Pulsar Money Chooses Arc to Launch Stablecoin Payment App

Pulsar Money has announced that it will launch exclusively on Arc, Circle’s stablecoin-native Layer 1 blockchain, becoming one of the first consumer-focused financial applications to operate on the network. The company aims to simplify the use of stablecoins by offering a mobile experience similar to a traditional banking application while supporting regulated digital assets and payment infrastructure.

Pulsar Money will launch exclusively on Arc, enabling users to hold, spend, and exchange multiple regulated stablecoins through a single consumer-focused application. The launch reflects the growing adoption of stablecoins in mainstream financial services, particularly for payments and cross-border transactions.

The platform has been designed primarily for the European market and will initially support regulated fiat-backed stablecoins, including USDC and EURC. According to the company, additional fiat-backed stablecoins are expected to be added over time as the ecosystem expands. The application is intended to provide users with a unified interface for managing multiple digital currencies without requiring separate wallets or financial platforms.

One of the platform’s key features is its integration with StableFX, Circle’s institutional foreign exchange infrastructure for stablecoins. Instead of relying on conventional foreign exchange providers, users will be able to convert between supported stablecoins almost instantly while paying comparatively low transaction fees. The company indicated that this approach is designed to simplify international transactions and reduce currency conversion costs.

Pulsar also plans to introduce a non-custodial Visa card that enables users to spend whichever supported stablecoin balance they hold. The card is expected to automatically utilize available digital currency balances during purchases, potentially reducing foreign exchange expenses for international transactions. Initially, virtual Visa cards will be made available to residents in more than 110 countries, with additional capabilities expected after the platform’s official launch.

Beyond payment functionality, the company is developing artificial intelligence features aimed at automating routine financial activities. According to Pulsar, future updates will include agentic payment capabilities that allow AI assistants to execute predefined financial tasks on behalf of users.

Examples provided by the company include automatically converting euros into U.S. dollars when exchange rates become more favorable or selecting the lowest-cost currency balance to pay recurring subscription services. The initiative reflects a broader trend within financial technology, where artificial intelligence is increasingly being used to automate financial operations rather than simply provide information or recommendations.

The company’s chief executive officer, Alex Radu, stated that Pulsar had been developed in close collaboration with several financial infrastructure providers to integrate with Arc. He indicated that this work helped shape a consumer financial application centered on stablecoin payments, intelligent financial execution, and access to emerging on-chain financial services.

According to the company, the platform is being built around MiCA-compliant stablecoins and regulated financial infrastructure to align with Europe’s evolving digital asset regulatory framework. Pulsar added that Arc provides the technological foundation needed to combine programmable financial services, compliance, and stablecoin payments within a single application.

The partnership also highlights Circle’s broader ambitions for Arc. Rather than focusing exclusively on blockchain developers or infrastructure providers, the Layer 1 network is intended to support consumer-facing financial products that integrate stablecoins, artificial intelligence, and established payment networks.

The announcement comes as stablecoins continue gaining traction across the global financial sector. Payment companies, fintech firms, and traditional financial institutions have increasingly adopted dollar- and euro-backed stablecoins for cross-border settlements, treasury management, and day-to-day payment activities.

Pulsar said its long-term objective is to make stablecoins function like everyday money by combining regulated digital currencies, familiar payment tools, and AI-powered financial automation within a single user experience. Instead of positioning stablecoins primarily as cryptocurrency assets, the application is designed to allow users to hold multiple currencies, make purchases using conventional payment cards, and eventually delegate routine financial management tasks to artificial intelligence.

The company has opened an early-access waitlist ahead of the application’s public release on Arc, as it prepares to introduce its consumer-focused stablecoin platform to the European market and other supported jurisdictions.

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