Crypto payments have been around for years, but most merchants still won’t touch them. Too complicated, too risky, too expensive. SpacePay from London thinks they’ve cracked the code with a system that plugs into existing card readers, works with 325+ crypto wallets, and pays merchants in regular money instantly. They’ve pulled in $1.3M so far,.. The post How SpacePay’s Low Fees and Instant Settlements Are Winning Over Merchants, Presale Ongoing appeared first on 99Bitcoins .Crypto payments have been around for years, but most merchants still won’t touch them. Too complicated, too risky, too expensive. SpacePay from London thinks they’ve cracked the code with a system that plugs into existing card readers, works with 325+ crypto wallets, and pays merchants in regular money instantly. They’ve pulled in $1.3M so far,.. The post How SpacePay’s Low Fees and Instant Settlements Are Winning Over Merchants, Presale Ongoing appeared first on 99Bitcoins .

How SpacePay’s Low Fees and Instant Settlements Are Winning Over Merchants, Presale Ongoing

2025/09/12 14:47
4 min read

Crypto payments have been around for years, but most merchants still won’t touch them. Too complicated, too risky, too expensive.

SpacePay from London thinks they’ve cracked the code with a system that plugs into existing card readers, works with 325+ crypto wallets, and pays merchants in regular money instantly. They’ve pulled in $1.3M so far, selling $SPY tokens at $0.003181 each.

Most business owners have heard the crypto payment pitch before. Buy new equipment. Learn new systems. Hope crypto prices don’t tank between when customers pay and when you get your money. It’s a hard sell for someone running a busy restaurant or retail shop.

SpacePay Takes a Different Route

The folks at SpacePay figured out something clever. Instead of making merchants buy fancy new hardware, their software just updates the Android payment terminals most businesses already use. That’s it. No electricians, no training courses, no massive upfront costs.

Customers can pay with whatever crypto wallet they prefer – the system handles over 325 different ones. That covers pretty much everyone in the 400 million-strong crypto community. Merchants don’t need to become crypto experts or turn away paying customers.

The security angle gets attention, too. Real-time monitoring catches problems fast, and everything gets encrypted properly. Merchants worry about getting hacked or scammed, so SpacePay built its system to handle those concerns upfront.

Low Fees Make the Math Work

Here’s where things get interesting for business owners. Credit card companies typically grab 2-4% of every sale, plus monthly fees, equipment costs, and other charges that add up fast. A pizza place doing $15,000 in monthly sales might pay $450 or more in processing fees.

SpacePay only takes 0.5%. So that same pizza place pays just $75 instead. That extra $375 each month covers ingredients, keeps the lights on, or goes straight to profit. When you’re running on thin margins like most restaurants, saving three percentage points makes a real difference.

The fee structure stays simple, too. No hidden charges, no surprise deductions, no fine print that eats into profits. Merchants see exactly what they’ll pay before they sign up.

Instant Settlements Change Everything

Cash flow kills small businesses. Traditional processors love holding merchant money for 2-3 days before releasing it. They earn interest while business owners scramble to cover expenses.

SpacePay doesn’t play that game. Customers pay with crypto, merchants get cash immediately. Not later that day, not the next business day – right now. This matters when rent is due, suppliers need payment, or unexpected costs pop up.

The instant conversion also solves the crypto volatility problem. Bitcoin might be worth $50,000 when a customer pays, and $45,000 an hour later. With SpacePay, merchants get locked-in rates at the moment of sale. No gambling on crypto prices, no sleepless nights watching market charts.

Visit SpacePay Presale

Dealing with Crypto Price Swings

If you’ve checked crypto prices, you know how wild they get. Ethereum jumps 20% one week, drops 15% the next. For business owners paying rent and suppliers, crypto payments feel like gambling with the month’s revenue. Nobody wants to sell a $100 meal and end up with $85 when it’s time to restock.

SpacePay’s approach is simple. Customer pays with crypto, system converts to dollars (or euros, or whatever) instantly at current market rates. Merchants receive stable amounts they can actually use for business planning.

This removes the biggest mental barrier to crypto adoption. Business owners can serve crypto customers without becoming crypto speculators. Revenue stays predictable, which is what actually matters for running a business.

Understanding the $SPY Token

The $SPY token runs SpacePay’s ecosystem and offers perks beyond basic payment processing. Token holders get to vote on platform changes and new features. It’s community-driven rather than top-down corporate decision-making.

Revenue sharing sweetens the deal. SpacePay splits some of its earnings with $SPY holders. Monthly airdrops reward the most active community members. These benefits create ongoing value that grows with platform success.

Early feature access gives $SPY holders first crack at new tools before everyone else. Smart merchants appreciate getting advantages over competitors who wait for general releases.

Joining the Community

The $SPY presale runs at $0.003181 per token for people wanting early access. Getting started involves a few simple steps:

Early supporters get positioned for SpacePay’s expansion as more merchants discover crypto payment benefits.

JOIN THE SPACEPAY ($SPY) PRESALE NOW

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The post How SpacePay’s Low Fees and Instant Settlements Are Winning Over Merchants, Presale Ongoing appeared first on 99Bitcoins.

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