Wu Yongming: In the future, there may be more intelligent entities and robots than the global population

The post Double Good News for XRP from Ripple CEO Brad Garlinghouse: “XRP Spot ETF to Be Approved, US to Add XRP to Reserve!” Here Are His Critical Statements! appeared on BitcoinEthereumNews.com. Today is expected to be a critical day for XRP, as the first US XRP ETF is expected to be approved today. While critical news was awaited for XRP, important statements came from Ripple CEO Brad Garlinghouse. Speaking to Bloomberg, Ripple CEO stated that XRP ETF approval is only a matter of time and that XRP could be added to the White House reserves. Ripple CEO Brad Garlinghouse said that approval of an XRP spot ETF is inevitable and that XRP could soon be included in the US government’s digital asset stockpile. “XRP will be part of a cryptocurrency stockpile along with other major cryptocurrencies. With these, XRP will no longer be seen as just a trading asset, but as a trusted cryptocurrency for institutional use.” Garlinghouse emphasized that the addition of XRP to the US digital stock reflects increased confidence in XRP’s stability and its growing role in global financial systems. Garlinghouse stated that he expects an XRP spot ETF to launch by the end of the year, noting that the U.S. Securities and Exchange Commission (SEC) is currently reviewing applications from major asset managers such as Franklin Templeton and Bitwise. “Approval of the XRP ETF is inevitable. This ETF will allow large investors to safely enter the XRP market. It will provide investors with a safer and more regulated way to invest in XRP.” The government’s inclusion of XRP and the growing discussions about an upcoming ETF are seen as a sign that digital assets are becoming increasingly accepted in the mainstream financial system. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/double-good-news-for-xrp-from-ripple-ceo-brad-garlinghouse-xrp-spot-etf-to-be-approved-us-to-add-xrp-to-reserve-here-are-his-critical-statements/

The post The blockchain revolution should be invisible appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. When it comes to money, every person ultimately has the same basic needs: we need to be able to save it, send it, and spend it, safely and simply. But even in 2025, billions of people are still left out by the formal financial system. And this happens not just in the emerging markets, but ironically, also in the world’s leading nations.  Summary Tens of millions remain underbanked in developed markets, but blockchain has yet to deliver practical, everyday solutions due to poor UX and complexity. Adoption depends on relatability — successful models like Nubank in Brazil, GCash in the Philippines, and Telegram’s TON payments show that people embrace tech when it’s simple, embedded, and solves daily problems. Blockchain must prioritize utility over ideology — clumsy rollouts like El Salvador’s Bitcoin experiment show the risks, while stablecoins and tokenized assets offer a clearer path to usability and trust. Mass adoption requires simplicity — crypto must become as effortless as existing apps, making saving, sending, and spending natural; otherwise, blockchain risks staying niche for decades. According to recent surveys, over 36 million consumers remain underbanked in North America alone, while there are over 20.2 million adults who are underserved in the United Kingdom. Whether it be due to a lack of infrastructure or a mistrust in banking, this financial exclusion continues to stifle economic mobility and limit access to basic opportunities. Many still see blockchain as a revolutionary solution, offering faster, cheaper, and borderless financial services to the world. However, in practice, we haven’t yet delivered on that promise for everyday users. Today, cryptocurrencies and blockchain, more broadly, are perceived as speculative ways to extract value, rather than…

