYdloXEawxCuUOulqV5sLb" data-list="bullet"><div><span style="font-size: 16px;">新商家可透過發布廣告並完成首筆訂單獲得專屬獎勵，週交易量排名榜為優秀商家提供額外激勵。</span></div></li><li class="ace-line ace-line old-record-id-QO6ZdO0XMo8Y02x76p8uQ1AHs6c" data-list="bullet"><div><span style="font-size: 16px;">所有獎勵由平台統一核算，於每月月初前五個工作日內發放至商家現貨帳戶。</span></div></li></ul><div class="ace-line ace-line old-record-id-MvgHd38LaoBDoXx1zvRuvXKhs3f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EFbBdPd1EoDfC6xkCzruip50sDb"><strong>1. 商家中心升級說明</strong></h2><div class="ace-line ace-line old-record-id-XA9Adok7BogrP0xFTXluFpPAsIe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AZPxdzqTSofdtjxaf4iuUWZTshg"><span style="font-size: 16px;">為幫助商家更高效地管理經營表現、獲得更豐富的經營體驗，<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> P2P 商家中心現已全新升級。新版商家中心整合了商家等級、成長任務、經營工具與平台支援等核心功能，幫助商家更清晰地掌握經營數據、專屬任務與獎勵機制。</span></div><div class="ace-line ace-line old-record-id-FlcGdtBgIofqcExfe3HusNBHst0"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ETabdCikwo9j02xOdobuIV4MsXe"><span style="font-size: 16px;">請注意：請將您的 App 新至 6.78 及以上版本，以體驗新版商家中心的全部功能。</span></div><div class="ace-line ace-line old-record-id-RCaBdvWZnoK6NGxm4Tauvibvs0f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RntZdcvZNoPIQ6x1kAQu4sarsmf"><strong>2. 商家商家中心查看內容</strong></h2><div class="ace-line ace-line old-record-id-DO7cdnzLZo2oVuxutCLueLbhs1e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CP1Dd1Kf5oC5G4xdJizud33tsgf"><span style="font-size: 16px;">商家可在商家中心查看以下內容：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KPoJdVjkbotacux59NquZIErswh" data-list="bullet"><div><span style="font-size: 16px;"><strong>等級</strong>：當前商家等級、權益及成長情況。</span></div></li><li class="ace-line ace-line old-record-id-VGENdOmcsommuYxK5Qxu6SCHs5b" data-list="bullet"><div><span style="font-size: 16px;"><strong>任務</strong>：查看每日任務、等級任務、新商家任務、週排名任務、累計獎勵及獎勵明細。</span></div></li><li class="ace-line ace-line old-record-id-SqW2dkmA9oiet4xpzDnuzpr0sNg" data-list="bullet"><div><span style="font-size: 16px;"><strong>工具</strong>：管理保證金等相關經營工具。</span></div></li><li class="ace-line ace-line old-record-id-XFxfdfuAZoEYp9xywvKu2FCrsrc" data-list="bullet"><div><span style="font-size: 16px;"><strong>支援</strong>：商家專屬支援服務。</span></div></li></ul><div class="ace-line ace-line old-record-id-LDZdd1FeWogOaHxS1ZvuOjZRsYz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RpupdOcUdo7ggDxddyKuIusSsyf"><strong>3. 活動任務與獎勵規則說明</strong></h2><div class="ace-line ace-line old-record-id-RFWBd9maPodFf2xtyrMuZHSVsXc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C2Y3dP0ccoOxCPxrkKWuMjEgs8g"><span style="font-size: 16px;">3.1 商家等級任務</span></h3><div class="ace-line ace-line old-record-id-H0r2d30nqoDmY0xTck7uk7sDsfP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GHHxdPLwmoVsgnx0XrNu5agOsMb"><span style="font-size: 16px;">符合條件的商家可在任務中心查看升級為優選商家、升級為金牌商家、保持優選或金牌等級，以及連續保持相應等級滿指定週期等任務。機構商家不參與此任務。</span></div><div class="ace-line ace-line old-record-id-Vgedd3tEBor0nbx2IbDuiGnRsSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IDyWdqX19oquNrxXJEGuCCXRswc"><strong style="font-size: 16px;">等級獎勵規則：</strong></div><div class="ace-line ace-line old-record-id-QKEcddO6kogrp1xp3v5uqHvAszd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WUuDdcjt9oNzWhxurifuwUXWsxg"><span style="font-size: 16px;"><strong>1）升級獎勵</strong>：商家達到優選或金牌等級，並滿足活動頁面展示的條件後，可獲得相應升級獎勵。每個帳戶的優選升級獎勵及金牌升級獎勵均僅可獲得一次；後續降級後再次升級，不會重複獲得相同等級的升級獎勵。</span></div><div class="ace-line ace-line old-record-id-UaqjdOa44opLDZxm5kguqWqdsPH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RM2fdgEXroPanUx3v0BuE7FEs3b"><span style="font-size: 16px;"><strong>2）保持等級獎勵</strong>：平台按週期評估商家等級保持情況。商家在統計週期內持續滿足相應等級要求，可獲得對應保持等級獎勵。</span></div><div class="ace-line ace-line old-record-id-Hotcd4ndboYawPxinOKugncSsIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Udh6daN3CoGVQ3xbLefuU1iisZd"><span style="font-size: 16px;"><strong>3）連續保持獎勵</strong>：商家連續保持相應等級達到指定週期後，可獲得連續保持獎勵；如連續狀態中斷，累計週期將重新計算。</span></div><div class="ace-line ace-line old-record-id-T57RdgTY6oEvyex0elWu0qMCsrd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DhzHdFU2Yo9juPxnIoqurMsTs7f"><span style="font-size: 16px;"><strong>4）獎勵標準</strong>：等級任務的具體條件、統計週期及獎勵金額，以商家中心任務頁面、活動頁面或 MEXC 官方公告的即時展示為準。</span></div><div class="ace-line ace-line old-record-id-AXMwdlILzo7wlLxnGHcuaj2zsX3"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NXPgd4fKCoaqisxIfUoucrlJsAh"><span style="font-size: 16px;">3.2 每日經營任務</span></h3><div class="ace-line ace-line old-record-id-T03zdPdFLoOwwNxSPdquRzgDs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0K9d1nZbo5pplxzNDqu391bsub"><span style="font-size: 16px;">每日任務旨在鼓勵商家持續保持廣告在線並完成真實交易。符合條件的商家可在任務中心查看當日任務進度及累計完成天數。</span></div><div class="ace-line ace-line old-record-id-CLyidzhy5oa4ZCx6UJDuP8xwsIN"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HiDFd4xd0oTKLZxFh3luhKHbs2d"><span style="font-size: 16px;"><strong>參與資格：</strong>每日任務適用於 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/p2p/buy/USDT/AED">MEXC P2P</a> 商家，包括認證商家、優選商家、金牌商家及機構商家。</span></div><div class="ace-line ace-line old-record-id-SAdSdn59ToOZUgxHdahuIQxmsJb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OMfTd15MboIMh8xuSTzul0xGs9e"><strong style="font-size: 16px;">完成條件：</strong></div><div class="ace-line ace-line old-record-id-QQvsdo5Slob7N3xrCpYuf6qhsHe"><span style="font-size: 16px;">商家需同時滿足廣告在線時長及作為 Maker 完成賣幣訂單的數量要求。訂單以實際完成時間進行統計，廣告處於隱藏或下架狀態時，不計入在線時長。</span></div><div class="ace-line ace-line old-record-id-Rh7Fdmb2aoFExdxWw6cuxXC2s0d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OxqmdEcu5osg9NxwSsmuAXqfsMc"><strong style="font-size: 16px;">累計規則：</strong></div><div class="ace-line ace-line old-record-id-EJ8DdBWO1oXUyYxZhLQuyP82ssd"><span style="font-size: 16px;">1）每日統計週期： UTC 00:00:00 至 UTC 23:59:59。</span></div><div class="ace-line ace-line old-record-id-XaJMd8FDHohn2wxFtzxujZTjs2e"><span style="font-size: 16px;">2）每日任務完成後，將累計對應的完成天數。連續完成達到指定天數後，頁面會展示連續完成狀態標示。</span></div><div class="ace-line ace-line old-record-id-OfTJdRuRBodSeGx3AGjuFoYusMd"><span style="font-size: 16px;">3）連續短期未完成任務時，已累計天數可按頁面規則保留；連續未完成達到規定天數後，累計進度將清零。</span></div><div class="ace-line ace-line old-record-id-Bj5Ldx018oLxgoxyujSuLTnNspg"><span style="font-size: 16px;">4）退出商家身份後，相關每日任務累計進度將清零；重新成為商家後，需重新累計。</span></div><div class="ace-line ace-line old-record-id-WDrYdLYukowNwMxAuo6uGICVs1e"><span style="font-size: 16px;">5）當日任務進度可能存在數據處理延遲，請以商家中心頁面的最終展示為準。</span></div><div class="ace-line ace-line old-record-id-AYWHdJ62KoRK7ext7CBuU06csgh"><span style="font-size: 16px;">6）每日任務的累計里程碑和獎勵金額，以商家中心任務頁面及活動規則為準。</span></div><div class="ace-line ace-line old-record-id-S0cadlCcVoNfJxxE7Vlu1iPusog"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCPydsB8EoVhMwx8qh3uW1CCscf"><span style="font-size: 16px;">3.3 新商家任務</span></h3><div class="ace-line ace-line old-record-id-JCDVdHwUuoJaAJxLp7uu98OHstf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XG8Xdq6EdoTs5Xx0NnKudL5sshh"><span style="font-size: 16px;">為鼓勵新加入的認證商家儘快開展經營，平台將向符合資格的新商家分配限定任務。</span></div><div class="ace-line ace-line old-record-id-CML0d9oRXo03RzxA46auVChdsvb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QFPXdigv2oNWaBxc5cxuIMZFsfh"><strong style="font-size: 16px;">參與資格：</strong></div><div class="ace-line ace-line old-record-id-JLC1dMEMko5Nv1x4iPfuiIupsKU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N7xadEondoKyRbxk5VAuJ4pvsng"><span style="font-size: 16px;">新商家任務僅面向商家中心功能上線後<strong>首次成為認證商家</strong>的帳戶開放，符合條件的機構帳戶亦可參與。歷史上曾擁有商家身份的帳戶，退出商家後再次申請成為商家，也不再參與該任務；每個帳戶僅可參與一次。</span></div><div class="ace-line ace-line old-record-id-SjJHdlsW7o7KoixaUCUuGi8rsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QXMJdV2wLoVeHixZGhouX5vWsCb"><strong style="font-size: 16px;">完成條件與獎勵：</strong></div><div class="ace-line ace-line old-record-id-Nwundht0woHrS1xPsSquxKLRsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GaFwdeWRpogJAWx9lg3ukRFYsah"><span style="font-size: 16px;">成功發布一則新廣告，並完成至少一筆由該廣告產生、金額大於 <strong>10 </strong><strong><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a></strong> 的訂單。成為商家前已發布的廣告產生的訂單不計入任務統計。完成新商家任務後，可獲得 <strong>2 USDT</strong> 獎勵。任務完成狀態的展示可能存在數分鐘的延遲。</span></div><div class="ace-line ace-line old-record-id-Kty8dnthHoGE5ix4d7vuUISwsbe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QzvvdPUWColArdxuNCOu7DIhslh"><span style="font-size: 16px;">3.4 週交易量排名榜</span></h3><div class="ace-line ace-line old-record-id-KisRd6uB2ol8elxsKfxu8oBVsVj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FWXpdvyK2ohghDxzJJquxCSZsL5"><span style="font-size: 16px;">部分法幣區將展示週交易量排名，用於呈現商家在其所屬法幣區的經營表現。平台將向符合條件的商家發放週交易量排名獎勵。</span></div><div class="ace-line ace-line old-record-id-KazJddTCyoP63VxU0iSu8A3Ns6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YPaEdeqcdoTZQSx52VcuheaHswg"><span style="font-size: 16px;"><strong>參與資格：</strong>適用於指定法幣區的 P2P 商家，包括認證商家、優選商家、金牌商家及機構商家。</span></div><div class="ace-line ace-line old-record-id-VUmaddjTlohfowxGm0cu4bMHsof"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZQGQd8QOhong7lxvZ3eu5iVTsuf"><strong style="font-size: 16px;">統計規則：</strong></div><div class="ace-line ace-line old-record-id-P4WXdlN7YozTZax6nJmu6VqYsHg"><span style="font-size: 16px;">1）榜單以商家作為 Maker 賣出加密貨幣後的真實成交量，折算為 USDT 進行排名。</span></div><div class="ace-line ace-line old-record-id-BqdIdIivhoLo0BxiKZFuTpAtsff"><span style="font-size: 16px;">2）統計週期為每週週一 UTC 00:00:00 至週日 UTC 23:59:59，以訂單的完成時間計算，榜單數據每小時刷新。</span></div><div class="ace-line ace-line old-record-id-ACApd1EjmoBqxkxAe26uv46Ws5b"><span style="font-size: 16px;">3）訂單的法幣需與商家的所屬法幣區一致，根據法幣區的不同，展示排名前 10 至 15 名的商家。</span></div><div class="ace-line ace-line old-record-id-McXDd0WwgoWL2Qx1PEduYdaGs6d"><span style="font-size: 16px;">4）發獎時，MEXC 將識別並排除異常、虛假或不符合規則的交易數據。</span></div><div class="ace-line ace-line old-record-id-Bd0odd0OSobhZCxvk8UuwcOTsZY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KkVad8iYIoMbOuxf6BNuyiJNsZK"><strong style="font-size: 16px;">獲獎條件：</strong></div><div class="ace-line ace-line old-record-id-Yi6udO2Yiomcyfxv6DquZIMwsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BrCJd78fIovtSKx6b1UuQ5jls6e"><span style="font-size: 16px;">商家須同時達到指定排名、滿足該排名對應的最低 Maker 賣出的成交量要求，並符合平台活動規則及風險控制要求，方可獲得週排名獎勵。</span></div><div class="ace-line ace-line old-record-id-KzeYdV631oqHQZxxYFMuqECbs3e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0DEdjqA3ofpeVxWC9QuLxyfsYf"><span style="font-size: 16px;">若成交量相同，平台將依次參考交易對手方的數量、完成訂單數量等相關因素。適用法幣、獲獎排名、最低交易量門檻及獎勵金額，均以商家中心頁面、活動詳情頁及 MEXC 官方公告為準。</span></div><div class="ace-line ace-line old-record-id-P3pcdoXopo94i6xCtpgu89d6sHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WlaydOtOfoRdf8xG5JBuH1aAsqc"><span style="font-size: 16px;">3.5 獎勵發放</span></h3><div class="ace-line ace-line old-record-id-YSxwdt4soo4LlOx7VBFubsrTsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ces6dK2iBoRIeAxotLfuBnnKssE"><span style="font-size: 16px;">1）所有符合條件的商家任務獎勵、等級獎勵、新商家獎勵及週交易量排名獎勵，均由平台統一核算，並在<strong>每月月初的前 5 個工作日內</strong>完成發放。</span></div><div class="ace-line ace-line old-record-id-LZdkdmihAofDZqxisMnuiKCpsuf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F0frdjGsOolcEQxMixwuznlXs1d"><span style="font-size: 16px;">2）獎勵將發放至商家的<strong>現貨帳戶</strong>。</span></div><div class="ace-line ace-line old-record-id-TlrKd5IxPoXbEMxGGTOunBvEsgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BOYqd3cRWoQ1O4x0I9DuxXMTsJd"><span style="font-size: 16px;">3）平台將以最終核算結果確認獎勵資格。商家須滿足對應任務或排名的全部條件，並遵守 MEXC P2P 用戶協議、商家規則及風險控制要求。</span></div><div class="ace-line ace-line old-record-id-BRocdwaGzoz93AxRcajuQGQzsh7"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ab1BdQElYoVOZrx0MGKuMxlhsee"><span style="font-size: 16px;">4）如發現異常交易、虛假訂單、刷量、對敲或其他違規行為，平台有權取消相關任務資格、排名資格、獎勵資格及相關商家權益。MEXC 有權根據營運及風險控制需要調整任務條件、獎勵標準和發放安排。</span></div><div class="ace-line ace-line old-record-id-NjWBdCNtvomJavxsbjeuekXfsXd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JKSfdxd9pofa2UxkS9Cu3KVEsQe"><span style="font-size: 16px;">MEXC 感謝各位商家長期以來對 P2P 平台的支持。歡迎前往商家中心查看您的等級權益、經營任務及獎勵。</span></div><div class="ace-line ace-line old-record-id-OVORdDqAKoYwp1xgD7MuVYTes1d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CJe1dyWZZowr90xjSqcupbJosad"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-K2SMd95B9o0b7BxG4fou7Gp0sWf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-app-17827791523120" style="font-size: 16px;">如何在 MEXC P2P 購買加密貨幣（App）</a></div></li><li class="ace-line ace-line old-record-id-AL0AdtfdaorLLqxAvQmuPRGYsad" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-official-website-17827791523122" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC P2P 購買加密貨幣（Web）</a></div></li><li class="ace-line ace-line old-record-id-V9JtdJOIkoZreOxtBPGudxUtsJb" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/faqs-mexc-p2p-trading-17827791510712" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易常見問題解答</a></div></li><li class="ace-line ace-line old-record-id-ZxLxdYl6qoonB2xu1BSuvI7isub" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：術語表與常見問題</a></div></li><li class="ace-line ace-line old-record-id-MZJxd5eI4oboOMx9Id6uFYMyswM" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-avoid-common-p2p-scams-17827791517700" data-lark-is-custom="true" style="font-size: 16px;">如何防範 P2P 交易詐騙</a></div></li></ul><div class="ace-line ace-line old-record-id-MkU2dPy2qoFn5Hxf1UvuWW3hsJc"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-LNZndEsn8oyly0xaPrEuplXss7F"><strong>MEXC T+N 提現政策問答 </strong></h2><div class="ace-line ace-line old-record-id-IAumdVxYAoOdTrxs9qgu8FWWspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Gjj9dMagUoTyC3x5y5QuPyMJskd"><strong>1. 什麼是 T+N 提現政策？</strong></h2><div class="ace-line ace-line old-record-id-XfwmdoRLlokOE6xR5Oyu9R1asYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-DZMLdSa6loYTgsxtWpwulxBjsNb"><span style="font-size: 16px;">T+N 提現政策要求用戶透過 OTC（場外交易）購得的加密貨幣需等待 N 小時後方可提現或轉出。此政策旨在風控覈查期間凍結可疑資金，防範洗錢和詐騙。</span></div><div class="ace-line ace-line old-record-id-BdBBd3imEoxLqNxiYw6uuGWFsSh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Qf9bdv9Gyo56cLxiWjZuFPr1sue"><span style="font-size: 16px;">T+N 是對透過法幣渠道（OTC）獲得的資產設置的流動限制政策，涵蓋：限制操作：提現、站內轉帳、OTC 賣出、法幣出金、發紅包 N 天倒計時結束前，上述操作均被凍結（如 T+N=24/72 小時）</span></div><div class="ace-line ace-line old-record-id-Li67dWKCHo7MuEx4KGQu7dH8s6e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-N2i1d1zhcoNnwXxxNjsuKPXBsib"><strong>2. 為什麼需要 T+N 提現等待時間？</strong></h2><div class="ace-line ace-line old-record-id-TpIqdV8zGoNx4qxzKA2uouUqsff"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3mXdq17TozEe6xmLTyu3rivsxe"><span style="font-size: 16px;">風險緩衝：24/ 72 小時緩衝期可攔截不法資產提現，避免黑錢流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZRGedvzZGongWIxP0EUuLhgPs6e"><span style="font-size: 16px;">合規安全：配合反洗錢（AML）要求，降低用戶銀行卡凍結風險。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-UQeddjuwpotP3Qx9lIau57rFs0b"><span style="font-size: 16px;">動態監測：平台利用此時間分析交易模式，標記高風險行為（如大額可疑轉帳）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-PvU6diy1aoVrqjxWrfgu0Grfs4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IPUTd1bhdooobnxKp6QuLfVvsMd"><strong>3. T+N 提現政策適用於哪些國家？</strong></h2><div class="ace-line ace-line old-record-id-H5xwd68GaoLEqoxeP1quWCnfsyg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-TYcfd0m60otWaBxXCuEux6VRsee"><span style="font-size: 16px;">白俄羅斯、比利時、巴西、哥倫比亞、捷克共和國、丹麥、愛沙尼亞、法國、德國、匈牙利、冰島、印度、愛爾蘭、義大利、哈薩克、拉脫維亞、荷蘭、奈及利亞、挪威、波蘭、羅馬尼亞、俄羅斯、沙烏地阿拉伯、斯洛伐克、西班牙、瑞士、泰國、土耳其、烏克蘭、阿拉伯聯合大公國、英國、烏茲別克、約旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IwMndAhgGoK0Oqx0O4ausfSXsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LV30dLmN6oiLIGxEYgMuttq9sqb"><strong>4. 哪些交易會受到 T+N 政策影響？</strong></h2><div class="ace-line ace-line old-record-id-WJL1dH1ylotytBxTpbbuNcIwsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-J9k0dT1zRoDuyTxBBhxuNmH9sG2"><span style="font-size: 16px;">僅限 OTC 購買的加密貨幣，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;320" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="320"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L2ORdD4UToZGbxx6qZoubQzfseg"><span style="font-size: 16px;">場景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YDcvdrl9aowG75xZM38uroWBsme"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MbGbd3HvSoUuv1xIU7ruw082sKr"><span style="font-size: 16px;">說明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CoN9dQCAsoUN4lxkZ3Cu6vaSsBc"><span style="font-size: 16px;">OTC 賣出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xx1CdzHjQoEv86xw3b7uYVy4sje"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMld4I1CoEMVYxdB7Lugik2sUg"><span style="font-size: 16px;">T+N 期間禁止賣出法幣資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SSSqdQLEmoriR9xtkAtucp0csdc"><span style="font-size: 16px;">法幣渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SIFBdCw4moHyZsxWvaWuArsZsdb"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WjG8dwHgToeJRTxww2VumVVpsHb"><span style="font-size: 16px;">禁止轉換為法幣並提現至銀行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkkLdfGfnoKazvxOE46uPukWsqc"><span style="font-size: 16px;">提現</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EarNdzkYNoWxISxrlY7uCOaZsSc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XljId1NZHoUILLxtBmtuyOZysWC"><span style="font-size: 16px;">禁止鏈上轉出資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JrZZdNRueom1gjxH3PNu3N3BsXb"><span style="font-size: 16px;">轉帳</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CyjAdN6jXouF1tx4bZIuDF9IsKQ"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C1jYdQsrTod3hHxkWDmu4985sOh"><span style="font-size: 16px;">禁止站內轉移給其他用戶</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmMdfkh5o03OcxkhCxuFgskstn"><span style="font-size: 16px;">發紅包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JTEqdb73RoItqlxtnnCufrZtsUd"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SbLNdjXBRoLcpDxeM0LuzkVosI5"><span style="font-size: 16px;">禁止透過紅包發送 OTC 資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J78OdYiVYowvVjxqTnpuHtJvscf"><span style="font-size: 16px;">現貨交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KNUAdVaZso9RWuxf8ZZuKXKvsfd"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OCWUdVZ7GoHtUKxcB11u5wVIsVh"><span style="font-size: 16px;">可自由交易，但盈利部分提現不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZOP8dXoFcoNqUGxREtWujW0Gshb"><span style="font-size: 16px;">不影響行為：現貨交易獲利提現、充值加密貨幣的直接提現。</span></div><div class="ace-line ace-line old-record-id-UpzGdqGmBoriw8xYGFyu07NSsQc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WzSGdcAJdo3UY1xrukYu9X2as1e"><strong>5. 提現時間是固定的 24~72 小時嗎？ </strong></h2><div class="ace-line ace-line old-record-id-WqqldWKW0oBPQXx9pTQufGF8shf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JCZEdZ5KAoo3q2xtnIyujlvCsxe"><span style="font-size: 16px;">否，時間非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-ICoddBWedopPhtxU75fuGXvrsdg" data-list="bullet"><div><span style="font-size: 16px;">基礎限制：MEXC 默認採用 T+N（24小時）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Sgn3dPt2LoXIgaxfyaqu9gFQsNL" data-list="bullet"><div><span style="font-size: 16px;">動態調整：根據風控等級延長（如高風險操作觸發 T+2 或更長）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-XfeBdf5dtohhHaxrCTWuJjpDsWd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GwYPd1xUDolkQYx3kdhuhFT0sse"><strong>6. 如何查詢提現狀態？</strong></h2><div class="ace-line ace-line old-record-id-HoYrdLFZJorf22xQZD5uP13tsvz"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Z2G4dc3fIo1Rp8xVDd1uTGlKsic"><span style="font-size: 16px;">登錄 MEXC 帳戶 → 【資金記錄】 → 【提幣記錄】。查看記錄狀態：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-QvdmdcYrroh0WhxBiqDuj2cJsKc" data-list="bullet"><div><span style="font-size: 16px;">處理中：等待 T+N 倒計時或區塊鏈確認。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-EPoUddEn5oL9dAxKh27uDf9HsJf" data-list="bullet"><div><span style="font-size: 16px;">已到帳：成功打入目標帳戶。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-EpAvdKbaDoFTbBxDhvgu5mzdsyb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-SgkMdlSE0oBB7Wxh01xu1RlHsJb"><strong>7. 政策是否適用於所有用戶？</strong></h2><div class="ace-line ace-line old-record-id-KjaNdSI72oR5SbxfHUAuHxhBsMf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LGZhdT6VaonWcyx1mequyJw4ssN"><span style="font-size: 16px;">否，僅觸發風控的用戶受影響：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Vwvgd623yoS9ADxYM8GuH91dsvB" data-list="bullet"><div><span style="font-size: 16px;">高風險行為：如頻繁大額 OTC 買入後立即提現。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G4izdOkWhoIVGtxezjJuRRyosJh" data-list="bullet"><div><span style="font-size: 16px;">非受限用戶：正常交易或未觸發風控的用戶可即時提現。</span></div></li></ul><div class="ace-line ace-line old-record-id-YJZHdfRVFoDGH8xJ24fuj7vgsPT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0cNdNtysoK4xjxB0SCuw0x0ssh"><strong>8. 政策是否會更改或擴展到其他國家？</strong></h2><div class="ace-line ace-line old-record-id-ZUdZdoQlyoNRnZxW2pauogUxsHc"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-FfF6dOX6Ko7YMnxuv2puZQXSsee"><span style="font-size: 16px;">可能調整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JdP6dHhrqogPO0xERC7ulxSCsOc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根據風控需求擴展政策（如延長 T+N 時長、新增國家）的權利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ZWLYdWnNdoe4c0xdfKdukELwsYt" data-list="bullet"><div><span style="font-size: 16px;">若詐騙模式升級，政策可能收緊。</span></div></li></ul><div class="ace-line ace-line old-record-id-AM4tdqmAkoehEZxOE2du53bjsrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y8SWd0DPhoQJgtxTE9tuX5KVstg"><strong>9. 提現超過 72 小時未到帳怎麼辦？</strong></h2><div class="ace-line ace-line old-record-id-AXj5dmbjgoG2SzxmH1ZudO1GsZe"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Ka0YdVwfeohZFVxBpHcu1K6csve"><span style="font-size: 16px;">分步處理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-V6uLd3154oT6TMxeE0Cu7peWsBI" data-list="bullet"><div><span style="font-size: 16px;">檢查狀態：在「提現歷史」確認是否已完成提現轉帳。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-W3ngdWjw1oQSw0xT0TwuoojSsXg" data-list="bullet"><div><span style="font-size: 16px;">聯絡客服：若客服確認完成仍未到帳，提供 TxID 並申訴。</span></div></li></ul></div>

<div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-M9nvd3On9onESixEjfIu18CPsee"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-JAEidrB5qo27EyxZsZFu9FgLsle" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消費交易分為授權與結算兩個階段，結算通常需 1-3 個工作日。</span></div></li><li class="ace-line ace-line old-record-id-IJaodjiuQoDRPFxNGgZuOAgJs5b" data-list="bullet"><div><span style="font-size: 16px;">實際扣款金額可能因結算匯率、跨境手續費或商戶調整而與消費顯示金額不同。</span></div></li><li class="ace-line ace-line old-record-id-YPPndZy0GoM9hUxjTSfu5zGGske" data-list="bullet"><div><span style="font-size: 16px;">消費現金回饋需在交易完成結算後發放，商戶類別不符或觸發風控將無法獲得現金回饋。</span></div></li><li class="ace-line ace-line old-record-id-FJjCdL852oHGqSxlM0ou6F4JsBe" data-list="bullet"><div><span style="font-size: 16px;">結算前退款免手續費，結算後退款視卡種可能產生相應費用。</span></div></li><li class="ace-line ace-line old-record-id-HIgyd38ScoXFYZx2RYAuCSS8sqq" data-list="bullet"><div><span style="font-size: 16px;">爭議交易需在規定時限內發起申訴，交易連續失敗或異常行為可能觸發銷卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-W1ANdhIkeoixH3x6cOAuD677ssd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GKZodFMe4oww1gxOoSPuAttnsRc"><strong>1. MEXC Card 授權與結算</strong></h2><div class="ace-line ace-line old-record-id-UtRrd72rpo0UKMxFs9Ou6VEHstc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RmnHd7kcFosnY0xx58au6wxMsnb"><strong style="font-size: 16px;">1.1 消費後交易什麼時候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-XIgFdCUHTo0gCjxJVISuWoiNsvc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXJRd9HpdoNDtHxNztfudpSYsaf"><span style="font-size: 16px;">使用 MEXC Card 消費後，交易會先進入授權狀態。此時發卡方確認您的帳戶餘額或額度充足，並凍結對應金額，但資金尚未真正劃轉給商戶。待商戶完成結算後，交易狀態才會更新為已完成。</span></div><div class="ace-line ace-line old-record-id-DF9cdHJSyo11ywxylRNugdE4sAh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VFg7d7zdWoFCZfxHHEsuB0bjsDe"><strong style="font-size: 16px;">1.2 授權和結算有什麼區別？</strong></h3><div class="ace-line ace-line old-record-id-CqO4dIUyfoNv7KxGLsiuKbsqsPd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SG8NdtnrZotSCQxca4MuaNyasuh"><span style="font-size: 16px;"><strong>授權</strong>：刷卡消費瞬間，系統確認餘額/額度充足並凍結該筆金額，資金尚未轉給商戶。</span></div><div class="ace-line ace-line old-record-id-EOVCdS0XGoDT58xBpa3ujaOcsTe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W3aUdSj0ZoaGSQxMdILuBEuksBd"><span style="font-size: 16px;"><strong>結算</strong>：商戶透過收單機構和卡組織提交交易憑證、完成清算核對後，凍結資金真正劃轉給商戶，交易狀態由授權變為已結算。</span></div><div class="ace-line ace-line old-record-id-UkUMdbWLboWXNUxiYn5uRKPdseb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z7q8dkeAboroh4xtUpcuZ8J1sLg"><strong style="font-size: 16px;">1.3 結算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-QzwgdTfPpo7IvrxQVVGum6ytsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M4LAdR2L0oCpofx7UEHuDB5PsYK"><span style="font-size: 16px;">通常 1–3 個工作日，具體取決於商戶、收單機構及卡組織的處理效率，個別情況下最長可達 30 天。</span></div><div class="ace-line ace-line old-record-id-Cy2OdCZq5o6MlTxNgVNuxyKvsme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Sg0ydfZt5oVZtZxuCKKuEocksZf"><span style="font-size: 16px;"><strong>1.4 </strong>授權失敗或被撤銷，凍結資金何時退回？</span></h3><div class="ace-line ace-line old-record-id-PnpVdJ6PUoPztixvKx7uY2DTshe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQerd6M2toFTS0xCIwruNn6Ksif"><span style="font-size: 16px;">若授權最終未完成結算，例如授權失敗、被商戶撤銷或超時自動失效，凍結金額會自動釋放回帳戶可用餘額，無需手動操作，通常 1–3 個工作日內到帳。</span></div><div class="ace-line ace-line old-record-id-OGKAdlOemosOrqxVZ3Iu7b5dsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TIiddk7auoLFguxTI0kuP5xYsjh"><strong>2. 匯率與扣款金額</strong></h2><div class="ace-line ace-line old-record-id-Z9JDdfw0qoizkvxkBgVuC1saskh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SPl8doNLGoWIT4x8FwHufjHesfe"><strong style="font-size: 16px;">2.1 為什麼實際扣款比消費時顯示的金額高？</strong></h3><div class="ace-line ace-line old-record-id-Z2YqdlrCuod5HcxgeO7uFdXksxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvI7dfLLjoPX3Mxt6XeuoA5SsZg"><span style="font-size: 16px;">常見原因有三點：</span></div><div class="ace-line ace-line old-record-id-Hliid1aHqoCjHSxOFI3uTZmSsnh"><span style="font-size: 16px;">1）外幣消費按結算時匯率計算，與授權時的預估匯率存在差異。</span></div><div class="ace-line ace-line old-record-id-MsBgdM0B4o7OjmxTkaUuXBHQsCh"><span style="font-size: 16px;">2）產生了跨境或外匯手續費。</span></div><div class="ace-line ace-line old-record-id-FR3pd6huSoiVKAx8ZJMucHCKs0Z"><span style="font-size: 16px;">3）商戶在結算時調整了最終金額，例如加收服務費、小費等。</span></div><div class="ace-line ace-line old-record-id-FhBMd3S9AoGD0Hx8MbIuSH4gsmg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HpFtd9VIvolKlQxo1AFuz36TsSg"><strong style="font-size: 16px;">2.2 消費時按下單匯率還是結算匯率計算？</strong> </h3><div class="ace-line ace-line old-record-id-Ij5edDksWol4yQxsgktuucSBsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B73vdKOvJog5v7xTA7UuzsLUsDf"><span style="font-size: 16px;">授權階段顯示的金額按下單時的預估匯率折算，僅供參考。最終扣款以結算時的實際匯率為準，兩者可能存在差異。</span></div><div class="ace-line ace-line old-record-id-WUc1dkQ3do33ZFxe1leugydGsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xp2pdUbs2o0Uncx3BaCu3rY7sPb"><strong style="font-size: 16px;">2.3 為什麼一筆消費會產生兩筆訂單？</strong> </h3><div class="ace-line ace-line old-record-id-DaMRdSs2ForYsexio8duQygnsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TR3SdFt5foBGrex80tAuPqtpsg0"><span style="font-size: 16px;">由於授權與結算匯率不一致，結算後可能額外產生一筆費用差額訂單。MEXC 將在後續版本中逐步修復該問題。</span></div><div class="ace-line ace-line old-record-id-BdARdWNtdo7iy4xyQtcuAf43sxd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-FKawdHNY3oO1PyxmYhNu2JMWs9c"><strong>3. 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-FlHEdblWGot5bsx7fLvuidZLsve"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EmG9d7XPmoqhJRxJd0ruCifXsDe"><strong style="font-size: 16px;">3.1 為什麼消費後沒有收到現金回饋？</strong></h3><div class="ace-line ace-line old-record-id-HECbd23x0oQKscxyi9BuuSvlsac"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NuMTdtwFfohl5HxVZE3u02yesMg"><span style="font-size: 16px;">主要有以下三種情形：</span></div><div class="ace-line ace-line old-record-id-RJ3kdNI9HoT8EPxZiGhuhHYossh"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TWupport/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-HEfbdsN8roek37xzZFzuGs8BsGg"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-KXXediOl6o20WLx5E3mucQpEsIg"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-JA9ldhaT8oYe0axvzvIu2Fgeslc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AVEFd1RtFoQFxDxdTfXuyvdYsMe"><strong style="font-size: 16px;">3.2 交易退款後，已發放的現金回饋會被扣回嗎？</strong></h3><div class="ace-line ace-line old-record-id-U2phd9agUoepKCxDJZAud7ilsmd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GSG5dzVbJoa4Xwx5VY8uhSwrsSe"><span style="font-size: 16px;">會。已發放現金回饋的交易若後續發生撤銷或退款，系統將相應扣回該筆現金回饋。</span></div><div class="ace-line ace-line old-record-id-EffodSSwFo9015x9bB1uM1hDsjf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JVOndKcHdogm1hxy2AjuiUcfsHg"><strong style="font-size: 16px;">3.3 哪些 MCC 不參與現金回饋？</strong> </h3><div class="ace-line ace-line old-record-id-O8eidhL2Ko0g4Dx29EUu2pYjsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iatvd51zSo5GQPxaVUNuUbMDs7e"><span style="font-size: 16px;">具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-GmKZdq2uIoam2lx1BmcuOxdfsjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ADDJdzH6GoD5I4x1Tf4uoAOCsLg"><strong>4. 交易失敗與被拒</strong></h2><div class="ace-line ace-line old-record-id-R60CdnDp9o9cBvxPAp4u1BaKsBb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Itysd7UffoRxtDx5Mj8uY8UMsjh"><strong style="font-size: 16px;">4.1 交易被拒絕的常見原因</strong></h3><div class="ace-line ace-line old-record-id-Y6pRdyutYo1IAix36v7uCVLOshf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKHcdQ34ZoLCjYxSbmEuJQxrsHg"><span style="font-size: 16px;">常見原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BHQkdjuLVoq3cDxBwrxu5UQRsjd" data-list="bullet"><div><span style="font-size: 16px;">帳戶餘額或額度不足</span></div></li><li class="ace-line ace-line old-record-id-F5IedJz5MoQWd8x310PupBU6sDd" data-list="bullet"><div><span style="font-size: 16px;">卡片被凍結或處於限制狀態</span></div></li><li class="ace-line ace-line old-record-id-OptFdpxgYo2lfxxRzGkujkPLs3e" data-list="bullet"><div><span style="font-size: 16px;">商戶類目不在支持範圍內</span></div></li><li class="ace-line ace-line old-record-id-JKT1doJ1KoHQx8xHOKNu9vAQs5b" data-list="bullet"><div><span style="font-size: 16px;">觸發風控規則</span></div></li><li class="ace-line ace-line old-record-id-Jt13dwMD0onbKSxRUfGum5JksBg" data-list="bullet"><div><span style="font-size: 16px;">網路或商戶端臨時故障</span></div></li></ul><div class="ace-line ace-line old-record-id-SQg1dKbn7olEIZxxQoFu5yt0sLn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UBi0d3bgAoLAdPxCOWeuxcuBsAg"><span style="font-size: 16px;">建議您先檢查帳戶餘額及卡片狀態，排除以上原因後仍無法交易，請聯絡 MEXC 人工客服協助排查。