OKX vs Binance (2026): 0.08% or 0.10% on Every Maker Order, and Which One Is Licensed Where You Live?
- OKX's entry-tier spot rate is 0.080% maker and 0.100% taker, against 0.100% and 0.100% on Binance, so makers save 0.02 percentage points on OKX before any token discount.
- Perpetual fees are identical at 0.02% maker and 0.05% taker on both platforms at the entry tier.
- OKX serves the EEA under a MiCA licence, the United States through OKX US in 46 states, and the UK through OKX UK, while Binance is closed in all three regions.
- Both platforms resolved US Department of Justice cases: OKX pleaded guilty in February 2025 and paid more than $504 million, Binance in November 2023 for about $4.3 billion.
- Binance lists 440 coins across about 1,420 pairs on CoinGecko against 306 coins across 1,175 pairs on OKX, and both hold a Trust Score of 10 out of 10.
- MEXC publishes 0% maker and 0.05% taker on spot, so $10,000 of monthly volume costs $2.50 there against $9.00 on OKX and $10.00 on Binance, for readers outside the US, UK and EEA.
Same taker rate, different maker rate, and a very different map
How do OKX and Binance compare at a glance?
Dimension | OKX | Binance |
Spot fees, entry tier | Regular user Lv1: 0.080% maker, 0.100% taker; lower with OKB holdings or volume | Regular user: 0.100% maker, 0.100% taker; 0.075% with BNB deduction; USDC pairs 0.095% taker |
Futures fees, entry tier | Perpetual swaps and futures Lv1: 0.02% maker, 0.05% taker; options 0.02% maker, 0.03% taker | USDT-M perpetuals: 0.0200% maker, 0.0500% taker; 0.0180% and 0.0450% with BNB; USDC-M perpetuals 0% maker, 0.040% taker while the promotion lasts |
Coins and pairs (CoinGecko) | 306 coins, 1,175 pairs, Trust Score 10 out of 10 | 440 coins, about 1,420 pairs, Trust Score 10 out of 10 |
Derivatives | Perpetual swaps, delivery futures, options, portfolio margin | USDT-M and COIN-M perpetuals, delivery futures and options; the largest derivatives venue by volume |
Security and regulation | Monthly proof of reserves with zk-STARK verification; February 2025 guilty plea and penalties of more than $504 million for operating an unlicensed money transmitting business in the US | SAFU fund and proof-of-reserves page; $4.3 billion US criminal resolution in November 2023; EEA services suspended 1 July 2026; hot-wallet security incident on 29 October 2026, all losses pledged to be covered. |
Deposits, withdrawals and KYC | Full KYC; cards, bank transfers and P2P where licensed; 24-hour withdrawal limits tied to verification and fee tier | Full KYC; USDT withdrawal 1.5 USDT on TRC20, 0.3 USDT on ERC20, 0.01 USDT on BNB Smart Chain |
Where you can use it | US via OKX US in 46 states and Washington DC; UK via OKX UK; EEA under a MiCA licence issued in Malta; Singapore under a Major Payment Institution licence, per OKX | Not the US (Binance.US is a separate company); not open to new UK retail customers; EEA suspended since 1 July 2026; not offered to Singapore residents per Binance's own terms |
Signature feature | Trading bots, the OKX Wallet with a DEX aggregator, and portfolio margin | Deepest order books in the market, Launchpool and Alpha listings |
A third option worth considering: MEXC
Our MEXC vs OKX comparison does the same for readers weighing OKX.
Which is cheaper, OKX or Binance?
Which is better for derivatives?
Our wider derivatives exchange comparison shows how the major derivatives platforms compare on fees, pairs and leverage.
Which lists more coins and lists them faster?
Which is better for bots, wallets and Web3?
Which is safer and better regulated?
The wider picture of Binance's strengths and weaknesses is in our Binance review 2026.
On 29 October 2026, Binance paused withdrawals after a security incident involving its hot wallets, and on-chain analytics firms estimated the outflow at more than $5 billion, CoinDesk reported.
Binance then suspended all deposits and withdrawals, said it would cover all losses, and had not published a confirmed loss figure or a reopening date as of 30 October 2026.
On reserves, OKX publishes monthly proof-of-reserves reports with zk-STARK verification and Binance publishes a proof-of-reserves page and maintains the SAFU fund, so both let a client check backing, in different formats.
Which is easier to fund and withdraw from?
Where can you actually use OKX and Binance?
Readers whose country rules out both platforms can compare the best crypto exchange alternatives by region.
What does a year on OKX vs Binance really cost?
Who should choose OKX, and who should choose Binance?
The MEXC View: where we stand on OKX vs Binance
Our full OKX review explains how that licensing record feeds into its score.
On custody, MEXC keeps a company-funded $100 million Guardian Fund for losses from large-scale hacks and publishes monthly proof-of-reserves reports audited by Hacken, and our exchange protection fund comparison sets these beside Binance's SAFU fund.
Our review methodology explains how we score exchanges we compete with.
For the wider field, see our 2026 ranking of the best crypto exchanges.
Frequently asked questions
Risk and compliance disclosure
Read More
- Binance Fees Explained: What a $1,000 Trade Really Costs on Spot, Futures and Withdrawal
- OKX Fees Explained (2026): Which of OKX Three Fee Schedules Is Your Account Secretly On?
- OKX Withdrawal Limit Explained (2026): Why It Starts at 10,000,000 USD a Day and Has Nothing to Do With Your KYC Level
- Binance Daily Withdrawal Limit: Current Limits by Level, Fees by Network and How Long Withdrawals Take
- OKX KYC Requirements (2026): One Verification, Four Documents, 24 Hours, and 12 Ways to Fail It
- Binance KYC Explained: Verified vs Verified Plus, Documents, Limits and How Long It Takes
- How to Transfer USDT and Other Crypto From Binance to MEXC: Which Network Costs 0.01 USDT, and Which Costs 1.5?
- KuCoin vs Binance (2026): Same 0.10% Headline, Different Bill, and Which One Still Serves Europe?
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