DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

68045 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Investors ignore Bonk, PEPE; This memecoin under $0.0000002 could replace SHIB, DOGE

Investors ignore Bonk, PEPE; This memecoin under $0.0000002 could replace SHIB, DOGE

Pepeto is shaking up the memecoin scene with real utility, zero trading tax, and a $5.7m presale, positioning itself as a strong 2025 contender against SHIB and DOGE. #sponsored

Author: Crypto.news
Can XYZ outshine HYPE and AAVE this cycle? Analysts say yes, if BTC holds $100k

Can XYZ outshine HYPE and AAVE this cycle? Analysts say yes, if BTC holds $100k

With Bitcoin holding strong, XYZ is gaining momentum as analysts predict it could outshine major DeFi contenders. #partnercontent

Author: Crypto.news
Siton Mining Launches XRP Zero-Threshold Cloud Mining App, Use Your Smartphone to Start Earning Daily Passive Income from XRP

Siton Mining Launches XRP Zero-Threshold Cloud Mining App, Use Your Smartphone to Start Earning Daily Passive Income from XRP

Siton Mining’s new XRP cloud mining application has officially launched. Leveraging advanced blockchain architecture and green energy-driven technology, the new platform offers users an eco-friendly, zero-barrier, smart mining experience, enabling them to easily achieve stable daily passive income. As digital assets become increasingly popular, Siton Mining is redefining the future of XRP. Through mobile cloud mining solutions, XRP users can participate in powerful cloud computing resources with just a smartphone. Start mining with XRP, say goodbye to the high-cost, high-threshold traditional mining machine model. A Cloud Mining Platform That Changes the Rules of the Game Siton Mining is committed to building an intelligent, efficient, and environmentally friendly cryptocurrency cloud mining ecosystem. Leveraging a distributed cloud computing architecture and clean energy support, users can enjoy stable, green computing power without worrying about equipment or technology. The system will also automatically switch to higher-yielding cryptocurrencies based on market conditions, making every investment more valuable. How Do I Start Smart Cloud Mining with XRP? The entire process is simple and suitable for all users: 1. Register an account and claim your rewards Visit the official website https://sitonmining.com and register with your email address. Register and receive a system airdrop reward of $10–100 USD. 2. Choose a contract plan A variety of flexible contracts are available, ranging from short-term free trials to long-term, high-yield plans. The contract structure is transparent, allowing you to purchase based on your needs. 3. Automated Revenue Distribution Once the contract is activated, the system automatically deposits mining rewards into your account daily, eliminating manual intervention. Users can withdraw or reinvest at any time. Five Core Advantages of the Platform Native support for XRP mining: No need to convert to other currencies, just use XRP to start contracts Automatic daily profit distribution: The system operates intelligently, with no technical barriers to entry Diverse contract options: Flexible amounts and terms allow both beginners and veterans to find a suitable solution Asset security: Isolation of hot and cold wallets, dynamic encryption verification, and multi-layered security Global service: Covering over 180 countries, with 24/7 online customer service to answer your questions About Siton Mining Siton Mining is a leading global cloud mining platform focused on intelligent computing networks, helping users worldwide earn returns on crypto assets more easily and securely. We provide low-barrier-to-entry, highly efficient digital asset appreciation solutions. With the mission of “creating sustainable value for every cryptocurrency,” Siton Mining will continue to advance cloud mining technology and help investors achieve true “long-term value and stable returns” in the crypto world. Visit the official website https://sitonmining.com or download the official app to start your daily profit journey. Email: media@sitonmning.com

Author: CryptoNews
SEC Clarity on Crypto Liquid Staking Opens Door to Institutional Adoption in U.S.

SEC Clarity on Crypto Liquid Staking Opens Door to Institutional Adoption in U.S.