</span></div><div class="ace-line ace-line old-record-id-HsKMdSI77oWPaYxq4FdunNUJsJb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X50wdqt6lopL30xtIv6uvt5hs0b"><span style="font-size: 16px;"><strong>4.2 </strong>商戶頁面顯示交易失敗，為何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-PJAAd2dYBo2Rz9xuvi9uKnZUsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-A8lIdkTSVo6vRnxlR5IuYciTsGb"><span style="font-size: 16px;">若交易在商戶支付頁面被直接拒絕，且 MEXC 交易記錄中無對應記錄，說明該筆交易是在商戶端被拒絕，平台無法獲取具體拒絕原因。建議您更換支付方式、聯絡商戶確認，或重新發起交易。</span></div><div class="ace-line ace-line old-record-id-I1QVd8jCloenEQxLOVauszTmsNc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z6KmdqIWToHAbDxAXj6uM6iIspx"><strong style="font-size: 16px;">4.3 交易多次失敗是否能有手續費？</strong></h3><div class="ace-line ace-line old-record-id-MZthdxfe8ohpecxafJPufOAEslh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-StjIdFPzNosow6xJQxSuZw4As6c"><span style="font-size: 16px;">會。使用 MEXC Global Card 交易失敗次數過多時，每筆失敗交易將額外收取0.5 USD的罰金；情節嚴重的，可能導致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-GNVHdPI59oJ6z4xryCSuTmSgsHf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MtBKdtCweoSJqjx94bpuPa1qsQd"><strong>5. 退款說明</strong></h2><div class="ace-line ace-line old-record-id-U9w3d9kuHogGqBx5H2luj1wXsSd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GRYuddG62oq1GkxVh0uuDSb4swc"><strong style="font-size: 16px;">5.1 退款是否收取手續費？</strong></h3><div class="ace-line ace-line old-record-id-Hle6dD7oioPbYjxMrM8uUf1rskh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee"><span style="font-size: 16px;"><div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-JwVXd162Yoj24Gxq9o3uiB5SsGh">分兩種情況：</div><div class="ace-line ace-line old-record-id-CvfRdWG2PoNJSwxb4tQuPjzNsHf"><strong>1）結算前退款</strong>：無手續費。</div><div class="ace-line ace-line old-record-id-WTEcd0L2aog9cLxlx6ou7xWasmd"><strong>2）結算後退款</strong>： </div><div class="ace-line ace-line old-record-id-LyfldOQW4oX3ehxVhGruaPl5s9b">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Sl0pdHj4eoQ2PGxDnXAuwLkZsBc" data-list="bullet"><div>非美元交易退款，除已收取的外匯手續費和加密貨幣兌換費外，額外收取 1% 外匯手續費。</div></li><li class="ace-line ace-line old-record-id-QDJrd64xXoa7IsxoL2duTfjMsUb" data-list="bullet"><div>美元交易退款，僅收取加密貨幣兌換費。</div></li></ul><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee">MEXC Global Card：不收取退款手續費。</div></div></span></div><div class="ace-line ace-line old-record-id-HlLndqUKsoDHGGx8gkXu7oNssab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ISngdlyFoopxDaxCkwbu2mb2s9c"><strong style="font-size: 16px;">5.2 退款一般多久到帳？</strong> </h3><div class="ace-line ace-line old-record-id-Hs9sdZHPsouecixRBNMu3IOased"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNBVdKMYooDutpxC4CXutH6DsXc"><span style="font-size: 16px;">一般消費現金回饋會在 1-7 天內到帳，但電商、航空、飯店旅遊類消費，等待期可能最長達 30 天。</span></div><div class="ace-line ace-line old-record-id-YAeYdSeKtoQQIAxIdv5uvaqnsEf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Yuczd2KZCozGLax63BruTcx5svH"><strong>6. 爭議交易申訴</strong></h2><div class="ace-line ace-line old-record-id-BBOtdTAQkozHUWxlEPxuLJUpsHb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Gz42dEXvxoBoVYx2IBfuUWJtsH3"><strong style="font-size: 16px;">6.1 如何對不認可的交易發起申訴？</strong> </h3><div class="ace-line ace-line old-record-id-UoDhdZCO3oEywNxbN4Mul0FZs3d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MjYBdYiYGouO2bxFkfUuFprpsBh"><span style="font-size: 16px;">您可在【交易記錄】中選擇對應交易，聯絡 MEXC 人工客服，按要求提供申訴原因及證明材料，例如與商戶的溝通記錄、訂單憑證、退款證明等，提交後平台將啟動核實流程。建議您先與商戶協商解決，若商戶無法處理或溝通無果，再正式發起平台申訴。</span></div><div class="ace-line ace-line old-record-id-X99GdGG2kojqE3xGuxZuRkvRsxd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rf6JdmNKgoxIsxxWDR6uw1Xjsxd"><strong style="font-size: 16px;">6.2 申訴有時間限制嗎？逾期還能申訴嗎？</strong> </h3><div class="ace-line ace-line old-record-id-EHGgd5XrAoVlCcxKS40uikDmsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DH4vdlE4QoRBSbxliQ4utchQseh"><span style="font-size: 16px;">有，一般交易發生後 60–120 天內提出，逾期將無法受理，建議儘早申訴。具體而言：</span></div><div class="ace-line ace-line old-record-id-UVQ5d0Z0ao6YtyxgQQPu3OagsSb"><span style="font-size: 16px;">1）重複收費類申訴時限為 90 天。</span></div><div class="ace-line ace-line old-record-id-OP09dwZtFoQDrNxw3hSuQpNXsBf"><span style="font-size: 16px;">2）涉嫌欺詐的交易為 120 天。</span></div><div class="ace-line ace-line old-record-id-FB3fdLPMRoFKWYx01GnuF3pesKd"><span style="font-size: 16px;">3）網購未收到貨或貨不對板的情形，時限為收貨日起 120 天。建議儘早發起申訴。</span></div><div class="ace-line ace-line old-record-id-QXY8dMCtsoUuMTxeEVTuvFITslg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DOl7d8uOYogJ0nxEhmbuFH5FsCb"><strong style="font-size: 16px;">6.3 申訴失敗是否收取手續費？</strong> </h3><div class="ace-line ace-line old-record-id-Rrx1dQjtaoByBxxS8PzunjW0s1c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JrvKd6MxioGtKKxkm0Cutp70sOg"><span style="font-size: 16px;">如果因申訴資訊不完整或證據不足導致未透過，平台可能收取一定審核手續費，具體以所持卡產品的費用說明為準。</span></div><div class="ace-line ace-line old-record-id-CVcod6Smmox5DgxXWwpuG3rHsWe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XX9Idi22HoYdHDx21wpucXrSsDh"><strong>7. 銷卡與安全驗證</strong></h2><div class="ace-line ace-line old-record-id-Hu9RdutPjoPpMCxPgWouUy7Ys9e"><span style="font-size: 16px;"><br></span></div><h3 class="ace-line ace-line old-record-id-Q16PdsmDmoCC4JxU8f2uSRQisPe"><strong style="font-size: 16px;">7.1 哪些情況可能導致銷卡？</strong></h3><div class="ace-line ace-line old-record-id-Eeo7d91sIoDOPFxWY0eufn7ksXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2uYdSu4Vo2jFcxfm5ruOtVhs3c"><span style="font-size: 16px;">若帳戶交易因餘額不夠連續失敗大於 10 次，可能觸發風控自動銷卡。此外，盜刷、套利等異常行為同樣可能觸發風控並導致銷卡。請您規範用卡，避免異常操作。</span></div><div class="ace-line ace-line old-record-id-NXIVd4YAHoA2PUxaNXJuENfxs4g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NRe5d0YEYoC3UpxzHNNud0Opsfe"><strong style="font-size: 16px;">7.2 什麼情況會觸發額外安全驗證？</strong></h3><div class="ace-line ace-line old-record-id-SLxVdjB13oO0jOxdCSBuJJpvsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J8hJdx2RPo816VxT7hWuqfVtslh"><span style="font-size: 16px;">當交易風險較高、發生跨境或首次消費、金額超過免密限額，或所在地區監管（如歐盟 PSD2）強制要求時，系統會觸發 3DS（3-D Secure）驗證，需要您完成額外身分確認後方可繼續支付。</span></div><div class="ace-line ace-line old-record-id-HA6fdQBLboAwyIxXYYxu5WxNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C7AFdWKTaoEODyxd85NuNGHus2f"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KLHydrynLoPJ6exGM0juHYCesbg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-ALP8dLizkocRE6xJQJwu4b56s6b" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-KZvtdthQnoTN9qxIGRruzktJsd3" data-list="bullet"><div><a href="https://www.mexc.com/zh-TWupport/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-FX1SdaOrAo18XExeqz0uMZUNsJg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-Dh86dHlpnogIZnxfxOnusbLqssd" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-YLjDdsBIjop9kJxczNcuQVxSsuf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="XY8xdUIyKoOZi0xgXBdu7c5NsHg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-RzkfdUTfRoS5SUxvfWvuMHZLsIc"><span style="font-size: 16px;">MEXC 卡會為符合條件的消費提供現金回饋獎勵。然而部分商戶類別由於其對應的商戶類別代碼（Merchant Category Code，MCC），不符合現金回饋獎勵資格。</span></div><div class="ace-line ace-line old-record-id-Go4FdAOtRo9K64xbCGnu0L5Osxf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AzyXdxFo7ouhhtxwx2buOTuhsGc"><span style="font-size: 16px;">本文列出了目前不享有現金回饋的商戶類別。交易是否符合現金回饋資格，取決於商戶所屬的 MCC，該代碼由支付網路及商戶的收單銀行分配。</span></div><div class="ace-line ace-line old-record-id-Cb3TdvRfioAfoHxRrX3uowTxsZb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pk1ndqvpJoqKF6x3GmHuoWG8sjc"><span style="font-size: 16px;">MEXC 將持續監測交易活動，並保留在發現疑似濫用、異常交易或其他違規行為時，將更多 MCC 或個別交易排除於現金回饋資格之外的權利。此排除名單可能會不定期更新，因此未必始終反映最新的限制範圍。</span></div><div class="ace-line ace-line old-record-id-EYaCd1lu9o7lhvx6u9WuTPT5syS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CywRd0tzQodLaLxw7wxu5qAzsKh"><strong>1. 金融服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PHmGd5bvfoa0Ynx3kS2usuRnsye"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XFH1dj16So5jR5xBLbmuzeWjsmg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LW5ddyduZoX1DoxEUNEuNeVis0O"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IA0ldJEq2oMPsmxHmaBuh0gLsae"><span style="font-size: 16px;">金融機構 – 商品、服務及債務償還（包括加密貨幣、錢包充值、貸款還款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VIn5dyvC4omK1Exrg7juGPCVsOg"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pk86dZYvDo7bUrx3s21utIM9s3e"><span style="font-size: 16px;">證券經紀/交易商（券商業務、投資交易、股票購買）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EHxYdi3TIoA5U5x81cIuRkldsP5"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CDfrdd6kIoy1IzxQ6aNukt8dsEb"><span style="font-size: 16px;">金融機構透支及利息費用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XAkddgJkHorQOhx48YAuodubsHf"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JqL0d521Fo4UZbxDcJ3uuRBZsve"><span style="font-size: 16px;">儲蓄債券、證券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-I1TbdvPqdoPKTXxNRdQu0SkqsBf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RkwAdDoryo8TXXxkf2FuIEOGsEM"><strong>2. 現金及等價物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RQL8dDxsFoddOjxXlb8uannnsBt"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YUALdkzlAoa0hBxZW3DuvMNossK"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D0rad2eQbobMylxrc2MuHBD9sqc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TjnqdhdA8oFbF6xqz0XulZp8sud"><span style="font-size: 16px;">人工現金提取（銀行網點、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JLIedMQnsoNfDpxv3UxuCP8PsNh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XGjIdAE9Ooa3dSxhAtIuHAbTsth"><span style="font-size: 16px;">自動現金提取（ATM 提現、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FsLtdfgyVoHNxAxP0ubu2pKysKf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1SVddindov4bYxwQh6uMFnis2b"><span style="font-size: 16px;">準現金 – 金融機構（旅行支票、匯票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KLdDdJlSUoVc6Sx4IkeuEUXYsWb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CkmidlyuUoKzRAx3O3Mub1g7sig"><span style="font-size: 16px;">準現金 – 商戶（加密貨幣交易所、線上錢包、博彩、遊戲）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BR41dtSaWok26axNOatuioaTsgf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DBKIdgiAqouspWx5kj6u3reFsFg"><strong>3. 資金轉帳及支付服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D5BvdsRSJo9yXWxfAmkuVwpEsWb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WSYzdViDaoRGdXx5zcFuCc4xsAg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UqAHdg8SooGeFpxEdobuuaePsrg"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FHQ5dDCXNowWO5xlCzUuB1SnsUd"><span style="font-size: 16px;">匯款 – 電匯、匯票、匯款服務</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D1U6d99KGoURNqxqZ6SurF3asPh"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KOaqddWCEoyJv1xXn4BuqWMlsug"><span style="font-size: 16px;">遠端儲值充值 – 金融機構（預付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QnhjdQyN6oNf2rxnMPJuBx4Cste"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MR3wdPfCeo1MPxxBkoOuHzKWs3i"><span style="font-size: 16px;">支付交易 – 會員金融機構（資金轉帳、帳單支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rb0SdHw87oJnyBxr8sdum2pcsPc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ojy2djdHzoAuSKxRhOHutczVsEE"><span style="font-size: 16px;">支付服務提供商 – 資金轉帳（聚合子商戶交易的支付服務商及平台，例如 PSP 處理的匯款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PJeHdVb67oH6FtxK5NDu24dQsgb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xc3EdxPdPoqcg1xcZ9su8X1gsfd"><span style="font-size: 16px;">支付交易 – 會員金融機構（透過銀行關聯支付服務商處理的資金轉帳、卡對卡轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NmofduPt8oh8afxdAopuQstpspd"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ALLHdwrrooaGvpxEdWduB2zIsXd"><span style="font-size: 16px;">支付交易 – 商戶（商戶發起、透過支付服務商處理的資金轉帳，例如帳戶/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F391dECLYoOqJnx3bpuu5qFksNg"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CBvFdXYTZohV6wx4yABuUHoMs5c"><span style="font-size: 16px;">資金轉帳 – 會員金融機構（透過會員金融機構完成的行對行或帳戶間轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PUrYdxg0hoiR1jxFaBzuWLLJsdc"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GUa7dI7iaoOeuoxe0NDuwqjQsnh"><span style="font-size: 16px;">價值購買 – MoneySend（個人對個人或商業轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-AiXzdi0RaoyFz7x5ZdsuuA31sdd"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YhFWdG2YrotjA8xw61xuqoOusHc"><span style="font-size: 16px;">MoneySend 充值（加載或充值轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VItAdc2Ssoiu53xev1CujwAaszQ"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PkLtdFv4eoluHmxY6uouwmPDsFI"><span style="font-size: 16px;">MoneySend 現金提取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WHSIdF6scoYD9RxqxS1uoKq7snf"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JuNvdHazMoBDArxg40cuIFwYsje"><span style="font-size: 16px;">MoneySend – 會員金融機構（充值/提取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HNttdAAsloy4nLxnSGeuMt5VsJe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NKZwd4E0LoSp7Sx0CPMuVtjss1f"><span style="font-size: 16px;">資金轉帳 – 個人對個人或帳戶間轉帳（通用類）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UWIFdYaVDoVR2LxzrSTuRdxDsbf"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ax4ldrWEXoGG6kxXxR3uGZJQsZc"><span style="font-size: 16px;">非金融機構 – 儲值卡購買/充值（禮品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-RFp7dW5dSoHPNwx0NOruIPx2sYb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Ye6IdfC1Ko8rCyxt7bPuiH6FsIe"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1jndMhfooQwelxTObnuvm2psCh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Jtj3dtUq2oRS7RxoPEYuYopKsDc"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UGFvdjBTooayAyxun4Vu7XDhsFc"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VASdd5bScolUr0xzOMuuK0Flsic"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CuWQdxdXzosJIhxjGalulZoxsFe"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ASC7d25rwo4YWtxHhePuClnkssf"><span style="font-size: 16px;">網路博彩（合法線上博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R46jdtS6Eoz5spxbSk6uJViXson"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NDXudZ8u1oafZJx1US7uojD2smh"><span style="font-size: 16px;">政府許可賭場（線下或受監管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MBzidhVumoWowAx50rGuwrZ8sed"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DPqZdprUWoOAsrx5EbduLj2JsHb"><span style="font-size: 16px;">博彩、彩票及遊戲（非政府類博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Twqpdbiy3owBOdxPtDxusymYsed"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HRU2dyHsnoJsaCxhOQaujYUVs1f"><strong>5. 政府類支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QH7ydA24xoElTKxIVGfuAPcLsdf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VtqHdRuZnoTL9qxJnnjuUwVXsic"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EBCzdll8oogFrIxW8WIunSaMsXe"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RgbmdoyzBovpZOxqrhpuCtQ7sqb"><span style="font-size: 16px;">訴訟費用，包括贍養費及子女撫養費</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-W3f8dPAluoc4VTxzoPiuMrTLsUe"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IMHZdepGloWZKsxdx3iurRhUsOc"><span style="font-size: 16px;">罰款（交通罰單、政府處罰等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E6LkdODr5opIEDxF2X2uIohPsu7"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VNjDdmIc3oMcxoxjznnurAQusAc"><span style="font-size: 16px;">保釋金及擔保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D8Wwde6eboY4ikx0nCguawv4sLe"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PSERdBfsOop7uLxrodvuigg1smD"><span style="font-size: 16px;">稅款（聯邦、州及地方稅費及關稅）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJNMdb36eoZ65pxSZoNuk7H4sEh"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVG2dEIjmoEn9jxCUdluiw6Gsq7"><span style="font-size: 16px;">政府服務 – 未分類（其他政府機構相關支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DbI7dvTnGo4XN1xHtVDuzXOZskh"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EacLdtpRkoaYtXxEz5vuArBIs5g"><span style="font-size: 16px;">郵政服務 – 僅限政府（國家郵政機構）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Cfhldm9UJoZQYQx1SLKuanvBsxe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XivfdSZxWoiiT0x1wyju8mJMs6h"><strong>6. 捐贈及慈善機構</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rm6HdOKEBovIzexzdiUubStUsLd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OKPudOcVMosZqkxdzquus8Cusjd"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SHKudMCd4otYOBxjDjEuy8Xds4s"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ak5WdhlNeo629cx1SMWuqgV3sVd"><span style="font-size: 16px;">慈善及社會服務機構（捐贈）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VdJGdeImeoV7bWxHbOHu2HqfsQh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ULYNdYmkloFPZRxx3hMut9owsqg"><strong>7. 直銷</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BuardHgKpoUI2Cxhkt7udsXcsbe"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TuOMdY30AoiKK5xgKO0uovfus96"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZiTsd4iMhoh1v7xdVpzuVh1BsP3"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OXpldDZf6oOILAxpQiQufCZzsyg"><span style="font-size: 16px;">上門/直銷（家庭購物、個人代理銷售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BPNwdOL6ZoezaGxcv2Ju7QIlseh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LYc0dURs2oIn3jxXBFiur0JVsng"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QL0Dd9XJjohLhSxtIneu0SIIsdf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 獎勵常見問題（亞太卡）</a></div></li><li class="ace-line ace-line old-record-id-VyjhddDmcoj3MYx2NJSurLA3sQh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-HCqWdcYB4o4FUZxPEkJuvXvHsMO" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="R7y4dlnmbouYOExsB0ouSYSjsXd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-MCdXdRESyoFO1axrT5IuMnNAsVB"><span style="font-size: 16px;">對於很多剛接觸數位貨幣的用戶來說，買幣最容易踩坑的地方，其實不是操作流程，而是各種「看不見」的費用。</span></div><div class="ace-line ace-line old-record-id-Uxj2dYJhwo2apExvummuztC9s00"><span style="font-size: 16px;">銀行卡手續費、跨境支付費、匯率損耗、第三方通道加價……有時候幣還沒買到，成本已經先多了一層。</span></div><div class="ace-line ace-line old-record-id-AlxqdjYu0oQJvaxmyOOuXNxVsMc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OBbvdj7p6oVagix6wTkusSLmsXd"><span style="font-size: 16px;">為了降低用戶買幣門檻，MEXC 目前在多個國家和地區推出了長期或階段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3">0 Fee 買幣</a>與法幣充值活動。用戶可以透過 Apple Pay、Google Pay、銀行卡、本地銀行轉帳以及 QR 掃碼支付等方式，更低成本地完成數位資產購買。</span></div><div class="ace-line ace-line old-record-id-BDsqdysoXokaaZx0x89uoA12spd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JgYZdTRSFolgHpxcsdsuyL9Ysqc"><span style="font-size: 16px;">*BTN-<strong>參與活動</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3">https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-OW2pdtoqioqAdSxYrFDu8s0cstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CIa4dgD4Sou8rHxQ9tRuyxYosYf"><span style="font-size: 16px;">這篇文章會帶你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NmARddivhok48uxPtPTuppjAsWq" data-list="bullet"><div><span style="font-size: 16px;">MEXC 當前支援哪些 0 Fee 買幣方式</span></div></li><li class="ace-line ace-line old-record-id-UoSTdIaV9orfLbxHqJguzLJcsGd" data-list="bullet"><div><span style="font-size: 16px;">如何透過 Apple Pay / Google Pay 快速買幣</span></div></li><li class="ace-line ace-line old-record-id-Hx97dCKuPoYLeHxxJLkuMnVEswe" data-list="bullet"><div><span style="font-size: 16px;">不同地區支援哪些本地支付管道</span></div></li><li class="ace-line ace-line old-record-id-NprndsbYCoLIpsxPKZpuCCR0sag" data-list="bullet"><div><span style="font-size: 16px;">法幣充值和快捷買幣有什麼區別</span></div></li></ul><div class="ace-line ace-line old-record-id-DzRGdUvPYoXOx0xAB5WufzeRsCe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Md6OdGuwroNdq3xq9wVu17EgsBb"><strong>1. 為什麼越來越多人選擇用 MEXC 買幣？</strong></h2><div class="ace-line ace-line old-record-id-CZiCdDnyFoXf8QxICC2uDP8asFg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B99JdV6H8oh257xOCjouQeiFs7g"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆蓋全球多個地區的法幣入金與快捷買幣服務，整體流程更加適合新手用戶快速完成首次買幣。主要優勢包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RBZkdidoOof8UMxxWWzu35vTsjd" data-list="bullet"><div><span style="font-size: 16px;">支援 Apple Pay / Google Pay 一鍵買幣</span></div></li><li class="ace-line ace-line old-record-id-URKadafaboyikaxsvrXuOO5lsdc" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支援 0 手續費</span></div></li><li class="ace-line ace-line old-record-id-MbZFdR347oOXeyxgVvWu7fEEsgb" data-list="bullet"><div><span style="font-size: 16px;">覆蓋多個國家和地區本地支付管道</span></div></li><li class="ace-line ace-line old-record-id-FVzXdeBjOo6YB0xQLtXubXjNsMc" data-list="bullet"><div><span style="font-size: 16px;">支援本地銀行轉帳與 QR 掃碼支付</span></div></li><li class="ace-line ace-line old-record-id-E3kEdLugqo817jxuOkeuRX7qs25" data-list="bullet"><div><span style="font-size: 16px;">支援法幣充值與快捷買幣兩種模式</span></div></li><li class="ace-line ace-line old-record-id-Qz26dNBN1o9YegxaO94uZmims7c" data-list="bullet"><div><span style="font-size: 16px;">買幣後可直接進行現貨、合約等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-Aceid7iaSool1Nx43E1uYk6Ls9F"><span style="font-size: 16px;">對於希望更低成本進入加密市場的用戶來說，0 Fee 活動能夠有效降低首次買幣成本。</span></div><div class="ace-line ace-line old-record-id-Llfed6Hdvoqetfxt8a3uFH8CsLh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UAUrduvTCoCkoqxd6B8ujE51sDb"><strong>2. MEXC 目前支援哪些 0 Fee 買幣方式？</strong></h2><div class="ace-line ace-line old-record-id-SmEndq2hNozB8DxCrCzu2X7TsXg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EWuAdtYaooCxp9xQ2WHu1tU3sGg"><span style="font-size: 16px;">MEXC 目前支援兩類 0 手續費活動：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-W5PEdMtVYoYMVAx4NUYupawrsPb" data-list="bullet"><div><span style="font-size: 16px;">長期 0 Fee 快捷買幣</span></div></li><li class="ace-line ace-line old-record-id-AsamdvQkkow0vLxuwnzudXYmsCe" data-list="bullet"><div><span style="font-size: 16px;">區域性法幣充值 0 Fee 活動</span></div></li></ul><div class="ace-line ace-line old-record-id-InrgdsBdaoqU3Kx7NqpuKMEwsGe"><span style="font-size: 16px;">具體支援情況會根據地區、幣種及活動週期有所變化。</span></div><div class="ace-line ace-line old-record-id-ZixBdI1wwomUhFxcRcqu8fmcs9e"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/TpDobZbIWo5xMJxBjwxuYT9fsAc/?mount_node_token=WlU5dJ76xoUv1OxkT93uuSvcsaf&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://TpDobZbIWo5xMJxBjwxuYT9fsAc" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-XwjQdjqYcotxyIxhwcAusG6zsLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UnkLdqAEFoRy9AxkVM0uRh1FsTg"><span style="font-size: 16px;">2.1 長期 0 Fee 快捷買幣</span></h3><div class="ace-line ace-line old-record-id-YfuVdgmiJonOWGxT6wduelz0sOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TKVqdfi0ioe8D8xrFSfuEm9CsLb"><span style="font-size: 16px;">目前以下支付方式長期支援平台 0 手續費：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HiF8dS6xoockI8xJS9puefWmsBc" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-DDWjd2Sa6oUMJqxIcoauWQoCsrf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-Y4igdt3wBoTVtvxDzgXuZcd2sVc" data-list="bullet"><div><span style="font-size: 16px;">信用卡/簽帳卡</span></div></li><li class="ace-line ace-line old-record-id-TgDpdpRBLoBr1YxbhZcuTP7wst0" data-list="bullet"><div><span style="font-size: 16px;">RUB QR掃碼</span></div></li><li class="ace-line ace-line old-record-id-LNzGdRRYYoJl4cxQm3Tu7uhCsth" data-list="bullet"><div><span style="font-size: 16px;">RUB 卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-PJNwdzm5toDr3jxBnusuz8pYsFe"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更適合行動端用戶。不需要反覆輸入銀行卡資訊，支付流程會更快，整體體驗也更接近日常消費支付。</span></div><div class="ace-line ace-line old-record-id-RxsXdCOT4of4YsxxPHcuW29fs0d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HCz4dSqB5oEROQxWg3iujIZnshd"><span style="font-size: 16px;">2.2 區域性法幣充值 0 Fee 活動</span></h3><div class="ace-line ace-line old-record-id-RuiNdDrmwo0IJVxnZ6VuPN5asjc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MJOqdnmGFoFl3gxIOmIuh0WXsFh"><span style="font-size: 16px;">除了快捷買幣外，MEXC 也會針對部分地區推出法幣充值 0 Fee 活動。</span></div><div class="ace-line ace-line old-record-id-IK06dlXh0o8BD9xLyGDuPf5CsJg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J2rvdqPGoo4p8ixKRvOuuH62sUb"><strong style="font-size: 16px;">區域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LiEudyTRZovaG4xdpytuXie2sRe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PAModYge7ohWlGxMPgfuBnDKsoc"><strong style="font-size: 16px;">說明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UusNdFKAwoPByoxJy2luqMeqs5f"><strong style="font-size: 16px;">歐洲地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-CoHGdnpbMo6QLyxgTjFuZ3REsib" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-HcBHd373co7biSxNgBEuWb2Hsuf" data-list="bullet"><div><span style="font-size: 16px;">網上銀行轉帳</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Ob5edU4exos7r6x4scIuEwdrsk1"><span style="font-size: 16px;">適合歐元銀行轉帳入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rx0fdRkaSoBv11xlvhpubbJcsPf"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-MZnednLj3oLYlyxiAWLuDp6esdc" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-I2i9dvAUjoJSuZxkJ1tu2zoBsQE"><span style="font-size: 16px;">PIX 是巴西本地主流即時支付系統，到帳速度快，也是目前巴西用戶最常見的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NPpRdbtDboY4DPxxyRRujyPUsjh"><strong style="font-size: 16px;">拉美地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-CaKqdyzMco7pJxx6IjduNoBXs8T" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NMRldhgwbo5xqfxMOEBu2e9Wsgh" data-list="bullet"><div><span style="font-size: 16px;">哥倫比亞（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YNhNdU2TlonwuHxohxQujYOusDc" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Kvn9d1lAkoawpLxlCCVuuQKsshc" data-list="bullet"><div><span style="font-size: 16px;">祕魯（PEN）：銀行轉帳</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NYXzdPWzqoUVdPxjdB3u0yS4sMh" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地銀行轉帳</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-CO5JdrpbVo8VZ7xp383utOXZs7f"><span style="font-size: 16px;">用戶可直接透過當地熟悉的銀行體系完成法幣充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FextdjWoGoTPdexZ0Htu2a1hs7b"><strong style="font-size: 16px;">東南亞地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JSyqdZ2lloZ92yxmrX6uwLgZsCg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-N9sudvUnxoPKMHxYuiluXbpts5d" data-list="bullet"><div><span style="font-size: 16px;">菲律賓（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WMBGdjvEPo8NN3x0lhCu4ZVNsJb"><span style="font-size: 16px;">用戶可以直接透過本地銀行 App、電子錢包App 掃碼完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-PjuPd462ioZerexTJ0wu2KxIsyT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PUw0dLmVBoVrJUxGBVeuQclnsPb"><strong>3. 如何在 MEXC 0 手續費買幣？</strong></h2><div class="ace-line ace-line old-record-id-Sr0QdGotgoKLtYxYVBDuKBZRssl"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H61QdxVXooj70KxNSWKuKAvLsdh"><span style="font-size: 16px;">整體流程非常簡單。</span></div><div class="ace-line ace-line old-record-id-C6gEdHJT7ooHxJxzSukuJED3sVf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YLGfdYxieoPswOxhU3PusMyTs5d"><span style="font-size: 16px;">第一步：註冊 MEXC 帳戶</span></h3><div class="ace-line ace-line old-record-id-Qoe8d007ro7xOpx7yR7uYjR4sAg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P30NdsJHKoBGeqxP83auOKH4soc"><span style="font-size: 16px;">進入 MEXC 官網或 App，使用郵箱或手機號註冊帳戶。需要注意的是，使用法幣服務需要先完成 KYC 身分認證。</span></div><div class="ace-line ace-line old-record-id-OZGZdUi6Noof67xng0xuSq5YsQb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VgPhdFu3Foh6YMxSgW1ul1H3sWf"><span style="font-size: 16px;">第二步：進入「快捷買幣」頁面</span></h3><div class="ace-line ace-line old-record-id-KGcgdFjuso75spxadAIulnJHsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GDnxdryFPosDbux0CwvugezLsnf"><span style="font-size: 16px;">登入後進入快捷買幣頁面。根據地區不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RZF5dUGsNotYJ5xgTh0uB25Gstc" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-OsSIdIndioQgdkxuFlBua0VesWe" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-GNIAdX5bAok4gWx321Nuss2jsjd" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 簽帳卡</span></div></li><li class="ace-line ace-line old-record-id-R6pNd0zn6oAOzvxHgnwuCD30scc" data-list="bullet"><div><span style="font-size: 16px;">本地銀行轉帳</span></div></li><li class="ace-line ace-line old-record-id-JheedgpzIogJI8xmEGeuyaA6sGd" data-list="bullet"><div><span style="font-size: 16px;">QR 掃碼支付</span></div></li><li class="ace-line ace-line old-record-id-Dm6bd2qszon88exoGqhuoYICsCt" data-list="bullet"><div><span style="font-size: 16px;">第三方支付管道</span></div></li></ul><div class="ace-line ace-line old-record-id-AEpYdq1SloDMY2xIs8duSHQQswf"><span style="font-size: 16px;">對於手機用戶來說，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的買幣方式。</span></div><div class="ace-line ace-line old-record-id-UPisd47skoJaMZxu5PkuAAfGsBb"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F20260622145953194YkevhO4yvgY3FK.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-Ma8sde9sLoPMU0xTqH2uMtjesIh"><span style="font-size: 16px;">第三步：選擇法幣與支付方式</span></h3><div class="ace-line ace-line old-record-id-I2Stdh8r4ojQrvxIU6lud1oFsBg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KWuodtAEloO1nixwqaYukamUsEf"><span style="font-size: 16px;">用戶可根據所在地區選擇對應法幣與支付管道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SE2hdnomRog1mLxyAdauT7zDsQh" data-list="bullet"><div><span style="font-size: 16px;">EUR→SEPA</span></div></li><li class="ace-line ace-line old-record-id-IxD3dPkH0oM2iixgHXdusigrs7e" data-list="bullet"><div><span style="font-size: 16px;">BRL→PIX</span></div></li><li class="ace-line ace-line old-record-id-W9WedEq5UoyYbzxBLdJuI01Hseg" data-list="bullet"><div><span style="font-size: 16px;">MXN→SPEI</span></div></li><li class="ace-line ace-line old-record-id-ZUFTd205ZoaQ85xBaIJuPGWPsVc" data-list="bullet"><div><span style="font-size: 16px;">COP→PSE</span></div></li><li class="ace-line ace-line old-record-id-OtusdMcMZoXUuDxiXUNugjPXsmh" data-list="bullet"><div><span style="font-size: 16px;">越南盾→越南盾</span></div></li><li class="ace-line ace-line old-record-id-Cw2ldYOovoHSjWxUxS8u7u7jsVx" data-list="bullet"><div><span style="font-size: 16px;">PHP→QRPh</span></div></li><li class="ace-line ace-line old-record-id-G2ktdKACXoOIGGxHVwzuoGeMsnf" data-list="bullet"><div><span style="font-size: 16px;">更多幣種 → Apple Pay/Google Pay或者信用卡/簽帳卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-SGipdbHXTorqLTxbnLVujh7ysIe"><span style="font-size: 16px;">如果頁面顯示 0 Fee 標籤，則代表當前支付方式支援免平台手續費。</span></div><div class="ace-line ace-line old-record-id-Maw7dTaSHoZr8rxdMl4u9vlyspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xu5ddpJ9boxpLpxt7fIushlIsWd"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-KIh2dUNNao1NBvxIaQvuiwRKsyb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VQvjdqTXho3vyxxmNuCu88Gvsgc"><span style="font-size: 16px;">輸入金額後，根據頁面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-CN3xdufR3ovs8hxptouu7GEfsdb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZWpKdZOlwoP1zJxMMTquc9UYsJf"><span style="font-size: 16px;">一般情況下，Apple Pay / Google Pay / 銀行卡買幣通常幾分鐘內完成，PIX 等本地即時支付到帳較快，而普通銀行轉帳可能需要更長時間。</span></div><div class="ace-line ace-line old-record-id-WayydhrM6oezJJxnJ2Au923ispb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CySndO2DtontrnxvdOpu9cqUsOd"><span style="font-size: 16px;">需要注意的是，雖然 MEXC 對部分管道免除平台手續費，但部分銀行或發卡機構仍可能收取外匯轉換費用、跨境手續費、銀行轉帳費用。具體收費規則請您以銀行實際規則為準。</span></div><div class="ace-line ace-line old-record-id-Q5bDdJ8Fhok3FsxZrxbuWPAisvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-S1tNd4T13oXt8exnDRfuxO8qsGf"><strong>4. 法幣充值和快捷買幣有什麼區別？</strong></h2><div class="ace-line ace-line old-record-id-WsaLd1mFVo4B3WxlNbQuXqi2sgg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DuAsdVNtjodw2wxG1t4uR2Lrsof"><strong style="font-size: 16px;">分類</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJCKdKGe4op0hLxfEcJuQiJssMg"><strong style="font-size: 16px;">概念解釋</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gv4fd18r6oYbDgxmPycuXzmOsCf"><strong style="font-size: 16px;">資產流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IzpadYGwAovMaYxJYpGuZCuxs5f"><strong style="font-size: 16px;">適合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Vjy2dGlVwo6DqyxDblJu0jK0svf"><strong style="font-size: 16px;">法幣充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RBsPdEkOuoNXNtxYORFudEcqsQg"><span style="font-size: 16px;">用戶先把法幣充值到 MEXC 法幣錢包，再用餘額買幣。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZCf4dGQcDowtQexEnXDuMJRHs3b"><span style="font-size: 16px;">法幣充值 → 法幣錢包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-UUNod5Ci3oSb8uxViMRuWOxus60" data-list="bullet"><div><span style="font-size: 16px;">大額資金入金</span></div></li><li class="ace-line ace-line old-record-id-FZMGdD013oTl8Gxks9cu8HdbsYf" data-list="bullet"><div><span style="font-size: 16px;">偏好銀行轉帳用戶</span></div></li><li class="ace-line ace-line old-record-id-ZiKgdNRWgoX9A5xTAdouRApcstP" data-list="bullet"><div><span style="font-size: 16px;">希望降低整體買幣成本用戶</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DL7TdZQM4oudOjx4kl5ulepBsDf"><strong style="font-size: 16px;">快捷買幣</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MCEMdabaBoBzWvxeldXu4lRgsze"><span style="font-size: 16px;">用戶直接透過 Apple Pay、Google Pay、銀行卡等方式購買數位貨幣。買到的幣會直接進入現貨錢包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CE2Mdm4lio8VgmxiAEFuHorhsod"><span style="font-size: 16px;">快捷買幣 → 現貨錢包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-EzqQdL6CXo7HFExtNq0u1T99seW" data-list="bullet"><div><span style="font-size: 16px;">新手用戶</span></div></li><li class="ace-line ace-line old-record-id-CYBbdLMWaobZvNxYP6ZuAqyRsKd" data-list="bullet"><div><span style="font-size: 16px;">小額快速買幣</span></div></li><li class="ace-line ace-line old-record-id-Fwh0d0nKnoGQHnxKuvauGclOsYc" data-list="bullet"><div><span style="font-size: 16px;">手機端用戶</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZEKgdyU7YoBenxxk4zluaSERsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-SyLadB9Cno01nKxoNeru4cpss4e"><strong>總結</strong></h2><div class="ace-line ace-line old-record-id-SX0TdgXv7oZIcTxE1DtuJaCdszg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2KTdlSLko18pixhaMLuzPGYsCg"><span style="font-size: 16px;">這兩年，數位貨幣買幣流程正在越來越「支付化」。尤其 Apple Pay、Google Pay 以及各地區本地銀行支付體系的接入，讓很多用戶第一次買幣的門檻明顯降低。</span></div><div class="ace-line ace-line old-record-id-Ihf6dslukoynkgxa2E2uEy0UsFd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KiJgd4hikoHpAtxvGzqulLAisnf"><span style="font-size: 16px;">透過支援 Apple Pay、Google Pay、信用卡/簽帳卡、本地轉帳支付等多種支付方式，MEXC 正在讓全球用戶以更低成本、更簡單的方式進入加密市場。</span></div><div class="ace-line ace-line old-record-id-WrEmdBcpoo9hvaxZaVCu7L8Esgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NxJhdYDuKoBmoZxRtl3urj35sRb"><span style="font-size: 16px;">如果你正在尋找一個支援 0 Fee 買幣、同時又兼顧本地支付體驗的平台，MEXC 會是一個相對友善的選擇。</span></div><div class="ace-line ace-line old-record-id-E63TdTIuUoVX74xkMhiuTvhCsXf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SwmUdsLGAoLlrex9G4AumZr2sfh"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TRMpdP8rgoMdt9xlBGhuiA2Lspc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-PJaXdMJxooov80x3Q7Fupy4ps0f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-AbAadEwAqo7IZaxIjvjuJr1psRd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-Vy9PdHpNeo1XZ6xVdc0ufXY9sRc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-DJcwd4u6IoXGSEx0xKguJJLlsah" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="KcHZdeEBcoaqykxmzvouImV4ssd" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-IWGSd148uoWrzWxjvZ3ut124sWg"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OXaJdAUY0ofc2hxtA4YuhJBPswg" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支援多種法幣充值方式</strong>：包含銀行轉帳、信用卡/借記卡、Apple Pay、Google Pay、第三方服務商通道，滿足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-SDagdUr9DoGigcxWC33usszAsug" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成進階身分認證是前提</strong>：所有法幣購買數位貨幣的操作均需通過實名認證，保障資金安全合規。</span></div></li><li class="ace-line ace-line old-record-id-Or9ydfuqTormHsxcWhduiQ65sbh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程簡單到帳快捷</strong>：最快實時完成充值，新手用戶也能輕鬆上手操作。</span></div></li><li class="ace-line ace-line old-record-id-ZBuudfIg6ocl05xtVCtuouKksGf" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆蓋全球 200+ 國家</strong>：支援歐元、美元、英鎊、阿聯酋迪拉姆、巴西雷亞爾等 120 多種主流法幣。</span></div></li></ul><div class="ace-line ace-line old-record-id-RdxBdevelov2cbxBd4cuYIepsvg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Xd07djM8tof7CoxZL77u45x8sxd"><strong>1. 法幣是什麼？加密新手必讀基礎知識</strong></h2><div class="ace-line ace-line old-record-id-S1KFdOLdfokqSSxJKtfuPhBGs5e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TTZPdSMdtoPypvxRmdluxgyTsth"><span style="font-size: 16px;">1.1 法幣的定義</span></h3><div class="ace-line ace-line old-record-id-C4FFdoxx4ozTVvxWnAzu2LDXsAe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IFX8d1frxowkA3xMxdmu3sSds5n"><span style="font-size: 16px;">法幣（法定貨幣）是由國家政府或中央銀行發行、並以國家信用作為擔保的貨幣形式。我們日常使用的美元、歐元、英鎊、人民幣、日元等都屬於法幣範疇。法定二字意味著這種貨幣在該國境內具有法律強制接受效力，任何商業交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-Y38JdRnPfoyqHexr40SuZE2ps5d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OLGQdfECMoMAedxiMR0uEWAVsrb"><span style="font-size: 16px;">1.2 法幣的核心特徵</span></h3><div class="ace-line ace-line old-record-id-WNYUdP3RAoHI6nxbx8ouuhPQsgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MFQ4d1S4doXs5IxbCsLuUL0XsKc"><span style="font-size: 16px;">法幣具有幾個關鍵特徵：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VKdpd9HZzowDWNxr7PIuiKvQsIn" data-list="bullet"><div><span style="font-size: 16px;">由中央機構發行，由國家中央銀行或政府壟斷發行權。</span></div></li><li class="ace-line ace-line old-record-id-BGE2dHZiKomnNTxUbWFurU6OsGf" data-list="bullet"><div><span style="font-size: 16px;">沒有內在價值，本身只是紙張或數字符號，價值完全來自國家信用背書。</span></div></li><li class="ace-line ace-line old-record-id-ScqCdF9i8oThS4xN0hrusPjfsUc" data-list="bullet"><div><span style="font-size: 16px;">法律強制接受，在該國境內具有無限法償能力。</span></div></li><li class="ace-line ace-line old-record-id-Mkq9dOPU3oNdXgxtJjXukgx8ske" data-list="bullet"><div><span style="font-size: 16px;">可調控供應，央行可透過貨幣政策調整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-AG9Xd813Poxkgpxc0CruclqssmW"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Olsedw7DNocLuUxfaJwuHZgasBd"><span style="font-size: 16px;">1.3 法幣與數位貨幣的核心區別</span></h3><div class="ace-line ace-line old-record-id-O4ondn4RBocBtwxn25CuXqtRsGb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MfaRds2sfoRWVjxRdV8urfe1s5F"><span style="font-size: 16px;">法幣由中央機構發行管理，依靠國家信用背書，受地理邊界限制，跨境轉帳往往耗時長、費用高。而數位貨幣（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特幣</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、穩定幣等）基於區塊鏈去中心化技術，不受單一機構控制，可以在全球範圍內快速轉帳，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-PUWwdwXFBoNt4MxA70ouP3kDsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OELddsCu9ocqS7xpMlZuwX5Asee"><span style="font-size: 16px;">但數位貨幣的購買入口仍需透過法幣完成，這就是法幣充值對於加密新手的重要意義，它是連接傳統金融與數位資產的橋樑。</span></div><div class="ace-line ace-line old-record-id-AvmKdBJbxomE7txrgNNuXVGQsZc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Gk50dLXy9okdAnxN0eyuJdOeslE"><strong>2. 為什麼需要在 MEXC 進行法幣充值？</strong></h2><div class="ace-line ace-line old-record-id-GonSdKKw2oFX3jxTXpJuBHpBsu0"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CwpadFD3ao60fXxswq7uTeazsGb"><span style="font-size: 16px;">對於數位貨幣新手而言，第一步永遠是把手中的法幣轉換為數位資產。MEXC 作為全球領先的數位貨幣交易平台，為用戶提供了完整的法幣購買數位貨幣解決方案：</span></div><div class="ace-line ace-line old-record-id-YiRPdQFmOoOfodxGjsvuy9nVsZe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HKoidbAzzoYbtixYG9ZuD66MsNh"><span style="font-size: 16px;"><strong>安全合規</strong>：MEXC 嚴格遵循國際反洗錢法規，與受監管的支付服務商合作，所有充值操作均需通過進階身分認證。</span></div><div class="ace-line ace-line old-record-id-D3kFdmsA4o1Ts6xtpo3u1zMYstd"><span style="font-size: 16px;"><strong>費率透明</strong>：所有手續費在訂單確認前清晰顯示，銀行轉帳由用戶所在銀行收取少量費用，信用卡/借記卡購買不收取手續費，無任何隱藏費用。</span></div><div class="ace-line ace-line old-record-id-FoaHdENuxoYD6MxUtrBufvZosSg"><span style="font-size: 16px;"><strong>支付方式豐富</strong>：支援銀行轉帳、信用卡/借記卡、Apple Pay、Google Pay、第三方服務商通道等多種主流支付方式，滿足不同地區用戶的需求。</span></div><div class="ace-line ace-line old-record-id-AUnzdvdLRoizGOxs8DbuswiMsCc"><span style="font-size: 16px;"><strong>全球覆蓋廣</strong>：MEXC 法幣服務覆蓋 200+ 國家和地區，支援 120 多種主流法幣，是全球加密投資者的優選平台。</span></div><div class="ace-line ace-line old-record-id-TtGJdbTQFoIkPlxcxWnuQCafssZ"><span style="font-size: 16px;"><strong>到帳速度快</strong>：使用歐元區即時轉帳實時到帳，信用卡購買通常數分鐘完成，大幅縮短等待時間。</span></div><div class="ace-line ace-line old-record-id-J0YFd79wdorhWwxzyKXuJsA1sdc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-G4IvdMBkQoG7ANxNjuZubj91sze"><strong>3. MEXC 三大法幣充值方式詳解</strong></h2><div class="ace-line ace-line old-record-id-QHSndU9iAojpytx32wmup0Zvsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BYpVd4BsQoNQYcxSMkHulb2tswb"><span style="font-size: 16px;">3.1 銀行轉帳：低成本大額入金</span></h3><div class="ace-line ace-line old-record-id-YGNodFoKfoiNkwxC9nuu36lusSd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UXA7dA6nWo7EGaxdFCFu5C3ysvd"><span style="font-size: 16px;">這是全球用戶最常用的法幣充值方式之一。用戶可透過本地銀行帳戶或本地支付網路，向 MEXC 快速完成法幣充值。</span></div><div class="ace-line ace-line old-record-id-Wuc0dKp8soujAyxel1NutQrAs6b"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（歐元區）、PIX（巴西），以及多個國家和地區的本地銀行轉帳與本地支付網路。</span></div><div class="ace-line ace-line old-record-id-Akv1dOMQboftOGxkdLLurxJCsrd"><span style="font-size: 16px;"><strong>支援幣種</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法幣。</span></div><div class="ace-line ace-line old-record-id-DJhndfSU5oFs6GxDSanuRbAXs62"><span style="font-size: 16px;"><strong>到帳時間</strong>：即時轉帳實時完成；普通轉帳零到兩個工作日。</span></div><div class="ace-line ace-line old-record-id-M5YPdOAlPo3FSyxXCNzuaX6vsbd"><span style="font-size: 16px;"><strong>適合人群</strong>：希望以較低成本進行法幣充值的用戶，尤其適合中大額入金需求。</span></div><div class="ace-line ace-line old-record-id-MHObdo4zCoqsuvxLOBEu9KSPsr4"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-We6WdHRvkovYpMxAbInue7U8svc"><span style="font-size: 16px;">3.2 信用卡/借記卡：快速便捷購買</span></h3><div class="ace-line ace-line old-record-id-SEOGdyeHpopb2vxcD6EudI7IsRe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Zjosdsh82onOUNxkAWNuFoEVswe"><span style="font-size: 16px;">MEXC 支援 <a data-lark-is-custom="true" href="https://www.visa.com.tw/">Visa 卡</a>和萬事達卡兩大主流卡組織，覆蓋 200 多個國家。</span></div><div class="ace-line ace-line old-record-id-P0zPd7JDPosE9ux7ovAumIFSs0e"><span style="font-size: 16px;"><strong>支援幣種</strong>：歐元、美元、英鎊、阿聯酋迪拉姆、巴西雷亞爾等 120 多種主流法幣。</span></div><div class="ace-line ace-line old-record-id-KHosdaeQaohvVSxkpSZuBOV1sfb"><span style="font-size: 16px;"><strong>額度規定</strong>：單筆最高五千（等值貨幣單位），每日最高一萬。</span></div><div class="ace-line ace-line old-record-id-Ap0WdgEwBoH1mtxyoCPuhTXQssb"><span style="font-size: 16px;"><strong>到帳時間</strong>：通常數分鐘內完成。</span></div><div class="ace-line ace-line old-record-id-VqiVdn8U7o1WghxNwlZuhZXusQ2"><span style="font-size: 16px;"><strong>費用情況</strong>：MEXC 不收取購買手續費。如涉及跨幣種結算，部分銀行或發卡機構可能收取額外費用，具體請以銀行實際收費為準。</span></div><div class="ace-line ace-line old-record-id-SJZ0dN4qNojKJmxJtxSuYmhqs3g"><span style="font-size: 16px;"><strong>適合人群</strong>：希望快速完成小額購買的新手用戶。</span></div><div class="ace-line ace-line old-record-id-RNn3d2PgKoYIsIx3Z8yutdrAs0f"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OsCfdrrp3oIaSSxDejkuNJv1sab"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移動支付極速買幣</span></h3><div class="ace-line ace-line old-record-id-HQghdWbv1oM5rExSTmkuw7bdsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OJ9kdaTdPohdlwxi2lyuRyHrsMg"><span style="font-size: 16px;">用戶可直接透過 Apple Pay 或 Google Pay 快速完成加密資產購買，無需重複輸入銀行卡資訊，支付流程更加便捷流暢。</span></div><div class="ace-line ace-line old-record-id-Wtz3dfqYYo8T9UxOiK9uS8vpsjh"><span style="font-size: 16px;"><strong>支付特點：</strong> 支援移動端一鍵支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-Ryztd9GH3oJGHdxAsgzu7pmrshf"><span style="font-size: 16px;"><strong>到帳時間：</strong> 通常數分鐘內完成。</span></div><div class="ace-line ace-line old-record-id-S5A9dplvpof891x9sPnuBrFHsnB"><span style="font-size: 16px;"><strong>費用情況：</strong> MEXC 不收取購買手續費。如涉及跨幣種結算，部分銀行或髮卡機構可能收取額外費用。</span></div><div class="ace-line ace-line old-record-id-RD8zdOXGroHviwxlwVVuwmeTszd"><span style="font-size: 16px;"><strong>適合人群：</strong> 偏好移動支付體驗、追求便捷與快速購買流程的用戶。</span></div><div class="heading-3 ace-line old-record-id-JVLwd6NMioLnRExhLiAukwhNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XHqPdJbgxopFVZxGZq1udXGksCz"><span style="font-size: 16px;">3.4 第三方服務商通道：多管道比價</span></h3><div class="ace-line ace-line old-record-id-BxhWdRs2WoL6NgxVe5Fuz7UCsTq"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OqdGdlQiioNR8fxlGlqudUIVsdf"><span style="font-size: 16px;">MEXC 接入多家第三方支付服務商，用戶可根據實時報價選擇最優方案。</span></div><div class="ace-line ace-line old-record-id-BW7YdK3eToTHP2xS2QDuYftpsde"><span style="font-size: 16px;"><strong>額度規定</strong>：以美元為例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-ZgXUdxvbioShJRxzr5XuqFNasAb"><span style="font-size: 16px;"><strong>操作靈活</strong>：可對比不同服務商的實時報價，選擇性價比最高的管道。</span></div><div class="ace-line ace-line old-record-id-FbtzdyzEzovh18xGHp2u8AzHsYh"><span style="font-size: 16px;"><strong>適合人群</strong>：希望對比多家服務商報價、獲得最佳購買價格的用戶。</span></div><div class="ace-line ace-line old-record-id-D87adraxioaaqPxo83eudi4LsBe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OnN4dnlEsoJHzixBDEOux5ahsGc"><strong>4. MEXC 法幣充值實操步驟（以銀行轉帳為例）</strong></h2><div class="ace-line ace-line old-record-id-C5akdscj2oQJWux0JHYu4ogssef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTCIdqaZcoKj8vx7uDVu7Bnfsfc"><span style="font-size: 16px;"><strong>第一步</strong>：登入 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官網</a>，在頂部導航欄點擊【買幣】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值</a>】。</span></div><div class="ace-line ace-line old-record-id-UJ3OdRxzWo6Bn1xM8rMutSivs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kiv4djppKoYDzsxt28fuRedvsig"><span style="font-size: 16px;"><strong>第二步</strong>：選擇歐元作為法幣幣種，輸入希望充值的金額，點擊【繼續】進入訂單頁面。首次使用的用戶，系統將透過第三方合作伙伴提供一個同名收款帳號，通常兩分鐘內完成啟動。</span></div><div class="ace-line ace-line old-record-id-Jt4OdnagToN2ksxj77Yu1geEsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CphWdnq03oAJAmx31PPu71LXsqb"><span style="font-size: 16px;"><strong>第三步</strong>：訂單頁面將顯示二維碼、完整的收款銀行資訊以及參考碼（備註碼）。務必使用與 MEXC 實名認證一致的銀行帳戶進行轉帳，並在轉帳備註中填寫參考碼，否則可能導致到帳失敗。</span></div><div class="ace-line ace-line old-record-id-QjTrdtlg7ocN5YxaAWluOl2ksMd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P97tdpB2zoVNGfxWJk4uKHyzsAf"><span style="font-size: 16px;"><strong>第四步</strong>：完成銀行轉帳後，點擊【我已支付】。使用即時轉帳實時到帳，普通轉帳需零到兩個工作日。</span></div><div class="ace-line ace-line old-record-id-SisVd8UG0oHFrTxVfXGuqMqcsNh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ad3PdXRupobmqGxhDzbumv3msIf"><span style="font-size: 16px;"><strong>第五步</strong>：在【訂單】頁面可查看所有歷史法幣充值記錄，方便追蹤資金狀態。</span></div><div class="ace-line ace-line old-record-id-ZrBVdK72Ko94GKxra0uuUTKhs5e"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JcnEdSiufoLmqIxDg2eupRDHsXX"><span style="font-size: 16px;">*BTN-<strong>法幣充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-SoBfdgU4uoH8syxuJf1uK7YGsLc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"2e1d458f-c36d-446f-9af6-9b9fe094d80f","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FLcGqb3BFQoTRnnxetPFuMq2Msle%2F%3Fpreview_type%3D16","file_token":"LcGqb3BFQoTRnnxetPFuMq2Msle","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-QyF5dNhsXo7ZidxphYhuKeuTsxf"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101546055RAA2hapAn8jwZ6.png" data-single-block="true" data-snapshot="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" 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old-record-id-CxbMdZCBeo7vlFxmXOPuYtiQs7c"><strong>5. 新手法幣充值五大注意事項</strong></h2><div class="ace-line ace-line old-record-id-DMjudqV9oov6MsxmPjEul7ZHsVt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OgAodd6TXoTvXjx2DSnudJIfsvf"><span style="font-size: 16px;"><strong>1）帳戶姓名必須一致</strong>。用於充值的銀行帳戶或銀行卡姓名必須與 MEXC 實名認證姓名完全一致，姓名不匹配將導致充值失敗。</span></div><div class="ace-line ace-line old-record-id-J7TKdR4lIo4UrCxm0QZuXPZBsHc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-L6YgdslKhoamplxRTSzuU59Osxc"><span style="font-size: 16px;"><strong>2）參考碼不可遺漏</strong>。銀行轉帳時必須在備註中正確填寫參考碼，這是 MEXC 自動匹配訂單的關鍵信息，缺失或錯誤將導致到帳延遲。</span></div><div class="ace-line ace-line old-record-id-HjTPdP1sDokudCxmDbzu5kwOsAe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TzT4dGtf0oxBbMxgrp1un9vusWe"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下單後通常有 30 分鐘的支付時限，請合理安排時間，超時訂單將自動失效。</span></div><div class="ace-line ace-line old-record-id-GrNWdQFLoooxiMxZayquvAIgsSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EICGd7cbpoiQrFxwcEXufgUBs2g"><span style="font-size: 16px;"><strong>4）匯率實時變動</strong>。法幣購買數位貨幣的最終金額根據實時市場匯率計算，建議使用即時轉帳以減少匯率波動影響。</span></div><div class="ace-line ace-line old-record-id-BPjQd3pTHo3OxyxMyCTuKRtmsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BzNidUw3qoc2y5xiz2sus8ils5g"><span style="font-size: 16px;"><strong>5）保留交易記錄</strong>。所有充值記錄可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">訂單</a>】頁面查詢，建議妥善保存，便於稅務申報和後續核對。</span></div><div class="ace-line ace-line old-record-id-APa7du0TWo5J47x46IguoWsas2g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HIAWdGDeKozndex3usduIQBus2e"><strong>6. 常見問題解答</strong></h2><div class="ace-line ace-line old-record-id-ZdE1dDEIQomjkRxCzGcuKde1sre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RPDwdKCHhooldNxOZNZu1KZGsld"><span style="font-size: 16px;">6.1 在 MEXC 購買數位貨幣一定要實名認證嗎？</span></h3><div class="ace-line ace-line old-record-id-X8ZHd8FnXo8U0wxJyTpuq3r6sYb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CZoYdthbLoSa94xNmtEuGJoCsBg"><span style="font-size: 16px;">是的。所有法幣充值和數位貨幣購買操作均需完成個人身分<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">進階認證</a>，認證通常在 24 小時內完成，需上傳政府頒發的身份證件並完成人臉識別。這是保障用戶資金安全和平台合規運營的必要措施。</span></div><div class="ace-line ace-line old-record-id-IR1YddeiDoFIr1xnjHcunLkyshd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JDLkdOsV3o8ZJtxdGb0u9mZhsjg"><span style="font-size: 16px;">6.2 MEXC 法幣充值手續費是多少？</span></h3><div class="ace-line ace-line old-record-id-O7MTdOZOHod9U3x9vRyunNGjsCp"><span style="font-size: 16px;">MEXC 本身對銀行轉帳不收取額外手續費，費用由用戶所在銀行收取。信用卡/借記卡購買不收取手續費，所有費用在確認訂單前清晰顯示，無隱藏費用。</span></div><div class="ace-line ace-line old-record-id-IsOidADlUoRE8axUmxkurzGbs02"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C55Bd23C3o1AFSx3sHFuQyrislb"><span style="font-size: 16px;">6.3 為什麼我的銀行卡支付被拒絕？</span></h3><div class="ace-line ace-line old-record-id-Lvo2d4eihoEV1uxCV9rudO3bsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NM36dFNAooLZs6xMZKXucmqfsEe"><span style="font-size: 16px;">常見原因包括：銀行預設屏蔽數位貨幣相關交易、餘額不足、卡片過期、帳單地址與實名認證資訊不匹配等。建議聯絡發卡行預授權數位貨幣購買，並確保所有資訊完全一致。</span></div><div class="ace-line ace-line old-record-id-LyCSdv8KSobuVFxlgkMuiJXesAf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VQ6Ad6g8YoOpUZxYlRjuvLDfsmb"><span style="font-size: 16px;">6.4 法幣充值多久能到帳？</span></h3><div class="ace-line ace-line old-record-id-LGRjdr6xxoHTWfxyb9vuUy93sIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P3wIdBCFSoILy0xoPOwu2cOvsZb"><span style="font-size: 16px;">使用歐元區即時轉帳實時到帳；普通銀行轉帳需零到兩個工作日；信用卡/借記卡購買一般數分鐘內完成；第三方服務商通道處理時間因服務商而異。</span></div><div class="ace-line ace-line old-record-id-LFqpd8FWwoUyhXxGAphuHr7msNe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-U7h8dHZNBosnktxANjYunOB0sMd"><span style="font-size: 16px;">6.5 可以使用他人名下的銀行卡或信用卡充值嗎？</span></h3><div class="ace-line ace-line old-record-id-Yf10dJSeRoALi8xJd1euveWDs5c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IyOudstiSoGiUCxkESUunjXRsRe"><span style="font-size: 16px;">不可以。MEXC 嚴格要求充值帳戶姓名與實名認證姓名完全一致。系統會自動拒絕姓名不匹配的交易，家人名下的卡、未註冊的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-L60TdAwONo9RSfxqqG1uEM3ts0b"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GuVbd49gFohFryxRNERuSC8Dsfh"><span style="font-size: 16px;">6.6 購買的數位貨幣存放在哪裏？</span></h3><div class="ace-line ace-line old-record-id-ZBuMdAkPQoVsg4xPPg8ugPaIsmf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SEF0dESiNo8H5Ixv2VNu1Oucsah"><span style="font-size: 16px;">透過法幣充值存入的資金將自動存入您的 MEXC 法幣錢包中，您可使用法幣餘額進行後續買幣或其他操作。</span></div><div class="ace-line ace-line old-record-id-UfurdkyDeoddeUxFJAVu4mr8sch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SCujdmRkyoXkUZxFmfbu9yYDsdh"><span style="font-size: 16px;">透過快捷買幣（如信用卡/借記卡/Apple Pay/Google Pay）購買的數位貨幣將自動存入您的現貨錢包中，您可自由進行交易、劃轉或提現至其他錢包地址。</span></div><div class="ace-line ace-line old-record-id-LL9ndRMaaoQQ2Kx1Sypu3x7Tsug"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JBajdqa0Eof8KFxwaT8u8Dakslc"><span style="font-size: 16px;">6.7 如果轉帳失敗或延遲怎麼辦？</span></h3><div class="ace-line ace-line old-record-id-OroRdwDK7oebSrxDxlKujDKDsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MnILd4kMZo7BaZxCOfPu02IQsPd"><span style="font-size: 16px;">首先檢查轉帳備註中是否正確填寫了參考碼，確認銀行轉帳是否已成功發出。如仍有問題，可提交工單聯絡 MEXC 客服，提供參考碼和銀行交易記錄以便快速追蹤。</span></div><div class="ace-line ace-line old-record-id-NXTud0Et6oeOf5xt4o4uCjpZsgf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EuZudU0bRoJiOmxvdhMuON15sxc"><span style="font-size: 16px;">6.8 MEXC法幣充值支援哪些數位貨幣購買？</span></h3><div class="ace-line ace-line old-record-id-VROvdjA2yoEW4SxCsBNu3XjIsye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Stj2duC43ovG7JxNxzDuZd5OsMc"><span style="font-size: 16px;">MEXC 支援購買比特幣、以太坊、穩定幣（如美元穩定幣）以及多種主流數位貨幣和替代幣，覆蓋市場上絕大多數熱門數位資產。</span></div><div class="ace-line ace-line old-record-id-BdNfdjm0uoppDRxfaiCuF57Fsob"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SLfZdgEJUoYybixtEgourRmKs6z"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AqeEdSJmzoGkE6xpWLBuu4LBsXQ" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借記卡購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-VgGddjUhdoEa7vxu5Bfu9y9tsA2" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-UgyydlxVEohBsHxzMU2uvfTFsPd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-Zjv3dVFFkoJq1GxOZ2ou9zRwsRe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-PvMSdZTSEoP49CxSAqZuobAHsAh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqh1dkhRWoVw3jxbtNzudm1ns9c"><br></div></div>

<div data-page-id="Gkj3dBRu5ooBNExUWicuNXPqskc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusgEDS5DBVjAWS1TKDXkiNcd"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxussJStZx2tMubQ7GuV8U3Ibb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋基於用戶的 VVIP 等級計算，現金回饋比例最高可達 10%。</span></div></li><li class="ace-line ace-line old-record-id-doxusomz2Ux1XTO7XmJPueuc9fd" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 現金回饋以 USDT 形式發放，結算完成後 T+3 個自然日內到帳至法幣帳戶。</span></div></li><li class="ace-line ace-line old-record-id-doxus3Pj74nVS5yQ9gsBsHrA73c" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 月度現金回饋上限按用戶名下所有卡片合併計算，並於每月 1 日重設。</span></div></li><li class="ace-line ace-line old-record-id-doxusucHr1vGHarIWBeSLKohPTf" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 部分商戶類目及特殊交易不參與現金回饋，退款交易對應的現金回饋將被收回。</span></div></li><li class="ace-line ace-line old-record-id-doxusHrBqjuyxdZRdNWRo7FhMGe" data-list="bullet"><div><span style="font-size: 16px;">用戶可在 MEXC Card 首頁及交易紀錄頁隨時查詢現金回饋明細。</span></div></li></ul><div class="ace-line ace-line old-record-id-doxuslh78sZ8KXWyaYsXycJoPMf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQP7C59wKRLI7jSL8celC1g"><strong>1. MEXC Card 現金回饋如何運作</strong></h2><div class="ace-line ace-line old-record-id-doxusZyJr4r9pjVVysN6UBJEiGd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusF1o5LMjXkCjA1LbWxLlUdb"><span style="font-size: 16px;">MEXC Card 是 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> 平台為用戶提供的加密資產消費卡。用戶持卡消費並完成結算後，系統將根據用戶目前的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/user/m-score">VVIP 等級</a>進行現金回饋，現金回饋以 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a> 形式直接發放至用戶的法幣帳戶，無需手動領取。</span></div><div class="ace-line ace-line old-record-id-doxus8Quzn0Alzu4gNYbLiEcGlf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusrIDa29amBr11Lbtk1pR0Cf"><span style="font-size: 16px;">不同等級對應的現金回饋率與月度現金回饋上限如下表：</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusmdflNGaMe5M1EaD60u5aHg"><span style="font-size: 16px;">VVIP 等級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusNxlo3IhT4vYY5guaSrIhkd"><span style="font-size: 16px;">現金回饋率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusWU0zWvow3nftROjGyEEv4c"><span style="font-size: 16px;">月度現金回饋上限</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusRGglvXtcJxtDZ6HbHQNX7e"><span style="font-size: 16px;">普通</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusA1lFaS6cF90zepEDHqTxMg"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbgsYCu8z9eNPS906xMRIce"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusbFBesGEiGITk6ChLCELd6b"><span style="font-size: 16px;">高級</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7wyexunBK3ucRrwf82f8Mf"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus2vQL8qJ7PaQgjcqmBGdBzc"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusQDXdtVJbgVZWyk323agcvb"><span style="font-size: 16px;">精英</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus7payToQUS1H6hfividGDpb"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusvBQo1To3DK7IbdkCCfWSFc"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-doxusOjzdadHp15ZF2LZmZrFqud"><span style="font-size: 16px;">注：具體等級、現金回饋率及月度現金回饋上限以 App 內頁面展示為準。本 FAQ 內容可能存在更新延遲，如有出入，請以頁面實際顯示為準。</span></div><div class="ace-line ace-line old-record-id-doxusx3JrMxZhL6yGQwYTNqxBvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"760cc9a6-7e3a-4762-a405-5d176f18e4c0","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FFR5EbuvoroYkRjxiU7CuPowIsQd%2F%3Fpreview_type%3D16","file_token":"FR5EbuvoroYkRjxiU7CuPowIsQd","image_type":"image/png","size":773297,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxussdhTbwTP0UtLoaci9iKCyb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182707199MKYQvdwMOGYzyH.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJGUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94dXNzZGhUYndUUDBVdExvYWNpOWlLQ3liIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9GUjVFYnV2b3JvWWtSanhpVTdDdVBvd0lzUWQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/FR5EbuvoroYkRjxiU7CuPowIsQd/?mount_node_token=doxussdhTbwTP0UtLoaci9iKCyb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://FR5EbuvoroYkRjxiU7CuPowIsQd" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-doxusbEw5z9AreKvjfJyoUXBhrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxust0RwLShwemr5gVhZZFiVyd"><strong>2. 現金回饋什麼時候計算、什麼時候到帳?</strong></h2><div class="ace-line ace-line old-record-id-doxusVQHGDue0PX0UJIRO4fXPuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus3GN19iC8J1oNRxLaUYD5qh"><span style="font-size: 16px;">現金回饋以交易結算（而非授權）為準。結算完成後，系統會即時計算現金回饋金額，並在 T+3 個自然日內發放至用戶的法幣帳戶。需要注意的是，若交易在授權後被撤銷、未完成結算，則不會產生現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxusLmZSJ4wAR6nqjhqzRTh6ue"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusEUmzNAOemLCjHhHMnc6XV4"><strong>3. 持有多張卡，現金回饋額度是分開計算還是合併計算？</strong></h2><div class="ace-line ace-line old-record-id-doxusYFyDM9iCQ8gzML5apK09Rg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusmemsSAoTafHE0XZCRfOa8c"><span style="font-size: 16px;">月度現金回饋上限按用戶維度合併計算。也就是說，用戶名下所有 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/mexc-card">MEXC Card</a> 產生的現金回饋會加總統計，共用同一個月度額度。</span></div><div class="ace-line ace-line old-record-id-doxus6ux7Ih0ui5y9Lqsx77xHvh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuspqicOjXy2uSpkv6jRzMXUd"><strong>4. 月度現金回饋額度什麼時候重設?</strong></h2><div class="ace-line ace-line old-record-id-doxusCSXxtOuY7ZWqDNYO2TCoge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusjHEe6tw2FacqpucBrLUnuc"><span style="font-size: 16px;">月度現金回饋額度於每月 1 日 00:00（UTC+8）自動重設。重設後，用戶當月的現金回饋累計金額歸零，可重新按所屬等級的上限獲得現金回饋。</span></div><div class="ace-line ace-line old-record-id-doxuse5QELfYaZ5MIkJ3vx9L69g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusxnN9EJ5H4z6BAZh5tjRSKh"><strong>5. 