Updated XRP Rich List: It Just Got More Expensive to Join Top 10% Holders

A single number is doing a lot of talking in the XRP community this week. It now takes 2,161.81 XRP to sit in the top 10% of all wallets, up nearly 10 XRP from the previous week. XRP trades at $1.08 today, a slight recovery from the $1.04 level seen in late June, when the last rich list snapshot circulated.

The New Numbers

Crypto commentator John Squire (@TheCryptoSquire) shared the updated figures, sparking replies from traders across the platform. The latest data shows 797,163 accounts now hold 2,162.95 XRP or more, placing them in the top 10%.

The top 5% threshold sits at 7,516 XRP across 398,582 accounts. The top 1% requires 45,000.83 XRP, held by 79,717 accounts. At the end, the top 0.01% needs 3,831,744.67 XRP, a bracket occupied by just 798 accounts.

Compared to the numbers reported at the end of June, when the top 1% threshold sat at 45,000 XRP and the top 0.1% required 278,195 XRP, the new figures show only marginal movement. The top 0.1% threshold now stands at 278,539 XRP. The changes are small in raw terms, but Squire sees the shift as evidence of quiet accumulation rather than a market standing still.

Rising Threshold and Rising Debate

Squire’s post argued that more wallets are accumulating XRP than the public realizes. That claim pulled in a range of reactions. One reply dismissed the scale of the threshold entirely, telling followers to stack more XRP while others sleep, and calling 2,100 XRP peanuts for serious holders.

Some responses focused on where they stand. One user said he falls into the top 11% bracket. Another said he wants to be in the top 10% for the second time in his life.

A third called the accumulation advice the worst take he had seen, mirroring the negative sentiment that some members of the crypto space have about XRP. One commenter ignored the list entirely, asking if XRP would reach $4.

The most substantive pushback came from a user who called the rising threshold encouraging and a possible sign of continued accumulation. However, he noted that one person can control multiple wallets, suggesting that while the data is worth watching, it should not serve as a definitive metric.

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