Is SOL at $130 Dead Money? Digitap ($TAP) is the Best Crypto to Buy for Growth

The post Is SOL at $130 Dead Money? Digitap ($TAP) is the Best Crypto to Buy for Growth appeared first on Coinpedia Fintech News

Solana remains a powerful large-cap asset, yet many investors are starting to question whether it is dead money at its current price of ~$130. Momentum has slowed, liquidity has normalised, and traders who previously chased volatility are rotating into high-growth crypto presales.

Digitap ($TAP) is one of these potential altcoins to buy with massive growth potential. As the world’s first omni-bank, it combines crypto and fiat in a single application for deposits, withdrawals, payments, and transfers. Due to its price potential and strong market use case, traders seeking the best cryptos to buy are rapidly rotating into $TAP and away from SOL.

Solana’s Momentum Cools Near $130

Solana’s consolidation at $130 has raised questions about whether the next phase offers compelling returns. Trading volumes have stabilised instead of expanding, and major liquidity flows are flattening. This signals that the market is digesting prior gains rather than targeting new upside. The token is also seeing red on a daily, monthly, quarterly, and yearly basis, with a 44% loss annually.

Solana also underwent huge price increases in 2024 and is likely undergoing an extended consolidation period. While the Solana network retains strong fundamentals in terms of cost and speed, this consolidation limits short-term opportunity for investors aiming to outperform benchmarks.

Some holders are maintaining positions for long-term infrastructure exposure, but active traders are reallocating into projects with higher growth potential and a larger target market. This type of capital rotation is common when large caps begin forming consolidation patterns and start to lose their momentum.

For many, the better approach is to pivot to different projects, or to pair stable holdings with a selective early-stage project tied to real utility. As a result, investors exploring altcoins to buy are increasingly comparing Solana’s slowing momentum with faster-moving platforms such as Digitap.

$TAP’s Utility Puts It Ahead of SOL As Best Crypto To Buy

Digitap is a live omni-bank with a full range of financial services for users, including deposits, withdrawals, payments, transfers, swaps, multicurrency IBANs, and more. As it has Visa integration, users can make payments at compatible terminals worldwide, and can also use Google and Apple Pay. A single account enables full user control over both traditional and DeFi banking.

Users can move between crypto and fiat seamlessly, creating natural demand for the token as transactions scale. This positions Digitap as one of the best cryptos to buy now for investors who prioritize working fintech infrastructure over speculative concepts.

The platform is already live, which differentiates it from typical crypto presale projects that rely on future promises rather than real usage data. It can be downloaded from Android or iOS immediately, meaning investors can test the product before they allocate any capital. This is extremely rare in the industry.

While Solana is a fast network with low fees, it does not offer the range of services as compared to an omni-bank such as Digitap. Its addressable market is also much smaller, as it mainly targets developers and meme coin launches. Digitap, meanwhile, has relevance to the globally unbanked population (thanks to its zero-KYC model), along with remote workers and any of the global expat community who have suffered from bank account closures.

Why Digitap Is Treated As The High-Growth Breakout Play

Digitap is increasingly seen as a high-growth allocation for multiple reasons. $TAP retails at $0.0361, which is a 74% discount from its listing price of $0.14. This means that users who buy and hold the token can wait until it gets listed on a major exchange, benefiting from a price increase of nearly 4x. At current pricing, a $100 investment would turn into nearly $400.

But it adds other incentives in the meantime, such as 124% staking APY and a 50% platform profit redistribution. Users who spend with Visa-compatible cards worldwide can earn cashback rewards and take advantage of in-app savings and investment features. For investors comparing altcoins to buy, this blend of live utility and token rewards is becoming a decisive factor.

Traders who usually rotate among crypto presales are recognising that user utility provides stronger long-term upside than hype cycles. This is why early-stage capital is clustering around Digitap while traditional large caps stagnate. The combination of revenue-linked burns, live financial products, and payment adoption creates multiple growth catalysts.

The payments market is also a trillion-dollar industry with a huge addressable market. Everybody needs to use banking services for everyday financial activity. Digitap offers zero-KYC access to a working product at a time when many people are being locked out of their accounts worldwide.

$TAP is A Live Ecosystem: SOL Is Dead Money

Solana remains a strong infrastructure layer, but its current range rules it out for growth-focused investors, and it can rightly be called dead money at $130. It has a smaller target market and has continued to perform poorly in terms of price.

This is why traders seeking altcoins to buy are pivoting to $TAP, with its live product and growing ecosystem designed to replace the legacy banking system. The market is massive, and there is no growth cap for $TAP, which could easily turn out to be the best crypto to buy for 2026.

As global card deployment and deeper fiat integration expand, transaction volume is expected to follow. Investors searching for crypto presale entries with operational platforms are finding Digitap unusually well-positioned.

Discover how Digitap is unifying cash and crypto by checking out their project here: