Is $0.25 the Next Stop for MUTM? Analysts Predict a Post-Launch Surge

Mutuum Finance (MUTM) has quickly gained investor attention after surpassing $20.25 million raised in its presale, attracting nearly 19,000 holders, and successfully launching its V1 lending and borrowing protocol on the Sepolia testnet. The project’s steady progress, audited smart contracts, and live DeFi functionality have positioned it as one of the most credible upcoming launches in the sector.

Following these developments, analysts predict that MUTM could surge to $0.25 shortly after listing, representing a sharp increase from its current presale price of $0.04. With a working protocol already available for public testing and growing investor confidence, the project’s fundamentals are signaling strong potential for post-launch growth.

Mutuum Finance Proves Progress With Live Testnet

Mutuum Finance has already accomplished what most presale projects only promise — a working product before launch. The team officially announced on X (formerly Twitter):

This milestone signals a major leap forward for the project, confirming that its lending and borrowing mechanics are already operational in a real test environment. The V1 protocol is now live on Sepolia testnet, allowing users to explore and test Mutuum’s main DeFi features using Sepolia test tokens (not live assets).

Currently, users can interact with four supported assets — ETH, USDT, LINK, and WBTC — giving them a clear look into how the platform will function once it goes live. They can supply assets, use them as collateral, borrow USDT, and stake to earn MUTM token rewards.

Inside Mutuum’s Core Features

Mutuum Finance’s V1 protocol showcases the project’s core lending and borrowing mechanics — a crucial step in establishing investor confidence and proving the platform’s real utility ahead of its mainnet launch.

• mtTokens: When users supply assets, they receive mtTokens that represent their deposit positions. These tokens automatically accumulate yield over time, and users can stake mtTokens to earn additional MUTM rewards through the platform’s buy-and-distribute mechanism.
• Debt Tokens: Minted when users borrow, these track both the principal and accrued interest on loans, ensuring full transparency and accurate accounting of positions.
• Automated Liquidator Bot: A built-in safety system that monitors each borrower’s position and automatically triggers liquidations when collateral safety thresholds are breached.
• Health Factor: A key indicator that determines how safe a borrower’s position is. A score above 1.0 means the loan is safe, while dropping below 1.0 triggers liquidation, ensuring the system remains balanced and lenders are protected.

This setup not only showcases a functional lending ecosystem but also highlights Mutuum’s long-term goal — to deliver a secure, scalable, and yield-generating DeFi environment for both lenders and borrowers.

Presale Momentum Continues to Build

Mutuum’s presale has been gaining remarkable traction, and recent developments have amplified investor confidence even more. Following the V1 testnet announcement, the project saw a $175,000 single-transaction whale investment, followed by an additional $200,000 raised in just 72 hours — bringing total funds raised to $20.25 million.

At the current Phase 7 presale price of $0.04, investors can still acquire MUTM tokens at a discounted rate compared to the $0.06 launch price. Since the presale began at $0.01, the token has already gained 300%, and by launch, it’s expected to have increased by 500% from its initial price.

According to analysts, these early metrics show growing demand and suggest that once trading begins, momentum could push MUTM well beyond its launch price.

Analysts Expect $0.25 Shortly After Launch

Analysts predict that MUTM could hit $0.25 shortly after launch, fueled by strong investor participation, exchange exposure, and increasing utility. With the project already proving its concept through a live testnet, the likelihood of Tier-1 and Tier-2 exchange listings has increased significantly — a major catalyst for liquidity and visibility.

If this target materializes, it would represent a 525% increase from the launch price and a staggering 525% gain from current presale levels. For investors, this means that even a $1,000 investment today could grow to $6,250 post-launch.

Analysts attribute this forecast to several core strengths:

1. Active development and working protocol, which build investor trust.
2. Completed security audits, including a Halborn audit for the lending and borrowing smart contracts and a 90/100 CertiK Token Scan Score for the MUTM contract.
3. Transparent roadmap, which provides a clear development path rather than speculative promises.

These factors collectively give Mutuum the foundation needed for rapid market adoption and strong post-launch performance.

What Comes Next for Mutuum Finance

While the testnet marks a major milestone, the Mutuum Finance team has confirmed that further updates are already in development. The focus remains on improving the platform, refining the user experience, and preparing for the mainnet release.

According to the roadmap, the team plans to introduce additional protocol improvements and, in later stages, develop features such as an overcollateralized stablecoin, multi-chain expansion, and Layer-2 integration. These future updates are designed to enhance scalability, reduce gas fees, and attract users from across multiple blockchain ecosystems — all factors that could push the token’s valuation higher in the long term.

Community Incentives and Investor Engagement

Mutuum Finance continues to attract users through interactive community incentives. The project currently runs a $100,000 giveaway, where 10 winners will each receive $10,000 worth of MUTM tokens. Additionally, the 24-hour leaderboard rewards the top daily contributor with a $500 bonus in MUTM, motivating consistent participation during the presale phase.

The team has also made it simple for anyone to participate — investors can now buy MUTM tokens using a credit card, with a step-by-step guide available on the official website and social channels.

Mutuum Finance is standing out in the 2026 DeFi world for one reason — it’s already delivering before launch. With its V1 protocol live on Sepolia testnet, security audits completed, and a $20 million+ presale, the project is proving it’s more than just hype.

At the current presale price of $0.04, investors still have time to enter before the token lists at $0.06. And if analysts’ projections of $0.25 post-launch hold true, Mutuum could quickly emerge as one of the most successful new DeFi tokens of 2026 — potentially setting the stage for even greater growth in the years to follow.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Is $0.25 the Next Stop for MUTM? Analysts Predict a Post-Launch Surge appeared first on Blockonomi.