The U.S. Securities and Exchange Commission (SEC) has published new guidance that may accelerate institutional adoption of liquid staking in the United States, according to industry sources. In a statement released Tuesday, the agency’s Division of Corporation Finance outlined its view that certain liquid staking arrangements—including the issuance of receipt tokens like stETH—do not constitute securities transactions. The clarification represents progress for the decentralized finance (DeFi) industry, which has long sought regulatory certainty around staking models. It also shows a potential shift in how U.S. regulators approach blockchain-based innovations that involve derivative representations of crypto assets. Liquid Staking Receives Long-Awaited Regulatory Clarity Liquid staking refers to a process in which users stake their crypto assets with a third-party protocol and, in return, receive a new token that represents their deposit and accrued staking rewards. These receipt tokens—such as stETH in the case of Ethereum—allow users to maintain liquidity while still participating in network staking. The SEC’s latest statement seeks to clarify whether these arrangements are subject to U.S. securities laws. For many in the industry, the answer comes as welcome news. Sam Kim, Chief Legal Officer of Lido Labs Foundation, described the guidance as a breakthrough moment: “Yesterday’s SEC guidance confirming that liquid staking and receipt tokens like stETH do not constitute securities provides the much-needed guidance that Lido and the wider industry have needed.” A Big Day for Ethereum: SEC Clarity on Liquid Staking Yesterday's SEC guidance confirming that liquid staking and receipt tokens like stETH do not constitute securities provides the much needed guidance that Lido and the industry have needed. As the leading liquid staking… https://t.co/H2WN1BWKSF — Lido (@LidoFinance) August 6, 2025 Kim explains that the clarity will encourage further participation from institutional investors and platforms that had previously been hesitant due to legal uncertainty. Path Cleared for Institutional and Platform Integration With the regulatory fog lifting, liquid staking protocols may now gain broader acceptance by centralized exchanges, fintech platforms, and regulated investment firms. “This opens the door for U.S.-based platforms, financial institutions, and users to engage with liquid staking protocols more freely,” Kim said. “Without the fear of triggering securities laws, more protocols may integrate liquid staking tokens, expanding their utility across DeFi.” By removing the perceived legal risk associated with staking receipts, the SEC’s position could help increase liquidity and utility for such tokens across the U.S. financial ecosystem. Legal Experts Outline Implications for Broader Token Design Legal analysts suggest the SEC’s language on liquid staking may have broader implications beyond staking itself. Jason Gottlieb, a partner at Morrison Cohen, said the agency’s approach reflects a logical evolution in how it categorizes crypto assets and derivatives. “At heart, a liquid staking token is just a receipt on a token,” said Gottlieb. “With the SEC now correctly taking the position that cryptocurrency tokens themselves are not securities, it makes sense that a receipt for a token is not a receipt for a security.” Gottlieb adds that this reasoning could influence future regulatory considerations around cross-chain bridges and wrapped tokens—mechanisms that similarly rely on receipt-style representations. A Major Step for U.S. Crypto Market Maturity As the world’s largest capital market, the United States remains a key frontier for the growth of digital asset ecosystems. With liquid staking protocols now operating under clearer rules, DeFi builders and institutional actors alike may find renewed confidence to innovate and engage. For stakeholders like Lido and other major protocols, the SEC’s latest stance is more than a legal indicator—it’s an invitation to scale.

Author: CryptoNews
New Base network memecoin attracts crypto whales with trading bot

New Base network memecoin attracts crypto whales with trading bot

BlockSack has officially launched its crypto presale on the Base network, just as Coinbase rolls out its much-anticipated SocialFi application. #partnercontent

Author: Crypto.news
AI identifies ETH memecoin that could surpass DOGE’s $30b market cap and it’s not SHIB

AI identifies ETH memecoin that could surpass DOGE’s $30b market cap and it’s not SHIB

As memecoin giants Dogecoin and Shiba Inu lose momentum, Pepeto emerges with real infrastructure, ultra-low entry price, and fast-growing community buzz for 2025’s next big run. #sponsored

Author: Crypto.news
Ethereum gas fees explained: the complete guide for beginners

Ethereum gas fees explained: the complete guide for beginners

Known for its strong smart contracts and decentralized apps (dApps), Ethereum is the second-largest blockchain by market capitalization. However, if you have ever transacted on Ethereum (ETH), you have likely encountered gas costs, which can be perplexing, annoying, and even…

Author: Crypto.news
MetaMask Plans USD Stablecoin Launch with Stripe Partnership, Governance Proposal Reveals

MetaMask Plans USD Stablecoin Launch with Stripe Partnership, Governance Proposal Reveals