哪些消費不參與現金回饋?</strong></h2><div class="ace-line ace-line old-record-id-doxusM5Gn5VF2lHTICUchvDJKfV"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQqa9vOo6dZIRWUiqjB0kTf"><span style="font-size: 16px;">以下幾類情況不參與現金回饋：<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">特定商戶類目的消費（MCC）</a>、強制授權訂單、觸發風控的交易，以及當月現金回饋額度已用盡後的消費部分。若某筆交易命中上述情況，交易紀錄中會明確顯示不現金回饋的原因，用戶可自行核對。</span></div><div class="ace-line ace-line old-record-id-doxusxkh8oPS47PghMcgfHZJTwd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1hJUCtoPoTs7g1SoZlI7qd"><strong>6. 消費時和結算時的 VVIP 等級不一致，按哪個等級計算？</strong></h2><div class="ace-line ace-line old-record-id-doxuscjdoCXqWPc1etVEnRQG8og"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusRkywjdbeONp7jVSyXtZYlb"><span style="font-size: 16px;">現金回饋統一按結算那一刻的 VVIP 等級計算。若用戶等級提升，當月剩餘現金回饋額度將立即按新等級的上限重新計算；若等級下降，且已使用額度超過新等級上限，系統不會倒扣已發放的現金回饋，但當月剩餘可用額度將歸零。</span></div><div class="ace-line ace-line old-record-id-doxus5tZFSPdg2N1jJGtlB9XHvd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusJxISBaTo8neE44MDnq5UIf"><strong>7. 退款會收回已發放的現金回饋嗎？</strong></h2><div class="ace-line ace-line old-record-id-doxusH3tl9JTttl3wG6f3Li5h5g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusp5dnnh9YpMB54E7tqcP73n"><span style="font-size: 16px;">會。交易發生退款後，對應的現金回饋將被系統收回。若帳戶餘額不足以扣回，帳戶會顯示欠款提示，用戶需盡快補齊欠款，否則可能影響正常用卡權益。此外，退款收回的現金回饋不會釋放當月已占用的現金回饋額度。</span></div><div class="ace-line ace-line old-record-id-doxus59mRAAgGEH4mohQLvCqVah"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuszHeOrFKeDc8mliSTAkwETb"><strong>8. 在哪裡查看現金回饋明細？</strong></h2><div class="ace-line ace-line old-record-id-doxuscefrG6yg5u9PbSskg4H3Ch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxusQnIBSESuVZivqy08QaEsAc"><span style="font-size: 16px;">用戶可透過以下三個入口查詢：MEXC Card 首頁可查看累計現金回饋及本月現金回饋匯總；各卡片詳情頁可查看單卡現金回饋明細；交易紀錄頁中每筆消費均標註對應的現金回饋金額與狀態說明，方便逐筆核對。</span></div><div class="ace-line ace-line old-record-id-doxuscVmnMTUkdXPSgVgGlUsxrb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuse24GSmrfvS1KlsrLxxg49f"><strong>9. 現金回饋規則是否會調整嗎?</strong></h2><div class="ace-line ace-line old-record-id-doxus1QIYceWsMC0sXJGidMrhgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-doxus7g6i9LZcUBkqRjNfKRonHc"><span style="font-size: 16px;">MEXC Card 的現金回饋比例、月度額度上限以及參與或排除的商戶類目，均可能根據營運情況進行調整。相關變動將以 MEXC 官方最新公示為準，建議用戶在使用前留意<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/announcements">官方公告</a>，以獲取最準確的規則資訊。</span></div><div class="ace-line ace-line old-record-id-OBA7dkBpsoEh09xr7WwuGZjWsrP"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EUixdLPmPoUPwexpQzlunILls9b"><strong>10. 為什麼消費了沒有收到現金回饋？</strong></h2><div class="ace-line ace-line old-record-id-EoFQdWG0ioMQt1x8c65uwBthscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H4vqdMXcnoIgEbx7cfiuWDx3sgf"><span style="font-size: 16px;">未收到現金回饋，通常是以下三種情況導致的：</span></div><div class="ace-line ace-line old-record-id-Sik9dU9qToOjPBx4FU6uP8jOsjf"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-R5MAdmrl7obacbxA97iu2iyvsAf"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-CEGbdSdavoXaMgxX2R6uyogFskh"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-ZcvydVLuUoFkfQxRl7xuX6OMspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JfqMdFCvmoztVBxU70MuhsSRsDc"><strong style="font-size: 16px;">案例 1：退款回收現金回饋，額度不恢復。</strong></div><div class="ace-line ace-line old-record-id-XctKd3wLxokZlSxF4xhul1LIsLj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XPjEdLZhgoTc2TxYsYGuf5ZTsyc"><span style="font-size: 16px;">用戶 A 每月現金回饋上限 50 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W8LldACLHoedvVxXRVjuBoVJsAh"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VOCYdhmOqoHAEixlw0Jut1a5saf"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AGMrdCQyDoglVLxCQJDu8xzwsR0"><span style="font-size: 16px;">10 月 5 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OwL1d0jSQoarKWxreaxuN1pesXb"><span style="font-size: 16px;">消費 1,000 USDT，現金回饋 20 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5srdrDpPov103xAL4ouHSBXswc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-T0PZdzycootb5HxEwJCuh7UksTb"><span style="font-size: 16px;">消費 1,500 USDT，現金回饋 30 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JgVBdSpn9oB3TfxHtR8uD1unsww"><span style="font-size: 16px;">10 月 15 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BBRMd0s5coqRICxPLE4u3K2Zscc"><span style="font-size: 16px;">10 月 5 日那筆訂單退款，系統收回 20 USDT 現金回饋。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XqcidyY6roI4PKxOTeZuQynKs8b"><span style="font-size: 16px;">10 月 20 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R0DddfhUKoiJmMxY5UNuxmsssgb"><span style="font-size: 16px;">消費 800 USDT，沒有現金回饋。退款後額度不恢復，本月額度仍是用完的狀態。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Uy26dyRqmoO5M6xKIyMu4ir2scb"><span style="font-size: 16px;">11 月 1 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DKKsdou5wodROFx6sUCuIoCfsVd"><span style="font-size: 16px;">額度重置，可以重新獲得現金回饋。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Lp3Md1t10o2FJhxyVMhuB86YsE8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZuJadFbzEokXqwxpLykufTnYsUb"><strong style="font-size: 16px;">案例 2：退款時餘額不足，產生欠款。</strong></div><div class="ace-line ace-line old-record-id-SXFDdye9Wom38bx9pekuzuNjs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SYLJdad88oyUxgxOSM1upGn3sfb"><span style="font-size: 16px;">用戶 B 每月現金回饋上限 150 USDT。</span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-R81udnEhioOavPxiYLKulieqsAg"><strong style="font-size: 16px;">時間</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I9Bsd5FlRoyPACxJD1aupu9lsNS"><strong style="font-size: 16px;">具體案例分析</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QtEbd7ylAonklaxRRwFuVbQPsqf"><span style="font-size: 16px;">10 月 3 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Iuo2dWZlboJJsVxu1UGu8TsvsVb"><span style="font-size: 16px;">消費 5,000 USDT，現金回饋 100 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IsuAdgq09o1PToxXdI0uQ5IxsRc"><span style="font-size: 16px;">10 月 8 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PKK1diucUoSowOxmdpjuCdzZs4c"><span style="font-size: 16px;">消費 2,500 USDT，現金回饋 50 USDT，本月額度已用完。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q4FUdl1iXoaUrtxS6ASuR5L6sFX"><span style="font-size: 16px;">10 月 10 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Cc6zdQmwMoAvIoxhu39uv4ECsJb"><span style="font-size: 16px;">用戶把法幣帳戶裏的 140 USDT 轉走，帳戶剩 10 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgF1dVecOoG53Kx6Kzuunaxaslh"><span style="font-size: 16px;">10 月 18 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LjLWd6HKgoRKwJxJOV8u10lCsYe"><span style="font-size: 16px;">10 月 3 日那筆訂單退款，需收回 100 USDT 現金回饋，帳戶只有 10 USDT，扣完後欠款 90 USDT。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rs0VdgSoDozardx3bL0ulQEeseb"><span style="font-size: 16px;">10 月 22 日</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IuQsdysYOoL19cxfTBVujwVTsye"><span style="font-size: 16px;">消費 600 USDT，沒有現金回饋，因為本月額度已用完且不恢復。</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7aUdA0ZqoUDGlxBCZwumwRnsrc"><span style="font-size: 16px;">用戶需要盡快補齊 90 USDT 欠款，否則可能影響用卡權益。</span></div></td></tr></tbody></table></div><h3 class="heading-3 ace-line old-record-id-doxusE6s0WuXyDq4z20vfI6cloc"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-doxus4fRlmM5W3nCqaQXJobvEYb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-doxusNQNTg4UtpxmU4KIChbwtlf" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-doxusFH9V67mSiLRq3f9uT5p6yv" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC 卡訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-doxusBxFBTNkvbEpLGoc8GVxM4F" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-doxusjxlUSOXdkON475yVooKEnh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 獎勵常見問題</a></div></li></ul><div class="ace-line ace-line old-record-id-doxusAwiH6jtoIOK9UICjcvJLkf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Gs5GdY9XeoXrz6x6iVjuQRwTsUc" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-UXPNdPXFkov4XoxxsKDurPhGstb"><strong>1. MEXC Card 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-Xt2adwnERoTXdzxEDenuv4FgsSc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0o6dQ33PoLYk6xfNchu6qX3sXb"><span style="font-size: 16px;">現金回饋比例、月度上限和發放規則，請查看《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card 現金回饋常見問題解答</a>》。</span></div><div class="ace-line ace-line old-record-id-Lm9DdJt0Po3cUGxEYZXulCuMsgd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TSMzdh5CZooGY8xaqchug53Rs0e"><strong>2. MEXC Card 理財收益</strong></h2><div class="ace-line ace-line old-record-id-AkcEdeqviocH0Rxv5cDuEyPWsvg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-W662djfE3oAONlxPQmCuVsA2snb"><span style="font-size: 16px;">2.1 如何獲得理財收益？</span></h3><div class="ace-line ace-line old-record-id-SI1zdXmcVowKZtxEYMDumTaSs5b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EbyJdzCZDoMkUDxH0FQuHhEvsd2"><span style="font-size: 16px;">從 11 月開始，手動認購 MEXC Card 專屬活期理財產品，享受 3% 年化收益。</span></div><div><table class="ace-table" data-ace-table-col-widths="213;386" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="213"><col width="386"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-S2xtdNNmaozdYTxIMTHup3X0sdc"><strong style="font-size: 16px;">規則</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YFaPdS8J9oPH9GxG6VFuFMxxsLh"><strong style="font-size: 16px;">內容</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjWEdsBRjoB6aaxfnXguHJUKsmg"><span style="font-size: 16px;">適用資產</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PnQBd3OPQooZR2x5QpguUKOBsUb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuSgdwWIJoSnZfxb5HYu89AisUh"><span style="font-size: 16px;">年化收益率</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Pj3GdM5zOoKO4Rxm9rhuwWlfsIf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SrbsdEkbZoETZCxYOYzuqIEYsRg"><span style="font-size: 16px;">計息方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NshJdXdZvoie66xyeK1ulcu9srb"><span style="font-size: 16px;">每小時計息，次日發放</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OnQcdt2rFo8fwYx3YBMubKMWsFg"><span style="font-size: 16px;">個人最低質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Py5TdVDQroTMShx1DqUuKes7sec"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zn2BdiW38oE2QxxYLe1uS4IMste"><span style="font-size: 16px;">個人最高質押金金額</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBFTduMkHoutDExO82YuB1B3sEh"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J4E1d6KiYosWvax84B6ucAB4sTd"><span style="font-size: 16px;">參與方式</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YPJad3QFuoOq7rxAZXeuHQWlstf"><span style="font-size: 16px;">需手動認購 MEXC Card 專屬財產品</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zd6td4OtPo2TDFxGgvRuT9JusEb"><span style="font-size: 16px;">與消費現金回饋關係</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-N7QsdPVzCorGsHxzjT0uxIZTsYd"><span style="font-size: 16px;">獨立計算，互不衝突</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-JhnjdPnoIojiYUxchpRukJ7osng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IU3ad2g3Sot3iuxiUQvuYXeksee"><span style="font-size: 16px;">2.2 理財收益什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-Ok00dNlc0oIHC5x9dUMuusKPsWU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J02QdXfHDoc38axhluWu5Zw8sDb"><span style="font-size: 16px;">收益按小時計算，隔日發放。</span></div><div class="ace-line ace-line old-record-id-JiIbd726wojoFkxhlOQuIUj0ske"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ObM6d7bzSomjX2xI7J9uvZGCsgc"><span style="font-size: 16px;">2.3 消費會影響理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-PEFhdxgqAoRKN0xFVVAu5ZpBsKH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GYM8dIYE9okQQrxpv5Zuz2UTsUc"><span style="font-size: 16px;">不會。理財與現金回饋相互獨立，互不影響。</span></div><div class="ace-line ace-line old-record-id-OTrWdiw8Ro2BdEx8G5Du8YiRsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DhUQdnWuto80NBxKTfLuriTks8g"><span style="font-size: 16px;">2.4 現金回饋計入理財收益嗎？</span></h3><div class="ace-line ace-line old-record-id-ITUdd2LkMo1PoExzu06u1qfWsh1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TATXdPEEiowrTtxpXxSu3uzQsNe"><span style="font-size: 16px;">不會。現金回饋與理財收益為獨立計算。</span></div><div class="ace-line ace-line old-record-id-Fb8idXtlpocw6jx97wbujcmPspd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MSwzdxe6xoMCSsxtxrfuc5VBsHb"><strong>3. MEXC Card 邀請獎勵</strong></h2><div class="ace-line ace-line old-record-id-X58ddFVpcoG31jxAYqPucC4Us6i"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HoGldHuGroQInTxE0URuCX3AsST"><span style="font-size: 16px;">3.1 MEXC Card 邀請獎勵如何運作？</span></h3><div class="ace-line ace-line old-record-id-Sv4cd8AgPo91gmx7zJcuEA4HsKc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XfGidqyoQoUoWJxn5hkudCeYslf"><span style="font-size: 16px;">邀請好友註冊並啟動 MEXC Card，您和好友都可獲得獎勵：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-UHpgdEOtrocp98xvvDYu4hUfsjd" data-list="bullet"><div><span style="font-size: 16px;">邀請人：每位合格被推薦者可獲得 20 USDT。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DF9kd5Jcco5AoRx54k6uPPQwsRb" data-list="bullet"><div><span style="font-size: 16px;">被邀請人：10 USDT。</span></div></li></ul><div class="ace-line ace-line old-record-id-OoiOdJxwNoLXJNxWCM1uGPXusKb"><span style="font-size: 16px;">以上為通用獎勵，地區專屬活動以對應活動規則為準。</span></div><div class="ace-line ace-line old-record-id-WP5fdHkqhohpkBxu6Mhu0gDTsRj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yzryd4ZAOoXhQ7xEHRzuJ0U9sWd"><strong style="font-size: 16px;">被邀請人需滿足以下條件：</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-FqKWd6xauorsdbxyNUiuYgN8sqh" data-list="bullet"><div><span style="font-size: 16px;">必須是新註冊的 MEXC 用戶。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-CLjVdf5tXo3YSUxHwdbuXnGosoh" data-list="bullet"><div><span style="font-size: 16px;">在首次充值後的 7 天內必須保持至少 $100 的淨充值金額達到 24 小時。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-TqL9dlay6oXhcBxjPqFu3SbUsqh" data-list="bullet"><div><span style="font-size: 16px;">活動期間內成功申請並啟動 MEXC Card。</span></div></li></ul><div class="ace-line ace-line old-record-id-OUeXdDueDoLh3YxEbKvuh1edsJc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EOv8dSUUuohxwIx0hkyu3gLms9d"><strong style="font-size: 16px;">什麼是有效淨充值？</strong></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PllHdeJdOoAW4cxMYXcuFykOs2W" data-list="bullet"><div><span style="font-size: 16px;">淨充值金額 = 鏈上充值（不含內部轉帳）+ P2P/法幣買入 - 鏈上提現（包含內部轉帳）- P2P/法幣賣出 - 資產轉帳轉帳 - 紅包轉出。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-BT7sdpg3ZoUZhNxTX47uwr5ps5I" data-list="bullet"><div><span style="font-size: 16px;">有效充值管道包括鏈上充值、法幣充值、銀行卡購買幣、P2P 交易和第三方支付。其他形式如內部轉帳、紅包將不算有效充值。</span></div></li></ul><div class="ace-line ace-line old-record-id-KBD2d3021omDghxay5durwTMsqg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VG61drxCqo7rSaxX2xOulwv8svg"><span style="font-size: 16px;">3.2 邀請人數有上限嗎？</span></h3><div class="ace-line ace-line old-record-id-HpN3djL30oNGMixQWCluH8fKs7f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XCphdDBVxouagTxAXpmuuJaosMh"><span style="font-size: 16px;">沒有上限。邀請越多，獎勵越多。</span></div><div class="ace-line ace-line old-record-id-AyEEdN92loKz5ixYVm7uwYTZsng"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FvaNdcTa9oG8PoxbEjWuDfTzseu"><span style="font-size: 16px;">3.3 邀請獎勵什麼時候發放？</span></h3><div class="ace-line ace-line old-record-id-IB82dWuMLowkQtxWU3buuEL2sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ck8idy6PxoUJDpxgH4Wutt9ssqh"><span style="font-size: 16px;">在所有條件達成後，獎勵將於 <strong>3 個工作天</strong>內發放至現貨帳戶。</span></div><div class="ace-line ace-line old-record-id-BKdrdFrRTogGURxJz7iuAI6BsWc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WcPLd9LI5oh3F5xT7zwuarnZsye"><span style="font-size: 16px;">3.4 如何邀請好友？</span></h3><div class="ace-line ace-line old-record-id-EkOfdjUBWomfJsxJUkBudDf1sTh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vm7QdWjWJo0pw4xguftuYIkOsqe"><span style="font-size: 16px;">登入您的 MEXC 帳戶，造訪<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub">邀請任務頁面</a>，複製並分享您的專屬邀請碼。好友完成指定任務後，雙方即可獲得獎勵。</span></div><div class="ace-line ace-line old-record-id-ITQFd9NTLoT7IJx1t4Yu4TVdsVe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-IiZNdf7mCo24gKxtl0puhRbfsdc"><span style="font-size: 16px;">*BTN-<strong>活動中心</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/zh-TW/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-Q3a7dA6RTokhbVxXDJgucteKsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MHA1ddiXPoPVxWxN3LmuEHwUszd"><span style="font-size: 16px;">3.5 邀請獎勵可以和平台其他邀請獎勵疊加嗎？</span></h3><div class="ace-line ace-line old-record-id-DrvUdhFNQocRC1xcy4LupwEssTL"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6pEdy47DocEq8x7n9auTbIysVy"><span style="font-size: 16px;">可以。 MEXC Card 邀請獎勵可與平台其他邀請或活動獎勵同時獲得（如無特殊說明）。</span></div><div class="ace-line ace-line old-record-id-OBSHdXd6voUO4Qx8ucSuSay8s3d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VpHNd3qwYowWanxnIRguGTzisVg"><span style="font-size: 16px;">3.6 如果我的被邀請者已有 MEXC 帳戶但未開卡，是否還能獲得邀請獎勵？</span></h3><div class="ace-line ace-line old-record-id-TgfndnktKosGK3xtuNxurXHSsHe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WS3odbFVkoUGH0xBvTRuF3aFseh"><span style="font-size: 16px;">不會。邀請獎勵僅適用於新註冊 MEXC 並啟動 MEXC Card 的用戶。但被邀請者仍可正常享受消費現金回饋與理財收益</span></div><div class="ace-line ace-line old-record-id-VL3SdXXRnodB6Ox4vIKuoxfLs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A01rdYzmdobkOzxisfruPio0ssc"><strong>4. MEXC Card 其他問題</strong></h2><div class="ace-line ace-line old-record-id-NzlLdX4tOoqaFMxxACOuQFeVs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HfpZdnj0oor5POxeu1zusfAFs6d"><span style="font-size: 16px;">4.1 現金回饋、理財可以同時獲得嗎？</span></h3><div class="ace-line ace-line old-record-id-QAQ4dEOmSoVWCdxsHObuncRHsnh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YG69dOAUMohlYoxRbxLugmRzshe"><span style="font-size: 16px;">可以。兩類獎勵相互獨立，只要滿足各自條件即可同時獲得。</span></div><div class="ace-line ace-line old-record-id-Sj5sdga66oqMXjxOU1WunVT2sRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TMtAd9oxLoS4VGxUsj1umbWIsTf"><span style="font-size: 16px;">4.2 活動結束後獎勵會改變嗎？</span></h3><div class="ace-line ace-line old-record-id-Savqdy52eowhGuxea4buYSJtsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BP9cdxzTcoAT9rxujSzu2AYfsgF"><span style="font-size: 16px;">現金回饋、理財收益及邀請獎勵僅在活動期間內有效，活動結束後可能進行調整或取消。</span></div><div class="ace-line ace-line old-record-id-MKjkdQqtDoAWjvxsMuku4o1LsHg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MpDMd9RijoWCfBxmoMtuExEcsO7"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-RS4udMv2zogcsdxWgOiueGBZsbb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DVgWdRBw7oj6AexHUP1uwO0vsmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ByNIdLgiZoM3rcx1cL6u1PILsVg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Dp0ddcOO4o7n6FxjhQNu9o6nsWh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買加密貨幣完全指南：MEXC 法幣充值新手教學</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G5jzdAfHEoiEy0xv1h2uYJrhskf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：詞彙表與常見問題解答</a></div></li></ul><div class="ace-line ace-line old-record-id-SXKxdlzl3oUPtQxroewuN7clsEg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OCV1diMTDoxBK7xLUwBuL8PDsId"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="BxjXdjIBQolM8Zxdb5euqGadskw" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-CbgcdyFMtobHD6xJJiSursmGsTb"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRiGd4YOToPn4nxU9SXu9hdwsDh" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 的虛擬卡開卡費、年費、閒置費與銷卡手續費均為 0。</span></div></li><li class="ace-line ace-line old-record-id-AYP5db9y9oBTGAx1ETluzrkSsCg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 亞太卡交易手續費為 0，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-VJsQd9FdGoDB0wxRhRluFaB5sp1" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 全球卡交易手續費為 1%，加密貨幣轉換費為 0。</span></div></li><li class="ace-line ace-line old-record-id-LzB1dttojolbuux3bRduPGMXsSd" data-list="bullet"><div><span style="font-size: 16px;">跨境消費時，亞太卡在 Visa 匯率基礎上加收 1% 的外匯兌換費，全球卡無任何加價。</span></div></li><li class="ace-line ace-line old-record-id-BXPodCwu3obuovxOyCQuURpvs62" data-list="bullet"><div><span style="font-size: 16px;">兩種卡片在單筆、每日及每年消費金額上設有不同限額，全球卡額度更高。</span></div></li></ul><div class="ace-line ace-line old-record-id-AwuedaGo3omZI2xGAW0uh2s3svg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-X7rTd9ECQoU1EdxHYJfuyLhcsoh"><strong>1. MEXC Card 簡介</strong></h2><div class="ace-line ace-line old-record-id-VcSbdMTr4oa9tZxRWXbuuMRZssg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OAx4dMNvmozAmUxzkeRu8yPksSb"><span style="font-size: 16px;">MEXC Card 是 MEXC 平台推出的加密貨幣支付卡，讓用戶可以直接使用帳戶中的加密資產進行日常消費。目前平台提供 MEXC 亞太卡和 MEXC 全球卡，兩者在手續費結構和消費限額上存在差異，用戶可根據自身消費習慣選擇合適的卡片。本文將為您完整梳理兩種卡片的費用與限額規則。</span></div><div class="ace-line ace-line old-record-id-KyKxdUWkYoFGL9x4eTMuAGvfsih"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UKd1d6u52o5aicxLDROuJ0oBs2c"><strong>2. 開卡與管理費用</strong></h2><div class="ace-line ace-line old-record-id-EfNqdLBxcoR7uhxRVJAu411CsCd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZCModHl5PoxRRWxKNS3u4wtmsGe"><span style="font-size: 16px;">MEXC Card 在基礎費用方面對用戶十分友好，兩種版本均實行零費用政策：</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-E6zbd9GADodtlexkbmDuQPSCstb"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XznwdrsyIoSA8Kx4miMu6bemsNL"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QcL3dSIKYopkbJxgx7aufJzMsLf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMudulyForFYCxHf3luhfGrsQh"><strong style="font-size: 16px;">虛擬卡開卡費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K5gBdK5KtoUopBxbbMJuAUQlsEc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hj90ddX42ovnSzxAVjdudSrFscc"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIQqdDEMgo6i6Hx87jhuamiusgc"><strong style="font-size: 16px;">年費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VNERdVK3woNzUzxPedRucCRusDg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-O1RDd0sYCoZwwZxHzr4u5j8Esgf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W1zrd6SfnosQZRx0P8Zu3IPwsBh"><strong style="font-size: 16px;">閒置費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QuMDdM94UooqFNxWysCuJJP2slb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XRubdpqWMo2nuSxuHlUuAE8As5b"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PCwIdKmn5oBAtoxYSjJuYUTRsue"><strong style="font-size: 16px;">銷卡手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYmhdNbXnoX9VxxaIcpuDiA4sUd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JwbvdzYZNoJTFExI92UuLkFNsNw"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ObFEdECBeoUb2oxt9quuim6rsFf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gr0PdJ4UDo59uXxa2GouhI8BsMd"><span style="font-size: 16px;">無論是申請卡片、長期持有、暫時不使用還是註銷卡片，MEXC 均不收取任何費用，用戶可以放心開卡體驗。</span></div><div class="ace-line ace-line old-record-id-NUbwdDzq6ow2fexwtN9uYnIAsyc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PiDZdG369od9QJxKvuMujjZHsCd"><strong>3. 交易手續費</strong></h2><div class="ace-line ace-line old-record-id-AR3TdqvH3og1BExzxx1uKR4ns3b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U6fbd1DFHozYIex3skPu0t4Vsie"><span style="font-size: 16px;">兩種卡片在交易環節的收費結構有所不同，具體如下：</span></div><div><table class="ace-table" data-ace-table-col-widths="211;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="211"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QgcbdSCylosWQFxTkhSuSLvds7c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HEGldJJtmoSlSGxhp4wumlJKs6e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U33kdmhghofDq9xy8hGuxwCDsnb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Qh03dEJtHoHsfexRWwGuSvyMsDe"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Mdb7dP6nAoCFCZxKESNuOQXWsQd"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ADzTdTlBooHbQBxijiCuXaCSsfU"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q14KdwdseoB4ALxlXTKuROuwsWb"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SkVidm7Qoo19bLxq4qcubh04sse"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqIEdmBuXoaO4bxIWiHuCaoOsug"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PalAdlb7uoclxIx8ssQuSgm8sdd"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Zqq2dTvZFopwM9xoaqCuCpVAslg"><span style="font-size: 16px;">Visa 匯率 + 1%（跨境費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8oTdLKXBoDAisxMx3zuzj3zsGe"><span style="font-size: 16px;">Visa 匯率 + 0%（無加價）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACvsdjxAlojLr8xHuMvuA5PTsEg"><strong style="font-size: 16px;">充值手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SS5QdTPJgoPlCZxAgPsuWJmAsbb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SvWhdoaVaoKDIjx4kOmulYuDsVf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PVl3dqwjxoggmoxPcPbu2i8isXd"><strong style="font-size: 16px;">ATM 提現手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PflSdM6HHoiUBWxakk6uuxbDshe"><span style="font-size: 16px;">虛擬卡不適用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U7qvd4x7roGYhlxWfSUujfnDs1b"><span style="font-size: 16px;">虛擬卡不適用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HF5mdkYmkoXtqRxAZxaun7iQsrF"><span style="font-size: 16px;">退款費用</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-YxZCdUI7QoGUH2x3EHQuxhVjsah"><span style="font-size: 16px;">1% （美元消費） 3%（非美元消費）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Tj3RdGmQLoRUezxyboou6WxEsad"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WTttdLZy2oEit1xw6vXuMxRgsyg"><span style="font-size: 16px;">消費失敗費用</span></div><div style="text-align:center" class="ace-line ace-line old-record-id-P2fxd0UwnorLTRx5veDuNci3s0e"><span style="font-size: 16px;">（僅限於消費失敗的交易）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WVWNdrAbjokZiIx9UnYuUoQcsUh"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-HY6qdyUfsoUDdZxGgcouFYC4s2d"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IWCUdnPJzo1A84xkDnBuMhq5s0B"><span style="font-size: 16px;">每筆 0 USD，消費失敗率 < 20% </span></div><div style="text-align:center" class="ace-line ace-line old-record-id-FoxGd6csIoZeifxUQbmuAnuHshf"><span style="font-size: 16px;">每筆 0.5 USD，消費失敗率 ≧ 20% </span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ACerdpDVToy2NOxlgAcurykpsdh"><span style="font-size: 16px;">小額手續費（<1 USD）</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UY3jdUWwmoSSinxob5CuDXX8sgh"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KfIDdvLDHoEXK8xoBiCuvf2AsLd"><span style="font-size: 16px;">0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-LKxNdY3KooBjF0xL6pQuN0nksuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PzsWd2vTwoBneTxhZQdu169rsQb"><strong style="font-size: 16px;">說明：</strong></div><div class="ace-line ace-line old-record-id-TXTKdtnG4ocxwzxIqmDuFZbIsvf"><span style="font-size: 16px;"><strong>1）加密貨幣轉換費</strong>：消費時將帳戶中的加密資產轉換為法定貨幣所產生的費用。</span></div><div class="ace-line ace-line old-record-id-BYpCdOe5boneuGxfazVujVM4see"><span style="font-size: 16px;"><strong>2）交易手續費</strong>：每筆消費按交易金額收取的費用。亞太卡免收，全球卡按 1% 收取。</span></div><div class="ace-line ace-line old-record-id-PzcodyJVxoC7CQxCHzCujNYmsdc"><span style="font-size: 16px;"><strong>3）外匯兌換費觸發條件</strong>：當您以卡片計價貨幣以外的貨幣消費時（例如卡片以美元計價，卻在歐元區商戶消費），才會產生跨境外匯兌換費，本地同幣種消費不收取此項費用。全球卡在 Visa 匯率基礎上無任何加價，跨境消費更具優勢。</span></div><div class="ace-line ace-line old-record-id-EYRcdU2sdoCl5wxtVsVucNxcsMb"><span style="font-size: 16px;">4）活動期間的手續費率可能會有所調整，請您以具體的活動頁面顯示為準。</span></div><div class="ace-line ace-line old-record-id-Pw7xd04bHosSMCxxg3MuTBdLszg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y0D3d3ZKNoxJtixSJCUuW43vsZd"><strong>4. 消費限額</strong></h2><div class="ace-line ace-line old-record-id-Is75dwMf8ordOoxPluUuo1dIsRc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BEXLdnyG8ov4e6xDxCBuakAGsbg"><span style="font-size: 16px;">MEXC Card 為保障帳戶安全並滿足不同用戶的消費需求，設定如下限額：</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CJyKdrFTPopM43xPVHKuTXBzsSg"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SFKXdCNiAoamvUxknDBuKjrUs0e"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fou1d71RPoArKYxab8muzEJtsKb"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HaMtdjRBZoaNO7xRLiKuD3mtsQb"><strong style="font-size: 16px;">單筆消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JxmYdojdooP5gpxIhxZuBNeJspd"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T16QdDSkzodI2uxZJtmuF6JksRh"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyzRdZ8cBoCgsDxGmmTuNbI2sgf"><strong style="font-size: 16px;">每日消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BzVVd9Ue9oecq1xCWtauODTxssc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FXHRdk5aVodHRQxb98GuE1gjsPc"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D8BKdz0shoWksFxwxhMuaeIvsqa"><strong style="font-size: 16px;">每年消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EmOFdQ3NNo7FIwxtGmIu5oYdsrl"><span style="font-size: 16px;">1,000,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HBkndJTPYonLy5xDRGtuMlivs5b"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HAcodJByYoDL0AxPMXpun0mpsph"><strong style="font-size: 16px;">每日消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NalldLj1coQ6d4xWsUOu3UCPsvg"><span style="font-size: 16px;">50 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RZCMdNzZuoT703xIbXIuZgUvsDe"><span style="font-size: 16px;">100</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LD74dwpxQoRG9OxJu1muSLcAsxf"><strong style="font-size: 16px;">每月消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UTwWd4leToPAJXxOjGKuwsArskb"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RGvKdECR0ofQB9xWV00unsnMsQb"><span style="font-size: 16px;">2,500</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KlQpdPYhmossUZxq9MHuYKWMs8b"><strong style="font-size: 16px;">每年消費筆數</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WyU9dAwFYodMJpxyWuPud0gQs65"><span style="font-size: 16px;">1,040 筆</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WvsydTKxfo2WX2xsiKHuCXWUszk"><span style="font-size: 16px;">25,000</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QZefdpFKqobHkFxJp9Xuk7NJsfh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PnVodmgzRoIcmTxqv1yu0hlisfh"><span style="font-size: 16px;">從限額來看，亞太卡適合日常消費需求，全球卡的額度顯著更高，更適合有大額消費或高頻消費需求的用戶。