BitcoinWorld Tokenized Stocks: Swarm’s Revolutionary Launch on Plasma Mainnet The world of decentralized finance (DeFi) is constantly evolving, bringing forth innovative ways to interact with traditional assets. A truly exciting development is underway as Swarm, a prominent DeFi platform, prepares to launch tokenized stocks on the Plasma mainnet. This groundbreaking move is set to revolutionize how investors access shares of major companies like Apple, Tesla, and Microsoft, all powered by stablecoins. What Are Tokenized Stocks and Why Are They a Game Changer? Imagine owning a piece of your favorite company, not through a traditional brokerage, but as a digital token on a blockchain. That’s precisely what tokenized stocks are. They are blockchain-based tokens that represent traditional equity shares, offering a bridge between the regulated world of traditional finance and the innovative realm of decentralized digital assets. Fractional Ownership: Investors can buy fractions of high-value shares. Increased Accessibility: Lower entry barriers for global investors. 24/7 Trading: Unlike traditional markets, blockchain operates continuously. This innovation promises to democratize investment opportunities, making it easier for individuals worldwide to participate in markets previously restricted by geographical or financial constraints. Swarm’s Vision: Democratizing Access to Tokenized Stocks Swarm is taking a significant step by introducing nine prominent tokenized stocks. This initial offering includes shares from industry giants such as Apple, Microsoft, Tesla, Coinbase, and Nvidia. The platform leverages the Plasma mainnet, a robust and scalable infrastructure, to facilitate these trades. Users will be able to acquire and trade these digital shares directly using stablecoins, which are cryptocurrencies pegged to the value of fiat currencies like the US dollar. This integration provides stability and ease of transaction, avoiding the volatility often associated with other cryptocurrencies. By using stablecoins, Swarm aims to provide a more predictable trading environment for those new to the crypto space, making the transition into digital asset ownership smoother and more appealing. The Plasma mainnet ensures efficient and secure processing of these transactions. Navigating the Trading Landscape: How to Engage with Swarm’s Tokenized Stocks Engaging with Swarm’s new offering is designed to be user-friendly, yet it’s essential to understand the underlying mechanics. The Plasma mainnet provides the secure and scalable foundation for these digital assets. This means that once you acquire tokenized stocks, your ownership is recorded on a transparent and immutable blockchain ledger. Users will interact with Swarm’s platform to manage their portfolio, place trades, and settle transactions. The entire process aims for efficiency and transparency, characteristic of well-designed DeFi applications. Understanding the platform’s interface and the basics of stablecoin transactions will be key for a seamless experience. Exploring the Potential and Pitfalls of This New Frontier for Tokenized Stocks The launch of tokenized stocks by Swarm brings immense potential, but also introduces new considerations for investors. Potential Benefits: Global Reach: Break down geographical barriers to investment. Lower Fees: Potentially reduced transaction costs compared to traditional brokers. Increased Liquidity: The 24/7 nature of crypto markets can lead to more consistent trading opportunities. Potential Pitfalls: Regulatory Clarity: The regulatory landscape for tokenized stocks is still evolving, which can introduce uncertainty. Platform Risk: Reliance on the security and stability of the Swarm platform and Plasma mainnet. Education Gap: New users may need to learn about blockchain technology and DeFi concepts. Investors should conduct thorough research and understand these factors before participating. While the benefits are compelling, a cautious approach is always recommended in emerging markets. The Future Unlocked: How Tokenized Stocks Could Reshape Investing Swarm’s initiative with tokenized stocks represents more than just a new product; it’s a glimpse into the future of finance. By merging traditional equity markets with blockchain technology, Swarm is paving the way for a more inclusive, efficient, and transparent investment ecosystem. This could inspire other platforms to follow suit, leading to a broader adoption of digital assets for real-world value. For individuals, this means unprecedented access to investment opportunities. For the financial industry, it signals a shift towards decentralized models that prioritize user empowerment and innovation. As the DeFi space continues to mature, we can expect to see even more sophisticated financial instruments becoming accessible through blockchain technology. In conclusion, Swarm’s launch of tokenized stocks on the Plasma mainnet is a significant milestone for the DeFi sector. By offering fractional, stablecoin-based trading of major company shares, Swarm is not only expanding investment accessibility but also pushing the boundaries of what’s possible in decentralized finance. This development holds immense promise for investors seeking new avenues and for the ongoing evolution of global financial markets. Frequently Asked Questions (FAQs) Q1: What exactly are tokenized stocks? A1: Tokenized stocks are digital tokens on a blockchain that represent traditional equity shares of publicly traded companies. They allow for fractional ownership and can be traded on decentralized platforms. Q2: Which companies’ shares will be available through Swarm? A2: Swarm is initially launching nine tokenized stocks, including shares from Apple, Microsoft, Tesla, Coinbase, and Nvidia, among others. Q3: How do I trade these tokenized stocks on Swarm? A3: Users will be able to trade these digital shares on the Swarm platform, which operates on the Plasma mainnet, using stablecoins for transactions. Q4: What are the main benefits of investing in tokenized stocks? A4: Key benefits include fractional ownership, global accessibility, 24/7 trading availability, and potentially lower transaction fees compared to traditional markets. Q5: Are there any risks associated with tokenized stocks? A5: Yes, like any investment, there are risks. These include regulatory uncertainties, platform-specific risks, and the need for investors to understand blockchain and DeFi concepts. If you found this article insightful, please consider sharing it with your network! Help us spread the word about the exciting advancements in decentralized finance and the future of investing. To learn more about the latest crypto market trends, explore our article on key developments shaping digital assets price action. This post Tokenized Stocks: Swarm’s Revolutionary Launch on Plasma Mainnet first appeared on BitcoinWorld.