A governance proposal circulating within MetaMask’s community reveals plans to launch “MetaMask USD” (mmUSD) through a partnership with Stripe’s payment infrastructure, potentially creating a direct competitor to established stablecoins like USDC and USDT. The proposal outlines building mmUSD on the M⁰ network for decentralized issuance and settlement, with Stripe serving as the issuing partner to provide regulatory clarity and trusted fiat backing. Source: Aggr News MetaMask Leverages 30M User Base to Challenge USDC Dominance MetaMask serves over 30 million monthly active users globally through one of the most widely used non-custodial wallets in Web3. The proposed mmUSD would function as a base currency throughout MetaMask’s ecosystem while integrating with DeFi protocols like Aave for lending, borrowing, and yield opportunities. The stablecoin initiative follows MetaMask’s recent card launch in partnership with Baanx and Mastercard, enabling users to spend crypto directly from self-custody wallets without surrendering control to banks or exchanges. Neither MetaMask nor Stripe has officially confirmed the development, leaving key details about reserve models and regulatory compliance unaddressed. In fact, the initial governance post has been made private. The proposal aligns with an industry-wide stablecoin rush following the GENIUS Act passage, which established a federal regulatory framework for stablecoin issuance. The legislation sparked interest from major corporations, including Western Union, Interactive Brokers, and Remitly, all exploring stablecoin integration for payment modernization. Stablecoin Market Explodes as GENIUS Act Unlocks Corporate Interest The stablecoin sector has expanded rapidly to over $250 billion in market capitalization, with Ripple CEO Brad Garlinghouse projecting growth to $1-2 trillion within the next few years. The GENIUS Act, signed by President Trump in July , distinguishes stablecoins as payment tools rather than investment products while establishing clear regulatory guidelines. Western Union CEO Devin McGranahan announced pilot programs in South America and Africa to modernize global remittance operations through stablecoins. The company views stablecoins as opportunities to streamline cross-border transfers and improve currency conversion in underserved markets where global remittance fees average 6.6%. Interactive Brokers founder Thomas Peterffy has also confirmed the firm is exploring stablecoin launch options , potentially enabling real-time funding for brokerage accounts. The $110 billion market value company serves nearly 3.9 million customers and already supports crypto trading through partnerships with Paxos and Zero Hash. 📲 Payments processor @remitly will soon integrate stablecoins into its global network, aiming to speed up and reduce the cost of international money transfers. #Remitly #Stablecoins https://t.co/VCG75mundR — Cryptonews.com (@cryptonews) August 5, 2025 Most recently, Remitly launched beta testing for its multi-currency digital wallet supporting both fiat and stablecoins , with live deployment scheduled for September. The Seattle-based fintech added stablecoin payout options through Bridge, a Stripe-owned infrastructure provider, while integrating USDC into internal treasury operations. All these corporate adoptions come as Federal Reserve Governor Christopher Waller acknowledged the significance of stablecoins, noting that 99% of stablecoin market capitalization is linked to the US dollar. The federation believed that “stablecoins can keep the dollar the world’s reserve currency” by making it more accessible worldwide. Corporate Giants Defy New Regulations While Adoption Accelerates Coinbase and PayPal continue offering stablecoin yield programs despite the GENIUS Act provisions explicitly banning interest payments from stablecoin issuers. Both companies argue the restrictions don’t apply because they operate as intermediaries rather than direct issuers of the stablecoins they reward. 💵 @Coinbase and @PayPal are pushing forward with stablecoin yield programs, despite new US legislation banning such incentives for issuers. #Coinbase #PayPal https://t.co/F4bTmQbl6J — Cryptonews.com (@cryptonews) August 5, 2025 Coinbase CEO Brian Armstrong stated, “We are not the issuer,” while defending the company’s 4.1% APY rewards on USDC holdings. Though Coinbase co-developed USDC with Circle, it ceased formal issuing responsibilities in 2023, with Circle now serving as the sole issuer without offering direct yield. PayPal offers 3.7% annual returns on PYUSD holdings through both PayPal and Venmo platforms. While PYUSD bears PayPal’s name, technical issuance by third-party firm Paxos allows PayPal to claim exemption from GENIUS Act restrictions. Previously, Senator Elizabeth Warren warned that private stablecoin launches could create privacy invasions and systemic risks, predicting companies would “come begging for bailout when it inevitably blows up.” Despite criticism, global corporations, including Amazon, Walmart, JD.com, and Alipay , continue exploring stablecoin integration. The competitive stablecoin space has intensified with approximately 20 million addresses now transacting with stablecoins on public blockchains. MetaMask’s proposed entry would leverage its massive user base and Stripe’s compliance infrastructure to claim its share of the market.

Author: CryptoNews
Do you need real-name registration for holding cryptocurrency? The true boundaries of Hong Kong's stablecoin KYC obligations

Do you need real-name registration for holding cryptocurrency? The true boundaries of Hong Kong's stablecoin KYC obligations

Discussions about stablecoin regulation in Hong Kong have been heating up recently. Many interpretations have emerged online, suggesting that all stablecoin holders must undergo real-name verification (KYC), sparking widespread controversy.

Author: PANews
Liquidity becomes the decisive factor, will BTC peak in September?

Liquidity becomes the decisive factor, will BTC peak in September?

Author: arndxt Compiled by AididiaoJP, Foresight News Welcome to the age of hyper-speculative capitalism. Keep an eye on the M2 money supply in mid-September. In the current irrational economic environment,

Author: PANews