</span></div><div class="ace-line ace-line old-record-id-CiXmdeeZwoA2raxFrg8u929rsFc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BLKjdbqFzo0tMWx7dWluWqnJsge"><strong>5. 手續費計算範例</strong></h2><div class="ace-line ace-line old-record-id-CwyudBslGohpVQx1ka9uEQxQs3W"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PLMidRI2FolcJFxpcUVuuuFBsAg"><span style="font-size: 16px;">以下範例幫助您理解不同消費場景下的實際扣款情況。範例中的費率和金額僅供說明，實際費率請以上文表格為準。</span></div><div class="ace-line ace-line old-record-id-SynndGAS1oAlo0xZxWvuYvpHsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TCPZd8hEyoeFnxxep06uCOGys0g"><span style="font-size: 16px;">範例一：同幣種消費（美元商戶，無跨境費）</span></h3><div class="ace-line ace-line old-record-id-KPYgdlTE4oIP9PxqGRiuc7aysXc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ACHcdfrT1ofXUmxI4SOuYhIasqc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在美元商戶消費 100 USD。</span></div><div class="ace-line ace-line old-record-id-FZTfd5y1XoiDZSxKA05upHDZsMg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JiMfdIOSVozXyex1Fi0uZNd8sSh"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PqoOdWtYOodKIFxwwAduevp7sTc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Cb7cdfo7UoEUdaxmDenuqEOCswf"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IlFSdtnxOozERhxa9TPuEsNqsfg"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CIjDdXYM4oDzglxZetwur46ts4e"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PyvQdQlwuoc3wyxUDinuLrg7ssh"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNkmdLctKopciTxHzH4u5SRosTh"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VQfcdmdz2oZ05vxw8i1uU2zus7b"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KFOMdp1YmoWxnUx0HfyuJOGTsPO"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MfBGdgL3boechlxYCY4u9QKIs6c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XyZUdS747oH7HuxNyDku3jZrsHL"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VVJxdGpULoTsxYxYVu2uJWIVsHr"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NBVidwSWIoa9wEx5nRkuNgOSs6b"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QP4QdSk4LoThXJxZrsbu10sgsOg"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Myvcd3f20o6zAdxA2bluFV6DsVb"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-QTuxdavzcoPExExFNDKuDE6osJg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-R6PUddJXWoOyuwxxU2RuzE1Ps2c"><span style="font-size: 16px;">可以看出，MEXC 亞太卡的成本更低。</span></div><div class="ace-line ace-line old-record-id-PRBQd0Fs9oVqPOxr77Quiz15sOb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EhiIdHmbqou6kuxTKypu7R3hsdH"><span style="font-size: 16px;">範例二：跨境消費（非美元商戶，觸發外匯兌換費）</span></h3><div class="ace-line ace-line old-record-id-VA1hdqp4fovyDEx6BAlukFqvs2d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Odl8dV2a2oCLAtxqNVkuYtVLsBc"><span style="font-size: 16px;">假設交易者帳戶中只有 USDT，在境外消費 100 EUR。假設 Visa 匯率按 1 EUR ≈ 1.08 USD 計算。</span></div><div class="ace-line ace-line old-record-id-Z52gdLrf1o2a4bxVtVsuPLNIs2d"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V911dzVefoxkhNxuagpuhTq4s2c"><strong style="font-size: 16px;">項目</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XaG4d9Acnoz37vxAa0IuLRVxsoc"><strong style="font-size: 16px;">MEXC 亞太卡</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FfOKd15R8osyf0xiKVmu7tWAs5Y"><strong style="font-size: 16px;">MEXC 全球卡</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xt9KdDVhKoNbOtxscehu86dQsie"><strong style="font-size: 16px;">消費金額</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C5FkdHMnzol8LGxN8PmucLINsNd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FihddgpP6oswoVxUcxNuxsWNsyd"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GD6ddZt4EoP0UAxBIN5um0bKsDf"><strong style="font-size: 16px;">外匯兌換手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NXg8dw4FZoyt9YxAsZeuzKdqszf"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NYEnd1yRTomdwdxctndumwmMsMb"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EzeBdoloeoAeCMxtbl1uU7YWsLd"><strong style="font-size: 16px;">加密貨幣轉換費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BgaddPuxsoCmnZxupSFuTzjssbg"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZZC3do7ydoI0PixE20uuYpipsYf"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YV4Bdi3i6oNxLOx2k6ZuOjqGs8c"><strong style="font-size: 16px;">交易手續費</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-T9ohdGq5Go2SWZx7viouRov8sue"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AhridjCXlo7301xZafXuqhNFshb"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OioTdlpfbocoKtxNd0auw9bLs2g"><strong style="font-size: 16px;">總扣款</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hfa0d7iWdok2rXx8ppyu78fqs31"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PeRcdBFiQoIvLGxlc7puks79sRf"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YD6bdOsCJoA0GkxkZt4uqV0ys8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BFsQdTCmposvHexfVXQufphXsoX"><span style="font-size: 16px;">可以看出，在跨境消費場景下，兩種卡片的成本完全一致。</span></div><div class="ace-line ace-line old-record-id-Tm3GdntYQoHYjBxYuQ6uy8HDs4f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SMwjdjzvNolDMBxzgRjuE6IQsAc"><span style="font-size: 16px;">MEXC Card 以零開卡費、零年費、零閒置費、零銷卡費的政策大幅降低了用戶的使用門檻。在選卡時，如果您以本地同幣種消費為主，MEXC 亞太卡的成本更低，更適合選擇。如果您經常進行跨境消費或有大額消費需求，兩種卡片成本相同，可任選其一。建議用戶在使用前登入 MEXC 官方平台查看最新費率與限額說明，以獲取最準確的資訊。</span></div><div class="ace-line ace-line old-record-id-RMjQdae5QoHJQdxhE53uYZyesBg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BU1adjDIXoqrRXxCbjRu8UZJsqf"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TGrpdQRhpoM3uGxw98bucoatsEh" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-Qy9CdgcdQoIdxwxL4EmuXcuSs5e" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 訂單交易常見問題詳解：授權、結算與退款全解析</a></div></li><li class="ace-line ace-line old-record-id-Yn3VdAcsioZ8AMxsnHVukq8cskg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-BUnEdNmltoQtBCxLyX1uHGf1sFc" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-SOPWdI9Gaob5icxNCFEuSrtWsPx" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-IE4fdykrWoIjWQxgJoMuF6HmsJh"><br></div></div>

<div data-page-id="Cri0d4JNfoArlcxqvRUuyxKSsRc" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-AAbpddEZDoTm9ixTUyQuRUyns5f"><span style="font-size: 16px;">MEXC 現已支援 USD 銀行轉帳 (SWIFT)，符合條件的用戶可在其銀行帳戶與 MEXC 法幣帳戶之間安全地充值及提現 USD。</span></div><div class="ace-line ace-line old-record-id-RjBddI7gToRF4XxrjZ5uLnkvsXe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-INVFdcwPioAtPvxXjx7uZkhIs9c"><span style="font-size: 16px;">USD 銀行轉帳 (SWIFT) 專為偏好透過銀行轉帳進行大額轉帳的用戶設計，提供安全、可靠且便捷的資金轉移方式。USD 充值到帳後，您可透過<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一鍵買幣</a>購買數位貨幣，或使用資金於<a data-lark-is-custom="true" href="https://www.mexc.com/exchange/USD_USDT">現貨市場</a>進行交易。您亦可將 USD 餘額提現回您的銀行帳戶。</span></div><div class="ace-line ace-line old-record-id-Y3GtdbwpEoXxAZx5EslugNn5sZe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQvSdYTXMo9CqIxlVhtuILVKsog"><span style="font-size: 16px;">請按照下方步驟指南操作以充值或提現 USD。在進行法幣充值前，請確保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高級身分認證</a>。</span></div><div class="ace-line ace-line old-record-id-OjJ7dB11LoLS5AxZxnHuw6yDsKh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IAqNdM4Fwo4AnfxY19euqgFxsbb"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-COGedOkCzopacIxluVcuKgL8sEe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NH4cd5PGQoWv78xbgcRuJq52szb"><span style="font-size: 16px;">步驟 1：前往法幣充值頁面</span></h3><div class="ace-line ace-line old-record-id-CxiFdL0UHo2Ljtxw4YBu3HgdsRg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXM4dTj6Po6bcNx12BIuUouosJd"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值頁面</a>。或者，將游標懸停在頂部導覽列的買幣上，然後選擇法幣充值。</span></div><div class="ace-line ace-line old-record-id-IiL0d6K8zogzGqxHVI1uRxgisXf"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"3a9d6ac6-b5a5-4d75-97a8-21e37acef840","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FModgbG5z5oVyLuxMEDKuIGZksIc%2F%3Fpreview_type%3D16","file_token":"ModgbG5z5oVyLuxMEDKuIGZksIc","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-HMXidpDQzoqlfJxku1Ku3Xo9syh"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145410651jdKFkN73dBtHNS.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJNb2RnYkc1ejVvVnlMdXhNRURLdUlHWmtzSWMiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiSE1YaWRwRFF6b3FsZkp4a3UxS3UzWG85c3loIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9Nb2RnYkc1ejVvVnlMdXhNRURLdUlHWmtzSWMvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/ModgbG5z5oVyLuxMEDKuIGZksIc/?mount_node_token=HMXidpDQzoqlfJxku1Ku3Xo9syh&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://ModgbG5z5oVyLuxMEDKuIGZksIc" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-VG7id7JcKozWJxxPr9Bu5IyQsmi"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OfkldU6Nlo5r8BxJa3WuyqCKsJc"><span style="font-size: 16px;">步驟 2：輸入充值詳情</span></h3><div class="ace-line ace-line old-record-id-GD32dvOVvornEQxkix6ux8Dasmc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-O1dEdwTFooYpwlxDV11uuDeqszf"><span style="font-size: 16px;">1）選擇 USD 作為您的支付幣種</span></div><div class="ace-line ace-line old-record-id-Iayad9DAAoMBxFxR8HbuJSrCsCc"><span style="font-size: 16px;">2）輸入您希望充值的金額</span></div><div class="ace-line ace-line old-record-id-JxO7dmLcDo7R2lxUILyu9ibJsAe"><span style="font-size: 16px;">3）選擇銀行轉帳 (SWIFT) 作為支付方式</span></div><div class="ace-line ace-line old-record-id-Jj7TdicyJo2ckYx837Bu37wvs0d"><span style="font-size: 16px;">注意：最終到帳金額將以實際收到的金額為準。</span></div><div class="ace-line ace-line old-record-id-LTardYNgiopyj0xQNS4udc0Ksgh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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old-record-id-CE6adEDCqoqjELx0osrumuu7sx8"><span style="font-size: 16px;">步驟 3：完成帳戶設定</span></h3><div class="ace-line ace-line old-record-id-TMbSdH2zLoVSSmxsqJ2um8XUsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BRSVdaxjzoqprTxapC3uckPCsZc"><span style="font-size: 16px;">您可能需要查看並提供您的身分資訊以設定您的銀行轉帳帳戶，包括您的全名、國籍、居住國家/地區以及其他所需詳情。</span></div><div class="ace-line ace-line old-record-id-MvcOdzGPYoxAFixTOoBujgjpsGg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SusQdGPUSobIYKx5ak4u4uLosMh"><span style="font-size: 16px;">請確保所有資訊均準確無誤，且與您已認證的帳戶詳情相符。</span></div><div class="ace-line ace-line old-record-id-LWVJd4hvLo4hnoxQOhJuTRuIsAg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U01hd9luhoh0uyx7LcduLRQssDf"><span style="font-size: 16px;">帳戶建立通常需要約 2 分鐘。完成後，您即可繼續進行轉帳。</span></div><div class="ace-line ace-line old-record-id-W1U9d6P9yoShkbxDWFWuJEZusog"><span 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data-suite="eyJmaWxlVG9rZW4iOiJER3RZYjU1OXlvVEFpcHhpamJodVpYdEdzTnIiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiU2p4RWRUTmdXb2tXbG14dzNzOHU2cDZPc0xlIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9ER3RZYjU1OXlvVEFpcHhpamJodVpYdEdzTnIvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/DGtYb559yoTAipxijbhuZXtGsNr/?mount_node_token=SjxEdTNgWokWlmxw3s8u6p6OsLe&mount_point=docx_image" data-width="1888" data-height="912" data-lark-image-uri="drivetoken://DGtYb559yoTAipxijbhuZXtGsNr" data-lark-image-width="1888" data-lark-image-height="912" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-RmSzdy1OYosFYExhJ0Vu8W20sLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BCzod8uJzoP3jwxzZX2uReiOsSg"><span style="font-size: 16px;">步驟 4：進行銀行轉帳</span></h3><div class="ace-line ace-line old-record-id-F0qGdWIBro3ngaxz6pCuin7asKf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VqytdJ71boGOjBxPF6TuSKYcsTf"><span style="font-size: 16px;">查看 MEXC 提供的轉帳詳情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AXrsdHNezoHZJlxZMtxuBshzsKh" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-J627dQJJ7oQMyxxEGxZu5BRhsCD" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-ZpxOd0s6ioEKCPxhRzVuCIZZsQg" data-list="bullet"><div><span style="font-size: 16px;">收款人帳戶</span></div></li><li class="ace-line ace-line old-record-id-LFYadcp0PoCZOjxuUaLuueRps8f" data-list="bullet"><div><span style="font-size: 16px;">附言/備註</span></div></li><li class="ace-line ace-line old-record-id-WXIXdEnSIoMLyVxC4WzuvMFNs8d" data-list="bullet"><div><span style="font-size: 16px;">其他銀行詳情（如適用）</span></div></li></ul><div class="ace-line ace-line old-record-id-GpvEdGsmpooL5SxYerHu42yJsZg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MS8edCobQo6OFhxbvi1uoGJ8s6g"><span style="font-size: 16px;">使用這些詳情從您的銀行發起 SWIFT 轉帳。</span></div><div class="ace-line ace-line old-record-id-L6xTdbDIHoOVbjx1Tw4uRNzKsFg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Yh8TdvD3poGIQ5x6VmfuguehsDB"><span style="font-size: 16px;"><strong>重要提示：</strong>請嚴格按照顯示的資訊輸入收款人詳情與附言碼。資訊錯誤可能會導致轉帳失敗或延遲。</span></div><div class="ace-line ace-line old-record-id-HOsIdqfDkofBEbxJOEwujXbasbd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OpCKdQLJToviiMxmTEDuTTJWsxf"><span style="font-size: 16px;">進行銀行轉帳時，請特別注意以下事項：</span></div><div class="ace-line ace-line old-record-id-CCWTd2N3SoqiOdx25r9uSJ4yscc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U8D8dJfycophzPxazLOuuBkFs0e"><span style="font-size: 16px;">1）收款帳戶資訊</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AmmEd74TzonszAxaXZguT7KGsPh" data-list="bullet"><div><span style="font-size: 16px;">請根據銀行要求，使用國際銀行帳號（IBAN）或銀行帳號進行轉帳。</span></div></li><li class="ace-line ace-line old-record-id-CJ24d4ih8ozG6BxOtTzu8YMQskb" data-list="bullet"><div><span style="font-size: 16px;">轉帳類型請選擇【個人轉帳】，收款銀行所在國家或地區請選擇【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-ZIUqdgXBVotOpPxhotXu38u8sJh" data-list="bullet"><div><span style="font-size: 16px;">部分銀行在辦理國際匯款時可能要求填寫中間行資訊。如有需要，請以 MEXC 充值頁面顯示的中間行資訊為準。</span></div></li></ul><div class="ace-line ace-line old-record-id-J74Ed7fKBoR3U7xLUb7uBSDQsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZkopdIXCXo8J3HxS5IkuWLMVsGf"><span style="font-size: 16px;">2）付款帳戶要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CjA7d8Emzo3yHJxglDYuYR4ksib" data-list="bullet"><div><span style="font-size: 16px;">請使用與 MEXC 實名認證姓名一致的本人銀行帳戶進行匯款。使用他人名下的銀行帳戶匯款，款項將被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-NTrFdsJM3otCxyxudmfuVYWPsKf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AL1ld7nPnojys9xi0kKuvFfssth"><span style="font-size: 16px;">3）轉帳備註</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-FWNjdKFlRoJmW5xFlGnuGVj8sJe" data-list="bullet"><div><span style="font-size: 16px;">請在轉帳備註中完整填寫頁面提供的匯款識別碼（Reference）。未填寫或填寫錯誤可能導致訂單匹配延遲，甚至無法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-NCqmdMzQco1VA7xspOauwhtzsMh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNogdAYodoXhPcx5CTcuUbYQssc"><span style="font-size: 16px;">4）手續費</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-FjAhd35oZo1QR0xal4wup1Zksgg" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 匯款可能經過一家或多家中間行，中間行可能從匯款金額中另行扣費。</span></div></li><li class="ace-line ace-line old-record-id-QGk6djjMQoE1hCxd0squ74IJs31" data-list="bullet"><div><span style="font-size: 16px;">請在銀行端選擇【匯款人承擔全部手續費（OUR）】。請確保實際到帳金額不低於訂單金額。</span></div></li></ul><div class="ace-line ace-line old-record-id-HDZmdE6Eao3nsNxMkVaunb26sHg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"3f36f033-bc9c-49e4-b3fa-2754b2711491","height":1674,"width":1782,"currHeight":1674,"currWidth":1782,"natrualHeight":1674,"natrualWidth":1782,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FMqKbb1w3XobwJMxNwiruvaYhsTb%2F%3Fpreview_type%3D16","file_token":"MqKbb1w3XobwJMxNwiruvaYhsTb","image_type":"image/png","size":179753,"comments":[]}]}" class="image-uploaded gallery old-record-id-CGeHdj1Kdo1qGixTmSguGtgosRc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145409059smwrTacVXP8VYx.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJNcUtiYjF3M1hvYndKTXhOd2lydXZhWWhzVGIiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQ0dlSGRqMUtkbzFxR2l4VG1TZ3VHdGdvc1JjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9NcUtiYjF3M1hvYndKTXhOd2lydXZhWWhzVGIvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MqKbb1w3XobwJMxNwiruvaYhsTb/?mount_node_token=CGeHdj1Kdo1qGixTmSguGtgosRc&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://MqKbb1w3XobwJMxNwiruvaYhsTb" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-OPdQdILkyoyVYcx0ELyu1Zybs1e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZP7JdVMzlo2ZvExWUhOuAqaRsTe"><span style="font-size: 16px;">步驟 5：等待您的充值到帳</span></h3><div class="ace-line ace-line old-record-id-BSpRdNbsEovP6lxr90vub322s4c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VzASdT7GhoNi49xx6nmuCUhosPb"><span style="font-size: 16px;">收到並確認轉帳後，您的 USD 將劃轉至您的法幣帳戶。</span></div><div class="ace-line ace-line old-record-id-VdIodLbNEop7OSxIibfukoIqsHd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PMd2d5ZLioychdxFmLMuEf2sshe"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 個工作日內到帳，具體取決於您的銀行及所涉及的任何中間銀行。</span></div><div class="ace-line ace-line old-record-id-Z1uCdBA2GofjV9xbrPfu3A47sab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GtaDdoNN2oeIr4xNLLBuALXmszg"><span style="font-size: 16px;">步驟 6：查看您的交易歷史紀錄</span></h3><div class="ace-line ace-line old-record-id-Mkibd6MMqobtQKxL332unVV9sId"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AOKAdL4KwoHcBQx6k5MuM7G2s5g"><span style="font-size: 16px;">前往資產 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法幣</a>以查看您的法幣充值與提現歷史紀錄。</span></div><div class="ace-line ace-line old-record-id-Ga6cd7ShuoTrKNxGu6vuAFIrs4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F3xJdBLZMoYOxlxrMp8uogpqsjd"><span style="font-size: 16px;">到帳後，您的 USD 餘額即可用於購買數位貨幣與進行交易。</span></div><div class="ace-line ace-line old-record-id-PimidKHtSoLXiNxGI4Ou8f7gsdg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QBCsdofG1oRkyyxpVp6uJ9fbsLb"><strong>2. 提現</strong></h2><div class="ace-line ace-line old-record-id-LTibdAggUowiKfx5tfvu43Csszb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X76vd2o1toiHDexnyCauYZtAsJb"><span style="font-size: 16px;">步驟 1：前往法幣提現頁面</span></h3><div class="ace-line ace-line old-record-id-IH2oddiMGovNHbxbYrvuCqlvsvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X3RSd38D8oJzYQxCRUguhKGvsog"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值頁面</a>。或者，將游標懸停在頂部導覽列的買幣上，然後選擇法幣充值。然後選擇提現以切換至法幣提現頁面。</span></div><div class="ace-line ace-line old-record-id-WlmVdIEIsoupEkxVMJhuBBC6sub"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"b201f773-03ed-46a8-be8c-3ffa91d2b7dd","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FNJ12bjMveoCXkSxWAaEueeSusPd%2F%3Fpreview_type%3D16","file_token":"NJ12bjMveoCXkSxWAaEueeSusPd","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-AhYAdy4KBoryXNxJUYluXnfNs66"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145412103BCeuD67DFXjWk5.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJOSjEyYmpNdmVvQ1hrU3hXQWFFdWVlU3VzUGQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQWhZQWR5NEtCb3J5WE54SlVZbHVYbmZOczY2Iiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9OSjEyYmpNdmVvQ1hrU3hXQWFFdWVlU3VzUGQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/NJ12bjMveoCXkSxWAaEueeSusPd/?mount_node_token=AhYAdy4KBoryXNxJUYluXnfNs66&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://NJ12bjMveoCXkSxWAaEueeSusPd" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Mzk6dyabQoOw5wxFnp6uNDZwssc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OQbJdnsE0ovTh2x2rhauR90Rsxf"><span style="font-size: 16px;">步驟 2：輸入提現詳情</span></h3><div class="ace-line ace-line old-record-id-Sy5ZdCQVsoPGTjxhMI6uEOlSshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Oi03d7d99o6hTfx9rv0u0ERGsif"><span style="font-size: 16px;">1）選擇 USD 作為您的支付幣種。</span></div><div class="ace-line ace-line old-record-id-NEufdU1R5oCSVaxJPlOuw72Cs1e"><span style="font-size: 16px;">2）輸入您希望提現的金額。</span></div><div class="ace-line ace-line old-record-id-Rz5XdxfWXoX12YxdDRCuyX54sLs"><span style="font-size: 16px;">3）選擇銀行轉帳 (SWIFT) 作為您的提現方式。</span></div><div class="ace-line ace-line old-record-id-LmcEdfaVJo5uSBxtKdYucRv1shc"><span style="font-size: 16px;">4）按要求輸入您的銀行帳戶詳情。</span></div><div class="ace-line ace-line old-record-id-BCHhd9kN9ohwUsxXM6VuDfnLspf"><span style="font-size: 16px;">5）核對提現詳情及適用手續費，然後繼續操作。</span></div><div class="ace-line ace-line old-record-id-Ef9cd6sSOoQpkNxAgduulINXswc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J2N3dGnQmoNls0xwAmsuJP6Nsk8"><span style="font-size: 16px;">重要提示：請確保您的銀行帳戶資訊準確無誤。資訊錯誤或不完整可能會導致延遲或提現失敗。</span></div><div class="ace-line ace-line old-record-id-Hx8vdXmtgo8ZkoxKuFzuSIDIsz9"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FN8edlaoQoy5EnxiZXMuhaKXsud"><span style="font-size: 16px;">步驟 3：完成安全認證</span></h3><div class="ace-line ace-line old-record-id-YDI8dOckloH0qyx9ENXujXrMsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IKq3djcDfoQfegxBbdNud5WxsOe"><span style="font-size: 16px;">核對並確認您的提現詳情，然後完成安全認證 (2FA)。</span></div><div class="ace-line ace-line old-record-id-ZLdPdNlsuo8uxFxFGRcuIJbjsce"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UfRjdByO2o0PMexva1SuYqOpsAd"><span style="font-size: 16px;">步驟 4：等待您的提現</span></h3><div class="ace-line ace-line old-record-id-Jp5Kdfq45oMQyGxajPBuHfEfsdh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SdiEdUTr6o3G2rx5MTRuKWLtsXb"><span style="font-size: 16px;">您的提現申請成功提交後將會進行處理，資金將透過 SWIFT 發送至您的銀行帳戶。</span></div><div class="ace-line ace-line old-record-id-WmlAdTMo9obpjSx9WXfub2WVsSg"><span style="font-size: 16px;">SWIFT 提現可能需要 1 到 2 個工作天到帳，具體取決於收款銀行、中間銀行及銀行假期。</span></div><div class="ace-line ace-line old-record-id-CvssdCBuVoIBrUxw5JkuHVn8sxh"><span style="font-size: 16px;">您可以在訂單下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提現狀態</a>。</span></div><div class="ace-line ace-line old-record-id-E6w2dGcxUoTPCKxkkLhu94bcsWb"><span style="font-size: 16px;">即使 MEXC 上顯示提現已完成，您的銀行可能仍需要額外時間將資金劃入您的帳戶。最終劃轉金額與收到時間取決於您銀行的處理情況與記錄。</span></div><div class="ace-line ace-line old-record-id-JbJedgSonoAxbPxBKFPuiqUSsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EJgldhGdhoRbzmxZp94ubnfOsNb"><strong>3. 重要注意事項</strong></h2><div class="ace-line ace-line old-record-id-ZwR9dQsnBo81RjxMYNBuCouAsUd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PFypdyw9JoGldix8sMeuVqolsMd"><span style="font-size: 16px;">3.1 資格</span></h3><div class="ace-line ace-line old-record-id-HMO3dGd0UorW4rxFH9rudyRCsof"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EK5fde1PmoSC0mxB00PuVUiXsmh"><span style="font-size: 16px;">USD 銀行轉帳 (SWIFT) 適用於地址證明 (POA) 或身分證明 (POI) 來自以下支援國家或地區的符合條件用戶：</span></div><div class="ace-line ace-line old-record-id-Z8nddiiiroluVTxJCDbu6GDbsdh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NhPvd781yo3UMvxHwkfuoAoXs5d"><span style="font-size: 16px;">奧蘭群島、安道爾、南極洲、阿魯巴、澳洲、奧地利、巴林、巴貝多、比利時、百慕達、不丹、波札那、布威島、巴西、英屬印度洋領地、汶萊、維德角、加拿大、開曼群島、智利、聖誕島、科科斯（基林）群島、庫克群島、克羅埃西亞、捷克共和國、丹麥、多米尼克、愛沙尼亞、福克蘭群島、法羅群島、斐濟、芬蘭、法國、法屬圭亞那、法屬南部領地、直布羅陀、希臘、格陵蘭、格瑞那達、瓜德羅普、關島、根西島、赫德島和麥克唐納群島、香港、冰島、愛爾蘭、曼島、以色列、義大利、日本、澤西島、約旦、吉里巴斯、拉脫維亞、列支敦斯登、立陶宛、盧森堡、馬來西亞、馬紹爾群島、馬丁尼克、馬約特、密克羅尼西亞、蒙特塞拉特、諾魯、新喀里多尼亞、紐西蘭、紐埃、諾福克島、北馬利安納群島、挪威、阿曼、帛琉、皮特凱恩群島、波蘭、葡萄牙、波多黎各、留尼旺、羅馬尼亞、聖巴泰勒米、聖赫勒拿、聖克里斯多福及尼維斯、聖露西亞、聖馬丁、聖皮埃與密克隆、聖文森及格瑞那丁、薩摩亞、聖馬利諾、聖多美普林西比、斯洛伐克、斯洛維尼亞、索羅門群島、南喬治亞與南桑威奇群島、南韓、西班牙、斯瓦爾巴和揚馬延、瑞典、瑞士、台灣、東帝汶、托克勞、湯加、特克斯和凱科斯群島、吐瓦魯、英國、烏拉圭、梵蒂岡、瓦利斯和富圖納。</span></div><div class="ace-line ace-line old-record-id-I9Ijdll50oxaorxvFtPucoODsIb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FU0SdvF14ouyumxUbmyusdQmsaf"><span style="font-size: 16px;">3.2 費用與限額</span></h3><div class="ace-line ace-line old-record-id-EoBMdTrpBowUb3x5J7yuUGV7sMc"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Vg4mdn3MQo4ydGxrXAiuELIjsJe" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手續費：</strong>USD 充值享有 0 費率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ICQMdmnQFok5xGxD5t3uDTRLstc" data-list="bullet"><div><span style="font-size: 16px;"><strong>提現手續費：</strong>以提現頁面顯示的費率為準</span></div></li><li class="ace-line ace-line old-record-id-FIurd9dBWom6kdxt7qfux6nasTc" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限額：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-PeP4d2DWFoLeDtx4n0uu2ZR2sPd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UZBsd703eo4Mb3xAywruqFRnsHe"><span style="font-size: 16px;">3.3 充值說明</span></h3><div class="ace-line ace-line old-record-id-SXbydnsT0oTDYHxpL3guI9eKs0d"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NQa2dpITeo8FLBxX5hPuXIK0sRE" data-list="bullet"><div><span style="font-size: 16px;">銀行帳戶持有人姓名必須與您進行 MEXC 身分認證時使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-EsuMdrU4CoBeLRxqDiZugX76skh" data-list="bullet"><div><span style="font-size: 16px;">劃入您 MEXC 法幣資產的金額將以實際收到的金額為準。</span></div></li><li class="ace-line ace-line old-record-id-Z9iNdrs68oEG3hxz2kWuy05osqf" data-list="bullet"><div><span style="font-size: 16px;">請務必使用針對該筆具體交易顯示的銀行詳情及附言碼。</span></div></li><li class="ace-line ace-line old-record-id-HGYldLCzdo3xANxm3STuNdiyssc" data-list="bullet"><div><span style="font-size: 16px;">您的銀行可能會收取 SWIFT 手續費。您自己的銀行或中間銀行可能會收取額外的 SWIFT 轉帳費用。</span></div></li></ul><div class="ace-line ace-line old-record-id-CDZ7dZSryostKkxVyq5uBeftsCf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YEeGdGardoKrKWxXJVquQu20sDb"><span style="font-size: 16px;">3.4 銀行匯款欄位填寫參考</span></h3><div class="ace-line ace-line old-record-id-C5QfddBbToYFfhxvcDhu5zFFseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K3YCdrIUUohAh0xTb56udLmRslf"><span style="font-size: 16px;">不同銀行的網銀或手機銀行可能使用不同的欄位名稱。辦理 SWIFT 匯款時，請參考以下對照表填寫，並以 MEXC 充值頁面顯示的資訊為準。</span></div><div class="ace-line ace-line old-record-id-GaczdWYF3oV1Sox75cHuzdmXsKb"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FEz4dE7kcoqXU7xeFhuuDkossKd"><strong style="font-size: 16px;">銀行介面常見欄位</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DjEHdnHaXogxM1xkegFuB6BPswS"><strong style="font-size: 16px;">應填寫資訊</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OYBfdcQ5Do3cYVxjad8uDctSsRg"><strong style="font-size: 16px;">重要說明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VluvdKz1eonzb1xdKrZun6kXsMd"><strong style="font-size: 16px;">匯款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EUqud8oyyoQprkxWjC9uSm82s7c"><span style="font-size: 16px;">您銀行帳戶的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OktrdyqJ9ofCHexqUI0uApnNskd"><span style="font-size: 16px;">必須與銀行帳戶姓名完全一致，請勿使用首字母縮寫或簡稱。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AONmdMmkvosWv3x2sdruLGlmszb"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L8M9d4b8Ioic9zx0Z9puI2rRstd"><span style="font-size: 16px;">MEXC 充值頁面顯示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZlvAdTwuEoqybWx1LF4ukSBksdc"><span style="font-size: 16px;">完整複製頁面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UipmdHVPfo9AZBxmkAhu8xuxs4c"><strong style="font-size: 16px;">收款人帳號 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WA58dAtwHoKdzZxwDrZuY3jKstf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VRUYdTCnvoe613xlZF6ujm7FsEc"><span style="font-size: 16px;">根據銀行要求填寫；如要求使用 IBAN，填寫完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YRKxdfEr5oSLJFxkM8ruzQWJsIh"><strong style="font-size: 16px;">SWIFT / BIC 代碼</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TapzdvKU5oXuRixQ7sguxls7sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WWvrdXUpLobgTCxWx9wufnPwsbc"><span style="font-size: 16px;">SWIFT/BIC 用於識別銀行，IBAN 用於識別具體帳戶；如均要求填寫，請同時填寫。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EbC4dpPzHoYDYGxCDcBud5oYsld"><strong style="font-size: 16px;">匯款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EgLwdfCHHoY85Zxi1njuZXGzsPc"><span style="font-size: 16px;">MEXC 充值頁面顯示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kygtdv27fo92FSxvjirua1ZqsSc"><span style="font-size: 16px;">該欄位為必填項。若缺失或填寫錯誤，入金可能無法自動入帳。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GTfudeY9Xowcs6xR3b0uv6Alsig"><strong style="font-size: 16px;">收款銀行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ExO6dCZrSoUw4rxvRTwuLJQCs3d"><span style="font-size: 16px;">如銀行要求填寫，請使用 MEXC 提供的銀行所在城市及國家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IwJ6daXK2oov2KxHE6Buxys7stf"><span style="font-size: 16px;">部分銀行在僅提供 SWIFT 代碼不足以識別收款行時，會要求填寫地址資訊。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HcZbdHBnxoBNEhxVsSDuCK71sLd"><strong style="font-size: 16px;">費用承擔方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DFiIdtXLUosd1bxmgHRuRz0Tsng"><span style="font-size: 16px;">建議選擇 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Lm9fdmAtnoUKHyxAKwHuwLDRsSf"><span style="font-size: 16px;">若選擇 SHA，中間行費用可能從匯款金額中扣除，導致實際到帳金額減少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Ga2xdHsy6oANx9xRMqkuoQeVsZb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Pf9Pd9rFIohpSHxYGuju5vCTsGr"><span style="font-size: 16px;">3.5 匯款注意事項及異常處理</span></h3><div class="ace-line ace-line old-record-id-VSYXd0p3ZoO1YcxE02muoE3Ls4b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X9ppdwGrGoUDJbxvjN0utSK9sEI"><span style="font-size: 16px;">轉帳前，請務必核對以下資訊：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-GcqKdDOhXoSvYxxJL0Ou8ksQsEd" data-list="bullet"><div><span style="font-size: 16px;">收款資訊：收款人姓名、IBAN/銀行帳號及 SWIFT/BIC 代碼必須與 MEXC 充值頁面顯示的資訊一致。</span></div></li><li class="ace-line ace-line old-record-id-XQyQdMsq2okvcKxmip5utlYAsvd" data-list="bullet"><div><span style="font-size: 16px;">匯款附言：請完整填寫充值頁面提供的 Reference Code，缺失或填寫錯誤可能導致訂單無法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-RXbGd4HjBoAsGExkjyJuLpGQsRc" data-list="bullet"><div><span style="font-size: 16px;">付款帳戶：必須使用與 MEXC 實名認證姓名一致的本人銀行帳戶，第三方帳戶匯款將被退回。</span></div></li><li class="ace-line ace-line old-record-id-HETxdA31Co1wsQxtO32uLbKRsbx" data-list="bullet"><div><span style="font-size: 16px;">匯款金額及手續費：確保匯款金額符合充值限額及最低入金要求，並考慮可能產生的銀行手續費。</span></div></li><li class="ace-line ace-line old-record-id-ND94dWNh7o9VSUxjy1GuzMgSsKe" data-list="bullet"><div><span style="font-size: 16px;">匯款憑證：建議保存充值頁面的收款資訊及銀行匯款回單，以便後續查詢。</span></div></li></ul><div class="ace-line ace-line old-record-id-OCALdfBk6os2KWxUhepuvhdQs9g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J6ySdRXOLo24QRxgFSWuNPQDsth"><span style="font-size: 16px;">如果匯款出現異常或遲遲未到帳：</span></div><div class="ace-line ace-line old-record-id-ShThdklRaorS1hxm8btuWj1OsIb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAMcdoaI2ovjKbxeDgJuSIeMsRd"><span style="font-size: 16px;">SWIFT 匯款可能因銀行處理、收款資訊錯誤或訂單匹配失敗而延遲到帳。