Meanwhile Insurance Surpasses 1,183 BTC in Audited Assets, Reports 437% Growth Across 2025

Meanwhile Insurance Bitcoin (Bermuda) Limited [“Meanwhile,” or “the Company”], the first life insurer built entirely on Bitcoin, released its 2025 statutory financial statements, reporting 1,183.11 BTC in total assets as of December 31, 2025, a 437% increase from 220.41 BTC a year earlier.

For 2025, the company reported 20.89 BTC in net income, its second consecutive profitable audited year, while statutory capital and surplus grew to 759.11 BTC, up from 123.23 BTC in 2024. In 2025, the company scaled its foundations across policyholders, reserves, assets under management, and operational capacity.

“2025 was the year the model became visible,” said Zac Townsend, CEO of Meanwhile Incorporated and Chairman of Meanwhile Insurance Bitcoin (Bermuda) Limited. “Policyholders paid premiums. Reserves grew. Assets grew. Capital grew. The audit ran. The operations held. Durable compounding that is what you want in an insurance company, not drama.”

In 2025, Meanwhile expanded its policyholder base and deepened relationships with institutional custody providers, including Coinbase and Anchorage Digital, two of the most regulated and battle-tested digital asset custodians worldwide. The company’s asset base also expanded across quoted digital assets, collateral loans, and collateral held in custody. Quoted investments in digital assets increased to 548.29 BTC from 70.65 BTC, while collateral loans increased to 403.19 BTC from 105.00 BTC.

The results mark a defining moment not just for Meanwhile, but for Bitcoin’s evolution as a long-duration financial asset. Meanwhile has now navigated another four-year market cycle by building through volatility, maintaining solvency through drawdowns, and emerging with more capital, more policyholders, and a stronger operational foundation than it began with. The Company’s success proves that because Bitcoin is global, scarce, and designed to operate outside any single institution, it is suited to back long-term financial promises.

The Promise Business: Building Long-Duration Finance on Bitcoin

For two decades, financial technology focused on speed: faster payments, faster trading, faster settlement. Meanwhile is focused on the other side of finance: duration. Insurance, annuities, savings, trusts, and long-term credit are products that move value over time and are built on promises kept years or decades into the future.

Townsend added, “Payments move money. Promises move civilization. A life insurance policy is a promise to the people you love and a guarantee that when you’re gone, they’re protected. We are in the promise business. Life insurance is a promise kept far in the future. That makes it a natural match for Bitcoin. Our job is simple: treat people fairly, invest with discipline, stay out of trouble, and build an institution that can last.”

Meanwhile is licensed as a Class IILT insurer under Bermuda’s Insurance Act 1978 and issues life insurance products to policyholders. The Company transacts exclusively in Bitcoin, with all balances and transactions measured and recognized in BTC. Its first product, Bitcoin Whole Life, provides a guaranteed death benefit, builds savings value in Bitcoin over time, allows loans against the policy’s value, and supports legacy planning for Bitcoin wealth.

Meanwhile enters 2026 focused on expanding its product line, hardening its infrastructure, and deepening institutional relationships by building the right long-duration products for people planning decades ahead.

To learn more or apply for a Bitcoin Whole Life policy, visit meanwhile.bm.

About Meanwhile

Meanwhile Insurance Bitcoin (Bermuda) Limited is a life insurance carrier licensed and regulated by the Bermuda Monetary Authority. The company offers Bitcoin-denominated life insurance products designed for long-term savings, protection, and legacy planning. Meanwhile Insurance Bitcoin (Bermuda) Limited is a subsidiary of Meanwhile Incorporated. Applications for Meanwhile’s insurance products are received and reviewed only by the company at its offices in Bermuda, and all offers and sales of insurance products are made only in Bermuda. The company is backed with $144M by leaders in Bitcoin, insurance, and AI.

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