如果超過 3 個工作日仍未到帳，請按照以下步驟處理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CSjbd8HnoogZs6xvz4Gu7LSIs1b" data-list="bullet"><div><span style="font-size: 16px;">核對匯款資訊：檢查匯款回單中的收款人姓名、IBAN、SWIFT/BIC 代碼及 Reference Code 是否正確。</span></div></li><li class="ace-line ace-line old-record-id-B0hJda1Cmop3GQx4jJTuH6k9svc" data-list="bullet"><div><span style="font-size: 16px;">聯絡匯款銀行：確認資金是否已成功匯出，以及目前處理狀態。</span></div></li><li class="ace-line ace-line old-record-id-UtyAdaIsRo6ePgxgwDgu4YrTsZb" data-list="bullet"><div><span style="font-size: 16px;">聯絡 MEXC 客服：如銀行確認匯款已完成，請提交 OTC 工單，並提供匯款回單、交易參考號、匯款金額及匯款日期，以便進一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-Vn8ddrS9nobdBcxvxznu2w1Vs5f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UgksduDltoB08DxrEcau3WBNsnb"><span style="font-size: 16px;">安全提醒：請僅使用 MEXC 官方充值頁面提供的銀行收款資訊，切勿透過電子郵件、Telegram 或其他非官方渠道獲取或確認收款帳戶資訊。</span></div><div class="ace-line ace-line old-record-id-FX99dl3PGoCCV3xVKhqu3K8zsbe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ae66dwB9eoTda1xFgKnuGwPLsOd"><span style="font-size: 16px;">如果您有任何疑問，歡迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工單</a>尋求協助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SERBdsO9QogkZoxdehXuAW8psUe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RANkdOX7qowkWgxjhTluOasasRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PMlTdyGWwoiwRqxvhzpuvsPysvb"><span style="font-size: 16px;">推薦閱讀</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-LOzAdqtkSon5J7xiVJvuldcjsqb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高級身分認證</a></div></li><li class="ace-line ace-line old-record-id-G4gsd66S2oog2dxJ9pGuX9poscg" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手續費買幣？</a></div></li><li class="ace-line ace-line old-record-id-MrxkdJiHooWk5mxVdLouESecsih" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法幣購買數位貨幣完全指南：MEXC 法幣充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-BUObdiJoBoToLSxVVT2u9x70sTf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-XdCcdPnbQooSHYx0iIfuIVk9s7b" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道購買數位貨幣</a></div></li></ul><div class="ace-line ace-line old-record-id-AybbdoTp2oRewJxXizrux2DKsUb"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="Yu53dG2mLo59GIxaPOlu10DOsKe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-JmFsdaVApoNQuQxKLHWu9A7BsPh"><strong>內容概述：</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-N199d5Dg4oQZwRxz5vVuqVyysr3" data-list="bullet"><div><span style="font-size: 16px;">MEXC P2P 商家中心已全新升級，整合等級、任務、工具與支援四大功能模組。</span></div></li><li class="ace-line ace-line old-record-id-VGNvdLkTuoh1uIxmjn1u3rVksWg" data-list="bullet"><div><span style="font-size: 16px;">商家等級任務涵蓋升級獎勵、保持等級獎勵與連續保持獎勵三類激勵。</span></div></li><li class="ace-line ace-line old-record-id-Uh5ndx8VcoWQ80xWQtguyu2xswe" data-list="bullet"><div><span style="font-size: 16px;">每日經營任務鼓勵商家保持廣告在線並完成真實交易，連續完成可累計里程碑獎勵。</span></div></li><li class="ace-line ace-line old-record-id-KUB1dQYdloXEawxCuUOulqV5sLb" data-list="bullet"><div><span style="font-size: 16px;">新商家可透過發布廣告並完成首筆訂單獲得專屬獎勵，週交易量排名榜為優秀商家提供額外激勵。</span></div></li><li class="ace-line ace-line old-record-id-QO6ZdO0XMo8Y02x76p8uQ1AHs6c" data-list="bullet"><div><span style="font-size: 16px;">所有獎勵由平台統一核算，於每月月初前五個工作日內發放至商家現貨帳戶。</span></div></li></ul><div class="ace-line ace-line old-record-id-MvgHd38LaoBDoXx1zvRuvXKhs3f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-EFbBdPd1EoDfC6xkCzruip50sDb"><strong>1. 商家中心升級說明</strong></h2><div class="ace-line ace-line old-record-id-XA9Adok7BogrP0xFTXluFpPAsIe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AZPxdzqTSofdtjxaf4iuUWZTshg"><span style="font-size: 16px;">為幫助商家更高效地管理經營表現、獲得更豐富的經營體驗，<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/">MEXC</a> P2P 商家中心現已全新升級。新版商家中心整合了商家等級、成長任務、經營工具與平台支援等核心功能，幫助商家更清晰地掌握經營數據、專屬任務與獎勵機制。</span></div><div class="ace-line ace-line old-record-id-FlcGdtBgIofqcExfe3HusNBHst0"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ETabdCikwo9j02xOdobuIV4MsXe"><span style="font-size: 16px;">請注意：請將您的 App 新至 6.78 及以上版本，以體驗新版商家中心的全部功能。</span></div><div class="ace-line ace-line old-record-id-RCaBdvWZnoK6NGxm4Tauvibvs0f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RntZdcvZNoPIQ6x1kAQu4sarsmf"><strong>2. 商家商家中心查看內容</strong></h2><div class="ace-line ace-line old-record-id-DO7cdnzLZo2oVuxutCLueLbhs1e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CP1Dd1Kf5oC5G4xdJizud33tsgf"><span style="font-size: 16px;">商家可在商家中心查看以下內容：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KPoJdVjkbotacux59NquZIErswh" data-list="bullet"><div><span style="font-size: 16px;"><strong>等級</strong>：當前商家等級、權益及成長情況。</span></div></li><li class="ace-line ace-line old-record-id-VGENdOmcsommuYxK5Qxu6SCHs5b" data-list="bullet"><div><span style="font-size: 16px;"><strong>任務</strong>：查看每日任務、等級任務、新商家任務、週排名任務、累計獎勵及獎勵明細。</span></div></li><li class="ace-line ace-line old-record-id-SqW2dkmA9oiet4xpzDnuzpr0sNg" data-list="bullet"><div><span style="font-size: 16px;"><strong>工具</strong>：管理保證金等相關經營工具。</span></div></li><li class="ace-line ace-line old-record-id-XFxfdfuAZoEYp9xywvKu2FCrsrc" data-list="bullet"><div><span style="font-size: 16px;"><strong>支援</strong>：商家專屬支援服務。</span></div></li></ul><div class="ace-line ace-line old-record-id-LDZdd1FeWogOaHxS1ZvuOjZRsYz"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RpupdOcUdo7ggDxddyKuIusSsyf"><strong>3. 活動任務與獎勵規則說明</strong></h2><div class="ace-line ace-line old-record-id-RFWBd9maPodFf2xtyrMuZHSVsXc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C2Y3dP0ccoOxCPxrkKWuMjEgs8g"><span style="font-size: 16px;">3.1 商家等級任務</span></h3><div class="ace-line ace-line old-record-id-H0r2d30nqoDmY0xTck7uk7sDsfP"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GHHxdPLwmoVsgnx0XrNu5agOsMb"><span style="font-size: 16px;">符合條件的商家可在任務中心查看升級為優選商家、升級為金牌商家、保持優選或金牌等級，以及連續保持相應等級滿指定週期等任務。機構商家不參與此任務。</span></div><div class="ace-line ace-line old-record-id-Vgedd3tEBor0nbx2IbDuiGnRsSb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IDyWdqX19oquNrxXJEGuCCXRswc"><strong style="font-size: 16px;">等級獎勵規則：</strong></div><div class="ace-line ace-line old-record-id-QKEcddO6kogrp1xp3v5uqHvAszd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WUuDdcjt9oNzWhxurifuwUXWsxg"><span style="font-size: 16px;"><strong>1）升級獎勵</strong>：商家達到優選或金牌等級，並滿足活動頁面展示的條件後，可獲得相應升級獎勵。每個帳戶的優選升級獎勵及金牌升級獎勵均僅可獲得一次；後續降級後再次升級，不會重複獲得相同等級的升級獎勵。</span></div><div class="ace-line ace-line old-record-id-UaqjdOa44opLDZxm5kguqWqdsPH"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RM2fdgEXroPanUx3v0BuE7FEs3b"><span style="font-size: 16px;"><strong>2）保持等級獎勵</strong>：平台按週期評估商家等級保持情況。商家在統計週期內持續滿足相應等級要求，可獲得對應保持等級獎勵。</span></div><div class="ace-line ace-line old-record-id-Hotcd4ndboYawPxinOKugncSsIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Udh6daN3CoGVQ3xbLefuU1iisZd"><span style="font-size: 16px;"><strong>3）連續保持獎勵</strong>：商家連續保持相應等級達到指定週期後，可獲得連續保持獎勵；如連續狀態中斷，累計週期將重新計算。</span></div><div class="ace-line ace-line old-record-id-T57RdgTY6oEvyex0elWu0qMCsrd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DhzHdFU2Yo9juPxnIoqurMsTs7f"><span style="font-size: 16px;"><strong>4）獎勵標準</strong>：等級任務的具體條件、統計週期及獎勵金額，以商家中心任務頁面、活動頁面或 MEXC 官方公告的即時展示為準。</span></div><div class="ace-line ace-line old-record-id-AXMwdlILzo7wlLxnGHcuaj2zsX3"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NXPgd4fKCoaqisxIfUoucrlJsAh"><span style="font-size: 16px;">3.2 每日經營任務</span></h3><div class="ace-line ace-line old-record-id-T03zdPdFLoOwwNxSPdquRzgDs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0K9d1nZbo5pplxzNDqu391bsub"><span style="font-size: 16px;">每日任務旨在鼓勵商家持續保持廣告在線並完成真實交易。符合條件的商家可在任務中心查看當日任務進度及累計完成天數。</span></div><div class="ace-line ace-line old-record-id-CLyidzhy5oa4ZCx6UJDuP8xwsIN"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HiDFd4xd0oTKLZxFh3luhKHbs2d"><span style="font-size: 16px;"><strong>參與資格：</strong>每日任務適用於 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/buy-crypto/p2p/buy/USDT/AED">MEXC P2P</a> 商家，包括認證商家、優選商家、金牌商家及機構商家。</span></div><div class="ace-line ace-line old-record-id-SAdSdn59ToOZUgxHdahuIQxmsJb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OMfTd15MboIMh8xuSTzul0xGs9e"><strong style="font-size: 16px;">完成條件：</strong></div><div class="ace-line ace-line old-record-id-QQvsdo5Slob7N3xrCpYuf6qhsHe"><span style="font-size: 16px;">商家需同時滿足廣告在線時長及作為 Maker 完成賣幣訂單的數量要求。訂單以實際完成時間進行統計，廣告處於隱藏或下架狀態時，不計入在線時長。</span></div><div class="ace-line ace-line old-record-id-Rh7Fdmb2aoFExdxWw6cuxXC2s0d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OxqmdEcu5osg9NxwSsmuAXqfsMc"><strong style="font-size: 16px;">累計規則：</strong></div><div class="ace-line ace-line old-record-id-EJ8DdBWO1oXUyYxZhLQuyP82ssd"><span style="font-size: 16px;">1）每日統計週期： UTC 00:00:00 至 UTC 23:59:59。</span></div><div class="ace-line ace-line old-record-id-XaJMd8FDHohn2wxFtzxujZTjs2e"><span style="font-size: 16px;">2）每日任務完成後，將累計對應的完成天數。連續完成達到指定天數後，頁面會展示連續完成狀態標示。</span></div><div class="ace-line ace-line old-record-id-OfTJdRuRBodSeGx3AGjuFoYusMd"><span style="font-size: 16px;">3）連續短期未完成任務時，已累計天數可按頁面規則保留；連續未完成達到規定天數後，累計進度將清零。</span></div><div class="ace-line ace-line old-record-id-Bj5Ldx018oLxgoxyujSuLTnNspg"><span style="font-size: 16px;">4）退出商家身份後，相關每日任務累計進度將清零；重新成為商家後，需重新累計。</span></div><div class="ace-line ace-line old-record-id-WDrYdLYukowNwMxAuo6uGICVs1e"><span style="font-size: 16px;">5）當日任務進度可能存在數據處理延遲，請以商家中心頁面的最終展示為準。</span></div><div class="ace-line ace-line old-record-id-AYWHdJ62KoRK7ext7CBuU06csgh"><span style="font-size: 16px;">6）每日任務的累計里程碑和獎勵金額，以商家中心任務頁面及活動規則為準。</span></div><div class="ace-line ace-line old-record-id-S0cadlCcVoNfJxxE7Vlu1iPusog"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCPydsB8EoVhMwx8qh3uW1CCscf"><span style="font-size: 16px;">3.3 新商家任務</span></h3><div class="ace-line ace-line old-record-id-JCDVdHwUuoJaAJxLp7uu98OHstf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XG8Xdq6EdoTs5Xx0NnKudL5sshh"><span style="font-size: 16px;">為鼓勵新加入的認證商家儘快開展經營，平台將向符合資格的新商家分配限定任務。</span></div><div class="ace-line ace-line old-record-id-CML0d9oRXo03RzxA46auVChdsvb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QFPXdigv2oNWaBxc5cxuIMZFsfh"><strong style="font-size: 16px;">參與資格：</strong></div><div class="ace-line ace-line old-record-id-JLC1dMEMko5Nv1x4iPfuiIupsKU"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-N7xadEondoKyRbxk5VAuJ4pvsng"><span style="font-size: 16px;">新商家任務僅面向商家中心功能上線後<strong>首次成為認證商家</strong>的帳戶開放，符合條件的機構帳戶亦可參與。歷史上曾擁有商家身份的帳戶，退出商家後再次申請成為商家，也不再參與該任務；每個帳戶僅可參與一次。</span></div><div class="ace-line ace-line old-record-id-SjJHdlsW7o7KoixaUCUuGi8rsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QXMJdV2wLoVeHixZGhouX5vWsCb"><strong style="font-size: 16px;">完成條件與獎勵：</strong></div><div class="ace-line ace-line old-record-id-Nwundht0woHrS1xPsSquxKLRsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GaFwdeWRpogJAWx9lg3ukRFYsah"><span style="font-size: 16px;">成功發布一則新廣告，並完成至少一筆由該廣告產生、金額大於 <strong>10 </strong><strong><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/price/tether">USDT</a></strong> 的訂單。成為商家前已發布的廣告產生的訂單不計入任務統計。完成新商家任務後，可獲得 <strong>2 USDT</strong> 獎勵。任務完成狀態的展示可能存在數分鐘的延遲。</span></div><div class="ace-line ace-line old-record-id-Kty8dnthHoGE5ix4d7vuUISwsbe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QzvvdPUWColArdxuNCOu7DIhslh"><span style="font-size: 16px;">3.4 週交易量排名榜</span></h3><div class="ace-line ace-line old-record-id-KisRd6uB2ol8elxsKfxu8oBVsVj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FWXpdvyK2ohghDxzJJquxCSZsL5"><span style="font-size: 16px;">部分法幣區將展示週交易量排名，用於呈現商家在其所屬法幣區的經營表現。平台將向符合條件的商家發放週交易量排名獎勵。</span></div><div class="ace-line ace-line old-record-id-KazJddTCyoP63VxU0iSu8A3Ns6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YPaEdeqcdoTZQSx52VcuheaHswg"><span style="font-size: 16px;"><strong>參與資格：</strong>適用於指定法幣區的 P2P 商家，包括認證商家、優選商家、金牌商家及機構商家。</span></div><div class="ace-line ace-line old-record-id-VUmaddjTlohfowxGm0cu4bMHsof"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZQGQd8QOhong7lxvZ3eu5iVTsuf"><strong style="font-size: 16px;">統計規則：</strong></div><div class="ace-line ace-line old-record-id-P4WXdlN7YozTZax6nJmu6VqYsHg"><span style="font-size: 16px;">1）榜單以商家作為 Maker 賣出加密貨幣後的真實成交量，折算為 USDT 進行排名。</span></div><div class="ace-line ace-line old-record-id-BqdIdIivhoLo0BxiKZFuTpAtsff"><span style="font-size: 16px;">2）統計週期為每週週一 UTC 00:00:00 至週日 UTC 23:59:59，以訂單的完成時間計算，榜單數據每小時刷新。</span></div><div class="ace-line ace-line old-record-id-ACApd1EjmoBqxkxAe26uv46Ws5b"><span style="font-size: 16px;">3）訂單的法幣需與商家的所屬法幣區一致，根據法幣區的不同，展示排名前 10 至 15 名的商家。</span></div><div class="ace-line ace-line old-record-id-McXDd0WwgoWL2Qx1PEduYdaGs6d"><span style="font-size: 16px;">4）發獎時，MEXC 將識別並排除異常、虛假或不符合規則的交易數據。</span></div><div class="ace-line ace-line old-record-id-Bd0odd0OSobhZCxvk8UuwcOTsZY"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KkVad8iYIoMbOuxf6BNuyiJNsZK"><strong style="font-size: 16px;">獲獎條件：</strong></div><div class="ace-line ace-line old-record-id-Yi6udO2Yiomcyfxv6DquZIMwsQh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BrCJd78fIovtSKx6b1UuQ5jls6e"><span style="font-size: 16px;">商家須同時達到指定排名、滿足該排名對應的最低 Maker 賣出的成交量要求，並符合平台活動規則及風險控制要求，方可獲得週排名獎勵。</span></div><div class="ace-line ace-line old-record-id-KzeYdV631oqHQZxxYFMuqECbs3e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-S0DEdjqA3ofpeVxWC9QuLxyfsYf"><span style="font-size: 16px;">若成交量相同，平台將依次參考交易對手方的數量、完成訂單數量等相關因素。適用法幣、獲獎排名、最低交易量門檻及獎勵金額，均以商家中心頁面、活動詳情頁及 MEXC 官方公告為準。</span></div><div class="ace-line ace-line old-record-id-P3pcdoXopo94i6xCtpgu89d6sHc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WlaydOtOfoRdf8xG5JBuH1aAsqc"><span style="font-size: 16px;">3.5 獎勵發放</span></h3><div class="ace-line ace-line old-record-id-YSxwdt4soo4LlOx7VBFubsrTsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ces6dK2iBoRIeAxotLfuBnnKssE"><span style="font-size: 16px;">1）所有符合條件的商家任務獎勵、等級獎勵、新商家獎勵及週交易量排名獎勵，均由平台統一核算，並在<strong>每月月初的前 5 個工作日內</strong>完成發放。</span></div><div class="ace-line ace-line old-record-id-LZdkdmihAofDZqxisMnuiKCpsuf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F0frdjGsOolcEQxMixwuznlXs1d"><span style="font-size: 16px;">2）獎勵將發放至商家的<strong>現貨帳戶</strong>。</span></div><div class="ace-line ace-line old-record-id-TlrKd5IxPoXbEMxGGTOunBvEsgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BOYqd3cRWoQ1O4x0I9DuxXMTsJd"><span style="font-size: 16px;">3）平台將以最終核算結果確認獎勵資格。商家須滿足對應任務或排名的全部條件，並遵守 MEXC P2P 用戶協議、商家規則及風險控制要求。</span></div><div class="ace-line ace-line old-record-id-BRocdwaGzoz93AxRcajuQGQzsh7"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ab1BdQElYoVOZrx0MGKuMxlhsee"><span style="font-size: 16px;">4）如發現異常交易、虛假訂單、刷量、對敲或其他違規行為，平台有權取消相關任務資格、排名資格、獎勵資格及相關商家權益。MEXC 有權根據營運及風險控制需要調整任務條件、獎勵標準和發放安排。</span></div><div class="ace-line ace-line old-record-id-NjWBdCNtvomJavxsbjeuekXfsXd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JKSfdxd9pofa2UxkS9Cu3KVEsQe"><span style="font-size: 16px;">MEXC 感謝各位商家長期以來對 P2P 平台的支持。歡迎前往商家中心查看您的等級權益、經營任務及獎勵。</span></div><div class="ace-line ace-line old-record-id-OVORdDqAKoYwp1xgD7MuVYTes1d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CJe1dyWZZowr90xjSqcupbJosad"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-K2SMd95B9o0b7BxG4fou7Gp0sWf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-app-17827791523120" style="font-size: 16px;">如何在 MEXC P2P 購買加密貨幣（App）</a></div></li><li class="ace-line ace-line old-record-id-AL0AdtfdaorLLqxAvQmuPRGYsad" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-buy-crypto-on-mexc-p2p-mexc-official-website-17827791523122" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC P2P 購買加密貨幣（Web）</a></div></li><li class="ace-line ace-line old-record-id-V9JtdJOIkoZreOxtBPGudxUtsJb" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/faqs-mexc-p2p-trading-17827791510712" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易常見問題解答</a></div></li><li class="ace-line ace-line old-record-id-ZxLxdYl6qoonB2xu1BSuvI7isub" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P 交易指南：術語表與常見問題</a></div></li><li class="ace-line ace-line old-record-id-MZJxd5eI4oboOMx9Id6uFYMyswM" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-avoid-common-p2p-scams-17827791517700" data-lark-is-custom="true" style="font-size: 16px;">如何防範 P2P 交易詐騙</a></div></li></ul><div class="ace-line ace-line old-record-id-MkU2dPy2qoFn5Hxf1UvuWW3hsJc"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-LNZndEsn8oyly0xaPrEuplXss7F"><strong>MEXC T+N 提現政策問答 </strong></h2><div class="ace-line ace-line old-record-id-IAumdVxYAoOdTrxs9qgu8FWWspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Gjj9dMagUoTyC3x5y5QuPyMJskd"><strong>1. 什麼是 T+N 提現政策？</strong></h2><div class="ace-line ace-line old-record-id-XfwmdoRLlokOE6xR5Oyu9R1asYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-DZMLdSa6loYTgsxtWpwulxBjsNb"><span style="font-size: 16px;">T+N 提現政策要求用戶透過 OTC（場外交易）購得的加密貨幣需等待 N 小時後方可提現或轉出。此政策旨在風控覈查期間凍結可疑資金，防範洗錢和詐騙。</span></div><div class="ace-line ace-line old-record-id-BdBBd3imEoxLqNxiYw6uuGWFsSh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Qf9bdv9Gyo56cLxiWjZuFPr1sue"><span style="font-size: 16px;">T+N 是對透過法幣渠道（OTC）獲得的資產設置的流動限制政策，涵蓋：限制操作：提現、站內轉帳、OTC 賣出、法幣出金、發紅包 N 天倒計時結束前，上述操作均被凍結（如 T+N=24/72 小時）</span></div><div class="ace-line ace-line old-record-id-Li67dWKCHo7MuEx4KGQu7dH8s6e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-N2i1d1zhcoNnwXxxNjsuKPXBsib"><strong>2. 為什麼需要 T+N 提現等待時間？</strong></h2><div class="ace-line ace-line old-record-id-TpIqdV8zGoNx4qxzKA2uouUqsff"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3mXdq17TozEe6xmLTyu3rivsxe"><span style="font-size: 16px;">風險緩衝：24/ 72 小時緩衝期可攔截不法資產提現，避免黑錢流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZRGedvzZGongWIxP0EUuLhgPs6e"><span style="font-size: 16px;">合規安全：配合反洗錢（AML）要求，降低用戶銀行卡凍結風險。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-UQeddjuwpotP3Qx9lIau57rFs0b"><span style="font-size: 16px;">動態監測：平台利用此時間分析交易模式，標記高風險行為（如大額可疑轉帳）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-PvU6diy1aoVrqjxWrfgu0Grfs4c"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IPUTd1bhdooobnxKp6QuLfVvsMd"><strong>3. T+N 提現政策適用於哪些國家？</strong></h2><div class="ace-line ace-line old-record-id-H5xwd68GaoLEqoxeP1quWCnfsyg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-TYcfd0m60otWaBxXCuEux6VRsee"><span style="font-size: 16px;">白俄羅斯、比利時、巴西、哥倫比亞、捷克共和國、丹麥、愛沙尼亞、法國、德國、匈牙利、冰島、印度、愛爾蘭、義大利、哈薩克、拉脫維亞、荷蘭、奈及利亞、挪威、波蘭、羅馬尼亞、俄羅斯、沙烏地阿拉伯、斯洛伐克、西班牙、瑞士、泰國、土耳其、烏克蘭、阿拉伯聯合大公國、英國、烏茲別克、約旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IwMndAhgGoK0Oqx0O4ausfSXsMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LV30dLmN6oiLIGxEYgMuttq9sqb"><strong>4. 哪些交易會受到 T+N 政策影響？</strong></h2><div class="ace-line ace-line old-record-id-WJL1dH1ylotytBxTpbbuNcIwsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-J9k0dT1zRoDuyTxBBhxuNmH9sG2"><span style="font-size: 16px;">僅限 OTC 購買的加密貨幣，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;320" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="320"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L2ORdD4UToZGbxx6qZoubQzfseg"><span style="font-size: 16px;">場景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YDcvdrl9aowG75xZM38uroWBsme"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MbGbd3HvSoUuv1xIU7ruw082sKr"><span style="font-size: 16px;">說明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CoN9dQCAsoUN4lxkZ3Cu6vaSsBc"><span style="font-size: 16px;">OTC 賣出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xx1CdzHjQoEv86xw3b7uYVy4sje"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VKMld4I1CoEMVYxdB7Lugik2sUg"><span style="font-size: 16px;">T+N 期間禁止賣出法幣資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SSSqdQLEmoriR9xtkAtucp0csdc"><span style="font-size: 16px;">法幣渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SIFBdCw4moHyZsxWvaWuArsZsdb"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WjG8dwHgToeJRTxww2VumVVpsHb"><span style="font-size: 16px;">禁止轉換為法幣並提現至銀行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BkkLdfGfnoKazvxOE46uPukWsqc"><span style="font-size: 16px;">提現</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EarNdzkYNoWxISxrlY7uCOaZsSc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XljId1NZHoUILLxtBmtuyOZysWC"><span style="font-size: 16px;">禁止鏈上轉出資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JrZZdNRueom1gjxH3PNu3N3BsXb"><span style="font-size: 16px;">轉帳</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CyjAdN6jXouF1tx4bZIuDF9IsKQ"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C1jYdQsrTod3hHxkWDmu4985sOh"><span style="font-size: 16px;">禁止站內轉移給其他用戶</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RHmMdfkh5o03OcxkhCxuFgskstn"><span style="font-size: 16px;">發紅包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JTEqdb73RoItqlxtnnCufrZtsUd"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SbLNdjXBRoLcpDxeM0LuzkVosI5"><span style="font-size: 16px;">禁止透過紅包發送 OTC 資產</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J78OdYiVYowvVjxqTnpuHtJvscf"><span style="font-size: 16px;">現貨交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KNUAdVaZso9RWuxf8ZZuKXKvsfd"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OCWUdVZ7GoHtUKxcB11u5wVIsVh"><span style="font-size: 16px;">可自由交易，但盈利部分提現不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZOP8dXoFcoNqUGxREtWujW0Gshb"><span style="font-size: 16px;">不影響行為：現貨交易獲利提現、充值加密貨幣的直接提現。</span></div><div class="ace-line ace-line old-record-id-UpzGdqGmBoriw8xYGFyu07NSsQc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WzSGdcAJdo3UY1xrukYu9X2as1e"><strong>5. 提現時間是固定的 24~72 小時嗎？ </strong></h2><div class="ace-line ace-line old-record-id-WqqldWKW0oBPQXx9pTQufGF8shf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JCZEdZ5KAoo3q2xtnIyujlvCsxe"><span style="font-size: 16px;">否，時間非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-ICoddBWedopPhtxU75fuGXvrsdg" data-list="bullet"><div><span style="font-size: 16px;">基礎限制：MEXC 默認採用 T+N（24小時）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Sgn3dPt2LoXIgaxfyaqu9gFQsNL" data-list="bullet"><div><span style="font-size: 16px;">動態調整：根據風控等級延長（如高風險操作觸發 T+2 或更長）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-XfeBdf5dtohhHaxrCTWuJjpDsWd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GwYPd1xUDolkQYx3kdhuhFT0sse"><strong>6. 如何查詢提現狀態？</strong></h2><div class="ace-line ace-line old-record-id-HoYrdLFZJorf22xQZD5uP13tsvz"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Z2G4dc3fIo1Rp8xVDd1uTGlKsic"><span style="font-size: 16px;">登錄 MEXC 帳戶 → 【資金記錄】 → 【提幣記錄】。查看記錄狀態：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-QvdmdcYrroh0WhxBiqDuj2cJsKc" data-list="bullet"><div><span style="font-size: 16px;">處理中：等待 T+N 倒計時或區塊鏈確認。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-EPoUddEn5oL9dAxKh27uDf9HsJf" data-list="bullet"><div><span style="font-size: 16px;">已到帳：成功打入目標帳戶。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-EpAvdKbaDoFTbBxDhvgu5mzdsyb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-SgkMdlSE0oBB7Wxh01xu1RlHsJb"><strong>7. 政策是否適用於所有用戶？</strong></h2><div class="ace-line ace-line old-record-id-KjaNdSI72oR5SbxfHUAuHxhBsMf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LGZhdT6VaonWcyx1mequyJw4ssN"><span style="font-size: 16px;">否，僅觸發風控的用戶受影響：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Vwvgd623yoS9ADxYM8GuH91dsvB" data-list="bullet"><div><span style="font-size: 16px;">高風險行為：如頻繁大額 OTC 買入後立即提現。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-G4izdOkWhoIVGtxezjJuRRyosJh" data-list="bullet"><div><span style="font-size: 16px;">非受限用戶：正常交易或未觸發風控的用戶可即時提現。</span></div></li></ul><div class="ace-line ace-line old-record-id-YJZHdfRVFoDGH8xJ24fuj7vgsPT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-P0cNdNtysoK4xjxB0SCuw0x0ssh"><strong>8. 政策是否會更改或擴展到其他國家？</strong></h2><div class="ace-line ace-line old-record-id-ZUdZdoQlyoNRnZxW2pauogUxsHc"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-FfF6dOX6Ko7YMnxuv2puZQXSsee"><span style="font-size: 16px;">可能調整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JdP6dHhrqogPO0xERC7ulxSCsOc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根據風控需求擴展政策（如延長 T+N 時長、新增國家）的權利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-ZWLYdWnNdoe4c0xdfKdukELwsYt" data-list="bullet"><div><span style="font-size: 16px;">若詐騙模式升級，政策可能收緊。</span></div></li></ul><div class="ace-line ace-line old-record-id-AM4tdqmAkoehEZxOE2du53bjsrf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Y8SWd0DPhoQJgtxTE9tuX5KVstg"><strong>9. 提現超過 72 小時未到帳怎麼辦？</strong></h2><div class="ace-line ace-line old-record-id-AXj5dmbjgoG2SzxmH1ZudO1GsZe"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Ka0YdVwfeohZFVxBpHcu1K6csve"><span style="font-size: 16px;">分步處理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-V6uLd3154oT6TMxeE0Cu7peWsBI" data-list="bullet"><div><span style="font-size: 16px;">檢查狀態：在「提現歷史」確認是否已完成提現轉帳。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-W3ngdWjw1oQSw0xT0TwuoojSsXg" data-list="bullet"><div><span style="font-size: 16px;">聯絡客服：若客服確認完成仍未到帳，提供 TxID 並申訴。</span></div></li></ul></div>

<div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-M9nvd3On9onESixEjfIu18CPsee"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-JAEidrB5qo27EyxZsZFu9FgLsle" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card 消費交易分為授權與結算兩個階段，結算通常需 1-3 個工作日。</span></div></li><li class="ace-line ace-line old-record-id-IJaodjiuQoDRPFxNGgZuOAgJs5b" data-list="bullet"><div><span style="font-size: 16px;">實際扣款金額可能因結算匯率、跨境手續費或商戶調整而與消費顯示金額不同。</span></div></li><li class="ace-line ace-line old-record-id-YPPndZy0GoM9hUxjTSfu5zGGske" data-list="bullet"><div><span style="font-size: 16px;">消費現金回饋需在交易完成結算後發放，商戶類別不符或觸發風控將無法獲得現金回饋。</span></div></li><li class="ace-line ace-line old-record-id-FJjCdL852oHGqSxlM0ou6F4JsBe" data-list="bullet"><div><span style="font-size: 16px;">結算前退款免手續費，結算後退款視卡種可能產生相應費用。</span></div></li><li class="ace-line ace-line old-record-id-HIgyd38ScoXFYZx2RYAuCSS8sqq" data-list="bullet"><div><span style="font-size: 16px;">爭議交易需在規定時限內發起申訴，交易連續失敗或異常行為可能觸發銷卡。</span></div></li></ul><div class="ace-line ace-line old-record-id-W1ANdhIkeoixH3x6cOAuD677ssd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GKZodFMe4oww1gxOoSPuAttnsRc"><strong>1. MEXC Card 授權與結算</strong></h2><div class="ace-line ace-line old-record-id-UtRrd72rpo0UKMxFs9Ou6VEHstc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RmnHd7kcFosnY0xx58au6wxMsnb"><strong style="font-size: 16px;">1.1 消費後交易什麼時候算完成？</strong> </h3><div class="ace-line ace-line old-record-id-XIgFdCUHTo0gCjxJVISuWoiNsvc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LXJRd9HpdoNDtHxNztfudpSYsaf"><span style="font-size: 16px;">使用 MEXC Card 消費後，交易會先進入授權狀態。此時發卡方確認您的帳戶餘額或額度充足，並凍結對應金額，但資金尚未真正劃轉給商戶。待商戶完成結算後，交易狀態才會更新為已完成。</span></div><div class="ace-line ace-line old-record-id-DF9cdHJSyo11ywxylRNugdE4sAh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VFg7d7zdWoFCZfxHHEsuB0bjsDe"><strong style="font-size: 16px;">1.2 授權和結算有什麼區別？</strong></h3><div class="ace-line ace-line old-record-id-CqO4dIUyfoNv7KxGLsiuKbsqsPd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SG8NdtnrZotSCQxca4MuaNyasuh"><span style="font-size: 16px;"><strong>授權</strong>：刷卡消費瞬間，系統確認餘額/額度充足並凍結該筆金額，資金尚未轉給商戶。</span></div><div class="ace-line ace-line old-record-id-EOVCdS0XGoDT58xBpa3ujaOcsTe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W3aUdSj0ZoaGSQxMdILuBEuksBd"><span style="font-size: 16px;"><strong>結算</strong>：商戶透過收單機構和卡組織提交交易憑證、完成清算核對後，凍結資金真正劃轉給商戶，交易狀態由授權變為已結算。</span></div><div class="ace-line ace-line old-record-id-UkUMdbWLboWXNUxiYn5uRKPdseb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z7q8dkeAboroh4xtUpcuZ8J1sLg"><strong style="font-size: 16px;">1.3 結算一般需要多久？</strong> </h3><div class="ace-line ace-line old-record-id-QzwgdTfPpo7IvrxQVVGum6ytsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M4LAdR2L0oCpofx7UEHuDB5PsYK"><span style="font-size: 16px;">通常 1–3 個工作日，具體取決於商戶、收單機構及卡組織的處理效率，個別情況下最長可達 30 天。</span></div><div class="ace-line ace-line old-record-id-Cy2OdCZq5o6MlTxNgVNuxyKvsme"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Sg0ydfZt5oVZtZxuCKKuEocksZf"><span style="font-size: 16px;"><strong>1.4 </strong>授權失敗或被撤銷，凍結資金何時退回？</span></h3><div class="ace-line ace-line old-record-id-PnpVdJ6PUoPztixvKx7uY2DTshe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQerd6M2toFTS0xCIwruNn6Ksif"><span style="font-size: 16px;">若授權最終未完成結算，例如授權失敗、被商戶撤銷或超時自動失效，凍結金額會自動釋放回帳戶可用餘額，無需手動操作，通常 1–3 個工作日內到帳。</span></div><div class="ace-line ace-line old-record-id-OGKAdlOemosOrqxVZ3Iu7b5dsye"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TIiddk7auoLFguxTI0kuP5xYsjh"><strong>2. 匯率與扣款金額</strong></h2><div class="ace-line ace-line old-record-id-Z9JDdfw0qoizkvxkBgVuC1saskh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SPl8doNLGoWIT4x8FwHufjHesfe"><strong style="font-size: 16px;">2.1 為什麼實際扣款比消費時顯示的金額高？</strong></h3><div class="ace-line ace-line old-record-id-Z2YqdlrCuod5HcxgeO7uFdXksxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NvI7dfLLjoPX3Mxt6XeuoA5SsZg"><span style="font-size: 16px;">常見原因有三點：</span></div><div class="ace-line ace-line old-record-id-Hliid1aHqoCjHSxOFI3uTZmSsnh"><span style="font-size: 16px;">1）外幣消費按結算時匯率計算，與授權時的預估匯率存在差異。</span></div><div class="ace-line ace-line old-record-id-MsBgdM0B4o7OjmxTkaUuXBHQsCh"><span style="font-size: 16px;">2）產生了跨境或外匯手續費。</span></div><div class="ace-line ace-line old-record-id-FR3pd6huSoiVKAx8ZJMucHCKs0Z"><span style="font-size: 16px;">3）商戶在結算時調整了最終金額，例如加收服務費、小費等。</span></div><div class="ace-line ace-line old-record-id-FhBMd3S9AoGD0Hx8MbIuSH4gsmg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HpFtd9VIvolKlQxo1AFuz36TsSg"><strong style="font-size: 16px;">2.2 消費時按下單匯率還是結算匯率計算？</strong> </h3><div class="ace-line ace-line old-record-id-Ij5edDksWol4yQxsgktuucSBsrh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B73vdKOvJog5v7xTA7UuzsLUsDf"><span style="font-size: 16px;">授權階段顯示的金額按下單時的預估匯率折算，僅供參考。最終扣款以結算時的實際匯率為準，兩者可能存在差異。</span></div><div class="ace-line ace-line old-record-id-WUc1dkQ3do33ZFxe1leugydGsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xp2pdUbs2o0Uncx3BaCu3rY7sPb"><strong style="font-size: 16px;">2.3 為什麼一筆消費會產生兩筆訂單？</strong> </h3><div class="ace-line ace-line old-record-id-DaMRdSs2ForYsexio8duQygnsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TR3SdFt5foBGrex80tAuPqtpsg0"><span style="font-size: 16px;">由於授權與結算匯率不一致，結算後可能額外產生一筆費用差額訂單。MEXC 將在後續版本中逐步修復該問題。</span></div><div class="ace-line ace-line old-record-id-BdARdWNtdo7iy4xyQtcuAf43sxd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-FKawdHNY3oO1PyxmYhNu2JMWs9c"><strong>3. 消費現金回饋</strong></h2><div class="ace-line ace-line old-record-id-FlHEdblWGot5bsx7fLvuidZLsve"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EmG9d7XPmoqhJRxJd0ruCifXsDe"><strong style="font-size: 16px;">3.1 為什麼消費後沒有收到現金回饋？</strong></h3><div class="ace-line ace-line old-record-id-HECbd23x0oQKscxyi9BuuSvlsac"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NuMTdtwFfohl5HxVZE3u02yesMg"><span style="font-size: 16px;">主要有以下三種情形：</span></div><div class="ace-line ace-line old-record-id-RJ3kdNI9HoT8EPxZiGhuhHYossh"><span style="font-size: 16px;"><strong>1）MCC 不在現金回饋範圍</strong>：該筆交易的商戶類別碼不在現金回饋範圍內，具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TWupport/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-HEfbdsN8roek37xzZFzuGs8BsGg"><span style="font-size: 16px;"><strong>2）交易未結算</strong>：交易尚未結算，現金回饋在交易完成結算後才計算發放，處於授權狀態的交易暫不計入。</span></div><div class="ace-line ace-line old-record-id-KXXediOl6o20WLx5E3mucQpEsIg"><span style="font-size: 16px;"><strong>3）觸發風控</strong>：帳戶或交易觸發風控攔截，導致現金回饋無法正常發放，此時可聯絡人工客服核實。</span></div><div class="ace-line ace-line old-record-id-JA9ldhaT8oYe0axvzvIu2Fgeslc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AVEFd1RtFoQFxDxdTfXuyvdYsMe"><strong style="font-size: 16px;">3.2 交易退款後，已發放的現金回饋會被扣回嗎？</strong></h3><div class="ace-line ace-line old-record-id-U2phd9agUoepKCxDJZAud7ilsmd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GSG5dzVbJoa4Xwx5VY8uhSwrsSe"><span style="font-size: 16px;">會。已發放現金回饋的交易若後續發生撤銷或退款，系統將相應扣回該筆現金回饋。</span></div><div class="ace-line ace-line old-record-id-EffodSSwFo9015x9bB1uM1hDsjf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JVOndKcHdogm1hxy2AjuiUcfsHg"><strong style="font-size: 16px;">3.3 哪些 MCC 不參與現金回饋？</strong> </h3><div class="ace-line ace-line old-record-id-O8eidhL2Ko0g4Dx29EUu2pYjsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iatvd51zSo5GQPxaVUNuUbMDs7e"><span style="font-size: 16px;">具體可參考《<a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card 現金回饋不適用的商戶類別（MCC）</a>》。</span></div><div class="ace-line ace-line old-record-id-GmKZdq2uIoam2lx1BmcuOxdfsjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ADDJdzH6GoD5I4x1Tf4uoAOCsLg"><strong>4. 交易失敗與被拒</strong></h2><div class="ace-line ace-line old-record-id-R60CdnDp9o9cBvxPAp4u1BaKsBb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Itysd7UffoRxtDx5Mj8uY8UMsjh"><strong style="font-size: 16px;">4.1 交易被拒絕的常見原因</strong></h3><div class="ace-line ace-line old-record-id-Y6pRdyutYo1IAix36v7uCVLOshf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKHcdQ34ZoLCjYxSbmEuJQxrsHg"><span style="font-size: 16px;">常見原因包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BHQkdjuLVoq3cDxBwrxu5UQRsjd" data-list="bullet"><div><span style="font-size: 16px;">帳戶餘額或額度不足</span></div></li><li class="ace-line ace-line old-record-id-F5IedJz5MoQWd8x310PupBU6sDd" data-list="bullet"><div><span style="font-size: 16px;">卡片被凍結或處於限制狀態</span></div></li><li class="ace-line ace-line old-record-id-OptFdpxgYo2lfxxRzGkujkPLs3e" data-list="bullet"><div><span style="font-size: 16px;">商戶類目不在支持範圍內</span></div></li><li class="ace-line ace-line old-record-id-JKT1doJ1KoHQx8xHOKNu9vAQs5b" data-list="bullet"><div><span style="font-size: 16px;">觸發風控規則</span></div></li><li class="ace-line ace-line old-record-id-Jt13dwMD0onbKSxRUfGum5JksBg" data-list="bullet"><div><span style="font-size: 16px;">網路或商戶端臨時故障</span></div></li></ul><div class="ace-line ace-line old-record-id-SQg1dKbn7olEIZxxQoFu5yt0sLn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UBi0d3bgAoLAdPxCOWeuxcuBsAg"><span style="font-size: 16px;">建議您先檢查帳戶餘額及卡片狀態，排除以上原因後仍無法交易，請聯絡 MEXC 人工客服協助排查。</span></div><div class="ace-line ace-line old-record-id-HsKMdSI77oWPaYxq4FdunNUJsJb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-X50wdqt6lopL30xtIv6uvt5hs0b"><span style="font-size: 16px;"><strong>4.2 </strong>商戶頁面顯示交易失敗，為何客服查不到原因？</span></h3><div class="ace-line ace-line old-record-id-PJAAd2dYBo2Rz9xuvi9uKnZUsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-A8lIdkTSVo6vRnxlR5IuYciTsGb"><span style="font-size: 16px;">若交易在商戶支付頁面被直接拒絕，且 MEXC 交易記錄中無對應記錄，說明該筆交易是在商戶端被拒絕，平台無法獲取具體拒絕原因。建議您更換支付方式、聯絡商戶確認，或重新發起交易。</span></div><div class="ace-line ace-line old-record-id-I1QVd8jCloenEQxLOVauszTmsNc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Z6KmdqIWToHAbDxAXj6uM6iIspx"><strong style="font-size: 16px;">4.3 交易多次失敗是否能有手續費？</strong></h3><div class="ace-line ace-line old-record-id-MZthdxfe8ohpecxafJPufOAEslh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-StjIdFPzNosow6xJQxSuZw4As6c"><span style="font-size: 16px;">會。使用 MEXC Global Card 交易失敗次數過多時，每筆失敗交易將額外收取0.5 USD的罰金；情節嚴重的，可能導致卡片被停用。</span></div><div class="ace-line ace-line old-record-id-GNVHdPI59oJ6z4xryCSuTmSgsHf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MtBKdtCweoSJqjx94bpuPa1qsQd"><strong>5. 退款說明</strong></h2><div class="ace-line ace-line old-record-id-U9w3d9kuHogGqBx5H2luj1wXsSd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GRYuddG62oq1GkxVh0uuDSb4swc"><strong style="font-size: 16px;">5.1 退款是否收取手續費？</strong></h3><div class="ace-line ace-line old-record-id-Hle6dD7oioPbYjxMrM8uUf1rskh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee"><span style="font-size: 16px;"><div data-page-id="DqUgd8Kv6oGI0rxXNcou3QBdsoe" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line ace-line old-record-id-JwVXd162Yoj24Gxq9o3uiB5SsGh">分兩種情況：</div><div class="ace-line ace-line old-record-id-CvfRdWG2PoNJSwxb4tQuPjzNsHf"><strong>1）結算前退款</strong>：無手續費。</div><div class="ace-line ace-line old-record-id-WTEcd0L2aog9cLxlx6ou7xWasmd"><strong>2）結算後退款</strong>： </div><div class="ace-line ace-line old-record-id-LyfldOQW4oX3ehxVhGruaPl5s9b">MEXC Card：</div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Sl0pdHj4eoQ2PGxDnXAuwLkZsBc" data-list="bullet"><div>非美元交易退款，除已收取的外匯手續費和加密貨幣兌換費外，額外收取 1% 外匯手續費。</div></li><li class="ace-line ace-line old-record-id-QDJrd64xXoa7IsxoL2duTfjMsUb" data-list="bullet"><div>美元交易退款，僅收取加密貨幣兌換費。</div></li></ul><div class="ace-line ace-line old-record-id-ONr7dGPNWo4Ipqx2wNnuxtzisee">MEXC Global Card：不收取退款手續費。</div></div></span></div><div class="ace-line ace-line old-record-id-HlLndqUKsoDHGGx8gkXu7oNssab"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ISngdlyFoopxDaxCkwbu2mb2s9c"><strong style="font-size: 16px;">5.2 退款一般多久到帳？</strong> </h3><div class="ace-line ace-line old-record-id-Hs9sdZHPsouecixRBNMu3IOased"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZNBVdKMYooDutpxC4CXutH6DsXc"><span style="font-size: 16px;">一般消費現金回饋會在 1-7 天內到帳，但電商、航空、飯店旅遊類消費，等待期可能最長達 30 天。</span></div><div class="ace-line ace-line old-record-id-YAeYdSeKtoQQIAxIdv5uvaqnsEf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Yuczd2KZCozGLax63BruTcx5svH"><strong>6. 爭議交易申訴</strong></h2><div class="ace-line ace-line old-record-id-BBOtdTAQkozHUWxlEPxuLJUpsHb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Gz42dEXvxoBoVYx2IBfuUWJtsH3"><strong style="font-size: 16px;">6.1 如何對不認可的交易發起申訴？</strong> </h3><div class="ace-line ace-line old-record-id-UoDhdZCO3oEywNxbN4Mul0FZs3d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MjYBdYiYGouO2bxFkfUuFprpsBh"><span style="font-size: 16px;">您可在【交易記錄】中選擇對應交易，聯絡 MEXC 人工客服，按要求提供申訴原因及證明材料，例如與商戶的溝通記錄、訂單憑證、退款證明等，提交後平台將啟動核實流程。建議您先與商戶協商解決，若商戶無法處理或溝通無果，再正式發起平台申訴。</span></div><div class="ace-line ace-line old-record-id-X99GdGG2kojqE3xGuxZuRkvRsxd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rf6JdmNKgoxIsxxWDR6uw1Xjsxd"><strong style="font-size: 16px;">6.2 申訴有時間限制嗎？逾期還能申訴嗎？</strong> </h3><div class="ace-line ace-line old-record-id-EHGgd5XrAoVlCcxKS40uikDmsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DH4vdlE4QoRBSbxliQ4utchQseh"><span style="font-size: 16px;">有，一般交易發生後 60–120 天內提出，逾期將無法受理，建議儘早申訴。具體而言：</span></div><div class="ace-line ace-line old-record-id-UVQ5d0Z0ao6YtyxgQQPu3OagsSb"><span style="font-size: 16px;">1）重複收費類申訴時限為 90 天。</span></div><div class="ace-line ace-line old-record-id-OP09dwZtFoQDrNxw3hSuQpNXsBf"><span style="font-size: 16px;">2）涉嫌欺詐的交易為 120 天。</span></div><div class="ace-line ace-line old-record-id-FB3fdLPMRoFKWYx01GnuF3pesKd"><span style="font-size: 16px;">3）網購未收到貨或貨不對板的情形，時限為收貨日起 120 天。建議儘早發起申訴。</span></div><div class="ace-line ace-line old-record-id-QXY8dMCtsoUuMTxeEVTuvFITslg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DOl7d8uOYogJ0nxEhmbuFH5FsCb"><strong style="font-size: 16px;">6.3 申訴失敗是否收取手續費？</strong> </h3><div class="ace-line ace-line old-record-id-Rrx1dQjtaoByBxxS8PzunjW0s1c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JrvKd6MxioGtKKxkm0Cutp70sOg"><span style="font-size: 16px;">如果因申訴資訊不完整或證據不足導致未透過，平台可能收取一定審核手續費，具體以所持卡產品的費用說明為準。</span></div><div class="ace-line ace-line old-record-id-CVcod6Smmox5DgxXWwpuG3rHsWe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XX9Idi22HoYdHDx21wpucXrSsDh"><strong>7. 銷卡與安全驗證</strong></h2><div class="ace-line ace-line old-record-id-Hu9RdutPjoPpMCxPgWouUy7Ys9e"><span style="font-size: 16px;"><br></span></div><h3 class="ace-line ace-line old-record-id-Q16PdsmDmoCC4JxU8f2uSRQisPe"><strong style="font-size: 16px;">7.1 哪些情況可能導致銷卡？</strong></h3><div class="ace-line ace-line old-record-id-Eeo7d91sIoDOPFxWY0eufn7ksXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-X2uYdSu4Vo2jFcxfm5ruOtVhs3c"><span style="font-size: 16px;">若帳戶交易因餘額不夠連續失敗大於 10 次，可能觸發風控自動銷卡。此外，盜刷、套利等異常行為同樣可能觸發風控並導致銷卡。請您規範用卡，避免異常操作。</span></div><div class="ace-line ace-line old-record-id-NXIVd4YAHoA2PUxaNXJuENfxs4g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NRe5d0YEYoC3UpxzHNNud0Opsfe"><strong style="font-size: 16px;">7.2 什麼情況會觸發額外安全驗證？</strong></h3><div class="ace-line ace-line old-record-id-SLxVdjB13oO0jOxdCSBuJJpvsvg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-J8hJdx2RPo816VxT7hWuqfVtslh"><span style="font-size: 16px;">當交易風險較高、發生跨境或首次消費、金額超過免密限額，或所在地區監管（如歐盟 PSD2）強制要求時，系統會觸發 3DS（3-D Secure）驗證，需要您完成額外身分確認後方可繼續支付。</span></div><div class="ace-line ace-line old-record-id-HA6fdQBLboAwyIxXYYxu5WxNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C7AFdWKTaoEODyxd85NuNGHus2f"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KLHydrynLoPJ6exGM0juHYCesbg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">如何申請 MEXC 全球卡：新手完整申請指南</a></div></li><li class="ace-line ace-line old-record-id-ALP8dLizkocRE6xJQJwu4b56s6b" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-KZvtdthQnoTN9qxIGRruzktJsd3" data-list="bullet"><div><a href="https://www.mexc.com/zh-TWupport/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡獎勵常見問題</a></div></li><li class="ace-line ace-line old-record-id-FX1SdaOrAo18XExeqz0uMZUNsJg" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">一文讀懂 MEXC Card：手續費標準、消費限額與實際扣款示例</a></div></li><li class="ace-line ace-line old-record-id-Dh86dHlpnogIZnxfxOnusbLqssd" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul><div class="ace-line ace-line old-record-id-YLjDdsBIjop9kJxczNcuQVxSsuf"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="XY8xdUIyKoOZi0xgXBdu7c5NsHg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-RzkfdUTfRoS5SUxvfWvuMHZLsIc"><span style="font-size: 16px;">MEXC 卡會為符合條件的消費提供現金回饋獎勵。然而部分商戶類別由於其對應的商戶類別代碼（Merchant Category Code，MCC），不符合現金回饋獎勵資格。</span></div><div class="ace-line ace-line old-record-id-Go4FdAOtRo9K64xbCGnu0L5Osxf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AzyXdxFo7ouhhtxwx2buOTuhsGc"><span style="font-size: 16px;">本文列出了目前不享有現金回饋的商戶類別。交易是否符合現金回饋資格，取決於商戶所屬的 MCC，該代碼由支付網路及商戶的收單銀行分配。</span></div><div class="ace-line ace-line old-record-id-Cb3TdvRfioAfoHxRrX3uowTxsZb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pk1ndqvpJoqKF6x3GmHuoWG8sjc"><span style="font-size: 16px;">MEXC 將持續監測交易活動，並保留在發現疑似濫用、異常交易或其他違規行為時，將更多 MCC 或個別交易排除於現金回饋資格之外的權利。此排除名單可能會不定期更新，因此未必始終反映最新的限制範圍。</span></div><div class="ace-line ace-line old-record-id-EYaCd1lu9o7lhvx6u9WuTPT5syS"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CywRd0tzQodLaLxw7wxu5qAzsKh"><strong>1. 金融服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PHmGd5bvfoa0Ynx3kS2usuRnsye"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XFH1dj16So5jR5xBLbmuzeWjsmg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LW5ddyduZoX1DoxEUNEuNeVis0O"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IA0ldJEq2oMPsmxHmaBuh0gLsae"><span style="font-size: 16px;">金融機構 – 商品、服務及債務償還（包括加密貨幣、錢包充值、貸款還款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VIn5dyvC4omK1Exrg7juGPCVsOg"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Pk86dZYvDo7bUrx3s21utIM9s3e"><span style="font-size: 16px;">證券經紀/交易商（券商業務、投資交易、股票購買）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EHxYdi3TIoA5U5x81cIuRkldsP5"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CDfrdd6kIoy1IzxQ6aNukt8dsEb"><span style="font-size: 16px;">金融機構透支及利息費用</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XAkddgJkHorQOhx48YAuodubsHf"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JqL0d521Fo4UZbxDcJ3uuRBZsve"><span style="font-size: 16px;">儲蓄債券、證券或其他金融工具</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-I1TbdvPqdoPKTXxNRdQu0SkqsBf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RkwAdDoryo8TXXxkf2FuIEOGsEM"><strong>2. 現金及等價物</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RQL8dDxsFoddOjxXlb8uannnsBt"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YUALdkzlAoa0hBxZW3DuvMNossK"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D0rad2eQbobMylxrc2MuHBD9sqc"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TjnqdhdA8oFbF6xqz0XulZp8sud"><span style="font-size: 16px;">人工現金提取（銀行網點、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JLIedMQnsoNfDpxv3UxuCP8PsNh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XGjIdAE9Ooa3dSxhAtIuHAbTsth"><span style="font-size: 16px;">自動現金提取（ATM 提現、預借現金）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FsLtdfgyVoHNxAxP0ubu2pKysKf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-B1SVddindov4bYxwQh6uMFnis2b"><span style="font-size: 16px;">準現金 – 金融機構（旅行支票、匯票）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KLdDdJlSUoVc6Sx4IkeuEUXYsWb"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CkmidlyuUoKzRAx3O3Mub1g7sig"><span style="font-size: 16px;">準現金 – 商戶（加密貨幣交易所、線上錢包、博彩、遊戲）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BR41dtSaWok26axNOatuioaTsgf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DBKIdgiAqouspWx5kj6u3reFsFg"><strong>3. 資金轉帳及支付服務</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D5BvdsRSJo9yXWxfAmkuVwpEsWb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WSYzdViDaoRGdXx5zcFuCc4xsAg"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UqAHdg8SooGeFpxEdobuuaePsrg"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FHQ5dDCXNowWO5xlCzUuB1SnsUd"><span style="font-size: 16px;">匯款 – 電匯、匯票、匯款服務</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D1U6d99KGoURNqxqZ6SurF3asPh"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KOaqddWCEoyJv1xXn4BuqWMlsug"><span style="font-size: 16px;">遠端儲值充值 – 金融機構（預付卡充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QnhjdQyN6oNf2rxnMPJuBx4Cste"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MR3wdPfCeo1MPxxBkoOuHzKWs3i"><span style="font-size: 16px;">支付交易 – 會員金融機構（資金轉帳、帳單支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rb0SdHw87oJnyBxr8sdum2pcsPc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ojy2djdHzoAuSKxRhOHutczVsEE"><span style="font-size: 16px;">支付服務提供商 – 資金轉帳（聚合子商戶交易的支付服務商及平台，例如 PSP 處理的匯款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PJeHdVb67oH6FtxK5NDu24dQsgb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xc3EdxPdPoqcg1xcZ9su8X1gsfd"><span style="font-size: 16px;">支付交易 – 會員金融機構（透過銀行關聯支付服務商處理的資金轉帳、卡對卡轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NmofduPt8oh8afxdAopuQstpspd"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ALLHdwrrooaGvpxEdWduB2zIsXd"><span style="font-size: 16px;">支付交易 – 商戶（商戶發起、透過支付服務商處理的資金轉帳，例如帳戶/卡片充值）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F391dECLYoOqJnx3bpuu5qFksNg"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CBvFdXYTZohV6wx4yABuUHoMs5c"><span style="font-size: 16px;">資金轉帳 – 會員金融機構（透過會員金融機構完成的行對行或帳戶間轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PUrYdxg0hoiR1jxFaBzuWLLJsdc"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GUa7dI7iaoOeuoxe0NDuwqjQsnh"><span style="font-size: 16px;">價值購買 – MoneySend（個人對個人或商業轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-AiXzdi0RaoyFz7x5ZdsuuA31sdd"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YhFWdG2YrotjA8xw61xuqoOusHc"><span style="font-size: 16px;">MoneySend 充值（加載或充值轉帳）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VItAdc2Ssoiu53xev1CujwAaszQ"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PkLtdFv4eoluHmxY6uouwmPDsFI"><span style="font-size: 16px;">MoneySend 現金提取（收款）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WHSIdF6scoYD9RxqxS1uoKq7snf"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JuNvdHazMoBDArxg40cuIFwYsje"><span style="font-size: 16px;">MoneySend – 會員金融機構（充值/提取）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HNttdAAsloy4nLxnSGeuMt5VsJe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NKZwd4E0LoSp7Sx0CPMuVtjss1f"><span style="font-size: 16px;">資金轉帳 – 個人對個人或帳戶間轉帳（通用類）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UWIFdYaVDoVR2LxzrSTuRdxDsbf"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ax4ldrWEXoGG6kxXxR3uGZJQsZc"><span style="font-size: 16px;">非金融機構 – 儲值卡購買/充值（禮品卡、充值卡）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-RFp7dW5dSoHPNwx0NOruIPx2sYb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Ye6IdfC1Ko8rCyxt7bPuiH6FsIe"><strong>4. 博彩及投注</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1jndMhfooQwelxTObnuvm2psCh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Jtj3dtUq2oRS7RxoPEYuYopKsDc"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UGFvdjBTooayAyxun4Vu7XDhsFc"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VASdd5bScolUr0xzOMuuK0Flsic"><span style="font-size: 16px;">政府彩票</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CuWQdxdXzosJIhxjGalulZoxsFe"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ASC7d25rwo4YWtxHhePuClnkssf"><span style="font-size: 16px;">網路博彩（合法線上博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-R46jdtS6Eoz5spxbSk6uJViXson"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NDXudZ8u1oafZJx1US7uojD2smh"><span style="font-size: 16px;">政府許可賭場（線下或受監管博彩）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MBzidhVumoWowAx50rGuwrZ8sed"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DPqZdprUWoOAsrx5EbduLj2JsHb"><span style="font-size: 16px;">博彩、彩票及遊戲（非政府類博彩）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Twqpdbiy3owBOdxPtDxusymYsed"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HRU2dyHsnoJsaCxhOQaujYUVs1f"><strong>5. 政府類支付</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QH7ydA24xoElTKxIVGfuAPcLsdf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VtqHdRuZnoTL9qxJnnjuUwVXsic"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EBCzdll8oogFrIxW8WIunSaMsXe"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RgbmdoyzBovpZOxqrhpuCtQ7sqb"><span style="font-size: 16px;">訴訟費用，包括贍養費及子女撫養費</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-W3f8dPAluoc4VTxzoPiuMrTLsUe"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IMHZdepGloWZKsxdx3iurRhUsOc"><span style="font-size: 16px;">罰款（交通罰單、政府處罰等）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E6LkdODr5opIEDxF2X2uIohPsu7"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VNjDdmIc3oMcxoxjznnurAQusAc"><span style="font-size: 16px;">保釋金及擔保金支付</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-D8Wwde6eboY4ikx0nCguawv4sLe"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PSERdBfsOop7uLxrodvuigg1smD"><span style="font-size: 16px;">稅款（聯邦、州及地方稅費及關稅）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YJNMdb36eoZ65pxSZoNuk7H4sEh"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVG2dEIjmoEn9jxCUdluiw6Gsq7"><span style="font-size: 16px;">政府服務 – 未分類（其他政府機構相關支付）</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DbI7dvTnGo4XN1xHtVDuzXOZskh"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-EacLdtpRkoaYtXxEz5vuArBIs5g"><span style="font-size: 16px;">郵政服務 – 僅限政府（國家郵政機構）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Cfhldm9UJoZQYQx1SLKuanvBsxe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-XivfdSZxWoiiT0x1wyju8mJMs6h"><strong>6. 捐贈及慈善機構</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Rm6HdOKEBovIzexzdiUubStUsLd"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OKPudOcVMosZqkxdzquus8Cusjd"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SHKudMCd4otYOBxjDjEuy8Xds4s"><strong style="font-size: 16px;">8398</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ak5WdhlNeo629cx1SMWuqgV3sVd"><span style="font-size: 16px;">慈善及社會服務機構（捐贈）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-VdJGdeImeoV7bWxHbOHu2HqfsQh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ULYNdYmkloFPZRxx3hMut9owsqg"><strong>7. 直銷</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BuardHgKpoUI2Cxhkt7udsXcsbe"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TuOMdY30AoiKK5xgKO0uovfus96"><strong style="font-size: 16px;">商戶類別</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZiTsd4iMhoh1v7xdVpzuVh1BsP3"><strong style="font-size: 16px;">5963</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OXpldDZf6oOILAxpQiQufCZzsyg"><span style="font-size: 16px;">上門/直銷（家庭購物、個人代理銷售）</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-BPNwdOL6ZoezaGxcv2Ju7QIlseh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LYc0dURs2oIn3jxXBFiur0JVsng"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QL0Dd9XJjohLhSxtIneu0SIIsdf" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC Card 獎勵常見問題（亞太卡）</a></div></li><li class="ace-line ace-line old-record-id-VyjhddDmcoj3MYx2NJSurLA3sQh" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card 亞太卡申卡流程</a></div></li><li class="ace-line ace-line old-record-id-HCqWdcYB4o4FUZxPEkJuvXvHsMO" data-list="bullet"><div><a href="https://www.mexc.com/zh-TW/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡</a></div></li></ul></div>

<div data-page-id="R7y4dlnmbouYOExsB0ouSYSjsXd" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-MCdXdRESyoFO1axrT5IuMnNAsVB"><span style="font-size: 16px;">對於很多剛接觸數位貨幣的用戶來說，買幣最容易踩坑的地方，其實不是操作流程，而是各種「看不見」的費用。</span></div><div class="ace-line ace-line old-record-id-Uxj2dYJhwo2apExvummuztC9s00"><span style="font-size: 16px;">銀行卡手續費、跨境支付費、匯率損耗、第三方通道加價……有時候幣還沒買到，成本已經先多了一層。</span></div><div class="ace-line ace-line old-record-id-AlxqdjYu0oQJvaxmyOOuXNxVsMc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OBbvdj7p6oVagix6wTkusSLmsXd"><span style="font-size: 16px;">為了降低用戶買幣門檻，MEXC 目前在多個國家和地區推出了長期或階段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3">0 Fee 買幣</a>與法幣充值活動。用戶可以透過 Apple Pay、Google Pay、銀行卡、本地銀行轉帳以及 QR 掃碼支付等方式，更低成本地完成數位資產購買。</span></div><div class="ace-line ace-line old-record-id-BDsqdysoXokaaZx0x89uoA12spd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JgYZdTRSFolgHpxcsdsuyL9Ysqc"><span style="font-size: 16px;">*BTN-<strong>參與活動</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3">https://www.mexc.com/zh-TW/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-OW2pdtoqioqAdSxYrFDu8s0cstc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CIa4dgD4Sou8rHxQ9tRuyxYosYf"><span style="font-size: 16px;">這篇文章會帶你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NmARddivhok48uxPtPTuppjAsWq" data-list="bullet"><div><span style="font-size: 16px;">MEXC 當前支援哪些 0 Fee 買幣方式</span></div></li><li class="ace-line ace-line old-record-id-UoSTdIaV9orfLbxHqJguzLJcsGd" data-list="bullet"><div><span style="font-size: 16px;">如何透過 Apple Pay / Google Pay 快速買幣</span></div></li><li class="ace-line ace-line old-record-id-Hx97dCKuPoYLeHxxJLkuMnVEswe" data-list="bullet"><div><span style="font-size: 16px;">不同地區支援哪些本地支付管道</span></div></li><li class="ace-line ace-line old-record-id-NprndsbYCoLIpsxPKZpuCCR0sag" data-list="bullet"><div><span style="font-size: 16px;">法幣充值和快捷買幣有什麼區別</span></div></li></ul><div class="ace-line ace-line old-record-id-DzRGdUvPYoXOx0xAB5WufzeRsCe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Md6OdGuwroNdq3xq9wVu17EgsBb"><strong>1. 為什麼越來越多人選擇用 MEXC 買幣？</strong></h2><div class="ace-line ace-line old-record-id-CZiCdDnyFoXf8QxICC2uDP8asFg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B99JdV6H8oh257xOCjouQeiFs7g"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆蓋全球多個地區的法幣入金與快捷買幣服務，整體流程更加適合新手用戶快速完成首次買幣。主要優勢包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RBZkdidoOof8UMxxWWzu35vTsjd" data-list="bullet"><div><span style="font-size: 16px;">支援 Apple Pay / Google Pay 一鍵買幣</span></div></li><li class="ace-line ace-line old-record-id-URKadafaboyikaxsvrXuOO5lsdc" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支援 0 手續費</span></div></li><li class="ace-line ace-line old-record-id-MbZFdR347oOXeyxgVvWu7fEEsgb" data-list="bullet"><div><span style="font-size: 16px;">覆蓋多個國家和地區本地支付管道</span></div></li><li class="ace-line ace-line old-record-id-FVzXdeBjOo6YB0xQLtXubXjNsMc" data-list="bullet"><div><span style="font-size: 16px;">支援本地銀行轉帳與 QR 掃碼支付</span></div></li><li class="ace-line ace-line old-record-id-E3kEdLugqo817jxuOkeuRX7qs25" data-list="bullet"><div><span style="font-size: 16px;">支援法幣充值與快捷買幣兩種模式</span></div></li><li class="ace-line ace-line old-record-id-Qz26dNBN1o9YegxaO94uZmims7c" data-list="bullet"><div><span style="font-size: 16px;">買幣後可直接進行現貨、合約等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-Aceid7iaSool1Nx43E1uYk6Ls9F"><span style="font-size: 16px;">對於希望更低成本進入加密市場的用戶來說，0 Fee 活動能夠有效降低首次買幣成本。</span></div><div class="ace-line ace-line old-record-id-Llfed6Hdvoqetfxt8a3uFH8CsLh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UAUrduvTCoCkoqxd6B8ujE51sDb"><strong>2. MEXC 目前支援哪些 0 Fee 買幣方式？</strong></h2><div class="ace-line ace-line old-record-id-SmEndq2hNozB8DxCrCzu2X7TsXg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EWuAdtYaooCxp9xQ2WHu1tU3sGg"><span style="font-size: 16px;">MEXC 目前支援兩類 0 手續費活動：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-W5PEdMtVYoYMVAx4NUYupawrsPb" data-list="bullet"><div><span style="font-size: 16px;">長期 0 Fee 快捷買幣</span></div></li><li class="ace-line ace-line old-record-id-AsamdvQkkow0vLxuwnzudXYmsCe" data-list="bullet"><div><span style="font-size: 16px;">區域性法幣充值 0 Fee 活動</span></div></li></ul><div class="ace-line ace-line old-record-id-InrgdsBdaoqU3Kx7NqpuKMEwsGe"><span style="font-size: 16px;">具體支援情況會根據地區、幣種及活動週期有所變化。</span></div><div class="ace-line ace-line old-record-id-ZixBdI1wwomUhFxcRcqu8fmcs9e"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/TpDobZbIWo5xMJxBjwxuYT9fsAc/?mount_node_token=WlU5dJ76xoUv1OxkT93uuSvcsaf&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://TpDobZbIWo5xMJxBjwxuYT9fsAc" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-XwjQdjqYcotxyIxhwcAusG6zsLf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UnkLdqAEFoRy9AxkVM0uRh1FsTg"><span style="font-size: 16px;">2.1 長期 0 Fee 快捷買幣</span></h3><div class="ace-line ace-line old-record-id-YfuVdgmiJonOWGxT6wduelz0sOg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TKVqdfi0ioe8D8xrFSfuEm9CsLb"><span style="font-size: 16px;">目前以下支付方式長期支援平台 0 手續費：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HiF8dS6xoockI8xJS9puefWmsBc" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-DDWjd2Sa6oUMJqxIcoauWQoCsrf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-Y4igdt3wBoTVtvxDzgXuZcd2sVc" data-list="bullet"><div><span style="font-size: 16px;">信用卡/簽帳卡</span></div></li><li class="ace-line ace-line old-record-id-TgDpdpRBLoBr1YxbhZcuTP7wst0" data-list="bullet"><div><span style="font-size: 16px;">RUB QR掃碼</span></div></li><li class="ace-line ace-line old-record-id-LNzGdRRYYoJl4cxQm3Tu7uhCsth" data-list="bullet"><div><span style="font-size: 16px;">RUB 卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-PJNwdzm5toDr3jxBnusuz8pYsFe"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更適合行動端用戶。不需要反覆輸入銀行卡資訊，支付流程會更快，整體體驗也更接近日常消費支付。</span></div><div class="ace-line ace-line old-record-id-RxsXdCOT4of4YsxxPHcuW29fs0d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HCz4dSqB5oEROQxWg3iujIZnshd"><span style="font-size: 16px;">2.2 區域性法幣充值 0 Fee 活動</span></h3><div class="ace-line ace-line old-record-id-RuiNdDrmwo0IJVxnZ6VuPN5asjc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MJOqdnmGFoFl3gxIOmIuh0WXsFh"><span style="font-size: 16px;">除了快捷買幣外，MEXC 也會針對部分地區推出法幣充值 0 Fee 活動。</span></div><div class="ace-line ace-line old-record-id-IK06dlXh0o8BD9xLyGDuPf5CsJg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J2rvdqPGoo4p8ixKRvOuuH62sUb"><strong style="font-size: 16px;">區域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LiEudyTRZovaG4xdpytuXie2sRe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PAModYge7ohWlGxMPgfuBnDKsoc"><strong style="font-size: 16px;">說明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UusNdFKAwoPByoxJy2luqMeqs5f"><strong style="font-size: 16px;">歐洲地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-CoHGdnpbMo6QLyxgTjFuZ3REsib" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-HcBHd373co7biSxNgBEuWb2Hsuf" data-list="bullet"><div><span style="font-size: 16px;">網上銀行轉帳</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Ob5edU4exos7r6x4scIuEwdrsk1"><span style="font-size: 16px;">適合歐元銀行轉帳入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rx0fdRkaSoBv11xlvhpubbJcsPf"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-MZnednLj3oLYlyxiAWLuDp6esdc" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-I2i9dvAUjoJSuZxkJ1tu2zoBsQE"><span style="font-size: 16px;">PIX 是巴西本地主流即時支付系統，到帳速度快，也是目前巴西用戶最常見的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NPpRdbtDboY4DPxxyRRujyPUsjh"><strong style="font-size: 16px;">拉美地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-CaKqdyzMco7pJxx6IjduNoBXs8T" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NMRldhgwbo5xqfxMOEBu2e9Wsgh" data-list="bullet"><div><span style="font-size: 16px;">哥倫比亞（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YNhNdU2TlonwuHxohxQujYOusDc" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Kvn9d1lAkoawpLxlCCVuuQKsshc" data-list="bullet"><div><span style="font-size: 16px;">祕魯（PEN）：銀行轉帳</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NYXzdPWzqoUVdPxjdB3u0yS4sMh" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地銀行轉帳</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-CO5JdrpbVo8VZ7xp383utOXZs7f"><span style="font-size: 16px;">用戶可直接透過當地熟悉的銀行體系完成法幣充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FextdjWoGoTPdexZ0Htu2a1hs7b"><strong style="font-size: 16px;">東南亞地區</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JSyqdZ2lloZ92yxmrX6uwLgZsCg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-N9sudvUnxoPKMHxYuiluXbpts5d" data-list="bullet"><div><span style="font-size: 16px;">菲律賓（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WMBGdjvEPo8NN3x0lhCu4ZVNsJb"><span style="font-size: 16px;">用戶可以直接透過本地銀行 App、電子錢包App 掃碼完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-PjuPd462ioZerexTJ0wu2KxIsyT"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-PUw0dLmVBoVrJUxGBVeuQclnsPb"><strong>3. 如何在 MEXC 0 手續費買幣？</strong></h2><div class="ace-line ace-line old-record-id-Sr0QdGotgoKLtYxYVBDuKBZRssl"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H61QdxVXooj70KxNSWKuKAvLsdh"><span style="font-size: 16px;">整體流程非常簡單。</span></div><div class="ace-line ace-line old-record-id-C6gEdHJT7ooHxJxzSukuJED3sVf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YLGfdYxieoPswOxhU3PusMyTs5d"><span style="font-size: 16px;">第一步：註冊 MEXC 帳戶</span></h3><div class="ace-line ace-line old-record-id-Qoe8d007ro7xOpx7yR7uYjR4sAg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P30NdsJHKoBGeqxP83auOKH4soc"><span style="font-size: 16px;">進入 MEXC 官網或 App，使用郵箱或手機號註冊帳戶。需要注意的是，使用法幣服務需要先完成 KYC 身分認證。</span></div><div class="ace-line ace-line old-record-id-OZGZdUi6Noof67xng0xuSq5YsQb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VgPhdFu3Foh6YMxSgW1ul1H3sWf"><span style="font-size: 16px;">第二步：進入「快捷買幣」頁面</span></h3><div class="ace-line ace-line old-record-id-KGcgdFjuso75spxadAIulnJHsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GDnxdryFPosDbux0CwvugezLsnf"><span style="font-size: 16px;">登入後進入快捷買幣頁面。根據地區不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RZF5dUGsNotYJ5xgTh0uB25Gstc" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-OsSIdIndioQgdkxuFlBua0VesWe" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-GNIAdX5bAok4gWx321Nuss2jsjd" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 簽帳卡</span></div></li><li class="ace-line ace-line old-record-id-R6pNd0zn6oAOzvxHgnwuCD30scc" data-list="bullet"><div><span style="font-size: 16px;">本地銀行轉帳</span></div></li><li class="ace-line ace-line old-record-id-JheedgpzIogJI8xmEGeuyaA6sGd" data-list="bullet"><div><span style="font-size: 16px;">QR 掃碼支付</span></div></li><li class="ace-line ace-line old-record-id-Dm6bd2qszon88exoGqhuoYICsCt" data-list="bullet"><div><span style="font-size: 16px;">第三方支付管道</span></div></li></ul><div class="ace-line ace-line old-record-id-AEpYdq1SloDMY2xIs8duSHQQswf"><span style="font-size: 16px;">對於手機用戶來說，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的買幣方式。</span></div><div class="ace-line ace-line old-record-id-UPisd47skoJaMZxu5PkuAAfGsBb"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F20260622145953194YkevhO4yvgY3FK.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-Ma8sde9sLoPMU0xTqH2uMtjesIh"><span style="font-size: 16px;">第三步：選擇法幣與支付方式</span></h3><div class="ace-line ace-line old-record-id-I2Stdh8r4ojQrvxIU6lud1oFsBg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KWuodtAEloO1nixwqaYukamUsEf"><span style="font-size: 16px;">用戶可根據所在地區選擇對應法幣與支付管道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SE2hdnomRog1mLxyAdauT7zDsQh" data-list="bullet"><div><span style="font-size: 16px;">EUR→SEPA</span></div></li><li class="ace-line ace-line old-record-id-IxD3dPkH0oM2iixgHXdusigrs7e" data-list="bullet"><div><span style="font-size: 16px;">BRL→PIX</span></div></li><li class="ace-line ace-line old-record-id-W9WedEq5UoyYbzxBLdJuI01Hseg" data-list="bullet"><div><span style="font-size: 16px;">MXN→SPEI</span></div></li><li class="ace-line ace-line old-record-id-ZUFTd205ZoaQ85xBaIJuPGWPsVc" data-list="bullet"><div><span style="font-size: 16px;">COP→PSE</span></div></li><li class="ace-line ace-line old-record-id-OtusdMcMZoXUuDxiXUNugjPXsmh" data-list="bullet"><div><span style="font-size: 16px;">越南盾→越南盾</span></div></li><li class="ace-line ace-line old-record-id-Cw2ldYOovoHSjWxUxS8u7u7jsVx" data-list="bullet"><div><span style="font-size: 16px;">PHP→QRPh</span></div></li><li class="ace-line ace-line old-record-id-G2ktdKACXoOIGGxHVwzuoGeMsnf" data-list="bullet"><div><span style="font-size: 16px;">更多幣種 → Apple Pay/Google Pay或者信用卡/簽帳卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-SGipdbHXTorqLTxbnLVujh7ysIe"><span style="font-size: 16px;">如果頁面顯示 0 Fee 標籤，則代表當前支付方式支援免平台手續費。</span></div><div class="ace-line ace-line old-record-id-Maw7dTaSHoZr8rxdMl4u9vlyspe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Xu5ddpJ9boxpLpxt7fIushlIsWd"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-KIh2dUNNao1NBvxIaQvuiwRKsyb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VQvjdqTXho3vyxxmNuCu88Gvsgc"><span style="font-size: 16px;">輸入金額後，根據頁面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-CN3xdufR3ovs8hxptouu7GEfsdb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ZWpKdZOlwoP1zJxMMTquc9UYsJf"><span style="font-size: 16px;">一般情況下，Apple Pay / Google Pay / 銀行卡買幣通常幾分鐘內完成，PIX 等本地即時支付到帳較快，而普通銀行轉帳可能需要更長時間。</span></div><div class="ace-line ace-line old-record-id-WayydhrM6oezJJxnJ2Au923ispb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CySndO2DtontrnxvdOpu9cqUsOd"><span style="font-size: 16px;">需要注意的是，雖然 MEXC 對部分管道免除平台手續費，但部分銀行或發卡機構仍可能收取外匯轉換費用、跨境手續費、銀行轉帳費用。具體收費規則請您以銀行實際規則為準。</span></div><div class="ace-line ace-line old-record-id-Q5bDdJ8Fhok3FsxZrxbuWPAisvb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-S1tNd4T13oXt8exnDRfuxO8qsGf"><strong>4. 法幣充值和快捷買幣有什麼區別？</strong></h2><div class="ace-line ace-line old-record-id-WsaLd1mFVo4B3WxlNbQuXqi2sgg"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DuAsdVNtjodw2wxG1t4uR2Lrsof"><strong style="font-size: 16px;">分類</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJCKdKGe4op0hLxfEcJuQiJssMg"><strong style="font-size: 16px;">概念解釋</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gv4fd18r6oYbDgxmPycuXzmOsCf"><strong style="font-size: 16px;">資產流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IzpadYGwAovMaYxJYpGuZCuxs5f"><strong style="font-size: 16px;">適合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Vjy2dGlVwo6DqyxDblJu0jK0svf"><strong style="font-size: 16px;">法幣充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RBsPdEkOuoNXNtxYORFudEcqsQg"><span style="font-size: 16px;">用戶先把法幣充值到 MEXC 法幣錢包，再用餘額買幣。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZCf4dGQcDowtQexEnXDuMJRHs3b"><span style="font-size: 16px;">法幣充值 → 法幣錢包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-UUNod5Ci3oSb8uxViMRuWOxus60" data-list="bullet"><div><span style="font-size: 16px;">大額資金入金</span></div></li><li class="ace-line ace-line old-record-id-FZMGdD013oTl8Gxks9cu8HdbsYf" data-list="bullet"><div><span style="font-size: 16px;">偏好銀行轉帳用戶</span></div></li><li class="ace-line ace-line old-record-id-ZiKgdNRWgoX9A5xTAdouRApcstP" data-list="bullet"><div><span style="font-size: 16px;">希望降低整體買幣成本用戶</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DL7TdZQM4oudOjx4kl5ulepBsDf"><strong style="font-size: 16px;">快捷買幣</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MCEMdabaBoBzWvxeldXu4lRgsze"><span style="font-size: 16px;">用戶直接透過 Apple Pay、Google Pay、銀行卡等方式購買數位貨幣。買到的幣會直接進入現貨錢包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CE2Mdm4lio8VgmxiAEFuHorhsod"><span style="font-size: 16px;">快捷買幣 → 現貨錢包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-EzqQdL6CXo7HFExtNq0u1T99seW" data-list="bullet"><div><span style="font-size: 16px;">新手用戶</span></div></li><li class="ace-line ace-line old-record-id-CYBbdLMWaobZvNxYP6ZuAqyRsKd" data-list="bullet"><div><span style="font-size: 16px;">小額快速買幣</span></div></li><li class="ace-line ace-line old-record-id-Fwh0d0nKnoGQHnxKuvauGclOsYc" data-list="bullet"><div><span style="font-size: 16px;">手機端用戶</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ZEKgdyU7YoBenxxk4zluaSERsWg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-SyLadB9Cno01nKxoNeru4cpss4e"><strong>總結</strong></h2><div class="ace-line ace-line old-record-id-SX0TdgXv7oZIcTxE1DtuJaCdszg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2KTdlSLko18pixhaMLuzPGYsCg"><span style="font-size: 16px;">這兩年，數位貨幣買幣流程正在越來越「支付化」。尤其 Apple Pay、Google Pay 以及各地區本地銀行支付體系的接入，讓很多用戶第一次買幣的門檻明顯降低。</span></div><div class="ace-line ace-line old-record-id-Ihf6dslukoynkgxa2E2uEy0UsFd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KiJgd4hikoHpAtxvGzqulLAisnf"><span style="font-size: 16px;">透過支援 Apple Pay、Google Pay、信用卡/簽帳卡、本地轉帳支付等多種支付方式，MEXC 正在讓全球用戶以更低成本、更簡單的方式進入加密市場。</span></div><div class="ace-line ace-line old-record-id-WrEmdBcpoo9hvaxZaVCu7L8Esgf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NxJhdYDuKoBmoZxRtl3urj35sRb"><span style="font-size: 16px;">如果你正在尋找一個支援 0 Fee 買幣、同時又兼顧本地支付體驗的平台，MEXC 會是一個相對友善的選擇。</span></div><div class="ace-line ace-line old-record-id-E63TdTIuUoVX74xkMhiuTvhCsXf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SwmUdsLGAoLlrex9G4AumZr2sfh"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TRMpdP8rgoMdt9xlBGhuiA2Lspc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-PJaXdMJxooov80x3Q7Fupy4ps0f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-AbAadEwAqo7IZaxIjvjuJr1psRd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-Vy9PdHpNeo1XZ6xVdc0ufXY9sRc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-DJcwd4u6IoXGSEx0xKguJJLlsah" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="KcHZdeEBcoaqykxmzvouImV4ssd" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-IWGSd148uoWrzWxjvZ3ut124sWg"><strong>內容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OXaJdAUY0ofc2hxtA4YuhJBPswg" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支援多種法幣充值方式</strong>：包含銀行轉帳、信用卡/借記卡、Apple Pay、Google Pay、第三方服務商通道，滿足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-SDagdUr9DoGigcxWC33usszAsug" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成進階身分認證是前提</strong>：所有法幣購買數位貨幣的操作均需通過實名認證，保障資金安全合規。</span></div></li><li class="ace-line ace-line old-record-id-Or9ydfuqTormHsxcWhduiQ65sbh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程簡單到帳快捷</strong>：最快實時完成充值，新手用戶也能輕鬆上手操作。</span></div></li><li class="ace-line ace-line old-record-id-ZBuudfIg6ocl05xtVCtuouKksGf" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆蓋全球 200+ 國家</strong>：支援歐元、美元、英鎊、阿聯酋迪拉姆、巴西雷亞爾等 120 多種主流法幣。</span></div></li></ul><div class="ace-line ace-line old-record-id-RdxBdevelov2cbxBd4cuYIepsvg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Xd07djM8tof7CoxZL77u45x8sxd"><strong>1. 法幣是什麼？加密新手必讀基礎知識</strong></h2><div class="ace-line ace-line old-record-id-S1KFdOLdfokqSSxJKtfuPhBGs5e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TTZPdSMdtoPypvxRmdluxgyTsth"><span style="font-size: 16px;">1.1 法幣的定義</span></h3><div class="ace-line ace-line old-record-id-C4FFdoxx4ozTVvxWnAzu2LDXsAe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IFX8d1frxowkA3xMxdmu3sSds5n"><span style="font-size: 16px;">法幣（法定貨幣）是由國家政府或中央銀行發行、並以國家信用作為擔保的貨幣形式。我們日常使用的美元、歐元、英鎊、人民幣、日元等都屬於法幣範疇。法定二字意味著這種貨幣在該國境內具有法律強制接受效力，任何商業交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-Y38JdRnPfoyqHexr40SuZE2ps5d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OLGQdfECMoMAedxiMR0uEWAVsrb"><span style="font-size: 16px;">1.2 法幣的核心特徵</span></h3><div class="ace-line ace-line old-record-id-WNYUdP3RAoHI6nxbx8ouuhPQsgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MFQ4d1S4doXs5IxbCsLuUL0XsKc"><span style="font-size: 16px;">法幣具有幾個關鍵特徵：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-VKdpd9HZzowDWNxr7PIuiKvQsIn" data-list="bullet"><div><span style="font-size: 16px;">由中央機構發行，由國家中央銀行或政府壟斷發行權。</span></div></li><li class="ace-line ace-line old-record-id-BGE2dHZiKomnNTxUbWFurU6OsGf" data-list="bullet"><div><span style="font-size: 16px;">沒有內在價值，本身只是紙張或數字符號，價值完全來自國家信用背書。</span></div></li><li class="ace-line ace-line old-record-id-ScqCdF9i8oThS4xN0hrusPjfsUc" data-list="bullet"><div><span style="font-size: 16px;">法律強制接受，在該國境內具有無限法償能力。</span></div></li><li class="ace-line ace-line old-record-id-Mkq9dOPU3oNdXgxtJjXukgx8ske" data-list="bullet"><div><span style="font-size: 16px;">可調控供應，央行可透過貨幣政策調整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-AG9Xd813Poxkgpxc0CruclqssmW"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Olsedw7DNocLuUxfaJwuHZgasBd"><span style="font-size: 16px;">1.3 法幣與數位貨幣的核心區別</span></h3><div class="ace-line ace-line old-record-id-O4ondn4RBocBtwxn25CuXqtRsGb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MfaRds2sfoRWVjxRdV8urfe1s5F"><span style="font-size: 16px;">法幣由中央機構發行管理，依靠國家信用背書，受地理邊界限制，跨境轉帳往往耗時長、費用高。而數位貨幣（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特幣</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、穩定幣等）基於區塊鏈去中心化技術，不受單一機構控制，可以在全球範圍內快速轉帳，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-PUWwdwXFBoNt4MxA70ouP3kDsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OELddsCu9ocqS7xpMlZuwX5Asee"><span style="font-size: 16px;">但數位貨幣的購買入口仍需透過法幣完成，這就是法幣充值對於加密新手的重要意義，它是連接傳統金融與數位資產的橋樑。</span></div><div class="ace-line ace-line old-record-id-AvmKdBJbxomE7txrgNNuXVGQsZc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Gk50dLXy9okdAnxN0eyuJdOeslE"><strong>2. 為什麼需要在 MEXC 進行法幣充值？</strong></h2><div class="ace-line ace-line old-record-id-GonSdKKw2oFX3jxTXpJuBHpBsu0"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CwpadFD3ao60fXxswq7uTeazsGb"><span style="font-size: 16px;">對於數位貨幣新手而言，第一步永遠是把手中的法幣轉換為數位資產。MEXC 作為全球領先的數位貨幣交易平台，為用戶提供了完整的法幣購買數位貨幣解決方案：</span></div><div class="ace-line ace-line old-record-id-YiRPdQFmOoOfodxGjsvuy9nVsZe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HKoidbAzzoYbtixYG9ZuD66MsNh"><span style="font-size: 16px;"><strong>安全合規</strong>：MEXC 嚴格遵循國際反洗錢法規，與受監管的支付服務商合作，所有充值操作均需通過進階身分認證。</span></div><div class="ace-line ace-line old-record-id-D3kFdmsA4o1Ts6xtpo3u1zMYstd"><span style="font-size: 16px;"><strong>費率透明</strong>：所有手續費在訂單確認前清晰顯示，銀行轉帳由用戶所在銀行收取少量費用，信用卡/借記卡購買不收取手續費，無任何隱藏費用。</span></div><div class="ace-line ace-line old-record-id-FoaHdENuxoYD6MxUtrBufvZosSg"><span style="font-size: 16px;"><strong>支付方式豐富</strong>：支援銀行轉帳、信用卡/借記卡、Apple Pay、Google Pay、第三方服務商通道等多種主流支付方式，滿足不同地區用戶的需求。</span></div><div class="ace-line ace-line old-record-id-AUnzdvdLRoizGOxs8DbuswiMsCc"><span style="font-size: 16px;"><strong>全球覆蓋廣</strong>：MEXC 法幣服務覆蓋 200+ 國家和地區，支援 120 多種主流法幣，是全球加密投資者的優選平台。</span></div><div class="ace-line ace-line old-record-id-TtGJdbTQFoIkPlxcxWnuQCafssZ"><span style="font-size: 16px;"><strong>到帳速度快</strong>：使用歐元區即時轉帳實時到帳，信用卡購買通常數分鐘完成，大幅縮短等待時間。</span></div><div class="ace-line ace-line old-record-id-J0YFd79wdorhWwxzyKXuJsA1sdc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-G4IvdMBkQoG7ANxNjuZubj91sze"><strong>3. MEXC 三大法幣充值方式詳解</strong></h2><div class="ace-line ace-line old-record-id-QHSndU9iAojpytx32wmup0Zvsjd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BYpVd4BsQoNQYcxSMkHulb2tswb"><span style="font-size: 16px;">3.1 銀行轉帳：低成本大額入金</span></h3><div class="ace-line ace-line old-record-id-YGNodFoKfoiNkwxC9nuu36lusSd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UXA7dA6nWo7EGaxdFCFu5C3ysvd"><span style="font-size: 16px;">這是全球用戶最常用的法幣充值方式之一。用戶可透過本地銀行帳戶或本地支付網路，向 MEXC 快速完成法幣充值。</span></div><div class="ace-line ace-line old-record-id-Wuc0dKp8soujAyxel1NutQrAs6b"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（歐元區）、PIX（巴西），以及多個國家和地區的本地銀行轉帳與本地支付網路。</span></div><div class="ace-line ace-line old-record-id-Akv1dOMQboftOGxkdLLurxJCsrd"><span style="font-size: 16px;"><strong>支援幣種</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法幣。</span></div><div class="ace-line ace-line old-record-id-DJhndfSU5oFs6GxDSanuRbAXs62"><span style="font-size: 16px;"><strong>到帳時間</strong>：即時轉帳實時完成；普通轉帳零到兩個工作日。</span></div><div class="ace-line ace-line old-record-id-M5YPdOAlPo3FSyxXCNzuaX6vsbd"><span style="font-size: 16px;"><strong>適合人群</strong>：希望以較低成本進行法幣充值的用戶，尤其適合中大額入金需求。</span></div><div class="ace-line ace-line old-record-id-MHObdo4zCoqsuvxLOBEu9KSPsr4"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-We6WdHRvkovYpMxAbInue7U8svc"><span style="font-size: 16px;">3.2 信用卡/借記卡：快速便捷購買</span></h3><div class="ace-line ace-line old-record-id-SEOGdyeHpopb2vxcD6EudI7IsRe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Zjosdsh82onOUNxkAWNuFoEVswe"><span style="font-size: 16px;">MEXC 支援 <a data-lark-is-custom="true" href="https://www.visa.com.tw/">Visa 卡</a>和萬事達卡兩大主流卡組織，覆蓋 200 多個國家。</span></div><div class="ace-line ace-line old-record-id-P0zPd7JDPosE9ux7ovAumIFSs0e"><span style="font-size: 16px;"><strong>支援幣種</strong>：歐元、美元、英鎊、阿聯酋迪拉姆、巴西雷亞爾等 120 多種主流法幣。</span></div><div class="ace-line ace-line old-record-id-KHosdaeQaohvVSxkpSZuBOV1sfb"><span style="font-size: 16px;"><strong>額度規定</strong>：單筆最高五千（等值貨幣單位），每日最高一萬。</span></div><div class="ace-line ace-line old-record-id-Ap0WdgEwBoH1mtxyoCPuhTXQssb"><span style="font-size: 16px;"><strong>到帳時間</strong>：通常數分鐘內完成。</span></div><div class="ace-line ace-line old-record-id-VqiVdn8U7o1WghxNwlZuhZXusQ2"><span style="font-size: 16px;"><strong>費用情況</strong>：MEXC 不收取購買手續費。如涉及跨幣種結算，部分銀行或發卡機構可能收取額外費用，具體請以銀行實際收費為準。</span></div><div class="ace-line ace-line old-record-id-SJZ0dN4qNojKJmxJtxSuYmhqs3g"><span style="font-size: 16px;"><strong>適合人群</strong>：希望快速完成小額購買的新手用戶。</span></div><div class="ace-line ace-line old-record-id-RNn3d2PgKoYIsIx3Z8yutdrAs0f"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OsCfdrrp3oIaSSxDejkuNJv1sab"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移動支付極速買幣</span></h3><div class="ace-line ace-line old-record-id-HQghdWbv1oM5rExSTmkuw7bdsgc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OJ9kdaTdPohdlwxi2lyuRyHrsMg"><span style="font-size: 16px;">用戶可直接透過 Apple Pay 或 Google Pay 快速完成加密資產購買，無需重複輸入銀行卡資訊，支付流程更加便捷流暢。</span></div><div class="ace-line ace-line old-record-id-Wtz3dfqYYo8T9UxOiK9uS8vpsjh"><span style="font-size: 16px;"><strong>支付特點：</strong> 支援移動端一鍵支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-Ryztd9GH3oJGHdxAsgzu7pmrshf"><span style="font-size: 16px;"><strong>到帳時間：</strong> 通常數分鐘內完成。</span></div><div class="ace-line ace-line old-record-id-S5A9dplvpof891x9sPnuBrFHsnB"><span style="font-size: 16px;"><strong>費用情況：</strong> MEXC 不收取購買手續費。如涉及跨幣種結算，部分銀行或髮卡機構可能收取額外費用。</span></div><div class="ace-line ace-line old-record-id-RD8zdOXGroHviwxlwVVuwmeTszd"><span style="font-size: 16px;"><strong>適合人群：</strong> 偏好移動支付體驗、追求便捷與快速購買流程的用戶。</span></div><div class="heading-3 ace-line old-record-id-JVLwd6NMioLnRExhLiAukwhNsvf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XHqPdJbgxopFVZxGZq1udXGksCz"><span style="font-size: 16px;">3.4 第三方服務商通道：多管道比價</span></h3><div class="ace-line ace-line old-record-id-BxhWdRs2WoL6NgxVe5Fuz7UCsTq"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OqdGdlQiioNR8fxlGlqudUIVsdf"><span style="font-size: 16px;">MEXC 接入多家第三方支付服務商，用戶可根據實時報價選擇最優方案。</span></div><div class="ace-line ace-line old-record-id-BW7YdK3eToTHP2xS2QDuYftpsde"><span style="font-size: 16px;"><strong>額度規定</strong>：以美元為例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-ZgXUdxvbioShJRxzr5XuqFNasAb"><span style="font-size: 16px;"><strong>操作靈活</strong>：可對比不同服務商的實時報價，選擇性價比最高的管道。</span></div><div class="ace-line ace-line old-record-id-FbtzdyzEzovh18xGHp2u8AzHsYh"><span style="font-size: 16px;"><strong>適合人群</strong>：希望對比多家服務商報價、獲得最佳購買價格的用戶。</span></div><div class="ace-line ace-line old-record-id-D87adraxioaaqPxo83eudi4LsBe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OnN4dnlEsoJHzixBDEOux5ahsGc"><strong>4. MEXC 法幣充值實操步驟（以銀行轉帳為例）</strong></h2><div class="ace-line ace-line old-record-id-C5akdscj2oQJWux0JHYu4ogssef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTCIdqaZcoKj8vx7uDVu7Bnfsfc"><span style="font-size: 16px;"><strong>第一步</strong>：登入 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官網</a>，在頂部導航欄點擊【買幣】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法幣充值</a>】。</span></div><div class="ace-line ace-line old-record-id-UJ3OdRxzWo6Bn1xM8rMutSivs1d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kiv4djppKoYDzsxt28fuRedvsig"><span style="font-size: 16px;"><strong>第二步</strong>：選擇歐元作為法幣幣種，輸入希望充值的金額，點擊【繼續】進入訂單頁面。首次使用的用戶，系統將透過第三方合作伙伴提供一個同名收款帳號，通常兩分鐘內完成啟動。</span></div><div class="ace-line ace-line old-record-id-Jt4OdnagToN2ksxj77Yu1geEsTd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CphWdnq03oAJAmx31PPu71LXsqb"><span style="font-size: 16px;"><strong>第三步</strong>：訂單頁面將顯示二維碼、完整的收款銀行資訊以及參考碼（備註碼）。務必使用與 MEXC 實名認證一致的銀行帳戶進行轉帳，並在轉帳備註中填寫參考碼，否則可能導致到帳失敗。</span></div><div class="ace-line ace-line old-record-id-QjTrdtlg7ocN5YxaAWluOl2ksMd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P97tdpB2zoVNGfxWJk4uKHyzsAf"><span style="font-size: 16px;"><strong>第四步</strong>：完成銀行轉帳後，點擊【我已支付】。使用即時轉帳實時到帳，普通轉帳需零到兩個工作日。</span></div><div class="ace-line ace-line old-record-id-SisVd8UG0oHFrTxVfXGuqMqcsNh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ad3PdXRupobmqGxhDzbumv3msIf"><span style="font-size: 16px;"><strong>第五步</strong>：在【訂單】頁面可查看所有歷史法幣充值記錄，方便追蹤資金狀態。</span></div><div class="ace-line ace-line old-record-id-ZrBVdK72Ko94GKxra0uuUTKhs5e"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JcnEdSiufoLmqIxDg2eupRDHsXX"><span style="font-size: 16px;">*BTN-<strong>法幣充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-SoBfdgU4uoH8syxuJf1uK7YGsLc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"2e1d458f-c36d-446f-9af6-9b9fe094d80f","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FLcGqb3BFQoTRnnxetPFuMq2Msle%2F%3Fpreview_type%3D16","file_token":"LcGqb3BFQoTRnnxetPFuMq2Msle","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-QyF5dNhsXo7ZidxphYhuKeuTsxf"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101546055RAA2hapAn8jwZ6.png" data-single-block="true" data-snapshot="eyJ0eXBlIjoiaW1hZ2UiLCJwYXJlbnRfaWQiOiJLY0haZGVFQmNvYXF5a3htenZvdUltVjRzc2QiLCJjb21tZW50cyI6W10sInJldmlzaW9ucyI6W10sImxvY2tlZCI6ZmFsc2UsImhpZGRlbiI6ZmFsc2UsImF1dGhvciI6Ijc2Mzg1ODE2ODcyNTI2ODQyMTQiLCJhbGlnbiI6ImNlbnRlciIsImltYWdlIjp7InRva2VuIjoiTGNHcWIzQkZRb1RSbm54ZXRQRnVNcTJNc2xlIiwibWltZVR5cGUiOiJpbWFnZS9wbmciLCJzaXplIjozNjI4MjIsInNjYWxlIjoxLCJ3aWR0aCI6MjkzNiwiaGVpZ2h0IjoxMjQwLCJuYW1lIjoiaW1hZ2UucG5nIiwiY3JvcCI6WzAsMCwwLDBdLCJyb3RhdGlvbiI6MCwiY2FwdGlvbiI6eyJ0ZXh0Ijp7ImFwb29sIjp7Im5leHROdW0iOjAsIm51bVRvQXR0cmliIjpudWxsfSwiaW5pdGlhbEF0dHJpYnV0ZWRUZXh0cyI6eyJhdHRyaWJzIjpudWxsLCJ0ZXh0IjpudWxsfX19fSwiYXJlYV9jb21tZW50cyI6e319" data-suite="eyJmaWxlVG9rZW4iOiJMY0dxYjNCRlFvVFJubnhldFBGdU1xMk1zbGUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiUXlGNWROaHNYbzdaaWR4cGhZaHVLZXVUc3hmIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9MY0dxYjNCRlFvVFJubnhldFBGdU1xMk1zbGUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/LcGqb3BFQoTRnnxetPFuMq2Msle/?mount_node_token=QyF5dNhsXo7ZidxphYhuKeuTsxf&mount_point=docx_image" data-width="2936" data-height="1240" data-lark-image-uri="drivetoken://LcGqb3BFQoTRnnxetPFuMq2Msle" data-lark-image-width="2936" data-lark-image-height="1240" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-CqHsdVtkKogzbrxHB3quauMFs4e"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-CxbMdZCBeo7vlFxmXOPuYtiQs7c"><strong>5. 新手法幣充值五大注意事項</strong></h2><div class="ace-line ace-line old-record-id-DMjudqV9oov6MsxmPjEul7ZHsVt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OgAodd6TXoTvXjx2DSnudJIfsvf"><span style="font-size: 16px;"><strong>1）帳戶姓名必須一致</strong>。用於充值的銀行帳戶或銀行卡姓名必須與 MEXC 實名認證姓名完全一致，姓名不匹配將導致充值失敗。</span></div><div class="ace-line ace-line old-record-id-J7TKdR4lIo4UrCxm0QZuXPZBsHc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-L6YgdslKhoamplxRTSzuU59Osxc"><span style="font-size: 16px;"><strong>2）參考碼不可遺漏</strong>。銀行轉帳時必須在備註中正確填寫參考碼，這是 MEXC 自動匹配訂單的關鍵信息，缺失或錯誤將導致到帳延遲。</span></div><div class="ace-line ace-line old-record-id-HjTPdP1sDokudCxmDbzu5kwOsAe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TzT4dGtf0oxBbMxgrp1un9vusWe"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下單後通常有 30 分鐘的支付時限，請合理安排時間，超時訂單將自動失效。</span></div><div class="ace-line ace-line old-record-id-GrNWdQFLoooxiMxZayquvAIgsSf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EICGd7cbpoiQrFxwcEXufgUBs2g"><span style="font-size: 16px;"><strong>4）匯率實時變動</strong>。法幣購買數位貨幣的最終金額根據實時市場匯率計算，建議使用即時轉帳以減少匯率波動影響。</span></div><div class="ace-line ace-line old-record-id-BPjQd3pTHo3OxyxMyCTuKRtmsBh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BzNidUw3qoc2y5xiz2sus8ils5g"><span style="font-size: 16px;"><strong>5）保留交易記錄</strong>。所有充值記錄可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">訂單</a>】頁面查詢，建議妥善保存，便於稅務申報和後續核對。</span></div><div class="ace-line ace-line old-record-id-APa7du0TWo5J47x46IguoWsas2g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HIAWdGDeKozndex3usduIQBus2e"><strong>6. 常見問題解答</strong></h2><div class="ace-line ace-line old-record-id-ZdE1dDEIQomjkRxCzGcuKde1sre"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RPDwdKCHhooldNxOZNZu1KZGsld"><span style="font-size: 16px;">6.1 在 MEXC 購買數位貨幣一定要實名認證嗎？</span></h3><div class="ace-line ace-line old-record-id-X8ZHd8FnXo8U0wxJyTpuq3r6sYb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CZoYdthbLoSa94xNmtEuGJoCsBg"><span style="font-size: 16px;">是的。所有法幣充值和數位貨幣購買操作均需完成個人身分<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">進階認證</a>，認證通常在 24 小時內完成，需上傳政府頒發的身份證件並完成人臉識別。這是保障用戶資金安全和平台合規運營的必要措施。</span></div><div class="ace-line ace-line old-record-id-IR1YddeiDoFIr1xnjHcunLkyshd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JDLkdOsV3o8ZJtxdGb0u9mZhsjg"><span style="font-size: 16px;">6.2 MEXC 法幣充值手續費是多少？</span></h3><div class="ace-line ace-line old-record-id-O7MTdOZOHod9U3x9vRyunNGjsCp"><span style="font-size: 16px;">MEXC 本身對銀行轉帳不收取額外手續費，費用由用戶所在銀行收取。信用卡/借記卡購買不收取手續費，所有費用在確認訂單前清晰顯示，無隱藏費用。</span></div><div class="ace-line ace-line old-record-id-IsOidADlUoRE8axUmxkurzGbs02"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-C55Bd23C3o1AFSx3sHFuQyrislb"><span style="font-size: 16px;">6.3 為什麼我的銀行卡支付被拒絕？</span></h3><div class="ace-line ace-line old-record-id-Lvo2d4eihoEV1uxCV9rudO3bsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NM36dFNAooLZs6xMZKXucmqfsEe"><span style="font-size: 16px;">常見原因包括：銀行預設屏蔽數位貨幣相關交易、餘額不足、卡片過期、帳單地址與實名認證資訊不匹配等。建議聯絡發卡行預授權數位貨幣購買，並確保所有資訊完全一致。</span></div><div class="ace-line ace-line old-record-id-LyCSdv8KSobuVFxlgkMuiJXesAf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VQ6Ad6g8YoOpUZxYlRjuvLDfsmb"><span style="font-size: 16px;">6.4 法幣充值多久能到帳？</span></h3><div class="ace-line ace-line old-record-id-LGRjdr6xxoHTWfxyb9vuUy93sIg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P3wIdBCFSoILy0xoPOwu2cOvsZb"><span style="font-size: 16px;">使用歐元區即時轉帳實時到帳；普通銀行轉帳需零到兩個工作日；信用卡/借記卡購買一般數分鐘內完成；第三方服務商通道處理時間因服務商而異。</span></div><div class="ace-line ace-line old-record-id-LFqpd8FWwoUyhXxGAphuHr7msNe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-U7h8dHZNBosnktxANjYunOB0sMd"><span style="font-size: 16px;">6.5 可以使用他人名下的銀行卡或信用卡充值嗎？</span></h3><div class="ace-line ace-line old-record-id-Yf10dJSeRoALi8xJd1euveWDs5c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IyOudstiSoGiUCxkESUunjXRsRe"><span style="font-size: 16px;">不可以。MEXC 嚴格要求充值帳戶姓名與實名認證姓名完全一致。系統會自動拒絕姓名不匹配的交易，家人名下的卡、未註冊的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-L60TdAwONo9RSfxqqG1uEM3ts0b"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GuVbd49gFohFryxRNERuSC8Dsfh"><span style="font-size: 16px;">6.6 購買的數位貨幣存放在哪裏？</span></h3><div class="ace-line ace-line old-record-id-ZBuMdAkPQoVsg4xPPg8ugPaIsmf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SEF0dESiNo8H5Ixv2VNu1Oucsah"><span style="font-size: 16px;">透過法幣充值存入的資金將自動存入您的 MEXC 法幣錢包中，您可使用法幣餘額進行後續買幣或其他操作。</span></div><div class="ace-line ace-line old-record-id-UfurdkyDeoddeUxFJAVu4mr8sch"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SCujdmRkyoXkUZxFmfbu9yYDsdh"><span style="font-size: 16px;">透過快捷買幣（如信用卡/借記卡/Apple Pay/Google Pay）購買的數位貨幣將自動存入您的現貨錢包中，您可自由進行交易、劃轉或提現至其他錢包地址。</span></div><div class="ace-line ace-line old-record-id-LL9ndRMaaoQQ2Kx1Sypu3x7Tsug"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JBajdqa0Eof8KFxwaT8u8Dakslc"><span style="font-size: 16px;">6.7 如果轉帳失敗或延遲怎麼辦？</span></h3><div class="ace-line ace-line old-record-id-OroRdwDK7oebSrxDxlKujDKDsVc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MnILd4kMZo7BaZxCOfPu02IQsPd"><span style="font-size: 16px;">首先檢查轉帳備註中是否正確填寫了參考碼，確認銀行轉帳是否已成功發出。如仍有問題，可提交工單聯絡 MEXC 客服，提供參考碼和銀行交易記錄以便快速追蹤。</span></div><div class="ace-line ace-line old-record-id-NXTud0Et6oeOf5xt4o4uCjpZsgf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EuZudU0bRoJiOmxvdhMuON15sxc"><span style="font-size: 16px;">6.8 MEXC法幣充值支援哪些數位貨幣購買？</span></h3><div class="ace-line ace-line old-record-id-VROvdjA2yoEW4SxCsBNu3XjIsye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Stj2duC43ovG7JxNxzDuZd5OsMc"><span style="font-size: 16px;">MEXC 支援購買比特幣、以太坊、穩定幣（如美元穩定幣）以及多種主流數位貨幣和替代幣，覆蓋市場上絕大多數熱門數位資產。</span></div><div class="ace-line ace-line old-record-id-BdNfdjm0uoppDRxfaiCuF57Fsob"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SLfZdgEJUoYybixtEgourRmKs6z"><span style="font-size: 16px;">推薦閱讀：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-AqeEdSJmzoGkE6xpWLBuu4LBsXQ" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借記卡購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-VgGddjUhdoEa7vxu5Bfu9y9tsA2" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-UgyydlxVEohBsHxzMU2uvfTFsPd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道購買數位貨幣</a></div></li><li class="ace-line ace-line old-record-id-Zjv3dVFFkoJq1GxOZ2ou9zRwsRe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申請 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-PvMSdZTSEoP49CxSAqZuobAHsAh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqh1dkhRWoVw3jxbtNzudm1ns9c"><br></div></div>